Home > Tippins Bank > Income and Expense
Tippins Bank, Income and Expense
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,840,000 | 5,857 |
| Total interest expense | $512,000 | 5,811 |
| Net interest income | $2,328,000 | 5,794 |
| Provision for loan and lease losses | $112,000 | 5,247 |
| Total noninterest income | $391,000 | 4,814 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $267,000 | 3,831 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $124,000 | 5,087 |
| Total noninterest expense | $2,349,000 | 5,478 |
| Salaries and employee benefits | $885,000 | 6,090 |
| Premises and equipment expense | $288,000 | 5,327 |
| Additional noninterest expense | $1,176,000 | 4,512 |
| Pre-tax net operating income | $258,000 | 5,360 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $265,000 | 2,641 |
| Income before extraordinary items | $-7,000 | 6,167 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-7,000 | 6,169 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-7,000 | 6,169 |
| Net charge-offs | $367,000 | 3,558 |
| Cash dividends | $988,000 | 1,658 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-7,000 | 6,048 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,167,000 | 5,885 |
| Total interest expense | $414,000 | 5,784 |
| Net interest income | $1,753,000 | 5,837 |
| Provision for loan and lease losses | $9,000 | 6,217 |
| Total noninterest income | $290,000 | 4,880 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $193,000 | 3,919 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $97,000 | 5,129 |
| Total noninterest expense | $1,391,000 | 5,995 |
| Salaries and employee benefits | $666,000 | 6,097 |
| Premises and equipment expense | $228,000 | 5,252 |
| Additional noninterest expense | $497,000 | 5,840 |
| Pre-tax net operating income | $643,000 | 4,115 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $220,000 | 2,566 |
| Income before extraordinary items | $423,000 | 4,583 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $423,000 | 4,585 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $423,000 | 4,584 |
| Net charge-offs | $157,000 | 3,969 |
| Cash dividends | $59,000 | 3,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $423,000 | 4,453 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,433,000 | 5,959 |
| Total interest expense | $293,000 | 5,780 |
| Net interest income | $1,140,000 | 5,919 |
| Provision for loan and lease losses | $6,000 | 6,059 |
| Total noninterest income | $178,000 | 5,038 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $110,000 | 4,216 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $68,000 | 5,121 |
| Total noninterest expense | $925,000 | 6,053 |
| Salaries and employee benefits | $447,000 | 6,137 |
| Premises and equipment expense | $142,000 | 5,428 |
| Additional noninterest expense | $336,000 | 5,892 |
| Pre-tax net operating income | $387,000 | 4,255 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $132,000 | 2,632 |
| Income before extraordinary items | $255,000 | 4,685 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $255,000 | 4,683 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $255,000 | 4,685 |
| Net charge-offs | $-1,000 | 6,559 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $255,000 | 4,596 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $713,000 | 6,003 |
| Total interest expense | $156,000 | 5,770 |
| Net interest income | $557,000 | 5,984 |
| Provision for loan and lease losses | $3,000 | 5,694 |
| Total noninterest income | $92,000 | 5,055 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $52,000 | 4,288 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $40,000 | 4,994 |
| Total noninterest expense | $457,000 | 6,108 |
| Salaries and employee benefits | $224,000 | 6,180 |
| Premises and equipment expense | $69,000 | 5,544 |
| Additional noninterest expense | $164,000 | 5,969 |
| Pre-tax net operating income | $189,000 | 4,330 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $63,000 | 2,644 |
| Income before extraordinary items | $126,000 | 4,699 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $126,000 | 4,697 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $126,000 | 4,699 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $126,000 | 4,637 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,063,000 | 5,989 |
| Total interest expense | $794,000 | 5,727 |
| Net interest income | $2,269,000 | 5,989 |
| Provision for loan and lease losses | $158,000 | 5,595 |
| Total noninterest income | $472,000 | 4,676 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $263,000 | 3,898 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $209,000 | 4,529 |
| Total noninterest expense | $1,865,000 | 6,144 |
| Salaries and employee benefits | $873,000 | 6,276 |
| Premises and equipment expense | $287,000 | 5,513 |
| Additional noninterest expense | $705,000 | 5,883 |
| Pre-tax net operating income | $718,000 | 3,880 |
| Securities gains (losses) | $7,000 | 3,401 |
| Applicable income taxes | $249,000 | 2,530 |
| Income before extraordinary items | $476,000 | 4,373 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $476,000 | 4,375 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $476,000 | 4,374 |
| Net charge-offs | $196,000 | 4,790 |
| Cash dividends | $179,000 | 3,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $471,380 | 4,261 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,328,000 | 6,066 |
| Total interest expense | $614,000 | 5,817 |
| Net interest income | $1,714,000 | 6,061 |
| Provision for loan and lease losses | $155,000 | 5,204 |
| Total noninterest income | $382,000 | 4,606 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $199,000 | 3,966 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $183,000 | 4,322 |
| Total noninterest expense | $1,393,000 | 6,197 |
| Salaries and employee benefits | $661,000 | 6,307 |
| Premises and equipment expense | $209,000 | 5,647 |
| Additional noninterest expense | $523,000 | 5,937 |
| Pre-tax net operating income | $548,000 | 4,078 |
