Home > Titonka Savings Bank > Income and Expense

Titonka Savings Bank, Income and Expense

2021-06-30 (YTD Data)		Rank
Total interest income	$3,056,000	3,273
Total interest expense	$-221,000	4,946
Net interest income	$3,277,000	2,993
Provision for loan and lease losses	$0	2,862
Total noninterest income	$350,000	3,381
Gross Fiduciary activities income	$15,000	790
Service charges on deposit accounts	$88,000	2,813
Trading account gains and fees	NA	NA
Additional Noninterest Income	$247,000	3,320
Total noninterest expense	$1,741,000	3,595
Salaries and employee benefits	$976,000	3,594
Premises and equipment expense	$290,000	2,812
Additional noninterest expense	$475,000	3,765
Pre-tax net operating income	$1,886,000	2,476
Securities gains (losses)	$0	1,818
Applicable income taxes	$97,000	2,746
Income before extraordinary items	$1,789,000	2,376
Extraordinary gains, net	$0	6
Net income	$1,789,000	2,376
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,789,000	2,376
Net charge-offs	$-7,000	3,675
Cash dividends	$250,000	2,491
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,789,000	2,341
2021-03-31 (YTD Data)		Rank
Total interest income	$1,363,000	3,442
Total interest expense	$163,000	3,049
Net interest income	$1,200,000	3,464
Provision for loan and lease losses	$0	2,741
Total noninterest income	$191,000	3,273
Gross Fiduciary activities income	$10,000	793
Service charges on deposit accounts	$43,000	2,836
Trading account gains and fees	NA	NA
Additional Noninterest Income	$138,000	3,203
Total noninterest expense	$873,000	3,581
Salaries and employee benefits	$516,000	3,505
Premises and equipment expense	$146,000	2,818
Additional noninterest expense	$211,000	3,900
Pre-tax net operating income	$518,000	3,198
Securities gains (losses)	$0	1,392
Applicable income taxes	$26,000	2,974
Income before extraordinary items	$492,000	3,133
Extraordinary gains, net	$0	3
Net income	$492,000	3,132
Minority interest net income	$0	55
Net income of bank and minority interests.	$492,000	3,133
Net charge-offs	$-3,000	3,553
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$492,000	3,111
2020-12-31 (YTD Data)		Rank
Total interest income	$321,000	4,973
Total interest expense	$63,000	4,899
Net interest income	$258,000	4,976
Provision for loan and lease losses	$2,000	4,303
Total noninterest income	$67,000	4,766
Gross Fiduciary activities income	$15,000	867
Service charges on deposit accounts	$18,000	4,642
Trading account gains and fees	NA	NA
Additional Noninterest Income	$34,000	4,721
Total noninterest expense	$412,000	4,972
Salaries and employee benefits	$136,000	4,982
Premises and equipment expense	$65,000	4,834
Additional noninterest expense	$211,000	4,875
Pre-tax net operating income	$-89,000	4,778
Securities gains (losses)	$-5,000	4,758
Applicable income taxes	$0	3,697
Income before extraordinary items	$-94,000	4,810
Extraordinary gains, net	$0	4
Net income	$-94,000	4,809
Minority interest net income	$0	72
Net income of bank and minority interests.	$-94,000	4,809
Net charge-offs	$0	3,443
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$-89,000	4,779
2020-09-30 (YTD Data)		Rank
Total interest income	$4,631,000	3,292
Total interest expense	$859,000	2,826
Net interest income	$3,772,000	3,347
Provision for loan and lease losses	$385,000	2,189
Total noninterest income	$615,000	3,085
Gross Fiduciary activities income	$14,000	829
Service charges on deposit accounts	$187,000	2,474
Trading account gains and fees	NA	NA
Additional Noninterest Income	$414,000	3,018
Total noninterest expense	$3,435,000	3,139
Salaries and employee benefits	$1,789,000	3,269
Premises and equipment expense	$651,000	2,216
Additional noninterest expense	$995,000	3,229
Pre-tax net operating income	$567,000	3,963
Securities gains (losses)	$705,000	398
Applicable income taxes	$276,000	2,162
Income before extraordinary items	$996,000	3,355
Extraordinary gains, net	$0	4
Net income	$996,000	3,355
Minority interest net income	$0	65
Net income of bank and minority interests.	$996,000	3,355
Net charge-offs	$249,000	1,121
Cash dividends	$350,000	2,602
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$439,050	4,067
2020-06-30 (YTD Data)		Rank
Total interest income	$3,057,000	3,343
Total interest expense	$601,000	2,875
Net interest income	$2,456,000	3,413
Provision for loan and lease losses	$340,000	1,930
Total noninterest income	$397,000	3,098
Gross Fiduciary activities income	$12,000	819
Service charges on deposit accounts	$121,000	2,546
Trading account gains and fees	NA	NA
Additional Noninterest Income	$264,000	3,023
Total noninterest expense	$2,304,000	3,135
Salaries and employee benefits	$1,196,000	3,275
Premises and equipment expense	$430,000	2,229
Additional noninterest expense	$678,000	3,201
Pre-tax net operating income	$209,000	4,318
Securities gains (losses)	$705,000	292
Applicable income taxes	$202,000	2,048
Income before extraordinary items	$712,000	3,253
Extraordinary gains, net	$0	4
Net income	$712,000	3,252
Minority interest net income	$0	65
Net income of bank and minority interests.	$712,000	3,253
Net charge-offs	$246,000	904
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$155,050	4,399
2020-03-31 (YTD Data)		Rank
Total interest income	$1,567,000	3,308
Total interest expense	$319,000	2,927
Net interest income	$1,248,000	3,354
Provision for loan and lease losses	$45,000	2,611
Total noninterest income	$211,000	2,952
Gross Fiduciary activities income	$10,000	799
Service charges on deposit accounts	$72,000	2,569
Trading account gains and fees	NA	NA
Additional Noninterest Income	$129,000	2,911
Total noninterest expense	$1,143,000	3,188
Salaries and employee benefits	$599,000	3,303
Premises and equipment expense	$220,000	2,208
Additional noninterest expense	$324,000	3,315
Pre-tax net operating income	$271,000	3,512
Securities gains (losses)	$0	1,705
Applicable income taxes	$51,000	2,387
Income before extraordinary items	$220,000	3,606
Extraordinary gains, net	$0	4
Net income	$220,000	3,607
Minority interest net income	$0	56
Net income of bank and minority interests.	$220,000	3,607
Net charge-offs	$-3,000	4,005
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$220,000	3,589
2019-12-31 (YTD Data)		Rank
Total interest income	$6,330,000	3,339
Total interest expense	$1,580,000	2,679
Net interest income	$4,750,000	3,499
Provision for loan and lease losses	$987,000	912
Total noninterest income	$729,000	3,220
Gross Fiduciary activities income	$26,000	850
Service charges on deposit accounts	$294,000	2,640
Trading account gains and fees	NA	NA
Additional Noninterest Income	$409,000	3,258
Total noninterest expense	$4,302,000	3,296
Salaries and employee benefits	$2,315,000	3,364
Premises and equipment expense	$843,000	2,271
Additional noninterest expense	$1,144,000	3,583
Pre-tax net operating income	$190,000	4,786
Securities gains (losses)	$1,000	2,288
Applicable income taxes	$-23,000	5,035
Income before extraordinary items	$214,000	4,748
Extraordinary gains, net	$0	11
Net income	$214,000	4,750
Minority interest net income	$0	76
Net income of bank and minority interests.	$214,000	4,750
Net charge-offs	$891,000	699
Cash dividends	$200,000	3,544
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$213,000	4,732
2019-09-30 (YTD Data)		Rank
Total interest income	$4,808,000	3,363
Total interest expense	$1,218,000	2,677
Net interest income	$3,590,000	3,520
Provision for loan and lease losses	$112,000	2,503
Total noninterest income	$534,000	3,267
Gross Fiduciary activities income	$12,000	875
Service charges on deposit accounts	$217,000	2,708
Trading account gains and fees	NA	NA
Additional Noninterest Income	$305,000	3,270
Total noninterest expense	$3,269,000	3,284
Salaries and employee benefits	$1,741,000	3,375
Premises and equipment expense	$674,000	2,200
Additional noninterest expense	$854,000	3,612
Pre-tax net operating income	$743,000	3,972
Securities gains (losses)	$1,000	2,065
Applicable income taxes	$149,000	2,687
Income before extraordinary items	$595,000	4,101
Extraordinary gains, net	$0	11
Net income	$595,000	4,101
Minority interest net income	$0	72
Net income of bank and minority interests.	$595,000	4,101
Net charge-offs	$13,000	2,869
Cash dividends	$200,000	3,106
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$594,200	4,083
2019-06-30 (YTD Data)		Rank
Total interest income	$3,230,000	3,366
Total interest expense	$840,000	2,600
Net interest income	$2,390,000	3,547
Provision for loan and lease losses	$75,000	2,429
Total noninterest income	$353,000	3,229
Gross Fiduciary activities income	$8,000	881
Service charges on deposit accounts	$139,000	2,756
Trading account gains and fees	NA	NA
Additional Noninterest Income	$206,000	3,245
Total noninterest expense	$2,180,000	3,300
Salaries and employee benefits	$1,167,000	3,380
Premises and equipment expense	$454,000	2,187
Additional noninterest expense	$559,000	3,674
Pre-tax net operating income	$488,000	4,010
Securities gains (losses)	$1,000	1,602
Applicable income taxes	$83,000	2,806
Income before extraordinary items	$406,000	4,092
Extraordinary gains, net	$0	11
Net income	$406,000	4,090
Minority interest net income	$0	69
Net income of bank and minority interests.	$406,000	4,091
Net charge-offs	$8,000	2,672
Cash dividends	$100,000	3,163
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$405,170	4,079
2019-03-31 (YTD Data)		Rank
Total interest income	$1,595,000	3,403
Total interest expense	$399,000	2,649
Net interest income	$1,196,000	3,579
Provision for loan and lease losses	$38,000	2,301
Total noninterest income	$174,000	3,216
Gross Fiduciary activities income	$6,000	845
Service charges on deposit accounts	$71,000	2,721
Trading account gains and fees	NA	NA
Additional Noninterest Income	$97,000	3,259
Total noninterest expense	$1,067,000	3,368
Salaries and employee benefits	$592,000	3,397
Premises and equipment expense	$226,000	2,224
Additional noninterest expense	$249,000	3,865
Pre-tax net operating income	$265,000	3,919
Securities gains (losses)	$0	1,087
Applicable income taxes	$42,000	2,752
Income before extraordinary items	$223,000	3,985
Extraordinary gains, net	$0	5
Net income	$223,000	3,983
Minority interest net income	$0	52
Net income of bank and minority interests.	$223,000	3,984
Net charge-offs	$6,000	2,153
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$223,000	3,980
2018-12-31 (YTD Data)		Rank
Total interest income	$6,138,000	3,390
Total interest expense	$1,029,000	2,884
Net interest income	$5,109,000	3,468
Provision for loan and lease losses	$0	4,082
Total noninterest income	$753,000	3,225
Gross Fiduciary activities income	$63,000	804
Service charges on deposit accounts	$272,000	2,893
Trading account gains and fees	NA	NA
Additional Noninterest Income	$418,000	3,301
