Home > Timberwood Bank > Income and Expense
Timberwood Bank, Income and Expense
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,874,000 | 3,039 |
| Total interest expense | $423,000 | 2,551 |
| Net interest income | $1,451,000 | 3,118 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $313,000 | 2,469 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $51,000 | 3,038 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $262,000 | 2,145 |
| Total noninterest expense | $935,000 | 3,513 |
| Salaries and employee benefits | $580,000 | 3,349 |
| Premises and equipment expense | $78,000 | 3,802 |
| Additional noninterest expense | $277,000 | 3,582 |
| Pre-tax net operating income | $829,000 | 2,105 |
| Securities gains (losses) | $-13,000 | 4,828 |
| Applicable income taxes | $186,000 | 1,455 |
| Income before extraordinary items | $630,000 | 2,328 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $630,000 | 2,327 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $630,000 | 2,328 |
| Net charge-offs | $1,000 | 2,430 |
| Cash dividends | $500,000 | 1,256 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $640,270 | 2,277 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $7,805,000 | 2,997 |
| Total interest expense | $1,720,000 | 2,579 |
| Net interest income | $6,085,000 | 3,072 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $1,145,000 | 2,647 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $192,000 | 3,212 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $953,000 | 2,306 |
| Total noninterest expense | $4,161,000 | 3,351 |
| Salaries and employee benefits | $2,552,000 | 3,198 |
| Premises and equipment expense | $346,000 | 3,702 |
| Additional noninterest expense | $1,263,000 | 3,399 |
| Pre-tax net operating income | $3,069,000 | 2,416 |
| Securities gains (losses) | $54,000 | 1,210 |
| Applicable income taxes | $701,000 | 1,709 |
| Income before extraordinary items | $2,422,000 | 2,618 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,422,000 | 2,618 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,422,000 | 2,620 |
| Net charge-offs | $-42,000 | 4,744 |
| Cash dividends | $1,800,000 | 1,685 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,379,340 | 2,607 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $5,898,000 | 3,018 |
| Total interest expense | $1,264,000 | 2,620 |
| Net interest income | $4,634,000 | 3,088 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $859,000 | 2,652 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $143,000 | 3,253 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $716,000 | 2,295 |
| Total noninterest expense | $2,986,000 | 3,446 |
| Salaries and employee benefits | $1,824,000 | 3,297 |
| Premises and equipment expense | $252,000 | 3,784 |
| Additional noninterest expense | $910,000 | 3,493 |
| Pre-tax net operating income | $2,507,000 | 2,357 |
| Securities gains (losses) | $29,000 | 1,288 |
| Applicable income taxes | $577,000 | 1,678 |
| Income before extraordinary items | $1,959,000 | 2,564 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,959,000 | 2,565 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,959,000 | 2,565 |
| Net charge-offs | $-43,000 | 4,788 |
| Cash dividends | $1,350,000 | 1,527 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,936,090 | 2,547 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $3,863,000 | 3,052 |
| Total interest expense | $813,000 | 2,649 |
| Net interest income | $3,050,000 | 3,123 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $531,000 | 2,727 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $95,000 | 3,260 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $436,000 | 2,362 |
| Total noninterest expense | $1,963,000 | 3,497 |
| Salaries and employee benefits | $1,209,000 | 3,326 |
| Premises and equipment expense | $162,000 | 3,859 |
| Additional noninterest expense | $592,000 | 3,573 |
| Pre-tax net operating income | $1,618,000 | 2,385 |
| Securities gains (losses) | $26,000 | 950 |
| Applicable income taxes | $371,000 | 1,681 |
| Income before extraordinary items | $1,273,000 | 2,570 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,273,000 | 2,569 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,273,000 | 2,569 |
| Net charge-offs | $-1,000 | 3,898 |
| Cash dividends | $900,000 | 1,530 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,252,460 | 2,566 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,909,000 | 3,097 |
| Total interest expense | $395,000 | 2,661 |
| Net interest income | $1,514,000 | 3,158 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $259,000 | 2,700 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $49,000 | 3,229 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $210,000 | 2,351 |
| Total noninterest expense | $955,000 | 3,583 |
| Salaries and employee benefits | $597,000 | 3,387 |
| Premises and equipment expense | $77,000 | 3,975 |
| Additional noninterest expense | $281,000 | 3,688 |
| Pre-tax net operating income | $818,000 | 2,338 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $185,000 | 1,655 |
| Income before extraordinary items | $633,000 | 2,525 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $633,000 | 2,524 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $633,000 | 2,524 |
| Net charge-offs | $-1,000 | 3,818 |
| Cash dividends | $450,000 | 1,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $633,000 | 2,509 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $7,291,000 | 3,098 |
| Total interest expense | $1,203,000 | 2,661 |
| Net interest income | $6,088,000 | 3,137 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $1,054,000 | 2,789 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $183,000 | 3,426 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $871,000 | 2,397 |
| Total noninterest expense | $4,076,000 | 3,452 |
| Salaries and employee benefits | $2,479,000 | 3,296 |
| Premises and equipment expense | $352,000 | 3,767 |
| Additional noninterest expense | $1,245,000 | 3,517 |
| Pre-tax net operating income | $3,066,000 | 2,462 |
| Securities gains (losses) | $26,000 | 519 |
| Applicable income taxes | $690,000 | 1,701 |
| Income before extraordinary items | $2,402,000 | 2,650 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,402,000 | 2,648 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,402,000 | 2,649 |
| Net charge-offs | $20,000 | 3,111 |
| Cash dividends | $1,750,000 | 1,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,381,460 | 2,655 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $5,422,000 | 3,115 |
| Total interest expense | $851,000 | 2,685 |
| Net interest income | $4,571,000 | 3,154 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $789,000 | 2,814 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $139,000 | 3,428 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $650,000 | 2,423 |
| Total noninterest expense | $2,922,000 | 3,558 |
| Salaries and employee benefits | $1,766,000 | 3,390 |
| Premises and equipment expense | $258,000 | 3,825 |
| Additional noninterest expense | $898,000 | 3,601 |
| Pre-tax net operating income | $2,438,000 | 2,426 |
| Securities gains (losses) | $26,000 | 521 |
| Applicable income taxes | $557,000 | 1,699 |
| Income before extraordinary items | $1,907,000 | 2,600 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,907,000 | 2,600 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,907,000 | 2,599 |
| Net charge-offs | $17,000 | 2,776 |
| Cash dividends | $1,325,000 | 1,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,886,460 | 2,609 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,590,000 | 3,116 |
| Total interest expense | $533,000 | 2,705 |
| Net interest income | $3,057,000 | 3,159 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $537,000 | 2,789 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $92,000 | 3,447 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $445,000 | 2,388 |
| Total noninterest expense | $1,927,000 | 3,595 |
| Salaries and employee benefits | $1,157,000 | 3,444 |
| Premises and equipment expense | $170,000 | 3,880 |
| Additional noninterest expense | $600,000 | 3,618 |
| Pre-tax net operating income | $1,667,000 | 2,360 |
| Securities gains (losses) | $-1,000 | 4,637 |
| Applicable income taxes | $377,000 | 1,663 |
| Income before extraordinary items | $1,289,000 | 2,561 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,289,000 | 2,560 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,289,000 | 2,560 |
| Net charge-offs | $1,000 | 3,095 |
| Cash dividends | $825,000 | 1,491 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,289,790 | 2,551 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,762,000 | 3,156 |
| Total interest expense | $242,000 | 2,800 |
| Net interest income | $1,520,000 | 3,186 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $246,000 | 2,875 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $45,000 | 3,489 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $201,000 | 2,484 |
| Total noninterest expense | $973,000 | 3,616 |
| Salaries and employee benefits | $589,000 | 3,443 |
| Premises and equipment expense | $82,000 | 3,987 |
| Additional noninterest expense | $302,000 | 3,629 |
| Pre-tax net operating income | $793,000 | 2,398 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $177,000 | 1,688 |
| Income before extraordinary items | $616,000 | 2,572 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $616,000 | 2,572 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $616,000 | 2,572 |
| Net charge-offs | $2,000 | 2,440 |
| Cash dividends | $400,000 | 1,360 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $616,000 | 2,567 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $6,753,000 | 3,190 |
| Total interest expense | $912,000 | 2,709 |
| Net interest income | $5,841,000 | 3,235 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $1,082,000 | 2,831 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $179,000 | 3,605 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $903,000 | 2,411 |
| Total noninterest expense | $4,064,000 | 3,518 |
| Salaries and employee benefits | $2,335,000 | 3,453 |
| Premises and equipment expense | $405,000 | 3,628 |
| Additional noninterest expense | $1,324,000 | 3,468 |
| Pre-tax net operating income | $2,859,000 | 2,559 |
| Securities gains (losses) | $51,000 | 892 |