| Securities gains (losses) | $7,000 | 3,200 |
| Applicable income taxes | $198,000 | 2,565 |
| Income before extraordinary items | $357,000 | 4,627 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $357,000 | 4,630 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $357,000 | 4,630 |
| Net charge-offs | $197,000 | 4,245 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $352,520 | 4,455 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,579,000 | 6,086 |
| Total interest expense | $414,000 | 5,882 |
| Net interest income | $1,165,000 | 6,026 |
| Provision for loan and lease losses | $152,000 | 4,573 |
| Total noninterest income | $286,000 | 4,355 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $133,000 | 3,943 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $153,000 | 3,948 |
| Total noninterest expense | $913,000 | 6,269 |
| Salaries and employee benefits | $438,000 | 6,365 |
| Premises and equipment expense | $125,000 | 5,884 |
| Additional noninterest expense | $350,000 | 5,952 |
| Pre-tax net operating income | $386,000 | 4,046 |
| Securities gains (losses) | $7,000 | 2,699 |
| Applicable income taxes | $137,000 | 2,500 |
| Income before extraordinary items | $256,000 | 4,558 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $256,000 | 4,558 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $256,000 | 4,558 |
| Net charge-offs | $-1,000 | 7,109 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $251,450 | 4,429 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $811,000 | 6,113 |
| Total interest expense | $212,000 | 5,961 |
| Net interest income | $599,000 | 6,005 |
| Provision for loan and lease losses | $124,000 | 3,682 |
| Total noninterest income | $193,000 | 3,721 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $67,000 | 3,921 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $126,000 | 3,112 |
| Total noninterest expense | $449,000 | 6,386 |
| Salaries and employee benefits | $215,000 | 6,477 |
| Premises and equipment expense | $58,000 | 6,124 |
| Additional noninterest expense | $176,000 | 5,989 |
| Pre-tax net operating income | $219,000 | 3,900 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $77,000 | 2,378 |
| Income before extraordinary items | $142,000 | 4,476 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $142,000 | 4,476 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $142,000 | 4,475 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $142,000 | 4,364 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,424,000 | 6,070 |
| Total interest expense | $987,000 | 6,050 |
| Net interest income | $2,437,000 | 5,894 |
| Provision for loan and lease losses | $162,000 | 5,992 |
| Total noninterest income | $469,000 | 4,846 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $368,000 | 3,480 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $101,000 | 5,633 |
| Total noninterest expense | $1,882,000 | 6,365 |
| Salaries and employee benefits | $907,000 | 6,440 |
| Premises and equipment expense | $275,000 | 5,838 |
| Additional noninterest expense | $700,000 | 6,132 |
| Pre-tax net operating income | $862,000 | 3,222 |
| Securities gains (losses) | $-300,000 | 7,495 |
| Applicable income taxes | $205,000 | 2,357 |
| Income before extraordinary items | $357,000 | 4,293 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $357,000 | 4,295 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $357,000 | 4,294 |
| Net charge-offs | $461,000 | 3,903 |
| Cash dividends | $336,000 | 3,082 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $549,000 | 3,654 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,664,000 | 6,051 |
| Total interest expense | $760,000 | 6,135 |
| Net interest income | $1,904,000 | 5,816 |
| Provision for loan and lease losses | $84,000 | 6,186 |
| Total noninterest income | $362,000 | 4,847 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $283,000 | 3,442 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $79,000 | 5,709 |
| Total noninterest expense | $1,455,000 | 6,319 |
| Salaries and employee benefits | $711,000 | 6,395 |
| Premises and equipment expense | $220,000 | 5,749 |
| Additional noninterest expense | $524,000 | 6,140 |
| Pre-tax net operating income | $727,000 | 3,260 |
| Securities gains (losses) | $-303,000 | 7,659 |
| Applicable income taxes | $158,000 | 2,526 |
| Income before extraordinary items | $266,000 | 4,565 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $266,000 | 4,564 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $266,000 | 4,566 |
| Net charge-offs | $462,000 | 3,151 |
| Cash dividends | $168,000 | 3,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $459,920 | 3,738 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,800,000 | 6,082 |
| Total interest expense | $513,000 | 6,217 |
| Net interest income | $1,287,000 | 5,793 |
| Provision for loan and lease losses | $56,000 | 5,990 |
| Total noninterest income | $234,000 | 4,936 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $179,000 | 3,529 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $55,000 | 5,710 |
| Total noninterest expense | $957,000 | 6,390 |
| Salaries and employee benefits | $472,000 | 6,463 |
| Premises and equipment expense | $143,000 | 5,858 |
| Additional noninterest expense | $342,000 | 6,212 |
| Pre-tax net operating income | $508,000 | 3,273 |
| Securities gains (losses) | $-303,000 | 7,848 |
| Applicable income taxes | $77,000 | 2,829 |
| Income before extraordinary items | $128,000 | 5,011 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $128,000 | 5,009 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $128,000 | 5,010 |
| Net charge-offs | $453,000 | 2,451 |
| Cash dividends | $168,000 | 2,857 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $321,920 | 3,738 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $903,000 | 6,118 |
| Total interest expense | $257,000 | 6,319 |
| Net interest income | $646,000 | 5,802 |
| Provision for loan and lease losses | $28,000 | 5,652 |