Total noninterest expense	$4,512,000	3,256
Salaries and employee benefits	$2,393,000	3,366
Premises and equipment expense	$1,020,000	2,022
Additional noninterest expense	$1,099,000	3,740
Pre-tax net operating income	$1,350,000	3,673
Securities gains (losses)	$1,000	1,025
Applicable income taxes	$260,000	2,494
Income before extraordinary items	$1,091,000	3,788
Extraordinary gains, net	$0	6
Net income	$1,091,000	3,786
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,091,000	3,787
Net charge-offs	$40,000	2,746
Cash dividends	$500,000	2,948
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$1,090,190	3,797
2018-09-30 (YTD Data)		Rank
Total interest income	$4,522,000	3,436
Total interest expense	$696,000	2,971
Net interest income	$3,826,000	3,498
Provision for loan and lease losses	$0	3,948
Total noninterest income	$531,000	3,342
Gross Fiduciary activities income	$39,000	805
Service charges on deposit accounts	$198,000	2,944
Trading account gains and fees	NA	NA
Additional Noninterest Income	$294,000	3,396
Total noninterest expense	$3,342,000	3,288
Salaries and employee benefits	$1,761,000	3,396
Premises and equipment expense	$781,000	2,001
Additional noninterest expense	$800,000	3,819
Pre-tax net operating income	$1,015,000	3,735
Securities gains (losses)	$1,000	1,016
Applicable income taxes	$187,000	2,589
Income before extraordinary items	$829,000	3,831
Extraordinary gains, net	$0	5
Net income	$829,000	3,829
Minority interest net income	$0	66
Net income of bank and minority interests.	$829,000	3,830
Net charge-offs	$37,000	2,385
Cash dividends	$250,000	2,964
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$828,180	3,840
2018-06-30 (YTD Data)		Rank
Total interest income	$2,997,000	3,443
Total interest expense	$447,000	2,961
Net interest income	$2,550,000	3,496
Provision for loan and lease losses	$0	3,782
Total noninterest income	$339,000	3,425
Gross Fiduciary activities income	$21,000	831
Service charges on deposit accounts	$126,000	3,011
Trading account gains and fees	NA	NA
Additional Noninterest Income	$192,000	3,441
Total noninterest expense	$2,204,000	3,326
Salaries and employee benefits	$1,165,000	3,432
Premises and equipment expense	$508,000	2,049
Additional noninterest expense	$531,000	3,850
Pre-tax net operating income	$685,000	3,720
Securities gains (losses)	$0	961
Applicable income taxes	$123,000	2,572
Income before extraordinary items	$562,000	3,811
Extraordinary gains, net	$0	6
Net income	$562,000	3,809
Minority interest net income	$0	65
Net income of bank and minority interests.	$562,000	3,810
Net charge-offs	$37,000	1,927
Cash dividends	$125,000	3,067
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$562,000	3,815
2018-03-31 (YTD Data)		Rank
Total interest income	$1,484,000	3,469
Total interest expense	$205,000	3,045
Net interest income	$1,279,000	3,498
Provision for loan and lease losses	$0	3,508
Total noninterest income	$206,000	3,138
Gross Fiduciary activities income	$18,000	802
Service charges on deposit accounts	$62,000	3,055
Trading account gains and fees	NA	NA
Additional Noninterest Income	$126,000	3,059
Total noninterest expense	$1,125,000	3,326
Salaries and employee benefits	$568,000	3,516
Premises and equipment expense	$253,000	2,100
Additional noninterest expense	$304,000	3,618
Pre-tax net operating income	$360,000	3,594
Securities gains (losses)	$5,000	534
Applicable income taxes	$49,000	2,708
Income before extraordinary items	$316,000	3,595
Extraordinary gains, net	$0	7
Net income	$316,000	3,595
Minority interest net income	$0	52
Net income of bank and minority interests.	$316,000	3,595
Net charge-offs	$33,000	1,406
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$311,650	3,621
2017-12-31 (YTD Data)		Rank
Total interest income	$5,668,000	3,529
Total interest expense	$690,000	3,148
Net interest income	$4,978,000	3,541
Provision for loan and lease losses	$0	4,227
Total noninterest income	$678,000	3,507
Gross Fiduciary activities income	$26,000	906
Service charges on deposit accounts	$284,000	2,944
Trading account gains and fees	NA	NA
Additional Noninterest Income	$368,000	3,550
Total noninterest expense	$4,708,000	3,222
Salaries and employee benefits	$2,410,000	3,400
Premises and equipment expense	$1,099,000	1,976
Additional noninterest expense	$1,199,000	3,674
Pre-tax net operating income	$948,000	4,128
Securities gains (losses)	$28,000	1,181
Applicable income taxes	$279,000	2,792
Income before extraordinary items	$697,000	4,162
Extraordinary gains, net	$0	9
Net income	$697,000	4,162
Minority interest net income	$0	76
Net income of bank and minority interests.	$697,000	4,162
Net charge-offs	$3,000	3,939
Cash dividends	$400,000	3,163
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$677,120	4,178
2017-09-30 (YTD Data)		Rank
Total interest income	$4,223,000	3,567
Total interest expense	$511,000	3,178
Net interest income	$3,712,000	3,580
Provision for loan and lease losses	$0	4,088
Total noninterest income	$492,000	3,589
Gross Fiduciary activities income	$11,000	931
Service charges on deposit accounts	$209,000	3,001
Trading account gains and fees	NA	NA
Additional Noninterest Income	$272,000	3,604
Total noninterest expense	$3,507,000	3,246
Salaries and employee benefits	$1,797,000	3,424
Premises and equipment expense	$827,000	1,969
Additional noninterest expense	$883,000	3,718
Pre-tax net operating income	$697,000	4,226
Securities gains (losses)	$28,000	1,157
Applicable income taxes	$142,000	2,972
Income before extraordinary items	$583,000	4,244
Extraordinary gains, net	$0	9
Net income	$583,000	4,243
Minority interest net income	$0	71
Net income of bank and minority interests.	$583,000	4,244
Net charge-offs	$1,000	3,697
Cash dividends	$200,000	3,115
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$560,600	4,286
2017-06-30 (YTD Data)		Rank
Total interest income	$2,803,000	3,572
Total interest expense	$336,000	3,168
Net interest income	$2,467,000	3,582
Provision for loan and lease losses	$0	3,871
Total noninterest income	$324,000	3,613
Gross Fiduciary activities income	$8,000	932
Service charges on deposit accounts	$138,000	3,013
Trading account gains and fees	NA	NA
Additional Noninterest Income	$178,000	3,635
Total noninterest expense	$2,329,000	3,276
Salaries and employee benefits	$1,193,000	3,456
Premises and equipment expense	$546,000	1,983
Additional noninterest expense	$590,000	3,723
Pre-tax net operating income	$462,000	4,218
Securities gains (losses)	$25,000	909
Applicable income taxes	$88,000	3,003
Income before extraordinary items	$399,000	4,165
Extraordinary gains, net	$0	11
Net income	$399,000	4,164
Minority interest net income	$0	71
Net income of bank and minority interests.	$399,000	4,165
Net charge-offs	$1,000	3,381
Cash dividends	$75,000	3,293
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$378,500	4,214
2017-03-31 (YTD Data)		Rank
Total interest income	$1,397,000	3,589
Total interest expense	$162,000	3,218
Net interest income	$1,235,000	3,600
Provision for loan and lease losses	$0	3,537
Total noninterest income	$163,000	3,588
Gross Fiduciary activities income	$6,000	905
Service charges on deposit accounts	$70,000	2,995
Trading account gains and fees	NA	NA
Additional Noninterest Income	$87,000	3,654
Total noninterest expense	$1,176,000	3,281
Salaries and employee benefits	$612,000	3,448
Premises and equipment expense	$279,000	1,982
Additional noninterest expense	$285,000	3,839
Pre-tax net operating income	$222,000	4,242
Securities gains (losses)	$0	1,153
Applicable income taxes	$29,000	3,190
Income before extraordinary items	$193,000	4,177
Extraordinary gains, net	$0	8
Net income	$193,000	4,177
Minority interest net income	$0	55
Net income of bank and minority interests.	$193,000	4,177
Net charge-offs	$-3,000	4,448
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$193,000	4,161
2016-12-31 (YTD Data)		Rank
Total interest income	$5,485,000	3,623
Total interest expense	$665,000	3,140
Net interest income	$4,820,000	3,647
Provision for loan and lease losses	$0	4,332
Total noninterest income	$787,000	3,404
Gross Fiduciary activities income	$139,000	773
Service charges on deposit accounts	$292,000	2,982
Trading account gains and fees	$0	170
Additional Noninterest Income	$356,000	3,732
Total noninterest expense	$4,733,000	3,295
Salaries and employee benefits	$2,410,000	3,477
Premises and equipment expense	$1,026,000	2,109
Additional noninterest expense	$1,297,000	3,648
Pre-tax net operating income	$874,000	4,229
Securities gains (losses)	$218,000	827
Applicable income taxes	$216,000	2,879
Income before extraordinary items	$876,000	4,076
Extraordinary gains, net	$0	5
Net income	$876,000	4,074
Minority interest net income	$0	82
Net income of bank and minority interests.	$876,000	4,075
Net charge-offs	$9,000	3,892
Cash dividends	$375,000	3,262
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$701,600	4,304
2016-09-30 (YTD Data)		Rank
Total interest income	$4,122,000	3,635
Total interest expense	$504,000	3,114
Net interest income	$3,618,000	3,661
Provision for loan and lease losses	$0	4,186
Total noninterest income	$544,000	3,539
Gross Fiduciary activities income	$67,000	818
Service charges on deposit accounts	$213,000	3,045
Trading account gains and fees	$0	169
Additional Noninterest Income	$264,000	3,753
Total noninterest expense	$3,567,000	3,283
Salaries and employee benefits	$1,773,000	3,508
Premises and equipment expense	$790,000	2,065
Additional noninterest expense	$1,004,000	3,597
Pre-tax net operating income	$595,000	4,434
Securities gains (losses)	$218,000	756
Applicable income taxes	$169,000	2,922
Income before extraordinary items	$644,000	4,153
Extraordinary gains, net	$0	5
Net income	$644,000	4,152
Minority interest net income	$0	71
Net income of bank and minority interests.	$644,000	4,153
Net charge-offs	$6,000	3,575
Cash dividends	$175,000	3,225
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$471,780	4,507
2016-06-30 (YTD Data)		Rank
Total interest income	$2,717,000	3,668
Total interest expense	$336,000	3,125
Net interest income	$2,381,000	3,709
Provision for loan and lease losses	$0	4,017
Total noninterest income	$306,000	3,813
Gross Fiduciary activities income	$12,000	937
Service charges on deposit accounts	$134,000	3,145
Trading account gains and fees	$0	157
Additional Noninterest Income	$160,000	3,905
Total noninterest expense	$2,337,000	3,347
Salaries and employee benefits	$1,172,000	3,552
Premises and equipment expense	$514,000	2,106
Additional noninterest expense	$651,000	3,689
Pre-tax net operating income	$350,000	4,603
Securities gains (losses)	$218,000	565
Applicable income taxes	$136,000	2,784
Income before extraordinary items	$432,000	4,172
Extraordinary gains, net	$0	16
Net income	$432,000	4,169