| Applicable income taxes | $844,000 | 2,026 |
| Income before extraordinary items | $2,066,000 | 2,639 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,066,000 | 2,638 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,066,000 | 2,639 |
| Net charge-offs | $39,000 | 3,108 |
| Cash dividends | $1,800,000 | 1,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,029,790 | 2,659 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,028,000 | 3,225 |
| Total interest expense | $673,000 | 2,711 |
| Net interest income | $4,355,000 | 3,267 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $816,000 | 2,852 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $133,000 | 3,652 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $683,000 | 2,425 |
| Total noninterest expense | $2,906,000 | 3,616 |
| Salaries and employee benefits | $1,692,000 | 3,531 |
| Premises and equipment expense | $296,000 | 3,703 |
| Additional noninterest expense | $918,000 | 3,649 |
| Pre-tax net operating income | $2,265,000 | 2,521 |
| Securities gains (losses) | $51,000 | 871 |
| Applicable income taxes | $708,000 | 1,776 |
| Income before extraordinary items | $1,608,000 | 2,741 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,608,000 | 2,740 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,608,000 | 2,741 |
| Net charge-offs | $2,000 | 3,621 |
| Cash dividends | $1,400,000 | 1,367 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,572,810 | 2,759 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,332,000 | 3,236 |
| Total interest expense | $439,000 | 2,705 |
| Net interest income | $2,893,000 | 3,262 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $501,000 | 2,965 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $91,000 | 3,601 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $410,000 | 2,552 |
| Total noninterest expense | $1,931,000 | 3,638 |
| Salaries and employee benefits | $1,125,000 | 3,558 |
| Premises and equipment expense | $202,000 | 3,691 |
| Additional noninterest expense | $604,000 | 3,678 |
| Pre-tax net operating income | $1,463,000 | 2,533 |
| Securities gains (losses) | $51,000 | 652 |
| Applicable income taxes | $459,000 | 1,775 |
| Income before extraordinary items | $1,055,000 | 2,735 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,055,000 | 2,735 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,055,000 | 2,735 |
| Net charge-offs | $2,000 | 3,300 |
| Cash dividends | $900,000 | 1,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,019,300 | 2,770 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,632,000 | 3,274 |
| Total interest expense | $212,000 | 2,743 |
| Net interest income | $1,420,000 | 3,309 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $237,000 | 3,054 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $44,000 | 3,679 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $193,000 | 2,622 |
| Total noninterest expense | $967,000 | 3,681 |
| Salaries and employee benefits | $572,000 | 3,571 |
| Premises and equipment expense | $98,000 | 3,778 |
| Additional noninterest expense | $297,000 | 3,730 |
| Pre-tax net operating income | $690,000 | 2,563 |
| Securities gains (losses) | $51,000 | 345 |
| Applicable income taxes | $221,000 | 1,774 |
| Income before extraordinary items | $520,000 | 2,690 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $520,000 | 2,690 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $520,000 | 2,690 |
| Net charge-offs | $2,000 | 2,694 |
| Cash dividends | $400,000 | 1,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $484,300 | 2,791 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,637,000 | 3,226 |
| Total interest expense | $808,000 | 2,802 |
| Net interest income | $5,829,000 | 3,248 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $1,055,000 | 2,948 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $175,000 | 3,754 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $880,000 | 2,550 |
| Total noninterest expense | $4,176,000 | 3,553 |
| Salaries and employee benefits | $2,244,000 | 3,602 |
| Premises and equipment expense | $454,000 | 3,546 |
| Additional noninterest expense | $1,478,000 | 3,376 |
| Pre-tax net operating income | $2,708,000 | 2,553 |
| Securities gains (losses) | $180,000 | 941 |
| Applicable income taxes | $822,000 | 1,812 |
| Income before extraordinary items | $2,066,000 | 2,731 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,066,000 | 2,728 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,066,000 | 2,730 |
| Net charge-offs | $-110,000 | 5,544 |
| Cash dividends | $1,950,000 | 1,458 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,936,400 | 2,803 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,963,000 | 3,242 |
| Total interest expense | $599,000 | 2,818 |
| Net interest income | $4,364,000 | 3,265 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $780,000 | 2,977 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $131,000 | 3,791 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $649,000 | 2,579 |
| Total noninterest expense | $3,034,000 | 3,632 |
| Salaries and employee benefits | $1,643,000 | 3,650 |
| Premises and equipment expense | $334,000 | 3,601 |
| Additional noninterest expense | $1,057,000 | 3,490 |
| Pre-tax net operating income | $2,110,000 | 2,528 |
| Securities gains (losses) | $134,000 | 1,067 |
| Applicable income taxes | $646,000 | 1,833 |
| Income before extraordinary items | $1,598,000 | 2,714 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,598,000 | 2,714 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,598,000 | 2,714 |
| Net charge-offs | $-110,000 | 5,596 |
| Cash dividends | $1,350,000 | 1,381 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,502,860 | 2,762 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,326,000 | 3,245 |
| Total interest expense | $392,000 | 2,863 |
| Net interest income | $2,934,000 | 3,266 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $488,000 | 3,068 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $87,000 | 3,783 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $401,000 | 2,655 |
| Total noninterest expense | $2,004,000 | 3,674 |
| Salaries and employee benefits | $1,066,000 | 3,737 |
| Premises and equipment expense | $220,000 | 3,652 |
| Additional noninterest expense | $718,000 | 3,480 |
| Pre-tax net operating income | $1,418,000 | 2,499 |
| Securities gains (losses) | $131,000 | 801 |
| Applicable income taxes | $452,000 | 1,766 |
| Income before extraordinary items | $1,097,000 | 2,646 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,097,000 | 2,645 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,097,000 | 2,645 |
| Net charge-offs | $-109,000 | 5,720 |
| Cash dividends | $900,000 | 1,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,003,990 | 2,721 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,603,000 | 3,332 |
| Total interest expense | $191,000 | 2,926 |
| Net interest income | $1,412,000 | 3,340 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $234,000 | 3,120 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $44,000 | 3,768 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $190,000 | 2,677 |
| Total noninterest expense | $986,000 | 3,746 |
| Salaries and employee benefits | $519,000 | 3,812 |
| Premises and equipment expense | $110,000 | 3,683 |
| Additional noninterest expense | $357,000 | 3,501 |
| Pre-tax net operating income | $660,000 | 2,577 |
| Securities gains (losses) | $53,000 | 800 |
| Applicable income taxes | $194,000 | 1,873 |
| Income before extraordinary items | $519,000 | 2,689 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $519,000 | 2,689 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $519,000 | 2,689 |
| Net charge-offs | $-29,000 | 5,579 |
| Cash dividends | $400,000 | 1,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $480,310 | 2,770 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,491,000 | 3,275 |
| Total interest expense | $795,000 | 2,834 |
| Net interest income | $5,696,000 | 3,302 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $1,297,000 | 2,682 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $195,000 | 3,747 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,102,000 | 2,250 |
| Total noninterest expense | $3,935,000 | 3,753 |
| Salaries and employee benefits | $2,099,000 | 3,799 |
| Premises and equipment expense | $428,000 | 3,778 |
| Additional noninterest expense | $1,408,000 | 3,557 |
| Pre-tax net operating income | $3,058,000 | 2,295 |
| Securities gains (losses) | $104,000 | 1,145 |
| Applicable income taxes | $894,000 | 1,688 |
| Income before extraordinary items | $2,268,000 | 2,505 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,268,000 | 2,507 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,268,000 | 2,507 |
| Net charge-offs | $47,000 | 3,296 |
| Cash dividends | $2,900,000 | 1,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,193,120 | 2,509 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,832,000 | 3,323 |
| Total interest expense | $605,000 | 2,848 |
| Net interest income | $4,227,000 | 3,353 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $692,000 | 3,222 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $144,000 | 3,801 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $548,000 | 2,792 |
| Total noninterest expense | $2,883,000 | 3,823 |
| Salaries and employee benefits | $1,538,000 | 3,870 |
| Premises and equipment expense | $320,000 | 3,833 |
| Additional noninterest expense | $1,025,000 | 3,625 |
| Pre-tax net operating income | $2,036,000 | 2,543 |
| Securities gains (losses) | $104,000 | 1,011 |
| Applicable income taxes | $582,000 | 1,871 |
| Income before extraordinary items | $1,558,000 | 2,696 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,558,000 | 2,696 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,558,000 | 2,697 |
| Net charge-offs | $-135,000 | 5,871 |
| Cash dividends | $800,000 | 1,824 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,482,080 | 2,745 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,192,000 | 3,357 |
| Total interest expense | $406,000 | 2,847 |
| Net interest income | $2,786,000 | 3,392 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $472,000 | 3,189 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $95,000 | 3,803 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $377,000 | 2,755 |
