Home > Tokai Bank of California > Net charge- offs to loans
Tokai Bank of California, Net charge- offs to loans
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0214% | 9,059 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0182% | 1,416 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0271% | 1,372 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0406% | 1,487 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0460% | 1,486 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0234% | 1,332 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.0718% | 1,567 |
| Percentage Net Loans Charged-off: Credit card loans | -1.4427% | 1,335 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0184% | 7,137 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0220% | 679 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0311% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0012% | 1,000 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0676% | 1,491 |
| Percentage Net Loans Charged-off: Credit card loans | -2.6329% | 1,329 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0768% | 5,662 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0924% | 303 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1234% | 233 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0244% | 1,376 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0275% | 1,372 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0604% | 838 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.6061% | 1,492 |
| Percentage Net Loans Charged-off: Credit card loans | -12.8904% | 1,303 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0608% | 1,279 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4149% | 1,945 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4641% | 54 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5814% | 73 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3753% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0523% | 1,415 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0590% | 1,415 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1757% | 610 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5776% | 830 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1024% | 1,258 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0116% | 1,182 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5145% | 1,710 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5972% | 73 |
| Percentage Net Loans Charged-off:Construction & development | 0.1322% | 188 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1239% | 334 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.9651% | 22 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5852% | 58 |
| Percentage Net Loans Charged-off: Home equity loans | 4.9330% | 9 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0969% | 714 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5036% | 321 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3557% | 1,007 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3900% | 2,223 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4304% | 175 |
| Percentage Net Loans Charged-off:Construction & development | 0.5308% | 143 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4608% | 255 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1464% | 230 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1812% | 1,524 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1990% | 1,523 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0961% | 648 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3510% | 115 |
| Percentage Net Loans Charged-off: Credit card loans | -1.7007% | 1,341 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3525% | 473 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7548% | 134 |
| Percentage Net Loans Charged-off:Construction & development | 0.8580% | 152 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7164% | 222 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1080% | 14 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3183% | 13 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.6730% | 25 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7647% | 407 |
| Percentage Net Loans Charged-off: Credit card loans | -25.1996% | 1,318 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4435% | 3,059 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5372% | 314 |
| Percentage Net Loans Charged-off:Construction & development | 0.6450% | 303 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2969% | 513 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0760% | 160 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7017% | 18 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 3.2226% | 18 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2209% | 730 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2248% | 330 |
| Percentage Net Loans Charged-off: Credit card loans | -14.7318% | 1,316 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3185% | 5,855 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6113% | 390 |
| Percentage Net Loans Charged-off:Construction & development | 0.6121% | 440 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6376% | 115 |
| Percentage Net Loans Charged-off: Home equity loans | 3.0259% | 13 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2772% | 924 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5600% | 909 |
| Percentage Net Loans Charged-off: Credit card loans | 7.5114% | 78 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4258% | 1,243 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |