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Tower Bank & Trust Company, Assets and Liabilities

2014-03-31		Rank
# of Employees:	123	1,196
Assets and Liabilities
Total Assets:	$674,133,000	1,017
Cash and due from depository institutions	$77,396,000	1,196
Interest-bearing balances	$67,499,000	531
Securities	$138,285,000	1,105
Federal funds sold & reverse repurchase agreements	$2,733,000	1,403
Net loans & leases	$403,232,000	1,076
Loan loss allowance	$5,118,000	1,316
Trading account assets	$0	247
Bank premises and fixed assets	$8,421,000	1,401
Other real estate owned	$646,000	1,196
Goodwill and other intangibles	$2,851,000	994
All other assets	$40,569,000	548
Life insurance assets	$21,234,000	391
Total liabilities and capital	$674,133,000	1,017
Total liabilities	$590,027,000	1,036
Total deposits	$577,570,000	972
Interest-bearing deposits	$453,615,000	1,020
Deposits held in domestic offices	$577,570,000	971
% insured	78.49%	4,972
Federal funds purchased & repurchase agreements	$0	1,959
Trading liabilities	$0	165
Other borrowed funds	$5,500,000	2,211
Subordinated debt	$0	134
All other liabilities	$6,957,000	764
Total equity capital	$84,106,000	884
Total bank equity capital	$84,106,000	884
Perpetual preferred stock	$0	201
Common stock	$1,000,000	2,135
Surplus	$52,858,000	664
Undivided profits	$30,248,000	1,266
Noncontrolling interests in consolidated subsidiaries	$0	161
Memoranda
Noncurrent loans and leases	$10,090,000	717
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	998
Income earned, not collected on loans	$2,346,000	1,033
Earning assets	$611,749,000	1,035
Long-term assets (5+ years)	$270,623,000	851
Average Assets, year-to-date	$683,487,000	994
Average Assets, quarterly	$683,487,000	994
Volatile liabilities	$3,723,000	4,576
Insider loans	$17,954,000	288
FHLB advances	$5,500,000	2,138
Loans and leases held for sale	$448,000	1,188
Unused loan commitments	$108,969,000	809
Tier 1 (core) risk-based capital	$79,718,000	884
Tier 2 risk-based capital	$5,118,000	1,055
Total risk weighted assets	$475,272,000	967
Total unused commitments	$108,969,000	809
Derivatives	$0	1,405
2013-12-31		Rank
# of Employees:	151	978
Assets and Liabilities
Total Assets:	$692,841,000	978
Cash and due from depository institutions	$39,721,000	978
Interest-bearing balances	$29,978,000	1,149
Securities	$142,634,000	1,069
Federal funds sold & reverse repurchase agreements	$3,051,000	1,154
Net loans & leases	$452,249,000	967
Loan loss allowance	$5,715,000	1,191
Trading account assets	$0	247
Bank premises and fixed assets	$8,576,000	1,374
Other real estate owned	$2,155,000	978
Goodwill and other intangibles	$2,851,000	993
All other assets	$41,604,000	531
Life insurance assets	$21,066,000	394
Total liabilities and capital	$692,842,000	978
Total liabilities	$612,033,000	989
Total deposits	$598,620,000	936
Interest-bearing deposits	$487,685,000	924
Deposits held in domestic offices	$598,620,000	934
% insured	76.10%	5,370
Federal funds purchased & repurchase agreements	$0	2,281
Trading liabilities	$0	167
Other borrowed funds	$5,500,000	2,323
Subordinated debt	$0	136
All other liabilities	$7,913,000	705
Total equity capital	$80,809,000	898
Total bank equity capital	$80,809,000	898
Perpetual preferred stock	$0	206
Common stock	$1,000,000	2,161
Surplus	$52,858,000	663
Undivided profits	$26,951,000	1,359
Noncontrolling interests in consolidated subsidiaries	$0	161
Memoranda
Noncurrent loans and leases	$10,590,000	719
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	991
Income earned, not collected on loans	$2,680,000	926
Earning assets	$627,912,000	988
Long-term assets (5+ years)	$276,033,000	820
Average Assets, year-to-date	$688,195,400	963
Average Assets, quarterly	$697,801,500	971
Volatile liabilities	$5,109,000	4,243
Insider loans	$18,315,000	273
FHLB advances	$5,500,000	2,237
Loans and leases held for sale	$2,169,000	663
Unused loan commitments	$110,270,000	780
Tier 1 (core) risk-based capital	$78,171,000	887
Tier 2 risk-based capital	$5,715,000	948
Total risk weighted assets	$528,007,000	856
Total unused commitments	$110,270,000	780
Derivatives	$619,000	1,153
2013-09-30		Rank
# of Employees:	165	898
Assets and Liabilities
Total Assets:	$702,762,000	960
Cash and due from depository institutions	$14,023,000	898
Interest-bearing balances	$2,157,000	5,137
Securities	$184,380,000	830
Federal funds sold & reverse repurchase agreements	$2,639,000	1,244
Net loans & leases	$447,595,000	959
Loan loss allowance	$6,808,000	1,026
Trading account assets	$0	248
Bank premises and fixed assets	$8,669,000	1,365
Other real estate owned	$2,351,000	898
Goodwill and other intangibles	$2,851,000	991
All other assets	$40,254,000	551
Life insurance assets	$20,897,000	390
Total liabilities and capital	$702,762,000	960
Total liabilities	$623,438,000	966
Total deposits	$590,563,000	937
Interest-bearing deposits	$479,407,000	942
Deposits held in domestic offices	$590,563,000	935
% insured	78.22%	5,253
Federal funds purchased & repurchase agreements	$0	2,308
Trading liabilities	$0	163
Other borrowed funds	$26,804,000	899
Subordinated debt	$0	150
All other liabilities	$6,071,000	905
Total equity capital	$79,324,000	916
Total bank equity capital	$79,324,000	916
Perpetual preferred stock	$0	217
Common stock	$1,000,000	2,192
Surplus	$52,858,000	657
Undivided profits	$25,466,000	1,424
Noncontrolling interests in consolidated subsidiaries	$0	159
Memoranda
Noncurrent loans and leases	$7,506,000	1,087
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,015
Income earned, not collected on loans	$2,649,000	988
Earning assets	$636,771,000	972
Long-term assets (5+ years)	$299,217,000	760
Average Assets, year-to-date	$687,034,000	977
Average Assets, quarterly	$692,014,000	973
Volatile liabilities	$29,389,000	1,473
Insider loans	$18,893,000	255
FHLB advances	$16,500,000	1,209
Loans and leases held for sale	$2,887,000	628
Unused loan commitments	$112,230,000	768
Tier 1 (core) risk-based capital	$75,822,000	919
Tier 2 risk-based capital	$6,646,000	804
Total risk weighted assets	$531,529,000	847
Total unused commitments	$112,230,000	768
Derivatives	$3,041,000	905
2013-06-30		Rank
# of Employees:	166	901
Assets and Liabilities
Total Assets:	$681,266,000	982
Cash and due from depository institutions	$10,160,000	901
Interest-bearing balances	$1,176,000	5,725
Securities	$178,627,000	865
Federal funds sold & reverse repurchase agreements	$2,950,000	1,324
Net loans & leases	$436,048,000	969
Loan loss allowance	$7,792,000	912
Trading account assets	$0	250
Bank premises and fixed assets	$8,721,000	1,357
Other real estate owned	$1,709,000	901
Goodwill and other intangibles	$2,851,000	995
All other assets	$40,200,000	551
Life insurance assets	$20,724,000	395
Total liabilities and capital	$681,266,000	982
Total liabilities	$602,691,000	990
Total deposits	$582,312,000	955
Interest-bearing deposits	$475,502,000	956
Deposits held in domestic offices	$582,312,000	952
% insured	79.06%	5,259
Federal funds purchased & repurchase agreements	$0	2,211
Trading liabilities	$0	154
Other borrowed funds	$14,896,000	1,353
Subordinated debt	$0	152
All other liabilities	$5,483,000	961
Total equity capital	$78,575,000	916
Total bank equity capital	$78,575,000	916
Perpetual preferred stock	$0	228
Common stock	$1,000,000	2,208
Surplus	$52,858,000	659
Undivided profits	$24,717,000	1,452
Noncontrolling interests in consolidated subsidiaries	$0	162
Memoranda
Noncurrent loans and leases	$11,537,000	772
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,060
Income earned, not collected on loans	$2,652,000	935
Earning assets	$618,801,000	985
Long-term assets (5+ years)	$287,220,000	761
Average Assets, year-to-date	$681,791,330	979
Average Assets, quarterly	$680,347,500	985
Volatile liabilities	$19,165,000	2,026
Insider loans	$17,740,000	274
FHLB advances	$14,500,000	1,302
Loans and leases held for sale	$5,275,000	579
Unused loan commitments	$111,656,000	735
Tier 1 (core) risk-based capital	$74,993,000	914
Tier 2 risk-based capital	$6,443,000	826
Total risk weighted assets	$514,098,000	862
Total unused commitments	$111,656,000	735
Derivatives	$2,398,000	1,021
2013-03-31		Rank
# of Employees:	155	955
Assets and Liabilities
Total Assets:	$679,429,000	991
Cash and due from depository institutions	$14,610,000	955
Interest-bearing balances	$8,303,000	3,777
Securities	$176,223,000	886
Federal funds sold & reverse repurchase agreements	$3,356,000	1,563
Net loans & leases	$437,172,000	957
Loan loss allowance	$7,664,000	947
Trading account assets	$0	242
Bank premises and fixed assets	$8,873,000	1,345
Other real estate owned	$1,833,000	955
Goodwill and other intangibles	$2,851,000	986
All other assets	$34,511,000	613
Life insurance assets	$17,818,000	439
Total liabilities and capital	$679,429,000	991
Total liabilities	$598,963,000	999
Total deposits	$586,235,000	955
Interest-bearing deposits	$474,562,000	974
Deposits held in domestic offices	$586,235,000	952
% insured	79.88%	5,170
Federal funds purchased & repurchase agreements	$0	1,982
Trading liabilities	$0	154
Other borrowed funds	$8,500,000	1,770
Subordinated debt	$0	155
All other liabilities	$4,228,000	1,169
Total equity capital	$80,466,000	914
Total bank equity capital	$80,466,000	914
Perpetual preferred stock	$0	239
Common stock	$1,000,000	2,247
Surplus	$52,858,000	664
Undivided profits	$26,608,000	1,429
Noncontrolling interests in consolidated subsidiaries	$0	167
Memoranda
Noncurrent loans and leases	$14,758,000	675
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,043
Income earned, not collected on loans	$2,549,000	963
Earning assets	$625,054,000	991
Long-term assets (5+ years)	$278,442,000	770
Average Assets, year-to-date	$682,054,000	986
Average Assets, quarterly	$682,054,000	986
Volatile liabilities	$12,823,000	2,638
Insider loans	$19,525,000	240
FHLB advances	$8,500,000	1,694
Loans and leases held for sale	$4,761,000	618
Unused loan commitments	$105,590,000	760
Tier 1 (core) risk-based capital	$73,590,000	927
Tier 2 risk-based capital	$6,376,000	833
Total risk weighted assets	$508,794,000	866
Total unused commitments	$105,590,000	760
Derivatives	$6,879,000	787
2012-12-31		Rank
# of Employees:	155	955
Assets and Liabilities
Total Assets:	$684,679,000	982
Cash and due from depository institutions	$12,575,000	955
Interest-bearing balances	$1,454,000	5,717
Securities	$173,419,000	876
Federal funds sold & reverse repurchase agreements	$2,728,000	1,615
Net loans & leases	$447,110,000	935
Loan loss allowance	$8,289,000	884
Trading account assets	$0	243
Bank premises and fixed assets	$8,904,000	1,335
Other real estate owned	$1,908,000	955
Goodwill and other intangibles	$2,851,000	986
All other assets	$35,184,000	617
Life insurance assets	$17,673,000	431
Total liabilities and capital	$684,679,000	982
Total liabilities	$604,056,000	1,000
Total deposits	$562,219,000	995
Interest-bearing deposits	$452,860,000	1,018
Deposits held in domestic offices	$562,219,000	994
% insured	84.12%	5,121
Federal funds purchased & repurchase agreements	$0	2,186
Trading liabilities	$0	152
Other borrowed funds	$37,394,000	700
Subordinated debt	$0	159
All other liabilities	$4,443,000	1,172
Total equity capital	$80,623,000	904
Total bank equity capital	$80,623,000	904
Perpetual preferred stock	$0	246
Common stock	$1,000,000	2,269
Surplus	$52,858,000	664
Undivided profits	$26,765,000	1,402
Noncontrolling interests in consolidated subsidiaries	$0	169
Memoranda
Noncurrent loans and leases	$15,078,000	704
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,020
Income earned, not collected on loans	$2,558,000	993
Earning assets	$624,711,000	987
Long-term assets (5+ years)	$273,324,000	766
Average Assets, year-to-date	$668,097,000	986
Average Assets, quarterly	$667,669,500	1,002
Volatile liabilities	$40,052,000	1,118
Insider loans	$16,831,000	297
FHLB advances	$28,300,000	795
Loans and leases held for sale	$4,933,000	751
Unused loan commitments	$104,468,000	735
Tier 1 (core) risk-based capital	$72,778,000	920
Tier 2 risk-based capital	$6,497,000	815
Total risk weighted assets	$517,967,000	848
