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Torrey Pines Bank, Assets and Liabilities

2013-09-30		Rank
# of Employees:	228	649
Assets and Liabilities
Total Assets:	$2,078,444,000	349
Cash and due from depository institutions	$129,839,000	649
Interest-bearing balances	$87,087,000	406
Securities	$327,764,000	471
Federal funds sold & reverse repurchase agreements	$0	2,981
Net loans & leases	$1,505,829,000	314
Loan loss allowance	$18,296,000	394
Trading account assets	$0	248
Bank premises and fixed assets	$18,434,000	635
Other real estate owned	$1,780,000	649
Goodwill and other intangibles	$0	2,909
All other assets	$94,798,000	284
Life insurance assets	$32,998,000	262
Total liabilities and capital	$2,078,444,000	349
Total liabilities	$1,906,604,000	341
Total deposits	$1,844,656,000	320
Interest-bearing deposits	$1,292,137,000	352
Deposits held in domestic offices	$1,844,656,000	320
% insured	74.49%	5,728
Federal funds purchased & repurchase agreements	$7,648,000	981
Trading liabilities	$0	163
Other borrowed funds	$0	3,930
Subordinated debt	$20,000,000	59
All other liabilities	$34,300,000	258
Total equity capital	$171,840,000	446
Total bank equity capital	$171,840,000	446
Perpetual preferred stock	$0	217
Common stock	$0	6,266
Surplus	$135,246,000	324
Undivided profits	$36,594,000	1,005
Noncontrolling interests in consolidated subsidiaries	$0	159
Memoranda
Noncurrent loans and leases	$7,741,000	1,052
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,015
Income earned, not collected on loans	$5,974,000	404
Earning assets	$1,920,680,000	338
Long-term assets (5+ years)	$689,903,000	345
Average Assets, year-to-date	$2,021,589,500	355
Average Assets, quarterly	$2,055,100,500	349
Volatile liabilities	$242,019,000	243
Insider loans	$24,000,000	187
FHLB advances	$0	3,717
Loans and leases held for sale	$25,413,000	186
Unused loan commitments	$754,093,000	190
Tier 1 (core) risk-based capital	$172,827,000	418
Tier 2 risk-based capital	$33,699,000	199
Total risk weighted assets	$1,790,825,000	289
Total unused commitments	$754,093,000	190
Derivatives	$0	1,430
2013-06-30		Rank
# of Employees:	229	657
Assets and Liabilities
Total Assets:	$2,031,757,000	352
Cash and due from depository institutions	$89,106,000	657
Interest-bearing balances	$45,424,000	806
Securities	$311,218,000	490
Federal funds sold & reverse repurchase agreements	$0	3,098
Net loans & leases	$1,506,112,000	309
Loan loss allowance	$15,568,000	466
Trading account assets	$0	250
Bank premises and fixed assets	$18,442,000	630
Other real estate owned	$1,780,000	657
Goodwill and other intangibles	$0	2,910
All other assets	$105,099,000	265
Life insurance assets	$32,780,000	260
Total liabilities and capital	$2,031,757,000	352
Total liabilities	$1,861,623,000	346
Total deposits	$1,749,350,000	331
Interest-bearing deposits	$1,223,531,000	371
Deposits held in domestic offices	$1,749,350,000	330
% insured	73.49%	5,934
Federal funds purchased & repurchase agreements	$29,269,000	429
Trading liabilities	$0	154
Other borrowed funds	$20,000,000	1,085
Subordinated debt	$20,000,000	59
All other liabilities	$43,004,000	222
Total equity capital	$170,134,000	446
Total bank equity capital	$170,134,000	446
Perpetual preferred stock	$0	228
Common stock	$0	6,316
Surplus	$134,950,000	324
Undivided profits	$35,184,000	1,039
Noncontrolling interests in consolidated subsidiaries	$0	162
Memoranda
Noncurrent loans and leases	$4,824,000	1,655
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,060
Income earned, not collected on loans	$5,923,000	395
Earning assets	$1,862,754,000	345
Long-term assets (5+ years)	$615,355,000	362
Average Assets, year-to-date	$2,002,638,000	359
Average Assets, quarterly	$1,994,065,500	359
Volatile liabilities	$296,290,000	207
Insider loans	$25,100,000	169
FHLB advances	$20,000,000	1,028
Loans and leases held for sale	$27,645,000	232
Unused loan commitments	$710,260,000	189
Tier 1 (core) risk-based capital	$171,671,000	413
Tier 2 risk-based capital	$30,946,000	206
Total risk weighted assets	$1,816,255,000	282
Total unused commitments	$710,260,000	189
Derivatives	$0	1,417
2013-03-31		Rank
# of Employees:	235	642
Assets and Liabilities
Total Assets:	$1,956,374,000	369
Cash and due from depository institutions	$112,614,000	642
Interest-bearing balances	$73,861,000	596
Securities	$315,788,000	493
Federal funds sold & reverse repurchase agreements	$0	3,440
Net loans & leases	$1,415,083,000	318
Loan loss allowance	$14,836,000	507
Trading account assets	$0	242
Bank premises and fixed assets	$18,832,000	618
Other real estate owned	$1,884,000	642
Goodwill and other intangibles	$0	2,913
All other assets	$92,173,000	293
Life insurance assets	$32,518,000	256
Total liabilities and capital	$1,956,373,000	369
Total liabilities	$1,783,994,000	358
Total deposits	$1,698,512,000	348
Interest-bearing deposits	$1,184,158,000	389
Deposits held in domestic offices	$1,698,512,000	346
% insured	73.80%	5,959
Federal funds purchased & repurchase agreements	$5,682,000	1,048
Trading liabilities	$0	154
Other borrowed funds	$0	3,908
Subordinated debt	$20,000,000	61
All other liabilities	$59,800,000	184
Total equity capital	$172,379,000	445
Total bank equity capital	$172,379,000	445
Perpetual preferred stock	$0	239
Common stock	$0	6,388
Surplus	$137,620,000	325
Undivided profits	$34,759,000	1,092
Noncontrolling interests in consolidated subsidiaries	$0	167
Memoranda
Noncurrent loans and leases	$5,544,000	1,601
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,043
Income earned, not collected on loans	$5,932,000	396
Earning assets	$1,804,732,000	357
Long-term assets (5+ years)	$582,825,000	373
Average Assets, year-to-date	$1,988,078,500	366
Average Assets, quarterly	$1,988,078,500	366
Volatile liabilities	$255,024,000	216
Insider loans	$2,100,000	2,443
FHLB advances	$0	3,677
Loans and leases held for sale	$27,942,000	225
Unused loan commitments	$657,401,000	200
Tier 1 (core) risk-based capital	$168,736,000	415
Tier 2 risk-based capital	$30,625,000	208
Total risk weighted assets	$1,723,272,000	294
Total unused commitments	$657,401,000	200
Derivatives	$0	1,405
2012-12-31		Rank
# of Employees:	233	641
Assets and Liabilities
Total Assets:	$2,019,783,000	360
Cash and due from depository institutions	$70,936,000	641
Interest-bearing balances	$21,954,000	1,837
Securities	$311,176,000	487
Federal funds sold & reverse repurchase agreements	$20,000,000	273
Net loans & leases	$1,492,607,000	310
Loan loss allowance	$15,618,000	487
Trading account assets	$0	243
Bank premises and fixed assets	$18,617,000	623
Other real estate owned	$1,884,000	641
Goodwill and other intangibles	$0	2,913
All other assets	$104,563,000	271
Life insurance assets	$32,261,000	252
Total liabilities and capital	$2,019,783,000	360
Total liabilities	$1,850,685,000	349
Total deposits	$1,679,321,000	353
Interest-bearing deposits	$1,112,410,000	405
Deposits held in domestic offices	$1,679,321,000	351
% insured	74.68%	6,445
Federal funds purchased & repurchase agreements	$21,179,000	545
Trading liabilities	$0	152
Other borrowed funds	$95,000,000	314
Subordinated debt	$20,000,000	63
All other liabilities	$35,185,000	264
Total equity capital	$169,098,000	454
Total bank equity capital	$169,098,000	454
Perpetual preferred stock	$0	246
Common stock	$0	6,448
Surplus	$140,640,000	323
Undivided profits	$28,458,000	1,333
Noncontrolling interests in consolidated subsidiaries	$0	169
Memoranda
Noncurrent loans and leases	$7,662,000	1,272
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,020
Income earned, not collected on loans	$5,786,000	410
Earning assets	$1,845,737,000	349
Long-term assets (5+ years)	$852,626,000	256
Average Assets, year-to-date	$1,863,568,000	377
Average Assets, quarterly	$1,954,225,500	367
Volatile liabilities	$364,880,000	182
Insider loans	$775,000	4,066
FHLB advances	$95,000,000	279
Loans and leases held for sale	$31,124,000	254
Unused loan commitments	$651,749,000	197
Tier 1 (core) risk-based capital	$165,403,000	418
Tier 2 risk-based capital	$31,274,000	208
Total risk weighted assets	$1,826,740,000	284
Total unused commitments	$651,749,000	197
Derivatives	$0	1,366
2012-09-30		Rank
# of Employees:	234	632
Assets and Liabilities
Total Assets:	$1,888,668,000	373
Cash and due from depository institutions	$48,715,000	632
Interest-bearing balances	$15,140,000	2,368
Securities	$313,613,000	492
Federal funds sold & reverse repurchase agreements	$0	3,418
Net loans & leases	$1,413,139,000	319
Loan loss allowance	$17,483,000	456
Trading account assets	$0	231
Bank premises and fixed assets	$18,045,000	633
Other real estate owned	$1,789,000	632
Goodwill and other intangibles	$221,000	2,354
All other assets	$93,146,000	295
Life insurance assets	$31,999,000	246
Total liabilities and capital	$1,888,667,000	373
Total liabilities	$1,720,259,000	367
Total deposits	$1,613,847,000	356
Interest-bearing deposits	$1,075,368,000	414
Deposits held in domestic offices	$1,613,847,000	355
% insured	70.76%	6,782
Federal funds purchased & repurchase agreements	$5,265,000	1,153
Trading liabilities	$0	150
Other borrowed funds	$40,000,000	663
Subordinated debt	$20,000,000	63
All other liabilities	$41,147,000	242
Total equity capital	$168,408,000	452
Total bank equity capital	$168,408,000	452
Perpetual preferred stock	$0	250
Common stock	$0	6,537
Surplus	$142,402,000	316
Undivided profits	$26,006,000	1,450
Noncontrolling interests in consolidated subsidiaries	$0	170
Memoranda
Noncurrent loans and leases	$11,477,000	973
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,078
Income earned, not collected on loans	$5,817,000	441
Earning assets	$1,741,892,000	365
Long-term assets (5+ years)	$580,487,000	359
Average Assets, year-to-date	$1,824,514,250	382
Average Assets, quarterly	$1,892,298,000	373
Volatile liabilities	$237,614,000	246
Insider loans	$775,000	4,102
FHLB advances	$40,000,000	612
Loans and leases held for sale	$0	2,256
Unused loan commitments	$625,949,000	200
Tier 1 (core) risk-based capital	$163,733,000	423
Tier 2 risk-based capital	$36,295,000	185
Total risk weighted assets	$1,712,453,000	291
Total unused commitments	$625,949,000	200
Derivatives	$0	1,366
2012-06-30		Rank
# of Employees:	228	650
Assets and Liabilities
Total Assets:	$1,895,928,000	375
Cash and due from depository institutions	$65,847,000	650