| Total noninterest income | $118,000 | 4,913 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $87,000 | 3,531 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $31,000 | 5,565 |
| Total noninterest expense | $457,000 | 6,470 |
| Salaries and employee benefits | $234,000 | 6,535 |
| Premises and equipment expense | $71,000 | 5,916 |
| Additional noninterest expense | $152,000 | 6,274 |
| Pre-tax net operating income | $279,000 | 3,455 |
| Securities gains (losses) | $16,000 | 1,773 |
| Applicable income taxes | $104,000 | 2,138 |
| Income before extraordinary items | $191,000 | 3,941 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $191,000 | 3,943 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $191,000 | 3,943 |
| Net charge-offs | $374,000 | 1,600 |
| Cash dividends | $84,000 | 2,380 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $180,600 | 3,890 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,904,000 | 6,058 |
| Total interest expense | $1,281,000 | 6,302 |
| Net interest income | $2,623,000 | 5,791 |
| Provision for loan and lease losses | $87,000 | 6,185 |
| Total noninterest income | $573,000 | 4,570 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $400,000 | 3,455 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $173,000 | 5,079 |
| Total noninterest expense | $2,021,000 | 6,208 |
| Salaries and employee benefits | $969,000 | 6,483 |
| Premises and equipment expense | $301,000 | 5,789 |
| Additional noninterest expense | $751,000 | 5,636 |
| Pre-tax net operating income | $1,088,000 | 3,606 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $415,000 | 2,043 |
| Income before extraordinary items | $673,000 | 3,994 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $673,000 | 3,995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,969 |
| Cash dividends | $358,000 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $673,000 | 4,154 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,936,000 | 6,127 |
| Total interest expense | $996,000 | 6,343 |
| Net interest income | $1,940,000 | 5,867 |
| Provision for loan and lease losses | $9,000 | 6,766 |
| Total noninterest income | $446,000 | 4,592 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $293,000 | 3,526 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $153,000 | 4,914 |
| Total noninterest expense | $1,458,000 | 6,290 |
| Salaries and employee benefits | $733,000 | 6,498 |
| Premises and equipment expense | $232,000 | 5,740 |
| Additional noninterest expense | $493,000 | 5,939 |
| Pre-tax net operating income | $919,000 | 3,835 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $323,000 | 2,380 |
| Income before extraordinary items | $596,000 | 4,136 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $596,000 | 4,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,831 |
| Cash dividends | $268,000 | 3,555 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $596,000 | 4,290 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,965,000 | 6,182 |
| Total interest expense | $703,000 | 6,344 |
| Net interest income | $1,262,000 | 5,937 |
| Provision for loan and lease losses | $6,000 | 6,439 |
| Total noninterest income | $318,000 | 4,502 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $186,000 | 3,629 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $132,000 | 4,523 |
| Total noninterest expense | $955,000 | 6,382 |
| Salaries and employee benefits | $487,000 | 6,555 |
| Premises and equipment expense | $146,000 | 5,901 |
| Additional noninterest expense | $322,000 | 5,989 |
| Pre-tax net operating income | $619,000 | 3,945 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $217,000 | 2,580 |
| Income before extraordinary items | $402,000 | 4,460 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $402,000 | 4,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,615 |
| Cash dividends | $178,000 | 3,577 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $402,000 | 4,409 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,003,000 | 6,214 |
| Total interest expense | $376,000 | 6,364 |
| Net interest income | $627,000 | 5,992 |
| Provision for loan and lease losses | $3,000 | 5,879 |
| Total noninterest income | $152,000 | 4,585 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $90,000 | 3,657 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $62,000 | 4,635 |
| Total noninterest expense | $462,000 | 6,504 |
| Salaries and employee benefits | $240,000 | 6,614 |
| Premises and equipment expense | $68,000 | 6,121 |
| Additional noninterest expense | $154,000 | 6,116 |
| Pre-tax net operating income | $314,000 | 4,049 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $104,000 | 2,753 |
| Income before extraordinary items | $210,000 | 4,554 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $210,000 | 4,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 2,267 |
| Cash dividends | $89,000 | 3,041 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $210,000 | 4,460 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,089,000 | 6,186 |
| Total interest expense | $1,439,000 | 6,512 |
| Net interest income | $2,650,000 | 5,820 |
| Provision for loan and lease losses | $16,000 | 6,415 |
| Total noninterest income | $480,000 | 5,101 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $393,000 | 3,554 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $87,000 | 6,423 |
| Total noninterest expense | $2,011,000 | 6,203 |
| Salaries and employee benefits | $989,000 | 6,460 |
| Premises and equipment expense | $346,000 | 5,435 |
| Additional noninterest expense | $676,000 | 5,824 |
| Pre-tax net operating income | $1,103,000 | 4,535 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $388,000 | 3,064 |
| Income before extraordinary items | $715,000 | 5,009 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $715,000 | 5,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-75,000 | 8,346 |
| Cash dividends | $325,000 | 4,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $715,000 | 4,992 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,063,000 | 6,227 |
