Home > Torrance Bank, S.S.B. > Income and Expense
Torrance Bank, S.S.B., Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,513,000 | 3,794 |
| Total interest expense | $5,917,000 | 2,594 |
| Net interest income | $2,596,000 | 6,130 |
| Provision for loan and lease losses | $3,095,000 | 434 |
| Total noninterest income | $-24,000 | 11,967 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $-24,000 | 11,998 |
| Total noninterest expense | $2,863,000 | 4,455 |
| Salaries and employee benefits | $1,124,000 | 5,508 |
| Premises and equipment expense | $443,000 | 4,163 |
| Additional noninterest expense | $1,296,000 | 3,507 |
| Pre-tax net operating income | $-3,386,000 | 11,950 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $-1,054,000 | 11,914 |
| Income before extraordinary items | $-2,332,000 | 11,914 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-2,332,000 | 11,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,074,000 | 557 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $-2,332,000 | 11,916 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,337,000 | 3,234 |
| Total interest expense | $4,982,000 | 2,470 |
| Net interest income | $4,355,000 | 4,045 |
| Provision for loan and lease losses | $3,196,000 | 410 |
| Total noninterest income | $1,749,000 | 2,031 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,749,000 | 1,244 |
| Total noninterest expense | $3,333,000 | 4,024 |
| Salaries and employee benefits | $1,225,000 | 5,152 |
| Premises and equipment expense | $448,000 | 4,170 |
| Additional noninterest expense | $1,660,000 | 3,029 |
| Pre-tax net operating income | $-425,000 | 12,359 |
| Securities gains (losses) | $-106,000 | 11,563 |
| Applicable income taxes | $-29,000 | 12,154 |
| Income before extraordinary items | $-502,000 | 12,353 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-502,000 | 12,351 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 3,190 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-401,300 | 12,329 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,214,000 | 2,765 |
| Total interest expense | $5,396,000 | 2,397 |
| Net interest income | $5,818,000 | 3,114 |
| Provision for loan and lease losses | $5,009,000 | 432 |
| Total noninterest income | $-20,000 | 13,246 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $-20,000 | 13,285 |
| Total noninterest expense | $3,242,000 | 4,207 |
| Salaries and employee benefits | $1,177,000 | 5,316 |
| Premises and equipment expense | $490,000 | 3,933 |
| Additional noninterest expense | $1,575,000 | 3,358 |
| Pre-tax net operating income | $-2,453,000 | 13,111 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $-974,000 | 13,177 |
| Income before extraordinary items | $-1,479,000 | 13,052 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-1,479,000 | 13,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,654,000 | 812 |
| Cash dividends | $182,000 | 5,667 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-1,479,000 | 13,017 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $15,314,000 | 2,298 |
| Total interest expense | $7,972,000 | 2,134 |
| Net interest income | $7,342,000 | 2,471 |
| Provision for loan and lease losses | $1,550,000 | 1,371 |
| Total noninterest income | $1,392,000 | 2,532 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,392,000 | 1,588 |
| Total noninterest expense | $3,846,000 | 3,628 |
| Salaries and employee benefits | $1,389,000 | 4,529 |
| Premises and equipment expense | $505,000 | 3,931 |
| Additional noninterest expense | $1,952,000 | 2,855 |
| Pre-tax net operating income | $3,338,000 | 1,856 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,394,000 | 1,539 |
| Income before extraordinary items | $1,944,000 | 2,353 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,944,000 | 2,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 5,927 |
| Cash dividends | $250,000 | 4,445 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,944,000 | 2,189 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.