Total unused commitments	$104,468,000	735
Derivatives	$5,346,000	860
2012-09-30		Rank
# of Employees:	155	955
Assets and Liabilities
Total Assets:	$650,660,000	1,027
Cash and due from depository institutions	$11,305,000	955
Interest-bearing balances	$3,047,000	4,933
Securities	$134,980,000	1,128
Federal funds sold & reverse repurchase agreements	$2,787,000	1,553
Net loans & leases	$456,334,000	908
Loan loss allowance	$8,539,000	881
Trading account assets	$0	231
Bank premises and fixed assets	$8,903,000	1,337
Other real estate owned	$2,245,000	955
Goodwill and other intangibles	$2,851,000	990
All other assets	$31,255,000	694
Life insurance assets	$17,526,000	424
Total liabilities and capital	$650,660,000	1,027
Total liabilities	$565,604,000	1,058
Total deposits	$530,808,000	1,032
Interest-bearing deposits	$420,190,000	1,095
Deposits held in domestic offices	$530,808,000	1,031
% insured	85.35%	5,034
Federal funds purchased & repurchase agreements	$0	2,188
Trading liabilities	$0	150
Other borrowed funds	$27,463,000	896
Subordinated debt	$0	163
All other liabilities	$7,333,000	828
Total equity capital	$85,056,000	851
Total bank equity capital	$85,056,000	851
Perpetual preferred stock	$0	250
Common stock	$1,000,000	2,307
Surplus	$52,858,000	666
Undivided profits	$31,198,000	1,231
Noncontrolling interests in consolidated subsidiaries	$0	170
Memoranda
Noncurrent loans and leases	$12,997,000	863
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,078
Income earned, not collected on loans	$2,363,000	1,183
Earning assets	$597,148,000	1,030
Long-term assets (5+ years)	$237,328,000	854
Average Assets, year-to-date	$663,951,500	993
Average Assets, quarterly	$651,683,000	1,026
Volatile liabilities	$28,407,000	1,543
Insider loans	$17,213,000	277
FHLB advances	$23,500,000	958
Loans and leases held for sale	$7,008,000	600
Unused loan commitments	$117,652,000	670
Tier 1 (core) risk-based capital	$75,918,000	885
Tier 2 risk-based capital	$6,412,000	823
Total risk weighted assets	$510,822,000	858
Total unused commitments	$117,652,000	670
Derivatives	$9,869,000	733
2012-06-30		Rank
# of Employees:	162	927
Assets and Liabilities
Total Assets:	$652,706,000	1,023
Cash and due from depository institutions	$20,075,000	927
Interest-bearing balances	$13,230,000	2,551
Securities	$122,299,000	1,250
Federal funds sold & reverse repurchase agreements	$6,459,000	854
Net loans & leases	$457,652,000	893
Loan loss allowance	$9,032,000	843
Trading account assets	$0	211
Bank premises and fixed assets	$8,959,000	1,325
Other real estate owned	$2,562,000	927
Goodwill and other intangibles	$2,851,000	987
All other assets	$31,849,000	692
Life insurance assets	$17,376,000	418
Total liabilities and capital	$652,706,000	1,023
Total liabilities	$569,997,000	1,046
Total deposits	$552,257,000	986
Interest-bearing deposits	$428,358,000	1,076
Deposits held in domestic offices	$552,257,000	983
% insured	85.99%	5,019
Federal funds purchased & repurchase agreements	$0	2,234
Trading liabilities	$0	130
Other borrowed funds	$13,500,000	1,508
Subordinated debt	$0	180
All other liabilities	$4,240,000	1,207
Total equity capital	$82,709,000	857
Total bank equity capital	$82,709,000	856
Perpetual preferred stock	$0	254
Common stock	$1,000,000	2,343
Surplus	$52,858,000	661
Undivided profits	$28,851,000	1,290
Noncontrolling interests in consolidated subsidiaries	$0	171
Memoranda
Noncurrent loans and leases	$13,746,000	867
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,080
Income earned, not collected on loans	$2,423,000	1,084
Earning assets	$599,640,000	1,012
Long-term assets (5+ years)	$229,973,000	857
Average Assets, year-to-date	$668,382,000	987
Average Assets, quarterly	$651,695,500	1,024
Volatile liabilities	$11,440,000	3,030
Insider loans	$23,146,000	202
FHLB advances	$13,500,000	1,436
Loans and leases held for sale	$2,851,000	848
Unused loan commitments	$119,492,000	648
Tier 1 (core) risk-based capital	$74,227,000	892
Tier 2 risk-based capital	$6,434,000	825
Total risk weighted assets	$512,121,000	849
Total unused commitments	$119,492,000	648
Derivatives	$9,639,000	721
2012-03-31		Rank
# of Employees:	154	966
Assets and Liabilities
Total Assets:	$650,685,000	1,026
Cash and due from depository institutions	$18,608,000	966
Interest-bearing balances	$11,188,000	3,134
Securities	$129,062,000	1,195
Federal funds sold & reverse repurchase agreements	$1,960,000	2,301
Net loans & leases	$454,572,000	878
Loan loss allowance	$9,108,000	847
Trading account assets	$0	215
Bank premises and fixed assets	$9,106,000	1,306
Other real estate owned	$2,877,000	966
Goodwill and other intangibles	$2,851,000	988
All other assets	$31,649,000	695
Life insurance assets	$17,229,000	413
Total liabilities and capital	$650,685,000	1,026
Total liabilities	$569,696,000	1,060
Total deposits	$555,708,000	986
Interest-bearing deposits	$452,205,000	1,032
Deposits held in domestic offices	$555,708,000	983
% insured	84.92%	5,280
Federal funds purchased & repurchase agreements	$0	2,131
Trading liabilities	$0	123
Other borrowed funds	$10,000,000	1,820
Subordinated debt	$0	185
All other liabilities	$3,988,000	1,240
Total equity capital	$80,989,000	865
Total bank equity capital	$80,989,000	864
Perpetual preferred stock	$0	259
Common stock	$1,000,000	2,372
Surplus	$52,858,000	662
Undivided profits	$27,131,000	1,336
Noncontrolling interests in consolidated subsidiaries	$0	170
Memoranda
Noncurrent loans and leases	$15,277,000	843
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,111
Income earned, not collected on loans	$2,309,000	1,147
Earning assets	$596,782,000	1,023
Long-term assets (5+ years)	$228,598,000	856
Average Assets, year-to-date	$676,220,000	972
Average Assets, quarterly	$676,220,000	972
Volatile liabilities	$12,498,000	2,895
Insider loans	$23,752,000	197
FHLB advances	$10,000,000	1,744
Loans and leases held for sale	$6,420,000	526
Unused loan commitments	$105,887,000	708
Tier 1 (core) risk-based capital	$72,696,000	894
Tier 2 risk-based capital	$6,374,000	828
Total risk weighted assets	$507,205,000	848
Total unused commitments	$105,887,000	708
Derivatives	$4,168,000	848
2011-12-31		Rank
# of Employees:	151	991
Assets and Liabilities
Total Assets:	$701,755,000	951
Cash and due from depository institutions	$64,464,000	991
Interest-bearing balances	$3,711,000	4,541
Securities	$128,546,000	1,165
Federal funds sold & reverse repurchase agreements	$3,258,000	1,553
Net loans & leases	$458,083,000	893
Loan loss allowance	$9,408,000	827
Trading account assets	$0	205
Bank premises and fixed assets	$9,063,000	1,309
Other real estate owned	$3,129,000	991
Goodwill and other intangibles	$2,851,000	987
All other assets	$32,361,000	695
Life insurance assets	$17,085,000	404
Total liabilities and capital	$701,755,000	951
Total liabilities	$622,252,000	948
Total deposits	$606,023,000	890
Interest-bearing deposits	$432,279,000	1,069
Deposits held in domestic offices	$606,023,000	886
% insured	88.43%	4,345
Federal funds purchased & repurchase agreements	$0	2,367
Trading liabilities	$0	115
Other borrowed funds	$12,000,000	1,779
Subordinated debt	$0	193
All other liabilities	$4,229,000	1,187
Total equity capital	$79,503,000	880
Total bank equity capital	$79,503,000	879
Perpetual preferred stock	$0	263
Common stock	$1,000,000	2,390
Surplus	$52,858,000	668
Undivided profits	$25,645,000	1,385
Noncontrolling interests in consolidated subsidiaries	$0	168
Memoranda
Noncurrent loans and leases	$12,270,000	1,037
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,138
Income earned, not collected on loans	$2,676,000	1,015
Earning assets	$593,598,000	1,011
Long-term assets (5+ years)	$228,403,000	696
Average Assets, year-to-date	$670,651,200	967
Average Assets, quarterly	$681,671,500	963
Volatile liabilities	$12,371,000	3,050
Insider loans	$22,990,000	209
FHLB advances	$12,000,000	1,691
Loans and leases held for sale	$4,930,000	556
Unused loan commitments	$109,008,000	680
Tier 1 (core) risk-based capital	$70,955,000	913
Tier 2 risk-based capital	$6,650,000	800
Total risk weighted assets	$529,221,000	819
Total unused commitments	$109,008,000	680
Derivatives	$0	1,191
2011-09-30		Rank
# of Employees:	159	947
Assets and Liabilities
Total Assets:	$661,588,000	1,001
Cash and due from depository institutions	$26,389,000	947
Interest-bearing balances	$777,000	5,857
Securities	$121,165,000	1,199
Federal funds sold & reverse repurchase agreements	$2,712,000	1,904
Net loans & leases	$463,677,000	884
Loan loss allowance	$10,065,000	812
Trading account assets	$0	209
Bank premises and fixed assets	$8,587,000	1,373
Other real estate owned	$3,826,000	947
Goodwill and other intangibles	$2,851,000	999
All other assets	$32,381,000	703
Life insurance assets	$16,938,000	403
Total liabilities and capital	$661,588,000	1,001
Total liabilities	$585,846,000	1,008
Total deposits	$570,082,000	944
Interest-bearing deposits	$471,971,000	977
Deposits held in domestic offices	$570,082,000	941
% insured	83.61%	5,762
Federal funds purchased & repurchase agreements	$0	2,338
Trading liabilities	$0	112
Other borrowed funds	$12,000,000	1,819
Subordinated debt	$0	206
All other liabilities	$3,764,000	1,305
Total equity capital	$75,742,000	934
Total bank equity capital	$75,742,000	932
Perpetual preferred stock	$0	266
Common stock	$1,000,000	2,425
Surplus	$52,858,000	683
Undivided profits	$21,884,000	1,630
Noncontrolling interests in consolidated subsidiaries	$0	175
Memoranda
Noncurrent loans and leases	$11,289,000	1,199
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,137
Income earned, not collected on loans	$2,354,000	1,230
Earning assets	$588,331,000	1,022
Long-term assets (5+ years)	$220,792,000	694
Average Assets, year-to-date	$662,875,250	983
Average Assets, quarterly	$662,141,500	993
Volatile liabilities	$13,673,000	2,907
Insider loans	$15,785,000	337
FHLB advances	$12,000,000	1,722
Loans and leases held for sale	$2,866,000	680
Unused loan commitments	$115,059,000	642
Tier 1 (core) risk-based capital	$70,172,000	921
Tier 2 risk-based capital	$6,569,000	807
Total risk weighted assets	$522,033,000	832
Total unused commitments	$115,059,000	643
Derivatives	$0	1,195
2011-06-30		Rank
# of Employees:	157	968
Assets and Liabilities
Total Assets:	$662,695,000	996
Cash and due from depository institutions	$13,630,000	968
Interest-bearing balances	$2,496,000	4,877
Securities	$120,794,000	1,201
Federal funds sold & reverse repurchase agreements	$4,727,000	1,274
Net loans & leases	$478,045,000	878
Loan loss allowance	$12,017,000	708
Trading account assets	$0	213
Bank premises and fixed assets	$8,302,000	1,426
Other real estate owned	$3,728,000	968
Goodwill and other intangibles	$2,851,000	1,022
All other assets	$30,618,000	746
Life insurance assets	$16,791,000	405
Total liabilities and capital	$662,695,000	996
Total liabilities	$589,239,000	1,003
Total deposits	$552,172,000	969
Interest-bearing deposits	$460,725,000	1,009
Deposits held in domestic offices	$552,172,000	965
% insured	84.29%	5,701
Federal funds purchased & repurchase agreements	$0	2,430
Trading liabilities	$0	112
Other borrowed funds	$34,000,000	880
Subordinated debt	$0	212
All other liabilities	$3,067,000	1,440
Total equity capital	$73,456,000	949
Total bank equity capital	$73,456,000	947
Perpetual preferred stock	$0	222
Common stock	$1,000,000	2,461
Surplus	$52,858,000	681
Undivided profits	$19,598,000	1,755
Noncontrolling interests in consolidated subsidiaries	$0	179
Memoranda
Noncurrent loans and leases	$12,028,000	1,193
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,160
Income earned, not collected on loans	$2,444,000	1,151
Earning assets	$606,062,000	981
Long-term assets (5+ years)	$234,626,000	649
Average Assets, year-to-date	$663,304,330	993
Average Assets, quarterly	$664,100,500	992
Volatile liabilities	$38,924,000	1,341
Insider loans	$16,021,000	334
FHLB advances	$34,000,000	821
Loans and leases held for sale	$1,368,000	769
Unused loan commitments	$93,337,000	755
Tier 1 (core) risk-based capital	$68,610,000	937
Tier 2 risk-based capital	$6,639,000	813
Total risk weighted assets	$525,774,000	838
