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Timberline Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$35,888,0001,217
Total interest expense$10,767,0001,225
Net interest income$25,121,0001,202
Provision for loan and lease losses$198,0002,015
Total noninterest income$1,424,0002,354
Gross Fiduciary activities income$0981
Service charges on deposit accounts$854,0001,131
Trading account gains and feesNANA
Additional Noninterest Income$570,0002,841
Total noninterest expense$19,796,0001,224
Salaries and employee benefits$10,562,0001,288
Premises and equipment expense$1,918,0001,272
Additional noninterest expense$570,0002,841
Pre-tax net operating income$6,551,0001,618
Securities gains (losses)$34,000499
Applicable income taxes$1,655,0001,107
Income before extraordinary items$4,930,0001,742
Extraordinary gains, net$054
Net income$4,930,0001,763
Minority interest net income$088
Net income of bank and minority interests.$4,930,0001,745
Net charge-offs$46,0001,843
Cash dividends$1,648,0001,704
Sale, conversion, retirement of capital stock, net$0540
Net operating income$4,903,1401,778
2023-09-30 (YTD Data)Rank
Total interest income$26,756,0001,199
Total interest expense$7,489,0001,217
Net interest income$19,267,0001,184
Provision for loan and lease losses$231,0001,535
Total noninterest income$1,036,0002,382
Gross Fiduciary activities income$0950
Service charges on deposit accounts$631,0001,140
Trading account gains and feesNANA
Additional Noninterest Income$405,0002,880
Total noninterest expense$14,652,0001,228
Salaries and employee benefits$7,925,0001,292
Premises and equipment expense$1,390,0001,308
Additional noninterest expense$405,0002,879
Pre-tax net operating income$5,420,0001,564
Securities gains (losses)$34,000321
Applicable income taxes$1,382,0001,062
Income before extraordinary items$4,072,0001,696
Extraordinary gains, net$052
Net income$4,072,0001,709
Minority interest net income$081
Net income of bank and minority interests.$4,072,0001,696
Net charge-offs$31,0001,697
Cash dividends$1,273,0001,494
Sale, conversion, retirement of capital stock, net$0507
Net operating income$4,045,1401,727
2023-06-30 (YTD Data)Rank
Total interest income$17,478,0001,188
Total interest expense$4,497,0001,209
Net interest income$12,981,0001,187
Provision for loan and lease losses$82,0001,942
Total noninterest income$693,0002,333
Gross Fiduciary activities income$0931
Service charges on deposit accounts$426,0001,112
Trading account gains and feesNANA
Additional Noninterest Income$267,0002,860
Total noninterest expense$9,417,0001,249
Salaries and employee benefits$5,128,0001,311
Premises and equipment expense$921,0001,305
Additional noninterest expense$267,0002,854
Pre-tax net operating income$4,175,0001,377
Securities gains (losses)$0938
Applicable income taxes$1,057,000981
Income before extraordinary items$3,118,0001,519
Extraordinary gains, net$051
Net income$3,118,0001,537
Minority interest net income$081
Net income of bank and minority interests.$3,118,0001,519
Net charge-offs$38,0001,281
Cash dividends$897,0001,479
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,118,0001,532
2023-03-31 (YTD Data)Rank
Total interest income$8,700,0001,180
Total interest expense$2,017,0001,180
Net interest income$6,683,0001,162
Provision for loan and lease losses$52,0001,667
Total noninterest income$344,0002,338
Gross Fiduciary activities income$0913
Service charges on deposit accounts$212,0001,130
Trading account gains and feesNANA
Additional Noninterest Income$132,0002,868
Total noninterest expense$4,614,0001,286
Salaries and employee benefits$2,480,0001,369
Premises and equipment expense$412,0001,447
Additional noninterest expense$132,0002,868
Pre-tax net operating income$2,361,0001,281
Securities gains (losses)$0950
Applicable income taxes$601,000924
Income before extraordinary items$1,760,0001,413
Extraordinary gains, net$04
Net income$1,760,0001,413
Minority interest net income$048
Net income of bank and minority interests.$1,760,0001,413
Net charge-offs$13,0001,282
Cash dividends$323,0001,537