| Total noninterest expense | $1,920,000 | 3,857 |
| Salaries and employee benefits | $1,030,000 | 3,891 |
| Premises and equipment expense | $214,000 | 3,852 |
| Additional noninterest expense | $676,000 | 3,669 |
| Pre-tax net operating income | $1,338,000 | 2,538 |
| Securities gains (losses) | $92,000 | 890 |
| Applicable income taxes | $391,000 | 1,869 |
| Income before extraordinary items | $1,039,000 | 2,688 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,039,000 | 2,689 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,039,000 | 2,690 |
| Net charge-offs | $-101,000 | 5,931 |
| Cash dividends | $550,000 | 1,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $971,840 | 2,743 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,601,000 | 3,359 |
| Total interest expense | $206,000 | 2,835 |
| Net interest income | $1,395,000 | 3,388 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $237,000 | 3,130 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $49,000 | 3,733 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $188,000 | 2,720 |
| Total noninterest expense | $972,000 | 3,867 |
| Salaries and employee benefits | $522,000 | 3,883 |
| Premises and equipment expense | $110,000 | 3,843 |
| Additional noninterest expense | $340,000 | 3,662 |
| Pre-tax net operating income | $660,000 | 2,528 |
| Securities gains (losses) | $91,000 | 619 |
| Applicable income taxes | $167,000 | 1,994 |
| Income before extraordinary items | $584,000 | 2,438 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $584,000 | 2,441 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $584,000 | 2,440 |
| Net charge-offs | $-20,000 | 5,678 |
| Cash dividends | $300,000 | 1,521 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $513,020 | 2,597 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,642,000 | 3,306 |
| Total interest expense | $1,010,000 | 2,559 |
| Net interest income | $5,632,000 | 3,387 |
| Provision for loan and lease losses | $75,000 | 3,450 |
| Total noninterest income | $1,112,000 | 2,946 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $237,000 | 3,643 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $875,000 | 2,522 |
| Total noninterest expense | $4,025,000 | 3,821 |
| Salaries and employee benefits | $2,213,000 | 3,781 |
| Premises and equipment expense | $449,000 | 3,864 |
| Additional noninterest expense | $1,363,000 | 3,761 |
| Pre-tax net operating income | $2,644,000 | 2,485 |
| Securities gains (losses) | $55,000 | 1,667 |
| Applicable income taxes | $727,000 | 1,855 |
| Income before extraordinary items | $1,972,000 | 2,731 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,972,000 | 2,729 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,972,000 | 2,731 |
| Net charge-offs | $393,000 | 1,744 |
| Cash dividends | $1,600,000 | 1,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,931,850 | 2,719 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,974,000 | 3,340 |
| Total interest expense | $781,000 | 2,550 |
| Net interest income | $4,193,000 | 3,424 |
| Provision for loan and lease losses | $75,000 | 3,094 |
| Total noninterest income | $612,000 | 3,484 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $186,000 | 3,600 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $426,000 | 3,141 |
| Total noninterest expense | $2,979,000 | 3,869 |
| Salaries and employee benefits | $1,645,000 | 3,809 |
| Premises and equipment expense | $333,000 | 3,942 |
| Additional noninterest expense | $1,001,000 | 3,833 |
| Pre-tax net operating income | $1,751,000 | 2,753 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $434,000 | 2,101 |
| Income before extraordinary items | $1,317,000 | 2,978 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,317,000 | 2,978 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,317,000 | 2,979 |
| Net charge-offs | $126,000 | 2,463 |
| Cash dividends | $1,000,000 | 1,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,317,000 | 2,919 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,226,000 | 3,401 |
| Total interest expense | $528,000 | 2,544 |
| Net interest income | $2,698,000 | 3,502 |
| Provision for loan and lease losses | $50,000 | 2,981 |
| Total noninterest income | $372,000 | 3,622 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $130,000 | 3,495 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $242,000 | 3,350 |
| Total noninterest expense | $2,015,000 | 3,864 |
| Salaries and employee benefits | $1,103,000 | 3,815 |
| Premises and equipment expense | $219,000 | 3,994 |
| Additional noninterest expense | $693,000 | 3,760 |
| Pre-tax net operating income | $1,005,000 | 2,963 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $222,000 | 2,314 |
| Income before extraordinary items | $783,000 | 3,128 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $783,000 | 3,134 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $783,000 | 3,134 |
| Net charge-offs | $247,000 | 1,412 |
| Cash dividends | $600,000 | 1,616 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $783,000 | 3,086 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,619,000 | 3,412 |
| Total interest expense | $269,000 | 2,543 |
| Net interest income | $1,350,000 | 3,512 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $167,000 | 3,797 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $69,000 | 3,363 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $98,000 | 3,602 |
| Total noninterest expense | $1,009,000 | 3,882 |
| Salaries and employee benefits | $557,000 | 3,837 |
| Premises and equipment expense | $108,000 | 4,038 |
| Additional noninterest expense | $344,000 | 3,778 |
| Pre-tax net operating income | $508,000 | 2,858 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $111,000 | 2,264 |
| Income before extraordinary items | $397,000 | 3,013 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $397,000 | 3,016 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $397,000 | 3,016 |
| Net charge-offs | $-2,000 | 5,011 |
| Cash dividends | $300,000 | 1,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $397,000 | 2,976 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,765,000 | 3,343 |
| Total interest expense | $1,212,000 | 2,541 |
| Net interest income | $5,553,000 | 3,452 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $729,000 | 3,789 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $328,000 | 3,194 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $401,000 | 3,673 |
| Total noninterest expense | $3,721,000 | 4,098 |
| Salaries and employee benefits | $2,340,000 | 3,706 |
| Premises and equipment expense | $402,000 | 4,203 |
| Additional noninterest expense | $979,000 | 4,622 |
| Pre-tax net operating income | $2,561,000 | 2,433 |
| Securities gains (losses) | $50,000 | 1,795 |
| Applicable income taxes | $694,000 | 1,824 |
| Income before extraordinary items | $1,917,000 | 2,693 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,917,000 | 2,696 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,917,000 | 2,696 |
| Net charge-offs | $508,000 | 2,000 |
| Cash dividends | $1,875,000 | 1,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,880,500 | 2,669 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,111,000 | 3,354 |
| Total interest expense | $924,000 | 2,586 |
| Net interest income | $4,187,000 | 3,457 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $579,000 | 3,747 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $242,000 | 3,243 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $337,000 | 3,579 |
| Total noninterest expense | $2,579,000 | 4,324 |
| Salaries and employee benefits | $1,677,000 | 3,819 |
| Premises and equipment expense | $292,000 | 4,311 |
| Additional noninterest expense | $610,000 | 5,045 |
| Pre-tax net operating income | $2,187,000 | 2,274 |
| Securities gains (losses) | $39,000 | 1,833 |
| Applicable income taxes | $626,000 | 1,689 |
| Income before extraordinary items | $1,600,000 | 2,538 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,600,000 | 2,542 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,600,000 | 2,542 |
| Net charge-offs | $141,000 | 2,934 |
| Cash dividends | $1,500,000 | 1,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,571,920 | 2,486 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,448,000 | 3,320 |
| Total interest expense | $625,000 | 2,615 |
| Net interest income | $2,823,000 | 3,432 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $351,000 | 3,940 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $153,000 | 3,317 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $198,000 | 3,802 |
| Total noninterest expense | $1,640,000 | 4,446 |
| Salaries and employee benefits | $1,128,000 | 3,824 |
| Premises and equipment expense | $197,000 | 4,304 |
| Additional noninterest expense | $315,000 | 5,535 |
| Pre-tax net operating income | $1,534,000 | 2,161 |
| Securities gains (losses) | $5,000 | 2,459 |
| Applicable income taxes | $438,000 | 1,647 |
| Income before extraordinary items | $1,101,000 | 2,435 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,101,000 | 2,443 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,101,000 | 2,441 |
| Net charge-offs | $161,000 | 2,305 |
| Cash dividends | $1,000,000 | 1,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,097,400 | 2,355 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,717,000 | 3,363 |
| Total interest expense | $320,000 | 2,648 |
| Net interest income | $1,397,000 | 3,466 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $258,000 | 3,226 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $71,000 | 3,434 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $187,000 | 2,872 |
| Total noninterest expense | $983,000 | 4,029 |
| Salaries and employee benefits | $579,000 | 3,793 |
| Premises and equipment expense | $108,000 | 4,148 |
| Additional noninterest expense | $296,000 | 4,259 |
| Pre-tax net operating income | $672,000 | 2,348 |
| Securities gains (losses) | $5,000 | 1,643 |
| Applicable income taxes | $184,000 | 1,800 |
| Income before extraordinary items | $493,000 | 2,615 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $493,000 | 2,618 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $493,000 | 2,617 |
| Net charge-offs | $83,000 | 2,038 |
| Cash dividends | $500,000 | 922 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $489,350 | 2,557 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,361,000 | 3,329 |
| Total interest expense | $1,545,000 | 2,645 |
| Net interest income | $5,816,000 | 3,450 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $1,089,000 | 3,112 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $339,000 | 3,253 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $750,000 | 2,786 |
| Total noninterest expense | $4,046,000 | 4,006 |
| Salaries and employee benefits | $2,214,000 | 3,883 |
| Premises and equipment expense | $381,000 | 4,410 |
| Additional noninterest expense | $1,451,000 | 3,876 |
| Pre-tax net operating income | $2,859,000 | 2,177 |
| Securities gains (losses) | $189,000 | 1,755 |
| Applicable income taxes | $911,000 | 1,553 |
| Income before extraordinary items | $2,137,000 | 2,465 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,137,000 | 2,465 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,137,000 | 2,466 |
| Net charge-offs | $398,000 | 2,942 |
| Cash dividends | $1,350,000 | 1,603 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,004,700 | 2,462 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,506,000 | 3,383 |
| Total interest expense | $1,201,000 | 2,668 |
| Net interest income | $4,305,000 | 3,535 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $768,000 | 3,230 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $250,000 | 3,327 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $518,000 | 2,897 |
| Total noninterest expense | $2,942,000 | 4,110 |
| Salaries and employee benefits | $1,596,000 | 3,988 |
| Premises and equipment expense | $276,000 | 4,553 |
| Additional noninterest expense | $1,070,000 | 3,935 |
| Pre-tax net operating income | $2,131,000 | 2,239 |
| Securities gains (losses) | $189,000 | 1,478 |
| Applicable income taxes | $707,000 | 1,572 |
| Income before extraordinary items | $1,613,000 | 2,517 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,613,000 | 2,518 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,613,000 | 2,518 |
| Net charge-offs | $222,000 | 3,172 |
| Cash dividends | $850,000 | 1,474 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,480,700 | 2,543 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,712,000 | 3,385 |
| Total interest expense | $827,000 | 2,703 |
| Net interest income | $2,885,000 | 3,540 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $509,000 | 3,214 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $165,000 | 3,331 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $344,000 | 2,874 |
| Total noninterest expense | $1,929,000 | 4,166 |
| Salaries and employee benefits | $1,054,000 | 4,047 |
| Premises and equipment expense | $179,000 | 4,631 |
| Additional noninterest expense | $696,000 | 4,002 |
| Pre-tax net operating income | $1,465,000 | 2,175 |
| Securities gains (losses) | $136,000 | 1,383 |
| Applicable income taxes | $500,000 | 1,490 |
| Income before extraordinary items | $1,101,000 | 2,431 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,101,000 | 2,431 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,101,000 | 2,431 |
| Net charge-offs | $223,000 | 2,617 |
| Cash dividends | $350,000 | 1,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,007,160 | 2,471 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,870,000 | 3,391 |
| Total interest expense | $428,000 | 2,717 |
| Net interest income | $1,442,000 | 3,558 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $266,000 | 3,139 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $81,000 | 3,352 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $185,000 | 2,770 |
| Total noninterest expense | $947,000 | 4,239 |
| Salaries and employee benefits | $521,000 | 4,097 |
| Premises and equipment expense | $90,000 | 4,629 |
| Additional noninterest expense | $336,000 | 4,091 |
| Pre-tax net operating income | $761,000 | 2,097 |
| Securities gains (losses) | $131,000 | 796 |
| Applicable income taxes | $291,000 | 1,330 |
| Income before extraordinary items | $601,000 | 2,252 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $601,000 | 2,254 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $601,000 | 2,255 |
| Net charge-offs | $197,000 | 1,865 |
| Cash dividends | $200,000 | 1,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $513,230 | 2,428 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,899,000 | 3,360 |
| Total interest expense | $2,191,000 | 2,580 |
| Net interest income | $5,708,000 | 3,599 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $726,000 | 3,711 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $316,000 | 3,496 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $410,000 | 3,395 |
| Total noninterest expense | $3,873,000 | 4,201 |
| Salaries and employee benefits | $2,083,000 | 4,071 |
| Premises and equipment expense | $388,000 | 4,634 |
| Additional noninterest expense | $1,402,000 | 4,024 |
| Pre-tax net operating income | $2,561,000 | 2,088 |
| Securities gains (losses) | $154,000 | 1,689 |
| Applicable income taxes | $887,000 | 1,463 |
| Income before extraordinary items | $1,828,000 | 2,429 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,828,000 | 2,429 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,828,000 | 2,430 |
| Net charge-offs | $1,012,000 | 2,346 |
| Cash dividends | $175,000 | 3,454 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,724,820 | 2,442 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,927,000 | 3,395 |
| Total interest expense | $1,718,000 | 2,579 |
| Net interest income | $4,209,000 | 3,649 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $606,000 | 3,506 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $232,000 | 3,543 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $374,000 | 3,146 |
| Total noninterest expense | $2,835,000 | 4,285 |
| Salaries and employee benefits | $1,531,000 | 4,131 |
| Premises and equipment expense | $295,000 | 4,652 |
| Additional noninterest expense | $1,009,000 | 4,159 |
| Pre-tax net operating income | $1,980,000 | 2,103 |
| Securities gains (losses) | $86,000 | 1,911 |
| Applicable income taxes | $690,000 | 1,433 |
| Income before extraordinary items | $1,376,000 | 2,477 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,376,000 | 2,479 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,376,000 | 2,479 |
| Net charge-offs | $1,007,000 | 1,880 |
| Cash dividends | $175,000 | 2,807 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,318,380 | 2,454 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,962,000 | 3,422 |
| Total interest expense | $1,206,000 | 2,554 |
| Net interest income | $2,756,000 | 3,699 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $362,000 | 3,760 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $150,000 | 3,590 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $212,000 | 3,401 |
| Total noninterest expense | $1,848,000 | 4,377 |
| Salaries and employee benefits | $957,000 | 4,315 |
| Premises and equipment expense | $197,000 | 4,684 |
| Additional noninterest expense | $694,000 | 4,135 |
| Pre-tax net operating income | $1,270,000 | 2,140 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $422,000 | 1,475 |
| Income before extraordinary items | $848,000 | 2,578 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $848,000 | 2,578 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $848,000 | 2,578 |
| Net charge-offs | $591,000 | 1,966 |
| Cash dividends | $175,000 | 2,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $848,000 | 2,492 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,004,000 | 3,402 |
| Total interest expense | $632,000 | 2,530 |
| Net interest income | $1,372,000 | 3,702 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $206,000 | 3,527 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $70,000 | 3,700 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $136,000 | 3,073 |
| Total noninterest expense | $947,000 | 4,341 |
| Salaries and employee benefits | $478,000 | 4,354 |
| Premises and equipment expense | $101,000 | 4,674 |
| Additional noninterest expense | $368,000 | 3,951 |
| Pre-tax net operating income | $631,000 | 2,130 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $210,000 | 1,456 |
| Income before extraordinary items | $421,000 | 2,559 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $421,000 | 2,558 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $421,000 | 2,559 |
| Net charge-offs | $313,000 | 1,713 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $421,000 | 2,502 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,600,000 | 3,348 |
| Total interest expense | $3,175,000 | 2,480 |
| Net interest income | $5,425,000 | 3,747 |
| Provision for loan and lease losses | $300,000 | 4,839 |
| Total noninterest income | $902,000 | 3,410 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $319,000 | 3,514 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $583,000 | 2,965 |
| Total noninterest expense | $4,040,000 | 4,190 |
| Salaries and employee benefits | $1,960,000 | 4,292 |
| Premises and equipment expense | $416,000 | 4,657 |
| Additional noninterest expense | $1,664,000 | 3,730 |
| Pre-tax net operating income | $1,987,000 | 2,251 |
| Securities gains (losses) | $-46,000 | 7,142 |
| Applicable income taxes | $622,000 | 1,692 |
| Income before extraordinary items | $1,319,000 | 2,726 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,319,000 | 2,722 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,319,000 | 2,727 |
| Net charge-offs | $-76,000 | 7,592 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,350,280 | 2,585 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,417,000 | 3,431 |
| Total interest expense | $2,475,000 | 2,497 |
| Net interest income | $3,942,000 | 3,877 |
| Provision for loan and lease losses | $175,000 | 5,086 |
| Total noninterest income | $681,000 | 3,438 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $244,000 | 3,537 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $437,000 | 2,976 |
| Total noninterest expense | $2,973,000 | 4,265 |
| Salaries and employee benefits | $1,515,000 | 4,240 |
| Premises and equipment expense | $302,000 | 4,824 |
| Additional noninterest expense | $1,156,000 | 3,908 |
| Pre-tax net operating income | $1,475,000 | 2,405 |
| Securities gains (losses) | $141,000 | 1,655 |