Minority interest net income	$0	71
Net income of bank and minority interests.	$432,000	4,171
Net charge-offs	$0	3,689
Cash dividends	$75,000	3,360
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$266,320	4,694
2016-03-31 (YTD Data)		Rank
Total interest income	$1,357,000	3,677
Total interest expense	$167,000	3,158
Net interest income	$1,190,000	3,713
Provision for loan and lease losses	$0	3,656
Total noninterest income	$160,000	3,711
Gross Fiduciary activities income	$10,000	893
Service charges on deposit accounts	$67,000	3,130
Trading account gains and fees	$0	142
Additional Noninterest Income	$83,000	3,818
Total noninterest expense	$1,167,000	3,364
Salaries and employee benefits	$595,000	3,544
Premises and equipment expense	$257,000	2,115
Additional noninterest expense	$315,000	3,756
Pre-tax net operating income	$183,000	4,533
Securities gains (losses)	$131,000	410
Applicable income taxes	$81,000	2,628
Income before extraordinary items	$233,000	4,030
Extraordinary gains, net	$0	12
Net income	$233,000	4,027
Minority interest net income	$0	62
Net income of bank and minority interests.	$233,000	4,028
Net charge-offs	$-1,000	4,102
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$136,060	4,670
2015-12-31 (YTD Data)		Rank
Total interest income	$5,261,000	3,729
Total interest expense	$669,000	3,158
Net interest income	$4,592,000	3,770
Provision for loan and lease losses	$0	4,380
Total noninterest income	$895,000	3,265
Gross Fiduciary activities income	$23,000	974
Service charges on deposit accounts	$324,000	2,883
Trading account gains and fees	$0	159
Additional Noninterest Income	$548,000	3,160
Total noninterest expense	$4,792,000	3,317
Salaries and employee benefits	$2,305,000	3,607
Premises and equipment expense	$1,161,000	1,942
Additional noninterest expense	$1,326,000	3,688
Pre-tax net operating income	$695,000	4,580
Securities gains (losses)	$112,000	1,103
Applicable income taxes	$92,000	3,359
Income before extraordinary items	$715,000	4,386
Extraordinary gains, net	$0	23
Net income	$715,000	4,383
Minority interest net income	$0	81
Net income of bank and minority interests.	$715,000	4,385
Net charge-offs	$35,000	3,482
Cash dividends	$275,000	3,488
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$615,320	4,529
2015-09-30 (YTD Data)		Rank
Total interest income	$3,934,000	3,775
Total interest expense	$500,000	3,209
Net interest income	$3,434,000	3,828
Provision for loan and lease losses	$0	4,232
Total noninterest income	$718,000	3,163
Gross Fiduciary activities income	$16,000	964
Service charges on deposit accounts	$243,000	2,905
Trading account gains and fees	$0	153
Additional Noninterest Income	$459,000	3,030
Total noninterest expense	$3,545,000	3,376
Salaries and employee benefits	$1,705,000	3,656
Premises and equipment expense	$881,000	1,949
Additional noninterest expense	$959,000	3,792
Pre-tax net operating income	$607,000	4,483
Securities gains (losses)	$112,000	965
Applicable income taxes	$145,000	3,042
Income before extraordinary items	$574,000	4,388
Extraordinary gains, net	$0	21
Net income	$574,000	4,390
Minority interest net income	$0	78
Net income of bank and minority interests.	$574,000	4,391
Net charge-offs	$25,000	3,231
Cash dividends	$125,000	3,361
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$484,400	4,552
2015-06-30 (YTD Data)		Rank
Total interest income	$2,607,000	3,809
Total interest expense	$332,000	3,244
Net interest income	$2,275,000	3,850
Provision for loan and lease losses	$0	4,069
Total noninterest income	$350,000	3,667
Gross Fiduciary activities income	$15,000	948
Service charges on deposit accounts	$160,000	2,906
Trading account gains and fees	$0	157
Additional Noninterest Income	$175,000	3,832
Total noninterest expense	$2,292,000	3,473
Salaries and employee benefits	$1,138,000	3,674
Premises and equipment expense	$514,000	2,177
Additional noninterest expense	$640,000	3,814
Pre-tax net operating income	$333,000	4,723
Securities gains (losses)	$112,000	794
Applicable income taxes	$82,000	3,153
Income before extraordinary items	$363,000	4,443
Extraordinary gains, net	$0	22
Net income	$363,000	4,445
Minority interest net income	$0	75
Net income of bank and minority interests.	$363,000	4,445
Net charge-offs	$4,000	3,531
Cash dividends	$50,000	3,429
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$271,160	4,758
2015-03-31 (YTD Data)		Rank
Total interest income	$1,309,000	3,808
Total interest expense	$169,000	3,229
Net interest income	$1,140,000	3,860
Provision for loan and lease losses	$0	3,703
Total noninterest income	$175,000	3,636
Gross Fiduciary activities income	$13,000	906
Service charges on deposit accounts	$75,000	2,985
Trading account gains and fees	$0	152
Additional Noninterest Income	$87,000	3,810
Total noninterest expense	$1,157,000	3,473
Salaries and employee benefits	$580,000	3,662
Premises and equipment expense	$262,000	2,165
Additional noninterest expense	$315,000	3,847
Pre-tax net operating income	$158,000	4,774
Securities gains (losses)	$112,000	548
Applicable income taxes	$60,000	2,867
Income before extraordinary items	$210,000	4,205
Extraordinary gains, net	$0	13
Net income	$210,000	4,207
Minority interest net income	$0	64
Net income of bank and minority interests.	$210,000	4,208
Net charge-offs	$4,000	2,829
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$122,640	4,855
2014-12-31 (YTD Data)		Rank
Total interest income	$5,266,000	3,843
Total interest expense	$698,000	3,320
Net interest income	$4,568,000	3,878
Provision for loan and lease losses	$120,000	2,961
Total noninterest income	$772,000	3,545
Gross Fiduciary activities income	$26,000	997
Service charges on deposit accounts	$359,000	2,901
Trading account gains and fees	$0	180
Additional Noninterest Income	$387,000	3,650
Total noninterest expense	$4,626,000	3,490
Salaries and employee benefits	$2,396,000	3,578
Premises and equipment expense	$944,000	2,351
Additional noninterest expense	$1,286,000	3,904
Pre-tax net operating income	$594,000	4,862
Securities gains (losses)	$444,000	449
Applicable income taxes	$215,000	2,894
Income before extraordinary items	$823,000	4,266
Extraordinary gains, net	$0	17
Net income	$823,000	4,266
Minority interest net income	$0	84
Net income of bank and minority interests.	$823,000	4,267
Net charge-offs	$-4,000	5,513
Cash dividends	$575,000	2,704
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$472,240	4,948
2014-09-30 (YTD Data)		Rank
Total interest income	$3,882,000	3,924
Total interest expense	$519,000	3,381
Net interest income	$3,363,000	3,958
Provision for loan and lease losses	$105,000	2,728
Total noninterest income	$586,000	3,556
Gross Fiduciary activities income	$20,000	977
Service charges on deposit accounts	$268,000	2,938
Trading account gains and fees	$0	174
Additional Noninterest Income	$298,000	3,655
Total noninterest expense	$3,476,000	3,503
Salaries and employee benefits	$1,786,000	3,603
Premises and equipment expense	$737,000	2,303
Additional noninterest expense	$953,000	3,948
Pre-tax net operating income	$368,000	5,141
Securities gains (losses)	$444,000	353
Applicable income taxes	$171,000	2,934
Income before extraordinary items	$641,000	4,263
Extraordinary gains, net	$0	15
Net income	$641,000	4,264
Minority interest net income	$0	81
Net income of bank and minority interests.	$641,000	4,264
Net charge-offs	$-3,000	5,367
Cash dividends	$375,000	2,519
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$290,240	5,225
2014-06-30 (YTD Data)		Rank
Total interest income	$2,571,000	3,940
Total interest expense	$346,000	3,415
Net interest income	$2,225,000	3,986
Provision for loan and lease losses	$90,000	2,447
Total noninterest income	$347,000	3,750
Gross Fiduciary activities income	$18,000	954
Service charges on deposit accounts	$172,000	2,979
Trading account gains and fees	$0	172
Additional Noninterest Income	$157,000	3,986
Total noninterest expense	$2,329,000	3,501
Salaries and employee benefits	$1,198,000	3,614
Premises and equipment expense	$486,000	2,336
Additional noninterest expense	$645,000	3,932
Pre-tax net operating income	$153,000	5,539
Securities gains (losses)	$403,000	279
Applicable income taxes	$119,000	2,886
Income before extraordinary items	$437,000	4,176
Extraordinary gains, net	$0	20
Net income	$437,000	4,182
Minority interest net income	$0	80
Net income of bank and minority interests.	$437,000	4,181
Net charge-offs	$-2,000	5,209
Cash dividends	$275,000	2,441
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$118,630	5,610
2014-03-31 (YTD Data)		Rank
Total interest income	$1,284,000	3,963
Total interest expense	$172,000	3,467
Net interest income	$1,112,000	3,991
Provision for loan and lease losses	$75,000	1,807
Total noninterest income	$176,000	3,687
Gross Fiduciary activities income	$15,000	905
Service charges on deposit accounts	$85,000	2,982
Trading account gains and fees	$0	147
Additional Noninterest Income	$76,000	3,971
Total noninterest expense	$1,180,000	3,508
Salaries and employee benefits	$629,000	3,534
Premises and equipment expense	$235,000	2,440
Additional noninterest expense	$316,000	3,991
Pre-tax net operating income	$33,000	5,907
Securities gains (losses)	$337,000	184
Applicable income taxes	$94,000	2,410
Income before extraordinary items	$276,000	3,692
Extraordinary gains, net	$0	16
Net income	$276,000	3,694
Minority interest net income	$0	66
Net income of bank and minority interests.	$276,000	3,695
Net charge-offs	$4,000	3,176
Cash dividends	$175,000	1,870
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$23,250	5,983
2013-12-31 (YTD Data)		Rank
Total interest income	$5,325,000	3,910
Total interest expense	$748,000	3,601
Net interest income	$4,577,000	3,934
Provision for loan and lease losses	$60,000	4,088
Total noninterest income	$610,000	4,091
Gross Fiduciary activities income	$79,000	894
Service charges on deposit accounts	$384,000	2,901
Trading account gains and fees	$0	184
Additional Noninterest Income	$147,000	4,966
Total noninterest expense	$4,096,000	3,861
Salaries and employee benefits	$2,202,000	3,866
Premises and equipment expense	$702,000	2,965
Additional noninterest expense	$1,192,000	4,213
Pre-tax net operating income	$1,031,000	4,031
Securities gains (losses)	$36,000	2,016
Applicable income taxes	$198,000	2,961
Income before extraordinary items	$869,000	4,140
Extraordinary gains, net	$0	29
Net income	$869,000	4,142
Minority interest net income	$0	90
Net income of bank and minority interests.	$869,000	4,143
Net charge-offs	$78,000	3,978
Cash dividends	$500,000	2,742
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$839,840	4,148
2013-09-30 (YTD Data)		Rank
Total interest income	$3,977,000	3,960
Total interest expense	$562,000	3,676
Net interest income	$3,415,000	3,959
