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TomatoBank, Income and Expense

2015-12-31 (YTD Data)Rank
Total interest income$17,639,0001,408
Total interest expense$3,011,000927
Net interest income$14,628,0001,509
Provision for loan and lease losses$-750,0006,004
Total noninterest income$385,0004,526
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$224,0003,544
Trading account gains and fees$0159
Additional Noninterest Income$161,0004,678
Total noninterest expense$9,395,0002,006
Salaries and employee benefits$6,096,0001,726
Premises and equipment expense$1,070,0002,068
Additional noninterest expense$2,229,0002,562
Pre-tax net operating income$6,368,0001,292
Securities gains (losses)$03,216
Applicable income taxes$2,638,000826
Income before extraordinary items$3,730,0001,705
Extraordinary gains, net$023
Net income$3,730,0001,705
Minority interest net income$081
Net income of bank and minority interests.$3,730,0001,707
Net charge-offs$-2,423,0006,157
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,730,0001,664
2015-09-30 (YTD Data)Rank
Total interest income$12,717,0001,467
Total interest expense$2,184,000975
Net interest income$10,533,0001,575
Provision for loan and lease losses$-750,0006,125
Total noninterest income$270,0004,646
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$173,0003,492
Trading account gains and fees$0153
Additional Noninterest Income$97,0004,932
Total noninterest expense$6,739,0002,086
Salaries and employee benefits$4,428,0001,777
Premises and equipment expense$804,0002,094
Additional noninterest expense$1,507,0002,774
Pre-tax net operating income$4,814,0001,314
Securities gains (losses)$03,031
Applicable income taxes$1,993,000850
Income before extraordinary items$2,821,0001,716
Extraordinary gains, net$021
Net income$2,821,0001,719
Minority interest net income$078
Net income of bank and minority interests.$2,821,0001,719
Net charge-offs$-879,0006,182
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,821,0001,673
2015-06-30 (YTD Data)Rank
Total interest income$8,191,0001,520
Total interest expense$1,396,0001,024
Net interest income$6,795,0001,633
Provision for loan and lease losses$-750,0006,236
Total noninterest income$125,0005,063
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$115,0003,493
Trading account gains and fees$0157
Additional Noninterest Income$10,0005,939
Total noninterest expense$4,376,0002,150
Salaries and employee benefits$2,963,0001,781
Premises and equipment expense$526,0002,139
Additional noninterest expense$887,0003,079
Pre-tax net operating income$3,294,0001,280
Securities gains (losses)$02,636
Applicable income taxes$1,362,000827
Income before extraordinary items$1,932,0001,664
Extraordinary gains, net$022
Net income$1,932,0001,668
Minority interest net income$075
Net income of bank and minority interests.$1,932,0001,668
Net charge-offs$-580,0006,238
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$-13,500,0006,343
Net operating income$1,932,0001,618
2015-03-31 (YTD Data)Rank
Total interest income$3,983,0001,558
Total interest expense$674,0001,067
Net interest income$3,309,0001,670
Provision for loan and lease losses$-750,0006,356
Total noninterest income$56,0005,188
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$58,0003,437
Trading account gains and fees$0152
Additional Noninterest Income$-2,0006,297
Total noninterest expense$2,114,0002,221
Salaries and employee benefits$1,562,0001,710
Premises and equipment expense$259,0002,182
Additional noninterest expense$293,0004,024
Pre-tax net operating income$2,001,0001,063
Securities gains (losses)$02,027
Applicable income taxes$826,000717
Income before extraordinary items$1,175,0001,399
Extraordinary gains, net$013
Net income$1,175,0001,401
Minority interest net income$064
Net income of bank and minority interests.$1,175,0001,401
Net charge-offs$-317,0006,297
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$-16,500,0006,416
Net operating income$1,175,0001,357
2014-12-31 (YTD Data)Rank
Total interest income$16,440,0001,522
Total interest expense$2,248,0001,291
Net interest income$14,192,0001,563
Provision for loan and lease losses$-2,250,0006,425
Total noninterest income$572,0004,072
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$301,0003,198
Trading account gains and fees$0180
Additional Noninterest Income$271,0004,148
Total noninterest expense$10,133,0001,860
Salaries and employee benefits$5,914,0001,744
Premises and equipment expense$1,089,0002,093
Additional noninterest expense$3,130,0001,964
Pre-tax net operating income$6,881,0001,175
Securities gains (losses)$03,259
Applicable income taxes$-87,0006,259
Income before extraordinary items$6,968,000954
Extraordinary gains, net$017
Net income$6,968,000953
Minority interest net income$084
Net income of bank and minority interests.$6,968,000953
Net charge-offs$-276,0006,305
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,968,000927
2014-09-30 (YTD Data)Rank
Total interest income$12,323,0001,528
Total interest expense$1,600,0001,382
Net interest income$10,723,0001,554
Provision for loan and lease losses$-2,250,0006,531
Total noninterest income$420,0004,138
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$222,0003,257
Trading account gains and fees$0174
Additional Noninterest Income$198,0004,216
Total noninterest expense$7,525,0001,889
Salaries and employee benefits$4,481,0001,737
Premises and equipment expense$797,0002,155
Additional noninterest expense$2,247,0002,027
Pre-tax net operating income$5,868,0001,064
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$5,868,000848
Extraordinary gains, net$015
Net income$5,868,000847
Minority interest net income$081
Net income of bank and minority interests.$5,868,000847
Net charge-offs$-191,0006,334
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$5,868,000832
2014-06-30 (YTD Data)Rank
Total interest income$8,112,0001,534
Total interest expense$981,0001,537
Net interest income$7,131,0001,546
Provision for loan and lease losses$04,196
Total noninterest income$277,0004,170
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$150,0003,222
Trading account gains and fees$0172
Additional Noninterest Income$127,0004,253
Total noninterest expense$4,900,0001,928
Salaries and employee benefits$2,916,0001,769
Premises and equipment expense$528,0002,167