Total unused commitments	$93,337,000	756
Derivatives	$0	1,174
2011-03-31		Rank
# of Employees:	154	981
Assets and Liabilities
Total Assets:	$665,506,000	1,000
Cash and due from depository institutions	$14,642,000	981
Interest-bearing balances	$1,659,000	5,317
Securities	$123,514,000	1,159
Federal funds sold & reverse repurchase agreements	$2,222,000	2,473
Net loans & leases	$477,774,000	887
Loan loss allowance	$11,908,000	724
Trading account assets	$0	208
Bank premises and fixed assets	$8,237,000	1,445
Other real estate owned	$4,741,000	981
Goodwill and other intangibles	$2,851,000	1,031
All other assets	$31,525,000	744
Life insurance assets	$16,647,000	405
Total liabilities and capital	$665,506,000	1,000
Total liabilities	$593,904,000	1,008
Total deposits	$579,997,000	938
Interest-bearing deposits	$487,927,000	963
Deposits held in domestic offices	$579,997,000	936
% insured	84.01%	5,766
Federal funds purchased & repurchase agreements	$100,000	2,283
Trading liabilities	$0	108
Other borrowed funds	$11,500,000	1,930
Subordinated debt	$0	214
All other liabilities	$2,307,000	1,763
Total equity capital	$71,602,000	950
Total bank equity capital	$71,602,000	948
Perpetual preferred stock	$0	224
Common stock	$1,000,000	2,491
Surplus	$52,858,000	685
Undivided profits	$17,744,000	1,844
Noncontrolling interests in consolidated subsidiaries	$0	181
Memoranda
Noncurrent loans and leases	$15,788,000	999
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,152
Income earned, not collected on loans	$2,487,000	1,124
Earning assets	$605,169,000	996
Long-term assets (5+ years)	$229,788,000	646
Average Assets, year-to-date	$663,609,000	1,003
Average Assets, quarterly	$663,609,000	1,003
Volatile liabilities	$16,500,000	2,631
Insider loans	$16,363,000	333
FHLB advances	$11,500,000	1,832
Loans and leases held for sale	$432,000	1,097
Unused loan commitments	$101,329,000	717
Tier 1 (core) risk-based capital	$67,274,000	946
Tier 2 risk-based capital	$6,723,000	814
Total risk weighted assets	$532,665,000	836
Total unused commitments	$101,329,000	718
Derivatives	$0	1,153
2010-12-31		Rank
# of Employees:	151	1,005
Assets and Liabilities
Total Assets:	$661,712,000	1,012
Cash and due from depository institutions	$29,026,000	1,005
Interest-bearing balances	$4,309,000	4,102
Securities	$110,008,000	1,240
Federal funds sold & reverse repurchase agreements	$1,648,000	2,678
Net loans & leases	$476,566,000	912
Loan loss allowance	$12,489,000	677
Trading account assets	$0	207
Bank premises and fixed assets	$8,330,000	1,449
Other real estate owned	$4,284,000	1,005
Goodwill and other intangibles	$2,851,000	1,040
All other assets	$28,999,000	801
Life insurance assets	$13,517,000	502
Total liabilities and capital	$661,713,000	1,012
Total liabilities	$591,625,000	1,019
Total deposits	$581,019,000	930
Interest-bearing deposits	$483,483,000	976
Deposits held in domestic offices	$581,019,000	928
% insured	81.87%	6,160
Federal funds purchased & repurchase agreements	$0	2,549
Trading liabilities	$0	108
Other borrowed funds	$7,500,000	2,625
Subordinated debt	$0	220
All other liabilities	$3,106,000	1,435
Total equity capital	$70,088,000	965
Total bank equity capital	$70,088,000	965
Perpetual preferred stock	$0	224
Common stock	$1,000,000	2,526
Surplus	$52,858,000	686
Undivided profits	$16,230,000	1,980
Noncontrolling interests in consolidated subsidiaries	$0	190
Memoranda
Noncurrent loans and leases	$15,870,000	1,031
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,218
Income earned, not collected on loans	$2,392,000	1,218
Earning assets	$592,531,000	1,026
Long-term assets (5+ years)	$227,712,000	635
Average Assets, year-to-date	$668,246,200	994
Average Assets, quarterly	$661,809,000	1,015
Volatile liabilities	$42,857,000	2,864
Insider loans	$14,702,000	394
FHLB advances	$7,500,000	2,502
Loans and leases held for sale	$2,141,000	898
Unused loan commitments	$104,945,000	693
Tier 1 (core) risk-based capital	$66,236,000	960
Tier 2 risk-based capital	$6,717,000	834
Total risk weighted assets	$532,296,000	858
Total unused commitments	$104,945,000	696
Derivatives	$0	1,176
2010-09-30		Rank
# of Employees:	149	1,020
Assets and Liabilities
Total Assets:	$661,906,000	1,022
Cash and due from depository institutions	$21,765,000	1,020
Interest-bearing balances	$3,364,000	4,370
Securities	$106,728,000	1,241
Federal funds sold & reverse repurchase agreements	$1,486,000	2,927
Net loans & leases	$485,332,000	902
Loan loss allowance	$12,016,000	706
Trading account assets	$0	210
Bank premises and fixed assets	$8,508,000	1,438
Other real estate owned	$3,843,000	1,020
Goodwill and other intangibles	$2,851,000	1,046
All other assets	$31,393,000	758
Life insurance assets	$13,399,000	493
Total liabilities and capital	$661,906,000	1,022
Total liabilities	$591,824,000	1,033
Total deposits	$582,377,000	932
Interest-bearing deposits	$488,982,000	969
Deposits held in domestic offices	$582,377,000	929
% insured	78.82%	6,312
Federal funds purchased & repurchase agreements	$0	2,564
Trading liabilities	$0	103
Other borrowed funds	$7,500,000	2,722
Subordinated debt	$0	233
All other liabilities	$1,947,000	2,252
Total equity capital	$70,082,000	979
Total bank equity capital	$70,082,000	979
Perpetual preferred stock	$0	229
Common stock	$1,000,000	2,575
Surplus	$52,858,000	677
Undivided profits	$16,224,000	2,083
Noncontrolling interests in consolidated subsidiaries	$0	194
Memoranda
Noncurrent loans and leases	$14,251,000	1,114
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,218
Income earned, not collected on loans	$2,429,000	1,286
Earning assets	$596,910,000	1,030
Long-term assets (5+ years)	$216,097,000	635
Average Assets, year-to-date	$669,879,750	998
Average Assets, quarterly	$661,066,500	1,021
Volatile liabilities	$48,067,000	2,696
Insider loans	$21,865,000	232
FHLB advances	$7,500,000	2,602
Loans and leases held for sale	$2,530,000	860
Unused loan commitments	$97,389,000	759
Tier 1 (core) risk-based capital	$65,038,000	971
Tier 2 risk-based capital	$6,792,000	849
Total risk weighted assets	$538,167,000	856
Total unused commitments	$97,389,000	761
Derivatives	$0	1,218
2010-06-30		Rank
# of Employees:	146	1,054
Assets and Liabilities
Total Assets:	$660,227,000	1,028
Cash and due from depository institutions	$16,118,000	1,054
Interest-bearing balances	$1,713,000	4,995
Securities	$95,186,000	1,384
Federal funds sold & reverse repurchase agreements	$1,099,000	3,253
Net loans & leases	$498,601,000	894
Loan loss allowance	$12,718,000	669
Trading account assets	$0	210
Bank premises and fixed assets	$8,642,000	1,425
Other real estate owned	$6,186,000	1,054
Goodwill and other intangibles	$2,851,000	1,050
All other assets	$31,544,000	755
Life insurance assets	$13,280,000	495
Total liabilities and capital	$660,227,000	1,028
Total liabilities	$591,420,000	1,029
Total deposits	$567,098,000	961
Interest-bearing deposits	$479,993,000	995
Deposits held in domestic offices	$567,098,000	959
% insured	78.38%	6,469
Federal funds purchased & repurchase agreements	$0	2,594
Trading liabilities	$0	104
Other borrowed funds	$22,500,000	1,517
Subordinated debt	$0	241
All other liabilities	$1,822,000	2,266
Total equity capital	$68,807,000	982
Total bank equity capital	$68,807,000	981
Perpetual preferred stock	$0	222
Common stock	$1,000,000	2,602
Surplus	$52,858,000	678
Undivided profits	$14,949,000	2,176
Noncontrolling interests in consolidated subsidiaries	$0	198
Memoranda
Noncurrent loans and leases	$12,767,000	1,249
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,233
Income earned, not collected on loans	$2,520,000	1,191
Earning assets	$596,599,000	1,033
Long-term assets (5+ years)	$213,327,000	642
Average Assets, year-to-date	$672,537,670	1,003
Average Assets, quarterly	$668,067,500	1,009
Volatile liabilities	$73,133,000	1,909
Insider loans	$22,743,000	219
FHLB advances	$22,500,000	1,435
Loans and leases held for sale	$1,663,000	820
Unused loan commitments	$94,040,000	762
Tier 1 (core) risk-based capital	$64,291,000	977
Tier 2 risk-based capital	$6,889,000	849
Total risk weighted assets	$545,254,000	863
Total unused commitments	$94,040,000	765
Derivatives	$0	1,168
2010-03-31		Rank
# of Employees:	150	1,035
Assets and Liabilities
Total Assets:	$675,908,000	1,015
Cash and due from depository institutions	$23,064,000	1,035
Interest-bearing balances	$4,055,000	4,005
Securities	$91,247,000	1,435
Federal funds sold & reverse repurchase agreements	$2,141,000	2,881
Net loans & leases	$512,318,000	891
Loan loss allowance	$12,150,000	725
Trading account assets	$0	227
Bank premises and fixed assets	$8,258,000	1,507
Other real estate owned	$4,443,000	1,035
Goodwill and other intangibles	$2,851,000	1,062
All other assets	$31,586,000	775
Life insurance assets	$13,162,000	498
Total liabilities and capital	$675,908,000	1,015
Total liabilities	$608,349,000	1,019
Total deposits	$561,208,000	987
Interest-bearing deposits	$470,641,000	1,036
Deposits held in domestic offices	$561,208,000	985
% insured	78.87%	6,444
Federal funds purchased & repurchase agreements	$0	2,570
Trading liabilities	$0	108
Other borrowed funds	$45,200,000	918
Subordinated debt	$0	248
All other liabilities	$1,941,000	2,158
Total equity capital	$67,559,000	994
Total bank equity capital	$67,559,000	992
Perpetual preferred stock	$0	220
Common stock	$1,000,000	2,649
Surplus	$52,858,000	687
Undivided profits	$13,701,000	2,315
Noncontrolling interests in consolidated subsidiaries	$0	204
Memoranda
Noncurrent loans and leases	$17,488,000	1,009
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,219
Income earned, not collected on loans	$2,501,000	1,241
Earning assets	$609,761,000	1,027
Long-term assets (5+ years)	$208,349,000	662
Average Assets, year-to-date	$678,693,000	1,013
Average Assets, quarterly	$678,693,000	1,013
Volatile liabilities	$96,849,000	1,541
Insider loans	$23,024,000	233
FHLB advances	$45,200,000	857
Loans and leases held for sale	$1,031,000	901
Unused loan commitments	$118,021,000	666
Tier 1 (core) risk-based capital	$63,491,000	983
Tier 2 risk-based capital	$7,085,000	847
Total risk weighted assets	$561,771,000	858
Total unused commitments	$118,021,000	666
Derivatives	$0	1,155
2009-12-31		Rank
# of Employees:	146	1,068
Assets and Liabilities
Total Assets:	$681,478,000	1,022
Cash and due from depository institutions	$21,120,000	1,068
Interest-bearing balances	$1,259,000	4,910
Securities	$89,659,000	1,438
Federal funds sold & reverse repurchase agreements	$3,544,000	2,098
Net loans & leases	$519,577,000	904
Loan loss allowance	$11,598,000	761
Trading account assets	$0	224
Bank premises and fixed assets	$8,012,000	1,587
Other real estate owned	$4,634,000	1,068
Goodwill and other intangibles	$2,850,000	1,062
All other assets	$32,082,000	773
Life insurance assets	$13,047,000	499
Total liabilities and capital	$681,478,000	1,022
Total liabilities	$615,228,000	1,024
Total deposits	$569,879,000	977
Interest-bearing deposits	$473,353,000	1,019
Deposits held in domestic offices	$569,879,000	974
% insured	91.27%	3,228
Federal funds purchased & repurchase agreements	$0	2,785
Trading liabilities	$0	104
Other borrowed funds	$43,200,000	1,030
Subordinated debt	$0	258
All other liabilities	$2,149,000	2,003
Total equity capital	$66,250,000	996
Total bank equity capital	$66,250,000	994
Perpetual preferred stock	$0	219
Common stock	$1,000,000	2,691
Surplus	$52,858,000	673
Undivided profits	$12,392,000	2,484
Noncontrolling interests in consolidated subsidiaries	$0	209
Memoranda
Noncurrent loans and leases	$14,312,000	1,130
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,191
Income earned, not collected on loans	$2,427,000	1,341
Earning assets	$614,039,000	1,029
Long-term assets (5+ years)	$211,560,000	644
Average Assets, year-to-date	$688,389,400	996
Average Assets, quarterly	$677,524,000	1,028
Volatile liabilities	$103,089,000	1,461
Insider loans	$30,248,000	167
FHLB advances	$43,200,000	955
Loans and leases held for sale	$3,842,000	501
Unused loan commitments	$124,627,000	653
Tier 1 (core) risk-based capital	$62,488,000	984
Tier 2 risk-based capital	$7,119,000	861