Interest-bearing balances	$17,223,000	2,131
Securities	$310,864,000	496
Federal funds sold & reverse repurchase agreements	$0	3,541
Net loans & leases	$1,405,263,000	318
Loan loss allowance	$16,715,000	476
Trading account assets	$0	211
Bank premises and fixed assets	$17,948,000	632
Other real estate owned	$1,789,000	650
Goodwill and other intangibles	$226,000	2,324
All other assets	$93,991,000	289
Life insurance assets	$31,723,000	244
Total liabilities and capital	$1,895,928,000	375
Total liabilities	$1,734,358,000	362
Total deposits	$1,592,487,000	359
Interest-bearing deposits	$1,059,019,000	420
Deposits held in domestic offices	$1,592,487,000	358
% insured	71.69%	6,790
Federal funds purchased & repurchase agreements	$18,927,000	593
Trading liabilities	$0	130
Other borrowed funds	$60,000,000	483
Subordinated debt	$20,000,000	69
All other liabilities	$42,944,000	226
Total equity capital	$161,570,000	466
Total bank equity capital	$161,570,000	466
Perpetual preferred stock	$0	254
Common stock	$0	6,596
Surplus	$144,182,000	315
Undivided profits	$17,388,000	2,071
Noncontrolling interests in consolidated subsidiaries	$0	171
Memoranda
Noncurrent loans and leases	$10,795,000	1,052
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,080
Income earned, not collected on loans	$5,676,000	419
Earning assets	$1,733,350,000	367
Long-term assets (5+ years)	$527,702,000	379
Average Assets, year-to-date	$1,803,129,670	387
Average Assets, quarterly	$1,840,494,500	382
Volatile liabilities	$259,962,000	237
Insider loans	$775,000	4,172
FHLB advances	$60,000,000	440
Loans and leases held for sale	$0	2,185
Unused loan commitments	$608,811,000	199
Tier 1 (core) risk-based capital	$159,134,000	432
Tier 2 risk-based capital	$31,157,000	206
Total risk weighted assets	$1,696,908,000	292
Total unused commitments	$608,811,000	199
Derivatives	$0	1,332
2012-03-31		Rank
# of Employees:	223	652
Assets and Liabilities
Total Assets:	$1,785,061,000	390
Cash and due from depository institutions	$58,357,000	652
Interest-bearing balances	$24,243,000	1,744
Securities	$299,818,000	524
Federal funds sold & reverse repurchase agreements	$30,000,000	168
Net loans & leases	$1,317,259,000	330
Loan loss allowance	$16,027,000	496
Trading account assets	$0	215
Bank premises and fixed assets	$16,288,000	707
Other real estate owned	$2,083,000	652
Goodwill and other intangibles	$232,000	2,318
All other assets	$61,024,000	398
Life insurance assets	$31,440,000	239
Total liabilities and capital	$1,785,061,000	390
Total liabilities	$1,627,377,000	380
Total deposits	$1,530,563,000	368
Interest-bearing deposits	$1,034,985,000	435
Deposits held in domestic offices	$1,530,563,000	367
% insured	70.04%	6,925
Federal funds purchased & repurchase agreements	$3,494,000	1,353
Trading liabilities	$0	123
Other borrowed funds	$60,000,000	491
Subordinated debt	$20,000,000	68
All other liabilities	$13,320,000	477
Total equity capital	$157,684,000	472
Total bank equity capital	$157,684,000	472
Perpetual preferred stock	$0	259
Common stock	$0	6,651
Surplus	$145,837,000	308
Undivided profits	$11,847,000	2,729
Noncontrolling interests in consolidated subsidiaries	$0	170
Memoranda
Noncurrent loans and leases	$11,386,000	1,061
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,111
Income earned, not collected on loans	$5,284,000	461
Earning assets	$1,671,320,000	375
Long-term assets (5+ years)	$503,236,000	397
Average Assets, year-to-date	$1,756,730,500	392
Average Assets, quarterly	$1,756,730,500	392
Volatile liabilities	$196,349,000	295
Insider loans	$775,000	4,180
FHLB advances	$60,000,000	443
Loans and leases held for sale	$0	2,171
Unused loan commitments	$566,704,000	207
Tier 1 (core) risk-based capital	$155,687,000	437
Tier 2 risk-based capital	$31,389,000	202
Total risk weighted assets	$1,569,219,000	308
Total unused commitments	$566,704,000	207
Derivatives	$0	1,297
2011-12-31		Rank
# of Employees:	221	652
Assets and Liabilities
Total Assets:	$1,728,400,000	399
Cash and due from depository institutions	$70,775,000	652
Interest-bearing balances	$29,566,000	1,301
Securities	$263,278,000	580
Federal funds sold & reverse repurchase agreements	$9,000,000	681
Net loans & leases	$1,302,420,000	335
Loan loss allowance	$16,518,000	483
Trading account assets	$0	205
Bank premises and fixed assets	$15,679,000	734
Other real estate owned	$2,262,000	652
Goodwill and other intangibles	$237,000	2,307
All other assets	$64,749,000	398
Life insurance assets	$31,158,000	238
Total liabilities and capital	$1,728,400,000	399
Total liabilities	$1,575,585,000	384
Total deposits	$1,416,755,000	384
Interest-bearing deposits	$1,006,699,000	445
Deposits held in domestic offices	$1,416,755,000	383
% insured	68.79%	7,021
Federal funds purchased & repurchase agreements	$12,350,000	803
Trading liabilities	$0	115
Other borrowed funds	$110,000,000	300
Subordinated debt	$20,000,000	72
All other liabilities	$16,480,000	415
Total equity capital	$152,815,000	477
Total bank equity capital	$152,815,000	477
Perpetual preferred stock	$0	263
Common stock	$0	6,724
Surplus	$147,751,000	303
Undivided profits	$5,064,000	4,250
Noncontrolling interests in consolidated subsidiaries	$0	168
Memoranda
Noncurrent loans and leases	$6,385,000	1,739
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,138
Income earned, not collected on loans	$5,442,000	467
Earning assets	$1,604,264,000	382
Long-term assets (5+ years)	$479,235,000	320
Average Assets, year-to-date	$1,592,132,600	418
Average Assets, quarterly	$1,676,145,000	403
Volatile liabilities	$314,487,000	230
Insider loans	$775,000	4,237
FHLB advances	$110,000,000	253
Loans and leases held for sale	$0	1,918
Unused loan commitments	$593,521,000	197
Tier 1 (core) risk-based capital	$151,058,000	441
Tier 2 risk-based capital	$32,714,000	196
Total risk weighted assets	$1,541,878,000	312
Total unused commitments	$593,521,000	197
Derivatives	$0	1,191
2011-09-30		Rank
# of Employees:	210	697
Assets and Liabilities
Total Assets:	$1,623,890,000	412
Cash and due from depository institutions	$52,930,000	697
Interest-bearing balances	$23,619,000	1,650
Securities	$282,111,000	529
Federal funds sold & reverse repurchase agreements	$0	3,873
Net loans & leases	$1,215,981,000	351
Loan loss allowance	$16,583,000	498
Trading account assets	$0	209
Bank premises and fixed assets	$15,624,000	728
Other real estate owned	$340,000	697
Goodwill and other intangibles	$242,000	2,310
All other assets	$56,662,000	436
Life insurance assets	$30,862,000	233
Total liabilities and capital	$1,623,891,000	412
Total liabilities	$1,474,646,000	407
Total deposits	$1,400,260,000	383
Interest-bearing deposits	$1,007,630,000	449
Deposits held in domestic offices	$1,400,260,000	382
% insured	68.89%	7,095
Federal funds purchased & repurchase agreements	$37,406,000	415
Trading liabilities	$0	112
Other borrowed funds	$0	4,648
Subordinated debt	$20,000,000	79
All other liabilities	$16,980,000	408
Total equity capital	$149,245,000	495
Total bank equity capital	$149,245,000	495
Perpetual preferred stock	$0	266
Common stock	$0	6,800
Surplus	$149,020,000	307
Undivided profits	$225,000	6,170
Noncontrolling interests in consolidated subsidiaries	$0	175
Memoranda
Noncurrent loans and leases	$11,563,000	1,180
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,137
Income earned, not collected on loans	$4,817,000	542
Earning assets	$1,521,711,000	396
Long-term assets (5+ years)	$525,006,000	278
Average Assets, year-to-date	$1,558,065,750	428
Average Assets, quarterly	$1,594,641,500	422
Volatile liabilities	$232,966,000	284
Insider loans	$775,000	4,268
FHLB advances	$0	4,265
Loans and leases held for sale	$0	1,904
Unused loan commitments	$577,646,000	205
Tier 1 (core) risk-based capital	$147,261,000	455
Tier 2 risk-based capital	$35,176,000	188
Total risk weighted assets	$1,437,727,000	325
Total unused commitments	$577,646,000	205
Derivatives	$0	1,195
2011-06-30		Rank
# of Employees:	208	717
Assets and Liabilities
Total Assets:	$1,565,393,000	432
Cash and due from depository institutions	$45,883,000	717
Interest-bearing balances	$16,965,000	1,995
Securities	$292,139,000	504
Federal funds sold & reverse repurchase agreements	$0	3,997
Net loans & leases	$1,154,201,000	372
Loan loss allowance	$16,374,000	520
Trading account assets	$0	213
Bank premises and fixed assets	$15,788,000	733
Other real estate owned	$926,000	717
Goodwill and other intangibles	$247,000	2,312
All other assets	$56,209,000	444
Life insurance assets	$30,565,000	237
Total liabilities and capital	$1,565,393,000	432
Total liabilities	$1,422,138,000	423
Total deposits	$1,382,119,000	391
Interest-bearing deposits	$981,241,000	461
Deposits held in domestic offices	$1,382,119,000	389
% insured	69.98%	7,109
Federal funds purchased & repurchase agreements	$12,397,000	821
Trading liabilities	$0	112
Other borrowed funds	$0	4,735
Subordinated debt	$20,000,000	84
All other liabilities	$7,622,000	713
Total equity capital	$143,255,000	508
Total bank equity capital	$143,255,000	508
Perpetual preferred stock	$0	222
Common stock	$25,000,000	184
Surplus	$123,745,000	352
Undivided profits	$-5,490,000	6,912
Noncontrolling interests in consolidated subsidiaries	$0	179
Memoranda
Noncurrent loans and leases	$11,216,000	1,249
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,160
Income earned, not collected on loans	$4,589,000	557
Earning assets	$1,463,305,000	415
Long-term assets (5+ years)	$572,195,000	267
Average Assets, year-to-date	$1,536,124,330	441
Average Assets, quarterly	$1,578,068,500	430
Volatile liabilities	$192,520,000	351
Insider loans	$775,000	4,314
FHLB advances	$0	4,341
Loans and leases held for sale	$0	1,752
Unused loan commitments	$521,198,000	218
Tier 1 (core) risk-based capital	$142,719,000	469
Tier 2 risk-based capital	$36,018,000	188
Total risk weighted assets	$1,337,995,000	346
Total unused commitments	$521,198,000	218
Derivatives	$0	1,174
2011-03-31		Rank
# of Employees:	206	724
Assets and Liabilities
Total Assets:	$1,590,744,000	434
Cash and due from depository institutions	$153,709,000	724
Interest-bearing balances	$130,640,000	314
Securities	$272,815,000	539
Federal funds sold & reverse repurchase agreements	$0	4,332
Net loans & leases	$1,088,287,000	395
Loan loss allowance	$15,797,000	546
Trading account assets	$0	208