Additional noninterest expense$1,456,0002,074
Pre-tax net operating income$2,508,0001,492
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$2,508,0001,252
Extraordinary gains, net$020
Net income$2,508,0001,252
Minority interest net income$080
Net income of bank and minority interests.$2,508,0001,253
Net charge-offs$-258,0006,493
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,508,0001,231
2014-03-31 (YTD Data)Rank
Total interest income$3,923,0001,581
Total interest expense$477,0001,597
Net interest income$3,446,0001,589
Provision for loan and lease losses$03,817
Total noninterest income$137,0004,127
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$73,0003,258
Trading account gains and fees$0147
Additional Noninterest Income$64,0004,241
Total noninterest expense$2,398,0001,982
Salaries and employee benefits$1,486,0001,745
Premises and equipment expense$259,0002,242
Additional noninterest expense$653,0002,294
Pre-tax net operating income$1,185,0001,530
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$1,185,0001,281
Extraordinary gains, net$016
Net income$1,185,0001,282
Minority interest net income$066
Net income of bank and minority interests.$1,185,0001,282
Net charge-offs$-141,0006,534
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,185,0001,248
2013-12-31 (YTD Data)Rank
Total interest income$16,142,0001,549
Total interest expense$2,215,0001,539
Net interest income$13,927,0001,561
Provision for loan and lease losses$-778,0006,641
Total noninterest income$1,504,0002,585
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$470,0002,507
Trading account gains and fees$0184
Additional Noninterest Income$1,034,0002,337
Total noninterest expense$10,299,0001,846
Salaries and employee benefits$5,839,0001,762
Premises and equipment expense$1,050,0002,151
Additional noninterest expense$3,410,0001,866
Pre-tax net operating income$5,910,0001,245
Securities gains (losses)$03,182
Applicable income taxes$-530,0006,641
Income before extraordinary items$6,440,000962
Extraordinary gains, net$029
Net income$6,440,000965
Minority interest net income$090
Net income of bank and minority interests.$6,440,000965
Net charge-offs$814,0001,470
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$6,440,000935
2013-09-30 (YTD Data)Rank
Total interest income$12,274,0001,540
Total interest expense$1,718,0001,530
Net interest income$10,556,0001,555
Provision for loan and lease losses$04,941
Total noninterest income$1,337,0002,366
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$391,0002,316
Trading account gains and fees$0180
Additional Noninterest Income$946,0002,122
Total noninterest expense$7,737,0001,846
Salaries and employee benefits$4,591,0001,689
Premises and equipment expense$772,0002,223
Additional noninterest expense$2,374,0001,971
Pre-tax net operating income$4,156,0001,349
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$4,156,0001,118
Extraordinary gains, net$025
Net income$4,156,0001,120
Minority interest net income$084
Net income of bank and minority interests.$4,156,0001,120
Net charge-offs$933,0001,053
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,156,0001,097
2013-06-30 (YTD Data)Rank
Total interest income$8,015,0001,564
Total interest expense$1,200,0001,487
Net interest income$6,815,0001,583
Provision for loan and lease losses$04,788
Total noninterest income$518,0003,232
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$291,0002,085
Trading account gains and fees$0157
Additional Noninterest Income$227,0003,591
Total noninterest expense$5,186,0001,844
Salaries and employee benefits$3,078,0001,683
Premises and equipment expense$509,0002,244
Additional noninterest expense$1,599,0001,955
Pre-tax net operating income$2,147,0001,623
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$2,147,0001,409
Extraordinary gains, net$022
Net income$2,147,0001,413
Minority interest net income$082
Net income of bank and minority interests.$2,147,0001,412
Net charge-offs$1,082,000721
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,147,0001,352
2013-03-31 (YTD Data)Rank
Total interest income$3,951,0001,596
Total interest expense$647,0001,427
Net interest income$3,304,0001,633
Provision for loan and lease losses$04,409
Total noninterest income$244,0003,318
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$147,0002,066
Trading account gains and fees$0148
Additional Noninterest Income$97,0003,800
Total noninterest expense$2,578,0001,867
Salaries and employee benefits$1,596,0001,648
Premises and equipment expense$264,0002,212
Additional noninterest expense$718,0002,168
Pre-tax net operating income$970,0001,765
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$970,0001,528
Extraordinary gains, net$010
Net income$970,0001,530
Minority interest net income$076
Net income of bank and minority interests.$970,0001,530
Net charge-offs$1,244,000390
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$970,0001,473
2012-12-31 (YTD Data)Rank
Total interest income$16,778,0001,585
Total interest expense$3,520,0001,272
Net interest income$13,258,0001,668
Provision for loan and lease losses$05,905
Total noninterest income$1,759,0002,388
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$491,0002,529
Trading account gains and fees$0166
Additional Noninterest Income$1,268,0002,053
Total noninterest expense$11,364,0001,700
Salaries and employee benefits$5,711,0001,772
Premises and equipment expense$1,183,0001,964
Additional noninterest expense$4,470,0001,509
Pre-tax net operating income$3,653,0001,762
Securities gains (losses)$03,810
Applicable income taxes$-200,0006,789
Income before extraordinary items$3,853,0001,500
Extraordinary gains, net$029
Net income$3,853,0001,501
Minority interest net income$093
Net income of bank and minority interests.$3,853,0001,501
Net charge-offs$1,301,0001,539
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,853,0001,411
2012-09-30 (YTD Data)Rank
Total interest income$12,813,0001,587
Total interest expense$2,756,0001,275
Net interest income$10,057,0001,663
Provision for loan and lease losses$05,790
Total noninterest income$1,496,0002,179
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$359,0002,602
Trading account gains and fees$0157
Additional Noninterest Income$1,137,0001,830
Total noninterest expense$8,676,0001,675