| Total interest expense | $1,037,000 | 6,629 |
| Net interest income | $2,026,000 | 5,793 |
| Provision for loan and lease losses | $13,000 | 6,083 |
| Total noninterest income | $354,000 | 5,182 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $285,000 | 3,617 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $69,000 | 6,360 |
| Total noninterest expense | $1,488,000 | 6,230 |
| Salaries and employee benefits | $751,000 | 6,429 |
| Premises and equipment expense | $281,000 | 5,203 |
| Additional noninterest expense | $456,000 | 6,063 |
| Pre-tax net operating income | $879,000 | 4,650 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $308,000 | 3,170 |
| Income before extraordinary items | $571,000 | 5,114 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $571,000 | 5,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-72,000 | 8,318 |
| Cash dividends | $244,000 | 3,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $571,000 | 5,107 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,002,000 | 6,299 |
| Total interest expense | $642,000 | 6,778 |
| Net interest income | $1,360,000 | 5,827 |
| Provision for loan and lease losses | $10,000 | 5,732 |
| Total noninterest income | $223,000 | 5,352 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $182,000 | 3,700 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $41,000 | 6,570 |
| Total noninterest expense | $984,000 | 6,290 |
| Salaries and employee benefits | $502,000 | 6,473 |
| Premises and equipment expense | $183,000 | 5,293 |
| Additional noninterest expense | $299,000 | 6,125 |
| Pre-tax net operating income | $589,000 | 4,704 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $207,000 | 3,215 |
| Income before extraordinary items | $382,000 | 5,168 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $382,000 | 5,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-66,000 | 8,348 |
| Cash dividends | $163,000 | 3,864 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $382,000 | 5,157 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $981,000 | 6,361 |
| Total interest expense | $303,000 | 6,904 |
| Net interest income | $678,000 | 5,838 |
| Provision for loan and lease losses | $7,000 | 5,244 |
| Total noninterest income | $122,000 | 5,089 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $100,000 | 3,456 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $22,000 | 6,474 |
| Total noninterest expense | $478,000 | 6,396 |
| Salaries and employee benefits | $247,000 | 6,549 |
| Premises and equipment expense | $88,000 | 5,432 |
| Additional noninterest expense | $143,000 | 6,257 |
| Pre-tax net operating income | $315,000 | 4,545 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $111,000 | 3,133 |
| Income before extraordinary items | $204,000 | 5,012 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $204,000 | 5,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-57,000 | 8,417 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $204,000 | 5,002 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,748,000 | 6,279 |
| Total interest expense | $1,074,000 | 6,792 |
| Net interest income | $2,674,000 | 5,833 |
| Provision for loan and lease losses | $160,000 | 3,939 |
| Total noninterest income | $543,000 | 4,952 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $392,000 | 3,575 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $151,000 | 5,601 |
| Total noninterest expense | $2,025,000 | 6,134 |
| Salaries and employee benefits | $986,000 | 6,441 |
| Premises and equipment expense | $421,000 | 4,763 |
| Additional noninterest expense | $618,000 | 5,978 |
| Pre-tax net operating income | $1,032,000 | 5,122 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $379,000 | 3,500 |
| Income before extraordinary items | $653,000 | 5,642 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $653,000 | 5,643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,843 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $653,000 | 5,628 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,781,000 | 6,321 |
| Total interest expense | $777,000 | 6,837 |
| Net interest income | $2,004,000 | 5,895 |
| Provision for loan and lease losses | $45,000 | 5,149 |
| Total noninterest income | $435,000 | 4,832 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $299,000 | 3,581 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $136,000 | 5,307 |
| Total noninterest expense | $1,467,000 | 6,210 |
| Salaries and employee benefits | $708,000 | 6,548 |
| Premises and equipment expense | $303,000 | 4,909 |
| Additional noninterest expense | $456,000 | 6,030 |
| Pre-tax net operating income | $927,000 | 4,889 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $313,000 | 3,526 |
| Income before extraordinary items | $614,000 | 5,306 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $614,000 | 5,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,294 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $614,000 | 5,299 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,838,000 | 6,336 |
| Total interest expense | $495,000 | 6,863 |
| Net interest income | $1,343,000 | 5,922 |
| Provision for loan and lease losses | $30,000 | 4,987 |
| Total noninterest income | $317,000 | 4,591 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $197,000 | 3,578 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $120,000 | 4,748 |
| Total noninterest expense | $977,000 | 6,236 |
| Salaries and employee benefits | $472,000 | 6,572 |
| Premises and equipment expense | $189,000 | 5,108 |
| Additional noninterest expense | $316,000 | 5,912 |
| Pre-tax net operating income | $653,000 | 4,793 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $218,000 | 3,498 |
| Income before extraordinary items | $435,000 | 5,197 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $435,000 | 5,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,881 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $435,000 | 5,195 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $916,000 | 6,309 |