Provision for loan and lease losses	$45,000	4,007
Total noninterest income	$401,000	4,382
Gross Fiduciary activities income	$23,000	986
Service charges on deposit accounts	$285,000	2,937
Trading account gains and fees	$0	180
Additional Noninterest Income	$93,000	5,245
Total noninterest expense	$3,141,000	3,833
Salaries and employee benefits	$1,645,000	3,867
Premises and equipment expense	$610,000	2,694
Additional noninterest expense	$886,000	4,239
Pre-tax net operating income	$630,000	4,426
Securities gains (losses)	$36,000	1,884
Applicable income taxes	$172,000	2,917
Income before extraordinary items	$494,000	4,608
Extraordinary gains, net	$0	25
Net income	$494,000	4,612
Minority interest net income	$0	84
Net income of bank and minority interests.	$494,000	4,613
Net charge-offs	$74,000	3,547
Cash dividends	$500,000	2,089
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$467,360	4,612
2013-06-30 (YTD Data)		Rank
Total interest income	$2,647,000	3,970
Total interest expense	$377,000	3,719
Net interest income	$2,270,000	3,968
Provision for loan and lease losses	$30,000	3,938
Total noninterest income	$372,000	3,832
Gross Fiduciary activities income	$15,000	994
Service charges on deposit accounts	$183,000	2,977
Trading account gains and fees	$0	157
Additional Noninterest Income	$174,000	4,001
Total noninterest expense	$2,094,000	3,854
Salaries and employee benefits	$1,103,000	3,880
Premises and equipment expense	$404,000	2,722
Additional noninterest expense	$587,000	4,240
Pre-tax net operating income	$518,000	4,088
Securities gains (losses)	$36,000	1,723
Applicable income taxes	$118,000	2,890
Income before extraordinary items	$436,000	4,173
Extraordinary gains, net	$0	22
Net income	$436,000	4,175
Minority interest net income	$0	82
Net income of bank and minority interests.	$436,000	4,176
Net charge-offs	$80,000	2,960
Cash dividends	$375,000	1,987
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$407,560	4,176
2013-03-31 (YTD Data)		Rank
Total interest income	$1,323,000	4,008
Total interest expense	$188,000	3,810
Net interest income	$1,135,000	3,976
Provision for loan and lease losses	$15,000	3,721
Total noninterest income	$177,000	3,874
Gross Fiduciary activities income	$14,000	936
Service charges on deposit accounts	$88,000	3,040
Trading account gains and fees	$0	148
Additional Noninterest Income	$75,000	4,190
Total noninterest expense	$1,017,000	3,951
Salaries and employee benefits	$549,000	3,932
Premises and equipment expense	$202,000	2,751
Additional noninterest expense	$266,000	4,505
Pre-tax net operating income	$280,000	3,926
Securities gains (losses)	$36,000	1,059
Applicable income taxes	$82,000	2,581
Income before extraordinary items	$234,000	4,002
Extraordinary gains, net	$0	10
Net income	$234,000	4,005
Minority interest net income	$0	76
Net income of bank and minority interests.	$234,000	4,005
Net charge-offs	$80,000	2,061
Cash dividends	$375,000	1,160
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$207,360	4,114
2012-12-31 (YTD Data)		Rank
Total interest income	$5,421,000	4,108
Total interest expense	$888,000	3,892
Net interest income	$4,533,000	4,075
Provision for loan and lease losses	$50,000	5,179
Total noninterest income	$776,000	3,706
Gross Fiduciary activities income	$80,000	915
Service charges on deposit accounts	$360,000	3,129
Trading account gains and fees	$0	166
Additional Noninterest Income	$336,000	3,888
Total noninterest expense	$3,905,000	4,091
Salaries and employee benefits	$2,184,000	3,917
Premises and equipment expense	$635,000	3,251
Additional noninterest expense	$1,086,000	4,595
Pre-tax net operating income	$1,354,000	3,501
Securities gains (losses)	$235,000	1,564
Applicable income taxes	$395,000	2,417
Income before extraordinary items	$1,194,000	3,556
Extraordinary gains, net	$1,722,000	5
Net income	$2,916,000	1,908
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,916,000	1,910
Net charge-offs	$25,000	5,294
Cash dividends	$625,000	2,513
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,017,750	3,721
2012-09-30 (YTD Data)		Rank
Total interest income	$4,071,000	4,182
Total interest expense	$680,000	3,970
Net interest income	$3,391,000	4,141
Provision for loan and lease losses	$50,000	4,919
Total noninterest income	$626,000	3,608
Gross Fiduciary activities income	$67,000	888
Service charges on deposit accounts	$270,000	3,177
Trading account gains and fees	$0	157
Additional Noninterest Income	$289,000	3,743
Total noninterest expense	$2,937,000	4,112
Salaries and employee benefits	$1,605,000	3,973
Premises and equipment expense	$520,000	3,076
Additional noninterest expense	$812,000	4,633
Pre-tax net operating income	$1,030,000	3,578
Securities gains (losses)	$235,000	1,314
Applicable income taxes	$335,000	2,355
Income before extraordinary items	$930,000	3,569
Extraordinary gains, net	$0	20
Net income	$930,000	3,569
Minority interest net income	$0	86
Net income of bank and minority interests.	$930,000	3,571
Net charge-offs	$-2,000	6,317
Cash dividends	$250,000	2,716
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$756,100	3,796
2012-06-30 (YTD Data)		Rank
Total interest income	$2,704,000	4,218
Total interest expense	$465,000	4,001
Net interest income	$2,239,000	4,180
Provision for loan and lease losses	$50,000	4,550
Total noninterest income	$375,000	3,786
Gross Fiduciary activities income	$34,000	933
Service charges on deposit accounts	$176,000	3,208
Trading account gains and fees	$0	153
Additional Noninterest Income	$165,000	3,929
Total noninterest expense	$1,963,000	4,125
Salaries and employee benefits	$1,074,000	3,989
Premises and equipment expense	$348,000	3,065
Additional noninterest expense	$541,000	4,640
Pre-tax net operating income	$601,000	3,792
Securities gains (losses)	$235,000	1,006
Applicable income taxes	$217,000	2,370
Income before extraordinary items	$619,000	3,575
Extraordinary gains, net	$0	19
Net income	$619,000	3,576
Minority interest net income	$0	84
Net income of bank and minority interests.	$619,000	3,577
Net charge-offs	$12,000	4,874
Cash dividends	$125,000	2,850
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$445,100	4,003
2012-03-31 (YTD Data)		Rank
Total interest income	$1,343,000	4,273
Total interest expense	$238,000	4,042
Net interest income	$1,105,000	4,248
Provision for loan and lease losses	$30,000	4,088
Total noninterest income	$240,000	3,310
Gross Fiduciary activities income	$34,000	852
Service charges on deposit accounts	$83,000	3,304
Trading account gains and fees	$0	148
Additional Noninterest Income	$123,000	3,383
Total noninterest expense	$956,000	4,214
Salaries and employee benefits	$539,000	4,011
Premises and equipment expense	$162,000	3,266
Additional noninterest expense	$255,000	4,814
Pre-tax net operating income	$359,000	3,503
Securities gains (losses)	$0	2,210
Applicable income taxes	$87,000	2,573
Income before extraordinary items	$272,000	3,816
Extraordinary gains, net	$0	19
Net income	$272,000	3,819
Minority interest net income	$0	78
Net income of bank and minority interests.	$272,000	3,819
Net charge-offs	$-1,000	5,761
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$272,000	3,655
2011-12-31 (YTD Data)		Rank
Total interest income	$5,900,000	4,114
Total interest expense	$1,153,000	4,068
Net interest income	$4,747,000	4,041
Provision for loan and lease losses	$250,000	4,345
Total noninterest income	$636,000	3,952
Gross Fiduciary activities income	$45,000	936
Service charges on deposit accounts	$381,000	3,127
Trading account gains and fees	$0	146
Additional Noninterest Income	$210,000	4,401
Total noninterest expense	$4,098,000	4,050
Salaries and employee benefits	$2,173,000	3,932
Premises and equipment expense	$702,000	3,205
Additional noninterest expense	$1,223,000	4,396
Pre-tax net operating income	$1,035,000	3,666
Securities gains (losses)	$582,000	703
Applicable income taxes	$387,000	2,273
Income before extraordinary items	$1,230,000	3,163
Extraordinary gains, net	$0	29
Net income	$1,230,000	3,166
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,230,000	3,166
Net charge-offs	$12,000	6,056
Cash dividends	$750,000	1,952
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$787,680	3,847
2011-09-30 (YTD Data)		Rank
Total interest income	$4,511,000	4,097
Total interest expense	$905,000	4,082
Net interest income	$3,606,000	4,029
Provision for loan and lease losses	$205,000	4,120
Total noninterest income	$456,000	4,071
Gross Fiduciary activities income	$28,000	928
Service charges on deposit accounts	$285,000	3,128
Trading account gains and fees	$0	145
Additional Noninterest Income	$143,000	4,595
Total noninterest expense	$3,071,000	4,048
Salaries and employee benefits	$1,599,000	3,996
Premises and equipment expense	$528,000	3,230
Additional noninterest expense	$944,000	4,320
Pre-tax net operating income	$786,000	3,754
Securities gains (losses)	$8,000	3,118
Applicable income taxes	$137,000	2,975
Income before extraordinary items	$657,000	3,869
Extraordinary gains, net	$0	21
Net income	$657,000	3,871
Minority interest net income	$0	87
Net income of bank and minority interests.	$657,000	3,871
Net charge-offs	$18,000	5,586
Cash dividends	$375,000	2,106
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$650,360	3,774
2011-06-30 (YTD Data)		Rank
Total interest income	$3,011,000	4,130
Total interest expense	$615,000	4,145
Net interest income	$2,396,000	4,053
Provision for loan and lease losses	$150,000	3,873
Total noninterest income	$287,000	4,187
Gross Fiduciary activities income	$26,000	918
Service charges on deposit accounts	$187,000	3,151
Trading account gains and fees	$0	153
Additional Noninterest Income	$74,000	5,003
Total noninterest expense	$2,014,000	4,143
Salaries and employee benefits	$1,040,000	4,094
Premises and equipment expense	$343,000	3,304
Additional noninterest expense	$631,000	4,389
Pre-tax net operating income	$519,000	3,746
Securities gains (losses)	$-6,000	7,032
Applicable income taxes	$85,000	2,984
Income before extraordinary items	$428,000	3,860
Extraordinary gains, net	$0	15
Net income	$428,000	3,861
Minority interest net income	$0	89
Net income of bank and minority interests.	$428,000	3,862
Net charge-offs	$18,000	5,106
Cash dividends	$250,000	2,077
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$432,980	3,736
2011-03-31 (YTD Data)		Rank
Total interest income	$1,513,000	4,130
Total interest expense	$314,000	4,194
Net interest income	$1,199,000	4,048
Provision for loan and lease losses	$75,000	3,668
Total noninterest income	$90,000	5,091
Gross Fiduciary activities income	$17,000	898
Service charges on deposit accounts	$92,000	3,157
Trading account gains and fees	$0	158
Additional Noninterest Income	$-19,000	7,222
Total noninterest expense	$1,024,000	4,116
Salaries and employee benefits	$535,000	4,046
Premises and equipment expense	$168,000	3,421
Additional noninterest expense	$321,000	4,342
Pre-tax net operating income	$190,000	4,323
Securities gains (losses)	$-3,000	7,054
Applicable income taxes	$76,000	2,483
Income before extraordinary items	$111,000	4,868
Extraordinary gains, net	$0	9
Net income	$111,000	4,866
Minority interest net income	$0	86
Net income of bank and minority interests.	$111,000	4,868
Net charge-offs	$0	5,107
Cash dividends	$250,000	1,233
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$112,920	4,792
2010-12-31 (YTD Data)		Rank
Total interest income	$6,298,000	4,172
Total interest expense	$1,579,000	4,141
Net interest income	$4,719,000	4,115
Provision for loan and lease losses	$475,000	4,215
Total noninterest income	$689,000	3,973
Gross Fiduciary activities income	$44,000	976
Service charges on deposit accounts	$408,000	3,040
Trading account gains and fees	$0	175
Additional Noninterest Income	$237,000	4,328
Total noninterest expense	$4,024,000	4,205
Salaries and employee benefits	$2,042,000	4,160
Premises and equipment expense	$799,000	2,995
Additional noninterest expense	$1,183,000	4,650
Pre-tax net operating income	$909,000	3,548
Securities gains (losses)	$755,000	622
Applicable income taxes	$402,000	2,090
Income before extraordinary items	$1,262,000	2,817
Extraordinary gains, net	$0	29
Net income	$1,262,000	2,814
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,262,000	2,818
Net charge-offs	$346,000	4,131
Cash dividends	$125,000	3,592
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$688,200	3,737
2010-09-30 (YTD Data)		Rank
Total interest income	$4,760,000	4,232
Total interest expense	$1,207,000	4,238
Net interest income	$3,553,000	4,157
Provision for loan and lease losses	$400,000	3,898
Total noninterest income	$529,000	3,958
Gross Fiduciary activities income	$31,000	973
Service charges on deposit accounts	$302,000	3,145
Trading account gains and fees	$0	165
Additional Noninterest Income	$196,000	4,211
Total noninterest expense	$2,971,000	4,268
Salaries and employee benefits	$1,527,000	4,219
Premises and equipment expense	$580,000	3,109
Additional noninterest expense	$864,000	4,712
Pre-tax net operating income	$711,000	3,687
Securities gains (losses)	$16,000	2,975
Applicable income taxes	$149,000	2,804
Income before extraordinary items	$578,000	3,850
Extraordinary gains, net	$0	23
Net income	$578,000	3,850
Minority interest net income	$0	110
Net income of bank and minority interests.	$578,000	3,851
Net charge-offs	$342,000	3,559
Cash dividends	$125,000	3,056
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$565,200	3,736
2010-06-30 (YTD Data)		Rank
Total interest income	$3,173,000	4,277
Total interest expense	$809,000	4,313
Net interest income	$2,364,000	4,164
Provision for loan and lease losses	$160,000	4,525
Total noninterest income	$373,000	3,769
Gross Fiduciary activities income	$29,000	945
Service charges on deposit accounts	$189,000	3,253
Trading account gains and fees	$0	152
Additional Noninterest Income	$155,000	3,921
Total noninterest expense	$1,979,000	4,269
Salaries and employee benefits	$1,026,000	4,218
Premises and equipment expense	$367,000	3,251
Additional noninterest expense	$586,000	4,643
Pre-tax net operating income	$598,000	3,305
Securities gains (losses)	$0	3,184
Applicable income taxes	$111,000	2,695
Income before extraordinary items	$487,000	3,461
Extraordinary gains, net	$0	19
Net income	$487,000	3,458
Minority interest net income	$0	105
Net income of bank and minority interests.	$487,000	3,460
Net charge-offs	$301,000	3,041
Cash dividends	$125,000	2,672
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$487,000	3,347
2010-03-31 (YTD Data)		Rank
Total interest income	$1,591,000	4,338
Total interest expense	$409,000	4,420
Net interest income	$1,182,000	4,202
Provision for loan and lease losses	$85,000	4,189
Total noninterest income	$193,000	3,721
Gross Fiduciary activities income	$21,000	902
Service charges on deposit accounts	$84,000	3,502
Trading account gains and fees	$0	175
Additional Noninterest Income	$88,000	3,739
Total noninterest expense	$975,000	4,355
Salaries and employee benefits	$518,000	4,256
Premises and equipment expense	$177,000	3,435
Additional noninterest expense	$280,000	4,785
Pre-tax net operating income	$315,000	3,282
Securities gains (losses)	$0	2,284
Applicable income taxes	$65,000	2,550
Income before extraordinary items	$250,000	3,484
Extraordinary gains, net	$0	16
Net income	$250,000	3,481
Minority interest net income	$0	91
Net income of bank and minority interests.	$250,000	3,483
Net charge-offs	$-58,000	7,803
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$250,000	3,357
2009-12-31 (YTD Data)		Rank
Total interest income	$6,420,000	4,427
Total interest expense	$1,897,000	4,607
Net interest income	$4,523,000	4,212
Provision for loan and lease losses	$1,350,000	3,033
Total noninterest income	$638,000	4,258
Gross Fiduciary activities income	$38,000	996
Service charges on deposit accounts	$385,000	3,402
Trading account gains and fees	$0	211
Additional Noninterest Income	$215,000	4,526
Total noninterest expense	$3,895,000	4,418
Salaries and employee benefits	$2,068,000	4,247
Premises and equipment expense	$591,000	3,914
Additional noninterest expense	$1,236,000	4,664
Pre-tax net operating income	$-84,000	5,562
Securities gains (losses)	$0	3,754
Applicable income taxes	$-215,000	6,793
Income before extraordinary items	$131,000	5,058
Extraordinary gains, net	$0	34
Net income	$131,000	5,057
Minority interest net income	$0	115
Net income of bank and minority interests.	$131,000	5,057
Net charge-offs	$1,234,000	2,605
Cash dividends	$125,000	3,994
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$131,000	4,993
2009-09-30 (YTD Data)		Rank
Total interest income	$4,792,000	4,487
Total interest expense	$1,459,000	4,683
Net interest income	$3,333,000	4,269
Provision for loan and lease losses	$835,000	3,050
Total noninterest income	$499,000	4,230
Gross Fiduciary activities income	$33,000	963
Service charges on deposit accounts	$290,000	3,399
Trading account gains and fees	$0	212
Additional Noninterest Income	$176,000	4,496
Total noninterest expense	$2,869,000	4,475
Salaries and employee benefits	$1,559,000	4,264
Premises and equipment expense	$424,000	4,092
Additional noninterest expense	$886,000	4,764
Pre-tax net operating income	$128,000	5,192
Securities gains (losses)	$0	3,497
Applicable income taxes	$130,000	2,683
Income before extraordinary items	$-2,000	5,773
Extraordinary gains, net	$0	27
Net income	$-2,000	5,773
Minority interest net income	$0	118
Net income of bank and minority interests.	$-2,000	5,773
Net charge-offs	$304,000	3,686
Cash dividends	$125,000	3,450
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-2,000	5,709
2009-06-30 (YTD Data)		Rank
Total interest income	$3,176,000	4,550
Total interest expense	$1,003,000	4,724
Net interest income	$2,173,000	4,338
Provision for loan and lease losses	$305,000	3,656
Total noninterest income	$344,000	4,165
Gross Fiduciary activities income	$30,000	940
Service charges on deposit accounts	$186,000	3,448
Trading account gains and fees	$0	193
Additional Noninterest Income	$128,000	4,389
Total noninterest expense	$1,926,000	4,484
Salaries and employee benefits	$1,042,000	4,314
Premises and equipment expense	$285,000	4,084
Additional noninterest expense	$599,000	4,731
Pre-tax net operating income	$286,000	4,200
Securities gains (losses)	$0	3,136
Applicable income taxes	$150,000	2,269
Income before extraordinary items	$136,000	4,961
Extraordinary gains, net	$0	21
Net income	$136,000	4,959
Minority interest net income	$0	112
Net income of bank and minority interests.	$136,000	4,959
Net charge-offs	$52,000	4,869
Cash dividends	$125,000	3,098
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$136,000	4,872
2009-03-31 (YTD Data)		Rank
Total interest income	$1,617,000	4,541
Total interest expense	$513,000	4,774
Net interest income	$1,104,000	4,262
Provision for loan and lease losses	$30,000	5,394
Total noninterest income	$199,000	3,825
Gross Fiduciary activities income	$18,000	925
Service charges on deposit accounts	$88,000	3,501
Trading account gains and fees	$0	171
Additional Noninterest Income	$93,000	3,770
Total noninterest expense	$932,000	4,512
Salaries and employee benefits	$527,000	4,303
Premises and equipment expense	$144,000	4,104
Additional noninterest expense	$261,000	4,823
Pre-tax net operating income	$341,000	3,127
Securities gains (losses)	$0	2,434
Applicable income taxes	$80,000	2,406
Income before extraordinary items	$261,000	3,362
Extraordinary gains, net	$0	15
Net income	$261,000	3,362
Minority interest net income	$0	102
Net income of bank and minority interests.	$261,000	3,363
Net charge-offs	$-1,000	7,151
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$261,000	3,216
2008-12-31 (YTD Data)		Rank
Total interest income	$6,903,000	4,521
Total interest expense	$2,594,000	4,644
Net interest income	$4,309,000	4,343
Provision for loan and lease losses	$565,000	3,618
Total noninterest income	$672,000	4,227
Gross Fiduciary activities income	$17,000	1,132
Service charges on deposit accounts	$410,000	3,411
Trading account gains and fees	$0	154
Additional Noninterest Income	$245,000	4,483
Total noninterest expense	$3,622,000	4,526
Salaries and employee benefits	$2,038,000	4,386
Premises and equipment expense	$658,000	3,654
Additional noninterest expense	$926,000	5,065
Pre-tax net operating income	$794,000	4,182
Securities gains (losses)	$0	3,220
Applicable income taxes	$198,000	2,830
Income before extraordinary items	$596,000	4,189
Extraordinary gains, net	$0	39
Net income	$596,000	4,189
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$172,000	4,303
Cash dividends	$100,000	4,953
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$596,000	4,336
2008-09-30 (YTD Data)		Rank
Total interest income	$5,168,000	4,608
Total interest expense	$2,019,000	4,678
Net interest income	$3,149,000	4,474
Provision for loan and lease losses	$68,000	5,598
Total noninterest income	$520,000	4,248
Gross Fiduciary activities income	$10,000	1,153
Service charges on deposit accounts	$305,000	3,462
Trading account gains and fees	$0	148
Additional Noninterest Income	$205,000	4,365
Total noninterest expense	$2,702,000	4,531
Salaries and employee benefits	$1,511,000	4,446
Premises and equipment expense	$522,000	3,541
Additional noninterest expense	$669,000	5,101
Pre-tax net operating income	$899,000	3,869
Securities gains (losses)	$0	3,106
Applicable income taxes	$232,000	2,754
Income before extraordinary items	$667,000	3,913
Extraordinary gains, net	$0	31
Net income	$667,000	3,911
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$172,000	3,252