Salaries and employee benefits$4,454,0001,687
Premises and equipment expense$900,0001,966
Additional noninterest expense$3,322,0001,521
Pre-tax net operating income$2,877,0001,757
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$2,877,0001,539
Extraordinary gains, net$020
Net income$2,877,0001,540
Minority interest net income$086
Net income of bank and minority interests.$2,877,0001,540
Net charge-offs$1,383,0001,183
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,877,0001,450
2012-06-30 (YTD Data)Rank
Total interest income$8,519,0001,608
Total interest expense$1,901,0001,273
Net interest income$6,618,0001,682
Provision for loan and lease losses$05,619
Total noninterest income$984,0002,182
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$237,0002,601
Trading account gains and fees$0153
Additional Noninterest Income$747,0001,835
Total noninterest expense$5,834,0001,663
Salaries and employee benefits$2,979,0001,684
Premises and equipment expense$532,0002,168
Additional noninterest expense$2,323,0001,463
Pre-tax net operating income$1,768,0001,859
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$1,768,0001,648
Extraordinary gains, net$019
Net income$1,768,0001,646
Minority interest net income$084
Net income of bank and minority interests.$1,768,0001,648
Net charge-offs$844,0001,289
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,768,0001,565
2012-03-31 (YTD Data)Rank
Total interest income$4,193,0001,652
Total interest expense$966,0001,313
Net interest income$3,227,0001,732
Provision for loan and lease losses$05,254
Total noninterest income$230,0003,385
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$117,0002,591
Trading account gains and fees$0148
Additional Noninterest Income$113,0003,516
Total noninterest expense$2,863,0001,682
Salaries and employee benefits$1,471,0001,708
Premises and equipment expense$260,0002,223
Additional noninterest expense$1,132,0001,490
Pre-tax net operating income$594,0002,551
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$594,0002,277
Extraordinary gains, net$019
Net income$594,0002,279
Minority interest net income$078
Net income of bank and minority interests.$594,0002,280
Net charge-offs$316,0001,438
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$594,0002,161
2011-12-31 (YTD Data)Rank
Total interest income$18,259,0001,560
Total interest expense$4,193,0001,443
Net interest income$14,066,0001,587
Provision for loan and lease losses$225,0004,499
Total noninterest income$1,389,0002,568
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$459,0002,754
Trading account gains and fees$0146
Additional Noninterest Income$930,0002,237
Total noninterest expense$12,539,0001,557
Salaries and employee benefits$5,745,0001,690
Premises and equipment expense$1,196,0002,070
Additional noninterest expense$5,598,0001,237
Pre-tax net operating income$2,691,0002,021
Securities gains (losses)$03,838
Applicable income taxes$447,0002,137
Income before extraordinary items$2,244,0002,057
Extraordinary gains, net$029
Net income$2,244,0002,058
Minority interest net income$096
Net income of bank and minority interests.$2,244,0002,058
Net charge-offs$2,382,0001,402
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,244,0001,966
2011-09-30 (YTD Data)Rank
Total interest income$13,984,0001,552
Total interest expense$3,195,0001,481
Net interest income$10,789,0001,560
Provision for loan and lease losses$06,393
Total noninterest income$1,193,0002,337
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$338,0002,789
Trading account gains and fees$0145
Additional Noninterest Income$855,0001,943
Total noninterest expense$8,988,0001,624
Salaries and employee benefits$4,432,0001,663
Premises and equipment expense$903,0002,072
Additional noninterest expense$3,653,0001,416
Pre-tax net operating income$2,994,0001,496
Securities gains (losses)$03,555
Applicable income taxes$447,0001,830
Income before extraordinary items$2,547,0001,492
Extraordinary gains, net$021
Net income$2,547,0001,491
Minority interest net income$087
Net income of bank and minority interests.$2,547,0001,492
Net charge-offs$1,559,0001,450
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,547,0001,414
2011-06-30 (YTD Data)Rank
Total interest income$9,496,0001,533
Total interest expense$2,198,0001,487
Net interest income$7,298,0001,535
Provision for loan and lease losses$06,217
Total noninterest income$326,0003,955
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$230,0002,734
Trading account gains and fees$0153
Additional Noninterest Income$96,0004,609
Total noninterest expense$6,428,0001,534
Salaries and employee benefits$2,995,0001,653
Premises and equipment expense$598,0002,114
Additional noninterest expense$2,835,0001,245
Pre-tax net operating income$1,196,0002,242
Securities gains (losses)$02,914
Applicable income taxes$447,0001,428
Income before extraordinary items$749,0002,788
Extraordinary gains, net$015
Net income$749,0002,789
Minority interest net income$089
Net income of bank and minority interests.$749,0002,789
Net charge-offs$65,0004,255
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$749,0002,704
2011-03-31 (YTD Data)Rank
Total interest income$4,924,0001,489
Total interest expense$1,126,0001,509
Net interest income$3,798,0001,467
Provision for loan and lease losses$05,840
Total noninterest income$186,0003,736
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$123,0002,573
Trading account gains and fees$0158
Additional Noninterest Income$63,0004,308
Total noninterest expense$3,478,0001,423
Salaries and employee benefits$1,490,0001,670
Premises and equipment expense$293,0002,184
Additional noninterest expense$1,695,0001,050
Pre-tax net operating income$506,0002,534
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$506,0002,229
Extraordinary gains, net$09
Net income$506,0002,228
Minority interest net income$086
Net income of bank and minority interests.$506,0002,229
Net charge-offs$406,0001,515
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$506,0002,186
2010-12-31 (YTD Data)Rank
Total interest income$20,002,0001,544
Total interest expense$4,755,0001,718
Net interest income$15,247,0001,474
Provision for loan and lease losses$12,037,000573
Total noninterest income$1,196,0002,921
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$396,0003,103
Trading account gains and fees$0175