| Applicable income taxes | $530,000 | 1,615 |
| Income before extraordinary items | $1,086,000 | 2,740 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,086,000 | 2,736 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,086,000 | 2,741 |
| Net charge-offs | $-86,000 | 7,679 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $991,530 | 2,766 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,310,000 | 3,456 |
| Total interest expense | $1,708,000 | 2,507 |
| Net interest income | $2,602,000 | 3,907 |
| Provision for loan and lease losses | $150,000 | 4,587 |
| Total noninterest income | $454,000 | 3,404 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $160,000 | 3,576 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $294,000 | 2,868 |
| Total noninterest expense | $2,014,000 | 4,207 |
| Salaries and employee benefits | $1,018,000 | 4,239 |
| Premises and equipment expense | $205,000 | 4,803 |
| Additional noninterest expense | $791,000 | 3,823 |
| Pre-tax net operating income | $892,000 | 2,599 |
| Securities gains (losses) | $3,000 | 2,902 |
| Applicable income taxes | $283,000 | 1,799 |
| Income before extraordinary items | $612,000 | 3,025 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $612,000 | 3,020 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $612,000 | 3,023 |
| Net charge-offs | $-109,000 | 7,752 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $609,960 | 2,925 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,149,000 | 3,519 |
| Total interest expense | $880,000 | 2,549 |
| Net interest income | $1,269,000 | 4,009 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $243,000 | 3,249 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $75,000 | 3,697 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $168,000 | 2,654 |
| Total noninterest expense | $1,072,000 | 4,080 |
| Salaries and employee benefits | $535,000 | 4,155 |
| Premises and equipment expense | $102,000 | 4,904 |
| Additional noninterest expense | $435,000 | 3,579 |
| Pre-tax net operating income | $440,000 | 2,656 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $140,000 | 1,800 |
| Income before extraordinary items | $300,000 | 3,126 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $300,000 | 3,123 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $300,000 | 3,126 |
| Net charge-offs | $43,000 | 3,853 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $300,000 | 3,013 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,910,000 | 3,536 |
| Total interest expense | $4,026,000 | 2,719 |
| Net interest income | $4,884,000 | 4,011 |
| Provision for loan and lease losses | $6,522,000 | 1,176 |
| Total noninterest income | $656,000 | 4,195 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $358,000 | 3,546 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $298,000 | 3,995 |
| Total noninterest expense | $4,312,000 | 4,125 |
| Salaries and employee benefits | $2,118,000 | 4,180 |
| Premises and equipment expense | $448,000 | 4,697 |
| Additional noninterest expense | $1,746,000 | 3,681 |
| Pre-tax net operating income | $-5,294,000 | 7,202 |
| Securities gains (losses) | $-125,000 | 7,322 |
| Applicable income taxes | $-2,278,000 | 7,547 |
| Income before extraordinary items | $-3,141,000 | 7,021 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-3,141,000 | 7,019 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-3,141,000 | 7,020 |
| Net charge-offs | $4,073,000 | 1,323 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-3,061,000 | 7,005 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,683,000 | 3,577 |
| Total interest expense | $3,116,000 | 2,762 |
| Net interest income | $3,567,000 | 4,074 |
| Provision for loan and lease losses | $6,522,000 | 867 |
| Total noninterest income | $447,000 | 4,442 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $268,000 | 3,553 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $179,000 | 4,461 |
| Total noninterest expense | $3,307,000 | 4,071 |
| Salaries and employee benefits | $1,583,000 | 4,221 |
| Premises and equipment expense | $339,000 | 4,705 |
| Additional noninterest expense | $1,385,000 | 3,488 |
| Pre-tax net operating income | $-5,815,000 | 7,556 |
| Securities gains (losses) | $-125,000 | 7,505 |
| Applicable income taxes | $-2,379,000 | 7,763 |
| Income before extraordinary items | $-3,561,000 | 7,438 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-3,561,000 | 7,438 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-3,561,000 | 7,438 |
| Net charge-offs | $3,980,000 | 977 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-3,481,000 | 7,441 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,450,000 | 3,623 |
| Total interest expense | $2,126,000 | 2,823 |
| Net interest income | $2,324,000 | 4,111 |
| Provision for loan and lease losses | $2,410,000 | 1,252 |
| Total noninterest income | $663,000 | 2,840 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $162,000 | 3,735 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $501,000 | 2,227 |
| Total noninterest expense | $2,262,000 | 4,016 |
| Salaries and employee benefits | $1,059,000 | 4,266 |
| Premises and equipment expense | $220,000 | 4,815 |
| Additional noninterest expense | $983,000 | 3,330 |
| Pre-tax net operating income | $-1,685,000 | 7,295 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-792,000 | 7,697 |
| Income before extraordinary items | $-893,000 | 7,090 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-893,000 | 7,090 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-893,000 | 7,090 |
| Net charge-offs | $1,918,000 | 1,148 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-893,000 | 7,071 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,211,000 | 3,671 |
| Total interest expense | $1,069,000 | 2,907 |
| Net interest income | $1,142,000 | 4,161 |
| Provision for loan and lease losses | $1,892,000 | 785 |
| Total noninterest income | $341,000 | 2,784 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $74,000 | 3,855 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $267,000 | 2,109 |
| Total noninterest expense | $1,180,000 | 3,816 |
| Salaries and employee benefits | $563,000 | 4,090 |
| Premises and equipment expense | $99,000 | 5,139 |
| Additional noninterest expense | $518,000 | 2,920 |
| Pre-tax net operating income | $-1,589,000 | 7,763 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-692,000 | 7,932 |
| Income before extraordinary items | $-897,000 | 7,670 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-897,000 | 7,671 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-897,000 | 7,671 |
| Net charge-offs | $867,000 | 1,036 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-897,000 | 7,669 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,944,000 | 3,819 |
| Total interest expense | $4,424,000 | 3,262 |
| Net interest income | $4,520,000 | 4,218 |
| Provision for loan and lease losses | $225,000 | 5,063 |
| Total noninterest income | $568,000 | 4,588 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $281,000 | 4,137 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $287,000 | 4,182 |
| Total noninterest expense | $4,023,000 | 4,220 |
| Salaries and employee benefits | $2,155,000 | 4,214 |
| Premises and equipment expense | $475,000 | 4,602 |
| Additional noninterest expense | $1,393,000 | 3,822 |
| Pre-tax net operating income | $840,000 | 4,080 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $249,000 | 2,606 |
| Income before extraordinary items | $591,000 | 4,202 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $591,000 | 4,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 4,270 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $591,000 | 4,356 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,752,000 | 3,859 |
| Total interest expense | $3,330,000 | 3,362 |
| Net interest income | $3,422,000 | 4,221 |
| Provision for loan and lease losses | $75,000 | 5,494 |
| Total noninterest income | $556,000 | 4,106 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $205,000 | 4,199 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $351,000 | 3,406 |
| Total noninterest expense | $2,911,000 | 4,323 |
| Salaries and employee benefits | $1,638,000 | 4,199 |
| Premises and equipment expense | $334,000 | 4,794 |
| Additional noninterest expense | $939,000 | 4,072 |
| Pre-tax net operating income | $992,000 | 3,695 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $324,000 | 2,375 |
| Income before extraordinary items | $668,000 | 3,909 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $668,000 | 3,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 3,604 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $668,000 | 4,067 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,508,000 | 3,907 |
| Total interest expense | $2,233,000 | 3,466 |
| Net interest income | $2,275,000 | 4,234 |
| Provision for loan and lease losses | $25,000 | 5,815 |
| Total noninterest income | $382,000 | 4,107 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $132,000 | 4,292 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $250,000 | 3,348 |
| Total noninterest expense | $1,916,000 | 4,378 |
| Salaries and employee benefits | $1,080,000 | 4,263 |
| Premises and equipment expense | $217,000 | 4,912 |
| Additional noninterest expense | $619,000 | 4,088 |
| Pre-tax net operating income | $716,000 | 3,663 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $251,000 | 2,422 |
| Income before extraordinary items | $465,000 | 4,160 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $465,000 | 4,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 3,654 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $465,000 | 4,099 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,358,000 | 3,864 |
| Total interest expense | $1,166,000 | 3,525 |
| Net interest income | $1,192,000 | 4,122 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $204,000 | 3,967 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $65,000 | 4,287 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $139,000 | 3,174 |
| Total noninterest expense | $999,000 | 4,232 |
| Salaries and employee benefits | $583,000 | 4,059 |
| Premises and equipment expense | $111,000 | 4,858 |
| Additional noninterest expense | $305,000 | 4,063 |
| Pre-tax net operating income | $397,000 | 3,562 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $150,000 | 2,320 |
