| 2021-12-31 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 2.8575% | 4,124 |
| Cost of funding earning assets | 0.3294% | 2,127 |
| Net interest margin | 2.5281% | 4,154 |
| Noninterest income to average assets | 0.2553% | 3,850 |
| Noninterest expense to average assets | 2.7567% | 1,468 |
| Loan and lease loss provision to assets | 0.2018% | 531 |
| Net operating income to assets | -0.7174% | 4,776 |
| Return on assets (ROA) | -0.7174% | 4,779 |
| Pretax return on assets | -0.2946% | 4,742 |
| Return on Equity (ROE) | -6.3840% | 4,790 |
| Retained earnings to average equity (ytd only) | -21.7649% | 4,814 |
| Net charge-offs to loans | 0.3118% | 271 |
| Credit loss provision to net charge-offs | 107.5269% | 1,725 |
| Earnings coverage of net charge-offs (x) | -0.4946% | 2,655 |
| Efficiency ratio | 103.4848% | 123 |
| Assets per employee ($millions) | 7.1947% | 1,792 |
| Cash dividends to net income (ytd only)* | -240.9283% | 4,830 |
| Condition Ratios (%) |
| Loss allowance to loans | 0.0000% | 4,783 |
| Loan loss allowance to noncurrent loans | 0.0000% | 4,130 |
| Noncurrent assets plus other real estate owned to assets | 1.5041% | 279 |
| Noncurrent loans to loans | 2.5420% | 265 |
| Net loans and leases to total assets | 57.6842% | 2,403 |
| Net loans and leases to deposits | 65.1708% | 2,583 |
| Net loans and leases to core deposits | 67.3424% | 2,706 |
| Total domestic deposits to total assets | 88.5124% | 1,785 |
| Equity capital to assets | 10.9237% | 1,833 |
| Core capital (leverage) ratio | 9.9513% | 2,415 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 16.1390% | 1,471 |
| Memoranda: |
| Average total assets | $99,105,200 | 3,994 |
| Average earning assets | $94,417,600 | 3,971 |
| Average equity | $11,137,200 | 4,021 |
| Average total loans | $59,644,200 | 3,822 |
| 2021-09-30 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 2.7683% | 4,334 |
| Cost of funding earning assets | 0.4015% | 1,683 |
| Net interest margin | 2.3668% | 4,431 |
| Noninterest income to average assets | 0.3053% | 3,607 |
| Noninterest expense to average assets | 2.7382% | 1,486 |
| Loan and lease loss provision to assets | 0.0000% | 2,963 |
| Net operating income to assets | -0.1162% | 4,775 |
| Return on assets (ROA) | -0.1162% | 4,784 |
| Pretax return on assets | -0.1472% | 4,790 |
| Return on Equity (ROE) | -1.0265% | 4,790 |
| Retained earnings to average equity (ytd only) | -1.0265% | 4,664 |
| Net charge-offs to loans | 0.4131% | 186 |
| Credit loss provision to net charge-offs | 0.0000% | 2,044 |
| Earnings coverage of net charge-offs (x) | -0.5860% | 2,416 |
| Efficiency ratio | 105.6830% | 123 |
| Assets per employee ($millions) | 5.3351% | 3,372 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,236 |
| Condition Ratios (%) |
| Loss allowance to loans | 1.2066% | 2,960 |
| Loan loss allowance to noncurrent loans | 61.3893% | 3,829 |
| Noncurrent assets plus other real estate owned to assets | 1.3287% | 424 |
| Noncurrent loans to loans | 1.9654% | 455 |
| Net loans and leases to total assets | 64.8009% | 1,675 |
| Net loans and leases to deposits | 73.3919% | 1,917 |
| Net loans and leases to core deposits | 79.3737% | 1,789 |
| Total domestic deposits to total assets | 88.2944% | 1,667 |
| Equity capital to assets | 11.5369% | 1,643 |
| Core capital (leverage) ratio | 11.1006% | 1,611 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 18.3158% | 1,080 |
| Memoranda: |
| Average total assets | $98,700,000 | 4,048 |
| Average earning assets | $95,315,500 | 4,009 |
| Average equity | $11,170,750 | 4,070 |
| Average total loans | $60,029,500 | 3,868 |
| 2021-06-30 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 2.7985% | 4,341 |
| Cost of funding earning assets | 0.4283% | 1,670 |
| Net interest margin | 2.3702% | 4,451 |
| Noninterest income to average assets | 0.3775% | 3,227 |
| Noninterest expense to average assets | 2.6027% | 1,839 |
| Loan and lease loss provision to assets | 0.0000% | 2,862 |
| Net operating income to assets | 0.0502% | 4,750 |
| Return on assets (ROA) | 0.0502% | 4,760 |
| Pretax return on assets | 0.0643% | 4,754 |
| Return on Equity (ROE) | 0.4464% | 4,756 |
| Retained earnings to average equity (ytd only) | 0.4464% | 4,442 |
| Net charge-offs to loans | -0.0102% | 3,674 |
| Credit loss provision to net charge-offs | 0.0000% | 1,801 |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 97.5904% | 190 |
| Assets per employee ($millions) | 5.5289% | 3,096 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,087 |
| Condition Ratios (%) |
| Loss allowance to loans | 1.5856% | 1,311 |
| Loan loss allowance to noncurrent loans | 33.6402% | 4,125 |
| Noncurrent assets plus other real estate owned to assets | 2.8376% | 104 |
| Noncurrent loans to loans | 4.7133% | 94 |
| Net loans and leases to total assets | 59.2488% | 2,514 |
| Net loans and leases to deposits | 66.9524% | 2,728 |
| Net loans and leases to core deposits | 73.2412% | 2,488 |
| Total domestic deposits to total assets | 88.4939% | 1,565 |
| Equity capital to assets | 11.2680% | 1,779 |
| Core capital (leverage) ratio | 11.0418% | 1,588 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 19.3307% | 904 |
| Memoranda: |
| Average total assets | $99,589,667 | 4,070 |
| Average earning assets | $96,194,333 | 4,017 |
| Average equity | $11,201,333 | 4,075 |
| Average total loans | $59,043,000 | 3,913 |
| 2021-03-31 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 2.6931% | 4,489 |
| Cost of funding earning assets | 0.4862% | 1,479 |
| Net interest margin | 2.2068% | 4,607 |
| Noninterest income to average assets | 0.3854% | 3,173 |
| Noninterest expense to average assets | 2.6540% | 1,730 |
| Loan and lease loss provision to assets | 0.0000% | 2,741 |
| Net operating income to assets | -0.1084% | 4,812 |
| Return on assets (ROA) | -0.1084% | 4,816 |
| Pretax return on assets | -0.1365% | 4,820 |
| Return on Equity (ROE) | -0.9647% | 4,825 |
| Retained earnings to average equity (ytd only) | -0.9647% | 4,461 |
| Net charge-offs to loans | -0.0205% | 4,011 |
| Credit loss provision to net charge-offs | 0.0000% | 1,471 |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 105.4226% | 140 |
| Assets per employee ($millions) | 5.4211% | 3,194 |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,433 |
| Condition Ratios (%) |
| Loss allowance to loans | 1.6081% | 1,272 |
| Loan loss allowance to noncurrent loans | 32.1272% | 4,197 |
| Noncurrent assets plus other real estate owned to assets | 2.8708% | 112 |
| Noncurrent loans to loans | 5.0054% | 80 |
| Net loans and leases to total assets | 56.4325% | 2,983 |
| Net loans and leases to deposits | 63.4487% | 3,173 |
| Net loans and leases to core deposits | 70.0702% | 2,855 |
| Total domestic deposits to total assets | 88.9419% | 1,371 |
| Equity capital to assets | 10.8494% | 1,967 |
| Core capital (leverage) ratio | 10.8826% | 1,794 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 19.1397% | 907 |
| Memoranda: |
| Average total assets | $99,624,000 | 4,080 |
| Average earning assets | $96,247,500 | 4,021 |
| Average equity | $11,195,000 | 4,090 |
| Average total loans | $58,607,000 | 3,935 |
| 2020-12-31 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 3.2608% | 4,381 |
| Cost of funding earning assets | 0.7232% | 1,598 |
| Net interest margin | 2.5375% | 4,554 |
| Noninterest income to average assets | 0.2005% | 4,273 |
| Noninterest expense to average assets | 2.7457% | 2,098 |
| Loan and lease loss provision to assets | 0.0162% | 4,177 |
| Net operating income to assets | -0.0862% | 4,777 |
| Return on assets (ROA) | -0.0862% | 4,804 |
| Pretax return on assets | -0.1143% | 4,801 |
| Return on Equity (ROE) | -0.7121% | 4,806 |
| Retained earnings to average equity (ytd only) | -1.0325% | 4,641 |
| Net charge-offs to loans | 0.2394% | 730 |
| Credit loss provision to net charge-offs | 11.4504% | 3,252 |
| Earnings coverage of net charge-offs (x) | -0.6947% | 3,348 |
| Efficiency ratio | 103.7052% | 144 |
| Assets per employee ($millions) | 4.3749% | 4,037 |
| Cash dividends to net income (ytd only)* | -45.0000% | 4,977 |
| Condition Ratios (%) |
| Loss allowance to loans | 1.6289% | 1,220 |
| Loan loss allowance to noncurrent loans | 66.9258% | 3,786 |
| Noncurrent assets plus other real estate owned to assets | 1.4702% | 507 |
| Noncurrent loans to loans | 2.4339% | 420 |
| Net loans and leases to total assets | 59.4211% | 2,931 |
| Net loans and leases to deposits | 67.4748% | 3,137 |
| Net loans and leases to core deposits | 74.7595% | 2,841 |
| Total domestic deposits to total assets | 88.0640% | 1,442 |
| Equity capital to assets | 11.6523% | 1,768 |
| Core capital (leverage) ratio | 11.3151% | 1,581 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 19.6316% | 818 |
| Memoranda: |
| Average total assets | $92,764,000 | 4,087 |
| Average earning assets | $89,457,600 | 4,038 |
| Average equity | $11,234,800 | 4,052 |
| Average total loans | $54,729,400 | 4,002 |
| 2020-09-30 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 3.2230% | 4,561 |
| Cost of funding earning assets | 0.7463% | 1,769 |
| Net interest margin | 2.4767% | 4,675 |
| Noninterest income to average assets | 0.2176% | 4,185 |
| Noninterest expense to average assets | 2.7669% | 2,066 |
| Loan and lease loss provision to assets | 0.0218% | 4,060 |
| Net operating income to assets | -0.1915% | 4,838 |
| Return on assets (ROA) | -0.1915% | 4,848 |
| Pretax return on assets | -0.1828% | 4,833 |
| Return on Equity (ROE) | -1.5658% | 4,853 |
| Retained earnings to average equity (ytd only) | -1.9929% | 4,702 |
| Net charge-offs to loans | 0.3242% | 484 |
| Credit loss provision to net charge-offs | 11.4504% | 2,994 |
| Earnings coverage of net charge-offs (x) | -0.8473% | 3,155 |
| Efficiency ratio | 106.1804% | 127 |
| Assets per employee ($millions) | 4.3289% | 4,017 |
| Cash dividends to net income (ytd only)* | -27.2727% | 4,999 |
| Condition Ratios (%) |
| Loss allowance to loans | 1.7135% | 874 |
| Loan loss allowance to noncurrent loans | 70.9363% | 3,721 |
| Noncurrent assets plus other real estate owned to assets | 1.4018% | 644 |
| Noncurrent loans to loans | 2.4155% | 446 |
| Net loans and leases to total assets | 57.0373% | 3,519 |
| Net loans and leases to deposits | 64.8427% | 3,720 |
| Net loans and leases to core deposits | 73.6033% | 3,348 |
| Total domestic deposits to total assets | 87.9625% | 1,229 |
| Equity capital to assets | 11.7246% | 1,860 |
| Core capital (leverage) ratio | 11.3609% | 1,678 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 20.3078% | 755 |
| Memoranda: |
| Average total assets | $91,893,250 | 4,100 |
| Average earning assets | $88,612,000 | 4,047 |
| Average equity | $11,239,750 | 4,064 |
| Average total loans | $53,877,250 | 4,053 |
| 2020-06-30 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 3.4574% | 4,471 |
| Cost of funding earning assets | 0.7610% | 2,048 |
| Net interest margin | 2.6965% | 4,558 |
| Noninterest income to average assets | 0.2445% | 4,013 |
| Noninterest expense to average assets | 2.7606% | 2,184 |
| Loan and lease loss provision to assets | 0.0330% | 3,851 |
| Net operating income to assets | 0.0375% | 4,740 |
| Return on assets (ROA) | 0.0375% | 4,768 |
| Pretax return on assets | 0.0507% | 4,758 |
| Return on Equity (ROE) | 0.3018% | 4,766 |
| Retained earnings to average equity (ytd only) | -0.3373% | 4,370 |
| Net charge-offs to loans | 0.4269% | 375 |
| Credit loss provision to net charge-offs | 13.1579% | 2,746 |
| Earnings coverage of net charge-offs (x) | 0.3333% | 2,929 |
| Efficiency ratio | 97.0565% | 223 |
| Assets per employee ($millions) | 4.5725% | 3,691 |
| Cash dividends to net income (ytd only)* | 211.7647% | 90 |
| Condition Ratios (%) |
| Loss allowance to loans | 1.8161% | 633 |
| Loan loss allowance to noncurrent loans | 60.9355% | 3,872 |
| Noncurrent assets plus other real estate owned to assets | 1.6475% | 527 |
| Noncurrent loans to loans | 2.9804% | 327 |
| Net loans and leases to total assets | 54.2745% | 3,851 |
| Net loans and leases to deposits | 61.7986% | 4,016 |
| Net loans and leases to core deposits | 70.2770% | 3,685 |
| Total domestic deposits to total assets | 87.8248% | 1,275 |
| Equity capital to assets | 11.7826% | 1,788 |
| Core capital (leverage) ratio | 11.7790% | 1,505 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 21.0506% | 665 |
| Memoranda: |
| Average total assets | $90,779,000 | 4,117 |
| Average earning assets | $87,521,667 | 4,060 |
| Average equity | $11,264,333 | 4,072 |
| Average total loans | $53,414,000 | 4,070 |
| 2020-03-31 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 3.7189% | 4,354 |
| Cost of funding earning assets | 0.7767% | 2,512 |
| Net interest margin | 2.9421% | 4,365 |
| Noninterest income to average assets | 0.2087% | 4,300 |
| Noninterest expense to average assets | 2.8086% | 2,410 |
| Loan and lease loss provision to assets | 0.0000% | 3,711 |
| Net operating income to assets | 0.1996% | 4,531 |
| Return on assets (ROA) | 0.1996% | 4,544 |
| Pretax return on assets | 0.2359% | 4,531 |
| Return on Equity (ROE) | 1.5659% | 4,531 |
| Retained earnings to average equity (ytd only) | 1.5659% | 3,581 |
| Net charge-offs to loans | 0.0075% | 2,298 |
| Credit loss provision to net charge-offs | 0.0000% | 2,252 |
| Earnings coverage of net charge-offs (x) | 52.0000% | 873 |
| Efficiency ratio | 92.2504% | 419 |
| Assets per employee ($millions) | 4.2383% | 3,610 |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,581 |
| Condition Ratios (%) |
| Loss allowance to loans | 1.9572% | 542 |
| Loan loss allowance to noncurrent loans | 70.7528% | 3,725 |
| Noncurrent assets plus other real estate owned to assets | 1.6864% | 582 |
| Noncurrent loans to loans | 2.7662% | 411 |
| Net loans and leases to total assets | 59.7719% | 3,521 |
| Net loans and leases to deposits | 68.6576% | 3,685 |
| Net loans and leases to core deposits | 77.9807% | 3,356 |
| Total domestic deposits to total assets | 87.0580% | 1,531 |
| Equity capital to assets | 12.6229% | 1,662 |
| Core capital (leverage) ratio | 12.5417% | 1,425 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 20.5392% | 796 |
| Memoranda: |
| Average total assets | $88,157,000 | 4,155 |
| Average earning assets | $84,972,500 | 4,092 |
| Average equity | $11,239,500 | 4,097 |
| Average total loans | $53,581,000 | 4,077 |
| 2019-12-31 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 3.9609% | 4,332 |
| Cost of funding earning assets | 0.6520% | 3,405 |
| Net interest margin | 3.3089% | 3,970 |
| Noninterest income to average assets | 0.1992% | 4,467 |
| Noninterest expense to average assets | 2.8438% | 2,466 |
| Loan and lease loss provision to assets | 0.2593% | 694 |
| Net operating income to assets | 0.2312% | 4,816 |
| Return on assets (ROA) | 0.2322% | 4,838 |
| Pretax return on assets | 0.2852% | 4,833 |
| Return on Equity (ROE) | 1.7707% | 4,823 |
| Retained earnings to average equity (ytd only) | 0.9078% | 4,416 |
| Net charge-offs to loans | 0.0076% | 3,408 |
| Credit loss provision to net charge-offs | 5,500.0000% | 82 |
| Earnings coverage of net charge-offs (x) | 115.2500% | 604 |
| Efficiency ratio | 83.9596% | 655 |
| Assets per employee ($millions) | 4.3655% | 3,420 |
| Cash dividends to net income (ytd only)* | 48.7310% | 2,140 |
| Condition Ratios (%) |
| Loss allowance to loans | 2.0095% | 453 |
| Loan loss allowance to noncurrent loans | 405.7252% | 1,168 |
| Noncurrent assets plus other real estate owned to assets | 0.3001% | 3,234 |
| Noncurrent loans to loans | 0.4953% | 2,698 |
| Net loans and leases to total assets | 59.3719% | 3,643 |
| Net loans and leases to deposits | 68.3703% | 3,788 |
| Net loans and leases to core deposits | 78.4079% | 3,425 |
| Total domestic deposits to total assets | 86.8387% | 1,692 |
| Equity capital to assets | 12.8784% | 1,597 |
| Core capital (leverage) ratio | 12.6502% | 1,408 |
| Tier 1 risk-based capital ratio | 20.0393% | 1,322 |
| Total risk-based capital ratio | 21.2973% | 1,293 |
| Memoranda: |
| Average total assets | $84,851,000 | 4,217 |
| Average earning assets | $81,749,800 | 4,158 |
| Average equity | $11,125,400 | 4,107 |
| Average total loans | $52,977,200 | 4,126 |
| 2019-09-30 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 3.9982% | 4,364 |
| Cost of funding earning assets | 0.6141% | 3,622 |
| Net interest margin | 3.3841% | 3,901 |
| Noninterest income to average assets | 0.2058% | 4,487 |
| Noninterest expense to average assets | 2.8870% | 2,301 |
| Loan and lease loss provision to assets | 0.1583% | 1,191 |
| Net operating income to assets | 0.3406% | 4,795 |
| Return on assets (ROA) | 0.3419% | 4,816 |
| Pretax return on assets | 0.4242% | 4,784 |
| Return on Equity (ROE) | 2.5955% | 4,825 |
| Retained earnings to average equity (ytd only) | 2.0668% | 4,246 |
| Net charge-offs to loans | 0.0101% | 3,010 |
| Credit loss provision to net charge-offs | 2,500.0000% | 161 |
| Earnings coverage of net charge-offs (x) | 91.8049% | 795 |
| Efficiency ratio | 83.2497% | 666 |
| Assets per employee ($millions) | 4.5210% | 3,166 |
| Cash dividends to net income (ytd only)* | 20.3722% | 3,023 |
| Condition Ratios (%) |
| Loss allowance to loans | 1.8053% | 670 |
| Loan loss allowance to noncurrent loans | 358.5551% | 1,300 |
| Noncurrent assets plus other real estate owned to assets | 0.3062% | 3,320 |
| Noncurrent loans to loans | 0.5035% | 2,787 |
| Net loans and leases to total assets | 59.7120% | 3,704 |
| Net loans and leases to deposits | 69.0039% | 3,841 |
| Net loans and leases to core deposits | 80.2177% | 3,375 |
| Total domestic deposits to total assets | 86.5342% | 1,751 |
| Equity capital to assets | 13.1561% | 1,539 |
| Core capital (leverage) ratio | 12.9030% | 1,381 |
| Tier 1 risk-based capital ratio | 20.1122% | 1,346 |
| Total risk-based capital ratio | 21.3669% | 1,318 |
| Memoranda: |
| Average total assets | $84,236,500 | 4,275 |
| Average earning assets | $81,200,500 | 4,215 |
| Average equity | $11,095,750 | 4,146 |
| Average total loans | $52,996,500 | 4,171 |
| 2019-06-30 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 3.9755% | 4,424 |
| Cost of funding earning assets | 0.5729% | 3,778 |
| Net interest margin | 3.4026% | 3,888 |
| Noninterest income to average assets | 0.2175% | 4,444 |
| Noninterest expense to average assets | 2.9731% | 2,077 |
| Loan and lease loss provision to assets | 0.2390% | 658 |
| Net operating income to assets | 0.2323% | 4,961 |
| Return on assets (ROA) | 0.2342% | 4,971 |
| Pretax return on assets | 0.2868% | 4,946 |
| Return on Equity (ROE) | 1.7774% | 4,967 |
| Retained earnings to average equity (ytd only) | 0.9794% | 4,443 |
| Net charge-offs to loans | 0.0075% | 2,880 |
| Credit loss provision to net charge-offs | 5,000.0000% | 70 |
| Earnings coverage of net charge-offs (x) | 109.5000% | 652 |
| Efficiency ratio | 85.0308% | 594 |
| Assets per employee ($millions) | 4.5518% | 3,060 |
| Cash dividends to net income (ytd only)* | 44.8980% | 2,011 |
| Condition Ratios (%) |
| Loss allowance to loans | 1.7716% | 719 |
| Loan loss allowance to noncurrent loans | 656.2500% | 813 |
| Noncurrent assets plus other real estate owned to assets | 0.1665% | 3,936 |
| Noncurrent loans to loans | 0.2700% | 3,564 |
| Net loans and leases to total assets | 60.5858% | 3,688 |
| Net loans and leases to deposits | 69.8403% | 3,857 |
| Net loans and leases to core deposits | 80.8059% | 3,358 |
| Total domestic deposits to total assets | 86.7490% | 1,707 |
| Equity capital to assets | 12.9145% | 1,627 |
| Core capital (leverage) ratio | 12.9537% | 1,320 |
| Tier 1 risk-based capital ratio | 19.1392% | 1,523 |
| Total risk-based capital ratio | 20.3931% | 1,483 |
| Memoranda: |
| Average total assets | $83,682,330 | 4,312 |
| Average earning assets | $80,644,670 | 4,255 |
| Average equity | $11,027,330 | 4,168 |
| Average total loans | $53,250,330 | 4,195 |
| 2019-03-31 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 4.0020% | 4,363 |
| Cost of funding earning assets | 0.5053% | 4,035 |
| Net interest margin | 3.4967% | 3,601 |
| Noninterest income to average assets | 0.2139% | 4,462 |
| Noninterest expense to average assets | 2.9654% | 2,090 |
| Loan and lease loss provision to assets | 0.0000% | 3,406 |
| Net operating income to assets | 0.4910% | 4,547 |
| Return on assets (ROA) | 0.4910% | 4,568 |
| Pretax return on assets | 0.6125% | 4,486 |
| Return on Equity (ROE) | 3.6873% | 4,638 |
| Retained earnings to average equity (ytd only) | 3.6873% | 3,448 |
| Net charge-offs to loans | 0.0000% | 2,740 |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 82.8804% | 801 |
| Assets per employee ($millions) | 4.3747% | 3,368 |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,768 |
| Condition Ratios (%) |
| Loss allowance to loans | 1.5434% | 1,201 |
| Loan loss allowance to noncurrent loans | 2,646.8750% | 263 |
| Noncurrent assets plus other real estate owned to assets | 0.0385% | 4,645 |
| Noncurrent loans to loans | 0.0583% | 4,502 |
| Net loans and leases to total assets | 65.0068% | 3,168 |
| Net loans and leases to deposits | 77.3835% | 3,123 |
| Net loans and leases to core deposits | 86.0069% | 2,867 |
| Total domestic deposits to total assets | 84.0061% | 3,043 |
| Equity capital to assets | 13.3098% | 1,290 |
| Core capital (leverage) ratio | 13.4332% | 1,107 |
| Tier 1 risk-based capital ratio | 18.6103% | 1,631 |
| Total risk-based capital ratio | 19.8621% | 1,593 |
| Memoranda: |
| Average total assets | $82,281,500 | 4,381 |
| Average earning assets | $79,161,000 | 4,322 |
| Average equity | $10,956,500 | 4,197 |
| Average total loans | $53,204,500 | 4,237 |
| 2018-12-31 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 3.7298% | 4,623 |
| Cost of funding earning assets | 0.3511% | 4,277 |
| Net interest margin | 3.3787% | 4,056 |
| Noninterest income to average assets | 0.2169% | 4,613 |
| Noninterest expense to average assets | 2.9072% | 2,325 |
| Loan and lease loss provision to assets | 0.2651% | 638 |
| Net operating income to assets | 0.2313% | 5,079 |
| Return on assets (ROA) | 0.2313% | 5,077 |
| Pretax return on assets | 0.2795% | 5,063 |
| Return on Equity (ROE) | 1.7755% | 5,074 |
| Retained earnings to average equity (ytd only) | 0.7675% | 4,783 |
| Net charge-offs to loans | 0.2963% | 653 |
| Credit loss provision to net charge-offs | 151.7241% | 1,815 |
| Earnings coverage of net charge-offs (x) | 3.1172% | 3,447 |
| Efficiency ratio | 84.2234% | 642 |
| Assets per employee ($millions) | 4.2865% | 3,480 |
| Cash dividends to net income (ytd only)* | 56.7708% | 1,650 |
| Condition Ratios (%) |
| Loss allowance to loans | 1.6437% | 936 |
| Loan loss allowance to noncurrent loans | 478.5311% | 1,132 |
| Noncurrent assets plus other real estate owned to assets | 0.2173% | 3,735 |
| Noncurrent loans to loans | 0.3435% | 3,316 |
| Net loans and leases to total assets | 62.2293% | 3,540 |
| Net loans and leases to deposits | 71.9894% | 3,671 |
| Net loans and leases to core deposits | 79.6298% | 3,456 |
| Total domestic deposits to total assets | 86.4422% | 2,040 |
| Equity capital to assets | 13.3220% | 1,212 |
| Core capital (leverage) ratio | 13.4484% | 1,091 |
| Tier 1 risk-based capital ratio | 19.6641% | 1,366 |
| Total risk-based capital ratio | 20.9174% | 1,337 |
| Memoranda: |
| Average total assets | $83,000,600 | 4,378 |
| Average earning assets | $79,468,400 | 4,324 |
| Average equity | $10,813,800 | 4,186 |
| Average total loans | $48,943,200 | 4,335 |
| 2018-09-30 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 3.6683% | 4,704 |
| Cost of funding earning assets | 0.3291% | 4,310 |
| Net interest margin | 3.3392% | 4,188 |
| Noninterest income to average assets | 0.2174% | 4,663 |
| Noninterest expense to average assets | 2.9323% | 2,223 |
| Loan and lease loss provision to assets | 0.1599% | 1,207 |
| Net operating income to assets | 0.2638% | 5,137 |
| Return on assets (ROA) | 0.2638% | 5,130 |
| Pretax return on assets | 0.3214% | 5,117 |
| Return on Equity (ROE) | 2.0360% | 5,129 |
| Retained earnings to average equity (ytd only) | 1.2340% | 4,796 |
| Net charge-offs to loans | 0.4003% | 407 |
| Credit loss provision to net charge-offs | 68.9655% | 2,643 |
| Earnings coverage of net charge-offs (x) | 2.0758% | 3,284 |
| Efficiency ratio | 85.9016% | 524 |
| Assets per employee ($millions) | 4.3563% | 3,346 |
| Cash dividends to net income (ytd only)* | 39.3927% | 2,084 |
| Condition Ratios (%) |
| Loss allowance to loans | 1.4640% | 1,479 |
| Loan loss allowance to noncurrent loans | 437.9518% | 1,224 |
| Noncurrent assets plus other real estate owned to assets | 0.2006% | 3,942 |
| Noncurrent loans to loans | 0.3343% | 3,468 |
| Net loans and leases to total assets | 59.1168% | 3,940 |
| Net loans and leases to deposits | 68.1671% | 4,049 |
| Net loans and leases to core deposits | 74.5104% | 3,910 |
| Total domestic deposits to total assets | 86.7235% | 1,861 |
| Equity capital to assets | 13.0120% | 1,332 |
| Core capital (leverage) ratio | 13.4440% | 1,123 |
| Tier 1 risk-based capital ratio | 20.0290% | 1,333 |
| Total risk-based capital ratio | 21.2799% | 1,297 |
| Memoranda: |
| Average total assets | $83,389,750 | 4,416 |
| Average earning assets | $79,817,000 | 4,369 |
| Average equity | $10,804,750 | 4,228 |
| Average total loans | $48,296,750 | 4,392 |
| 2018-06-30 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 3.6205% | 4,731 |
| Cost of funding earning assets | 0.3157% | 4,305 |
| Net interest margin | 3.3048% | 4,233 |
| Noninterest income to average assets | 0.2225% | 4,691 |
| Noninterest expense to average assets | 2.8949% | 2,369 |
| Loan and lease loss provision to assets | 0.2392% | 659 |
| Net operating income to assets | 0.2034% | 5,226 |
| Return on assets (ROA) | 0.2034% | 5,219 |
| Pretax return on assets | 0.2440% | 5,207 |
| Return on Equity (ROE) | 1.5717% | 5,217 |
| Retained earnings to average equity (ytd only) | 0.3698% | 4,897 |
| Net charge-offs to loans | 0.6061% | 246 |
| Credit loss provision to net charge-offs | 68.9655% | 2,363 |
| Earnings coverage of net charge-offs (x) | 1.3931% | 3,067 |
| Efficiency ratio | 85.6941% | 583 |
| Assets per employee ($millions) | 4.3605% | 3,340 |
| Cash dividends to net income (ytd only)* | 76.4706% | 797 |
| Condition Ratios (%) |
| Loss allowance to loans | 1.4732% | 1,476 |
| Loan loss allowance to noncurrent loans | 70.5825% | 3,992 |
| Noncurrent assets plus other real estate owned to assets | 1.2432% | 1,143 |
| Noncurrent loans to loans | 2.0872% | 692 |
| Net loans and leases to total assets | 58.6875% | 3,927 |
| Net loans and leases to deposits | 67.6245% | 4,037 |
| Net loans and leases to core deposits | 75.3537% | 3,787 |
| Total domestic deposits to total assets | 86.7844% | 1,937 |
| Equity capital to assets | 12.9464% | 1,324 |
| Core capital (leverage) ratio | 12.9236% | 1,255 |
| Tier 1 risk-based capital ratio | 19.4862% | 1,437 |
| Total risk-based capital ratio | 20.7357% | 1,396 |
| Memoranda: |
| Average total assets | $83,596,330 | 4,459 |
| Average earning assets | $79,823,670 | 4,407 |
| Average equity | $10,816,330 | 4,260 |
| Average total loans | $47,843,000 | 4,444 |
| 2018-03-31 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 3.4960% | 4,886 |
| Cost of funding earning assets | 0.2942% | 4,395 |
| Net interest margin | 3.2018% | 4,448 |
| Noninterest income to average assets | 0.2096% | 4,761 |
| Noninterest expense to average assets | 2.8582% | 2,504 |
| Loan and lease loss provision to assets | 0.0000% | 3,508 |
| Net operating income to assets | 0.3430% | 5,020 |
| Return on assets (ROA) | 0.3430% | 5,026 |
| Pretax return on assets | 0.4097% | 5,024 |
| Return on Equity (ROE) | 2.6516% | 5,082 |
| Retained earnings to average equity (ytd only) | 2.6516% | 4,115 |
| Net charge-offs to loans | 0.0085% | 2,430 |
| Credit loss provision to net charge-offs | 0.0000% | 2,201 |
| Earnings coverage of net charge-offs (x) | 86.0000% | 670 |
| Efficiency ratio | 87.4636% | 561 |
| Assets per employee ($millions) | 4.5511% | 3,067 |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,749 |
| Condition Ratios (%) |
| Loss allowance to loans | 1.6261% | 1,100 |
| Loan loss allowance to noncurrent loans | 278.3394% | 1,740 |
| Noncurrent assets plus other real estate owned to assets | 0.3203% | 3,551 |
| Noncurrent loans to loans | 0.5842% | 2,786 |
| Net loans and leases to total assets | 53.9395% | 4,287 |
| Net loans and leases to deposits | 61.7963% | 4,354 |
| Net loans and leases to core deposits | 70.7973% | 4,037 |
| Total domestic deposits to total assets | 87.2859% | 2,014 |
| Equity capital to assets | 12.5129% | 1,480 |
| Core capital (leverage) ratio | 13.0547% | 1,167 |
| Tier 1 risk-based capital ratio | 20.1052% | 1,325 |
| Total risk-based capital ratio | 21.3571% | 1,296 |
| Memoranda: |
| Average total assets | $83,970,000 | 4,499 |
| Average earning assets | $80,205,500 | 4,442 |
| Average equity | $10,861,500 | 4,295 |
| Average total loans | $47,090,000 | 4,508 |
| 2017-12-31 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 3.4130% | 4,921 |
| Cost of funding earning assets | 0.2470% | 4,588 |
| Net interest margin | 3.1659% | 4,529 |
| Noninterest income to average assets | 0.3039% | 4,283 |
| Noninterest expense to average assets | 2.9487% | 2,291 |
| Loan and lease loss provision to assets | 0.0000% | 4,227 |
| Net operating income to assets | 0.3051% | 4,917 |
| Return on assets (ROA) | 0.3775% | 4,773 |
| Pretax return on assets | 0.4764% | 4,963 |
| Return on Equity (ROE) | 2.8683% | 4,871 |
| Retained earnings to average equity (ytd only) | 1.7962% | 4,240 |
| Net charge-offs to loans | -0.3080% | 5,572 |
| Credit loss provision to net charge-offs | 0.0000% | 3,708 |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 88.4588% | 504 |
| Assets per employee ($millions) | 4.2878% | 3,507 |
| Cash dividends to net income (ytd only)* | 37.3802% | 2,976 |
| Condition Ratios (%) |
| Loss allowance to loans | 1.6507% | 1,036 |
| Loan loss allowance to noncurrent loans | 90.0817% | 3,712 |
| Noncurrent assets plus other real estate owned to assets | 1.0519% | 1,447 |
| Noncurrent loans to loans | 1.8325% | 870 |
| Net loans and leases to total assets | 56.4571% | 4,145 |
| Net loans and leases to deposits | 65.3264% | 4,235 |
| Net loans and leases to core deposits | 73.5649% | 3,911 |
| Total domestic deposits to total assets | 86.4231% | 2,266 |
| Equity capital to assets | 13.3830% | 1,103 |
| Core capital (leverage) ratio | 13.1525% | 1,093 |
| Tier 1 risk-based capital ratio | 20.1497% | 1,290 |
| Total risk-based capital ratio | 21.4015% | 1,247 |
| Memoranda: |
| Average total assets | $82,918,600 | 4,534 |
| Average earning assets | $79,344,600 | 4,475 |
| Average equity | $10,912,200 | 4,315 |
| Average total loans | $41,232,600 | 4,689 |
| 2017-09-30 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 3.3779% | 4,992 |
| Cost of funding earning assets | 0.2341% | 4,716 |
| Net interest margin | 3.1438% | 4,591 |
| Noninterest income to average assets | 0.3346% | 4,138 |
| Noninterest expense to average assets | 3.0226% | 2,058 |
| Loan and lease loss provision to assets | 0.0000% | 4,088 |
| Net operating income to assets | 0.2447% | 5,306 |
| Return on assets (ROA) | 0.2898% | 5,255 |
| Pretax return on assets | 0.3810% | 5,216 |
| Return on Equity (ROE) | 2.2111% | 5,273 |
| Retained earnings to average equity (ytd only) | 1.4170% | 4,846 |
| Net charge-offs to loans | -0.4249% | 5,644 |
| Credit loss provision to net charge-offs | 0.0000% | 3,274 |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 90.3782% | 398 |
| Assets per employee ($millions) | 4.3381% | 3,413 |
| Cash dividends to net income (ytd only)* | 35.9093% | 2,473 |
| Condition Ratios (%) |
| Loss allowance to loans | 1.7183% | 996 |
| Loan loss allowance to noncurrent loans | 265.2921% | 1,760 |
| Noncurrent assets plus other real estate owned to assets | 0.3531% | 3,623 |
| Noncurrent loans to loans | 0.6477% | 2,771 |
| Net loans and leases to total assets | 53.5718% | 4,447 |
| Net loans and leases to deposits | 64.6823% | 4,342 |
| Net loans and leases to core deposits | 71.1505% | 4,176 |
| Total domestic deposits to total assets | 82.8230% | 3,517 |
| Equity capital to assets | 13.3371% | 1,234 |
| Core capital (leverage) ratio | 12.9689% | 1,221 |
| Tier 1 risk-based capital ratio | 21.4801% | 1,119 |
| Total risk-based capital ratio | 22.7330% | 1,097 |
| Memoranda: |
| Average total assets | $83,281,000 | 4,575 |
| Average earning assets | $79,732,500 | 4,512 |
| Average equity | $10,914,500 | 4,355 |
| Average total loans | $39,849,000 | 4,787 |
| 2017-06-30 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 3.2906% | 5,122 |
| Cost of funding earning assets | 0.2099% | 4,893 |
| Net interest margin | 3.0807% | 4,725 |
| Noninterest income to average assets | 0.4045% | 3,664 |
| Noninterest expense to average assets | 2.9485% | 2,273 |
| Loan and lease loss provision to assets | 0.0000% | 3,871 |
| Net operating income to assets | 0.3180% | 5,179 |
| Return on assets (ROA) | 0.3422% | 5,144 |
| Pretax return on assets | 0.4380% | 5,100 |
| Return on Equity (ROE) | 2.6267% | 5,210 |
| Retained earnings to average equity (ytd only) | 1.4327% | 4,673 |
| Net charge-offs to loans | -0.0367% | 5,040 |
| Credit loss provision to net charge-offs | 0.0000% | 2,905 |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 87.8745% | 554 |
| Assets per employee ($millions) | 4.4594% | 3,179 |
| Cash dividends to net income (ytd only)* | 45.4545% | 2,065 |
| Condition Ratios (%) |
| Loss allowance to loans | 1.4897% | 1,611 |
| Loan loss allowance to noncurrent loans | 513.3858% | 1,007 |
| Noncurrent assets plus other real estate owned to assets | 0.1499% | 4,571 |
| Noncurrent loans to loans | 0.2902% | 4,002 |
| Net loans and leases to total assets | 50.8864% | 4,650 |
| Net loans and leases to deposits | 61.1491% | 4,554 |
| Net loans and leases to core deposits | 67.0508% | 4,415 |
| Total domestic deposits to total assets | 83.2169% | 3,498 |
| Equity capital to assets | 12.9851% | 1,384 |
| Core capital (leverage) ratio | 12.7142% | 1,291 |
| Tier 1 risk-based capital ratio | 21.4111% | 1,127 |
| Total risk-based capital ratio | 22.6604% | 1,109 |
| Memoranda: |
| Average total assets | $83,566,670 | 4,598 |
| Average earning assets | $80,046,330 | 4,532 |
| Average equity | $10,888,330 | 4,373 |
| Average total loans | $38,156,000 | 4,868 |
| 2017-03-31 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 3.1787% | 5,269 |
| Cost of funding earning assets | 0.1766% | 5,180 |
| Net interest margin | 3.0022% | 4,888 |
| Noninterest income to average assets | 0.6073% | 2,380 |
| Noninterest expense to average assets | 3.0656% | 1,969 |
| Loan and lease loss provision to assets | 0.0000% | 3,537 |
| Net operating income to assets | 0.3569% | 5,055 |
| Return on assets (ROA) | 0.3904% | 4,996 |
| Pretax return on assets | 0.4483% | 5,064 |
| Return on Equity (ROE) | 2.9913% | 5,101 |
| Retained earnings to average equity (ytd only) | 2.9913% | 3,914 |
| Net charge-offs to loans | -0.0453% | 5,138 |
| Credit loss provision to net charge-offs | 0.0000% | 2,277 |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 88.2108% | 652 |
| Assets per employee ($millions) | 4.4711% | 3,211 |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,824 |
| Condition Ratios (%) |
| Loss allowance to loans | 1.5844% | 1,418 |
| Loan loss allowance to noncurrent loans | 2,704.1667% | 273 |
| Noncurrent assets plus other real estate owned to assets | 0.0283% | 5,206 |
| Noncurrent loans to loans | 0.0586% | 4,963 |
| Net loans and leases to total assets | 47.4550% | 4,860 |
| Net loans and leases to deposits | 56.8750% | 4,766 |
| Net loans and leases to core deposits | 58.9423% | 4,829 |
| Total domestic deposits to total assets | 83.4373% | 3,679 |
| Equity capital to assets | 12.8181% | 1,343 |
| Core capital (leverage) ratio | 13.0874% | 1,108 |
| Tier 1 risk-based capital ratio | 21.6190% | 1,130 |