Cash dividends	$25,000	4,821
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$667,000	4,069
2008-06-30 (YTD Data)		Rank
Total interest income	$3,420,000	4,700
Total interest expense	$1,399,000	4,711
Net interest income	$2,021,000	4,590
Provision for loan and lease losses	$45,000	5,277
Total noninterest income	$371,000	4,171
Gross Fiduciary activities income	$9,000	1,133
Service charges on deposit accounts	$201,000	3,470
Trading account gains and fees	$0	149
Additional Noninterest Income	$161,000	4,185
Total noninterest expense	$1,782,000	4,599
Salaries and employee benefits	$989,000	4,554
Premises and equipment expense	$346,000	3,580
Additional noninterest expense	$447,000	5,081
Pre-tax net operating income	$565,000	4,143
Securities gains (losses)	$0	3,233
Applicable income taxes	$128,000	3,196
Income before extraordinary items	$437,000	4,296
Extraordinary gains, net	$0	21
Net income	$437,000	4,297
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$167,000	2,423
Cash dividends	$25,000	4,608
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$437,000	4,235
2008-03-31 (YTD Data)		Rank
Total interest income	$1,730,000	4,754
Total interest expense	$759,000	4,656
Net interest income	$971,000	4,723
Provision for loan and lease losses	$23,000	4,788
Total noninterest income	$192,000	4,084
Gross Fiduciary activities income	$7,000	1,068
Service charges on deposit accounts	$98,000	3,504
Trading account gains and fees	$0	158
Additional Noninterest Income	$87,000	4,033
Total noninterest expense	$881,000	4,646
Salaries and employee benefits	$492,000	4,619
Premises and equipment expense	$177,000	3,535
Additional noninterest expense	$212,000	5,195
Pre-tax net operating income	$259,000	4,460
Securities gains (losses)	$0	2,688
Applicable income taxes	$83,000	3,009
Income before extraordinary items	$176,000	4,943
Extraordinary gains, net	$0	15
Net income	$176,000	4,948
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	3,215
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$176,000	4,825
2007-12-31 (YTD Data)		Rank
Total interest income	$6,850,000	4,798
Total interest expense	$3,291,000	4,513
Net interest income	$3,559,000	4,978
Provision for loan and lease losses	$60,000	5,449
Total noninterest income	$765,000	4,098
Gross Fiduciary activities income	$15,000	1,198
Service charges on deposit accounts	$456,000	3,265
Trading account gains and fees	$0	178
Additional Noninterest Income	$294,000	4,282
Total noninterest expense	$3,403,000	4,620
Salaries and employee benefits	$1,911,000	4,546
Premises and equipment expense	$562,000	4,029
Additional noninterest expense	$930,000	4,874
Pre-tax net operating income	$861,000	5,038
Securities gains (losses)	$-98,000	8,141
Applicable income taxes	$189,000	3,901
Income before extraordinary items	$574,000	5,436
Extraordinary gains, net	$0	39
Net income	$574,000	5,436
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$30,000	5,188
Cash dividends	$200,000	4,879
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$647,500	5,193
2007-09-30 (YTD Data)		Rank
Total interest income	$5,073,000	4,842
Total interest expense	$2,442,000	4,548
Net interest income	$2,631,000	5,034
Provision for loan and lease losses	$45,000	5,124
Total noninterest income	$510,000	4,376
Gross Fiduciary activities income	$10,000	1,181
Service charges on deposit accounts	$345,000	3,217
Trading account gains and fees	$0	184
Additional Noninterest Income	$155,000	5,021
Total noninterest expense	$2,504,000	4,654
Salaries and employee benefits	$1,362,000	4,677
Premises and equipment expense	$447,000	3,850
Additional noninterest expense	$695,000	4,824
Pre-tax net operating income	$592,000	5,467
Securities gains (losses)	$-46,000	8,156
Applicable income taxes	$130,000	4,187
Income before extraordinary items	$416,000	5,749
Extraordinary gains, net	$0	33
Net income	$416,000	5,746
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$27,000	4,329
Cash dividends	$50,000	4,932
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$450,960	5,566
2007-06-30 (YTD Data)		Rank
Total interest income	$3,385,000	4,869
Total interest expense	$1,626,000	4,542
Net interest income	$1,759,000	5,068
Provision for loan and lease losses	$30,000	4,873
Total noninterest income	$357,000	4,281
Gross Fiduciary activities income	$9,000	1,152
Service charges on deposit accounts	$226,000	3,240
Trading account gains and fees	$0	168
Additional Noninterest Income	$122,000	4,722
Total noninterest expense	$1,674,000	4,653
Salaries and employee benefits	$903,000	4,739
Premises and equipment expense	$306,000	3,801
Additional noninterest expense	$465,000	4,820
Pre-tax net operating income	$412,000	5,449
Securities gains (losses)	$-46,000	8,290
Applicable income taxes	$84,000	4,298
Income before extraordinary items	$282,000	5,788
Extraordinary gains, net	$0	29
Net income	$282,000	5,788
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,315
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$317,420	5,528
2007-03-31 (YTD Data)		Rank
Total interest income	$1,688,000	4,871
Total interest expense	$813,000	4,527
Net interest income	$875,000	5,082
Provision for loan and lease losses	$15,000	4,592
Total noninterest income	$178,000	4,271
Gross Fiduciary activities income	$7,000	1,074
Service charges on deposit accounts	$100,000	3,456
Trading account gains and fees	$0	195
Additional Noninterest Income	$71,000	4,430
Total noninterest expense	$819,000	4,737
Salaries and employee benefits	$457,000	4,736
Premises and equipment expense	$152,000	3,834
Additional noninterest expense	$210,000	5,109
Pre-tax net operating income	$219,000	5,321
Securities gains (losses)	$-95,000	8,544
Applicable income taxes	$6,000	5,609
Income before extraordinary items	$118,000	6,114
Extraordinary gains, net	$0	22
Net income	$118,000	6,114
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	3,748
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$208,250	4,953
2006-12-31 (YTD Data)		Rank
Total interest income	$6,066,000	4,984
Total interest expense	$2,823,000	4,477
Net interest income	$3,243,000	5,298
Provision for loan and lease losses	$90,000	4,875
Total noninterest income	$636,000	4,587
Gross Fiduciary activities income	$20,000	1,170
Service charges on deposit accounts	$456,000	3,266
Trading account gains and fees	$0	130
Additional Noninterest Income	$160,000	5,503
Total noninterest expense	$2,982,000	4,910
Salaries and employee benefits	$1,715,000	4,774
Premises and equipment expense	$393,000	4,973
Additional noninterest expense	$874,000	4,956
Pre-tax net operating income	$807,000	5,636
Securities gains (losses)	$-89,000	8,161
Applicable income taxes	$44,000	5,530
Income before extraordinary items	$674,000	5,589
Extraordinary gains, net	$0	51
Net income	$674,000	5,590
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	6,238
Cash dividends	$500,000	3,695
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$757,660	5,327
2006-09-30 (YTD Data)		Rank
Total interest income	$4,415,000	5,068
Total interest expense	$2,027,000	4,515
Net interest income	$2,388,000	5,388
Provision for loan and lease losses	$68,000	4,698
Total noninterest income	$497,000	4,490
Gross Fiduciary activities income	$14,000	1,157
Service charges on deposit accounts	$346,000	3,247
Trading account gains and fees	$0	126
Additional Noninterest Income	$137,000	5,292
Total noninterest expense	$2,194,000	4,952
Salaries and employee benefits	$1,276,000	4,766
Premises and equipment expense	$288,000	5,085
Additional noninterest expense	$630,000	5,051
Pre-tax net operating income	$623,000	5,773
Securities gains (losses)	$-89,000	8,367
Applicable income taxes	$41,000	5,554
Income before extraordinary items	$493,000	5,790
Extraordinary gains, net	$0	45
Net income	$493,000	5,792
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,679
Cash dividends	$250,000	3,894
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$574,880	5,464
2006-06-30 (YTD Data)		Rank
Total interest income	$2,890,000	5,088
Total interest expense	$1,308,000	4,465
Net interest income	$1,582,000	5,432
Provision for loan and lease losses	$45,000	4,580
Total noninterest income	$346,000	4,386
Gross Fiduciary activities income	$12,000	1,136
Service charges on deposit accounts	$223,000	3,307
Trading account gains and fees	$0	126
Additional Noninterest Income	$111,000	4,908
Total noninterest expense	$1,456,000	4,983
Salaries and employee benefits	$851,000	4,803
Premises and equipment expense	$191,000	5,073
Additional noninterest expense	$414,000	5,084
Pre-tax net operating income	$427,000	5,752
Securities gains (losses)	$-21,000	8,094
Applicable income taxes	$38,000	5,424
Income before extraordinary items	$368,000	5,573
Extraordinary gains, net	$0	39
Net income	$368,000	5,574
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,137
Cash dividends	$125,000	4,157
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$387,110	5,455
2006-03-31 (YTD Data)		Rank
Total interest income	$1,422,000	5,074
Total interest expense	$627,000	4,456
Net interest income	$795,000	5,416
Provision for loan and lease losses	$22,000	4,442
Total noninterest income	$181,000	4,193
Gross Fiduciary activities income	$7,000	1,113
Service charges on deposit accounts	$104,000	3,385
Trading account gains and fees	$0	115
Additional Noninterest Income	$70,000	4,434
Total noninterest expense	$728,000	5,000
Salaries and employee benefits	$422,000	4,846
Premises and equipment expense	$95,000	5,109
Additional noninterest expense	$211,000	5,010
Pre-tax net operating income	$226,000	5,571
Securities gains (losses)	$-12,000	8,270
Applicable income taxes	$25,000	5,191
Income before extraordinary items	$189,000	5,470
Extraordinary gains, net	$0	21
Net income	$189,000	5,470
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,481
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$199,560	5,367
2005-12-31 (YTD Data)		Rank
Total interest income	$5,086,000	5,111
Total interest expense	$1,993,000	4,439
Net interest income	$3,093,000	5,407
Provision for loan and lease losses	$90,000	4,964
Total noninterest income	$546,000	5,043
Gross Fiduciary activities income	$14,000	1,245
Service charges on deposit accounts	$370,000	3,733
Trading account gains and fees	$0	138
Additional Noninterest Income	$162,000	5,591
Total noninterest expense	$2,868,000	4,935
Salaries and employee benefits	$1,562,000	4,919
Premises and equipment expense	$413,000	4,760
Additional noninterest expense	$893,000	4,799
Pre-tax net operating income	$681,000	6,203
Securities gains (losses)	$6,000	1,641
Applicable income taxes	$0	6,964
Income before extraordinary items	$687,000	5,712
Extraordinary gains, net	$0	46
Net income	$687,000	5,715
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	5,620