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,760,0001,426
2022-12-31 (YTD Data)Rank
Total interest income$26,821,0001,252
Total interest expense$2,248,0001,478
Net interest income$24,573,0001,219
Provision for loan and lease losses$1,906,000540
Total noninterest income$1,310,0002,489
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$756,0001,264
Trading account gains and feesNANA
Additional Noninterest Income$554,0002,958
Total noninterest expense$17,360,0001,327
Salaries and employee benefits$9,507,0001,372
Premises and equipment expense$1,781,0001,345
Additional noninterest expense$554,0002,958
Pre-tax net operating income$6,617,0001,713
Securities gains (losses)$11,000421
Applicable income taxes$1,562,0001,231
Income before extraordinary items$5,066,0001,804
Extraordinary gains, net$05
Net income$5,066,0001,802
Minority interest net income$063
Net income of bank and minority interests.$5,066,0001,803
Net charge-offs$-3,0003,401
Cash dividends$1,228,0001,947
Sale, conversion, retirement of capital stock, net$0568
Net operating income$5,057,3101,838
2022-09-30 (YTD Data)Rank
Total interest income$18,827,0001,270
Total interest expense$989,0001,777
Net interest income$17,838,0001,227
Provision for loan and lease losses$964,000640
Total noninterest income$984,0002,517
Gross Fiduciary activities income$0968
Service charges on deposit accounts$572,0001,270
Trading account gains and feesNANA
Additional Noninterest Income$412,0002,989
Total noninterest expense$12,711,0001,341
Salaries and employee benefits$6,903,0001,406
Premises and equipment expense$1,347,0001,337
Additional noninterest expense$412,0002,989
Pre-tax net operating income$5,147,0001,660
Securities gains (losses)$11,000419
Applicable income taxes$1,263,0001,204
Income before extraordinary items$3,895,0001,760
Extraordinary gains, net$04
Net income$3,895,0001,760
Minority interest net income$057
Net income of bank and minority interests.$3,895,0001,759
Net charge-offs$-16,0003,742
Cash dividends$906,0001,747
Sale, conversion, retirement of capital stock, net$0519
Net operating income$3,886,3101,800
2022-06-30 (YTD Data)Rank
Total interest income$11,679,0001,298
Total interest expense$440,0002,123
Net interest income$11,239,0001,250
Provision for loan and lease losses$632,000587
Total noninterest income$640,0002,538
Gross Fiduciary activities income$0925
Service charges on deposit accounts$372,0001,264
Trading account gains and feesNANA
Additional Noninterest Income$268,0003,031
Total noninterest expense$8,301,0001,358
Salaries and employee benefits$4,500,0001,424
Premises and equipment expense$905,0001,325
Additional noninterest expense$2,896,0001,191
Pre-tax net operating income$2,946,0001,760
Securities gains (losses)$11,000385
Applicable income taxes$724,0001,216
Income before extraordinary items$2,233,0001,854
Extraordinary gains, net$04
Net income$2,233,0001,855
Minority interest net income$060
Net income of bank and minority interests.$2,233,0001,854
Net charge-offs$-7,0003,543
Cash dividends$583,0001,777
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,224,3101,904
2022-03-31 (YTD Data)Rank
Total interest income$5,531,0001,316
Total interest expense$153,0002,604
Net interest income$5,378,0001,264
Provision for loan and lease losses$138,000848
Total noninterest income$297,0002,610
Gross Fiduciary activities income$0892
Service charges on deposit accounts$154,0001,471
Trading account gains and feesNANA
Additional Noninterest Income$143,0002,931
Total noninterest expense$3,793,0001,443
Salaries and employee benefits$2,192,0001,465
Premises and equipment expense$380,0001,542
Additional noninterest expense$1,221,0001,358
Pre-tax net operating income$1,744,0001,480
Securities gains (losses)$11,000369
Applicable income taxes$458,0001,023
Income before extraordinary items$1,297,0001,609
Extraordinary gains, net$04
Net income$1,297,0001,608
Minority interest net income$050
Net income of bank and minority interests.$1,297,0001,609
Net charge-offs$-3,0003,434
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,288,3101,637
2021-12-31 (YTD Data)Rank