| Total risk-based capital ratio | 22.8682% | 1,110 |
| Memoranda: |
| Average total assets | $82,986,000 | 4,658 |
| Average earning assets | $79,276,500 | 4,589 |
| Average equity | $10,831,500 | 4,415 |
| Average total loans | $35,350,500 | 4,987 |
| 2016-12-31 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 2.9082% | 5,573 |
| Cost of funding earning assets | 0.2205% | 4,828 |
| Net interest margin | 2.6877% | 5,432 |
| Noninterest income to average assets | 0.2666% | 4,824 |
| Noninterest expense to average assets | 2.9655% | 2,446 |
| Loan and lease loss provision to assets | 0.0000% | 4,332 |
| Net operating income to assets | -0.1683% | 5,708 |
| Return on assets (ROA) | -0.1044% | 5,699 |
| Pretax return on assets | -0.1044% | 5,695 |
| Return on Equity (ROE) | -0.7389% | 5,690 |
| Retained earnings to average equity (ytd only) | -4.4767% | 5,657 |
| Net charge-offs to loans | -0.0549% | 5,424 |
| Credit loss provision to net charge-offs | 0.0000% | 3,785 |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 106.0167% | 157 |
| Assets per employee ($millions) | 4.0511% | 3,872 |
| Cash dividends to net income (ytd only)* | -505.8824% | 5,907 |
| Condition Ratios (%) |
| Loss allowance to loans | 2.1689% | 485 |
| Loan loss allowance to noncurrent loans | 2,687.5000% | 264 |
| Noncurrent assets plus other real estate owned to assets | 0.0296% | 5,253 |
| Noncurrent loans to loans | 0.0807% | 4,916 |
| Net loans and leases to total assets | 35.9088% | 5,486 |
| Net loans and leases to deposits | 41.5196% | 5,504 |
| Net loans and leases to core deposits | 42.7689% | 5,526 |
| Total domestic deposits to total assets | 86.4864% | 2,375 |
| Equity capital to assets | 13.2976% | 1,134 |
| Core capital (leverage) ratio | 13.0574% | 1,112 |
| Tier 1 risk-based capital ratio | 29.4110% | 499 |
| Total risk-based capital ratio | 30.6671% | 492 |
| Memoranda: |
| Average total assets | $81,403,000 | 4,712 |
| Average earning assets | $76,646,400 | 4,657 |
| Average equity | $11,504,000 | 4,336 |
| Average total loans | $29,132,400 | 5,222 |
| 2016-09-30 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 2.9014% | 5,646 |
| Cost of funding earning assets | 0.2300% | 4,786 |
| Net interest margin | 2.6714% | 5,522 |
| Noninterest income to average assets | 0.2732% | 4,819 |
| Noninterest expense to average assets | 2.9628% | 2,424 |
| Loan and lease loss provision to assets | 0.0000% | 4,186 |
| Net operating income to assets | -0.1816% | 5,786 |
| Return on assets (ROA) | -0.0965% | 5,773 |
| Pretax return on assets | -0.0965% | 5,770 |
| Return on Equity (ROE) | -0.6731% | 5,766 |
| Retained earnings to average equity (ytd only) | -1.4147% | 5,544 |
| Net charge-offs to loans | -0.0230% | 5,056 |
| Credit loss provision to net charge-offs | 0.0000% | 3,412 |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 106.5294% | 151 |
| Assets per employee ($millions) | 4.1921% | 3,606 |
| Cash dividends to net income (ytd only)* | -110.1704% | 5,962 |
| Condition Ratios (%) |
| Loss allowance to loans | 2.1409% | 564 |
| Loan loss allowance to noncurrent loans | 546.5517% | 977 |
| Noncurrent assets plus other real estate owned to assets | 0.4962% | 3,461 |
| Noncurrent loans to loans | 0.3917% | 3,861 |
| Net loans and leases to total assets | 34.5654% | 5,600 |
| Net loans and leases to deposits | 40.3183% | 5,627 |
| Net loans and leases to core deposits | 41.5389% | 5,646 |
| Total domestic deposits to total assets | 85.7313% | 2,491 |
| Equity capital to assets | 13.8930% | 1,081 |
| Core capital (leverage) ratio | 13.5054% | 996 |
| Tier 1 risk-based capital ratio | 30.2458% | 471 |
| Total risk-based capital ratio | 31.5005% | 469 |
| Memoranda: |
| Average total assets | $81,498,250 | 4,747 |
| Average earning assets | $76,513,500 | 4,700 |
| Average equity | $11,686,500 | 4,341 |
| Average total loans | $28,980,750 | 5,277 |
| 2016-06-30 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 2.9373% | 5,696 |
| Cost of funding earning assets | 0.2353% | 4,798 |
| Net interest margin | 2.7020% | 5,566 |
| Noninterest income to average assets | 0.3097% | 4,561 |
| Noninterest expense to average assets | 2.9981% | 2,354 |
| Loan and lease loss provision to assets | 0.0000% | 4,017 |
| Net operating income to assets | -0.1561% | 5,843 |
| Return on assets (ROA) | -0.0595% | 5,817 |
| Pretax return on assets | -0.0595% | 5,812 |
| Return on Equity (ROE) | -0.4103% | 5,815 |
| Retained earnings to average equity (ytd only) | -0.4103% | 5,354 |
| Net charge-offs to loans | -0.0348% | 5,201 |
| Credit loss provision to net charge-offs | 0.0000% | 3,050 |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 105.4926% | 176 |
| Assets per employee ($millions) | 4.0668% | 3,789 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,619 |
| Condition Ratios (%) |
| Loss allowance to loans | 2.1838% | 558 |
| Loan loss allowance to noncurrent loans | 2,186.2069% | 301 |
| Noncurrent assets plus other real estate owned to assets | 0.4045% | 3,874 |
| Noncurrent loans to loans | 0.0999% | 5,053 |
| Net loans and leases to total assets | 34.9149% | 5,649 |
| Net loans and leases to deposits | 41.0524% | 5,653 |
| Net loans and leases to core deposits | 42.3478% | 5,673 |
| Total domestic deposits to total assets | 85.0495% | 2,854 |
| Equity capital to assets | 14.5030% | 867 |
| Core capital (leverage) ratio | 13.8270% | 869 |
| Tier 1 risk-based capital ratio | 31.1635% | 449 |
| Total risk-based capital ratio | 32.4172% | 445 |
| Memoranda: |
| Average total assets | $80,717,330 | 4,798 |
| Average earning assets | $75,648,330 | 4,767 |
| Average equity | $11,699,330 | 4,366 |
| Average total loans | $28,769,670 | 5,342 |
| 2016-03-31 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 2.9435% | 5,741 |
| Cost of funding earning assets | 0.2449% | 4,754 |
| Net interest margin | 2.6987% | 5,622 |
| Noninterest income to average assets | 0.2537% | 4,929 |
| Noninterest expense to average assets | 2.9649% | 2,503 |
| Loan and lease loss provision to assets | 0.0000% | 3,656 |
| Net operating income to assets | -0.1890% | 5,882 |
| Return on assets (ROA) | -0.0895% | 5,859 |
| Pretax return on assets | -0.0895% | 5,859 |
| Return on Equity (ROE) | -0.6180% | 5,851 |
| Retained earnings to average equity (ytd only) | -0.6180% | 5,225 |
| Net charge-offs to loans | 0.0000% | 3,094 |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 106.8100% | 187 |
| Assets per employee ($millions) | 4.1272% | 3,711 |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,863 |
| Condition Ratios (%) |
| Loss allowance to loans | 2.2467% | 554 |
| Loan loss allowance to noncurrent loans | 1,233.3333% | 493 |
| Noncurrent assets plus other real estate owned to assets | 0.4252% | 3,891 |
| Noncurrent loans to loans | 0.1822% | 4,757 |
| Net loans and leases to total assets | 33.1548% | 5,746 |
| Net loans and leases to deposits | 38.7997% | 5,750 |
| Net loans and leases to core deposits | 39.8118% | 5,773 |
| Total domestic deposits to total assets | 85.4512% | 2,934 |
| Equity capital to assets | 14.1817% | 923 |
| Core capital (leverage) ratio | 13.8922% | 839 |
| Tier 1 risk-based capital ratio | 31.2642% | 454 |
| Total risk-based capital ratio | 32.5185% | 454 |
| Memoranda: |
| Average total assets | $80,408,500 | 4,847 |
| Average earning assets | $75,147,500 | 4,820 |
| Average equity | $11,651,000 | 4,396 |
| Average total loans | $28,638,500 | 5,393 |
| 2015-12-31 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 3.1702% | 5,543 |
| Cost of funding earning assets | 0.2757% | 4,525 |
| Net interest margin | 2.8945% | 5,345 |
| Noninterest income to average assets | 0.3250% | 4,567 |
| Noninterest expense to average assets | 2.9638% | 2,663 |
| Loan and lease loss provision to assets | -0.1154% | 5,874 |
| Net operating income to assets | 0.1649% | 5,650 |
| Return on assets (ROA) | 0.2221% | 5,594 |
| Pretax return on assets | 0.2320% | 5,645 |
| Return on Equity (ROE) | 1.5418% | 5,675 |
| Retained earnings to average equity (ytd only) | -0.3962% | 5,574 |
| Net charge-offs to loans | -0.0273% | 5,367 |
| Credit loss provision to net charge-offs | 1,162.5000% | 292 |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 98.1109% | 334 |
| Assets per employee ($millions) | 3.9137% | 4,097 |
| Cash dividends to net income (ytd only)* | 125.6983% | 225 |
| Condition Ratios (%) |
| Loss allowance to loans | 2.1482% | 643 |
| Loan loss allowance to noncurrent loans | 1,186.7925% | 517 |
| Noncurrent assets plus other real estate owned to assets | 0.4510% | 3,808 |
| Noncurrent loans to loans | 0.1810% | 4,770 |
| Net loans and leases to total assets | 36.6047% | 5,687 |
| Net loans and leases to deposits | 43.1142% | 5,678 |
| Net loans and leases to core deposits | 44.3084% | 5,708 |
| Total domestic deposits to total assets | 84.9018% | 3,138 |
| Equity capital to assets | 14.8146% | 705 |
| Core capital (leverage) ratio | 14.1299% | 788 |
| Tier 1 risk-based capital ratio | 30.6705% | 477 |
| Total risk-based capital ratio | 31.9236% | 470 |
| Memoranda: |
| Average total assets | $80,605,800 | 4,856 |
| Average earning assets | $75,073,200 | 4,830 |
| Average equity | $11,609,800 | 4,368 |
| Average total loans | $29,277,600 | 5,391 |
| 2015-09-30 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 3.1937% | 5,592 |
| Cost of funding earning assets | 0.2809% | 4,549 |
| Net interest margin | 2.9129% | 5,383 |
| Noninterest income to average assets | 0.2940% | 4,842 |
| Noninterest expense to average assets | 2.9215% | 2,778 |
| Loan and lease loss provision to assets | -0.1527% | 6,065 |
| Net operating income to assets | 0.1923% | 5,695 |
| Return on assets (ROA) | 0.2529% | 5,648 |
| Pretax return on assets | 0.3071% | 5,628 |
| Return on Equity (ROE) | 1.7681% | 5,721 |
| Retained earnings to average equity (ytd only) | -0.0689% | 5,607 |
| Net charge-offs to loans | 0.0045% | 4,015 |
| Credit loss provision to net charge-offs | -9,300.0000% | 5,728 |
| Earnings coverage of net charge-offs (x) | 49.1203% | 1,069 |
| Efficiency ratio | 97.3195% | 377 |
| Assets per employee ($millions) | 3.9611% | 3,952 |
| Cash dividends to net income (ytd only)* | 103.8962% | 326 |
| Condition Ratios (%) |
| Loss allowance to loans | 2.1247% | 737 |
| Loan loss allowance to noncurrent loans | 1,265.3061% | 462 |
| Noncurrent assets plus other real estate owned to assets | 0.4405% | 4,024 |
| Noncurrent loans to loans | 0.1679% | 4,981 |
| Net loans and leases to total assets | 36.0506% | 5,781 |
| Net loans and leases to deposits | 42.4192% | 5,787 |
| Net loans and leases to core deposits | 43.6190% | 5,802 |
| Total domestic deposits to total assets | 84.9865% | 3,015 |
| Equity capital to assets | 14.7068% | 803 |
| Core capital (leverage) ratio | 14.1839% | 816 |
| Tier 1 risk-based capital ratio | 30.3851% | 498 |
| Total risk-based capital ratio | 31.6383% | 495 |
| Memoranda: |
| Average total assets | $81,188,750 | 4,900 |
| Average earning assets | $75,479,000 | 4,878 |
| Average equity | $11,613,250 | 4,424 |
| Average total loans | $29,276,750 | 5,451 |
| 2015-06-30 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 3.2427% | 5,548 |
| Cost of funding earning assets | 0.2795% | 4,620 |
| Net interest margin | 2.9633% | 5,311 |
| Noninterest income to average assets | 0.3226% | 4,642 |
| Noninterest expense to average assets | 2.8737% | 2,980 |
| Loan and lease loss provision to assets | -0.2273% | 6,196 |
| Net operating income to assets | 0.3397% | 5,327 |
| Return on assets (ROA) | 0.4276% | 5,150 |
| Pretax return on assets | 0.5327% | 5,144 |
| Return on Equity (ROE) | 3.0171% | 5,395 |
| Retained earnings to average equity (ytd only) | 0.2586% | 5,425 |
| Net charge-offs to loans | 0.0068% | 3,658 |
| Credit loss provision to net charge-offs | -9,300.0000% | 5,628 |
| Earnings coverage of net charge-offs (x) | 80.0000% | 704 |
| Efficiency ratio | 93.6306% | 542 |
| Assets per employee ($millions) | 3.9838% | 3,915 |