| Total interest expense | $230,000 | 6,951 |
| Net interest income | $686,000 | 5,862 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $130,000 | 5,013 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $92,000 | 3,651 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $38,000 | 5,631 |
| Total noninterest expense | $493,000 | 6,222 |
| Salaries and employee benefits | $236,000 | 6,597 |
| Premises and equipment expense | $94,000 | 5,139 |
| Additional noninterest expense | $163,000 | 5,808 |
| Pre-tax net operating income | $308,000 | 4,902 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $103,000 | 3,558 |
| Income before extraordinary items | $205,000 | 5,301 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $205,000 | 5,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 1,321 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $205,000 | 5,302 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,231,000 | 6,404 |
| Total interest expense | $834,000 | 6,688 |
| Net interest income | $2,397,000 | 6,159 |
| Provision for loan and lease losses | $120,000 | 4,465 |
| Total noninterest income | $556,000 | 4,989 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $373,000 | 3,714 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $183,000 | 5,339 |
| Total noninterest expense | $2,900,000 | 4,876 |
| Salaries and employee benefits | $1,343,000 | 5,424 |
| Premises and equipment expense | $644,000 | 3,447 |
| Additional noninterest expense | $913,000 | 4,718 |
| Pre-tax net operating income | $-67,000 | 8,313 |
| Securities gains (losses) | $1,000 | 2,117 |
| Applicable income taxes | $-27,000 | 8,519 |
| Income before extraordinary items | $-39,000 | 8,324 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-39,000 | 8,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 3,083 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-39,640 | 8,300 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,369,000 | 6,459 |
| Total interest expense | $608,000 | 6,684 |
| Net interest income | $1,761,000 | 6,244 |
| Provision for loan and lease losses | $70,000 | 4,797 |
| Total noninterest income | $423,000 | 4,979 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $281,000 | 3,714 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $142,000 | 5,291 |
| Total noninterest expense | $2,182,000 | 4,842 |
| Salaries and employee benefits | $1,085,000 | 5,149 |
| Premises and equipment expense | $342,000 | 4,434 |
| Additional noninterest expense | $755,000 | 4,376 |
| Pre-tax net operating income | $-68,000 | 8,406 |
| Securities gains (losses) | $1,000 | 2,135 |
| Applicable income taxes | $-23,000 | 8,641 |
| Income before extraordinary items | $-44,000 | 8,404 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-44,000 | 8,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 2,817 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-44,660 | 8,378 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,538,000 | 6,497 |
| Total interest expense | $389,000 | 6,666 |
| Net interest income | $1,149,000 | 6,303 |
| Provision for loan and lease losses | $40,000 | 4,850 |
| Total noninterest income | $308,000 | 4,726 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $185,000 | 3,688 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $123,000 | 4,757 |
| Total noninterest expense | $1,220,000 | 5,414 |
| Salaries and employee benefits | $776,000 | 4,911 |
| Premises and equipment expense | $218,000 | 4,529 |
| Additional noninterest expense | $226,000 | 6,816 |
| Pre-tax net operating income | $197,000 | 7,234 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $200,000 | 3,788 |
| Income before extraordinary items | $-3,000 | 8,380 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-3,000 | 8,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 3,782 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-3,000 | 8,350 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $749,000 | 6,568 |
| Total interest expense | $187,000 | 6,710 |
| Net interest income | $562,000 | 6,398 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $179,000 | 4,262 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $91,000 | 3,658 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $88,000 | 3,999 |
| Total noninterest expense | $622,000 | 5,401 |
| Salaries and employee benefits | $398,000 | 4,854 |
| Premises and equipment expense | $108,000 | 4,611 |
| Additional noninterest expense | $116,000 | 6,761 |
| Pre-tax net operating income | $89,000 | 7,387 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $89,000 | 7,078 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $89,000 | 7,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 1,513 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $89,000 | 7,041 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,125,000 | 6,308 |
| Total interest expense | $723,000 | 6,508 |
| Net interest income | $2,402,000 | 6,128 |
| Provision for loan and lease losses | $270,000 | 3,102 |
| Total noninterest income | $155,000 | 7,566 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $401,000 | 3,644 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $-246,000 | 8,973 |
| Total noninterest expense | $2,978,000 | 4,684 |
| Salaries and employee benefits | $1,737,000 | 4,447 |
| Premises and equipment expense | $442,000 | 4,467 |
| Additional noninterest expense | $799,000 | 5,095 |
| Pre-tax net operating income | $-691,000 | 8,723 |
| Securities gains (losses) | $-10,000 | 8,235 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-701,000 | 8,773 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-701,000 | 8,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $173,000 | 2,815 |
| Cash dividends | $81,000 | 5,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-691,000 | 8,750 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,379,000 | 6,272 |