Total risk weighted assets	$565,056,000	880
Total unused commitments	$124,627,000	653
Derivatives	$0	1,139
2009-09-30		Rank
# of Employees:	142	1,122
Assets and Liabilities
Total Assets:	$673,570,000	1,051
Cash and due from depository institutions	$26,852,000	1,122
Interest-bearing balances	$3,254,000	3,698
Securities	$82,223,000	1,539
Federal funds sold & reverse repurchase agreements	$2,438,000	2,728
Net loans & leases	$522,557,000	922
Loan loss allowance	$14,905,000	589
Trading account assets	$0	238
Bank premises and fixed assets	$7,858,000	1,644
Other real estate owned	$3,990,000	1,122
Goodwill and other intangibles	$0	3,142
All other assets	$27,652,000	796
Life insurance assets	$12,927,000	507
Total liabilities and capital	$673,570,000	1,051
Total liabilities	$613,683,000	1,036
Total deposits	$594,747,000	935
Interest-bearing deposits	$494,414,000	988
Deposits held in domestic offices	$594,747,000	933
% insured	88.95%	4,317
Federal funds purchased & repurchase agreements	$0	2,868
Trading liabilities	$0	103
Other borrowed funds	$16,200,000	2,203
Subordinated debt	$0	269
All other liabilities	$2,736,000	1,818
Total equity capital	$59,887,000	1,129
Total bank equity capital	$59,887,000	1,127
Perpetual preferred stock	$0	212
Common stock	$1,000,000	2,726
Surplus	$45,550,000	766
Undivided profits	$13,337,000	2,452
Noncontrolling interests in consolidated subsidiaries	$0	214
Memoranda
Noncurrent loans and leases	$22,025,000	802
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,174
Income earned, not collected on loans	$2,481,000	1,421
Earning assets	$610,472,000	1,053
Long-term assets (5+ years)	$207,692,000	639
Average Assets, year-to-date	$690,117,250	1,004
Average Assets, quarterly	$677,857,000	1,037
Volatile liabilities	$75,938,000	1,984
Insider loans	$29,192,000	172
FHLB advances	$16,200,000	2,093
Loans and leases held for sale	$1,388,000	811
Unused loan commitments	$123,775,000	686
Tier 1 (core) risk-based capital	$57,944,000	1,084
Tier 2 risk-based capital	$7,135,000	871
Total risk weighted assets	$563,020,000	906
Total unused commitments	$123,775,000	687
Derivatives	$0	1,183
2009-06-30		Rank
# of Employees:	154	1,061
Assets and Liabilities
Total Assets:	$682,144,000	1,045
Cash and due from depository institutions	$12,179,000	1,061
Interest-bearing balances	$487,000	5,351
Securities	$80,014,000	1,565
Federal funds sold & reverse repurchase agreements	$3,587,000	2,429
Net loans & leases	$546,939,000	909
Loan loss allowance	$14,105,000	592
Trading account assets	$0	240
Bank premises and fixed assets	$7,442,000	1,760
Other real estate owned	$4,060,000	1,061
Goodwill and other intangibles	$0	3,161
All other assets	$27,923,000	798
Life insurance assets	$12,809,000	520
Total liabilities and capital	$682,144,000	1,045
Total liabilities	$623,196,000	1,034
Total deposits	$596,496,000	931
Interest-bearing deposits	$489,543,000	1,001
Deposits held in domestic offices	$596,496,000	930
% insured	67.13%	6,486
Federal funds purchased & repurchase agreements	$2,800,000	1,823
Trading liabilities	$0	100
Other borrowed funds	$21,200,000	1,936
Subordinated debt	$0	276
All other liabilities	$2,700,000	1,880
Total equity capital	$58,948,000	1,150
Total bank equity capital	$58,948,000	1,147
Perpetual preferred stock	$0	213
Common stock	$1,000,000	2,766
Surplus	$45,550,000	783
Undivided profits	$12,398,000	2,555
Noncontrolling interests in consolidated subsidiaries	$0	219
Memoranda
Noncurrent loans and leases	$21,523,000	781
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,161
Income earned, not collected on loans	$2,423,000	1,409
Earning assets	$631,027,000	1,032
Long-term assets (5+ years)	$204,067,000	662
Average Assets, year-to-date	$695,633,000	1,011
Average Assets, quarterly	$697,030,000	1,015
Volatile liabilities	$97,290,000	1,561
Insider loans	$24,340,000	237
FHLB advances	$21,200,000	1,826
Loans and leases held for sale	$3,514,000	671
Unused loan commitments	$108,190,000	794
Tier 1 (core) risk-based capital	$58,511,000	1,082
Tier 2 risk-based capital	$7,372,000	838
Total risk weighted assets	$583,006,000	897
Total unused commitments	$108,190,000	794
Derivatives	$0	1,221
2009-03-31		Rank
# of Employees:	157	1,035
Assets and Liabilities
Total Assets:	$711,916,000	994
Cash and due from depository institutions	$17,746,000	1,035
Interest-bearing balances	$7,175,000	2,048
Securities	$69,143,000	1,764
Federal funds sold & reverse repurchase agreements	$39,084,000	265
Net loans & leases	$547,996,000	908
Loan loss allowance	$11,498,000	668
Trading account assets	$0	234
Bank premises and fixed assets	$7,664,000	1,715
Other real estate owned	$5,080,000	1,035
Goodwill and other intangibles	$0	3,204
All other assets	$25,203,000	870
Life insurance assets	$12,705,000	524
Total liabilities and capital	$711,916,000	994
Total liabilities	$648,828,000	980
Total deposits	$620,781,000	887
Interest-bearing deposits	$544,766,000	883
Deposits held in domestic offices	$620,781,000	885
% insured	66.84%	6,543
Federal funds purchased & repurchase agreements	$0	2,904
Trading liabilities	$0	92
Other borrowed funds	$25,200,000	1,749
Subordinated debt	$0	271
All other liabilities	$2,847,000	1,783
Total equity capital	$63,088,000	1,093
Total bank equity capital	$63,088,000	1,090
Perpetual preferred stock	$0	193
Common stock	$1,000,000	2,787
Surplus	$45,550,000	777
Undivided profits	$16,538,000	2,013
Noncontrolling interests in consolidated subsidiaries	$0	220
Memoranda
Noncurrent loans and leases	$13,339,000	1,041
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,134
Income earned, not collected on loans	$2,431,000	1,424
Earning assets	$663,398,000	980
Long-term assets (5+ years)	$193,110,000	697
Average Assets, year-to-date	$702,377,500	1,003
Average Assets, quarterly	$702,377,500	1,003
Volatile liabilities	$108,699,000	1,430
Insider loans	$28,267,000	196
FHLB advances	$25,200,000	1,635
Loans and leases held for sale	$1,345,000	981
Unused loan commitments	$116,064,000	786
Tier 1 (core) risk-based capital	$62,415,000	1,017
Tier 2 risk-based capital	$7,269,000	837
Total risk weighted assets	$577,279,000	902
Total unused commitments	$116,064,000	786
Derivatives	$0	1,177
2008-12-31		Rank
# of Employees:	155	1,040
Assets and Liabilities
Total Assets:	$692,839,000	1,005
Cash and due from depository institutions	$28,944,000	1,040
Interest-bearing balances	$9,525,000	1,132
Securities	$75,331,000	1,618
Federal funds sold & reverse repurchase agreements	$2,361,000	3,005
Net loans & leases	$550,509,000	895
Loan loss allowance	$10,654,000	698
Trading account assets	$0	236
Bank premises and fixed assets	$7,846,000	1,663
Other real estate owned	$2,660,000	1,040
Goodwill and other intangibles	$0	3,219
All other assets	$25,188,000	880
Life insurance assets	$12,590,000	528
Total liabilities and capital	$692,839,000	1,005
Total liabilities	$631,364,000	996
Total deposits	$588,040,000	913
Interest-bearing deposits	$504,981,000	919
Deposits held in domestic offices	$588,040,000	911
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,392
Trading liabilities	$0	88
Other borrowed funds	$39,200,000	1,410
Subordinated debt	$0	278
All other liabilities	$4,124,000	1,355
Total equity capital	$61,475,000	1,104
Total bank equity capital	$61,475,000	1,104
Perpetual preferred stock	$0	141
Common stock	$1,000,000	2,802
Surplus	$44,800,000	762
Undivided profits	$15,675,000	2,081
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$16,893,000	726
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,078
Income earned, not collected on loans	$2,590,000	1,406
Earning assets	$637,726,000	990
Long-term assets (5+ years)	$192,710,000	681
Average Assets, year-to-date	$693,337,600	967
Average Assets, quarterly	$692,235,500	991
Volatile liabilities	$117,927,000	1,284
Insider loans	$27,947,000	202
FHLB advances	$39,200,000	1,319
Loans and leases held for sale	$152,000	1,508
Unused loan commitments	$119,608,000	783
Tier 1 (core) risk-based capital	$61,038,000	1,025
Tier 2 risk-based capital	$7,143,000	841
Total risk weighted assets	$567,925,000	916
Total unused commitments	$119,608,000	783
Derivatives	$0	1,109
2008-09-30		Rank
# of Employees:	155	1,051
Assets and Liabilities
Total Assets:	$691,632,000	989
Cash and due from depository institutions	$13,660,000	1,051
Interest-bearing balances	$813,000	3,223
Securities	$75,778,000	1,562
Federal funds sold & reverse repurchase agreements	$20,932,000	531
Net loans & leases	$546,181,000	899
Loan loss allowance	$9,278,000	702
Trading account assets	$0	251
Bank premises and fixed assets	$8,014,000	1,624
Other real estate owned	$2,432,000	1,051
Goodwill and other intangibles	$0	3,276
All other assets	$24,635,000	864
Life insurance assets	$11,580,000	569
Total liabilities and capital	$691,632,000	989
Total liabilities	$631,440,000	975
Total deposits	$574,866,000	905
Interest-bearing deposits	$487,392,000	935
Deposits held in domestic offices	$574,866,000	902
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,524
Trading liabilities	$0	91
Other borrowed funds	$52,700,000	1,138
Subordinated debt	$0	276
All other liabilities	$3,874,000	1,388
Total equity capital	$60,192,000	1,121
Total bank equity capital	$60,192,000	1,121
Perpetual preferred stock	$0	110
Common stock	$1,000,000	2,830
Surplus	$44,800,000	753
Undivided profits	$14,392,000	2,290
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$18,101,000	598
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,110
Income earned, not collected on loans	$2,787,000	1,376
Earning assets	$643,704,000	961
Long-term assets (5+ years)	$202,005,000	657
Average Assets, year-to-date	$693,462,250	965
Average Assets, quarterly	$691,460,000	978
Volatile liabilities	$140,683,000	1,060
Insider loans	$25,611,000	232
FHLB advances	$52,700,000	1,062
Loans and leases held for sale	$699,000	902
Unused loan commitments	$134,945,000	756
Tier 1 (core) risk-based capital	$61,024,000	1,040
Tier 2 risk-based capital	$7,034,000	815
Total risk weighted assets	$560,529,000	911
Total unused commitments	$134,945,000	756
Derivatives	$0	1,077
2008-06-30		Rank
# of Employees:	159	1,035
Assets and Liabilities
Total Assets:	$691,288,000	990
Cash and due from depository institutions	$28,304,000	1,035
Interest-bearing balances	$5,795,000	1,100
Securities	$72,057,000	1,662
Federal funds sold & reverse repurchase agreements	$10,440,000	1,174
Net loans & leases	$545,738,000	884
Loan loss allowance	$8,869,000	708
Trading account assets	$0	267
Bank premises and fixed assets	$9,156,000	1,396
Other real estate owned	$2,500,000	1,035
Goodwill and other intangibles	$0	3,301
All other assets	$23,093,000	896
Life insurance assets	$11,468,000	573
Total liabilities and capital	$691,288,000	990
Total liabilities	$633,925,000	971
Total deposits	$605,037,000	848
Interest-bearing deposits	$516,938,000	872
Deposits held in domestic offices	$605,037,000	845
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,577
Trading liabilities	$0	94
Other borrowed funds	$24,200,000	1,941
Subordinated debt	$0	257
All other liabilities	$4,688,000	1,194
Total equity capital	$57,363,000	1,182
Total bank equity capital	$57,363,000	1,182
Perpetual preferred stock	$0	107
Common stock	$1,000,000	2,852
Surplus	$41,550,000	775
Undivided profits	$14,813,000	2,250
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$21,544,000	455
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,082
Income earned, not collected on loans	$2,618,000	1,418
Earning assets	$634,030,000	975
Long-term assets (5+ years)	$193,403,000	681
Average Assets, year-to-date	$694,072,330	972
Average Assets, quarterly	$689,265,500	987
Volatile liabilities	$138,796,000	1,075
Insider loans	$26,897,000	218
FHLB advances	$24,200,000	1,847
Loans and leases held for sale	$869,000	940
Unused loan commitments	$124,587,000	844
Tier 1 (core) risk-based capital	$57,457,000	1,101
Tier 2 risk-based capital	$7,065,000	800
Total risk weighted assets	$563,382,000	910
Total unused commitments	$124,587,000	844
Derivatives	$0	1,075
2008-03-31		Rank
# of Employees:	162	1,028
Assets and Liabilities
Total Assets:	$687,243,000	987