| Cash dividends to net income (ytd only)* | 91.4286% | 683 |
| Condition Ratios (%) |
| Loss allowance to loans | 2.1082% | 849 |
| Loan loss allowance to noncurrent loans | 543.8596% | 967 |
| Noncurrent assets plus other real estate owned to assets | 0.5196% | 3,881 |
| Noncurrent loans to loans | 0.3876% | 4,320 |
| Net loans and leases to total assets | 36.1326% | 5,814 |
| Net loans and leases to deposits | 42.3891% | 5,822 |
| Net loans and leases to core deposits | 43.5761% | 5,843 |
| Total domestic deposits to total assets | 85.2402% | 3,025 |
| Equity capital to assets | 14.4899% | 819 |
| Core capital (leverage) ratio | 14.0299% | 826 |
| Tier 1 risk-based capital ratio | 30.6873% | 507 |
| Total risk-based capital ratio | 31.9422% | 501 |
| Memoranda: |
| Average total assets | $81,844,330 | 4,941 |
| Average earning assets | $75,862,000 | 4,927 |
| Average equity | $11,600,670 | 4,453 |
| Average total loans | $29,309,000 | 5,501 |
| 2015-03-31 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 3.3414% | 5,344 |
| Cost of funding earning assets | 0.2876% | 4,579 |
| Net interest margin | 3.0538% | 5,072 |
| Noninterest income to average assets | 0.2605% | 5,094 |
| Noninterest expense to average assets | 2.8169% | 3,190 |
| Loan and lease loss provision to assets | -0.4486% | 6,344 |
| Net operating income to assets | 0.5496% | 4,481 |
| Return on assets (ROA) | 0.6512% | 4,163 |
| Pretax return on assets | 0.8393% | 4,103 |
| Return on Equity (ROE) | 4.6438% | 4,692 |
| Retained earnings to average equity (ytd only) | 1.3759% | 4,938 |
| Net charge-offs to loans | 0.0000% | 3,288 |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 91.5361% | 746 |
| Assets per employee ($millions) | 4.1714% | 3,611 |
| Cash dividends to net income (ytd only)* | 70.3704% | 1,176 |
| Condition Ratios (%) |
| Loss allowance to loans | 2.1288% | 888 |
| Loan loss allowance to noncurrent loans | 614.8515% | 826 |
| Noncurrent assets plus other real estate owned to assets | 0.4807% | 4,106 |
| Noncurrent loans to loans | 0.3462% | 4,549 |
| Net loans and leases to total assets | 34.2223% | 5,915 |
| Net loans and leases to deposits | 40.0205% | 5,911 |
| Net loans and leases to core deposits | 41.0883% | 5,935 |
| Total domestic deposits to total assets | 85.5121% | 3,171 |
| Equity capital to assets | 14.0888% | 958 |
| Core capital (leverage) ratio | 13.5121% | 968 |
| Tier 1 risk-based capital ratio | 30.6570% | 509 |
| Total risk-based capital ratio | 31.9107% | 503 |
| Memoranda: |
| Average total assets | $82,928,500 | 4,962 |
| Average earning assets | $76,494,000 | 4,955 |
| Average equity | $11,628,500 | 4,482 |
| Average total loans | $29,259,000 | 5,550 |
| 2014-12-31 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 3.1995% | 5,839 |
| Cost of funding earning assets | 0.3360% | 4,417 |
| Net interest margin | 2.8635% | 5,714 |
| Noninterest income to average assets | 0.3395% | 4,681 |
| Noninterest expense to average assets | 2.7873% | 3,528 |
| Loan and lease loss provision to assets | 0.0000% | 4,603 |
| Net operating income to assets | 0.2186% | 5,731 |
| Return on assets (ROA) | 0.3395% | 5,476 |
| Pretax return on assets | 0.3609% | 5,586 |
| Return on Equity (ROE) | 2.5701% | 5,609 |
| Retained earnings to average equity (ytd only) | 1.2625% | 5,209 |
| Net charge-offs to loans | -0.3546% | 6,352 |
| Credit loss provision to net charge-offs | 0.0000% | 4,203 |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 92.3077% | 686 |
| Assets per employee ($millions) | 4.1215% | 3,681 |
| Cash dividends to net income (ytd only)* | 50.8772% | 2,225 |
| Condition Ratios (%) |
| Loss allowance to loans | 2.4330% | 601 |
| Loan loss allowance to noncurrent loans | 811.3636% | 718 |
| Noncurrent assets plus other real estate owned to assets | 0.5471% | 3,979 |
| Noncurrent loans to loans | 0.2999% | 4,767 |
| Net loans and leases to total assets | 34.7353% | 6,006 |
| Net loans and leases to deposits | 40.4859% | 6,019 |
| Net loans and leases to core deposits | 41.5782% | 6,057 |
| Total domestic deposits to total assets | 85.7963% | 2,949 |
| Equity capital to assets | 13.9550% | 967 |
| Core capital (leverage) ratio | 13.3545% | 1,016 |
| Tier 1 risk-based capital ratio | 29.9791% | 513 |
| Total risk-based capital ratio | 31.2359% | 506 |
| Memoranda: |
| Average total assets | $83,951,000 | 4,963 |
| Average earning assets | $78,575,800 | 4,910 |
| Average equity | $11,089,200 | 4,549 |
| Average total loans | $27,069,200 | 5,693 |
| 2014-09-30 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 3.1799% | 5,924 |
| Cost of funding earning assets | 0.3419% | 4,437 |
| Net interest margin | 2.8380% | 5,807 |
| Noninterest income to average assets | 0.3020% | 5,030 |
| Noninterest expense to average assets | 2.7715% | 3,568 |
| Loan and lease loss provision to assets | 0.0000% | 4,401 |
| Net operating income to assets | 0.1920% | 5,863 |
| Return on assets (ROA) | 0.2561% | 5,785 |
| Pretax return on assets | 0.2593% | 5,846 |
| Return on Equity (ROE) | 1.9661% | 5,853 |
| Retained earnings to average equity (ytd only) | 0.2064% | 5,741 |
| Net charge-offs to loans | -0.5132% | 6,464 |
| Credit loss provision to net charge-offs | 0.0000% | 3,801 |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 93.4435% | 627 |
| Assets per employee ($millions) | 4.2202% | 3,437 |
| Cash dividends to net income (ytd only)* | 89.5088% | 542 |
| Condition Ratios (%) |
| Loss allowance to loans | 2.6022% | 570 |
| Loan loss allowance to noncurrent loans | 636.2832% | 818 |
| Noncurrent assets plus other real estate owned to assets | 0.5640% | 4,167 |
| Noncurrent loans to loans | 0.4090% | 4,675 |
| Net loans and leases to total assets | 31.8839% | 6,186 |
| Net loans and leases to deposits | 36.8588% | 6,218 |
| Net loans and leases to core deposits | 37.8532% | 6,241 |
| Total domestic deposits to total assets | 86.5028% | 2,587 |
| Equity capital to assets | 13.2673% | 1,290 |
| Core capital (leverage) ratio | 13.0814% | 1,142 |
| Tier 1 risk-based capital ratio | 30.4861% | 499 |
| Total risk-based capital ratio | 31.7456% | 494 |
| Memoranda: |
| Average total assets | $84,331,500 | 5,012 |
| Average earning assets | $79,161,750 | 4,959 |
| Average equity | $10,985,750 | 4,601 |
| Average total loans | $26,500,000 | 5,783 |
| 2014-06-30 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 3.2374% | 5,892 |
| Cost of funding earning assets | 0.3583% | 4,338 |
| Net interest margin | 2.8791% | 5,770 |
| Noninterest income to average assets | 0.3250% | 4,811 |
| Noninterest expense to average assets | 2.8230% | 3,414 |
| Loan and lease loss provision to assets | 0.0000% | 4,196 |
| Net operating income to assets | 0.1870% | 5,873 |
| Return on assets (ROA) | 0.2823% | 5,694 |
| Pretax return on assets | 0.2870% | 5,811 |
| Return on Equity (ROE) | 2.1805% | 5,800 |
| Retained earnings to average equity (ytd only) | 0.7146% | 5,452 |
| Net charge-offs to loans | -0.0077% | 5,262 |
| Credit loss provision to net charge-offs | 0.0000% | 3,401 |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 93.7008% | 658 |
| Assets per employee ($millions) | 4.2978% | 3,279 |
| Cash dividends to net income (ytd only)* | 67.2269% | 1,250 |
| Condition Ratios (%) |
| Loss allowance to loans | 2.4711% | 744 |
| Loan loss allowance to noncurrent loans | 952.3077% | 538 |
| Noncurrent assets plus other real estate owned to assets | 0.4979% | 4,517 |
| Noncurrent loans to loans | 0.2595% | 5,239 |
| Net loans and leases to total assets | 28.4230% | 6,348 |
| Net loans and leases to deposits | 32.7849% | 6,370 |
| Net loans and leases to core deposits | 33.6483% | 6,380 |
| Total domestic deposits to total assets | 86.6954% | 2,636 |
| Equity capital to assets | 13.0499% | 1,347 |
| Core capital (leverage) ratio | 13.3153% | 1,046 |
| Tier 1 risk-based capital ratio | 33.1327% | 404 |
| Total risk-based capital ratio | 34.3898% | 397 |
| Memoranda: |
| Average total assets | $84,307,670 | 5,054 |
| Average earning assets | $78,706,000 | 5,006 |
| Average equity | $10,915,000 | 4,629 |
| Average total loans | $26,123,330 | 5,837 |
| 2014-03-31 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 3.4421% | 5,551 |
| Cost of funding earning assets | 0.3802% | 4,196 |
| Net interest margin | 3.0619% | 5,356 |
| Noninterest income to average assets | 0.2731% | 5,189 |
| Noninterest expense to average assets | 2.8077% | 3,532 |
| Loan and lease loss provision to assets | 0.0000% | 3,817 |
| Net operating income to assets | 0.3154% | 5,439 |
| Return on assets (ROA) | 0.5079% | 4,729 |
| Pretax return on assets | 0.5175% | 5,113 |
| Return on Equity (ROE) | 3.9391% | 5,073 |
| Retained earnings to average equity (ytd only) | 0.9662% | 5,211 |
| Net charge-offs to loans | -0.0300% | 5,556 |
| Credit loss provision to net charge-offs | 0.0000% | 2,688 |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 89.7397% | 1,058 |
| Assets per employee ($millions) | 4.0544% | 3,813 |
| Cash dividends to net income (ytd only)* | 75.4717% | 1,050 |
| Condition Ratios (%) |
| Loss allowance to loans | 2.4277% | 881 |
| Loan loss allowance to noncurrent loans | 765.4321% | 657 |
| Noncurrent assets plus other real estate owned to assets | 0.5215% | 4,590 |
| Noncurrent loans to loans | 0.3172% | 5,153 |
| Net loans and leases to total assets | 29.2672% | 6,383 |
| Net loans and leases to deposits | 33.6962% | 6,381 |
| Net loans and leases to core deposits | 34.5982% | 6,394 |
| Total domestic deposits to total assets | 86.8562% | 2,909 |
| Equity capital to assets | 12.8783% | 1,368 |
| Core capital (leverage) ratio | 13.1182% | 1,116 |
| Tier 1 risk-based capital ratio | 32.3319% | 436 |
| Total risk-based capital ratio | 33.5890% | 428 |
| Memoranda: |
| Average total assets | $83,484,000 | 5,119 |
| Average earning assets | $77,860,000 | 5,072 |
| Average equity | $10,764,000 | 4,677 |
| Average total loans | $26,660,000 | 5,866 |
| 2013-12-31 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 3.2780% | 6,029 |
| Cost of funding earning assets | 0.4894% | 3,718 |
| Net interest margin | 2.7886% | 6,000 |
| Noninterest income to average assets | 0.3443% | 4,856 |
| Noninterest expense to average assets | 2.6486% | 4,286 |
| Loan and lease loss provision to assets | 0.0000% | 5,091 |
| Net operating income to assets | 0.2891% | 5,559 |
| Return on assets (ROA) | 0.2902% | 5,651 |
| Pretax return on assets | 0.3079% | 5,714 |
| Return on Equity (ROE) | 2.2057% | 5,766 |
| Retained earnings to average equity (ytd only) | 1.6252% | 5,058 |
| Net charge-offs to loans | 0.0150% | 5,148 |
| Credit loss provision to net charge-offs | 0.0000% | 4,707 |
| Earnings coverage of net charge-offs (x) | 65.2500% | 641 |
| Efficiency ratio | 89.6223% | 1,056 |
| Assets per employee ($millions) | 4.3066% | 3,253 |
| Cash dividends to net income (ytd only)* | 26.3158% | 3,444 |
| Condition Ratios (%) |
| Loss allowance to loans | 2.2245% | 1,144 |
| Loan loss allowance to noncurrent loans | 950.7692% | 530 |
| Noncurrent assets plus other real estate owned to assets | 0.5231% | 4,679 |
| Noncurrent loans to loans | 0.2340% | 5,481 |
| Net loans and leases to total assets | 33.1965% | 6,325 |
| Net loans and leases to deposits | 38.2384% | 6,355 |
| Net loans and leases to core deposits | 39.4444% | 6,384 |
| Total domestic deposits to total assets | 86.8145% | 2,823 |
| Equity capital to assets | 12.9093% | 1,316 |
| Core capital (leverage) ratio | 13.4230% | 982 |
| Tier 1 risk-based capital ratio | 29.1229% | 545 |
| Total risk-based capital ratio | 30.3774% | 537 |
| Memoranda: |
| Average total assets | $85,102,600 | 5,108 |
| Average earning assets | $79,681,800 | 5,043 |
| Average equity | $11,198,400 | 4,597 |
| Average total loans | $26,708,000 | 5,901 |
| 2013-09-30 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 3.2022% | 6,191 |
| Cost of funding earning assets | 0.5104% | 3,672 |
| Net interest margin | 2.6917% | 6,190 |
| Noninterest income to average assets | 0.3491% | 4,893 |