Bank premises and fixed assets	$16,242,000	711
Other real estate owned	$972,000	724
Goodwill and other intangibles	$252,000	2,309
All other assets	$58,467,000	429
Life insurance assets	$30,275,000	236
Total liabilities and capital	$1,590,744,000	434
Total liabilities	$1,453,698,000	420
Total deposits	$1,416,756,000	381
Interest-bearing deposits	$1,004,380,000	466
Deposits held in domestic offices	$1,416,756,000	379
% insured	65.51%	7,307
Federal funds purchased & repurchase agreements	$9,708,000	962
Trading liabilities	$0	108
Other borrowed funds	$0	4,815
Subordinated debt	$20,000,000	83
All other liabilities	$7,234,000	734
Total equity capital	$137,046,000	512
Total bank equity capital	$137,046,000	512
Perpetual preferred stock	$0	224
Common stock	$25,000,000	181
Surplus	$123,463,000	355
Undivided profits	$-11,417,000	7,232
Noncontrolling interests in consolidated subsidiaries	$0	181
Memoranda
Noncurrent loans and leases	$12,198,000	1,203
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,152
Income earned, not collected on loans	$5,146,000	512
Earning assets	$1,491,742,000	411
Long-term assets (5+ years)	$507,071,000	285
Average Assets, year-to-date	$1,521,490,000	447
Average Assets, quarterly	$1,521,490,000	447
Volatile liabilities	$142,367,000	462
Insider loans	$0	6,813
FHLB advances	$0	4,390
Loans and leases held for sale	$0	1,676
Unused loan commitments	$538,367,000	206
Tier 1 (core) risk-based capital	$138,716,000	475
Tier 2 risk-based capital	$35,660,000	188
Total risk weighted assets	$1,252,184,000	374
Total unused commitments	$538,367,000	207
Derivatives	$0	1,153
2010-12-31		Rank
# of Employees:	203	739
Assets and Liabilities
Total Assets:	$1,452,236,000	477
Cash and due from depository institutions	$43,930,000	739
Interest-bearing balances	$26,791,000	1,290
Securities	$283,400,000	495
Federal funds sold & reverse repurchase agreements	$0	4,270
Net loans & leases	$1,047,060,000	419
Loan loss allowance	$16,784,000	518
Trading account assets	$0	207
Bank premises and fixed assets	$16,543,000	694
Other real estate owned	$983,000	739
Goodwill and other intangibles	$257,000	2,306
All other assets	$60,063,000	424
Life insurance assets	$29,974,000	235
Total liabilities and capital	$1,452,236,000	477
Total liabilities	$1,316,809,000	471
Total deposits	$1,281,635,000	423
Interest-bearing deposits	$887,479,000	522
Deposits held in domestic offices	$1,281,635,000	421
% insured	47.83%	7,574
Federal funds purchased & repurchase agreements	$10,117,000	957
Trading liabilities	$0	108
Other borrowed funds	$0	4,983
Subordinated debt	$20,000,000	82
All other liabilities	$5,057,000	987
Total equity capital	$135,427,000	516
Total bank equity capital	$135,427,000	516
Perpetual preferred stock	$0	224
Common stock	$25,000,000	180
Surplus	$123,302,000	357
Undivided profits	$-12,875,000	7,355
Noncontrolling interests in consolidated subsidiaries	$0	190
Memoranda
Noncurrent loans and leases	$13,652,000	1,130
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,218
Income earned, not collected on loans	$4,432,000	614
Earning assets	$1,357,251,000	457
Long-term assets (5+ years)	$540,278,000	260
Average Assets, year-to-date	$1,370,544,400	495
Average Assets, quarterly	$1,428,156,000	482
Volatile liabilities	$221,250,000	612
Insider loans	$2,990,000	2,174
FHLB advances	$0	4,551
Loans and leases held for sale	$0	1,952
Unused loan commitments	$528,292,000	216
Tier 1 (core) risk-based capital	$135,126,000	480
Tier 2 risk-based capital	$35,216,000	191
Total risk weighted assets	$1,215,825,000	393
Total unused commitments	$528,292,000	216
Derivatives	$0	1,176
2010-09-30		Rank
# of Employees:	173	869
Assets and Liabilities
Total Assets:	$1,190,758,000	571
Cash and due from depository institutions	$151,240,000	869
Interest-bearing balances	$130,053,000	310
Securities	$124,453,000	1,081
Federal funds sold & reverse repurchase agreements	$0	4,450
Net loans & leases	$869,427,000	506
Loan loss allowance	$14,614,000	578
Trading account assets	$98,000	191
Bank premises and fixed assets	$11,114,000	1,086
Other real estate owned	$1,998,000	869
Goodwill and other intangibles	$262,000	2,297
All other assets	$32,166,000	735
Life insurance assets	$11,049,000	624
Total liabilities and capital	$1,190,759,000	571
Total liabilities	$1,083,392,000	557
Total deposits	$1,047,115,000	508
Interest-bearing deposits	$645,651,000	711
Deposits held in domestic offices	$1,047,115,000	506
% insured	34.67%	7,701
Federal funds purchased & repurchase agreements	$11,600,000	915
Trading liabilities	$0	103
Other borrowed funds	$0	5,105
Subordinated debt	$20,000,000	84
All other liabilities	$4,677,000	1,136
Total equity capital	$107,367,000	651
Total bank equity capital	$107,367,000	650
Perpetual preferred stock	$0	229
Common stock	$0	7,110
Surplus	$108,773,000	386
Undivided profits	$-1,406,000	6,718
Noncontrolling interests in consolidated subsidiaries	$0	194
Memoranda
Noncurrent loans and leases	$9,371,000	1,515
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,218
Income earned, not collected on loans	$3,821,000	757
Earning assets	$1,124,031,000	541
Long-term assets (5+ years)	$437,379,000	312
Average Assets, year-to-date	$1,152,480,750	575
Average Assets, quarterly	$1,126,941,500	590
Volatile liabilities	$88,847,000	1,566
Insider loans	$10,994,000	592
FHLB advances	$0	4,672
Loans and leases held for sale	$0	1,963
Unused loan commitments	$500,700,000	225
Tier 1 (core) risk-based capital	$105,737,000	577
Tier 2 risk-based capital	$32,218,000	206
Total risk weighted assets	$974,857,000	475
Total unused commitments	$500,700,000	227
Derivatives	$0	1,218
2010-06-30		Rank
# of Employees:	176	864
Assets and Liabilities
Total Assets:	$1,063,125,000	632
Cash and due from depository institutions	$29,663,000	864
Interest-bearing balances	$7,840,000	3,063
Securities	$129,448,000	1,033
Federal funds sold & reverse repurchase agreements	$0	4,532
Net loans & leases	$846,440,000	516
Loan loss allowance	$14,631,000	579
Trading account assets	$5,525,000	104
Bank premises and fixed assets	$11,596,000	1,051
Other real estate owned	$3,756,000	864
Goodwill and other intangibles	$267,000	2,297
All other assets	$36,430,000	657
Life insurance assets	$10,954,000	632
Total liabilities and capital	$1,063,125,000	632
Total liabilities	$958,869,000	629
Total deposits	$920,799,000	577
Interest-bearing deposits	$622,486,000	737
Deposits held in domestic offices	$920,799,000	574
% insured	40.06%	7,754
Federal funds purchased & repurchase agreements	$14,317,000	800
Trading liabilities	$0	104
Other borrowed funds	$0	5,212
Subordinated debt	$20,000,000	87
All other liabilities	$3,753,000	1,301
Total equity capital	$104,256,000	656
Total bank equity capital	$104,256,000	656
Perpetual preferred stock	$0	222
Common stock	$0	7,172
Surplus	$108,491,000	385
Undivided profits	$-4,235,000	7,133
Noncontrolling interests in consolidated subsidiaries	$0	198
Memoranda
Noncurrent loans and leases	$14,555,000	1,131
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,233
Income earned, not collected on loans	$3,380,000	852
Earning assets	$989,253,000	605
Long-term assets (5+ years)	$424,312,000	318
Average Assets, year-to-date	$1,139,721,670	580
Average Assets, quarterly	$1,128,690,000	584
Volatile liabilities	$101,164,000	1,413
Insider loans	$10,975,000	590
FHLB advances	$0	4,785
Loans and leases held for sale	$0	1,852
Unused loan commitments	$488,938,000	227
Tier 1 (core) risk-based capital	$102,594,000	595
Tier 2 risk-based capital	$32,075,000	209
Total risk weighted assets	$964,244,000	482
Total unused commitments	$488,938,000	228
Derivatives	$0	1,168
2010-03-31		Rank
# of Employees:	180	843
Assets and Liabilities
Total Assets:	$1,194,255,000	580
Cash and due from depository institutions	$222,317,000	843
Interest-bearing balances	$204,955,000	203
Securities	$85,697,000	1,517
Federal funds sold & reverse repurchase agreements	$1,305,000	3,408
Net loans & leases	$808,192,000	547
Loan loss allowance	$14,155,000	618
Trading account assets	$11,779,000	94
Bank premises and fixed assets	$12,252,000	1,007
Other real estate owned	$9,850,000	843
Goodwill and other intangibles	$273,000	2,304
All other assets	$42,590,000	577
Life insurance assets	$10,859,000	636
Total liabilities and capital	$1,194,255,000	580
Total liabilities	$1,092,452,000	569
Total deposits	$1,042,938,000	523
Interest-bearing deposits	$621,153,000	756
Deposits held in domestic offices	$1,042,938,000	521
% insured	35.27%	7,868
Federal funds purchased & repurchase agreements	$25,574,000	564
Trading liabilities	$0	108
Other borrowed funds	$0	5,317
Subordinated debt	$20,000,000	94
All other liabilities	$3,940,000	1,254
Total equity capital	$101,803,000	664
Total bank equity capital	$101,803,000	663
Perpetual preferred stock	$0	220
Common stock	$0	7,272
Surplus	$108,145,000	392
Undivided profits	$-6,342,000	7,419
Noncontrolling interests in consolidated subsidiaries	$0	204
Memoranda
Noncurrent loans and leases	$18,596,000	955
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,219
Income earned, not collected on loans	$3,594,000	827
Earning assets	$1,111,928,000	560
Long-term assets (5+ years)	$274,474,000	485
Average Assets, year-to-date	$1,178,020,000	580
Average Assets, quarterly	$1,178,020,000	580
Volatile liabilities	$113,976,000	1,298
Insider loans	$10,815,000	649
FHLB advances	$0	4,906
Loans and leases held for sale	$0	1,823
Unused loan commitments	$477,603,000	237
Tier 1 (core) risk-based capital	$100,880,000	605
Tier 2 risk-based capital	$31,577,000	226
Total risk weighted assets	$923,535,000	519
Total unused commitments	$477,603,000	238
Derivatives	$0	1,155
2009-12-31		Rank
# of Employees:	176	877
Assets and Liabilities
Total Assets:	$1,161,785,000	588
Cash and due from depository institutions	$153,328,000	877
Interest-bearing balances	$139,807,000	235
Securities	$88,762,000	1,457
Federal funds sold & reverse repurchase agreements	$36,940,000	198
Net loans & leases	$807,922,000	558
Loan loss allowance	$11,797,000	744
Trading account assets	$12,694,000	88
Bank premises and fixed assets	$12,631,000	983
Other real estate owned	$11,599,000	877
Goodwill and other intangibles	$278,000	2,303
All other assets	$37,631,000	663
Life insurance assets	$10,771,000	635
Total liabilities and capital	$1,161,786,000	588
Total liabilities	$1,065,287,000	581