Total interest income$24,635,0001,245
Total interest expense$701,0002,702
Net interest income$23,934,0001,174
Provision for loan and lease losses$1,181,000511
Total noninterest income$2,983,0001,805
Gross Fiduciary activities income$0994
Service charges on deposit accounts$602,0001,408
Trading account gains and feesNANA
Additional Noninterest Income$2,381,0001,733
Total noninterest expense$15,629,0001,397
Salaries and employee benefits$8,320,0001,520
Premises and equipment expense$1,559,0001,477
Additional noninterest expense$5,750,0001,176
Pre-tax net operating income$10,107,0001,270
Securities gains (losses)$1,285,000179
Applicable income taxes$2,915,000878
Income before extraordinary items$8,477,0001,293
Extraordinary gains, net$010
Net income$8,477,0001,292
Minority interest net income$074
Net income of bank and minority interests.$8,477,0001,293
Net charge-offs$12,0002,234
Cash dividends$1,055,0002,157
Sale, conversion, retirement of capital stock, net$0582
Net operating income$7,461,8501,398
2021-09-30 (YTD Data)Rank
Total interest income$19,104,0001,234
Total interest expense$541,0002,757
Net interest income$18,563,0001,166
Provision for loan and lease losses$966,000460
Total noninterest income$2,657,0001,659
Gross Fiduciary activities income$0957
Service charges on deposit accounts$441,0001,417
Trading account gains and feesNANA
Additional Noninterest Income$2,216,0001,561
Total noninterest expense$11,174,0001,470
Salaries and employee benefits$5,830,0001,601
Premises and equipment expense$1,166,0001,498
Additional noninterest expense$4,178,0001,203
Pre-tax net operating income$9,080,0001,159
Securities gains (losses)$1,280,000164
Applicable income taxes$2,390,000873
Income before extraordinary items$7,970,0001,135
Extraordinary gains, net$08
Net income$7,970,0001,136
Minority interest net income$069
Net income of bank and minority interests.$7,970,0001,136
Net charge-offs$17,0001,801
Cash dividends$794,0001,941
Sale, conversion, retirement of capital stock, net$0543
Net operating income$6,958,8001,238
2021-06-30 (YTD Data)Rank
Total interest income$13,431,0001,179
Total interest expense$366,0002,809
Net interest income$13,065,0001,098
Provision for loan and lease losses$700,000439
Total noninterest income$2,649,0001,274
Gross Fiduciary activities income$0951
Service charges on deposit accounts$293,0001,380
Trading account gains and feesNANA
Additional Noninterest Income$2,356,0001,154
Total noninterest expense$7,407,0001,469
Salaries and employee benefits$3,603,0001,680
Premises and equipment expense$770,0001,511
Additional noninterest expense$3,034,0001,115
Pre-tax net operating income$7,607,000962
Securities gains (losses)$1,207,000140
Applicable income taxes$2,244,000692
Income before extraordinary items$6,570,000950
Extraordinary gains, net$06
Net income$6,570,000950
Minority interest net income$067
Net income of bank and minority interests.$6,570,000950
Net charge-offs$12,0001,675
Cash dividends$522,0001,909
Sale, conversion, retirement of capital stock, net$0517
Net operating income$5,616,4701,066
2021-03-31 (YTD Data)Rank
Total interest income$7,402,0001,065
Total interest expense$171,0002,989
Net interest income$7,231,000987
Provision for loan and lease losses$370,000477
Total noninterest income$2,361,000892
Gross Fiduciary activities income$0922
Service charges on deposit accounts$131,0001,486
Trading account gains and feesNANA
Additional Noninterest Income$2,230,000754
Total noninterest expense$3,972,0001,374
Salaries and employee benefits$1,741,0001,711
Premises and equipment expense$380,0001,539
Additional noninterest expense$1,851,000963
Pre-tax net operating income$5,250,000737
Securities gains (losses)$1,050,000105
Applicable income taxes$1,710,000512
Income before extraordinary items$4,590,000720
Extraordinary gains, net$03
Net income$4,590,000721
Minority interest net income$055
Net income of bank and minority interests.$4,590,000720
Net charge-offs$17,0001,197
Cash dividends$261,0001,661
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,760,500829
2020-12-31 (YTD Data)Rank