| Total interest expense | $550,000 | 6,462 |
| Net interest income | $1,829,000 | 6,090 |
| Provision for loan and lease losses | $195,000 | 3,028 |
| Total noninterest income | $99,000 | 7,812 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $308,000 | 3,600 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $-209,000 | 9,028 |
| Total noninterest expense | $1,835,000 | 5,350 |
| Salaries and employee benefits | $1,014,000 | 5,273 |
| Premises and equipment expense | $320,000 | 4,560 |
| Additional noninterest expense | $501,000 | 5,631 |
| Pre-tax net operating income | $-102,000 | 8,596 |
| Securities gains (losses) | $-10,000 | 8,513 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $-112,000 | 8,634 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-112,000 | 8,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 2,195 |
| Cash dividends | $81,000 | 4,759 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-102,000 | 8,595 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,639,000 | 6,180 |
| Total interest expense | $377,000 | 6,425 |
| Net interest income | $1,262,000 | 5,986 |
| Provision for loan and lease losses | $120,000 | 3,090 |
| Total noninterest income | $-17,000 | 9,073 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $195,000 | 3,713 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $-212,000 | 9,084 |
| Total noninterest expense | $1,217,000 | 5,385 |
| Salaries and employee benefits | $678,000 | 5,299 |
| Premises and equipment expense | $198,000 | 4,785 |
| Additional noninterest expense | $341,000 | 5,587 |
| Pre-tax net operating income | $-92,000 | 8,683 |
| Securities gains (losses) | $-10,000 | 8,693 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $-102,000 | 8,726 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-102,000 | 8,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 2,324 |
| Cash dividends | $81,000 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-92,000 | 8,686 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $804,000 | 6,245 |
| Total interest expense | $196,000 | 6,403 |
| Net interest income | $608,000 | 6,115 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $134,000 | 5,061 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $102,000 | 3,536 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $32,000 | 5,977 |
| Total noninterest expense | $605,000 | 5,427 |
| Salaries and employee benefits | $343,000 | 5,260 |
| Premises and equipment expense | $96,000 | 4,925 |
| Additional noninterest expense | $166,000 | 5,673 |
| Pre-tax net operating income | $92,000 | 7,278 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $92,000 | 7,028 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $92,000 | 7,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,994 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $92,000 | 6,942 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,510,000 | 6,037 |
| Total interest expense | $940,000 | 6,286 |
| Net interest income | $2,570,000 | 5,810 |
| Provision for loan and lease losses | $652,000 | 1,731 |
| Total noninterest income | $528,000 | 5,289 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $447,000 | 3,389 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $81,000 | 6,870 |
| Total noninterest expense | $2,035,000 | 5,945 |
| Salaries and employee benefits | $1,238,000 | 5,529 |
| Premises and equipment expense | $299,000 | 5,671 |
| Additional noninterest expense | $498,000 | 6,565 |
| Pre-tax net operating income | $411,000 | 6,994 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $411,000 | 6,761 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $411,000 | 6,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $376,000 | 1,935 |
| Cash dividends | $203,000 | 4,897 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $411,000 | 6,600 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,636,000 | 6,097 |
| Total interest expense | $732,000 | 6,340 |
| Net interest income | $1,904,000 | 5,883 |
| Provision for loan and lease losses | $648,000 | 1,322 |
| Total noninterest income | $411,000 | 5,235 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $347,000 | 3,297 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $64,000 | 6,840 |
| Total noninterest expense | $1,567,000 | 5,832 |
| Salaries and employee benefits | $909,000 | 5,567 |
| Premises and equipment expense | $254,000 | 5,274 |
| Additional noninterest expense | $404,000 | 6,316 |
| Pre-tax net operating income | $100,000 | 8,227 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $100,000 | 8,219 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $100,000 | 8,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 4,747 |
| Cash dividends | $122,000 | 4,549 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $100,000 | 8,090 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,764,000 | 6,127 |
| Total interest expense | $502,000 | 6,384 |
| Net interest income | $1,262,000 | 5,900 |
| Provision for loan and lease losses | $90,000 | 4,018 |
| Total noninterest income | $282,000 | 5,150 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $239,000 | 3,177 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $43,000 | 6,830 |
| Total noninterest expense | $1,046,000 | 5,843 |
| Salaries and employee benefits | $611,000 | 5,560 |
| Premises and equipment expense | $161,000 | 5,416 |
| Additional noninterest expense | $274,000 | 6,252 |
| Pre-tax net operating income | $408,000 | 5,809 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $408,000 | 5,350 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $408,000 | 5,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,430 |
| Cash dividends | $81,000 | 4,445 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $408,000 | 5,150 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $904,000 | 6,084 |
| Total interest expense | $256,000 | 6,420 |
| Net interest income | $648,000 | 5,797 |
| Provision for loan and lease losses | $45,000 | 3,818 |