Total deposits	$931,425,000	582
Interest-bearing deposits	$660,815,000	722
Deposits held in domestic offices	$931,425,000	578
% insured	49.75%	7,847
Federal funds purchased & repurchase agreements	$33,351,000	509
Trading liabilities	$0	104
Other borrowed funds	$0	5,407
Subordinated debt	$20,000,000	97
All other liabilities	$80,511,000	151
Total equity capital	$96,499,000	687
Total bank equity capital	$96,499,000	683
Perpetual preferred stock	$0	219
Common stock	$0	7,340
Surplus	$102,794,000	395
Undivided profits	$-6,295,000	7,477
Noncontrolling interests in consolidated subsidiaries	$0	209
Memoranda
Noncurrent loans and leases	$18,568,000	914
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,191
Income earned, not collected on loans	$3,357,000	942
Earning assets	$1,086,125,000	567
Long-term assets (5+ years)	$273,874,000	486
Average Assets, year-to-date	$1,010,886,400	661
Average Assets, quarterly	$1,125,267,500	604
Volatile liabilities	$188,774,000	785
Insider loans	$10,581,000	678
FHLB advances	$0	5,026
Loans and leases held for sale	$0	1,814
Unused loan commitments	$462,356,000	249
Tier 1 (core) risk-based capital	$94,073,000	639
Tier 2 risk-based capital	$31,797,000	226
Total risk weighted assets	$948,241,000	526
Total unused commitments	$462,356,000	249
Derivatives	$0	1,139
2009-09-30		Rank
# of Employees:	185	841
Assets and Liabilities
Total Assets:	$1,088,750,000	628
Cash and due from depository institutions	$246,389,000	841
Interest-bearing balances	$218,742,000	164
Securities	$65,986,000	1,874
Federal funds sold & reverse repurchase agreements	$2,810,000	2,536
Net loans & leases	$704,537,000	655
Loan loss allowance	$9,951,000	839
Trading account assets	$14,250,000	90
Bank premises and fixed assets	$13,068,000	960
Other real estate owned	$12,423,000	841
Goodwill and other intangibles	$283,000	2,336
All other assets	$29,004,000	752
Life insurance assets	$10,691,000	642
Total liabilities and capital	$1,088,751,000	628
Total liabilities	$994,221,000	623
Total deposits	$940,370,000	576
Interest-bearing deposits	$656,065,000	732
Deposits held in domestic offices	$940,370,000	573
% insured	49.82%	7,925
Federal funds purchased & repurchase agreements	$28,174,000	578
Trading liabilities	$0	103
Other borrowed funds	$0	5,525
Subordinated debt	$20,000,000	100
All other liabilities	$5,677,000	1,016
Total equity capital	$94,530,000	716
Total bank equity capital	$94,530,000	714
Perpetual preferred stock	$0	212
Common stock	$0	7,420
Surplus	$97,959,000	405
Undivided profits	$-3,429,000	7,391
Noncontrolling interests in consolidated subsidiaries	$0	214
Memoranda
Noncurrent loans and leases	$10,031,000	1,496
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,174
Income earned, not collected on loans	$3,306,000	1,018
Earning assets	$1,006,325,000	622
Long-term assets (5+ years)	$236,442,000	568
Average Assets, year-to-date	$973,161,750	701
Average Assets, quarterly	$1,057,074,500	651
Volatile liabilities	$189,243,000	797
Insider loans	$10,874,000	655
FHLB advances	$0	5,137
Loans and leases held for sale	$0	1,823
Unused loan commitments	$428,982,000	276
Tier 1 (core) risk-based capital	$89,871,000	683
Tier 2 risk-based capital	$29,983,000	253
Total risk weighted assets	$831,637,000	603
Total unused commitments	$428,982,000	276
Derivatives	$0	1,183
2009-06-30		Rank
# of Employees:	184	864
Assets and Liabilities
Total Assets:	$1,025,399,000	685
Cash and due from depository institutions	$209,579,000	864
Interest-bearing balances	$185,866,000	147
Securities	$42,901,000	2,641
Federal funds sold & reverse repurchase agreements	$10,105,000	1,002
Net loans & leases	$698,318,000	682
Loan loss allowance	$8,495,000	943
Trading account assets	$15,940,000	92
Bank premises and fixed assets	$13,406,000	950
Other real estate owned	$577,000	864
Goodwill and other intangibles	$288,000	2,335
All other assets	$34,285,000	673
Life insurance assets	$10,621,000	652
Total liabilities and capital	$1,025,398,000	685
Total liabilities	$940,964,000	677
Total deposits	$889,153,000	614
Interest-bearing deposits	$624,404,000	772
Deposits held in domestic offices	$889,153,000	610
% insured	29.80%	8,057
Federal funds purchased & repurchase agreements	$27,351,000	591
Trading liabilities	$0	100
Other borrowed funds	$0	5,613
Subordinated debt	$20,000,000	108
All other liabilities	$4,460,000	1,284
Total equity capital	$84,434,000	791
Total bank equity capital	$84,434,000	790
Perpetual preferred stock	$0	213
Common stock	$0	7,509
Surplus	$87,584,000	448
Undivided profits	$-3,150,000	7,483
Noncontrolling interests in consolidated subsidiaries	$0	219
Memoranda
Noncurrent loans and leases	$3,310,000	2,834
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,161
Income earned, not collected on loans	$3,329,000	992
Earning assets	$953,130,000	667
Long-term assets (5+ years)	$259,716,000	508
Average Assets, year-to-date	$934,632,330	749
Average Assets, quarterly	$972,005,500	722
Volatile liabilities	$164,821,000	934
Insider loans	$10,889,000	674
FHLB advances	$0	5,202
Loans and leases held for sale	$0	1,961
Unused loan commitments	$392,163,000	303
Tier 1 (core) risk-based capital	$83,556,000	734
Tier 2 risk-based capital	$28,527,000	265
Total risk weighted assets	$817,504,000	639
Total unused commitments	$392,163,000	303
Derivatives	$0	1,221
2009-03-31		Rank
# of Employees:	194	819
Assets and Liabilities
Total Assets:	$918,612,000	770
Cash and due from depository institutions	$32,477,000	819
Interest-bearing balances	$436,000	5,092
Securities	$37,878,000	2,917
Federal funds sold & reverse repurchase agreements	$94,000,000	109
Net loans & leases	$684,116,000	715
Loan loss allowance	$11,061,000	696
Trading account assets	$23,784,000	84
Bank premises and fixed assets	$13,754,000	930
Other real estate owned	$616,000	819
Goodwill and other intangibles	$293,000	2,329
All other assets	$31,694,000	711
Life insurance assets	$10,565,000	656
Total liabilities and capital	$918,612,000	770
Total liabilities	$857,240,000	746
Total deposits	$830,896,000	648
Interest-bearing deposits	$614,570,000	772
Deposits held in domestic offices	$830,896,000	647
% insured	29.56%	8,111
Federal funds purchased & repurchase agreements	$3,728,000	1,695
Trading liabilities	$0	92
Other borrowed funds	$0	5,670
Subordinated debt	$20,000,000	109
All other liabilities	$2,616,000	1,898
Total equity capital	$61,372,000	1,128
Total bank equity capital	$61,372,000	1,124
Perpetual preferred stock	$0	193
Common stock	$0	7,555
Surplus	$67,313,000	566
Undivided profits	$-5,941,000	7,887
Noncontrolling interests in consolidated subsidiaries	$0	220
Memoranda
Noncurrent loans and leases	$3,410,000	2,714
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,134
Income earned, not collected on loans	$3,312,000	1,004
Earning assets	$840,214,000	763
Long-term assets (5+ years)	$252,353,000	520
Average Assets, year-to-date	$889,249,000	794
Average Assets, quarterly	$889,249,000	794
Volatile liabilities	$143,204,000	1,075
Insider loans	$10,921,000	686
FHLB advances	$0	5,264
Loans and leases held for sale	$0	1,892
Unused loan commitments	$370,334,000	341
Tier 1 (core) risk-based capital	$60,467,000	1,058
Tier 2 risk-based capital	$29,833,000	250
Total risk weighted assets	$786,564,000	661
Total unused commitments	$370,334,000	341
Derivatives	$0	1,177
2008-12-31		Rank
# of Employees:	146	1,124
Assets and Liabilities
Total Assets:	$859,886,000	814
Cash and due from depository institutions	$41,491,000	1,124
Interest-bearing balances	$696,000	4,083
Securities	$39,408,000	2,809
Federal funds sold & reverse repurchase agreements	$9,700,000	1,022
Net loans & leases	$697,053,000	704
Loan loss allowance	$10,995,000	679
Trading account assets	$22,742,000	91
Bank premises and fixed assets	$14,318,000	890
Other real estate owned	$0	1,124
Goodwill and other intangibles	$298,000	2,310
All other assets	$34,876,000	655
Life insurance assets	$10,878,000	632
Total liabilities and capital	$859,885,000	814
Total liabilities	$801,938,000	789
Total deposits	$707,373,000	743
Interest-bearing deposits	$500,287,000	928
Deposits held in domestic offices	$707,373,000	740
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$9,308,000	1,267
Trading liabilities	$0	88
Other borrowed funds	$54,000,000	1,092
Subordinated debt	$20,000,000	115
All other liabilities	$11,257,000	632
Total equity capital	$57,947,000	1,162
Total bank equity capital	$57,947,000	1,162
Perpetual preferred stock	$0	141
Common stock	$0	7,596
Surplus	$63,994,000	572
Undivided profits	$-6,047,000	7,976
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$4,336,000	2,066
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,078
Income earned, not collected on loans	$3,263,000	1,082
Earning assets	$769,599,000	826
Long-term assets (5+ years)	$259,469,000	508
Average Assets, year-to-date	$782,712,000	867
Average Assets, quarterly	$837,398,500	832
Volatile liabilities	$132,023,000	1,165
Insider loans	$14,669,000	486
FHLB advances	$54,000,000	998
Loans and leases held for sale	$0	1,663
Unused loan commitments	$364,826,000	356
Tier 1 (core) risk-based capital	$57,210,000	1,089
Tier 2 risk-based capital	$30,145,000	250
Total risk weighted assets	$809,956,000	644
Total unused commitments	$364,826,000	356
Derivatives	$0	1,109
2008-09-30		Rank
# of Employees:	159	1,021
Assets and Liabilities
Total Assets:	$814,911,000	857
Cash and due from depository institutions	$27,643,000	1,021
Interest-bearing balances	$463,000	3,764
Securities	$50,438,000	2,223
Federal funds sold & reverse repurchase agreements	$18,050,000	626
Net loans & leases	$649,220,000	756
Loan loss allowance	$7,578,000	850
Trading account assets	$25,679,000	88
Bank premises and fixed assets	$14,219,000	899
Other real estate owned	$0	1,021
Goodwill and other intangibles	$303,000	2,360
All other assets	$29,359,000	738
Life insurance assets	$10,794,000	628
Total liabilities and capital	$814,911,000	857
Total liabilities	$760,565,000	822
Total deposits	$583,298,000	890
Interest-bearing deposits	$439,932,000	1,048
Deposits held in domestic offices	$583,298,000	888
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$12,070,000	1,155
Trading liabilities	$0	91
Other borrowed funds	$143,000,000	496
Subordinated debt	$20,000,000	117
All other liabilities	$2,197,000	2,153
Total equity capital	$54,346,000	1,248