| Noninterest expense to average assets | 2.6256% | 4,300 |
| Loan and lease loss provision to assets | 0.0000% | 4,941 |
| Net operating income to assets | 0.2328% | 5,827 |
| Return on assets (ROA) | 0.2328% | 5,913 |
| Pretax return on assets | 0.2359% | 5,985 |
| Return on Equity (ROE) | 1.7610% | 6,011 |
| Retained earnings to average equity (ytd only) | 0.9979% | 5,577 |
| Net charge-offs to loans | 0.0151% | 4,826 |
| Credit loss provision to net charge-offs | 0.0000% | 4,342 |
| Earnings coverage of net charge-offs (x) | 50.6650% | 860 |
| Efficiency ratio | 91.7570% | 869 |
| Assets per employee ($millions) | 3.9041% | 4,030 |
| Cash dividends to net income (ytd only)* | 43.3300% | 2,148 |
| Condition Ratios (%) |
| Loss allowance to loans | 2.3009% | 1,184 |
| Loan loss allowance to noncurrent loans | 665.5914% | 699 |
| Noncurrent assets plus other real estate owned to assets | 0.5562% | 4,789 |
| Noncurrent loans to loans | 0.3457% | 5,346 |
| Net loans and leases to total assets | 32.0587% | 6,449 |
| Net loans and leases to deposits | 36.9168% | 6,475 |
| Net loans and leases to core deposits | 38.1099% | 6,497 |
| Total domestic deposits to total assets | 86.8406% | 2,782 |
| Equity capital to assets | 12.8984% | 1,378 |
| Core capital (leverage) ratio | 13.4390% | 1,047 |
| Tier 1 risk-based capital ratio | 29.7339% | 528 |
| Total risk-based capital ratio | 30.9882% | 522 |
| Memoranda: |
| Average total assets | $85,922,000 | 5,126 |
| Average earning assets | $80,193,750 | 5,086 |
| Average equity | $11,357,250 | 4,616 |
| Average total loans | $26,439,750 | 5,977 |
| 2013-06-30 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 3.1374% | 6,302 |
| Cost of funding earning assets | 0.5303% | 3,601 |
| Net interest margin | 2.6071% | 6,327 |
| Noninterest income to average assets | 0.3210% | 5,138 |
| Noninterest expense to average assets | 2.6251% | 4,298 |
| Loan and lease loss provision to assets | 0.0000% | 4,788 |
| Net operating income to assets | 0.1192% | 6,087 |
| Return on assets (ROA) | 0.1192% | 6,183 |
| Pretax return on assets | 0.1192% | 6,202 |
| Return on Equity (ROE) | 0.8952% | 6,231 |
| Retained earnings to average equity (ytd only) | -0.2238% | 5,900 |
| Net charge-offs to loans | 0.0000% | 4,909 |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 95.6558% | 672 |
| Assets per employee ($millions) | 4.0678% | 3,650 |
| Cash dividends to net income (ytd only)* | 125.0000% | 317 |
| Condition Ratios (%) |
| Loss allowance to loans | 2.4037% | 1,089 |
| Loan loss allowance to noncurrent loans | 518.3333% | 839 |
| Noncurrent assets plus other real estate owned to assets | 0.5853% | 4,785 |
| Noncurrent loans to loans | 0.4637% | 5,103 |
| Net loans and leases to total assets | 29.5646% | 6,592 |
| Net loans and leases to deposits | 34.1196% | 6,605 |
| Net loans and leases to core deposits | 35.2990% | 6,620 |
| Total domestic deposits to total assets | 86.6500% | 3,030 |
| Equity capital to assets | 13.0234% | 1,335 |
| Core capital (leverage) ratio | 12.7282% | 1,276 |
| Tier 1 risk-based capital ratio | 31.4278% | 459 |
| Total risk-based capital ratio | 32.6854% | 454 |
| Memoranda: |
| Average total assets | $87,233,670 | 5,123 |
| Average earning assets | $81,085,330 | 5,083 |
| Average equity | $11,618,000 | 4,607 |
| Average total loans | $26,285,330 | 6,008 |
| 2013-03-31 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 3.0670% | 6,439 |
| Cost of funding earning assets | 0.5444% | 3,630 |
| Net interest margin | 2.5226% | 6,481 |
| Noninterest income to average assets | 0.2405% | 5,738 |
| Noninterest expense to average assets | 2.5959% | 4,420 |
| Loan and lease loss provision to assets | 0.0000% | 4,409 |
| Net operating income to assets | 0.0000% | 6,342 |
| Return on assets (ROA) | 0.0000% | 6,416 |
| Pretax return on assets | 0.0000% | 6,408 |
| Return on Equity (ROE) | 0.0000% | 6,418 |
| Retained earnings to average equity (ytd only) | 0.0000% | 5,764 |
| Net charge-offs to loans | 0.0000% | 4,145 |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 100.0000% | 542 |
| Assets per employee ($millions) | 4.2609% | 3,410 |
| Cash dividends to net income (ytd only)* | NA | NA |
| Condition Ratios (%) |
| Loss allowance to loans | 2.4261% | 1,207 |
| Loan loss allowance to noncurrent loans | 819.7368% | 566 |
| Noncurrent assets plus other real estate owned to assets | 0.5096% | 5,116 |
| Noncurrent loans to loans | 0.2960% | 5,664 |
| Net loans and leases to total assets | 28.0021% | 6,664 |
| Net loans and leases to deposits | 32.5103% | 6,676 |
| Net loans and leases to core deposits | 33.8403% | 6,678 |
| Total domestic deposits to total assets | 86.1331% | 3,457 |
| Equity capital to assets | 13.2288% | 1,326 |
| Core capital (leverage) ratio | 12.4009% | 1,382 |
| Tier 1 risk-based capital ratio | 32.3489% | 437 |
| Total risk-based capital ratio | 33.6066% | 429 |
| Memoranda: |
| Average total assets | $88,139,000 | 5,148 |
| Average earning assets | $82,296,000 | 5,080 |
| Average equity | $11,864,500 | 4,605 |
| Average total loans | $26,489,500 | 6,047 |
| 2012-12-31 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 3.4183% | 6,462 |
| Cost of funding earning assets | 0.7301% | 3,255 |
| Net interest margin | 2.6881% | 6,534 |
| Noninterest income to average assets | 0.3348% | 5,063 |
| Noninterest expense to average assets | 2.7519% | 4,208 |
| Loan and lease loss provision to assets | -0.1727% | 6,970 |
| Net operating income to assets | 0.1917% | 5,803 |
| Return on assets (ROA) | 0.1823% | 5,991 |
| Pretax return on assets | 0.1846% | 6,013 |
| Return on Equity (ROE) | 1.2924% | 6,065 |
| Retained earnings to average equity (ytd only) | -0.2281% | 5,893 |
| Net charge-offs to loans | -0.5253% | 7,005 |
| Credit loss provision to net charge-offs | 106.6176% | 2,787 |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 99.2268% | 589 |
| Assets per employee ($millions) | 4.1333% | 3,680 |
| Cash dividends to net income (ytd only)* | 117.6471% | 336 |
| Condition Ratios (%) |
| Loss allowance to loans | 2.2784% | 1,399 |
| Loan loss allowance to noncurrent loans | 767.9012% | 565 |
| Noncurrent assets plus other real estate owned to assets | 0.5311% | 5,152 |
| Noncurrent loans to loans | 0.2967% | 5,738 |
| Net loans and leases to total assets | 30.7354% | 6,676 |
| Net loans and leases to deposits | 35.9000% | 6,682 |
| Net loans and leases to core deposits | 37.4213% | 6,695 |
| Total domestic deposits to total assets | 85.6139% | 3,548 |
| Equity capital to assets | 13.7006% | 1,155 |
| Core capital (leverage) ratio | 12.6790% | 1,246 |
| Tier 1 risk-based capital ratio | 31.0321% | 472 |
| Total risk-based capital ratio | 32.2893% | 458 |
| Memoranda: |
| Average total assets | $83,943,200 | 5,248 |
| Average earning assets | $76,149,400 | 5,237 |
| Average equity | $11,838,600 | 4,600 |
| Average total loans | $25,890,000 | 6,143 |
| 2012-09-30 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 3.4800% | 6,533 |
| Cost of funding earning assets | 0.7637% | 3,240 |
| Net interest margin | 2.7163% | 6,621 |
| Noninterest income to average assets | 0.3412% | 5,079 |
| Noninterest expense to average assets | 2.7602% | 4,134 |
| Loan and lease loss provision to assets | -0.2323% | 7,101 |
| Net operating income to assets | 0.2085% | 5,893 |
| Return on assets (ROA) | 0.1986% | 6,087 |
| Pretax return on assets | 0.2563% | 6,029 |
| Return on Equity (ROE) | 1.3981% | 6,174 |
| Retained earnings to average equity (ytd only) | 0.4961% | 5,939 |
| Net charge-offs to loans | -0.7205% | 7,110 |
| Credit loss provision to net charge-offs | 105.0725% | 2,797 |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 98.6827% | 577 |
| Assets per employee ($millions) | 3.8590% | 4,179 |
| Cash dividends to net income (ytd only)* | 64.5134% | 1,110 |
| Condition Ratios (%) |
| Loss allowance to loans | 2.5945% | 1,086 |
| Loan loss allowance to noncurrent loans | 710.2273% | 575 |
| Noncurrent assets plus other real estate owned to assets | 0.5512% | 5,291 |
| Noncurrent loans to loans | 0.3653% | 5,751 |
| Net loans and leases to total assets | 27.6379% | 6,886 |
| Net loans and leases to deposits | 32.4955% | 6,901 |
| Net loans and leases to core deposits | 33.9640% | 6,902 |
| Total domestic deposits to total assets | 85.0515% | 3,722 |
| Equity capital to assets | 14.1876% | 1,083 |
| Core capital (leverage) ratio | 13.1616% | 1,126 |
| Tier 1 risk-based capital ratio | 34.3003% | 375 |
| Total risk-based capital ratio | 35.5573% | 371 |
| Memoranda: |
| Average total assets | $83,229,250 | 5,316 |
| Average earning assets | $75,246,250 | 5,319 |
| Average equity | $11,825,250 | 4,645 |
| Average total loans | $25,537,500 | 6,244 |
| 2012-06-30 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 3.5287% | 6,573 |
| Cost of funding earning assets | 0.7898% | 3,275 |
| Net interest margin | 2.7389% | 6,665 |
| Noninterest income to average assets | 0.3871% | 4,749 |
| Noninterest expense to average assets | 2.7941% | 4,035 |
| Loan and lease loss provision to assets | 0.0000% | 5,619 |
| Net operating income to assets | 0.0798% | 6,203 |
| Return on assets (ROA) | 0.0798% | 6,346 |
| Pretax return on assets | 0.0847% | 6,350 |
| Return on Equity (ROE) | 0.5616% | 6,377 |
| Retained earnings to average equity (ytd only) | -0.7999% | 6,178 |
| Net charge-offs to loans | -1.1453% | 7,183 |
| Credit loss provision to net charge-offs | 0.0000% | 4,809 |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 97.0588% | 654 |
| Assets per employee ($millions) | 3.9702% | 3,940 |
| Cash dividends to net income (ytd only)* | 242.4242% | 54 |
| Condition Ratios (%) |
| Loss allowance to loans | 3.2642% | 611 |
| Loan loss allowance to noncurrent loans | 1,323.7288% | 339 |
| Noncurrent assets plus other real estate owned to assets | 0.5265% | 5,446 |
| Noncurrent loans to loans | 0.2466% | 6,084 |
| Net loans and leases to total assets | 27.7601% | 6,937 |
| Net loans and leases to deposits | 32.6621% | 6,948 |
| Net loans and leases to core deposits | 34.1629% | 6,956 |
| Total domestic deposits to total assets | 84.9919% | 3,869 |
| Equity capital to assets | 14.2621% | 996 |
| Core capital (leverage) ratio | 13.0256% | 1,143 |
| Tier 1 risk-based capital ratio | 34.3118% | 366 |
| Total risk-based capital ratio | 35.5764% | 361 |
| Memoranda: |
| Average total assets | $82,673,000 | 5,365 |
| Average earning assets | $75,211,670 | 5,348 |
| Average equity | $11,752,000 | 4,665 |
| Average total loans | $26,020,330 | 6,261 |
| 2012-03-31 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 3.5422% | 6,644 |
| Cost of funding earning assets | 0.8369% | 3,172 |
| Net interest margin | 2.7053% | 6,761 |
| Noninterest income to average assets | 0.2818% | 5,612 |
| Noninterest expense to average assets | 2.8036% | 4,018 |
| Loan and lease loss provision to assets | 0.0000% | 5,254 |
| Net operating income to assets | -0.0243% | 6,449 |
| Return on assets (ROA) | -0.0243% | 6,553 |
| Pretax return on assets | -0.0243% | 6,554 |
| Return on Equity (ROE) | -0.1712% | 6,553 |
| Retained earnings to average equity (ytd only) | -0.1712% | 6,024 |
| Net charge-offs to loans | -0.0296% | 6,335 |
| Credit loss provision to net charge-offs | 0.0000% | 3,998 |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 100.8741% | 525 |
| Assets per employee ($millions) | 4.0381% | 3,925 |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,732 |
| Condition Ratios (%) |
| Loss allowance to loans | 2.4386% | 1,448 |
| Loan loss allowance to noncurrent loans | 188.3929% | 1,750 |
| Noncurrent assets plus other real estate owned to assets | 0.8443% | 4,841 |
| Noncurrent loans to loans | 1.2944% | 4,179 |
| Net loans and leases to total assets | 29.8640% | 6,914 |
| Net loans and leases to deposits | 34.8661% | 6,923 |
| Net loans and leases to core deposits | 36.1404% | 6,938 |
| Total domestic deposits to total assets | 85.6535% | 3,714 |
| Equity capital to assets | 13.7498% | 1,116 |
