Home > Topa Savings Bank, FSB > Income and Expense
Topa Savings Bank, FSB, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $36,272,000 | 987 |
| Total interest expense | $26,413,000 | 698 |
| Net interest income | $9,859,000 | 1,813 |
| Provision for loan and lease losses | $9,313,000 | 194 |
| Total noninterest income | $1,100,000 | 2,892 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,100,000 | 1,692 |
| Total noninterest expense | $7,270,000 | 1,910 |
| Salaries and employee benefits | $3,103,000 | 2,133 |
| Premises and equipment expense | $1,568,000 | 1,321 |
| Additional noninterest expense | $2,599,000 | 1,929 |
| Pre-tax net operating income | $-5,624,000 | 11,973 |
| Securities gains (losses) | $13,000 | 2,193 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $-5,611,000 | 11,946 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-5,611,000 | 11,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,208,000 | 783 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $-5,624,000 | 11,946 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $30,321,000 | 1,041 |
| Total interest expense | $18,466,000 | 771 |
| Net interest income | $11,855,000 | 1,518 |
| Provision for loan and lease losses | $4,364,000 | 318 |
| Total noninterest income | $2,166,000 | 1,740 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $2,166,000 | 1,070 |
| Total noninterest expense | $8,808,000 | 1,667 |
| Salaries and employee benefits | $3,444,000 | 1,943 |
| Premises and equipment expense | $2,943,000 | 777 |
| Additional noninterest expense | $2,421,000 | 2,191 |
| Pre-tax net operating income | $849,000 | 6,630 |
| Securities gains (losses) | $11,000 | 2,158 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $860,000 | 5,076 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $860,000 | 5,082 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,450,000 | 702 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $200,000 | 694 |
| Net operating income | $849,000 | 5,172 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $30,818,000 | 1,038 |
| Total interest expense | $17,030,000 | 826 |
| Net interest income | $13,788,000 | 1,307 |
| Provision for loan and lease losses | $7,584,000 | 335 |
| Total noninterest income | $1,082,000 | 3,139 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,082,000 | 1,929 |
| Total noninterest expense | $9,051,000 | 1,672 |
| Salaries and employee benefits | $3,578,000 | 1,875 |
| Premises and equipment expense | $2,984,000 | 777 |
| Additional noninterest expense | $2,489,000 | 2,242 |
| Pre-tax net operating income | $-1,765,000 | 13,061 |
| Securities gains (losses) | $-59,000 | 13,112 |
| Applicable income taxes | $-149,000 | 13,002 |
| Income before extraordinary items | $-1,675,000 | 13,071 |
| Extraordinary gains, net | $1,034,000 | 225 |
| Net income | $-641,000 | 12,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $377,000 | 2,144 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-1,620,720 | 13,033 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $37,011,000 | 1,000 |
| Total interest expense | $23,185,000 | 810 |
| Net interest income | $13,826,000 | 1,333 |
| Provision for loan and lease losses | $18,586,000 | 222 |
| Total noninterest income | $-315,000 | 13,914 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $-315,000 | 13,953 |
| Total noninterest expense | $7,906,000 | 1,907 |
| Salaries and employee benefits | $3,654,000 | 1,822 |
| Premises and equipment expense | $2,651,000 | 894 |
| Additional noninterest expense | $1,601,000 | 3,404 |
| Pre-tax net operating income | $-12,981,000 | 13,895 |
| Securities gains (losses) | $-18,000 | 13,448 |
| Applicable income taxes | $131,000 | 9,084 |
| Income before extraordinary items | $-13,130,000 | 13,875 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-13,130,000 | 13,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,118,000 | 926 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $13,119,000 | 72 |
| Net operating income | $-13,112,000 | 13,857 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.