Total bank equity capital	$54,346,000	1,248
Perpetual preferred stock	$0	110
Common stock	$0	7,662
Surplus	$53,664,000	647
Undivided profits	$682,000	6,760
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$249,000	6,058
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,110
Income earned, not collected on loans	$2,957,000	1,286
Earning assets	$743,850,000	841
Long-term assets (5+ years)	$233,678,000	563
Average Assets, year-to-date	$763,418,500	888
Average Assets, quarterly	$795,236,500	868
Volatile liabilities	$123,982,000	1,210
Insider loans	$13,977,000	503
FHLB advances	$143,000,000	438
Loans and leases held for sale	$0	1,623
Unused loan commitments	$178,208,000	607
Tier 1 (core) risk-based capital	$58,523,000	1,090
Tier 2 risk-based capital	$27,616,000	277
Total risk weighted assets	$773,777,000	672
Total unused commitments	$178,208,000	607
Derivatives	$0	1,077
2008-06-30		Rank
# of Employees:	148	1,132
Assets and Liabilities
Total Assets:	$775,562,000	893
Cash and due from depository institutions	$30,361,000	1,132
Interest-bearing balances	$504,000	3,542
Securities	$53,609,000	2,178
Federal funds sold & reverse repurchase agreements	$0	5,934
Net loans & leases	$615,376,000	790
Loan loss allowance	$7,317,000	851
Trading account assets	$29,754,000	91
Bank premises and fixed assets	$12,943,000	968
Other real estate owned	$0	1,132
Goodwill and other intangibles	$308,000	2,381
All other assets	$33,211,000	637
Life insurance assets	$10,715,000	629
Total liabilities and capital	$775,562,000	893
Total liabilities	$728,556,000	843
Total deposits	$539,898,000	958
Interest-bearing deposits	$419,883,000	1,087
Deposits held in domestic offices	$539,898,000	955
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$6,968,000	1,572
Trading liabilities	$0	94
Other borrowed funds	$159,100,000	442
Subordinated debt	$20,000,000	114
All other liabilities	$2,590,000	1,905
Total equity capital	$47,006,000	1,475
Total bank equity capital	$47,006,000	1,475
Perpetual preferred stock	$0	107
Common stock	$0	7,725
Surplus	$50,917,000	661
Undivided profits	$-3,911,000	8,171
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$602,000	4,694
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,082
Income earned, not collected on loans	$2,985,000	1,234
Earning assets	$699,243,000	890
Long-term assets (5+ years)	$222,526,000	590
Average Assets, year-to-date	$746,254,330	906
Average Assets, quarterly	$739,615,500	918
Volatile liabilities	$86,209,000	1,654
Insider loans	$14,361,000	489
FHLB advances	$152,000,000	404
Loans and leases held for sale	$0	1,725
Unused loan commitments	$161,699,000	674
Tier 1 (core) risk-based capital	$50,373,000	1,266
Tier 2 risk-based capital	$27,354,000	271
Total risk weighted assets	$737,784,000	701
Total unused commitments	$161,699,000	674
Derivatives	$0	1,075
2008-03-31		Rank
# of Employees:	135	1,262
Assets and Liabilities
Total Assets:	$703,669,000	967
Cash and due from depository institutions	$15,846,000	1,262
Interest-bearing balances	$514,000	3,630
Securities	$54,790,000	2,128
Federal funds sold & reverse repurchase agreements	$1,670,000	5,220
Net loans & leases	$549,207,000	872
Loan loss allowance	$5,829,000	969
Trading account assets	$35,119,000	92
Bank premises and fixed assets	$11,635,000	1,077
Other real estate owned	$0	1,262
Goodwill and other intangibles	$0	3,304
All other assets	$35,402,000	582
Life insurance assets	$10,634,000	620
Total liabilities and capital	$703,669,000	967
Total liabilities	$659,488,000	928
Total deposits	$452,348,000	1,155
Interest-bearing deposits	$326,556,000	1,428
Deposits held in domestic offices	$452,348,000	1,150
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$44,847,000	524
Trading liabilities	$0	86
Other borrowed funds	$141,000,000	457
Subordinated debt	$20,000,000	114
All other liabilities	$1,293,000	3,438
Total equity capital	$44,181,000	1,597
Total bank equity capital	$44,181,000	1,597
Perpetual preferred stock	$0	108
Common stock	$0	7,761
Surplus	$47,117,000	707
Undivided profits	$-2,936,000	8,210
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$99,000	6,550
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,070
Income earned, not collected on loans	$2,813,000	1,337
Earning assets	$641,300,000	963
Long-term assets (5+ years)	$213,072,000	607
Average Assets, year-to-date	$731,600,500	923
Average Assets, quarterly	$731,600,500	923
Volatile liabilities	$99,334,000	1,457
Insider loans	$13,125,000	538
FHLB advances	$141,000,000	403
Loans and leases held for sale	$0	1,797
Unused loan commitments	$180,438,000	639
Tier 1 (core) risk-based capital	$47,354,000	1,366
Tier 2 risk-based capital	$25,876,000	279
Total risk weighted assets	$679,534,000	751
Total unused commitments	$180,438,000	639
Derivatives	$0	1,109
2007-12-31		Rank
# of Employees:	131	1,303
Assets and Liabilities
Total Assets:	$759,532,000	905
Cash and due from depository institutions	$19,016,000	1,303
Interest-bearing balances	$472,000	3,240
Securities	$59,767,000	1,949
Federal funds sold & reverse repurchase agreements	$95,340,000	176
Net loans & leases	$510,297,000	927
Loan loss allowance	$5,135,000	1,058
Trading account assets	$36,288,000	88
Bank premises and fixed assets	$11,679,000	1,084
Other real estate owned	$0	1,303
Goodwill and other intangibles	$0	3,293
All other assets	$27,145,000	741
Life insurance assets	$10,536,000	621
Total liabilities and capital	$759,532,000	905
Total liabilities	$713,946,000	856
Total deposits	$470,430,000	1,093
Interest-bearing deposits	$358,033,000	1,282
Deposits held in domestic offices	$470,430,000	1,089
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$70,690,000	398
Trading liabilities	$0	78
Other borrowed funds	$150,000,000	409
Subordinated debt	$20,000,000	113
All other liabilities	$2,826,000	1,878
Total equity capital	$45,586,000	1,524
Total bank equity capital	$45,586,000	1,524
Perpetual preferred stock	$0	111
Common stock	$0	7,805
Surplus	$39,239,000	802
Undivided profits	$6,347,000	4,145
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$0	7,437
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,085
Income earned, not collected on loans	$2,917,000	1,400
Earning assets	$702,164,000	885
Long-term assets (5+ years)	$183,152,000	680
Average Assets, year-to-date	$650,974,800	997
Average Assets, quarterly	$722,755,500	929
Volatile liabilities	$132,752,000	1,099
Insider loans	$7,644,000	981
FHLB advances	$150,000,000	360
Loans and leases held for sale	$0	1,738
Unused loan commitments	$173,346,000	664
Tier 1 (core) risk-based capital	$46,513,000	1,385
Tier 2 risk-based capital	$25,182,000	279
Total risk weighted assets	$653,208,000	774
Total unused commitments	$173,346,000	664
Derivatives	$0	1,052
2007-09-30		Rank
# of Employees:	128	1,336
Assets and Liabilities
Total Assets:	$685,979,000	974
Cash and due from depository institutions	$15,439,000	1,336
Interest-bearing balances	$440,000	3,151
Securities	$61,158,000	1,898
Federal funds sold & reverse repurchase agreements	$65,000,000	220
Net loans & leases	$476,146,000	968
Loan loss allowance	$4,856,000	1,090
Trading account assets	$37,099,000	79
Bank premises and fixed assets	$11,426,000	1,082
Other real estate owned	$0	1,336
Goodwill and other intangibles	$0	3,301
All other assets	$19,711,000	970
Life insurance assets	$10,428,000	615
Total liabilities and capital	$685,979,000	974
Total liabilities	$645,471,000	925
Total deposits	$533,779,000	952
Interest-bearing deposits	$412,996,000	1,084
Deposits held in domestic offices	$533,779,000	950
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$36,148,000	573
Trading liabilities	$0	78
Other borrowed funds	$64,000,000	764
Subordinated debt	$10,000,000	134
All other liabilities	$1,544,000	3,039
Total equity capital	$40,508,000	1,697
Total bank equity capital	$40,508,000	1,697
Perpetual preferred stock	$0	113
Common stock	$0	7,824
Surplus	$37,907,000	813
Undivided profits	$2,601,000	5,934
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$0	7,413
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,109
Income earned, not collected on loans	$2,825,000	1,552
Earning assets	$639,843,000	952
Long-term assets (5+ years)	$172,917,000	688
Average Assets, year-to-date	$623,835,500	1,032
Average Assets, quarterly	$648,588,000	1,006
Volatile liabilities	$92,188,000	1,533
Insider loans	$9,454,000	759
FHLB advances	$64,000,000	703
Loans and leases held for sale	$0	1,751
Unused loan commitments	$174,085,000	675
Tier 1 (core) risk-based capital	$40,848,000	1,582
Tier 2 risk-based capital	$14,896,000	407
Total risk weighted assets	$614,218,000	810
Total unused commitments	$174,085,000	675
Derivatives	$0	1,033
2007-06-30		Rank
# of Employees:	116	1,500
Assets and Liabilities
Total Assets:	$611,197,000	1,088
Cash and due from depository institutions	$13,264,000	1,500
Interest-bearing balances	$104,000	4,597
Securities	$47,884,000	2,378
Federal funds sold & reverse repurchase agreements	$61,161,000	268
Net loans & leases	$430,838,000	1,072
Loan loss allowance	$4,541,000	1,148
Trading account assets	$28,418,000	89
Bank premises and fixed assets	$7,642,000	1,638
Other real estate owned	$0	1,500
Goodwill and other intangibles	$0	3,329
All other assets	$21,990,000	883
Life insurance assets	$10,314,000	612
Total liabilities and capital	$611,197,000	1,088
Total liabilities	$569,703,000	1,048
Total deposits	$523,815,000	981
Interest-bearing deposits	$388,918,000	1,165
Deposits held in domestic offices	$523,815,000	979
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$34,117,000	592
Trading liabilities	$0	87
Other borrowed funds	$0	5,494
Subordinated debt	$10,000,000	144
All other liabilities	$1,771,000	2,588
Total equity capital	$41,494,000	1,644
Total bank equity capital	$41,494,000	1,644
Perpetual preferred stock	$0	111
Common stock	$0	7,878
Surplus	$33,795,000	903
Undivided profits	$7,699,000	3,677
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$0	7,419
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,127
Income earned, not collected on loans	$2,433,000	1,712
Earning assets	$568,405,000	1,074
Long-term assets (5+ years)	$139,015,000	829
Average Assets, year-to-date	$603,121,000	1,093
Average Assets, quarterly	$613,861,500	1,073
Volatile liabilities	$82,420,000	1,653
Insider loans	$7,276,000	1,002
FHLB advances	$0	5,027