| Core capital (leverage) ratio | 13.1509% | 1,066 |
| Tier 1 risk-based capital ratio | 32.2920% | 421 |
| Total risk-based capital ratio | 33.5480% | 415 |
| Memoranda: |
| Average total assets | $82,322,000 | 5,407 |
| Average earning assets | $75,999,000 | 5,364 |
| Average equity | $11,682,500 | 4,679 |
| Average total loans | $27,067,500 | 6,245 |
| 2011-12-31 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 4.0479% | 6,367 |
| Cost of funding earning assets | 1.0468% | 3,046 |
| Net interest margin | 3.0011% | 6,530 |
| Noninterest income to average assets | 0.4156% | 4,486 |
| Noninterest expense to average assets | 2.8681% | 4,090 |
| Loan and lease loss provision to assets | 0.0000% | 6,496 |
| Net operating income to assets | 0.2504% | 5,422 |
| Return on assets (ROA) | 0.2956% | 5,429 |
| Pretax return on assets | 0.3401% | 5,451 |
| Return on Equity (ROE) | 2.1001% | 5,617 |
| Retained earnings to average equity (ytd only) | 0.3427% | 5,677 |
| Net charge-offs to loans | -0.5118% | 7,279 |
| Credit loss provision to net charge-offs | 0.0000% | 6,066 |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 90.8699% | 1,124 |
| Assets per employee ($millions) | 3.8020% | 4,312 |
| Cash dividends to net income (ytd only)* | 83.6820% | 678 |
| Condition Ratios (%) |
| Loss allowance to loans | 2.2394% | 1,727 |
| Loan loss allowance to noncurrent loans | 184.5029% | 1,789 |
| Noncurrent assets plus other real estate owned to assets | 0.9043% | 4,804 |
| Noncurrent loans to loans | 1.2138% | 4,339 |
| Net loans and leases to total assets | 34.5002% | 6,847 |
| Net loans and leases to deposits | 40.7437% | 6,837 |
| Net loans and leases to core deposits | 42.5487% | 6,868 |
| Total domestic deposits to total assets | 84.6762% | 4,007 |
| Equity capital to assets | 14.6600% | 856 |
| Core capital (leverage) ratio | 13.6102% | 922 |
| Tier 1 risk-based capital ratio | 30.7185% | 481 |
| Total risk-based capital ratio | 31.9739% | 470 |
| Memoranda: |
| Average total assets | $80,856,200 | 5,435 |
| Average earning assets | $73,840,600 | 5,404 |
| Average equity | $11,380,400 | 4,686 |
| Average total loans | $29,895,400 | 6,162 |
| 2011-09-30 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 4.0449% | 6,515 |
| Cost of funding earning assets | 1.0758% | 3,139 |
| Net interest margin | 2.9692% | 6,637 |
| Noninterest income to average assets | 0.3814% | 4,798 |
| Noninterest expense to average assets | 2.9244% | 3,823 |
| Loan and lease loss provision to assets | 0.0000% | 6,393 |
| Net operating income to assets | 0.1498% | 5,836 |
| Return on assets (ROA) | 0.2400% | 5,731 |
| Pretax return on assets | 0.2581% | 5,790 |
| Return on Equity (ROE) | 1.7228% | 5,865 |
| Retained earnings to average equity (ytd only) | -0.6372% | 6,094 |
| Net charge-offs to loans | -0.7342% | 7,370 |
| Credit loss provision to net charge-offs | 0.0000% | 5,735 |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 94.7789% | 875 |
| Assets per employee ($millions) | 3.6240% | 4,697 |
| Cash dividends to net income (ytd only)* | 136.9876% | 129 |
| Condition Ratios (%) |
| Loss allowance to loans | 2.2935% | 1,696 |
| Loan loss allowance to noncurrent loans | 191.6914% | 1,605 |
| Noncurrent assets plus other real estate owned to assets | 0.8993% | 4,937 |
| Noncurrent loans to loans | 1.1965% | 4,540 |
| Net loans and leases to total assets | 34.5169% | 6,927 |
| Net loans and leases to deposits | 40.7010% | 6,954 |
| Net loans and leases to core deposits | 42.3131% | 6,977 |
| Total domestic deposits to total assets | 84.8060% | 3,865 |
| Equity capital to assets | 14.5944% | 959 |
| Core capital (leverage) ratio | 13.7785% | 961 |
| Tier 1 risk-based capital ratio | 30.9054% | 497 |
| Total risk-based capital ratio | 32.1622% | 487 |
| Memoranda: |
| Average total assets | $81,109,500 | 5,473 |
| Average earning assets | $73,868,500 | 5,450 |
| Average equity | $11,299,250 | 4,732 |
| Average total loans | $30,325,000 | 6,205 |
| 2011-06-30 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 4.1151% | 6,461 |
| Cost of funding earning assets | 1.0923% | 3,300 |
| Net interest margin | 3.0228% | 6,566 |
| Noninterest income to average assets | 0.4217% | 4,498 |
| Noninterest expense to average assets | 2.9398% | 3,866 |
| Loan and lease loss provision to assets | 0.0000% | 6,217 |
| Net operating income to assets | 0.2133% | 5,695 |
| Return on assets (ROA) | 0.2133% | 5,811 |
| Pretax return on assets | 0.2231% | 5,878 |
| Return on Equity (ROE) | 1.5554% | 5,919 |
| Retained earnings to average equity (ytd only) | -2.0202% | 6,254 |
| Net charge-offs to loans | -1.4302% | 7,456 |
| Credit loss provision to net charge-offs | 0.0000% | 5,336 |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 92.9457% | 1,043 |
| Assets per employee ($millions) | 3.6869% | 4,484 |
| Cash dividends to net income (ytd only)* | 229.8851% | 72 |
| Condition Ratios (%) |
| Loss allowance to loans | 2.4503% | 1,523 |
| Loan loss allowance to noncurrent loans | 85.1762% | 3,326 |
| Noncurrent assets plus other real estate owned to assets | 1.4831% | 3,980 |
| Noncurrent loans to loans | 2.8767% | 2,540 |
| Net loans and leases to total assets | 34.4067% | 7,035 |
| Net loans and leases to deposits | 40.2289% | 7,056 |
| Net loans and leases to core deposits | 41.7903% | 7,074 |
| Total domestic deposits to total assets | 85.5274% | 3,610 |
| Equity capital to assets | 13.9745% | 1,102 |
| Core capital (leverage) ratio | 13.3595% | 1,045 |
| Tier 1 risk-based capital ratio | 29.3085% | 571 |
| Total risk-based capital ratio | 30.5660% | 560 |
| Memoranda: |
| Average total assets | $81,569,670 | 5,499 |
| Average earning assets | $73,971,670 | 5,492 |
| Average equity | $11,187,000 | 4,763 |
| Average total loans | $31,044,670 | 6,237 |
| 2011-03-31 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 4.0791% | 6,546 |
| Cost of funding earning assets | 1.1086% | 3,472 |
| Net interest margin | 2.9705% | 6,633 |
| Noninterest income to average assets | 0.3570% | 5,046 |
| Noninterest expense to average assets | 2.8558% | 4,244 |
| Loan and lease loss provision to assets | 0.0000% | 5,840 |
| Net operating income to assets | 0.1907% | 5,811 |
| Return on assets (ROA) | 0.1907% | 5,872 |
| Pretax return on assets | 0.2005% | 5,938 |
| Return on Equity (ROE) | 1.4038% | 6,020 |
| Retained earnings to average equity (ytd only) | 1.4038% | 5,262 |
| Net charge-offs to loans | -0.6323% | 7,440 |
| Credit loss provision to net charge-offs | 0.0000% | 4,480 |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 93.4400% | 1,068 |
| Assets per employee ($millions) | 3.7340% | 4,462 |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,514 |
| Condition Ratios (%) |
| Loss allowance to loans | 1.7633% | 3,123 |
| Loan loss allowance to noncurrent loans | 66.4994% | 4,094 |
| Noncurrent assets plus other real estate owned to assets | 1.4328% | 4,124 |
| Noncurrent loans to loans | 2.6515% | 2,842 |
| Net loans and leases to total assets | 35.9444% | 7,003 |
| Net loans and leases to deposits | 41.7711% | 7,032 |
| Net loans and leases to core deposits | 43.1860% | 7,068 |
| Total domestic deposits to total assets | 86.0510% | 3,498 |
| Equity capital to assets | 13.6033% | 1,146 |
| Core capital (leverage) ratio | 13.4876% | 969 |
| Tier 1 risk-based capital ratio | 28.8723% | 585 |
| Total risk-based capital ratio | 30.1227% | 569 |
| Memoranda: |
| Average total assets | $81,798,500 | 5,529 |
| Average earning assets | $74,330,000 | 5,529 |
| Average equity | $11,113,000 | 4,768 |
| Average total loans | $32,262,500 | 6,225 |
| 2010-12-31 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 4.5197% | 6,339 |
| Cost of funding earning assets | 1.3685% | 3,464 |
| Net interest margin | 3.1512% | 6,386 |
| Noninterest income to average assets | 0.3752% | 5,095 |
| Noninterest expense to average assets | 2.8703% | 4,347 |
| Loan and lease loss provision to assets | 0.0000% | 7,042 |
| Net operating income to assets | 0.2811% | 4,997 |
| Return on assets (ROA) | 0.2811% | 5,163 |
| Pretax return on assets | 0.3591% | 5,059 |
| Return on Equity (ROE) | 2.0067% | 5,376 |
| Retained earnings to average equity (ytd only) | 0.2387% | 5,456 |
| Net charge-offs to loans | 0.5884% | 3,270 |
| Credit loss provision to net charge-offs | 0.0000% | 6,628 |
| Earnings coverage of net charge-offs (x) | 1.4286% | 4,689 |
| Efficiency ratio | 88.8804% | 1,403 |
| Assets per employee ($millions) | 3.5412% | 4,844 |
| Cash dividends to net income (ytd only)* | 88.1057% | 617 |
| Condition Ratios (%) |
| Loss allowance to loans | 1.3868% | 4,577 |
| Loan loss allowance to noncurrent loans | 58.6503% | 4,504 |
| Noncurrent assets plus other real estate owned to assets | 1.4672% | 4,123 |
| Noncurrent loans to loans | 2.3646% | 3,156 |
| Net loans and leases to total assets | 41.7309% | 6,862 |
| Net loans and leases to deposits | 48.4968% | 6,927 |
| Net loans and leases to core deposits | 49.9420% | 6,978 |
| Total domestic deposits to total assets | 86.0488% | 3,336 |
| Equity capital to assets | 13.5682% | 1,163 |
| Core capital (leverage) ratio | 13.3827% | 1,007 |
| Tier 1 risk-based capital ratio | 25.8497% | 770 |
| Total risk-based capital ratio | 26.9733% | 759 |
| Memoranda: |
| Average total assets | $80,757,800 | 5,573 |
| Average earning assets | $73,146,200 | 5,566 |
| Average equity | $11,312,000 | 4,789 |
| Average total loans | $34,498,600 | 6,181 |
| 2010-09-30 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 4.5308% | 6,524 |
| Cost of funding earning assets | 1.4132% | 3,500 |
| Net interest margin | 3.1175% | 6,574 |
| Noninterest income to average assets | 0.3706% | 5,192 |
| Noninterest expense to average assets | 2.8739% | 4,188 |
| Loan and lease loss provision to assets | 0.0000% | 6,977 |
| Net operating income to assets | 0.3226% | 5,081 |
| Return on assets (ROA) | 0.3226% | 5,242 |
| Pretax return on assets | 0.3326% | 5,418 |
| Return on Equity (ROE) | 2.2852% | 5,500 |
| Retained earnings to average equity (ytd only) | 0.9375% | 5,430 |
| Net charge-offs to loans | -0.0348% | 7,423 |
| Credit loss provision to net charge-offs | 0.0000% | 6,367 |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 89.6285% | 1,319 |
| Assets per employee ($millions) | 3.6273% | 4,673 |
| Cash dividends to net income (ytd only)* | 58.9753% | 1,289 |
| Condition Ratios (%) |
| Loss allowance to loans | 2.0417% | 2,119 |
| Loan loss allowance to noncurrent loans | 68.0473% | 3,921 |
| Noncurrent assets plus other real estate owned to assets | 1.6709% | 3,944 |
| Noncurrent loans to loans | 3.0004% | 2,655 |
| Net loans and leases to total assets | 39.6814% | 7,091 |
| Net loans and leases to deposits | 46.4749% | 7,152 |
| Net loans and leases to core deposits | 47.8680% | 7,212 |
| Total domestic deposits to total assets | 85.3824% | 3,417 |
| Equity capital to assets | 13.9775% | 1,167 |
| Core capital (leverage) ratio | 13.7028% | 992 |
| Tier 1 risk-based capital ratio | 26.8610% | 706 |
| Total risk-based capital ratio | 28.1154% | 685 |
| Memoranda: |
| Average total assets | $80,585,250 | 5,647 |
| Average earning assets | $73,304,500 | 5,625 |
| Average equity | $11,377,250 | 4,844 |
| Average total loans | $34,506,500 | 6,264 |
| 2010-06-30 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 4.6645% | 6,260 |
| Cost of funding earning assets | 1.4743% | 3,406 |
| Net interest margin | 3.1902% | 6,347 |
| Noninterest income to average assets | 0.3993% | 4,924 |
| Noninterest expense to average assets | 2.9182% | 4,005 |
| Loan and lease loss provision to assets | 0.0000% | 6,857 |
| Net operating income to assets | 0.3516% | 4,966 |
| Return on assets (ROA) | 0.3516% | 5,130 |
| Pretax return on assets | 0.3667% | 5,319 |
| Return on Equity (ROE) | 2.4817% | 5,473 |
| Retained earnings to average equity (ytd only) | 0.4432% | 5,589 |
| Net charge-offs to loans | -0.0058% | 7,124 |
| Credit loss provision to net charge-offs | 0.0000% | 6,004 |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 88.8379% | 1,429 |