Additional Noninterest Income$800,0002,497
Total noninterest expense$12,617,0001,574
Salaries and employee benefits$5,356,0001,807
Premises and equipment expense$1,423,0001,803
Additional noninterest expense$5,838,0001,267
Pre-tax net operating income$-8,211,0007,297
Securities gains (losses)$277,0001,332
Applicable income taxes$68,0003,474
Income before extraordinary items$-8,002,0007,323
Extraordinary gains, net$029
Net income$-8,002,0007,323
Minority interest net income$0111
Net income of bank and minority interests.$-8,002,0007,323
Net charge-offs$6,423,000835
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$3,700,000180
Net operating income$-8,279,0007,310
2010-09-30 (YTD Data)Rank
Total interest income$15,409,0001,529
Total interest expense$3,696,0001,725
Net interest income$11,713,0001,449
Provision for loan and lease losses$2,493,0001,440
Total noninterest income$727,0003,325
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$313,0003,067
Trading account gains and fees$0165
Additional Noninterest Income$414,0003,055
Total noninterest expense$9,815,0001,501
Salaries and employee benefits$4,213,0001,742
Premises and equipment expense$1,077,0001,798
Additional noninterest expense$4,525,0001,190
Pre-tax net operating income$132,0005,499
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$132,0005,598
Extraordinary gains, net$023
Net income$132,0005,599
Minority interest net income$0110
Net income of bank and minority interests.$132,0005,599
Net charge-offs$3,803,000944
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$3,700,000137
Net operating income$132,0005,430
2010-06-30 (YTD Data)Rank
Total interest income$10,322,0001,542
Total interest expense$2,526,0001,758
Net interest income$7,796,0001,463
Provision for loan and lease losses$1,499,0001,529
Total noninterest income$394,0003,668
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$206,0003,104
Trading account gains and fees$0152
Additional Noninterest Income$188,0003,589
Total noninterest expense$5,782,0001,704
Salaries and employee benefits$2,733,0001,804
Premises and equipment expense$715,0001,829
Additional noninterest expense$2,334,0001,522
Pre-tax net operating income$909,0002,564
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$909,0002,286
Extraordinary gains, net$019
Net income$909,0002,283
Minority interest net income$0105
Net income of bank and minority interests.$909,0002,286
Net charge-offs$881,0001,858
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$3,700,00095
Net operating income$909,0002,206
2010-03-31 (YTD Data)Rank
Total interest income$5,379,0001,512
Total interest expense$1,311,0001,782
Net interest income$4,068,0001,406
Provision for loan and lease losses$1,035,0001,146
Total noninterest income$148,0004,310
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$97,0003,206
Trading account gains and fees$0175
Additional Noninterest Income$51,0004,653
Total noninterest expense$2,444,0002,014
Salaries and employee benefits$1,343,0001,868
Premises and equipment expense$349,0001,931
Additional noninterest expense$752,0002,249
Pre-tax net operating income$737,0001,734
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$737,0001,484
Extraordinary gains, net$016
Net income$737,0001,486
Minority interest net income$091
Net income of bank and minority interests.$737,0001,486
Net charge-offs$423,0001,725
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$3,700,00055
Net operating income$737,0001,431
2009-12-31 (YTD Data)Rank
Total interest income$23,413,0001,464
Total interest expense$11,552,0001,026
Net interest income$11,861,0001,870
Provision for loan and lease losses$11,350,000781
Total noninterest income$1,576,0002,475
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$318,0003,781
Trading account gains and fees$0211
Additional Noninterest Income$1,258,0001,862
Total noninterest expense$15,385,0001,335
Salaries and employee benefits$5,288,0001,870
Premises and equipment expense$1,215,0002,189
Additional noninterest expense$8,882,000889
Pre-tax net operating income$-13,298,0007,593
Securities gains (losses)$03,754
Applicable income taxes$-323,0006,893
Income before extraordinary items$-12,975,0007,629
Extraordinary gains, net$034
Net income$-12,975,0007,628
Minority interest net income$0115
Net income of bank and minority interests.$-12,975,0007,628
Net charge-offs$14,138,000519
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$4,300,000209
Net operating income$-12,975,0007,635
2009-09-30 (YTD Data)Rank
Total interest income$17,959,0001,463
Total interest expense$9,387,000998
Net interest income$8,572,0001,930
Provision for loan and lease losses$7,513,000781
Total noninterest income$504,0004,213
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$216,0003,963
Trading account gains and fees$0212
Additional Noninterest Income$288,0003,688
Total noninterest expense$11,568,0001,323
Salaries and employee benefits$4,315,0001,744
Premises and equipment expense$860,0002,330
Additional noninterest expense$6,393,000882
Pre-tax net operating income$-10,005,0007,743
Securities gains (losses)$03,497
Applicable income taxes$-954,0007,547
Income before extraordinary items$-9,051,0007,754
Extraordinary gains, net$027
Net income$-9,051,0007,753
Minority interest net income$0118
Net income of bank and minority interests.$-9,051,0007,753
Net charge-offs$9,776,000515
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-9,051,0007,760
2009-06-30 (YTD Data)Rank
Total interest income$12,332,0001,447
Total interest expense$6,583,0001,007
Net interest income$5,749,0001,906
Provision for loan and lease losses$4,250,000851
Total noninterest income$330,0004,248
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$115,0004,375
Trading account gains and fees$0193
Additional Noninterest Income$215,0003,540
Total noninterest expense$5,699,0001,798
Salaries and employee benefits$2,862,0001,781
Premises and equipment expense$559,0002,397
Additional noninterest expense$2,278,0001,606
Pre-tax net operating income$-3,870,0007,651
Securities gains (losses)$03,136
Applicable income taxes$-954,0007,743
Income before extraordinary items$-2,916,0007,629
Extraordinary gains, net$021
Net income$-2,916,0007,628
Minority interest net income$0112
Net income of bank and minority interests.$-2,916,0007,628