Loans and leases held for sale	$0	1,802
Unused loan commitments	$167,435,000	709
Tier 1 (core) risk-based capital	$41,785,000	1,543
Tier 2 risk-based capital	$14,583,000	426
Total risk weighted assets	$528,657,000	935
Total unused commitments	$167,435,000	709
Derivatives	$0	1,067
2007-03-31		Rank
# of Employees:	111	1,557
Assets and Liabilities
Total Assets:	$616,526,000	1,071
Cash and due from depository institutions	$9,980,000	1,557
Interest-bearing balances	$108,000	4,610
Securities	$39,679,000	2,798
Federal funds sold & reverse repurchase agreements	$89,164,000	223
Net loans & leases	$420,063,000	1,079
Loan loss allowance	$4,672,000	1,113
Trading account assets	$30,276,000	105
Bank premises and fixed assets	$7,707,000	1,590
Other real estate owned	$0	1,557
Goodwill and other intangibles	$0	3,322
All other assets	$19,657,000	934
Life insurance assets	$10,201,000	606
Total liabilities and capital	$616,525,000	1,071
Total liabilities	$575,916,000	1,034
Total deposits	$519,383,000	989
Interest-bearing deposits	$386,812,000	1,163
Deposits held in domestic offices	$519,383,000	986
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$45,137,000	505
Trading liabilities	$0	89
Other borrowed funds	$0	5,479
Subordinated debt	$10,000,000	141
All other liabilities	$1,396,000	3,153
Total equity capital	$40,609,000	1,682
Total bank equity capital	$40,609,000	1,682
Perpetual preferred stock	$0	113
Common stock	$0	7,908
Surplus	$33,588,000	887
Undivided profits	$7,021,000	3,947
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$173,000	5,605
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,132
Income earned, not collected on loans	$2,754,000	1,427
Earning assets	$579,290,000	1,055
Long-term assets (5+ years)	$129,724,000	858
Average Assets, year-to-date	$599,083,000	1,093
Average Assets, quarterly	$599,083,000	1,093
Volatile liabilities	$95,814,000	1,421
Insider loans	$7,295,000	981
FHLB advances	$0	5,010
Loans and leases held for sale	$0	1,800
Unused loan commitments	$175,731,000	689
Tier 1 (core) risk-based capital	$40,614,000	1,581
Tier 2 risk-based capital	$14,672,000	413
Total risk weighted assets	$508,194,000	950
Total unused commitments	$175,731,000	689
Derivatives	$0	1,065
2006-12-31		Rank
# of Employees:	111	1,553
Assets and Liabilities
Total Assets:	$581,640,000	1,119
Cash and due from depository institutions	$14,271,000	1,553
Interest-bearing balances	$101,000	4,715
Securities	$62,018,000	1,907
Federal funds sold & reverse repurchase agreements	$70,420,000	223
Net loans & leases	$409,840,000	1,093
Loan loss allowance	$4,550,000	1,126
Trading account assets	$0	156
Bank premises and fixed assets	$7,891,000	1,534
Other real estate owned	$0	1,553
Goodwill and other intangibles	$0	3,315
All other assets	$17,200,000	1,073
Life insurance assets	$10,090,000	600
Total liabilities and capital	$581,640,000	1,119
Total liabilities	$542,216,000	1,078
Total deposits	$491,647,000	1,020
Interest-bearing deposits	$353,404,000	1,259
Deposits held in domestic offices	$491,647,000	1,019
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$38,950,000	556
Trading liabilities	$0	77
Other borrowed funds	$0	5,610
Subordinated debt	$10,000,000	138
All other liabilities	$1,619,000	2,818
Total equity capital	$39,424,000	1,691
Total bank equity capital	$39,424,000	1,691
Perpetual preferred stock	$0	112
Common stock	$0	7,944
Surplus	$33,425,000	872
Undivided profits	$5,999,000	4,278
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$0	7,413
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,087
Income earned, not collected on loans	$2,194,000	1,904
Earning assets	$542,379,000	1,103
Long-term assets (5+ years)	$125,437,000	867
Average Assets, year-to-date	$500,364,400	1,254
Average Assets, quarterly	$590,280,000	1,096
Volatile liabilities	$79,341,000	1,833
Insider loans	$5,905,000	1,218
FHLB advances	$0	5,139
Loans and leases held for sale	$0	1,760
Unused loan commitments	$175,267,000	670
Tier 1 (core) risk-based capital	$39,917,000	1,581
Tier 2 risk-based capital	$14,550,000	415
Total risk weighted assets	$473,237,000	994
Total unused commitments	$175,267,000	670
Derivatives	$0	1,023
2006-09-30		Rank
# of Employees:	103	1,685
Assets and Liabilities
Total Assets:	$598,920,000	1,082
Cash and due from depository institutions	$13,154,000	1,685
Interest-bearing balances	$100,000	4,745
Securities	$54,171,000	2,185
Federal funds sold & reverse repurchase agreements	$110,977,000	164
Net loans & leases	$397,066,000	1,125
Loan loss allowance	$4,419,000	1,165
Trading account assets	$0	154
Bank premises and fixed assets	$7,800,000	1,516
Other real estate owned	$0	1,685
Goodwill and other intangibles	$0	3,332
All other assets	$15,752,000	1,169
Life insurance assets	$8,585,000	672
Total liabilities and capital	$598,919,000	1,082
Total liabilities	$560,816,000	1,038
Total deposits	$497,000,000	1,007
Interest-bearing deposits	$364,308,000	1,186
Deposits held in domestic offices	$497,000,000	1,005
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$52,860,000	462
Trading liabilities	$0	74
Other borrowed funds	$0	5,812
Subordinated debt	$10,000,000	144
All other liabilities	$956,000	3,963
Total equity capital	$38,103,000	1,728
Total bank equity capital	$38,103,000	1,728
Perpetual preferred stock	$0	118
Common stock	$0	8,007
Surplus	$33,305,000	873
Undivided profits	$4,798,000	4,777
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$0	7,509
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,131
Income earned, not collected on loans	$2,002,000	2,106
Earning assets	$562,314,000	1,058
Long-term assets (5+ years)	$115,201,000	937
Average Assets, year-to-date	$480,045,500	1,328
Average Assets, quarterly	$538,500,500	1,200
Volatile liabilities	$89,734,000	1,641
Insider loans	$5,915,000	1,192
FHLB advances	$0	5,308
Loans and leases held for sale	$0	1,773
Unused loan commitments	$180,126,000	680
Tier 1 (core) risk-based capital	$38,792,000	1,627
Tier 2 risk-based capital	$14,419,000	428
Total risk weighted assets	$464,522,000	1,003
Total unused commitments	$180,126,000	680
Derivatives	$0	1,023
2006-06-30		Rank
# of Employees:	96	1,820
Assets and Liabilities
Total Assets:	$478,081,000	1,351
Cash and due from depository institutions	$14,793,000	1,820
Interest-bearing balances	$99,000	4,935
Securities	$56,447,000	2,092
Federal funds sold & reverse repurchase agreements	$6,764,000	1,784
Net loans & leases	$377,007,000	1,167
Loan loss allowance	$4,048,000	1,272
Trading account assets	$0	157
Bank premises and fixed assets	$6,529,000	1,776
Other real estate owned	$0	1,820
Goodwill and other intangibles	$0	3,333
All other assets	$16,541,000	1,105
Life insurance assets	$8,488,000	669
Total liabilities and capital	$478,081,000	1,351
Total liabilities	$441,617,000	1,320
Total deposits	$397,669,000	1,259
Interest-bearing deposits	$242,562,000	1,833
Deposits held in domestic offices	$397,669,000	1,256
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$38,083,000	565
Trading liabilities	$0	73
Other borrowed funds	$0	5,848
Subordinated debt	$5,000,000	176
All other liabilities	$865,000	3,901
Total equity capital	$36,464,000	1,742
Total bank equity capital	$36,464,000	1,742
Perpetual preferred stock	$0	119
Common stock	$0	8,039
Surplus	$33,153,000	867
Undivided profits	$3,311,000	5,454
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$0	7,512
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,150
Income earned, not collected on loans	$1,847,000	2,028
Earning assets	$440,317,000	1,343
Long-term assets (5+ years)	$113,766,000	939
Average Assets, year-to-date	$440,420,670	1,426
Average Assets, quarterly	$458,126,000	1,389
Volatile liabilities	$71,383,000	1,955
Insider loans	$8,068,000	855
FHLB advances	$0	5,334
Loans and leases held for sale	$0	1,763
Unused loan commitments	$164,405,000	717
Tier 1 (core) risk-based capital	$37,351,000	1,650
Tier 2 risk-based capital	$9,048,000	602
Total risk weighted assets	$418,306,000	1,111
Total unused commitments	$164,405,000	718
Derivatives	$0	1,000
2006-03-31		Rank
# of Employees:	89	1,957
Assets and Liabilities
Total Assets:	$438,171,000	1,434
Cash and due from depository institutions	$11,901,000	1,957
Interest-bearing balances	$270,000	3,879
Securities	$59,868,000	2,012
Federal funds sold & reverse repurchase agreements	$0	6,312
Net loans & leases	$344,262,000	1,257
Loan loss allowance	$3,667,000	1,389
Trading account assets	$0	154
Bank premises and fixed assets	$6,153,000	1,852
Other real estate owned	$0	1,957
Goodwill and other intangibles	$0	3,321
All other assets	$15,987,000	1,106
Life insurance assets	$8,389,000	655
Total liabilities and capital	$438,171,000	1,434
Total liabilities	$402,743,000	1,409
Total deposits	$328,049,000	1,550
Interest-bearing deposits	$196,450,000	2,187
Deposits held in domestic offices	$328,049,000	1,547
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$52,737,000	451
Trading liabilities	$0	77
Other borrowed funds	$20,500,000	1,696
Subordinated debt	$0	259
All other liabilities	$1,457,000	2,731
Total equity capital	$35,428,000	1,776
Total bank equity capital	$35,428,000	1,776
Perpetual preferred stock	$0	120
Common stock	$0	8,045
Surplus	$33,055,000	841
Undivided profits	$2,373,000	6,063
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$0	7,539
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,164
Income earned, not collected on loans	$1,720,000	2,064
Earning assets	$404,400,000	1,432
Long-term assets (5+ years)	$113,655,000	924
Average Assets, year-to-date	$421,590,500	1,488
Average Assets, quarterly	$421,590,500	1,488
Volatile liabilities	$100,870,000	1,389
Insider loans	$6,837,000	991
FHLB advances	$20,500,000	1,606
Loans and leases held for sale	$0	1,721
Unused loan commitments	$167,272,000	705
Tier 1 (core) risk-based capital	$36,113,000	1,669
Tier 2 risk-based capital	$3,743,000	1,331
Total risk weighted assets	$386,047,000	1,168
Total unused commitments	$167,272,000	705
Derivatives	$0	990
2005-12-31		Rank
# of Employees:	77	2,266
Assets and Liabilities
Total Assets:	$405,010,000	1,552
Cash and due from depository institutions	$20,295,000	2,266
Interest-bearing balances	$163,000	4,480
Securities	$62,875,000	1,921
Federal funds sold & reverse repurchase agreements	$0	6,145
Net loans & leases	$301,649,000	1,427
Loan loss allowance	$3,445,000	1,439