Cash and due from depository institutions	$23,052,000	1,028
Interest-bearing balances	$8,588,000	900
Securities	$66,773,000	1,769
Federal funds sold & reverse repurchase agreements	$9,992,000	1,777
Net loans & leases	$553,887,000	863
Loan loss allowance	$8,925,000	650
Trading account assets	$0	252
Bank premises and fixed assets	$9,405,000	1,358
Other real estate owned	$1,527,000	1,028
Goodwill and other intangibles	$0	3,304
All other assets	$22,607,000	877
Life insurance assets	$11,362,000	570
Total liabilities and capital	$687,243,000	987
Total liabilities	$629,430,000	968
Total deposits	$593,080,000	871
Interest-bearing deposits	$519,440,000	864
Deposits held in domestic offices	$593,080,000	868
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,157
Trading liabilities	$0	86
Other borrowed funds	$32,200,000	1,471
Subordinated debt	$0	251
All other liabilities	$4,150,000	1,398
Total equity capital	$57,813,000	1,203
Total bank equity capital	$57,813,000	1,203
Perpetual preferred stock	$0	108
Common stock	$1,000,000	2,858
Surplus	$41,550,000	769
Undivided profits	$15,263,000	2,296
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$20,233,000	398
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,070
Income earned, not collected on loans	$2,766,000	1,362
Earning assets	$639,240,000	966
Long-term assets (5+ years)	$185,324,000	689
Average Assets, year-to-date	$695,464,500	967
Average Assets, quarterly	$695,464,500	967
Volatile liabilities	$168,302,000	888
Insider loans	$27,518,000	204
FHLB advances	$32,200,000	1,395
Loans and leases held for sale	$687,000	1,099
Unused loan commitments	$128,447,000	826
Tier 1 (core) risk-based capital	$56,836,000	1,117
Tier 2 risk-based capital	$7,197,000	768
Total risk weighted assets	$574,025,000	880
Total unused commitments	$128,447,000	827
Derivatives	$0	1,109
2007-12-31		Rank
# of Employees:	168	998
Assets and Liabilities
Total Assets:	$703,686,000	966
Cash and due from depository institutions	$27,694,000	998
Interest-bearing balances	$1,781,000	2,052
Securities	$64,528,000	1,811
Federal funds sold & reverse repurchase agreements	$6,116,000	2,160
Net loans & leases	$570,726,000	834
Loan loss allowance	$8,208,000	693
Trading account assets	$0	237
Bank premises and fixed assets	$9,354,000	1,366
Other real estate owned	$1,452,000	998
Goodwill and other intangibles	$0	3,293
All other assets	$23,816,000	839
Life insurance assets	$11,259,000	571
Total liabilities and capital	$703,686,000	966
Total liabilities	$647,740,000	938
Total deposits	$607,920,000	847
Interest-bearing deposits	$531,548,000	844
Deposits held in domestic offices	$607,920,000	843
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,440
Trading liabilities	$0	78
Other borrowed funds	$35,100,000	1,299
Subordinated debt	$0	248
All other liabilities	$4,720,000	1,249
Total equity capital	$55,946,000	1,234
Total bank equity capital	$55,946,000	1,234
Perpetual preferred stock	$0	111
Common stock	$1,000,000	2,860
Surplus	$41,250,000	765
Undivided profits	$13,696,000	2,478
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$18,741,000	351
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,085
Income earned, not collected on loans	$3,242,000	1,252
Earning assets	$643,151,000	954
Long-term assets (5+ years)	$191,567,000	641
Average Assets, year-to-date	$692,005,600	947
Average Assets, quarterly	$704,281,500	952
Volatile liabilities	$177,624,000	838
Insider loans	$29,835,000	178
FHLB advances	$35,100,000	1,215
Loans and leases held for sale	$3,190,000	481
Unused loan commitments	$134,949,000	803
Tier 1 (core) risk-based capital	$55,671,000	1,144
Tier 2 risk-based capital	$7,415,000	754
Total risk weighted assets	$592,484,000	856
Total unused commitments	$134,949,000	803
Derivatives	$30,000,000	301
2007-09-30		Rank
# of Employees:	173	960
Assets and Liabilities
Total Assets:	$704,877,000	949
Cash and due from depository institutions	$19,762,000	960
Interest-bearing balances	$7,287,000	720
Securities	$69,046,000	1,716
Federal funds sold & reverse repurchase agreements	$6,291,000	2,171
Net loans & leases	$576,729,000	807
Loan loss allowance	$7,180,000	763
Trading account assets	$0	244
Bank premises and fixed assets	$8,718,000	1,442
Other real estate owned	$589,000	960
Goodwill and other intangibles	$0	3,301
All other assets	$23,742,000	829
Life insurance assets	$11,153,000	564
Total liabilities and capital	$704,877,000	949
Total liabilities	$648,869,000	922
Total deposits	$601,318,000	851
Interest-bearing deposits	$521,116,000	847
Deposits held in domestic offices	$601,318,000	849
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,436
Trading liabilities	$0	78
Other borrowed funds	$43,400,000	1,038
Subordinated debt	$0	244
All other liabilities	$4,151,000	1,371
Total equity capital	$56,008,000	1,219
Total bank equity capital	$56,008,000	1,219
Perpetual preferred stock	$0	113
Common stock	$1,000,000	2,840
Surplus	$41,250,000	755
Undivided profits	$13,758,000	2,479
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$7,281,000	663
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,109
Income earned, not collected on loans	$3,610,000	1,198
Earning assets	$659,353,000	927
Long-term assets (5+ years)	$181,363,000	659
Average Assets, year-to-date	$689,085,500	948
Average Assets, quarterly	$702,686,000	944
Volatile liabilities	$194,671,000	765
Insider loans	$35,428,000	143
FHLB advances	$43,400,000	965
Loans and leases held for sale	$4,007,000	404
Unused loan commitments	$132,279,000	839
Tier 1 (core) risk-based capital	$56,185,000	1,123
Tier 2 risk-based capital	$7,180,000	763
Total risk weighted assets	$593,786,000	839
Total unused commitments	$132,279,000	839
Derivatives	$30,000,000	312
2007-06-30		Rank
# of Employees:	173	979
Assets and Liabilities
Total Assets:	$700,495,000	963
Cash and due from depository institutions	$14,999,000	979
Interest-bearing balances	$155,000	4,222
Securities	$67,896,000	1,719
Federal funds sold & reverse repurchase agreements	$3,366,000	3,365
Net loans & leases	$584,062,000	796
Loan loss allowance	$7,176,000	744
Trading account assets	$0	245
Bank premises and fixed assets	$6,583,000	1,904
Other real estate owned	$744,000	979
Goodwill and other intangibles	$0	3,329
All other assets	$22,845,000	856
Life insurance assets	$11,047,000	562
Total liabilities and capital	$700,495,000	963
Total liabilities	$645,582,000	939
Total deposits	$607,789,000	852
Interest-bearing deposits	$522,552,000	853
Deposits held in domestic offices	$607,789,000	849
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,401
Trading liabilities	$0	87
Other borrowed funds	$33,850,000	1,180
Subordinated debt	$0	258
All other liabilities	$3,943,000	1,396
Total equity capital	$54,913,000	1,232
Total bank equity capital	$54,913,000	1,232
Perpetual preferred stock	$0	111
Common stock	$1,000,000	2,842
Surplus	$38,750,000	805
Undivided profits	$15,163,000	2,233
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$4,481,000	912
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,127
Income earned, not collected on loans	$3,779,000	1,055
Earning assets	$655,479,000	946
Long-term assets (5+ years)	$180,066,000	647
Average Assets, year-to-date	$683,821,670	964
Average Assets, quarterly	$690,951,000	963
Volatile liabilities	$177,263,000	820
Insider loans	$31,078,000	174
FHLB advances	$33,850,000	1,097
Loans and leases held for sale	$0	1,802
Unused loan commitments	$120,073,000	910
Tier 1 (core) risk-based capital	$55,765,000	1,138
Tier 2 risk-based capital	$7,176,000	772
Total risk weighted assets	$600,459,000	831
Total unused commitments	$120,073,000	910
Derivatives	$30,000,000	342
2007-03-31		Rank
# of Employees:	173	968
Assets and Liabilities
Total Assets:	$681,407,000	970
Cash and due from depository institutions	$18,354,000	968
Interest-bearing balances	$6,040,000	980
Securities	$67,897,000	1,730
Federal funds sold & reverse repurchase agreements	$5,581,000	3,104
Net loans & leases	$560,818,000	801
Loan loss allowance	$7,663,000	687
Trading account assets	$0	267
Bank premises and fixed assets	$5,908,000	2,098
Other real estate owned	$744,000	968
Goodwill and other intangibles	$0	3,322
All other assets	$22,105,000	831
Life insurance assets	$10,949,000	557
Total liabilities and capital	$681,407,000	970
Total liabilities	$628,128,000	949
Total deposits	$603,873,000	848
Interest-bearing deposits	$524,658,000	845
Deposits held in domestic offices	$603,873,000	845
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,056
Trading liabilities	$0	89
Other borrowed funds	$20,200,000	1,614
Subordinated debt	$0	262
All other liabilities	$4,055,000	1,380
Total equity capital	$53,279,000	1,263
Total bank equity capital	$53,279,000	1,263
Perpetual preferred stock	$0	113
Common stock	$1,000,000	2,835
Surplus	$36,750,000	820
Undivided profits	$15,529,000	2,222
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$5,708,000	632
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,132
Income earned, not collected on loans	$3,611,000	1,074
Earning assets	$640,336,000	951
Long-term assets (5+ years)	$166,087,000	684
Average Assets, year-to-date	$675,485,000	975
Average Assets, quarterly	$675,485,000	975
Volatile liabilities	$166,828,000	845
Insider loans	$31,850,000	169
FHLB advances	$20,200,000	1,528
Loans and leases held for sale	$0	1,800
Unused loan commitments	$121,875,000	899
Tier 1 (core) risk-based capital	$53,353,000	1,166
Tier 2 risk-based capital	$7,261,000	750
Total risk weighted assets	$580,687,000	828
Total unused commitments	$121,875,000	899
Derivatives	$30,000,000	342
2006-12-31		Rank
# of Employees:	186	897
Assets and Liabilities
Total Assets:	$669,563,000	975
Cash and due from depository institutions	$23,256,000	897
Interest-bearing balances	$8,863,000	680
Securities	$69,492,000	1,709
Federal funds sold & reverse repurchase agreements	$5,608,000	2,650
Net loans & leases	$543,580,000	816
Loan loss allowance	$6,870,000	753
Trading account assets	$0	156
Bank premises and fixed assets	$5,662,000	2,142
Other real estate owned	$370,000	897
Goodwill and other intangibles	$0	3,315
All other assets	$21,595,000	862
Life insurance assets	$10,852,000	553
Total liabilities and capital	$669,563,000	975
Total liabilities	$616,605,000	952
Total deposits	$600,811,000	837
Interest-bearing deposits	$508,998,000	855
Deposits held in domestic offices	$600,811,000	833
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,314
Trading liabilities	$0	77
Other borrowed funds	$11,200,000	2,361
Subordinated debt	$0	264
All other liabilities	$4,594,000	1,218
Total equity capital	$52,958,000	1,233
Total bank equity capital	$52,958,000	1,233
Perpetual preferred stock	$0	112
Common stock	$1,000,000	2,834
Surplus	$36,750,000	803
Undivided profits	$15,208,000	2,230
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$4,162,000	754
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,087
Income earned, not collected on loans	$3,620,000	1,093
Earning assets	$627,543,000	950
Long-term assets (5+ years)	$158,923,000	702
Average Assets, year-to-date	$610,102,400	1,020
Average Assets, quarterly	$655,942,500	984
Volatile liabilities	$252,913,000	656
Insider loans	$22,906,000	243
FHLB advances	$11,200,000	2,253
Loans and leases held for sale	$0	1,760
Unused loan commitments	$121,311,000	875
Tier 1 (core) risk-based capital	$53,060,000	1,146
Tier 2 risk-based capital	$6,870,000	782
Total risk weighted assets	$566,702,000	836
Total unused commitments	$121,311,000	875
Derivatives	$30,000,000	329
2006-09-30		Rank
# of Employees:	170	1,016
Assets and Liabilities
Total Assets:	$642,322,000	1,006
Cash and due from depository institutions	$22,974,000	1,016
Interest-bearing balances	$5,251,000	930
Securities	$59,668,000	2,006
Federal funds sold & reverse repurchase agreements	$5,903,000	2,184
Net loans & leases	$526,476,000	848
Loan loss allowance	$6,581,000	782
Trading account assets	$0	154
Bank premises and fixed assets	$5,645,000	2,104
Other real estate owned	$465,000	1,016
Goodwill and other intangibles	$0	3,332
All other assets	$21,191,000	882
Life insurance assets	$10,752,000	535