| Assets per employee ($millions) | 3.4808% | 4,965 |
| Cash dividends to net income (ytd only)* | 82.1429% | 721 |
| Condition Ratios (%) |
| Loss allowance to loans | 2.0561% | 2,060 |
| Loan loss allowance to noncurrent loans | 67.1260% | 3,974 |
| Noncurrent assets plus other real estate owned to assets | 1.7437% | 3,829 |
| Noncurrent loans to loans | 3.0630% | 2,625 |
| Net loans and leases to total assets | 40.5801% | 7,130 |
| Net loans and leases to deposits | 47.5443% | 7,185 |
| Net loans and leases to core deposits | 49.0104% | 7,251 |
| Total domestic deposits to total assets | 85.3521% | 3,441 |
| Equity capital to assets | 14.1583% | 1,114 |
| Core capital (leverage) ratio | 13.7125% | 993 |
| Tier 1 risk-based capital ratio | 27.0482% | 692 |
| Total risk-based capital ratio | 28.3029% | 680 |
| Memoranda: |
| Average total assets | $79,638,000 | 5,710 |
| Average earning assets | $72,034,000 | 5,707 |
| Average equity | $11,282,670 | 4,857 |
| Average total loans | $34,743,670 | 6,299 |
| 2010-03-31 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 4.6712% | 6,340 |
| Cost of funding earning assets | 1.4965% | 3,584 |
| Net interest margin | 3.1746% | 6,370 |
| Noninterest income to average assets | 0.3324% | 5,486 |
| Noninterest expense to average assets | 2.9461% | 3,875 |
| Loan and lease loss provision to assets | 0.0000% | 6,552 |
| Net operating income to assets | 0.2871% | 5,344 |
| Return on assets (ROA) | 0.2871% | 5,478 |
| Pretax return on assets | 0.2921% | 5,625 |
| Return on Equity (ROE) | 2.0255% | 5,754 |
| Retained earnings to average equity (ytd only) | 2.0255% | 4,917 |
| Net charge-offs to loans | 0.0000% | 5,609 |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 90.9798% | 1,352 |
| Assets per employee ($millions) | 3.5023% | 5,021 |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,528 |
| Condition Ratios (%) |
| Loss allowance to loans | 2.0116% | 2,154 |
| Loan loss allowance to noncurrent loans | 631.4815% | 512 |
| Noncurrent assets plus other real estate owned to assets | 0.6058% | 6,004 |
| Noncurrent loans to loans | 0.3185% | 6,666 |
| Net loans and leases to total assets | 41.2419% | 7,164 |
| Net loans and leases to deposits | 48.2121% | 7,224 |
| Net loans and leases to core deposits | 49.6859% | 7,293 |
| Total domestic deposits to total assets | 85.5426% | 3,391 |
| Equity capital to assets | 14.0005% | 1,143 |
| Core capital (leverage) ratio | 13.6763% | 1,035 |
| Tier 1 risk-based capital ratio | 26.8210% | 722 |
| Total risk-based capital ratio | 28.0760% | 705 |
| Memoranda: |
| Average total assets | $79,427,500 | 5,786 |
| Average earning assets | $72,701,000 | 5,753 |
| Average equity | $11,256,500 | 4,906 |
| Average total loans | $35,530,500 | 6,338 |
| 2009-12-31 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 4.7992% | 6,955 |
| Cost of funding earning assets | 1.7716% | 4,142 |
| Net interest margin | 3.0276% | 6,578 |
| Noninterest income to average assets | 0.3990% | 5,212 |
| Noninterest expense to average assets | 3.2754% | 3,101 |
| Loan and lease loss provision to assets | 0.0000% | 7,427 |
| Net operating income to assets | -0.0398% | 5,564 |
| Return on assets (ROA) | -0.0398% | 5,593 |
| Pretax return on assets | -0.1060% | 5,611 |
| Return on Equity (ROE) | -0.2626% | 5,582 |
| Retained earnings to average equity (ytd only) | -2.0129% | 5,522 |
| Net charge-offs to loans | 0.2139% | 5,286 |
| Credit loss provision to net charge-offs | 0.0000% | 7,003 |
| Earnings coverage of net charge-offs (x) | -1.1429% | 6,910 |
| Efficiency ratio | 103.3459% | 967 |
| Assets per employee ($millions) | 3.4044% | 5,246 |
| Cash dividends to net income (ytd only)* | -666.6667% | 7,992 |
| Condition Ratios (%) |
| Loss allowance to loans | 1.8328% | 2,440 |
| Loan loss allowance to noncurrent loans | 748.3516% | 459 |
| Noncurrent assets plus other real estate owned to assets | 0.6015% | 5,955 |
| Noncurrent loans to loans | 0.2449% | 6,812 |
| Net loans and leases to total assets | 46.5843% | 6,932 |
| Net loans and leases to deposits | 54.7022% | 7,006 |
| Net loans and leases to core deposits | 69.8921% | 6,779 |
| Total domestic deposits to total assets | 85.1598% | 3,478 |
| Equity capital to assets | 14.3485% | 1,061 |
| Core capital (leverage) ratio | 14.0154% | 975 |
| Tier 1 risk-based capital ratio | 24.7496% | 874 |
| Total risk-based capital ratio | 26.0040% | 849 |
| Memoranda: |
| Average total assets | $75,440,800 | 5,856 |
| Average earning assets | $69,031,800 | 5,839 |
| Average equity | $11,426,200 | 4,908 |
| Average total loans | $32,725,800 | 6,481 |
| 2009-09-30 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 4.8212% | 7,076 |
| Cost of funding earning assets | 1.8201% | 4,290 |
| Net interest margin | 3.0011% | 6,611 |
| Noninterest income to average assets | 0.3890% | 5,394 |
| Noninterest expense to average assets | 3.3116% | 2,870 |
| Loan and lease loss provision to assets | 0.0000% | 7,284 |
| Net operating income to assets | -0.1749% | 6,016 |
| Return on assets (ROA) | -0.1749% | 6,029 |
| Pretax return on assets | -0.1749% | 5,940 |
| Return on Equity (ROE) | -1.1387% | 5,957 |
| Retained earnings to average equity (ytd only) | -2.1265% | 5,746 |
| Net charge-offs to loans | 0.0801% | 5,877 |
| Credit loss provision to net charge-offs | 0.0000% | 6,657 |
| Earnings coverage of net charge-offs (x) | -5.1583% | 6,855 |
| Efficiency ratio | 105.5745% | 866 |
| Assets per employee ($millions) | 3.3016% | 5,398 |
| Cash dividends to net income (ytd only)* | -86.7366% | 7,985 |
| Condition Ratios (%) |
| Loss allowance to loans | 2.2178% | 1,391 |
| Loan loss allowance to noncurrent loans | 274.1573% | 1,087 |
| Noncurrent assets plus other real estate owned to assets | 0.8520% | 5,394 |
| Noncurrent loans to loans | 0.8090% | 5,685 |
| Net loans and leases to total assets | 42.4997% | 7,333 |
| Net loans and leases to deposits | 50.3236% | 7,395 |
| Net loans and leases to core deposits | 64.2556% | 7,240 |
| Total domestic deposits to total assets | 84.4529% | 3,503 |
| Equity capital to assets | 14.9703% | 1,008 |
| Core capital (leverage) ratio | 14.6641% | 922 |
| Tier 1 risk-based capital ratio | 25.6711% | 842 |
| Total risk-based capital ratio | 26.9272% | 824 |
| Memoranda: |
| Average total assets | $74,725,750 | 5,916 |
| Average earning assets | $68,418,250 | 5,900 |
| Average equity | $11,474,000 | 4,930 |
| Average total loans | $31,618,000 | 6,587 |
| 2009-06-30 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 5.0196% | 6,706 |
| Cost of funding earning assets | 1.8727% | 4,409 |
| Net interest margin | 3.1469% | 6,103 |
| Noninterest income to average assets | 0.4844% | 4,588 |
| Noninterest expense to average assets | 3.3718% | 2,716 |
| Loan and lease loss provision to assets | 0.0000% | 7,158 |
| Net operating income to assets | -0.0296% | 5,898 |
| Return on assets (ROA) | -0.0296% | 5,963 |
| Pretax return on assets | -0.0296% | 5,905 |
| Return on Equity (ROE) | -0.1911% | 5,952 |
| Retained earnings to average equity (ytd only) | -1.6682% | 5,665 |
| Net charge-offs to loans | 0.0963% | 5,207 |
| Credit loss provision to net charge-offs | 0.0000% | 6,237 |
| Earnings coverage of net charge-offs (x) | -0.7333% | 6,157 |
| Efficiency ratio | 100.8857% | 1,133 |
| Assets per employee ($millions) | 3.2806% | 5,369 |
| Cash dividends to net income (ytd only)* | -772.7273% | 8,170 |
| Condition Ratios (%) |
| Loss allowance to loans | 2.1726% | 1,283 |
| Loan loss allowance to noncurrent loans | 216.8142% | 1,398 |
| Noncurrent assets plus other real estate owned to assets | 0.9529% | 5,079 |
| Noncurrent loans to loans | 1.0020% | 5,202 |
| Net loans and leases to total assets | 43.8631% | 7,338 |
| Net loans and leases to deposits | 51.9862% | 7,382 |
| Net loans and leases to core deposits | 65.3735% | 7,239 |
| Total domestic deposits to total assets | 84.3744% | 3,564 |
| Equity capital to assets | 14.9921% | 1,026 |
| Core capital (leverage) ratio | 14.5531% | 1,011 |
| Tier 1 risk-based capital ratio | 26.0535% | 860 |
| Total risk-based capital ratio | 27.3088% | 830 |
| Memoranda: |
| Average total assets | $74,322,000 | 5,972 |
| Average earning assets | $67,495,330 | 5,962 |
| Average equity | $11,509,330 | 4,949 |
| Average total loans | $31,155,670 | 6,664 |
| 2009-03-31 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 5.1611% | 6,440 |
| Cost of funding earning assets | 1.9151% | 4,555 |
| Net interest margin | 3.2460% | 5,699 |
| Noninterest income to average assets | 0.4013% | 5,201 |
| Noninterest expense to average assets | 3.3950% | 2,374 |
| Loan and lease loss provision to assets | 0.0000% | 6,744 |
| Net operating income to assets | -0.0705% | 6,362 |
| Return on assets (ROA) | -0.0705% | 6,481 |
| Pretax return on assets | -0.0705% | 6,454 |
| Return on Equity (ROE) | -0.4480% | 6,460 |
| Retained earnings to average equity (ytd only) | -0.4480% | 5,753 |
| Net charge-offs to loans | 0.0671% | 4,532 |
| Credit loss provision to net charge-offs | 0.0000% | 5,248 |
| Earnings coverage of net charge-offs (x) | -2.6000% | 5,498 |
| Efficiency ratio | 102.1207% | 1,047 |
| Assets per employee ($millions) | 3.2690% | 5,405 |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,832 |
| Condition Ratios (%) |
| Loss allowance to loans | 2.4237% | 823 |
| Loan loss allowance to noncurrent loans | 223.3533% | 1,498 |
| Noncurrent assets plus other real estate owned to assets | 0.9496% | 4,824 |
| Noncurrent loans to loans | 1.0851% | 4,812 |
| Net loans and leases to total assets | 39.9457% | 7,570 |
| Net loans and leases to deposits | 47.4816% | 7,599 |
| Net loans and leases to core deposits | 58.5606% | 7,514 |
| Total domestic deposits to total assets | 84.1289% | 3,642 |
| Equity capital to assets | 15.2846% | 1,018 |
| Core capital (leverage) ratio | 14.9845% | 978 |
| Tier 1 risk-based capital ratio | 27.9074% | 762 |
| Total risk-based capital ratio | 29.1649% | 743 |
| Memoranda: |
| Average total assets | $73,756,500 | 6,006 |
| Average earning assets | $66,420,500 | 6,023 |
| Average equity | $11,608,000 | 4,953 |
| Average total loans | $29,818,000 | 6,779 |
| 2008-12-31 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 5.5799% | 7,135 |
| Cost of funding earning assets | 2.2397% | 5,423 |
| Net interest margin | 3.3402% | 5,901 |
| Noninterest income to average assets | 0.4898% | 4,694 |
| Noninterest expense to average assets | 3.2812% | 3,029 |
| Loan and lease loss provision to assets | -0.1445% | 8,264 |
| Net operating income to assets | 0.2556% | 5,691 |
| Return on assets (ROA) | 0.2556% | 5,507 |
| Pretax return on assets | 0.3546% | 5,378 |
| Return on Equity (ROE) | 1.6655% | 5,718 |
| Retained earnings to average equity (ytd only) | -0.0785% | 5,288 |
| Net charge-offs to loans | -0.2719% | 8,189 |
| Credit loss provision to net charge-offs | 147.9452% | 3,566 |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 93.9824% | 1,277 |
| Assets per employee ($millions) | 3.1446% | 5,634 |
| Cash dividends to net income (ytd only)* | 104.7120% | 875 |
| Condition Ratios (%) |
| Loss allowance to loans | 2.6026% | 611 |
| Loan loss allowance to noncurrent loans | 201.8817% | 1,934 |
| Noncurrent assets plus other real estate owned to assets | 1.0397% | 4,225 |
| Noncurrent loans to loans | 1.2892% | 3,935 |
| Net loans and leases to total assets | 38.8588% | 7,721 |
| Net loans and leases to deposits | 46.8206% | 7,759 |
| Net loans and leases to core deposits | 57.4756% | 7,687 |
| Total domestic deposits to total assets | 82.9951% | 3,780 |
| Equity capital to assets | 16.2099% | 896 |
| Core capital (leverage) ratio | 15.1300% | 999 |
| Tier 1 risk-based capital ratio | 29.7841% | 653 |
| Total risk-based capital ratio | 31.0446% | 630 |
| Memoranda: |
| Average total assets | $74,729,200 | 5,884 |
| Average earning assets | $67,151,600 | 5,926 |
| Average equity | $11,467,800 | 4,982 |
| Average total loans | $26,844,800 | 6,910 |