Trading account assets	$0	155
Bank premises and fixed assets	$6,251,000	1,796
Other real estate owned	$0	2,266
Goodwill and other intangibles	$0	3,315
All other assets	$13,940,000	1,236
Life insurance assets	$0	351
Total liabilities and capital	$405,010,000	1,552
Total liabilities	$371,624,000	1,520
Total deposits	$335,292,000	1,480
Interest-bearing deposits	$180,913,000	2,331
Deposits held in domestic offices	$335,292,000	1,476
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$35,222,000	567
Trading liabilities	$0	72
Other borrowed funds	$0	5,856
Subordinated debt	$0	258
All other liabilities	$1,110,000	3,248
Total equity capital	$33,386,000	1,864
Total bank equity capital	$33,386,000	1,864
Perpetual preferred stock	$0	122
Common stock	$0	8,078
Surplus	$32,000,000	846
Undivided profits	$1,386,000	6,843
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$0	7,622
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,175
Income earned, not collected on loans	$1,497,000	2,377
Earning assets	$364,687,000	1,586
Long-term assets (5+ years)	$91,107,000	1,101
Average Assets, year-to-date	$329,615,000	1,806
Average Assets, quarterly	$381,140,500	1,647
Volatile liabilities	$57,970,000	2,191
Insider loans	$10,437,000	602
FHLB advances	$0	5,326
Loans and leases held for sale	$0	1,743
Unused loan commitments	$148,637,000	742
Tier 1 (core) risk-based capital	$33,981,000	1,746
Tier 2 risk-based capital	$3,517,000	1,391
Total risk weighted assets	$345,910,000	1,318
Total unused commitments	$148,637,000	742
Derivatives	$0	930
2005-09-30		Rank
# of Employees:	72	2,412
Assets and Liabilities
Total Assets:	$357,271,000	1,743
Cash and due from depository institutions	$14,280,000	2,412
Interest-bearing balances	$386,000	3,719
Securities	$68,287,000	1,764
Federal funds sold & reverse repurchase agreements	$2,435,000	3,448
Net loans & leases	$253,308,000	1,668
Loan loss allowance	$2,982,000	1,637
Trading account assets	$0	146
Bank premises and fixed assets	$5,460,000	2,012
Other real estate owned	$0	2,412
Goodwill and other intangibles	$0	3,310
All other assets	$13,501,000	1,243
Life insurance assets	$0	341
Total liabilities and capital	$357,271,000	1,743
Total liabilities	$324,566,000	1,727
Total deposits	$315,093,000	1,553
Interest-bearing deposits	$163,160,000	2,508
Deposits held in domestic offices	$315,093,000	1,549
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$8,741,000	1,227
Trading liabilities	$0	63
Other borrowed funds	$0	5,928
Subordinated debt	$0	251
All other liabilities	$732,000	4,185
Total equity capital	$32,705,000	1,869
Total bank equity capital	$32,705,000	1,869
Perpetual preferred stock	$0	120
Common stock	$0	8,097
Surplus	$32,000,000	816
Undivided profits	$705,000	7,519
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$0	7,741
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,225
Income earned, not collected on loans	$1,243,000	2,818
Earning assets	$324,416,000	1,750
Long-term assets (5+ years)	$84,242,000	1,152
Average Assets, year-to-date	$310,766,250	1,896
Average Assets, quarterly	$345,647,500	1,773
Volatile liabilities	$26,569,000	3,680
Insider loans	$10,483,000	578
FHLB advances	$0	5,403
Loans and leases held for sale	$0	1,843
Unused loan commitments	$134,469,000	793
Tier 1 (core) risk-based capital	$33,171,000	1,747
Tier 2 risk-based capital	$3,057,000	1,566
Total risk weighted assets	$307,266,000	1,445
Total unused commitments	$134,469,000	795
Derivatives	$0	909
2005-06-30		Rank
# of Employees:	70	2,460
Assets and Liabilities
Total Assets:	$334,024,000	1,804
Cash and due from depository institutions	$9,892,000	2,460
Interest-bearing balances	$478,000	3,455
Securities	$62,821,000	1,917
Federal funds sold & reverse repurchase agreements	$34,225,000	358
Net loans & leases	$212,744,000	1,902
Loan loss allowance	$2,589,000	1,863
Trading account assets	$0	148
Bank premises and fixed assets	$5,443,000	1,978
Other real estate owned	$0	2,460
Goodwill and other intangibles	$0	3,307
All other assets	$8,899,000	1,746
Life insurance assets	$0	339
Total liabilities and capital	$334,024,000	1,804
Total liabilities	$306,988,000	1,765
Total deposits	$295,043,000	1,630
Interest-bearing deposits	$152,989,000	2,617
Deposits held in domestic offices	$295,043,000	1,626
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$11,187,000	1,076
Trading liabilities	$0	65
Other borrowed funds	$0	5,868
Subordinated debt	$0	251
All other liabilities	$758,000	3,879
Total equity capital	$27,036,000	2,225
Total bank equity capital	$27,036,000	2,225
Perpetual preferred stock	$0	118
Common stock	$0	8,105
Surplus	$27,000,000	939
Undivided profits	$36,000	8,097
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$0	7,745
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,247
Income earned, not collected on loans	$1,036,000	3,054
Earning assets	$310,268,000	1,777
Long-term assets (5+ years)	$65,195,000	1,452
Average Assets, year-to-date	$295,264,670	1,985
Average Assets, quarterly	$314,139,500	1,877
Volatile liabilities	$25,685,000	3,669
Insider loans	$8,944,000	675
FHLB advances	$0	5,357
Loans and leases held for sale	$0	1,818
Unused loan commitments	$120,002,000	833
Tier 1 (core) risk-based capital	$27,404,000	2,102
Tier 2 risk-based capital	$2,676,000	1,730
Total risk weighted assets	$259,941,000	1,659
Total unused commitments	$120,002,000	834
Derivatives	$0	866
2005-03-31		Rank
# of Employees:	63	2,711
Assets and Liabilities
Total Assets:	$294,255,000	2,001
Cash and due from depository institutions	$13,789,000	2,711
Interest-bearing balances	$6,214,000	897
Securities	$66,462,000	1,853
Federal funds sold & reverse repurchase agreements	$10,000,000	1,245
Net loans & leases	$189,985,000	2,084
Loan loss allowance	$2,309,000	2,056
Trading account assets	$0	148
Bank premises and fixed assets	$5,546,000	1,910
Other real estate owned	$0	2,711
Goodwill and other intangibles	$0	3,297
All other assets	$8,473,000	1,793
Life insurance assets	$0	333
Total liabilities and capital	$294,255,000	2,001
Total liabilities	$267,740,000	1,975
Total deposits	$263,782,000	1,806
Interest-bearing deposits	$122,126,000	3,142
Deposits held in domestic offices	$263,782,000	1,802
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$2,932,000	1,931
Trading liabilities	$0	65
Other borrowed funds	$0	5,784
Subordinated debt	$0	265
All other liabilities	$1,026,000	3,157
Total equity capital	$26,515,000	2,206
Total bank equity capital	$26,515,000	2,206
Perpetual preferred stock	$0	120
Common stock	$0	8,166
Surplus	$27,000,000	916
Undivided profits	$-485,000	8,368
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$0	7,817
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,234
Income earned, not collected on loans	$925,000	3,275
Earning assets	$272,661,000	1,978
Long-term assets (5+ years)	$54,878,000	1,705
Average Assets, year-to-date	$275,885,000	2,114
Average Assets, quarterly	$275,885,000	2,114
Volatile liabilities	$16,089,000	4,691
Insider loans	$9,540,000	606
FHLB advances	$0	5,246
Loans and leases held for sale	$0	1,762
Unused loan commitments	$69,696,000	1,261
Tier 1 (core) risk-based capital	$26,998,000	2,094
Tier 2 risk-based capital	$2,373,000	1,923
Total risk weighted assets	$233,336,000	1,777
Total unused commitments	$69,696,000	1,261
Derivatives	$0	790
2004-12-31		Rank
# of Employees:	56	3,021
Assets and Liabilities
Total Assets:	$257,515,000	2,262
Cash and due from depository institutions	$4,038,000	3,021
Interest-bearing balances	$0	6,872
Securities	$77,362,000	1,629
Federal funds sold & reverse repurchase agreements	$0	6,164
Net loans & leases	$162,083,000	2,373
Loan loss allowance	$1,999,000	2,314
Trading account assets	$0	153
Bank premises and fixed assets	$5,648,000	1,859
Other real estate owned	$0	3,021
Goodwill and other intangibles	$0	3,293
All other assets	$8,384,000	1,789
Life insurance assets	$0	334
Total liabilities and capital	$257,515,000	2,262
Total liabilities	$231,110,000	2,268
Total deposits	$199,383,000	2,371
Interest-bearing deposits	$103,713,000	3,572
Deposits held in domestic offices	$199,383,000	2,366
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$1,227,000	2,593
Trading liabilities	$0	66
Other borrowed funds	$30,000,000	1,316
Subordinated debt	$0	272
All other liabilities	$500,000	4,702
Total equity capital	$26,405,000	2,213
Total bank equity capital	$26,405,000	2,213
Perpetual preferred stock	$0	118
Common stock	$0	8,205
Surplus	$27,000,000	900
Undivided profits	$-595,000	8,491
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$0	7,876
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,187
Income earned, not collected on loans	$955,000	3,168
Earning assets	$239,445,000	2,235
Long-term assets (5+ years)	$72,802,000	1,382
Average Assets, year-to-date	$210,941,800	2,635
Average Assets, quarterly	$250,831,000	2,309
Volatile liabilities	$38,808,000	2,596
Insider loans	$7,693,000	758
FHLB advances	$30,000,000	1,213
Loans and leases held for sale	$0	1,753
Unused loan commitments	$66,609,000	1,283
Tier 1 (core) risk-based capital	$26,774,000	2,082
Tier 2 risk-based capital	$2,035,000	2,175
Total risk weighted assets	$200,159,000	2,019
Total unused commitments	$66,609,000	1,284
Derivatives	$0	774
2004-09-30		Rank
# of Employees:	51	3,279
Assets and Liabilities
Total Assets:	$244,147,000	2,362
Cash and due from depository institutions	$10,914,000	3,279
Interest-bearing balances	$0	6,935
Securities	$71,790,000	1,731
Federal funds sold & reverse repurchase agreements	$21,000,000	531
Net loans & leases	$127,618,000	2,849
Loan loss allowance	$1,759,000	2,570
Trading account assets	$0	149
Bank premises and fixed assets	$5,546,000	1,863
Other real estate owned	$0	3,279
Goodwill and other intangibles	$0	3,268
All other assets	$7,279,000	1,944
Life insurance assets	$0	330
Total liabilities and capital	$244,147,000	2,362
Total liabilities	$219,902,000	2,364
Total deposits	$217,368,000	2,127
Interest-bearing deposits	$99,363,000	3,677
Deposits held in domestic offices	$217,368,000	2,119
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$1,918,000	2,404
Trading liabilities	$0	68
Other borrowed funds	$0	5,863
Subordinated debt	$0	276
All other liabilities	$616,000	4,374
Total equity capital	$24,245,000	2,361
Total bank equity capital	$24,245,000	2,361
Perpetual preferred stock	$0	124
Common stock	$0	8,249