Total liabilities and capital	$642,322,000	1,006
Total liabilities	$590,379,000	995
Total deposits	$562,895,000	891
Interest-bearing deposits	$477,106,000	901
Deposits held in domestic offices	$562,895,000	890
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,596
Trading liabilities	$0	74
Other borrowed funds	$23,700,000	1,597
Subordinated debt	$0	269
All other liabilities	$3,784,000	1,411
Total equity capital	$51,943,000	1,254
Total bank equity capital	$51,943,000	1,254
Perpetual preferred stock	$0	118
Common stock	$1,000,000	2,848
Surplus	$36,750,000	793
Undivided profits	$14,193,000	2,346
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$3,734,000	828
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,131
Income earned, not collected on loans	$3,342,000	1,178
Earning assets	$597,298,000	995
Long-term assets (5+ years)	$146,592,000	751
Average Assets, year-to-date	$595,237,250	1,049
Average Assets, quarterly	$625,435,000	1,029
Volatile liabilities	$261,735,000	654
Insider loans	$21,566,000	259
FHLB advances	$23,700,000	1,499
Loans and leases held for sale	$0	1,773
Unused loan commitments	$133,878,000	832
Tier 1 (core) risk-based capital	$52,196,000	1,170
Tier 2 risk-based capital	$6,581,000	802
Total risk weighted assets	$550,960,000	854
Total unused commitments	$133,878,000	833
Derivatives	$30,000,000	341
2006-06-30		Rank
# of Employees:	172	995
Assets and Liabilities
Total Assets:	$608,548,000	1,058
Cash and due from depository institutions	$17,699,000	995
Interest-bearing balances	$571,000	2,972
Securities	$56,377,000	2,095
Federal funds sold & reverse repurchase agreements	$7,607,000	1,620
Net loans & leases	$499,903,000	877
Loan loss allowance	$6,174,000	811
Trading account assets	$0	157
Bank premises and fixed assets	$5,594,000	2,077
Other real estate owned	$430,000	995
Goodwill and other intangibles	$0	3,333
All other assets	$20,938,000	885
Life insurance assets	$10,655,000	534
Total liabilities and capital	$608,548,000	1,058
Total liabilities	$558,295,000	1,034
Total deposits	$519,022,000	950
Interest-bearing deposits	$440,566,000	954
Deposits held in domestic offices	$519,022,000	949
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,710
Trading liabilities	$0	73
Other borrowed funds	$36,200,000	1,188
Subordinated debt	$0	265
All other liabilities	$3,073,000	1,558
Total equity capital	$50,253,000	1,246
Total bank equity capital	$50,253,000	1,246
Perpetual preferred stock	$0	119
Common stock	$1,000,000	2,841
Surplus	$36,750,000	789
Undivided profits	$12,503,000	2,507
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$4,867,000	566
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,150
Income earned, not collected on loans	$3,096,000	1,133
Earning assets	$564,458,000	1,035
Long-term assets (5+ years)	$132,537,000	817
Average Assets, year-to-date	$579,542,330	1,079
Average Assets, quarterly	$590,261,500	1,070
Volatile liabilities	$246,718,000	680
Insider loans	$18,017,000	319
FHLB advances	$36,200,000	1,106
Loans and leases held for sale	$0	1,763
Unused loan commitments	$122,616,000	897
Tier 1 (core) risk-based capital	$51,208,000	1,166
Tier 2 risk-based capital	$6,174,000	839
Total risk weighted assets	$525,732,000	881
Total unused commitments	$122,616,000	897
Derivatives	$0	1,000
2006-03-31		Rank
# of Employees:	140	1,221
Assets and Liabilities
Total Assets:	$571,975,000	1,098
Cash and due from depository institutions	$20,420,000	1,221
Interest-bearing balances	$3,667,000	1,364
Securities	$53,839,000	2,207
Federal funds sold & reverse repurchase agreements	$4,261,000	2,952
Net loans & leases	$467,936,000	911
Loan loss allowance	$6,062,000	823
Trading account assets	$0	154
Bank premises and fixed assets	$5,103,000	2,236
Other real estate owned	$509,000	1,221
Goodwill and other intangibles	$0	3,321
All other assets	$19,907,000	897
Life insurance assets	$10,558,000	517
Total liabilities and capital	$571,975,000	1,098
Total liabilities	$522,164,000	1,081
Total deposits	$481,103,000	1,014
Interest-bearing deposits	$396,990,000	1,043
Deposits held in domestic offices	$481,103,000	1,012
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,368
Trading liabilities	$0	77
Other borrowed funds	$37,700,000	1,110
Subordinated debt	$0	259
All other liabilities	$3,361,000	1,450
Total equity capital	$49,811,000	1,243
Total bank equity capital	$49,811,000	1,243
Perpetual preferred stock	$0	120
Common stock	$1,000,000	2,827
Surplus	$36,750,000	763
Undivided profits	$12,061,000	2,600
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$3,009,000	892
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,164
Income earned, not collected on loans	$2,745,000	1,219
Earning assets	$529,703,000	1,087
Long-term assets (5+ years)	$115,979,000	903
Average Assets, year-to-date	$565,039,500	1,105
Average Assets, quarterly	$565,039,500	1,105
Volatile liabilities	$236,198,000	673
Insider loans	$17,621,000	329
FHLB advances	$37,700,000	1,043
Loans and leases held for sale	$0	1,721
Unused loan commitments	$128,016,000	850
Tier 1 (core) risk-based capital	$50,211,000	1,172
Tier 2 risk-based capital	$6,062,000	842
Total risk weighted assets	$502,652,000	894
Total unused commitments	$128,016,000	850
Derivatives	$0	990
2005-12-31		Rank
# of Employees:	150	1,115
Assets and Liabilities
Total Assets:	$558,104,000	1,113
Cash and due from depository institutions	$30,719,000	1,115
Interest-bearing balances	$16,393,000	328
Securities	$50,642,000	2,341
Federal funds sold & reverse repurchase agreements	$7,188,000	1,838
Net loans & leases	$444,746,000	941
Loan loss allowance	$5,645,000	870
Trading account assets	$0	155
Bank premises and fixed assets	$4,638,000	2,409
Other real estate owned	$244,000	1,115
Goodwill and other intangibles	$0	3,315
All other assets	$19,927,000	878
Life insurance assets	$0	351
Total liabilities and capital	$558,104,000	1,113
Total liabilities	$508,916,000	1,102
Total deposits	$471,173,000	1,019
Interest-bearing deposits	$438,214,000	932
Deposits held in domestic offices	$471,173,000	1,017
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,512
Trading liabilities	$0	72
Other borrowed funds	$34,700,000	1,214
Subordinated debt	$0	258
All other liabilities	$3,043,000	1,536
Total equity capital	$49,188,000	1,243
Total bank equity capital	$49,188,000	1,243
Perpetual preferred stock	$0	122
Common stock	$1,000,000	2,825
Surplus	$36,750,000	743
Undivided profits	$11,438,000	2,707
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$2,279,000	1,139
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,175
Income earned, not collected on loans	$2,802,000	1,183
Earning assets	$518,969,000	1,096
Long-term assets (5+ years)	$97,027,000	1,046
Average Assets, year-to-date	$516,100,800	1,155
Average Assets, quarterly	$550,668,500	1,115
Volatile liabilities	$234,944,000	675
Insider loans	$16,477,000	331
FHLB advances	$34,700,000	1,124
Loans and leases held for sale	$0	1,743
Unused loan commitments	$128,035,000	831
Tier 1 (core) risk-based capital	$49,406,000	1,174
Tier 2 risk-based capital	$5,645,000	873
Total risk weighted assets	$487,156,000	907
Total unused commitments	$128,035,000	831
Derivatives	$0	930
2005-09-30		Rank
# of Employees:	147	1,141
Assets and Liabilities
Total Assets:	$543,233,000	1,123
Cash and due from depository institutions	$42,949,000	1,141
Interest-bearing balances	$26,713,000	197
Securities	$35,721,000	3,081
Federal funds sold & reverse repurchase agreements	$3,816,000	2,719
Net loans & leases	$437,535,000	940
Loan loss allowance	$5,830,000	835
Trading account assets	$0	146
Bank premises and fixed assets	$3,892,000	2,756
Other real estate owned	$0	1,141
Goodwill and other intangibles	$0	3,310
All other assets	$19,320,000	867
Life insurance assets	$0	341
Total liabilities and capital	$543,233,000	1,123
Total liabilities	$494,880,000	1,109
Total deposits	$469,933,000	998
Interest-bearing deposits	$440,115,000	897
Deposits held in domestic offices	$469,933,000	995
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,623
Trading liabilities	$0	63
Other borrowed funds	$22,200,000	1,650
Subordinated debt	$0	251
All other liabilities	$2,747,000	1,607
Total equity capital	$48,353,000	1,248
Total bank equity capital	$48,353,000	1,248
Perpetual preferred stock	$0	120
Common stock	$1,000,000	2,806
Surplus	$36,750,000	717
Undivided profits	$10,603,000	2,925
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$2,898,000	921
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,225
Income earned, not collected on loans	$2,163,000	1,514
Earning assets	$503,785,000	1,104
Long-term assets (5+ years)	$87,270,000	1,115
Average Assets, year-to-date	$505,600,000	1,165
Average Assets, quarterly	$525,735,500	1,149
Volatile liabilities	$217,105,000	700
Insider loans	$18,248,000	284
FHLB advances	$22,200,000	1,551
Loans and leases held for sale	$0	1,843
Unused loan commitments	$116,536,000	879
Tier 1 (core) risk-based capital	$48,365,000	1,176
Tier 2 risk-based capital	$5,830,000	826
Total risk weighted assets	$480,498,000	893
Total unused commitments	$116,536,000	880
Derivatives	$0	909
2005-06-30		Rank
# of Employees:	139	1,211
Assets and Liabilities
Total Assets:	$508,238,000	1,169
Cash and due from depository institutions	$23,392,000	1,211
Interest-bearing balances	$7,289,000	743
Securities	$31,130,000	3,500
Federal funds sold & reverse repurchase agreements	$8,070,000	1,432
Net loans & leases	$423,404,000	943
Loan loss allowance	$5,927,000	822
Trading account assets	$0	148
Bank premises and fixed assets	$2,805,000	3,490
Other real estate owned	$400,000	1,211
Goodwill and other intangibles	$0	3,307
All other assets	$19,037,000	881
Life insurance assets	$0	339
Total liabilities and capital	$508,238,000	1,169
Total liabilities	$460,796,000	1,167
Total deposits	$431,526,000	1,063
Interest-bearing deposits	$405,094,000	942
Deposits held in domestic offices	$431,526,000	1,061
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,721
Trading liabilities	$0	65
Other borrowed funds	$26,200,000	1,480
Subordinated debt	$0	251
All other liabilities	$3,070,000	1,394
Total equity capital	$47,442,000	1,255
Total bank equity capital	$47,442,000	1,255
Perpetual preferred stock	$0	118
Common stock	$1,000,000	2,786
Surplus	$36,750,000	698
Undivided profits	$9,692,000	3,104
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$2,755,000	941
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,247
Income earned, not collected on loans	$2,258,000	1,311
Earning assets	$469,893,000	1,161
Long-term assets (5+ years)	$82,765,000	1,169
Average Assets, year-to-date	$493,055,670	1,176
Average Assets, quarterly	$498,600,500	1,178
Volatile liabilities	$199,486,000	722
Insider loans	$17,088,000	279
FHLB advances	$26,200,000	1,396
Loans and leases held for sale	$0	1,818
Unused loan commitments	$100,257,000	957
Tier 1 (core) risk-based capital	$47,343,000	1,169
Tier 2 risk-based capital	$5,747,000	825
Total risk weighted assets	$459,606,000	912
Total unused commitments	$100,257,000	958
Derivatives	$0	866
2005-03-31		Rank
# of Employees:	132	1,283
Assets and Liabilities
Total Assets:	$488,963,000	1,198
Cash and due from depository institutions	$30,034,000	1,283
Interest-bearing balances	$13,142,000	422
Securities	$31,969,000	3,452
Federal funds sold & reverse repurchase agreements	$2,285,000	3,828
Net loans & leases	$408,698,000	958
Loan loss allowance	$5,725,000	841
Trading account assets	$0	148
Bank premises and fixed assets	$2,907,000	3,380
Other real estate owned	$1,095,000	1,283
Goodwill and other intangibles	$0	3,297
All other assets	$11,975,000	1,333
Life insurance assets	$0	333
Total liabilities and capital	$488,963,000	1,198
Total liabilities	$442,806,000	1,186
Total deposits	$401,882,000	1,133
Interest-bearing deposits	$379,334,000	1,004
Deposits held in domestic offices	$401,882,000	1,130
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,328
Trading liabilities	$0	65
Other borrowed funds	$38,000,000	1,099
Subordinated debt	$0	265
All other liabilities	$2,924,000	1,444
Total equity capital	$46,157,000	1,254
Total bank equity capital	$46,157,000	1,254