Total interest income$17,562,0001,671
Total interest expense$795,0003,276
Net interest income$16,767,0001,495
Provision for loan and lease losses$687,0001,953
Total noninterest income$723,0003,244
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$445,0001,748
Trading account gains and feesNANA
Additional Noninterest Income$278,0003,694
Total noninterest expense$12,196,0001,686
Salaries and employee benefits$7,001,0001,681
Premises and equipment expense$1,317,0001,676
Additional noninterest expense$3,878,0001,566
Pre-tax net operating income$4,607,0001,885
Securities gains (losses)$1,037,000355
Applicable income taxes$850,0001,562
Income before extraordinary items$4,794,0001,680
Extraordinary gains, net$04
Net income$4,794,0001,680
Minority interest net income$072
Net income of bank and minority interests.$4,794,0001,680
Net charge-offs$1,0003,386
Cash dividends$941,0002,286
Sale, conversion, retirement of capital stock, net$0566
Net operating income$3,912,5501,903
2020-09-30 (YTD Data)Rank
Total interest income$12,401,0001,757
Total interest expense$617,0003,318
Net interest income$11,784,0001,575
Provision for loan and lease losses$367,0002,243
Total noninterest income$508,0003,291
Gross Fiduciary activities income$0981
Service charges on deposit accounts$315,0001,819
Trading account gains and feesNANA
Additional Noninterest Income$193,0003,744
Total noninterest expense$8,832,0001,713
Salaries and employee benefits$5,430,0001,624
Premises and equipment expense$767,0002,004
Additional noninterest expense$2,635,0001,672
Pre-tax net operating income$3,093,0002,013
Securities gains (losses)$707,000396
Applicable income taxes$239,0002,260
Income before extraordinary items$3,561,0001,687
Extraordinary gains, net$04
Net income$3,561,0001,688
Minority interest net income$065
Net income of bank and minority interests.$3,561,0001,688
Net charge-offs$-71,0004,748
Cash dividends$712,0002,015
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,896,4201,894
2020-06-30 (YTD Data)Rank
Total interest income$8,226,0001,781
Total interest expense$433,0003,330
Net interest income$7,793,0001,583
Provision for loan and lease losses$250,0002,200
Total noninterest income$335,0003,269
Gross Fiduciary activities income$0970
Service charges on deposit accounts$203,0001,891
Trading account gains and feesNANA
Additional Noninterest Income$132,0003,693
Total noninterest expense$5,592,0001,777
Salaries and employee benefits$3,335,0001,726
Premises and equipment expense$524,0001,961
Additional noninterest expense$1,733,0001,693
Pre-tax net operating income$2,286,0001,820
Securities gains (losses)$402,000426
Applicable income taxes$161,0002,227
Income before extraordinary items$2,527,0001,518
Extraordinary gains, net$04
Net income$2,527,0001,517
Minority interest net income$065
Net income of bank and minority interests.$2,527,0001,518
Net charge-offs$-62,0004,799
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,149,1201,696
2020-03-31 (YTD Data)Rank
Total interest income$3,355,0002,070
Total interest expense$281,0003,102
Net interest income$3,074,0001,881
Provision for loan and lease losses$100,0001,942
Total noninterest income$171,0003,211
Gross Fiduciary activities income$0941
Service charges on deposit accounts$96,0002,185
Trading account gains and feesNANA
Additional Noninterest Income$75,0003,495
Total noninterest expense$2,839,0001,764
Salaries and employee benefits$1,657,0001,745
Premises and equipment expense$270,0001,947
Additional noninterest expense$912,0001,637
Pre-tax net operating income$306,0003,384
Securities gains (losses)$91,000644
Applicable income taxes$195,0001,420
Income before extraordinary items$202,0003,695
Extraordinary gains, net$04
Net income$202,0003,696
Minority interest net income$056
Net income of bank and minority interests.$202,0003,696
Net charge-offs$-16,0004,606
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$130,1104,032
2019-12-31 (YTD Data)Rank
Total interest income$13,785,0002,062
Total interest expense$1,099,0003,171
Net interest income$12,686,0001,844
Provision for loan and lease losses$20,0003,719