Surplus	$25,000,000	924
Undivided profits	$-755,000	8,588
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$0	7,979
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,251
Income earned, not collected on loans	$716,000	4,235
Earning assets	$220,408,000	2,415
Long-term assets (5+ years)	$61,351,000	1,613
Average Assets, year-to-date	$199,298,500	2,774
Average Assets, quarterly	$228,390,500	2,492
Volatile liabilities	$6,835,000	6,669
Insider loans	$4,494,000	1,305
FHLB advances	$0	5,299
Loans and leases held for sale	$0	1,808
Unused loan commitments	$51,033,000	1,548
Tier 1 (core) risk-based capital	$24,468,000	2,233
Tier 2 risk-based capital	$1,788,000	2,386
Total risk weighted assets	$162,890,000	2,401
Total unused commitments	$51,033,000	1,549
Derivatives	$0	770
2004-06-30		Rank
# of Employees:	42	3,881
Assets and Liabilities
Total Assets:	$212,634,000	2,657
Cash and due from depository institutions	$5,529,000	3,881
Interest-bearing balances	$0	6,951
Securities	$73,112,000	1,737
Federal funds sold & reverse repurchase agreements	$14,500,000	737
Net loans & leases	$106,582,000	3,253
Loan loss allowance	$1,709,000	2,633
Trading account assets	$0	153
Bank premises and fixed assets	$3,313,000	2,967
Other real estate owned	$0	3,881
Goodwill and other intangibles	$0	3,275
All other assets	$9,598,000	1,577
Life insurance assets	$0	323
Total liabilities and capital	$212,634,000	2,657
Total liabilities	$189,357,000	2,688
Total deposits	$175,447,000	2,609
Interest-bearing deposits	$76,509,000	4,492
Deposits held in domestic offices	$175,447,000	2,604
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$3,429,000	1,951
Trading liabilities	$0	69
Other borrowed funds	$10,000,000	2,546
Subordinated debt	$0	288
All other liabilities	$481,000	4,662
Total equity capital	$23,277,000	2,361
Total bank equity capital	$23,277,000	2,361
Perpetual preferred stock	$0	126
Common stock	$0	8,301
Surplus	$25,000,000	903
Undivided profits	$-1,723,000	8,814
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$0	8,017
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,328
Income earned, not collected on loans	$678,000	4,139
Earning assets	$194,194,000	2,674
Long-term assets (5+ years)	$47,047,000	2,007
Average Assets, year-to-date	$184,349,000	2,952
Average Assets, quarterly	$197,945,500	2,818
Volatile liabilities	$17,495,000	4,345
Insider loans	$3,603,000	1,606
FHLB advances	$10,000,000	2,408
Loans and leases held for sale	$0	1,820
Unused loan commitments	$45,976,000	1,666
Tier 1 (core) risk-based capital	$24,140,000	2,212
Tier 2 risk-based capital	$1,730,000	2,421
Total risk weighted assets	$142,688,000	2,666
Total unused commitments	$45,976,000	1,669
Derivatives	$0	740
2004-03-31		Rank
# of Employees:	39	4,118
Assets and Liabilities
Total Assets:	$183,257,000	2,984
Cash and due from depository institutions	$4,147,000	4,118
Interest-bearing balances	$0	6,987
Securities	$81,050,000	1,597
Federal funds sold & reverse repurchase agreements	$0	6,767
Net loans & leases	$87,780,000	3,729
Loan loss allowance	$1,559,000	2,828
Trading account assets	$0	144
Bank premises and fixed assets	$3,309,000	2,922
Other real estate owned	$0	4,118
Goodwill and other intangibles	$0	3,256
All other assets	$6,971,000	1,906
Life insurance assets	$0	322
Total liabilities and capital	$183,257,000	2,984
Total liabilities	$164,177,000	2,985
Total deposits	$121,015,000	3,586
Interest-bearing deposits	$64,639,000	5,066
Deposits held in domestic offices	$121,015,000	3,581
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$23,221,000	652
Trading liabilities	$0	70
Other borrowed funds	$19,700,000	1,645
Subordinated debt	$0	287
All other liabilities	$241,000	6,678
Total equity capital	$19,080,000	2,900
Total bank equity capital	$19,080,000	2,900
Perpetual preferred stock	$0	129
Common stock	$0	8,335
Surplus	$20,000,000	1,075
Undivided profits	$-920,000	8,751
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$0	8,089
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,356
Income earned, not collected on loans	$608,000	4,498
Earning assets	$168,830,000	2,986
Long-term assets (5+ years)	$78,696,000	1,298
Average Assets, year-to-date	$170,206,500	3,133
Average Assets, quarterly	$170,206,500	3,133
Volatile liabilities	$48,875,000	2,001
Insider loans	$6,177,000	898
FHLB advances	$19,700,000	1,544
Loans and leases held for sale	$0	1,884
Unused loan commitments	$46,353,000	1,616
Tier 1 (core) risk-based capital	$18,817,000	2,774
Tier 2 risk-based capital	$1,485,000	2,702
Total risk weighted assets	$118,712,000	3,057
Total unused commitments	$46,353,000	1,621
Derivatives	$0	699
2003-12-31		Rank
# of Employees:	37	4,299
Assets and Liabilities
Total Assets:	$157,156,000	3,361
Cash and due from depository institutions	$1,935,000	4,299
Interest-bearing balances	$0	6,994
Securities	$77,386,000	1,714
Federal funds sold & reverse repurchase agreements	$0	6,359
Net loans & leases	$67,812,000	4,473
Loan loss allowance	$1,159,000	3,552
Trading account assets	$0	168
Bank premises and fixed assets	$2,536,000	3,568
Other real estate owned	$0	4,299
Goodwill and other intangibles	$0	3,237
All other assets	$7,487,000	1,822
Life insurance assets	$0	1
Total liabilities and capital	$157,156,000	3,361
Total liabilities	$138,762,000	3,408
Total deposits	$82,265,000	4,801
Interest-bearing deposits	$58,528,000	5,376
Deposits held in domestic offices	$82,265,000	4,797
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$35,104,000	552
Trading liabilities	$0	72
Other borrowed funds	$21,211,000	1,551
Subordinated debt	$0	293
All other liabilities	$182,000	7,172
Total equity capital	$18,394,000	2,925
Total bank equity capital	$18,394,000	2,925
Perpetual preferred stock	$0	131
Common stock	$0	8,396
Surplus	$20,000,000	1,056
Undivided profits	$-1,606,000	8,932
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$0	8,180
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,287
Income earned, not collected on loans	$524,000	5,197
Earning assets	$145,198,000	3,338
Long-term assets (5+ years)	$62,945,000	1,605
Average Assets, year-to-date	$101,396,670	4,626
Average Assets, quarterly	$125,150,000	4,037
Volatile liabilities	$64,620,000	1,570
Insider loans	$2,131,000	2,491
FHLB advances	$21,211,000	1,440
Loans and leases held for sale	$0	1,789
Unused loan commitments	$38,047,000	1,821
Tier 1 (core) risk-based capital	$18,755,000	2,748
Tier 2 risk-based capital	$1,180,000	3,243
Total risk weighted assets	$98,292,000	3,576
Total unused commitments	$38,047,000	1,825
Derivatives	$0	665
2003-09-30		Rank
# of Employees:	25	5,657
Assets and Liabilities
Total Assets:	$93,144,000	5,004
Cash and due from depository institutions	$1,516,000	5,657
Interest-bearing balances	$0	7,032
Securities	$41,344,000	2,857
Federal funds sold & reverse repurchase agreements	$0	6,602
Net loans & leases	$42,303,000	5,896
Loan loss allowance	$692,000	5,089
Trading account assets	$0	165
Bank premises and fixed assets	$2,174,000	3,951
Other real estate owned	$0	5,657
Goodwill and other intangibles	$0	3,226
All other assets	$5,807,000	2,214
Life insurance assets	$0	1
Total liabilities and capital	$93,144,000	5,004
Total liabilities	$74,141,000	5,423
Total deposits	$60,216,000	5,839
Interest-bearing deposits	$52,338,000	5,773
Deposits held in domestic offices	$60,216,000	5,837
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$3,794,000	1,725
Trading liabilities	$0	72
Other borrowed funds	$10,062,000	2,355
Subordinated debt	$0	293
All other liabilities	$69,000	8,751
Total equity capital	$19,003,000	2,847
Total bank equity capital	$19,003,000	2,847
Perpetual preferred stock	$0	137
Common stock	$0	8,445
Surplus	$20,000,000	1,049
Undivided profits	$-997,000	8,892
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$0	8,319
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,354
Income earned, not collected on loans	$245,000	7,614
Earning assets	$83,647,000	5,080
Long-term assets (5+ years)	$5,529,000	6,086
Average Assets, year-to-date	$73,517,000	5,733
Average Assets, quarterly	$73,517,000	5,799
Volatile liabilities	$19,370,000	3,950
Insider loans	$2,423,000	2,203
FHLB advances	$10,062,000	2,212
Loans and leases held for sale	$0	1,962
Unused loan commitments	$23,718,000	2,537
Tier 1 (core) risk-based capital	$19,178,000	2,686
Tier 2 risk-based capital	$695,000	4,746
Total risk weighted assets	$59,321,000	5,081
Total unused commitments	$23,718,000	2,540
Derivatives	$0	666
2003-06-30		Rank
# of Employees:	17	6,861
Assets and Liabilities
Total Assets:	$53,890,000	6,795
Cash and due from depository institutions	$2,555,000	6,861
Interest-bearing balances	$0	7,050
Securities	$33,169,000	3,298
Federal funds sold & reverse repurchase agreements	$0	6,888
Net loans & leases	$12,876,000	8,417
Loan loss allowance	$200,000	8,119
Trading account assets	$0	170
Bank premises and fixed assets	$790,000	6,375
Other real estate owned	$0	6,861
Goodwill and other intangibles	$0	3,182
All other assets	$4,500,000	2,605
Life insurance assets	$0	1
Total liabilities and capital	$53,890,000	6,795
Total liabilities	$34,253,000	7,660
Total deposits	$29,768,000	7,835
Interest-bearing deposits	$28,311,000	7,558
Deposits held in domestic offices	$29,768,000	7,834
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$4,400,000	1,568
Trading liabilities	$0	74
Other borrowed funds	$0	5,772
Subordinated debt	$0	266
All other liabilities	$85,000	8,653
Total equity capital	$19,637,000	2,748
Total bank equity capital	$19,637,000	2,748
Perpetual preferred stock	$0	140
Common stock	$0	8,468
Surplus	$20,000,000	1,027
Undivided profits	$-363,000	8,742
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$0	8,340
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,408
Income earned, not collected on loans	$142,000	8,497
Earning assets	$46,045,000	6,978
Long-term assets (5+ years)	$31,172,000	2,560
Average Assets, year-to-date	$53,890,000	6,725
Average Assets, quarterly	$53,890,000	6,758
Volatile liabilities	$4,400,000	7,481
Insider loans	$0	8,352
FHLB advances	$0	5,105
Loans and leases held for sale	$0	2,044
Unused loan commitments	$5,101,000	5,707
Tier 1 (core) risk-based capital	$19,523,000	2,589
Tier 2 risk-based capital	$200,000	7,965
Total risk weighted assets	$25,282,000	7,488
Total unused commitments	$5,101,000	5,719
Derivatives	$0	623