| Income before extraordinary items | $247,000 | 4,218 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $247,000 | 4,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 3,138 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $247,000 | 4,120 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,683,000 | 3,845 |
| Total interest expense | $4,682,000 | 3,617 |
| Net interest income | $5,001,000 | 4,003 |
| Provision for loan and lease losses | $1,592,000 | 1,006 |
| Total noninterest income | $1,692,000 | 2,501 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $306,000 | 4,037 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,386,000 | 1,769 |
| Total noninterest expense | $4,362,000 | 3,854 |
| Salaries and employee benefits | $2,174,000 | 4,127 |
| Premises and equipment expense | $546,000 | 4,105 |
| Additional noninterest expense | $1,642,000 | 3,169 |
| Pre-tax net operating income | $739,000 | 5,339 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $178,000 | 3,975 |
| Income before extraordinary items | $561,000 | 5,479 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $561,000 | 5,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,433,000 | 782 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $561,000 | 5,460 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,072,000 | 3,934 |
| Total interest expense | $3,393,000 | 3,716 |
| Net interest income | $3,679,000 | 4,073 |
| Provision for loan and lease losses | $90,000 | 4,255 |
| Total noninterest income | $1,577,000 | 2,136 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $233,000 | 4,011 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,344,000 | 1,485 |
| Total noninterest expense | $3,230,000 | 3,879 |
| Salaries and employee benefits | $1,661,000 | 4,049 |
| Premises and equipment expense | $338,000 | 4,648 |
| Additional noninterest expense | $1,231,000 | 3,114 |
| Pre-tax net operating income | $1,936,000 | 2,910 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $735,000 | 2,019 |
| Income before extraordinary items | $1,201,000 | 3,463 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,201,000 | 3,462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 2,601 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,201,000 | 3,450 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,504,000 | 4,070 |
| Total interest expense | $2,161,000 | 3,819 |
| Net interest income | $2,343,000 | 4,242 |
| Provision for loan and lease losses | $60,000 | 3,990 |
| Total noninterest income | $290,000 | 4,744 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $156,000 | 4,019 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $134,000 | 4,530 |
| Total noninterest expense | $2,043,000 | 4,074 |
| Salaries and employee benefits | $1,079,000 | 4,169 |
| Premises and equipment expense | $209,000 | 4,881 |
| Additional noninterest expense | $755,000 | 3,343 |
| Pre-tax net operating income | $530,000 | 4,920 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $175,000 | 3,438 |
| Income before extraordinary items | $355,000 | 5,317 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $355,000 | 5,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 1,867 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $355,000 | 5,306 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,829,000 | 4,658 |
| Total interest expense | $884,000 | 4,318 |
| Net interest income | $945,000 | 4,848 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $111,000 | 5,313 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $60,000 | 4,528 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $51,000 | 5,068 |
| Total noninterest expense | $775,000 | 4,899 |
| Salaries and employee benefits | $420,000 | 5,002 |
| Premises and equipment expense | $82,000 | 5,625 |
| Additional noninterest expense | $273,000 | 4,239 |
| Pre-tax net operating income | $251,000 | 5,040 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $83,000 | 3,533 |
| Income before extraordinary items | $168,000 | 5,428 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $168,000 | 5,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $168,000 | 5,417 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,497,000 | 4,764 |
| Total interest expense | $2,981,000 | 4,334 |
| Net interest income | $3,516,000 | 5,045 |
| Provision for loan and lease losses | $60,000 | 5,315 |
| Total noninterest income | $485,000 | 5,200 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $224,000 | 4,752 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $261,000 | 4,569 |
| Total noninterest expense | $2,713,000 | 5,219 |
| Salaries and employee benefits | $1,482,000 | 5,231 |
| Premises and equipment expense | $278,000 | 5,935 |
| Additional noninterest expense | $953,000 | 4,667 |
| Pre-tax net operating income | $1,228,000 | 4,737 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $435,000 | 3,325 |
| Income before extraordinary items | $793,000 | 5,236 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $793,000 | 5,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $336,000 | 4,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $793,000 | 5,233 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,708,000 | 4,845 |
| Total interest expense | $2,120,000 | 4,391 |
| Net interest income | $2,588,000 | 5,143 |
| Provision for loan and lease losses | $45,000 | 5,149 |
| Total noninterest income | $393,000 | 5,050 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $169,000 | 4,780 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $224,000 | 4,294 |
| Total noninterest expense | $2,097,000 | 5,108 |
| Salaries and employee benefits | $1,162,000 | 5,073 |
| Premises and equipment expense | $208,000 | 5,962 |
| Additional noninterest expense | $727,000 | 4,582 |
| Pre-tax net operating income | $839,000 | 5,137 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $293,000 | 3,615 |
| Income before extraordinary items | $546,000 | 5,569 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $546,000 | 5,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $336,000 | 3,488 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $546,000 | 5,570 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,980,000 | 4,975 |
| Total interest expense | $1,320,000 | 4,439 |
| Net interest income | $1,660,000 | 5,298 |
| Provision for loan and lease losses | $30,000 | 4,987 |
| Total noninterest income | $222,000 | 5,400 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $102,000 | 4,979 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $120,000 | 4,748 |
| Total noninterest expense | $1,377,000 | 5,182 |
| Salaries and employee benefits | $766,000 | 5,127 |
| Premises and equipment expense | $145,000 | 5,863 |
| Additional noninterest expense | $466,000 | 4,699 |
| Pre-tax net operating income | $475,000 | 5,521 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $163,000 | 3,894 |
| Income before extraordinary items | $312,000 | 5,924 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $312,000 | 5,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $285,000 | 3,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $312,000 | 5,930 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,403,000 | 5,122 |
| Total interest expense | $604,000 | 4,558 |
| Net interest income | $799,000 | 5,398 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $101,000 | 5,577 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $46,000 | 5,116 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $55,000 | 4,927 |
| Total noninterest expense | $715,000 | 5,065 |
| Salaries and employee benefits | $411,000 | 4,921 |
| Premises and equipment expense | $73,000 | 5,861 |
| Additional noninterest expense | $231,000 | 4,705 |
| Pre-tax net operating income | $170,000 | 6,165 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $55,000 | 4,377 |
| Income before extraordinary items | $115,000 | 6,488 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $115,000 | 6,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $285,000 | 2,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $115,000 | 6,490 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,990,000 | 5,152 |
| Total interest expense | $2,013,000 | 4,415 |
| Net interest income | $2,977,000 | 5,532 |
| Provision for loan and lease losses | $160,000 | 4,008 |
| Total noninterest income | $578,000 | 4,886 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $160,000 | 5,502 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $418,000 | 3,701 |
| Total noninterest expense | $2,531,000 | 5,336 |
| Salaries and employee benefits | $1,374,000 | 5,356 |
| Premises and equipment expense | $289,000 | 5,831 |
| Additional noninterest expense | $868,000 | 4,891 |
| Pre-tax net operating income | $864,000 | 5,716 |
| Securities gains (losses) | $5,000 | 1,712 |
| Applicable income taxes | $233,000 | 4,460 |
| Income before extraordinary items | $636,000 | 5,870 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $636,000 | 5,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $632,350 | 5,858 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,599,000 | 5,265 |
| Total interest expense | $1,433,000 | 4,434 |
| Net interest income | $2,166,000 | 5,638 |
| Provision for loan and lease losses | $90,000 | 4,305 |
| Total noninterest income | $451,000 | 4,819 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $115,000 | 5,606 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $336,000 | 3,594 |
| Total noninterest expense | $1,875,000 | 5,352 |
| Salaries and employee benefits | $1,025,000 | 5,343 |
| Premises and equipment expense | $216,000 | 5,843 |
| Additional noninterest expense | $634,000 | 4,937 |
| Pre-tax net operating income | $652,000 | 5,797 |
| Securities gains (losses) | $5,000 | 1,712 |
| Applicable income taxes | $233,000 | 4,187 |
| Income before extraordinary items | $424,000 | 6,241 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $424,000 | 6,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $420,750 | 6,220 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,285,000 | 5,347 |
| Total interest expense | $888,000 | 4,479 |
| Net interest income | $1,397,000 | 5,728 |
| Provision for loan and lease losses | $60,000 | 4,115 |