Total noninterest income$597,0003,461
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$395,0002,227
Trading account gains and feesNANA
Additional Noninterest Income$202,0003,935
Total noninterest expense$11,061,0001,762
Salaries and employee benefits$6,641,0001,703
Premises and equipment expense$1,000,0002,035
Additional noninterest expense$3,420,0001,700
Pre-tax net operating income$2,202,0002,908
Securities gains (losses)$438,000399
Applicable income taxes$987,0001,440
Income before extraordinary items$1,653,0003,141
Extraordinary gains, net$011
Net income$1,653,0003,139
Minority interest net income$076
Net income of bank and minority interests.$1,653,0003,142
Net charge-offs$138,0001,985
Cash dividends$1,148,0002,184
Sale, conversion, retirement of capital stock, net$0626
Net operating income$1,306,9803,415
2019-09-30 (YTD Data)Rank
Total interest income$10,425,0002,070
Total interest expense$782,0003,272
Net interest income$9,643,0001,852
Provision for loan and lease losses$03,836
Total noninterest income$425,0003,542
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$289,0002,277
Trading account gains and feesNANA
Additional Noninterest Income$136,0004,057
Total noninterest expense$8,141,0001,796
Salaries and employee benefits$5,019,0001,708
Premises and equipment expense$723,0002,096
Additional noninterest expense$2,399,0001,805
Pre-tax net operating income$1,927,0002,778
Securities gains (losses)$374,000365
Applicable income taxes$586,0001,670
Income before extraordinary items$1,715,0002,760
Extraordinary gains, net$011
Net income$1,715,0002,761
Minority interest net income$072
Net income of bank and minority interests.$1,715,0002,761
Net charge-offs$95,0001,795
Cash dividends$573,0002,370
Sale, conversion, retirement of capital stock, net$0590
Net operating income$1,419,5403,000
2019-06-30 (YTD Data)Rank
Total interest income$6,925,0002,076
Total interest expense$508,0003,290
Net interest income$6,417,0001,858
Provision for loan and lease losses$03,685
Total noninterest income$264,0003,612
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$188,0002,298
Trading account gains and feesNANA
Additional Noninterest Income$76,0004,214
Total noninterest expense$5,134,0001,900
Salaries and employee benefits$3,077,0001,816
Premises and equipment expense$459,0002,175
Additional noninterest expense$1,598,0001,831
Pre-tax net operating income$1,547,0002,451
Securities gains (losses)$278,000317
Applicable income taxes$391,0001,641
Income before extraordinary items$1,434,0002,395
Extraordinary gains, net$011
Net income$1,434,0002,394
Minority interest net income$069
Net income of bank and minority interests.$1,434,0002,395
Net charge-offs$132,0001,242
Cash dividends$230,0002,784
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,214,3802,622
2019-03-31 (YTD Data)Rank
Total interest income$3,338,0002,130
Total interest expense$242,0003,330
Net interest income$3,096,0001,917
Provision for loan and lease losses$03,406
Total noninterest income$107,0003,865
Gross Fiduciary activities income$0972
Service charges on deposit accounts$87,0002,394
Trading account gains and feesNANA
Additional Noninterest Income$20,0004,623
Total noninterest expense$2,574,0001,894
Salaries and employee benefits$1,521,0001,846
Premises and equipment expense$234,0002,169
Additional noninterest expense$819,0001,785
Pre-tax net operating income$629,0002,738
Securities gains (losses)$01,087
Applicable income taxes$195,0001,610
Income before extraordinary items$434,0003,100
Extraordinary gains, net$05
Net income$434,0003,097
Minority interest net income$052
Net income of bank and minority interests.$434,0003,099
Net charge-offs$10,0001,981
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$434,0003,087
2018-12-31 (YTD Data)Rank
Total interest income$12,938,0002,086
Total interest expense$952,0003,005
Net interest income$11,986,0001,961
Provision for loan and lease losses$260,0002,104
Total noninterest income$505,0003,759
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$349,0002,502
Trading account gains and feesNANA
