Home > Tinton Falls State Bank > Income and Expense
Tinton Falls State Bank, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $16,421,000 | 1,970 |
| Total interest expense | $4,027,000 | 3,664 |
| Net interest income | $12,394,000 | 1,368 |
| Provision for loan and lease losses | $1,342,000 | 761 |
| Total noninterest income | $1,427,000 | 2,347 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,218,000 | 1,017 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $209,000 | 4,852 |
| Total noninterest expense | $11,182,000 | 1,174 |
| Salaries and employee benefits | $5,957,000 | 1,091 |
| Premises and equipment expense | $1,771,000 | 1,087 |
| Additional noninterest expense | $3,454,000 | 1,282 |
| Pre-tax net operating income | $1,297,000 | 4,627 |
| Securities gains (losses) | $9,000 | 3,034 |
| Applicable income taxes | $809,000 | 2,714 |
| Income before extraordinary items | $497,000 | 6,634 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $497,000 | 6,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $270,000 | 2,000 |
| Cash dividends | $281,000 | 4,745 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $491,240 | 6,543 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $12,504,000 | 2,625 |
| Total interest expense | $3,629,000 | 4,024 |
| Net interest income | $8,875,000 | 1,959 |
| Provision for loan and lease losses | $392,000 | 2,138 |
| Total noninterest income | $1,240,000 | 2,558 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,060,000 | 1,195 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $180,000 | 5,208 |
| Total noninterest expense | $6,793,000 | 1,900 |
| Salaries and employee benefits | $3,546,000 | 1,848 |
| Premises and equipment expense | $1,324,000 | 1,474 |
| Additional noninterest expense | $1,923,000 | 2,175 |
| Pre-tax net operating income | $2,930,000 | 2,541 |
| Securities gains (losses) | $10,000 | 2,359 |
| Applicable income taxes | $1,115,000 | 2,217 |
| Income before extraordinary items | $1,825,000 | 2,793 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,825,000 | 2,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $171,000 | 2,806 |
| Cash dividends | $194,000 | 5,488 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,818,600 | 2,757 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,095,000 | 3,252 |
| Total interest expense | $3,167,000 | 4,555 |
| Net interest income | $6,928,000 | 2,548 |
| Provision for loan and lease losses | $425,000 | 1,987 |
| Total noninterest income | $983,000 | 3,169 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $810,000 | 1,644 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $173,000 | 5,561 |
| Total noninterest expense | $5,398,000 | 2,526 |
| Salaries and employee benefits | $2,703,000 | 2,467 |
| Premises and equipment expense | $1,074,000 | 1,875 |
| Additional noninterest expense | $1,621,000 | 2,929 |
| Pre-tax net operating income | $2,088,000 | 3,299 |
| Securities gains (losses) | $-20,000 | 10,629 |
| Applicable income taxes | $792,000 | 2,871 |
| Income before extraordinary items | $1,276,000 | 3,677 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,276,000 | 3,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 2,887 |
| Cash dividends | $600,000 | 3,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,288,800 | 3,592 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,034,000 | 3,997 |
| Total interest expense | $2,644,000 | 5,314 |
| Net interest income | $5,390,000 | 3,294 |
| Provision for loan and lease losses | $329,000 | 2,150 |
| Total noninterest income | $779,000 | 3,754 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $643,000 | 2,116 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $136,000 | 6,260 |
| Total noninterest expense | $4,426,000 | 3,028 |
| Salaries and employee benefits | $2,205,000 | 3,016 |
| Premises and equipment expense | $906,000 | 2,209 |
| Additional noninterest expense | $1,315,000 | 3,464 |
| Pre-tax net operating income | $1,414,000 | 4,654 |
| Securities gains (losses) | $16,000 | 2,046 |
| Applicable income taxes | $543,000 | 3,947 |
| Income before extraordinary items | $887,000 | 5,046 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $887,000 | 5,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $220,000 | 2,358 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $2,081,000 | 204 |
| Net operating income | $876,760 | 5,084 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,012,000 | 4,858 |
| Total interest expense | $1,505,000 | 6,874 |
| Net interest income | $4,507,000 | 3,917 |
| Provision for loan and lease losses | $92,000 | 4,738 |
| Total noninterest income | $667,000 | 4,280 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $550,000 | 2,476 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $117,000 | 7,005 |
| Total noninterest expense | $3,900,000 | 3,505 |
| Salaries and employee benefits | $1,879,000 | 3,475 |
| Premises and equipment expense | $734,000 | 2,717 |
| Additional noninterest expense | $1,287,000 | 3,803 |
| Pre-tax net operating income | $1,182,000 | 5,288 |
| Securities gains (losses) | $25,000 | 1,598 |
| Applicable income taxes | $490,000 | 4,119 |
| Income before extraordinary items | $717,000 | 5,811 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $717,000 | 5,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,267 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 894 |
| Net operating income | $701,000 | 5,973 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,549,000 | 5,291 |
| Total interest expense | $1,352,000 | 7,706 |
| Net interest income | $4,197,000 | 4,212 |
| Provision for loan and lease losses | $173,000 | 4,307 |
| Total noninterest income | $535,000 | 5,352 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $444,000 | 3,136 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 8,188 |
| Total noninterest expense | $3,801,000 | 3,650 |
| Salaries and employee benefits | $1,848,000 | 3,527 |
| Premises and equipment expense | $599,000 | 3,334 |
| Additional noninterest expense | $1,354,000 | 3,809 |
| Pre-tax net operating income | $758,000 | 7,044 |
| Securities gains (losses) | $69,000 | 2,994 |
| Applicable income taxes | $318,000 | 5,861 |
| Income before extraordinary items | $509,000 | 7,470 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $509,000 | 7,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 4,760 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $464,840 | 7,590 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,347,000 | 7,079 |
| Total interest expense | $1,490,000 | 8,539 |
| Net interest income | $2,857,000 | 5,956 |
| Provision for loan and lease losses | $226,000 | 4,897 |
| Total noninterest income | $383,000 | 6,701 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $323,000 | 4,194 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 9,797 |
| Total noninterest expense | $2,648,000 | 5,038 |
| Salaries and employee benefits | $1,213,000 | 5,106 |
| Premises and equipment expense | $486,000 | 4,066 |
| Additional noninterest expense | $949,000 | 5,275 |
| Pre-tax net operating income | $366,000 | 9,529 |
| Securities gains (losses) | $71,000 | 3,566 |
| Applicable income taxes | $140,000 | 8,887 |
| Income before extraordinary items | $297,000 | 9,372 |
| Extraordinary gains, net | $104,000 | 729 |
| Net income | $401,000 | 8,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 6,068 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $248,720 | 9,572 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.