| Total noninterest income | $143,000 | 5,006 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $120,000 | 3,077 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $23,000 | 6,700 |
| Total noninterest expense | $537,000 | 5,735 |
| Salaries and employee benefits | $322,000 | 5,395 |
| Premises and equipment expense | $78,000 | 5,518 |
| Additional noninterest expense | $137,000 | 6,250 |
| Pre-tax net operating income | $209,000 | 5,741 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $209,000 | 5,217 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $209,000 | 5,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,123 |
| Cash dividends | $41,000 | 3,521 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $209,000 | 5,024 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,692,000 | 6,161 |
| Total interest expense | $1,259,000 | 6,288 |
| Net interest income | $2,433,000 | 5,997 |
| Provision for loan and lease losses | $168,000 | 4,725 |
| Total noninterest income | $472,000 | 5,374 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $391,000 | 3,583 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $81,000 | 6,848 |
| Total noninterest expense | $2,375,000 | 5,261 |
| Salaries and employee benefits | $1,453,000 | 4,809 |
| Premises and equipment expense | $323,000 | 5,330 |
| Additional noninterest expense | $600,000 | 5,930 |
| Pre-tax net operating income | $361,000 | 7,323 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $107,000 | 5,901 |
| Income before extraordinary items | $254,000 | 7,541 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $254,000 | 7,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 3,848 |
| Cash dividends | $271,000 | 4,488 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $254,000 | 7,447 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,073,000 | 6,291 |
| Total interest expense | $1,809,000 | 6,403 |
| Net interest income | $2,264,000 | 6,032 |
| Provision for loan and lease losses | $90,000 | 5,778 |
| Total noninterest income | $444,000 | 5,403 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $365,000 | 3,652 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $79,000 | 6,906 |
| Total noninterest expense | $2,152,000 | 5,468 |
| Salaries and employee benefits | $1,278,000 | 5,092 |
| Premises and equipment expense | $320,000 | 5,321 |
| Additional noninterest expense | $554,000 | 6,140 |
| Pre-tax net operating income | $466,000 | 6,687 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $133,000 | 5,630 |
| Income before extraordinary items | $333,000 | 6,935 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $333,000 | 6,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,653 |
| Cash dividends | $206,000 | 4,959 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $333,000 | 6,818 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,108,000 | 6,402 |
| Total interest expense | $1,782,000 | 6,626 |
| Net interest income | $2,326,000 | 6,070 |
| Provision for loan and lease losses | $172,000 | 4,119 |
| Total noninterest income | $438,000 | 5,275 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $360,000 | 3,509 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 6,963 |
| Total noninterest expense | $2,094,000 | 5,516 |
| Salaries and employee benefits | $1,222,000 | 5,140 |
| Premises and equipment expense | $321,000 | 5,223 |
| Additional noninterest expense | $551,000 | 6,066 |
| Pre-tax net operating income | $498,000 | 7,013 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $85,000 | 6,718 |
| Income before extraordinary items | $413,000 | 6,776 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $413,000 | 6,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,825 |
| Cash dividends | $160,000 | 5,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $413,000 | 6,782 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,014,000 | 6,352 |
| Total interest expense | $1,792,000 | 6,371 |
| Net interest income | $2,222,000 | 6,240 |
| Provision for loan and lease losses | $229,000 | 3,276 |
| Total noninterest income | $397,000 | 5,643 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $326,000 | 3,750 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 7,394 |
| Total noninterest expense | $1,899,000 | 5,865 |
| Salaries and employee benefits | $1,143,000 | 5,355 |
| Premises and equipment expense | $246,000 | 6,090 |
| Additional noninterest expense | $510,000 | 6,438 |
| Pre-tax net operating income | $491,000 | 7,173 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $144,000 | 6,358 |
| Income before extraordinary items | $347,000 | 7,306 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $347,000 | 7,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $218,000 | 2,268 |
| Cash dividends | $146,000 | 5,704 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $347,000 | 7,277 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,014,000 | 6,469 |
| Total interest expense | $1,899,000 | 6,351 |
| Net interest income | $2,115,000 | 6,467 |
| Provision for loan and lease losses | $100,000 | 5,089 |
| Total noninterest income | $372,000 | 5,839 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $295,000 | 3,983 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 7,275 |
| Total noninterest expense | $1,858,000 | 5,865 |
| Salaries and employee benefits | $1,141,000 | 5,259 |
| Premises and equipment expense | $282,000 | 5,564 |
| Additional noninterest expense | $435,000 | 6,929 |
| Pre-tax net operating income | $529,000 | 7,231 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $152,000 | 6,807 |
| Income before extraordinary items | $377,000 | 7,356 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $377,000 | 7,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 3,318 |
| Cash dividends | $162,000 | 5,675 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $377,000 | 7,278 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,092,000 | 6,573 |
| Total interest expense | $1,896,000 | 6,479 |
| Net interest income | $2,196,000 | 6,542 |