| Total noninterest income | $296,000 | 4,826 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $75,000 | 5,613 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $221,000 | 3,595 |
| Total noninterest expense | $1,208,000 | 5,455 |
| Salaries and employee benefits | $662,000 | 5,424 |
| Premises and equipment expense | $140,000 | 5,912 |
| Additional noninterest expense | $406,000 | 5,039 |
| Pre-tax net operating income | $425,000 | 5,831 |
| Securities gains (losses) | $5,000 | 1,582 |
| Applicable income taxes | $149,000 | 4,260 |
| Income before extraordinary items | $281,000 | 6,255 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $281,000 | 6,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $277,750 | 6,239 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,074,000 | 5,519 |
| Total interest expense | $402,000 | 4,664 |
| Net interest income | $672,000 | 5,859 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $177,000 | 4,299 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $37,000 | 5,594 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $140,000 | 3,099 |
| Total noninterest expense | $557,000 | 5,743 |
| Salaries and employee benefits | $300,000 | 5,779 |
| Premises and equipment expense | $68,000 | 6,037 |
| Additional noninterest expense | $189,000 | 5,293 |
| Pre-tax net operating income | $262,000 | 5,336 |
| Securities gains (losses) | $5,000 | 1,192 |
| Applicable income taxes | $94,000 | 3,867 |
| Income before extraordinary items | $173,000 | 5,767 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $173,000 | 5,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $169,750 | 5,783 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,692,000 | 6,720 |
| Total interest expense | $985,000 | 5,704 |
| Net interest income | $1,707,000 | 7,036 |
| Provision for loan and lease losses | $758,000 | 1,352 |
| Total noninterest income | $418,000 | 5,696 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $132,000 | 6,026 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $286,000 | 4,351 |
| Total noninterest expense | $2,174,000 | 5,737 |
| Salaries and employee benefits | $1,180,000 | 5,739 |
| Premises and equipment expense | $205,000 | 6,704 |
| Additional noninterest expense | $789,000 | 5,142 |
| Pre-tax net operating income | $-807,000 | 8,761 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $-380,000 | 8,883 |
| Income before extraordinary items | $-427,000 | 8,688 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-427,000 | 8,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,745 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-427,000 | 8,655 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,771,000 | 7,052 |
| Total interest expense | $628,000 | 6,137 |
| Net interest income | $1,143,000 | 7,303 |
| Provision for loan and lease losses | $171,000 | 3,319 |
| Total noninterest income | $318,000 | 5,687 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $92,000 | 6,180 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $226,000 | 4,260 |
| Total noninterest expense | $1,520,000 | 5,912 |
| Salaries and employee benefits | $849,000 | 5,831 |
| Premises and equipment expense | $144,000 | 6,819 |
| Additional noninterest expense | $527,000 | 5,474 |
| Pre-tax net operating income | $-230,000 | 8,666 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $-97,000 | 8,854 |
| Income before extraordinary items | $-133,000 | 8,647 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-133,000 | 8,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,223 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-133,000 | 8,618 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $969,000 | 7,498 |
| Total interest expense | $347,000 | 6,637 |
| Net interest income | $622,000 | 7,749 |
| Provision for loan and lease losses | $66,000 | 4,180 |
| Total noninterest income | $247,000 | 5,320 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $57,000 | 6,308 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $190,000 | 3,837 |
| Total noninterest expense | $981,000 | 6,050 |
| Salaries and employee benefits | $570,000 | 5,846 |
| Premises and equipment expense | $97,000 | 6,845 |
| Additional noninterest expense | $314,000 | 5,842 |
| Pre-tax net operating income | $-178,000 | 8,754 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $-69,000 | 8,918 |
| Income before extraordinary items | $-109,000 | 8,731 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-109,000 | 8,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,680 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-109,000 | 8,705 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $431,000 | 7,779 |
| Total interest expense | $143,000 | 7,141 |
| Net interest income | $288,000 | 7,917 |
| Provision for loan and lease losses | $22,000 | 4,718 |
| Total noninterest income | $54,000 | 7,095 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $20,000 | 6,805 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $34,000 | 5,872 |
| Total noninterest expense | $476,000 | 6,212 |
| Salaries and employee benefits | $274,000 | 6,023 |
| Premises and equipment expense | $53,000 | 6,646 |
| Additional noninterest expense | $149,000 | 6,013 |
| Pre-tax net operating income | $-156,000 | 8,867 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $-65,000 | 8,994 |
| Income before extraordinary items | $-91,000 | 8,822 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-91,000 | 8,823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,591 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-91,000 | 8,788 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $163,000 | 9,090 |
| Total interest expense | $55,000 | 9,032 |
| Net interest income | $108,000 | 9,094 |
| Provision for loan and lease losses | $129,000 | 4,826 |
| Total noninterest income | $41,000 | 8,860 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $11,000 | 7,926 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $30,000 | 8,120 |
| Total noninterest expense | $433,000 | 8,927 |
| Salaries and employee benefits | $148,000 | 9,075 |
| Premises and equipment expense | $64,000 | 8,564 |
| Additional noninterest expense | $221,000 | 8,303 |
| Pre-tax net operating income | $-413,000 | 8,782 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $-413,000 | 8,869 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-413,000 | 8,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $30,000 | 6,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-413,000 | 8,802 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $632,000 | 8,800 |
| Total interest expense | $167,000 | 8,792 |
| Net interest income | $465,000 | 8,739 |
| Provision for loan and lease losses | $5,000 | 7,333 |
| Total noninterest income | $67,000 | 8,473 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $25,000 | 7,738 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $42,000 | 7,445 |
| Total noninterest expense | $488,000 | 8,566 |
| Salaries and employee benefits | $267,000 | 8,576 |
| Premises and equipment expense | $63,000 | 8,316 |
| Additional noninterest expense | $158,000 | 8,393 |
| Pre-tax net operating income | $39,000 | 8,502 |
| Securities gains (losses) | $4,000 | 3,690 |
| Applicable income taxes | $13,000 | 6,978 |
| Income before extraordinary items | $30,000 | 8,619 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $30,000 | 8,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,109 |
| Cash dividends | $30,000 | 5,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $27,200 | 8,525 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $420,000 | 8,851 |
| Total interest expense | $118,000 | 8,820 |
| Net interest income | $302,000 | 8,796 |
| Provision for loan and lease losses | $3,000 | 7,198 |
| Total noninterest income | $54,000 | 8,279 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $17,000 | 7,743 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $37,000 | 7,072 |
| Total noninterest expense | $307,000 | 8,650 |
| Salaries and employee benefits | $168,000 | 8,674 |
| Premises and equipment expense | $44,000 | 8,257 |
| Additional noninterest expense | $95,000 | 8,526 |
| Pre-tax net operating income | $46,000 | 8,400 |
| Securities gains (losses) | $14,000 | 2,789 |
| Applicable income taxes | $12,000 | 6,875 |
| Income before extraordinary items | $48,000 | 8,440 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $48,000 | 8,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,782 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $36,800 | 8,408 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $223,000 | 8,866 |
| Total interest expense | $61,000 | 8,874 |
| Net interest income | $162,000 | 8,775 |
| Provision for loan and lease losses | $1,000 | 6,877 |
| Total noninterest income | $13,000 | 8,892 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $8,000 | 7,776 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,000 | 8,460 |
| Total noninterest expense | $146,000 | 8,762 |
| Salaries and employee benefits | $80,000 | 8,774 |
| Premises and equipment expense | $22,000 | 8,271 |
| Additional noninterest expense | $44,000 | 8,661 |
| Pre-tax net operating income | $28,000 | 8,341 |
| Securities gains (losses) | $3,000 | 2,514 |
| Applicable income taxes | $7,000 | 6,747 |
| Income before extraordinary items | $24,000 | 8,404 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $24,000 | 8,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $21,690 | 8,346 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,005,000 | 8,850 |
| Total interest expense | $294,000 | 8,904 |
| Net interest income | $711,000 | 8,723 |
| Provision for loan and lease losses | $6,000 | 7,926 |
| Total noninterest income | $10,000 | 9,225 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $42,000 | 7,647 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-32,000 | 9,306 |
| Total noninterest expense | $617,000 | 8,729 |
| Salaries and employee benefits | $360,000 | 8,661 |
| Premises and equipment expense | $79,000 | 8,456 |
| Additional noninterest expense | $178,000 | 8,695 |
| Pre-tax net operating income | $98,000 | 8,319 |
| Securities gains (losses) | $6,000 | 3,879 |
| Applicable income taxes | $52,000 | 6,502 |
| Income before extraordinary items | $52,000 | 8,542 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $52,000 | 8,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,834 |