Perpetual preferred stock	$0	120
Common stock	$1,000,000	2,793
Surplus	$36,750,000	683
Undivided profits	$8,407,000	3,349
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$2,567,000	1,022
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,234
Income earned, not collected on loans	$1,920,000	1,526
Earning assets	$456,094,000	1,177
Long-term assets (5+ years)	$76,251,000	1,283
Average Assets, year-to-date	$485,464,500	1,192
Average Assets, quarterly	$485,464,500	1,192
Volatile liabilities	$191,397,000	712
Insider loans	$18,164,000	258
FHLB advances	$38,000,000	1,017
Loans and leases held for sale	$0	1,762
Unused loan commitments	$97,816,000	959
Tier 1 (core) risk-based capital	$46,401,000	1,176
Tier 2 risk-based capital	$5,496,000	851
Total risk weighted assets	$439,487,000	934
Total unused commitments	$97,816,000	960
Derivatives	$0	790
2004-12-31		Rank
# of Employees:	126	1,357
Assets and Liabilities
Total Assets:	$481,966,000	1,206
Cash and due from depository institutions	$20,020,000	1,357
Interest-bearing balances	$8,109,000	698
Securities	$35,025,000	3,229
Federal funds sold & reverse repurchase agreements	$17,205,000	672
Net loans & leases	$394,902,000	988
Loan loss allowance	$5,608,000	857
Trading account assets	$0	153
Bank premises and fixed assets	$2,985,000	3,306
Other real estate owned	$430,000	1,357
Goodwill and other intangibles	$0	3,293
All other assets	$11,399,000	1,361
Life insurance assets	$0	334
Total liabilities and capital	$481,966,000	1,206
Total liabilities	$436,378,000	1,196
Total deposits	$388,739,000	1,151
Interest-bearing deposits	$328,579,000	1,173
Deposits held in domestic offices	$388,739,000	1,148
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$200,000	3,298
Trading liabilities	$0	66
Other borrowed funds	$45,000,000	971
Subordinated debt	$0	272
All other liabilities	$2,439,000	1,622
Total equity capital	$45,588,000	1,263
Total bank equity capital	$45,588,000	1,263
Perpetual preferred stock	$0	118
Common stock	$1,000,000	2,784
Surplus	$36,750,000	681
Undivided profits	$7,838,000	3,570
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$2,257,000	1,164
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,187
Income earned, not collected on loans	$1,970,000	1,459
Earning assets	$455,241,000	1,170
Long-term assets (5+ years)	$78,273,000	1,286
Average Assets, year-to-date	$463,533,600	1,189
Average Assets, quarterly	$480,339,000	1,200
Volatile liabilities	$173,319,000	755
Insider loans	$17,307,000	278
FHLB advances	$45,000,000	884
Loans and leases held for sale	$0	1,753
Unused loan commitments	$103,861,000	909
Tier 1 (core) risk-based capital	$45,568,000	1,174
Tier 2 risk-based capital	$5,319,000	879
Total risk weighted assets	$425,195,000	954
Total unused commitments	$103,861,000	909
Derivatives	$0	774
2004-09-30		Rank
# of Employees:	120	1,439
Assets and Liabilities
Total Assets:	$478,712,000	1,193
Cash and due from depository institutions	$17,759,000	1,439
Interest-bearing balances	$3,297,000	1,542
Securities	$43,583,000	2,682
Federal funds sold & reverse repurchase agreements	$13,521,000	843
Net loans & leases	$390,175,000	969
Loan loss allowance	$5,707,000	833
Trading account assets	$0	149
Bank premises and fixed assets	$3,106,000	3,160
Other real estate owned	$400,000	1,439
Goodwill and other intangibles	$0	3,268
All other assets	$10,168,000	1,487
Life insurance assets	$0	330
Total liabilities and capital	$478,712,000	1,193
Total liabilities	$439,074,000	1,176
Total deposits	$408,499,000	1,058
Interest-bearing deposits	$343,580,000	1,092
Deposits held in domestic offices	$408,499,000	1,054
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$200,000	3,479
Trading liabilities	$0	68
Other borrowed funds	$28,000,000	1,377
Subordinated debt	$0	276
All other liabilities	$2,375,000	1,667
Total equity capital	$39,638,000	1,423
Total bank equity capital	$39,638,000	1,423
Perpetual preferred stock	$0	124
Common stock	$1,000,000	2,785
Surplus	$31,750,000	751
Undivided profits	$6,888,000	3,910
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$4,497,000	645
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,251
Income earned, not collected on loans	$1,845,000	1,628
Earning assets	$450,576,000	1,163
Long-term assets (5+ years)	$80,584,000	1,270
Average Assets, year-to-date	$458,925,500	1,194
Average Assets, quarterly	$476,505,500	1,184
Volatile liabilities	$138,714,000	873
Insider loans	$22,709,000	201
FHLB advances	$28,000,000	1,276
Loans and leases held for sale	$0	1,808
Unused loan commitments	$90,258,000	1,004
Tier 1 (core) risk-based capital	$39,441,000	1,329
Tier 2 risk-based capital	$5,215,000	877
Total risk weighted assets	$416,689,000	951
Total unused commitments	$90,258,000	1,006
Derivatives	$0	770
2004-06-30		Rank
# of Employees:	125	1,382
Assets and Liabilities
Total Assets:	$474,299,000	1,190
Cash and due from depository institutions	$24,409,000	1,382
Interest-bearing balances	$10,261,000	601
Securities	$40,170,000	2,936
Federal funds sold & reverse repurchase agreements	$19,742,000	535
Net loans & leases	$376,509,000	981
Loan loss allowance	$5,181,000	907
Trading account assets	$0	153
Bank premises and fixed assets	$3,196,000	3,046
Other real estate owned	$0	1,382
Goodwill and other intangibles	$0	3,275
All other assets	$10,273,000	1,484
Life insurance assets	$0	323
Total liabilities and capital	$474,299,000	1,190
Total liabilities	$436,141,000	1,164
Total deposits	$407,153,000	1,048
Interest-bearing deposits	$338,831,000	1,083
Deposits held in domestic offices	$407,153,000	1,044
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$200,000	3,545
Trading liabilities	$0	69
Other borrowed funds	$27,000,000	1,374
Subordinated debt	$0	288
All other liabilities	$1,788,000	1,927
Total equity capital	$38,158,000	1,425
Total bank equity capital	$38,158,000	1,425
Perpetual preferred stock	$0	126
Common stock	$1,000,000	2,796
Surplus	$31,750,000	731
Undivided profits	$5,408,000	4,317
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,652,000	1,686
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,328
Income earned, not collected on loans	$1,605,000	1,734
Earning assets	$446,682,000	1,155
Long-term assets (5+ years)	$78,145,000	1,345
Average Assets, year-to-date	$452,330,000	1,203
Average Assets, quarterly	$460,099,500	1,203
Volatile liabilities	$147,418,000	812
Insider loans	$22,807,000	192
FHLB advances	$27,000,000	1,278
Loans and leases held for sale	$0	1,820
Unused loan commitments	$81,756,000	1,055
Tier 1 (core) risk-based capital	$38,736,000	1,338
Tier 2 risk-based capital	$5,079,000	889
Total risk weighted assets	$406,228,000	961
Total unused commitments	$81,756,000	1,055
Derivatives	$0	740
2004-03-31		Rank
# of Employees:	115	1,499
Assets and Liabilities
Total Assets:	$445,900,000	1,241
Cash and due from depository institutions	$17,483,000	1,499
Interest-bearing balances	$6,832,000	1,015
Securities	$28,287,000	3,828
Federal funds sold & reverse repurchase agreements	$10,059,000	1,456
Net loans & leases	$377,573,000	958
Loan loss allowance	$5,368,000	868
Trading account assets	$0	144
Bank premises and fixed assets	$2,927,000	3,219
Other real estate owned	$0	1,499
Goodwill and other intangibles	$0	3,256
All other assets	$9,571,000	1,485
Life insurance assets	$0	322
Total liabilities and capital	$445,900,000	1,241
Total liabilities	$407,483,000	1,222
Total deposits	$377,287,000	1,138
Interest-bearing deposits	$322,684,000	1,160
Deposits held in domestic offices	$377,287,000	1,136
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$500,000	2,789
Trading liabilities	$0	70
Other borrowed funds	$27,000,000	1,309
Subordinated debt	$0	287
All other liabilities	$2,696,000	1,558
Total equity capital	$38,417,000	1,444
Total bank equity capital	$38,417,000	1,444
Perpetual preferred stock	$0	129
Common stock	$1,000,000	2,795
Surplus	$31,750,000	724
Undivided profits	$5,667,000	4,369
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$2,314,000	1,294
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,356
Income earned, not collected on loans	$1,438,000	1,964
Earning assets	$422,751,000	1,206
Long-term assets (5+ years)	$66,762,000	1,513
Average Assets, year-to-date	$441,345,500	1,239
Average Assets, quarterly	$441,345,500	1,239
Volatile liabilities	$139,283,000	808
Insider loans	$22,895,000	178
FHLB advances	$27,000,000	1,210
Loans and leases held for sale	$0	1,884
Unused loan commitments	$76,737,000	1,073
Tier 1 (core) risk-based capital	$38,183,000	1,346
Tier 2 risk-based capital	$4,962,000	903
Total risk weighted assets	$396,551,000	966
Total unused commitments	$76,737,000	1,076
Derivatives	$0	699
2003-12-31		Rank
# of Employees:	114	1,523
Assets and Liabilities
Total Assets:	$436,791,000	1,262
Cash and due from depository institutions	$16,726,000	1,523
Interest-bearing balances	$4,018,000	1,425
Securities	$24,325,000	4,289
Federal funds sold & reverse repurchase agreements	$11,116,000	1,056
Net loans & leases	$371,579,000	966
Loan loss allowance	$5,259,000	900
Trading account assets	$0	168
Bank premises and fixed assets	$2,933,000	3,209
Other real estate owned	$80,000	1,523
Goodwill and other intangibles	$0	3,237
All other assets	$10,032,000	1,440
Life insurance assets	$0	1
Total liabilities and capital	$436,791,000	1,262
Total liabilities	$399,160,000	1,251
Total deposits	$370,089,000	1,152
Interest-bearing deposits	$300,239,000	1,254
Deposits held in domestic offices	$370,089,000	1,151
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$1,060,000	2,631
Trading liabilities	$0	72
Other borrowed funds	$27,000,000	1,323
Subordinated debt	$0	293
All other liabilities	$1,011,000	3,077
Total equity capital	$37,631,000	1,448
Total bank equity capital	$37,631,000	1,448
Perpetual preferred stock	$0	131
Common stock	$1,000,000	2,819
Surplus	$31,750,000	722
Undivided profits	$4,881,000	4,678
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,904,000	1,604
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,287
Income earned, not collected on loans	$1,260,000	2,383
Earning assets	$411,038,000	1,230
Long-term assets (5+ years)	$58,686,000	1,688
Average Assets, year-to-date	$409,722,600	1,321
Average Assets, quarterly	$432,646,000	1,270
Volatile liabilities	$118,900,000	937
Insider loans	$22,806,000	185
FHLB advances	$27,000,000	1,225
Loans and leases held for sale	$0	1,789
Unused loan commitments	$82,749,000	987
Tier 1 (core) risk-based capital	$37,606,000	1,360
Tier 2 risk-based capital	$4,860,000	923
Total risk weighted assets	$388,446,000	976
Total unused commitments	$82,749,000	988
Derivatives	$0	665
2003-09-30		Rank
# of Employees:	109	1,615
Assets and Liabilities
Total Assets:	$428,501,000	1,298
Cash and due from depository institutions	$23,310,000	1,615
Interest-bearing balances	$9,387,000	819
Securities	$10,067,000	6,539
Federal funds sold & reverse repurchase agreements	$14,393,000	1,005
Net loans & leases	$368,439,000	964
Loan loss allowance	$5,629,000	853
Trading account assets	$0	165
Bank premises and fixed assets	$2,711,000	3,386
Other real estate owned	$80,000	1,615
Goodwill and other intangibles	$0	3,226
All other assets	$9,501,000	1,515
Life insurance assets	$0	1
Total liabilities and capital	$428,501,000	1,298
Total liabilities	$391,573,000	1,278
Total deposits	$370,703,000	1,163
Interest-bearing deposits	$308,528,000	1,240
Deposits held in domestic offices	$370,703,000	1,161
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$1,060,000	2,532
Trading liabilities	$0	72
Other borrowed funds	$19,000,000	1,645
Subordinated debt	$0	293
All other liabilities	$810,000	3,705
Total equity capital	$36,928,000	1,488
Total bank equity capital	$36,928,000	1,488
Perpetual preferred stock	$0	137
Common stock	$1,000,000	2,835
Surplus	$31,750,000	723
Undivided profits	$4,178,000	5,074
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,903,000	1,700
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,354
Income earned, not collected on loans	$1,330,000	2,369
Earning assets	$402,286,000	1,266
Long-term assets (5+ years)	$35,945,000	2,447