| Provision for loan and lease losses | $138,000 | 4,329 |
| Total noninterest income | $399,000 | 5,732 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $314,000 | 3,933 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 7,227 |
| Total noninterest expense | $1,816,000 | 6,040 |
| Salaries and employee benefits | $1,086,000 | 5,533 |
| Premises and equipment expense | $272,000 | 5,770 |
| Additional noninterest expense | $458,000 | 6,858 |
| Pre-tax net operating income | $641,000 | 7,242 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $193,000 | 6,975 |
| Income before extraordinary items | $448,000 | 7,325 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $448,000 | 7,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 3,272 |
| Cash dividends | $113,000 | 6,323 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $448,000 | 7,270 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,864,000 | 6,990 |
| Total interest expense | $1,817,000 | 6,810 |
| Net interest income | $2,047,000 | 7,049 |
| Provision for loan and lease losses | $96,000 | 5,205 |
| Total noninterest income | $366,000 | 6,254 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $281,000 | 4,434 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 7,591 |
| Total noninterest expense | $1,664,000 | 6,686 |
| Salaries and employee benefits | $967,000 | 6,140 |
| Premises and equipment expense | $209,000 | 6,873 |
| Additional noninterest expense | $488,000 | 7,154 |
| Pre-tax net operating income | $653,000 | 7,153 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $208,000 | 7,014 |
| Income before extraordinary items | $445,000 | 7,271 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $445,000 | 7,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 3,890 |
| Cash dividends | $101,000 | 6,626 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $445,000 | 7,213 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,428,000 | 7,648 |
| Total interest expense | $1,540,000 | 7,586 |
| Net interest income | $1,888,000 | 7,555 |
| Provision for loan and lease losses | $96,000 | 4,714 |
| Total noninterest income | $334,000 | 6,672 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $265,000 | 4,739 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 8,396 |
| Total noninterest expense | $1,503,000 | 7,264 |
| Salaries and employee benefits | $868,000 | 6,716 |
| Premises and equipment expense | $205,000 | 7,096 |
| Additional noninterest expense | $430,000 | 7,900 |
| Pre-tax net operating income | $623,000 | 7,752 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $197,000 | 7,466 |
| Income before extraordinary items | $426,000 | 7,833 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $426,000 | 7,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,798 |
| Cash dividends | $97,000 | 6,915 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $426,000 | 7,802 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,933,000 | 8,165 |
| Total interest expense | $1,161,000 | 8,055 |
| Net interest income | $1,772,000 | 8,111 |
| Provision for loan and lease losses | $101,000 | 4,511 |
| Total noninterest income | $337,000 | 6,818 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $267,000 | 4,793 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 8,653 |
| Total noninterest expense | $1,443,000 | 7,781 |
| Salaries and employee benefits | $808,000 | 7,163 |
| Premises and equipment expense | $181,000 | 7,828 |
| Additional noninterest expense | $454,000 | 8,277 |
| Pre-tax net operating income | $565,000 | 8,212 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $187,000 | 7,575 |
| Income before extraordinary items | $378,000 | 8,381 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $378,000 | 8,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,399 |
| Cash dividends | $81,000 | 7,276 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $378,000 | 8,432 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,779,000 | 8,699 |
| Total interest expense | $1,140,000 | 8,520 |
| Net interest income | $1,639,000 | 8,680 |
| Provision for loan and lease losses | $88,000 | 6,122 |
| Total noninterest income | $320,000 | 7,375 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $256,000 | 5,015 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 9,332 |
| Total noninterest expense | $1,415,000 | 8,128 |
| Salaries and employee benefits | $800,000 | 7,324 |
| Premises and equipment expense | $180,000 | 8,142 |
| Additional noninterest expense | $435,000 | 8,874 |
| Pre-tax net operating income | $456,000 | 8,973 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $136,000 | 8,950 |
| Income before extraordinary items | $320,000 | 9,232 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $320,000 | 9,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 6,126 |
| Cash dividends | $61,000 | 7,683 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $320,000 | 8,981 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,940,000 | 9,094 |
| Total interest expense | $1,301,000 | 9,234 |
| Net interest income | $1,639,000 | 8,842 |
| Provision for loan and lease losses | $136,000 | 6,368 |
| Total noninterest income | $286,000 | 7,919 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $209,000 | 5,819 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 8,979 |
| Total noninterest expense | $1,319,000 | 8,594 |
| Salaries and employee benefits | $736,000 | 7,723 |
| Premises and equipment expense | $163,000 | 8,762 |
| Additional noninterest expense | $420,000 | 9,333 |
| Pre-tax net operating income | $470,000 | 8,637 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $119,000 | 9,396 |
| Income before extraordinary items | $351,000 | 8,707 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $351,000 | 8,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 6,591 |
| Cash dividends | $60,000 | 7,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $351,000 | 8,346 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.