Net charge-offs$5,006,000580
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-2,916,0007,638
2009-03-31 (YTD Data)Rank
Total interest income$6,370,0001,415
Total interest expense$3,560,000962
Net interest income$2,810,0001,944
Provision for loan and lease losses$2,848,000585
Total noninterest income$136,0004,626
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$51,0004,565
Trading account gains and fees$0171
Additional Noninterest Income$85,0003,906
Total noninterest expense$2,417,0002,043
Salaries and employee benefits$1,446,0001,790
Premises and equipment expense$278,0002,454
Additional noninterest expense$693,0002,250
Pre-tax net operating income$-2,319,0007,869
Securities gains (losses)$02,434
Applicable income taxes$-954,0007,996
Income before extraordinary items$-1,365,0007,801
Extraordinary gains, net$015
Net income$-1,365,0007,802
Minority interest net income$0102
Net income of bank and minority interests.$-1,365,0007,802
Net charge-offs$2,873,000464
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-1,365,0007,795
2008-12-31 (YTD Data)Rank
Total interest income$29,131,0001,328
Total interest expense$12,025,0001,358
Net interest income$17,106,0001,295
Provision for loan and lease losses$10,816,000565
Total noninterest income$912,0003,614
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$145,0005,380
Trading account gains and fees$0154
Additional Noninterest Income$767,0002,497
Total noninterest expense$11,117,0001,742
Salaries and employee benefits$5,882,0001,736
Premises and equipment expense$1,058,0002,501
Additional noninterest expense$4,177,0001,480
Pre-tax net operating income$-3,915,0007,710
Securities gains (losses)$03,220
Applicable income taxes$-1,622,0007,865
Income before extraordinary items$-2,293,0007,463
Extraordinary gains, net$039
Net income$-2,293,0007,461
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,335,000513
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-2,293,0007,553
2008-09-30 (YTD Data)Rank
Total interest income$21,300,0001,396
Total interest expense$8,150,0001,554
Net interest income$13,150,0001,277
Provision for loan and lease losses$4,613,000674
Total noninterest income$913,0003,077
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$92,0005,656
Trading account gains and fees$0148
Additional Noninterest Income$821,0002,083
Total noninterest expense$7,336,0001,957
Salaries and employee benefits$4,478,0001,735
Premises and equipment expense$778,0002,559
Additional noninterest expense$2,080,0002,083
Pre-tax net operating income$2,114,0002,214
Securities gains (losses)$03,106
Applicable income taxes$870,0001,287
Income before extraordinary items$1,244,0002,686
Extraordinary gains, net$031
Net income$1,244,0002,683
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,949,000841
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,244,0002,825
2008-06-30 (YTD Data)Rank
Total interest income$14,449,0001,379
Total interest expense$5,597,0001,563
Net interest income$8,852,0001,263
Provision for loan and lease losses$1,751,000856
Total noninterest income$474,0003,633
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$50,0005,955
Trading account gains and fees$0149
Additional Noninterest Income$424,0002,490
Total noninterest expense$4,763,0002,010
Salaries and employee benefits$2,960,0001,764
Premises and equipment expense$524,0002,533
Additional noninterest expense$1,279,0002,219
Pre-tax net operating income$2,812,0001,257
Securities gains (losses)$03,233
Applicable income taxes$1,157,000828
Income before extraordinary items$1,655,0001,635
Extraordinary gains, net$021
Net income$1,655,0001,635
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$494,0001,326
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,655,0001,608
2008-03-31 (YTD Data)Rank
Total interest income$8,145,0001,245
Total interest expense$3,180,0001,478
Net interest income$4,965,0001,104
Provision for loan and lease losses$1,751,000434
Total noninterest income$267,0003,375
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$25,0005,933
Trading account gains and fees$0158
Additional Noninterest Income$242,0002,278
Total noninterest expense$2,295,0002,089
Salaries and employee benefits$1,415,0001,862
Premises and equipment expense$211,0003,079
Additional noninterest expense$669,0002,085
Pre-tax net operating income$1,186,0001,537
Securities gains (losses)$02,688
Applicable income taxes$488,0001,032
Income before extraordinary items$698,0002,038
Extraordinary gains, net$015
Net income$698,0002,041
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$494,000719
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$698,0001,975
2007-12-31 (YTD Data)Rank
Total interest income$33,474,0001,260
Total interest expense$13,375,0001,498
Net interest income$20,099,0001,098
Provision for loan and lease losses$4,629,000432
Total noninterest income$1,431,0002,797
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$70,0006,442
Trading account gains and fees$0178
Additional Noninterest Income$1,361,0001,796
Total noninterest expense$9,100,0002,018
Salaries and employee benefits$5,389,0001,872
Premises and equipment expense$911,0002,779
Additional noninterest expense$2,800,0001,974
Pre-tax net operating income$7,801,0001,078
Securities gains (losses)$02,146
Applicable income taxes$3,190,000768
Income before extraordinary items$4,611,0001,403
Extraordinary gains, net$039
Net income$4,611,0001,403
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$624,0001,445
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,611,0001,389
2007-09-30 (YTD Data)Rank
Total interest income$24,982,0001,266
Total interest expense$9,721,0001,554
Net interest income$15,261,0001,094
Provision for loan and lease losses$1,076,000846
Total noninterest income$1,018,0002,878
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$56,0006,413
Trading account gains and fees$0184
Additional Noninterest Income$962,0001,878
Total noninterest expense$6,606,0002,066
Salaries and employee benefits$4,161,0001,821
Premises and equipment expense$638,0002,916
Additional noninterest expense$1,807,0002,207
Pre-tax net operating income$8,597,000801
Securities gains (losses)$01,655
Applicable income taxes$3,222,000654
Income before extraordinary items$5,375,000969
Extraordinary gains, net$033
Net income$5,375,000967