Cash dividends	$500,000	3,617
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$681,000	5,703
2005-09-30 (YTD Data)		Rank
Total interest income	$3,747,000	5,119
Total interest expense	$1,432,000	4,438
Net interest income	$2,315,000	5,425
Provision for loan and lease losses	$67,000	4,861
Total noninterest income	$393,000	5,159
Gross Fiduciary activities income	$2,000	1,379
Service charges on deposit accounts	$257,000	3,900
Trading account gains and fees	$0	126
Additional Noninterest Income	$134,000	5,406
Total noninterest expense	$2,110,000	4,962
Salaries and employee benefits	$1,156,000	4,935
Premises and equipment expense	$300,000	4,841
Additional noninterest expense	$654,000	4,838
Pre-tax net operating income	$531,000	6,277
Securities gains (losses)	$6,000	1,641
Applicable income taxes	$47,000	5,835
Income before extraordinary items	$490,000	5,950
Extraordinary gains, net	$0	35
Net income	$490,000	5,955
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	4,898
Cash dividends	$375,000	3,213
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$484,540	5,943
2005-06-30 (YTD Data)		Rank
Total interest income	$2,436,000	5,141
Total interest expense	$879,000	4,504
Net interest income	$1,557,000	5,377
Provision for loan and lease losses	$45,000	4,715
Total noninterest income	$259,000	5,134
Gross Fiduciary activities income	$1,000	1,384
Service charges on deposit accounts	$155,000	4,080
Trading account gains and fees	$0	116
Additional Noninterest Income	$103,000	5,124
Total noninterest expense	$1,394,000	4,988
Salaries and employee benefits	$766,000	4,949
Premises and equipment expense	$198,000	4,857
Additional noninterest expense	$430,000	4,859
Pre-tax net operating income	$377,000	6,127
Securities gains (losses)	$8,000	1,424
Applicable income taxes	$40,000	5,690
Income before extraordinary items	$345,000	5,824
Extraordinary gains, net	$0	30
Net income	$345,000	5,826
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	4,257
Cash dividends	$250,000	3,195
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$337,800	5,826
2005-03-31 (YTD Data)		Rank
Total interest income	$1,206,000	5,158
Total interest expense	$403,000	4,652
Net interest income	$803,000	5,318
Provision for loan and lease losses	$23,000	4,505
Total noninterest income	$136,000	4,970
Gross Fiduciary activities income	$1,000	1,320
Service charges on deposit accounts	$71,000	4,223
Trading account gains and fees	$0	115
Additional Noninterest Income	$64,000	4,644
Total noninterest expense	$704,000	4,982
Salaries and employee benefits	$387,000	4,948
Premises and equipment expense	$97,000	4,978
Additional noninterest expense	$220,000	4,754
Pre-tax net operating income	$212,000	5,832
Securities gains (losses)	$2,000	1,406
Applicable income taxes	$26,000	5,434
Income before extraordinary items	$188,000	5,576
Extraordinary gains, net	$0	24
Net income	$188,000	5,577
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,728
Cash dividends	$125,000	2,728
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$186,240	5,562
2004-12-31 (YTD Data)		Rank
Total interest income	$4,843,000	4,958
Total interest expense	$1,664,000	4,210
Net interest income	$3,179,000	5,245
Provision for loan and lease losses	$60,000	5,645
Total noninterest income	$499,000	5,267
Gross Fiduciary activities income	$14,000	1,262
Service charges on deposit accounts	$321,000	4,171
Trading account gains and fees	$0	138
Additional Noninterest Income	$164,000	5,508
Total noninterest expense	$2,744,000	4,971
Salaries and employee benefits	$1,538,000	4,859
Premises and equipment expense	$361,000	5,101
Additional noninterest expense	$845,000	4,919
Pre-tax net operating income	$874,000	5,575
Securities gains (losses)	$13,000	2,682
Applicable income taxes	$78,000	5,743
Income before extraordinary items	$809,000	5,242
Extraordinary gains, net	$0	34
Net income	$809,000	5,244
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	5,996
Cash dividends	$500,000	3,518
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$797,170	5,197
2004-09-30 (YTD Data)		Rank
Total interest income	$3,592,000	4,974
Total interest expense	$1,256,000	4,134
Net interest income	$2,336,000	5,292
Provision for loan and lease losses	$45,000	5,471
Total noninterest income	$385,000	5,229
Gross Fiduciary activities income	$9,000	1,258
Service charges on deposit accounts	$241,000	4,185
Trading account gains and fees	$0	134
Additional Noninterest Income	$135,000	5,352
Total noninterest expense	$2,023,000	4,986
Salaries and employee benefits	$1,144,000	4,834
Premises and equipment expense	$277,000	5,014
Additional noninterest expense	$602,000	5,035
Pre-tax net operating income	$653,000	5,681
Securities gains (losses)	$-3,000	8,248
Applicable income taxes	$67,000	5,744
Income before extraordinary items	$583,000	5,437
Extraordinary gains, net	$0	26
Net income	$583,000	5,437
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	5,309
Cash dividends	$375,000	3,116
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$585,700	5,345
2004-06-30 (YTD Data)		Rank
Total interest income	$2,382,000	5,004
Total interest expense	$839,000	4,132
Net interest income	$1,543,000	5,309
Provision for loan and lease losses	$30,000	5,293
Total noninterest income	$268,000	5,092
Gross Fiduciary activities income	$8,000	1,219
Service charges on deposit accounts	$155,000	4,246
Trading account gains and fees	$0	130
Additional Noninterest Income	$105,000	5,079
Total noninterest expense	$1,335,000	5,043
Salaries and employee benefits	$756,000	4,898
Premises and equipment expense	$189,000	4,954
Additional noninterest expense	$390,000	5,144
Pre-tax net operating income	$446,000	5,598
Securities gains (losses)	$0	3,413
Applicable income taxes	$49,000	5,655
Income before extraordinary items	$397,000	5,339
Extraordinary gains, net	$0	21
Net income	$397,000	5,339
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	4,719
Cash dividends	$250,000	3,124
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$397,000	5,248
2004-03-31 (YTD Data)		Rank
Total interest income	$1,189,000	5,031
Total interest expense	$424,000	4,152
Net interest income	$765,000	5,361
Provision for loan and lease losses	$15,000	5,048
Total noninterest income	$141,000	4,934
Gross Fiduciary activities income	$7,000	1,141
Service charges on deposit accounts	$75,000	4,266
Trading account gains and fees	$0	121
Additional Noninterest Income	$59,000	4,776
Total noninterest expense	$660,000	5,118
Salaries and employee benefits	$373,000	4,959
Premises and equipment expense	$97,000	4,884
Additional noninterest expense	$190,000	5,256
Pre-tax net operating income	$231,000	5,474
Securities gains (losses)	$0	2,934
Applicable income taxes	$28,000	5,476
Income before extraordinary items	$203,000	5,305
Extraordinary gains, net	$0	16
Net income	$203,000	5,304
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	3,876
Cash dividends	$125,000	2,644
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$203,000	5,186
2003-12-31 (YTD Data)		Rank
Total interest income	$4,900,000	4,963
Total interest expense	$1,869,000	4,228
Net interest income	$3,031,000	5,283
Provision for loan and lease losses	$60,000	5,969
Total noninterest income	$506,000	5,406
Gross Fiduciary activities income	$25,000	1,206
Service charges on deposit accounts	$307,000	4,245
Trading account gains and fees	$0	160
Additional Noninterest Income	$174,000	5,563
Total noninterest expense	$2,694,000	4,951
Salaries and employee benefits	$1,510,000	4,822
Premises and equipment expense	$358,000	5,096
Additional noninterest expense	$826,000	4,941
Pre-tax net operating income	$783,000	5,753
Securities gains (losses)	$16,000	3,357
Applicable income taxes	$72,000	6,015
Income before extraordinary items	$727,000	5,480
Extraordinary gains, net	$0	54
Net income	$727,000	5,481
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	6,342
Cash dividends	$375,000	4,049
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$712,440	5,370
2003-09-30 (YTD Data)		Rank
Total interest income	$3,705,000	4,999
Total interest expense	$1,430,000	4,282
Net interest income	$2,275,000	5,285
Provision for loan and lease losses	$45,000	5,860
Total noninterest income	$394,000	5,353
Gross Fiduciary activities income	$13,000	1,248
Service charges on deposit accounts	$233,000	4,233
Trading account gains and fees	$0	153
Additional Noninterest Income	$148,000	5,363
Total noninterest expense	$2,018,000	4,945
Salaries and employee benefits	$1,131,000	4,819
Premises and equipment expense	$288,000	4,857
Additional noninterest expense	$599,000	4,999
Pre-tax net operating income	$606,000	5,849
Securities gains (losses)	$13,000	3,204
Applicable income taxes	$97,000	5,603
Income before extraordinary items	$522,000	5,740
Extraordinary gains, net	$0	40
Net income	$522,000	5,741
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	5,765
Cash dividends	$250,000	3,717
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$511,080	5,630
2003-06-30 (YTD Data)		Rank
Total interest income	$2,516,000	4,964
Total interest expense	$977,000	4,312
Net interest income	$1,539,000	5,255
Provision for loan and lease losses	$30,000	5,740
Total noninterest income	$274,000	5,225
Gross Fiduciary activities income	$11,000	1,214
Service charges on deposit accounts	$152,000	4,248
Trading account gains and fees	$0	150
Additional Noninterest Income	$111,000	5,141
Total noninterest expense	$1,331,000	4,976
Salaries and employee benefits	$756,000	4,821
Premises and equipment expense	$191,000	4,851
Additional noninterest expense	$384,000	5,152
Pre-tax net operating income	$452,000	5,565
Securities gains (losses)	$4,000	3,287
Applicable income taxes	$67,000	5,612
Income before extraordinary items	$389,000	5,486
Extraordinary gains, net	$0	30
Net income	$389,000	5,486
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	4,977
Cash dividends	$125,000	4,034
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$385,600	5,296
2003-03-31 (YTD Data)		Rank
Total interest income	$1,253,000	5,007
Total interest expense	$497,000	4,357
Net interest income	$756,000	5,291
Provision for loan and lease losses	$15,000	5,504
Total noninterest income	$155,000	4,810
Gross Fiduciary activities income	$9,000	1,140
Service charges on deposit accounts	$77,000	4,164
Trading account gains and fees	$0	134
Additional Noninterest Income	$69,000	4,643
Total noninterest expense	$657,000	5,027
Salaries and employee benefits	$381,000	4,785
Premises and equipment expense	$91,000	5,012
Additional noninterest expense	$185,000	5,250
Pre-tax net operating income	$239,000	5,404
Securities gains (losses)	$0	2,891
Applicable income taxes	$57,000	4,911
Income before extraordinary items	$182,000	5,556
Extraordinary gains, net	$0	21
Net income	$182,000	5,555