| Cash dividends | $30,000 | 6,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $48,160 | 8,480 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,114,000 | 9,064 |
| Total interest expense | $465,000 | 9,072 |
| Net interest income | $649,000 | 8,949 |
| Provision for loan and lease losses | $31,000 | 7,199 |
| Total noninterest income | $67,000 | 8,951 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $51,000 | 7,582 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $16,000 | 8,892 |
| Total noninterest expense | $626,000 | 8,864 |
| Salaries and employee benefits | $360,000 | 8,789 |
| Premises and equipment expense | $89,000 | 8,479 |
| Additional noninterest expense | $177,000 | 8,844 |
| Pre-tax net operating income | $59,000 | 8,508 |
| Securities gains (losses) | $-3,000 | 9,140 |
| Applicable income taxes | $37,000 | 6,929 |
| Income before extraordinary items | $19,000 | 8,734 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $19,000 | 8,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,671 |
| Cash dividends | $15,000 | 6,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $20,920 | 8,640 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,305,000 | 9,147 |
| Total interest expense | $502,000 | 9,247 |
| Net interest income | $803,000 | 8,895 |
| Provision for loan and lease losses | $-20,000 | 9,723 |
| Total noninterest income | $59,000 | 9,195 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $37,000 | 7,929 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 8,890 |
| Total noninterest expense | $609,000 | 9,067 |
| Salaries and employee benefits | $333,000 | 9,094 |
| Premises and equipment expense | $80,000 | 8,783 |
| Additional noninterest expense | $196,000 | 8,822 |
| Pre-tax net operating income | $273,000 | 8,015 |
| Securities gains (losses) | $-4,000 | 7,844 |
| Applicable income taxes | $100,000 | 6,505 |
| Income before extraordinary items | $169,000 | 8,288 |
| Extraordinary gains, net | $106,000 | 20 |
| Net income | $275,000 | 7,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,220 |
| Cash dividends | $45,000 | 6,467 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $171,560 | 8,273 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,172,000 | 9,453 |
| Total interest expense | $476,000 | 9,491 |
| Net interest income | $696,000 | 9,295 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $68,000 | 9,323 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $44,000 | 7,982 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 9,087 |
| Total noninterest expense | $663,000 | 9,136 |
| Salaries and employee benefits | $386,000 | 8,960 |
| Premises and equipment expense | $69,000 | 9,247 |
| Additional noninterest expense | $208,000 | 8,946 |
| Pre-tax net operating income | $101,000 | 9,070 |
| Securities gains (losses) | $-7,000 | 9,189 |
| Applicable income taxes | $20,000 | 8,212 |
| Income before extraordinary items | $74,000 | 9,121 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $74,000 | 9,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 9,311 |
| Cash dividends | $40,000 | 6,712 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $79,530 | 9,063 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,200,000 | 9,652 |
| Total interest expense | $455,000 | 9,791 |
| Net interest income | $745,000 | 9,390 |
| Provision for loan and lease losses | $66,000 | 5,965 |
| Total noninterest income | $74,000 | 9,450 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $50,000 | 8,047 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 9,291 |
| Total noninterest expense | $658,000 | 9,232 |
| Salaries and employee benefits | $369,000 | 9,165 |
| Premises and equipment expense | $71,000 | 9,346 |
| Additional noninterest expense | $218,000 | 8,920 |
| Pre-tax net operating income | $95,000 | 9,431 |
| Securities gains (losses) | $-6,000 | 10,112 |
| Applicable income taxes | $39,000 | 8,531 |
| Income before extraordinary items | $50,000 | 9,624 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $50,000 | 9,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,908 |
| Cash dividends | $85,000 | 6,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $53,840 | 9,548 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,281,000 | 9,953 |
| Total interest expense | $518,000 | 10,053 |
| Net interest income | $763,000 | 9,766 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $70,000 | 9,948 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $54,000 | 8,315 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 10,083 |
| Total noninterest expense | $593,000 | 9,774 |
| Salaries and employee benefits | $326,000 | 9,772 |
| Premises and equipment expense | $76,000 | 9,545 |
| Additional noninterest expense | $191,000 | 9,534 |
| Pre-tax net operating income | $240,000 | 9,353 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $89,000 | 8,585 |
| Income before extraordinary items | $151,000 | 9,573 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $151,000 | 9,576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,272 |
| Cash dividends | $100,000 | 6,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $151,000 | 9,533 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,194,000 | 10,530 |
| Total interest expense | $474,000 | 10,674 |
| Net interest income | $720,000 | 10,331 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $74,000 | 10,392 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $55,000 | 8,700 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 10,461 |
| Total noninterest expense | $550,000 | 10,396 |
| Salaries and employee benefits | $318,000 | 10,201 |
| Premises and equipment expense | $67,000 | 10,175 |
| Additional noninterest expense | $165,000 | 10,368 |
| Pre-tax net operating income | $244,000 | 9,523 |
| Securities gains (losses) | $-9,000 | 10,223 |
| Applicable income taxes | $65,000 | 9,414 |
| Income before extraordinary items | $170,000 | 9,600 |
| Extraordinary gains, net | $-53,000 | 11,429 |
| Net income | $117,000 | 10,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,243 |
| Cash dividends | $140,000 | 6,159 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $176,480 | 9,470 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,206,000 | 10,974 |
| Total interest expense | $486,000 | 11,071 |
| Net interest income | $720,000 | 10,781 |
| Provision for loan and lease losses | $-10,000 | 11,420 |
| Total noninterest income | $88,000 | 10,550 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $57,000 | 9,016 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 10,206 |
| Total noninterest expense | $603,000 | 10,554 |
| Salaries and employee benefits | $332,000 | 10,482 |
| Premises and equipment expense | $77,000 | 10,293 |
| Additional noninterest expense | $194,000 | 10,487 |
| Pre-tax net operating income | $215,000 | 10,368 |
| Securities gains (losses) | $19,000 | 1,949 |
| Applicable income taxes | $67,000 | 9,845 |
| Income before extraordinary items | $167,000 | 10,294 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $167,000 | 10,296 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,150 |
| Cash dividends | $130,000 | 6,332 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $153,510 | 10,409 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,129,000 | 11,475 |
| Total interest expense | $386,000 | 11,660 |
| Net interest income | $743,000 | 11,238 |
| Provision for loan and lease losses | $2,000 | 9,032 |
| Total noninterest income | $89,000 | 11,015 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $69,000 | 9,035 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 11,420 |
| Total noninterest expense | $605,000 | 11,100 |
| Salaries and employee benefits | $313,000 | 11,084 |
| Premises and equipment expense | $74,000 | 10,838 |
| Additional noninterest expense | $218,000 | 10,917 |
| Pre-tax net operating income | $225,000 | 10,702 |
| Securities gains (losses) | $7,000 | 2,440 |
| Applicable income taxes | $64,000 | 10,134 |
| Income before extraordinary items | $168,000 | 10,628 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $168,000 | 10,632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,012 |
| Cash dividends | $180,000 | 5,708 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $162,960 | 10,721 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,173,000 | 11,943 |
| Total interest expense | $445,000 | 11,975 |
| Net interest income | $728,000 | 11,759 |
| Provision for loan and lease losses | $10,000 | 9,731 |
| Total noninterest income | $98,000 | 11,377 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 9,074 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 12,038 |
| Total noninterest expense | $618,000 | 11,552 |
| Salaries and employee benefits | $331,000 | 11,347 |
| Premises and equipment expense | $80,000 | 11,146 |
| Additional noninterest expense | $207,000 | 11,629 |
| Pre-tax net operating income | $198,000 | 11,058 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $52,000 | 10,892 |
| Income before extraordinary items | $146,000 | 11,254 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $146,000 | 11,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 6,983 |
| Cash dividends | $305,000 | 4,328 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $146,000 | 11,045 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,329,000 | 12,338 |
| Total interest expense | $602,000 | 12,283 |
| Net interest income | $727,000 | 12,200 |
| Provision for loan and lease losses | $44,000 | 9,347 |
| Total noninterest income | $130,000 | 10,919 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $80,000 | 9,162 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 10,399 |
| Total noninterest expense | $604,000 | 12,039 |
| Salaries and employee benefits | $316,000 | 11,834 |
| Premises and equipment expense | $69,000 | 11,913 |
| Additional noninterest expense | $219,000 | 11,977 |
| Pre-tax net operating income | $209,000 | 10,992 |
| Securities gains (losses) | $-1,000 | 12,730 |
| Applicable income taxes | $48,000 | 11,313 |
| Income before extraordinary items | $160,000 | 11,128 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $160,000 | 11,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 8,508 |
| Cash dividends | $25,000 | 8,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $160,770 | 10,785 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.