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$624,000907
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$5,375,000958
2007-06-30 (YTD Data)Rank
Total interest income$16,332,0001,311
Total interest expense$6,300,0001,603
Net interest income$10,032,0001,122
Provision for loan and lease losses$621,000850
Total noninterest income$726,0002,757
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$36,0006,482
Trading account gains and fees$0168
Additional Noninterest Income$690,0001,796
Total noninterest expense$4,416,0002,083
Salaries and employee benefits$2,861,0001,791
Premises and equipment expense$397,0003,103
Additional noninterest expense$1,158,0002,297
Pre-tax net operating income$5,721,000841
Securities gains (losses)$01,444
Applicable income taxes$2,360,000633
Income before extraordinary items$3,361,0001,072
Extraordinary gains, net$029
Net income$3,361,0001,071
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$525,000691
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,361,0001,052
2007-03-31 (YTD Data)Rank
Total interest income$7,625,0001,408
Total interest expense$2,962,0001,685
Net interest income$4,663,0001,218
Provision for loan and lease losses$100,0002,001
Total noninterest income$200,0004,014
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$23,0006,169
Trading account gains and fees$0195
Additional Noninterest Income$177,0002,735
Total noninterest expense$2,130,0002,172
Salaries and employee benefits$1,408,0001,826
Premises and equipment expense$208,0003,009
Additional noninterest expense$514,0002,558
Pre-tax net operating income$2,633,000896
Securities gains (losses)$01,187
Applicable income taxes$1,089,000678
Income before extraordinary items$1,544,0001,139
Extraordinary gains, net$022
Net income$1,544,0001,138
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,0001,190
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,544,0001,122
2006-12-31 (YTD Data)Rank
Total interest income$25,668,0001,566
Total interest expense$8,864,0001,875
Net interest income$16,804,0001,356
Provision for loan and lease losses$1,905,000586
Total noninterest income$1,557,0002,641
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$112,0005,989
Trading account gains and fees$0130
Additional Noninterest Income$1,445,0001,718
Total noninterest expense$7,963,0002,219
Salaries and employee benefits$4,832,0002,018
Premises and equipment expense$748,0003,164
Additional noninterest expense$2,383,0002,192
Pre-tax net operating income$8,493,0001,166
Securities gains (losses)$01,687
Applicable income taxes$3,482,000837
Income before extraordinary items$5,011,0001,456
Extraordinary gains, net$051
Net income$5,011,0001,457
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$499,0001,178
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$22,300,00066
Net operating income$5,011,0001,438
2006-09-30 (YTD Data)Rank
Total interest income$18,243,0001,636
Total interest expense$6,044,0001,975
Net interest income$12,199,0001,416
Provision for loan and lease losses$917,000822
Total noninterest income$1,024,0002,880
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$90,0005,964
Trading account gains and fees$0126
Additional Noninterest Income$934,0001,918
Total noninterest expense$5,686,0002,324
Salaries and employee benefits$3,497,0002,097
Premises and equipment expense$530,0003,311
Additional noninterest expense$1,659,0002,336
Pre-tax net operating income$6,620,0001,157
Securities gains (losses)$01,388
Applicable income taxes$2,780,000841
Income before extraordinary items$3,840,0001,462
Extraordinary gains, net$045
Net income$3,840,0001,463
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,0007,827
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$13,700,000118
Net operating income$3,840,0001,446
2006-06-30 (YTD Data)Rank
Total interest income$11,320,0001,733
Total interest expense$3,555,0002,101
Net interest income$7,765,0001,486
Provision for loan and lease losses$741,000685
Total noninterest income$772,0002,659
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$63,0005,893
Trading account gains and fees$0126
Additional Noninterest Income$709,0001,747
Total noninterest expense$3,615,0002,449
Salaries and employee benefits$2,225,0002,207
Premises and equipment expense$310,0003,675
Additional noninterest expense$1,080,0002,388
Pre-tax net operating income$4,181,0001,206
Securities gains (losses)$01,185
Applicable income taxes$1,756,000878
Income before extraordinary items$2,425,0001,526
Extraordinary gains, net$039
Net income$2,425,0001,527
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,0007,784
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$10,200,00095
Net operating income$2,425,0001,507
2006-03-31 (YTD Data)Rank
Total interest income$5,174,0001,859
Total interest expense$1,520,0002,307
Net interest income$3,654,0001,563
Provision for loan and lease losses$396,000615
Total noninterest income$336,0002,862
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$37,0005,553
Trading account gains and fees$0115
Additional Noninterest Income$299,0001,945
Total noninterest expense$1,653,0002,661
Salaries and employee benefits$1,145,0002,157
Premises and equipment expense$111,0004,639
Additional noninterest expense$397,0003,141
Pre-tax net operating income$1,941,0001,276
Securities gains (losses)$0955
Applicable income taxes$815,000921
Income before extraordinary items$1,126,0001,599
Extraordinary gains, net$021
Net income$1,126,0001,598
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,0007,838
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$7,200,00062
Net operating income$1,126,0001,577
2005-12-31 (YTD Data)Rank
Total interest income$14,129,0002,343
Total interest expense$3,249,0003,113
Net interest income$10,880,0002,037
Provision for loan and lease losses$534,0001,799
Total noninterest income$997,0003,577
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$138,0005,767
Trading account gains and fees$0138
Additional Noninterest Income$859,0002,434
Total noninterest expense$6,333,0002,613
Salaries and employee benefits$3,830,0002,390
Premises and equipment expense$575,0003,784
Additional noninterest expense$1,928,0002,573
Pre-tax net operating income$5,010,0001,866
Securities gains (losses)$-15,0007,693
Applicable income taxes$1,287,0001,906