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	3,694
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$182,000	5,364
2002-12-31 (YTD Data)		Rank
Total interest income	$5,404,000	4,904
Total interest expense	$2,337,000	4,314
Net interest income	$3,067,000	5,216
Provision for loan and lease losses	$10,000	7,810
Total noninterest income	$497,000	5,236
Gross Fiduciary activities income	$14,000	1,348
Service charges on deposit accounts	$326,000	4,046
Trading account gains and fees	$0	153
Additional Noninterest Income	$157,000	5,501
Total noninterest expense	$2,718,000	4,792
Salaries and employee benefits	$1,463,000	4,783
Premises and equipment expense	$417,000	4,497
Additional noninterest expense	$838,000	4,772
Pre-tax net operating income	$836,000	5,656
Securities gains (losses)	$59,000	2,258
Applicable income taxes	$166,000	5,375
Income before extraordinary items	$729,000	5,449
Extraordinary gains, net	$0	70
Net income	$729,000	5,448
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$42,000	5,517
Cash dividends	$625,000	3,081
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$681,210	5,486
2001-12-31 (YTD Data)		Rank
Total interest income	$4,323,000	6,085
Total interest expense	$2,401,000	5,521
Net interest income	$1,922,000	6,553
Provision for loan and lease losses	$40,000	6,926
Total noninterest income	$293,000	6,495
Gross Fiduciary activities income	$16,000	1,343
Service charges on deposit accounts	$190,000	5,285
Trading account gains and fees	$0	177
Additional Noninterest Income	$87,000	6,726
Total noninterest expense	$1,947,000	5,841
Salaries and employee benefits	$1,041,000	5,853
Premises and equipment expense	$314,000	5,386
Additional noninterest expense	$592,000	5,889
Pre-tax net operating income	$228,000	7,749
Securities gains (losses)	$0	4,612
Applicable income taxes	$-35,000	9,113
Income before extraordinary items	$263,000	7,354
Extraordinary gains, net	$0	105
Net income	$263,000	7,356
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	6,448
Cash dividends	$100,000	5,729
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$263,000	7,237
2000-12-31 (YTD Data)		Rank
Total interest income	$3,853,000	6,614
Total interest expense	$2,178,000	6,005
Net interest income	$1,675,000	7,162
Provision for loan and lease losses	$0	8,337
Total noninterest income	$233,000	6,951
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$145,000	5,838
Trading account gains and fees	NA	NA
Additional Noninterest Income	$88,000	6,711
Total noninterest expense	$1,453,000	6,868
Salaries and employee benefits	$805,000	6,709
Premises and equipment expense	$267,000	5,811
Additional noninterest expense	$381,000	7,300
Pre-tax net operating income	$455,000	7,217
Securities gains (losses)	$0	1,956
Applicable income taxes	$73,000	6,884
Income before extraordinary items	$382,000	6,965
Extraordinary gains, net	$0	38
Net income	$382,000	6,963
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	5,720
Cash dividends	$160,000	5,403
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$382,000	6,968
1999-12-31 (YTD Data)		Rank
Total interest income	$3,733,000	6,580
Total interest expense	$2,107,000	5,790
Net interest income	$1,626,000	7,340
Provision for loan and lease losses	$0	8,503
Total noninterest income	$211,000	7,363
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$122,000	6,320
Trading account gains and fees	NA	NA
Additional Noninterest Income	$89,000	6,897
Total noninterest expense	$1,370,000	7,113
Salaries and employee benefits	$777,000	6,854
Premises and equipment expense	$240,000	6,182
Additional noninterest expense	$353,000	7,677
Pre-tax net operating income	$467,000	7,288
Securities gains (losses)	$0	3,155
Applicable income taxes	$58,000	7,529
Income before extraordinary items	$409,000	6,935
Extraordinary gains, net	$0	35
Net income	$409,000	6,934
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$109,000	3,426
Cash dividends	$160,000	5,532
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$409,000	6,912
1998-12-31 (YTD Data)		Rank
Total interest income	$3,857,000	6,593
Total interest expense	$2,192,000	5,854
Net interest income	$1,665,000	7,351
Provision for loan and lease losses	$0	8,652
Total noninterest income	$199,000	7,585
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$118,000	6,506
Trading account gains and fees	NA	NA
Additional Noninterest Income	$81,000	7,164
Total noninterest expense	$1,325,000	7,175
Salaries and employee benefits	$745,000	6,953
Premises and equipment expense	$192,000	6,833
Additional noninterest expense	$388,000	7,318
Pre-tax net operating income	$539,000	7,188
Securities gains (losses)	$0	4,449
Applicable income taxes	$131,000	7,092
Income before extraordinary items	$408,000	7,157
Extraordinary gains, net	$0	32
Net income	$408,000	7,155
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	7,842
Cash dividends	$160,000	5,689
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$408,000	7,073
1997-12-31 (YTD Data)		Rank
Total interest income	$3,808,000	6,837
Total interest expense	$2,202,000	5,880
Net interest income	$1,606,000	7,761
Provision for loan and lease losses	$0	8,829
Total noninterest income	$201,000	7,827
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$121,000	6,738
Trading account gains and fees	NA	NA
Additional Noninterest Income	$80,000	7,372
Total noninterest expense	$1,329,000	7,236
Salaries and employee benefits	$729,000	7,146
Premises and equipment expense	$227,000	6,392
Additional noninterest expense	$373,000	7,597
Pre-tax net operating income	$478,000	8,048
Securities gains (losses)	$0	3,944
Applicable income taxes	$118,000	8,120
Income before extraordinary items	$360,000	7,913
Extraordinary gains, net	$0	44
Net income	$360,000	7,916
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	7,353
Cash dividends	$150,000	5,875
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$360,000	7,857
1996-12-31 (YTD Data)		Rank
Total interest income	$3,892,000	6,967
Total interest expense	$2,328,000	5,793
Net interest income	$1,564,000	8,115
Provision for loan and lease losses	$0	9,041
Total noninterest income	$197,000	8,278
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$121,000	7,040
Trading account gains and fees	NA	NA
Additional Noninterest Income	$76,000	7,879
Total noninterest expense	$1,324,000	7,593
Salaries and employee benefits	$729,000	7,360
Premises and equipment expense	$222,000	6,659
Additional noninterest expense	$373,000	8,133
Pre-tax net operating income	$437,000	8,290
Securities gains (losses)	$0	4,148
Applicable income taxes	$51,000	9,675
Income before extraordinary items	$386,000	7,747
Extraordinary gains, net	$0	53
Net income	$386,000	7,744
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-26,000	10,789
Cash dividends	$150,000	5,964
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$386,000	7,685
1995-12-31 (YTD Data)		Rank
Total interest income	$3,643,000	7,374
Total interest expense	$2,097,000	6,271
Net interest income	$1,546,000	8,406
Provision for loan and lease losses	$0	8,958
Total noninterest income	$179,000	8,798
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$103,000	7,717
Trading account gains and fees	NA	NA
Additional Noninterest Income	$76,000	8,106
Total noninterest expense	$1,297,000	7,871
Salaries and employee benefits	$677,000	7,886
Premises and equipment expense	$191,000	7,369
Additional noninterest expense	$429,000	7,910
Pre-tax net operating income	$428,000	8,884
Securities gains (losses)	$0	3,831
Applicable income taxes	$86,000	9,471
Income before extraordinary items	$342,000	8,553
Extraordinary gains, net	$0	65
Net income	$342,000	8,557
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	8,320
Cash dividends	$150,000	6,032
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$342,000	8,516
1994-12-31 (YTD Data)		Rank
Total interest income	$3,416,000	7,460
Total interest expense	$1,753,000	6,198
Net interest income	$1,663,000	8,408
Provision for loan and lease losses	$0	9,146
Total noninterest income	$202,000	8,702
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$25,000	10,448
Trading account gains and fees	NA	NA
Additional Noninterest Income	$177,000	5,670
Total noninterest expense	$1,363,000	8,030
Salaries and employee benefits	$673,000	8,084
Premises and equipment expense	$215,000	7,137
Additional noninterest expense	$475,000	8,101
Pre-tax net operating income	$502,000	8,640
Securities gains (losses)	$-1,000	8,790
Applicable income taxes	$152,000	8,265
Income before extraordinary items	$349,000	8,636
Extraordinary gains, net	$0	249
Net income	$349,000	8,641
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$55,000	4,946
Cash dividends	$60,000	7,692
Sale, conversion, retirement of capital stock, net	$-180,000	12,523
Net operating income	$349,700	8,692
1993-12-31 (YTD Data)		Rank
Total interest income	$3,649,000	7,337
Total interest expense	$2,007,000	5,813
Net interest income	$1,642,000	8,668
Provision for loan and lease losses	$0	10,371
Total noninterest income	$289,000	7,815
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$24,000	10,907
Trading account gains and fees	NA	NA
Additional Noninterest Income	$265,000	4,825
Total noninterest expense	$1,361,000	8,298
Salaries and employee benefits	$634,000	8,527
Premises and equipment expense	$246,000	6,763
Additional noninterest expense	$481,000	8,418
Pre-tax net operating income	$570,000	8,168
Securities gains (losses)	$0	7,477
Applicable income taxes	$106,000	9,601
Income before extraordinary items	$464,000	7,854
Extraordinary gains, net	$0	3,149
Net income	$464,000	8,021
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	7,435
Cash dividends	$144,000	6,205
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$464,000	7,595
1992-12-31 (YTD Data)		Rank
Total interest income	$3,913,000	7,626
Total interest expense	$2,449,000	6,088
Net interest income	$1,464,000	9,393
Provision for loan and lease losses	$0	11,756
Total noninterest income	$247,000	8,545
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$25,000	11,220
Trading account gains and fees	NA	NA
Additional Noninterest Income	$222,000	5,329
Total noninterest expense	$1,273,000	8,753
Salaries and employee benefits	$584,000	8,959
Premises and equipment expense	$179,000	8,342
Additional noninterest expense	$510,000	8,364
Pre-tax net operating income	$438,000	8,907
Securities gains (losses)	$0	8,369
Applicable income taxes	$88,000	10,227
Income before extraordinary items	$350,000	8,724
Extraordinary gains, net	$0	1,422
Net income	$350,000	8,859
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$45,000	7,780
Cash dividends	$144,000	5,884
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$350,000	8,355

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.