Average Assets, year-to-date	$402,955,500	1,364
Average Assets, quarterly	$418,032,000	1,340
Volatile liabilities	$109,046,000	987
Insider loans	$18,801,000	230
FHLB advances	$19,000,000	1,522
Loans and leases held for sale	$108,000	1,853
Unused loan commitments	$72,535,000	1,116
Tier 1 (core) risk-based capital	$36,956,000	1,390
Tier 2 risk-based capital	$4,804,000	932
Total risk weighted assets	$383,479,000	986
Total unused commitments	$72,535,000	1,120
Derivatives	$0	666
2003-06-30		Rank
# of Employees:	106	1,656
Assets and Liabilities
Total Assets:	$407,563,000	1,364
Cash and due from depository institutions	$20,180,000	1,656
Interest-bearing balances	$5,826,000	1,326
Securities	$10,328,000	6,419
Federal funds sold & reverse repurchase agreements	$14,025,000	1,108
Net loans & leases	$350,827,000	1,011
Loan loss allowance	$5,514,000	854
Trading account assets	$0	170
Bank premises and fixed assets	$2,617,000	3,453
Other real estate owned	$80,000	1,656
Goodwill and other intangibles	$0	3,182
All other assets	$9,506,000	1,451
Life insurance assets	$0	1
Total liabilities and capital	$407,563,000	1,364
Total liabilities	$371,234,000	1,346
Total deposits	$350,439,000	1,234
Interest-bearing deposits	$296,389,000	1,268
Deposits held in domestic offices	$350,439,000	1,233
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$1,060,000	2,454
Trading liabilities	$0	74
Other borrowed funds	$19,000,000	1,627
Subordinated debt	$0	266
All other liabilities	$735,000	4,071
Total equity capital	$36,329,000	1,508
Total bank equity capital	$36,329,000	1,508
Perpetual preferred stock	$0	140
Common stock	$1,000,000	2,835
Surplus	$31,750,000	709
Undivided profits	$3,579,000	5,506
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,976,000	1,642
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,408
Income earned, not collected on loans	$1,260,000	2,385
Earning assets	$381,006,000	1,326
Long-term assets (5+ years)	$30,412,000	2,608
Average Assets, year-to-date	$394,440,330	1,378
Average Assets, quarterly	$402,852,500	1,370
Volatile liabilities	$108,081,000	981
Insider loans	$22,985,000	168
FHLB advances	$19,000,000	1,515
Loans and leases held for sale	$1,107,000	1,405
Unused loan commitments	$70,665,000	1,104
Tier 1 (core) risk-based capital	$36,246,000	1,384
Tier 2 risk-based capital	$4,629,000	931
Total risk weighted assets	$369,434,000	1,007
Total unused commitments	$70,665,000	1,110
Derivatives	$0	623
2003-03-31		Rank
# of Employees:	99	1,730
Assets and Liabilities
Total Assets:	$398,142,000	1,372
Cash and due from depository institutions	$20,114,000	1,730
Interest-bearing balances	$4,165,000	1,742
Securities	$10,055,000	6,480
Federal funds sold & reverse repurchase agreements	$19,797,000	815
Net loans & leases	$336,734,000	1,035
Loan loss allowance	$5,079,000	898
Trading account assets	$0	169
Bank premises and fixed assets	$2,608,000	3,421
Other real estate owned	$0	1,730
Goodwill and other intangibles	$0	3,151
All other assets	$8,834,000	1,512
Life insurance assets	$0	1
Total liabilities and capital	$398,142,000	1,372
Total liabilities	$362,345,000	1,350
Total deposits	$341,592,000	1,248
Interest-bearing deposits	$288,673,000	1,297
Deposits held in domestic offices	$341,592,000	1,246
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$1,060,000	2,318
Trading liabilities	$0	79
Other borrowed funds	$19,000,000	1,565
Subordinated debt	$0	265
All other liabilities	$693,000	4,279
Total equity capital	$35,797,000	1,491
Total bank equity capital	$35,797,000	1,491
Perpetual preferred stock	$0	141
Common stock	$1,000,000	2,845
Surplus	$31,750,000	697
Undivided profits	$3,047,000	5,798
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,463,000	2,109
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,422
Income earned, not collected on loans	$1,142,000	2,678
Earning assets	$370,751,000	1,346
Long-term assets (5+ years)	$23,569,000	3,062
Average Assets, year-to-date	$387,879,000	1,391
Average Assets, quarterly	$387,879,000	1,391
Volatile liabilities	$103,364,000	1,007
Insider loans	$19,304,000	215
FHLB advances	$19,000,000	1,458
Loans and leases held for sale	$1,260,000	1,213
Unused loan commitments	$68,264,000	1,112
Tier 1 (core) risk-based capital	$35,723,000	1,383
Tier 2 risk-based capital	$4,470,000	944
Total risk weighted assets	$357,015,000	1,022
Total unused commitments	$68,264,000	1,121
Derivatives	$0	578
2002-12-31		Rank
# of Employees:	94	1,820
Assets and Liabilities
Total Assets:	$377,616,000	1,429
Cash and due from depository institutions	$22,826,000	1,820
Interest-bearing balances	$13,598,000	575
Securities	$11,171,000	6,252
Federal funds sold & reverse repurchase agreements	$13,342,000	1,075
Net loans & leases	$322,364,000	1,062
Loan loss allowance	$4,746,000	930
Trading account assets	$0	170
Bank premises and fixed assets	$2,626,000	3,374
Other real estate owned	$0	1,820
Goodwill and other intangibles	$0	3,122
All other assets	$5,287,000	2,204
Life insurance assets	$0	1
Total liabilities and capital	$377,616,000	1,429
Total liabilities	$341,938,000	1,419
Total deposits	$317,891,000	1,330
Interest-bearing deposits	$267,618,000	1,373
Deposits held in domestic offices	$317,891,000	1,327
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$1,060,000	2,420
Trading liabilities	$0	75
Other borrowed funds	$21,500,000	1,456
Subordinated debt	$0	258
All other liabilities	$1,487,000	2,548
Total equity capital	$35,678,000	1,462
Total bank equity capital	$35,678,000	1,462
Perpetual preferred stock	$0	142
Common stock	$1,000,000	2,848
Surplus	$31,750,000	682
Undivided profits	$2,928,000	5,895
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$719,000	3,404
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,384
Income earned, not collected on loans	$1,054,000	3,057
Earning assets	$360,475,000	1,362
Long-term assets (5+ years)	$20,414,000	3,284
Average Assets, year-to-date	$331,185,400	1,541
Average Assets, quarterly	$367,249,500	1,454
Volatile liabilities	$95,845,000	1,078
Insider loans	$20,692,000	188
FHLB advances	$21,500,000	1,331
Loans and leases held for sale	$5,770,000	650
Unused loan commitments	$69,719,000	1,056
Tier 1 (core) risk-based capital	$35,455,000	1,367
Tier 2 risk-based capital	$4,218,000	978
Total risk weighted assets	$336,945,000	1,064
Total unused commitments	$69,719,000	1,056
Derivatives	$0	527
2001-12-31		Rank
# of Employees:	75	2,281
Assets and Liabilities
Total Assets:	$291,974,000	1,752
Cash and due from depository institutions	$20,797,000	2,281
Interest-bearing balances	$13,163,000	517
Securities	$2,384,000	8,755
Federal funds sold & reverse repurchase agreements	$30,685,000	467
Net loans & leases	$233,159,000	1,431
Loan loss allowance	$3,480,000	1,185
Trading account assets	$0	182
Bank premises and fixed assets	$1,574,000	4,710
Other real estate owned	$0	2,281
Goodwill and other intangibles	$0	3,095
All other assets	$3,375,000	3,092
Life insurance assets	$0	1
Total liabilities and capital	$291,974,000	1,752
Total liabilities	$265,513,000	1,743
Total deposits	$256,800,000	1,576
Interest-bearing deposits	$227,770,000	1,527
Deposits held in domestic offices	$256,800,000	1,573
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$1,060,000	2,586
Trading liabilities	$0	69
Other borrowed funds	$6,500,000	2,691
Subordinated debt	$0	241
All other liabilities	$1,153,000	3,117
Total equity capital	$26,461,000	1,844
Total bank equity capital	$26,461,000	1,844
Perpetual preferred stock	$0	158
Common stock	$1,000,000	2,902
Surplus	$24,750,000	816
Undivided profits	$711,000	7,901
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$817,000	3,111
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,476
Income earned, not collected on loans	$913,000	3,775
Earning assets	$279,391,000	1,669
Long-term assets (5+ years)	$21,561,000	3,148
Average Assets, year-to-date	$247,295,800	1,972
Average Assets, quarterly	$279,251,500	1,801
Volatile liabilities	$66,744,000	1,388
Insider loans	$12,492,000	324
FHLB advances	$6,500,000	2,523
Loans and leases held for sale	$4,293,000	642
Unused loan commitments	$50,833,000	1,242
Tier 1 (core) risk-based capital	$26,461,000	1,719
Tier 2 risk-based capital	$3,122,000	1,240
Total risk weighted assets	$249,440,000	1,380
Total unused commitments	$50,833,000	1,247
Derivatives	$0	450
2000-12-31		Rank
# of Employees:	55	3,075
Assets and Liabilities
Total Assets:	$209,130,000	2,337
Cash and due from depository institutions	$10,410,000	3,075
Interest-bearing balances	$2,500,000	1,455
Securities	$10,626,000	6,610
Federal funds sold & reverse repurchase agreements	$31,523,000	387
Net loans & leases	$153,515,000	2,066
Loan loss allowance	$2,365,000	1,634
Trading account assets	$0	175
Bank premises and fixed assets	$1,254,000	5,370
Other real estate owned	$0	3,075
Goodwill and other intangibles	$0	3,145
All other assets	$1,802,000	4,244
Life insurance assets	$0	1
Total liabilities and capital	$209,130,000	2,337
Total liabilities	$190,625,000	2,306
Total deposits	$188,971,000	2,081
Interest-bearing deposits	$162,924,000	2,075
Deposits held in domestic offices	$188,971,000	2,078
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$530,000	3,139
Trading liabilities	$0	77
Other borrowed funds	$0	5,732
Subordinated debt	$0	239
All other liabilities	$1,124,000	3,286
Total equity capital	$18,505,000	2,534
Total bank equity capital	$18,505,000	2,534
Perpetual preferred stock	$0	178
Common stock	$1,000,000	2,981
Surplus	$18,000,000	1,001
Undivided profits	$-495,000	9,336
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$0	8,688
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,385
Income earned, not collected on loans	$937,000	2,936
Earning assets	$198,164,000	2,257
Long-term assets (5+ years)	$17,911,000	3,384
Average Assets, year-to-date	$155,985,800	2,916
Average Assets, quarterly	$194,473,500	2,473
Volatile liabilities	$54,466,000	1,623
Insider loans	$12,530,000	327
FHLB advances	$0	771
Loans and leases held for sale	$0	1,442
Unused loan commitments	$31,044,000	1,691
Tier 1 (core) risk-based capital	$18,504,000	2,422
Tier 2 risk-based capital	$2,134,580	1,681
Total risk weighted assets	$170,535,880	1,882
Total unused commitments	$31,044,000	1,692
Derivatives	$0	481
1999-12-31		Rank
# of Employees:	36	4,563
Assets and Liabilities
Total Assets:	$96,325,000	4,542
Cash and due from depository institutions	$2,273,000	4,563
Interest-bearing balances	$0	6,854
Securities	$5,816,000	8,398
Federal funds sold & reverse repurchase agreements	$20,848,000	493
Net loans & leases	$66,305,000	4,165
Loan loss allowance	$1,010,000	3,399
Trading account assets	$0	165
Bank premises and fixed assets	$724,000	6,879
Other real estate owned	$0	4,563
Goodwill and other intangibles	$0	3,276
All other assets	$359,000	9,005
Life insurance assets	$0	1
Total liabilities and capital	$96,325,000	4,542
Total liabilities	$82,865,000	4,728
Total deposits	$82,275,000	4,450
Interest-bearing deposits	$71,044,000	4,414
Deposits held in domestic offices	$82,275,000	4,444
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$210,000	3,833
Trading liabilities	$0	65
Other borrowed funds	$0	5,751
Subordinated debt	$0	242
All other liabilities	$380,000	6,242
Total equity capital	$13,460,000	3,274
Total bank equity capital	$13,460,000	3,274
Perpetual preferred stock	$0	193
Common stock	$1,000,000	3,047
Surplus	$14,000,000	1,228
Undivided profits	$-1,540,000	10,002
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$0	9,001
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,502
Income earned, not collected on loans	$304,000	6,415
Earning assets	$92,969,000	4,329
Long-term assets (5+ years)	$8,469,000	5,233
Average Assets, year-to-date	$64,835,250	5,808
Average Assets, quarterly	$89,870,000	4,778
Volatile liabilities	$11,037,000	5,160
Insider loans	$10,037,000	414
FHLB advances	$0	802
Loans and leases held for sale	$0	1,487
Unused loan commitments	$18,914,000	2,466
Tier 1 (core) risk-based capital	$13,461,000	3,251
Tier 2 risk-based capital	$926,710	3,359
Total risk weighted assets	$74,053,310	3,865
Total unused commitments	$18,914,000	2,469
Derivatives	$0	488