Income before extraordinary items$3,708,0001,855
Extraordinary gains, net$046
Net income$3,708,0001,854
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0004,884
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$7,700,000243
Net operating income$3,719,1001,830
2005-09-30 (YTD Data)Rank
Total interest income$9,915,0002,439
Total interest expense$2,240,0003,197
Net interest income$7,675,0002,140
Provision for loan and lease losses$205,0002,914
Total noninterest income$737,0003,614
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$106,0005,754
Trading account gains and fees$0126
Additional Noninterest Income$631,0002,481
Total noninterest expense$4,417,0002,772
Salaries and employee benefits$2,788,0002,417
Premises and equipment expense$432,0003,753
Additional noninterest expense$1,197,0003,045
Pre-tax net operating income$3,790,0001,846
Securities gains (losses)$-15,0008,058
Applicable income taxes$775,0002,251
Income before extraordinary items$3,000,0001,754
Extraordinary gains, net$035
Net income$3,000,0001,755
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$5,350,000208
Net operating income$3,011,8501,722
2005-06-30 (YTD Data)Rank
Total interest income$6,255,0002,509
Total interest expense$1,422,0003,183
Net interest income$4,833,0002,238
Provision for loan and lease losses$203,0002,145
Total noninterest income$284,0004,930
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$71,0005,702
Trading account gains and fees$0116
Additional Noninterest Income$213,0003,658
Total noninterest expense$2,881,0002,806
Salaries and employee benefits$1,800,0002,480
Premises and equipment expense$299,0003,637
Additional noninterest expense$782,0003,074
Pre-tax net operating income$2,033,0002,157
Securities gains (losses)$-15,0008,274
Applicable income taxes$212,0003,689
Income before extraordinary items$1,806,0001,892
Extraordinary gains, net$030
Net income$1,806,0001,892
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$3,000,000168
Net operating income$1,819,3501,841
2005-03-31 (YTD Data)Rank
Total interest income$2,993,0002,575
Total interest expense$706,0003,093
Net interest income$2,287,0002,351
Provision for loan and lease losses$24,0004,451
Total noninterest income$127,0005,123
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$27,0006,147
Trading account gains and fees$0115
Additional Noninterest Income$100,0003,737
Total noninterest expense$1,475,0002,761
Salaries and employee benefits$911,0002,470
Premises and equipment expense$153,0003,594
Additional noninterest expense$411,0002,947
Pre-tax net operating income$915,0002,322
Securities gains (losses)$-15,0008,617
Applicable income taxes$06,892
Income before extraordinary items$900,0001,881
Extraordinary gains, net$024
Net income$900,0001,882
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$3,000,00081
Net operating income$915,0001,806
2004-12-31 (YTD Data)Rank
Total interest income$9,032,0003,085
Total interest expense$2,116,0003,480
Net interest income$6,916,0002,919
Provision for loan and lease losses$753,0001,360
Total noninterest income$520,0005,166
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$98,0006,505
Trading account gains and fees$0138
Additional Noninterest Income$422,0003,619
Total noninterest expense$5,060,0003,083
Salaries and employee benefits$2,602,0003,239
Premises and equipment expense$693,0003,149
Additional noninterest expense$1,765,0002,702
Pre-tax net operating income$1,623,0004,051
Securities gains (losses)$03,819
Applicable income taxes$-399,0008,887
Income before extraordinary items$2,022,0002,887
Extraordinary gains, net$034
Net income$2,022,0002,889
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,973
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$6,330,000190
Net operating income$2,022,0002,827
2004-09-30 (YTD Data)Rank
Total interest income$6,174,0003,311
Total interest expense$1,437,0003,737
Net interest income$4,737,0003,133
Provision for loan and lease losses$483,0001,491
Total noninterest income$399,0005,135
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$74,0006,546
Trading account gains and fees$0134
Additional Noninterest Income$325,0003,590
Total noninterest expense$3,754,0003,074
Salaries and employee benefits$1,882,0003,316
Premises and equipment expense$510,0003,204
Additional noninterest expense$1,362,0002,609
Pre-tax net operating income$899,0004,884
Securities gains (losses)$03,710
Applicable income taxes$-299,0008,943
Income before extraordinary items$1,198,0003,542
Extraordinary gains, net$026
Net income$1,198,0003,542
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$6,330,000142
Net operating income$1,198,0003,471
2004-06-30 (YTD Data)Rank
Total interest income$3,808,0003,510
Total interest expense$907,0003,904
Net interest income$2,901,0003,354
Provision for loan and lease losses$293,0001,626
Total noninterest income$271,0005,059
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$52,0006,467
Trading account gains and fees$0130
Additional Noninterest Income$219,0003,572
Total noninterest expense$2,340,0003,301
Salaries and employee benefits$1,214,0003,409
Premises and equipment expense$371,0002,978
Additional noninterest expense$755,0003,104
Pre-tax net operating income$539,0005,124
Securities gains (losses)$03,413
Applicable income taxes$59,0005,455
Income before extraordinary items$480,0004,838
Extraordinary gains, net$021
Net income$480,0004,839
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$1,680,000187
Net operating income$480,0004,755
2004-03-31 (YTD Data)Rank
Total interest income$1,795,0003,711
Total interest expense$449,0003,983
Net interest income$1,346,0003,554
Provision for loan and lease losses$136,0001,658
Total noninterest income$136,0005,025
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$26,0006,426
Trading account gains and fees$0121
Additional Noninterest Income$110,0003,509
Total noninterest expense$1,120,0003,440
Salaries and employee benefits$595,0003,489
Premises and equipment expense$178,0003,109
Additional noninterest expense$347,0003,313
Pre-tax net operating income$226,0005,542
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$226,0005,023
Extraordinary gains, net$016
Net income$226,0005,022
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$1,680,000101
Net operating income$226,0004,890
2003-12-31 (YTD Data)Rank
Total interest income$6,256,0004,191
Total interest expense$1,812,0004,334
Net interest income$4,444,0004,033
Provision for loan and lease losses$419,0002,506
Total noninterest income$440,0005,751
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$89,0006,730
Trading account gains and fees$0160
Additional Noninterest Income$351,0004,215
Total noninterest expense$4,107,0003,638
Salaries and employee benefits$2,009,0003,905
Premises and equipment expense$739,0002,946
Additional noninterest expense$1,359,0003,362
Pre-tax net operating income$358,0007,199
Securities gains (losses)$04,500
Applicable income taxes$85,0005,885
Income before extraordinary items$273,0007,409
Extraordinary gains, net$054
Net income$273,0007,410
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$114,0003,843
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$3,250,000261
Net operating income$273,0007,270
2003-09-30 (YTD Data)Rank
Total interest income$4,549,0004,333
Total interest expense$1,403,0004,351
Net interest income$3,146,0004,234
Provision for loan and lease losses$4,0007,376
Total noninterest income$310,0005,951
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$65,0006,831
Trading account gains and fees$0153
Additional Noninterest Income$245,0004,421
Total noninterest expense$3,076,0003,621
Salaries and employee benefits$1,571,0003,770
Premises and equipment expense$561,0002,918
Additional noninterest expense$944,0003,564
Pre-tax net operating income$376,0006,815
Securities gains (losses)$04,204
Applicable income taxes$1,0007,438
Income before extraordinary items$375,0006,493
Extraordinary gains, net$040
Net income$375,0006,494
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$114,0003,038
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$350,000394
Net operating income$375,0006,321
2003-06-30 (YTD Data)Rank
Total interest income$2,980,0004,406
Total interest expense$956,0004,394
Net interest income$2,024,0004,358
Provision for loan and lease losses$2,0007,249
Total noninterest income$195,0006,073
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$41,0006,904
Trading account gains and fees$0150
Additional Noninterest Income$154,0004,535
Total noninterest expense$2,027,0003,655
Salaries and employee benefits$1,050,0003,767
Premises and equipment expense$374,0002,925
Additional noninterest expense$603,0003,686
Pre-tax net operating income$190,0007,286
Securities gains (losses)$03,782
Applicable income taxes$1,0007,438
Income before extraordinary items$189,0007,069
Extraordinary gains, net$030
Net income$189,0007,070
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$114,0002,312
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$350,000284
Net operating income$189,0006,874
2003-03-31 (YTD Data)Rank
Total interest income$1,432,0004,550
Total interest expense$474,0004,515
Net interest income$958,0004,525
Provision for loan and lease losses$46,0003,791
Total noninterest income$91,0006,131
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$21,0006,829
Trading account gains and fees$0134
Additional Noninterest Income$70,0004,607
Total noninterest expense$929,0003,897
Salaries and employee benefits$512,0003,835
Premises and equipment expense$183,0002,963
Additional noninterest expense$234,0004,436
Pre-tax net operating income$74,0007,624
Securities gains (losses)$02,891
Applicable income taxes$1,0007,273
Income before extraordinary items$73,0007,425
Extraordinary gains, net$021
Net income$73,0007,426
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$73,0007,270
2002-12-31 (YTD Data)Rank
Total interest income$5,883,0004,630
Total interest expense$2,099,0004,643
Net interest income$3,784,0004,520
Provision for loan and lease losses$77,0006,140
Total noninterest income$318,0006,346
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$72,0007,089
Trading account gains and fees$0153
Additional Noninterest Income$246,0004,643
Total noninterest expense$3,742,0003,744
Salaries and employee benefits$1,959,0003,801
Premises and equipment expense$718,0002,938
Additional noninterest expense$1,065,0003,974
Pre-tax net operating income$283,0007,610
Securities gains (losses)$25,0002,988
Applicable income taxes$2,0007,560
Income before extraordinary items$306,0007,299
Extraordinary gains, net$070
Net income$306,0007,297
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,632
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$300,000531
Net operating income$281,2507,312
2001-12-31 (YTD Data)Rank
Total interest income$4,325,0006,081
Total interest expense$2,392,0005,534
Net interest income$1,933,0006,532
Provision for loan and lease losses$560,0002,011
Total noninterest income$189,0007,414
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$32,0007,942
Trading account gains and fees$0177
Additional Noninterest Income$157,0005,454
Total noninterest expense$3,905,0003,502
Salaries and employee benefits$1,995,0003,598
Premises and equipment expense$745,0002,802
Additional noninterest expense$1,165,0003,599
Pre-tax net operating income$-2,343,0009,510
Securities gains (losses)$04,612
Applicable income taxes$1,0007,858
Income before extraordinary items$-2,344,0009,539
Extraordinary gains, net$0105
Net income$-2,344,0009,540
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,777
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$5,109,000178
Net operating income$-2,344,0009,518
2000-12-31 (YTD Data)Rank
Total interest income$444,0009,724
Total interest expense$257,0009,587
Net interest income$187,0009,779
Provision for loan and lease losses$100,0005,274
Total noninterest income$3,0009,812
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$1,0008,577
Trading account gains and feesNANA
Additional Noninterest Income$2,0009,744
Total noninterest expense$1,304,0007,233
Salaries and employee benefits$431,0008,596
Premises and equipment expense$141,0007,736
Additional noninterest expense$732,0005,018
Pre-tax net operating income$-1,214,0009,757
Securities gains (losses)$01,956
Applicable income taxes$08,362
Income before extraordinary items$-1,214,0009,766
Extraordinary gains, net$038
Net income$-1,214,0009,765
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$10,025,00062
Net operating income$-1,214,0009,769

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.