Additional Noninterest Income$156,0004,276
Total noninterest expense$9,119,0002,044
Salaries and employee benefits$5,270,0002,011
Premises and equipment expense$862,0002,258
Additional noninterest expense$2,987,0001,926
Pre-tax net operating income$3,112,0002,445
Securities gains (losses)$01,125
Applicable income taxes$945,0001,441
Income before extraordinary items$2,167,0002,813
Extraordinary gains, net$06
Net income$2,167,0002,812
Minority interest net income$072
Net income of bank and minority interests.$2,167,0002,812
Net charge-offs$-68,0004,967
Cash dividends$1,508,0001,720
Sale, conversion, retirement of capital stock, net$0671
Net operating income$2,167,0002,805
2018-09-30 (YTD Data)Rank
Total interest income$9,516,0002,103
Total interest expense$657,0003,061
Net interest income$8,859,0001,980
Provision for loan and lease losses$260,0001,716
Total noninterest income$395,0003,739
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$256,0002,550
Trading account gains and feesNANA
Additional Noninterest Income$139,0004,178
Total noninterest expense$6,606,0002,094
Salaries and employee benefits$3,770,0002,078
Premises and equipment expense$645,0002,275
Additional noninterest expense$2,191,0001,963
Pre-tax net operating income$2,388,0002,461
Securities gains (losses)$01,118
Applicable income taxes$524,0001,743
Income before extraordinary items$1,864,0002,636
Extraordinary gains, net$05
Net income$1,864,0002,635
Minority interest net income$066
Net income of bank and minority interests.$1,864,0002,635
Net charge-offs$-58,0004,972
Cash dividends$934,0001,742
Sale, conversion, retirement of capital stock, net$0633
Net operating income$1,864,0002,627
2018-06-30 (YTD Data)Rank
Total interest income$6,032,0002,169
Total interest expense$400,0003,117
Net interest income$5,632,0002,049
Provision for loan and lease losses$260,0001,308
Total noninterest income$323,0003,506
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$172,0002,526
Trading account gains and feesNANA
Additional Noninterest Income$151,0003,714
Total noninterest expense$4,359,0002,114
Salaries and employee benefits$2,481,0002,116
Premises and equipment expense$435,0002,283
Additional noninterest expense$1,443,0001,986
Pre-tax net operating income$1,336,0002,702
Securities gains (losses)$0961
Applicable income taxes$374,0001,668
Income before extraordinary items$962,0003,024
Extraordinary gains, net$06
Net income$962,0003,023
Minority interest net income$065
Net income of bank and minority interests.$962,0003,023
Net charge-offs$-8,0004,455
Cash dividends$704,0001,624
Sale, conversion, retirement of capital stock, net$0620
Net operating income$962,0003,015
2018-03-31 (YTD Data)Rank
Total interest income$2,886,0002,234
Total interest expense$193,0003,143
Net interest income$2,693,0002,122
Provision for loan and lease losses$72,0001,792
Total noninterest income$140,0003,674
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$82,0002,626
Trading account gains and feesNANA
Additional Noninterest Income$58,0004,005
Total noninterest expense$2,345,0002,034
Salaries and employee benefits$1,238,0002,140
Premises and equipment expense$225,0002,260
Additional noninterest expense$882,0001,668
Pre-tax net operating income$416,0003,385
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$416,0003,187
Extraordinary gains, net$07
Net income$416,0003,187
Minority interest net income$052
Net income of bank and minority interests.$416,0003,187
Net charge-offs$-4,0004,365
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$416,0003,189
2017-12-31 (YTD Data)Rank
Total interest income$10,644,0002,317
Total interest expense$541,0003,555
Net interest income$10,103,0002,208
Provision for loan and lease losses$143,0002,710
Total noninterest income$455,0004,050
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$316,0002,772
Trading account gains and feesNANA
Additional Noninterest Income$139,0004,552
Total noninterest expense$7,702,0002,339
Salaries and employee benefits$4,448,0002,291
Premises and equipment expense$809,0002,435
Additional noninterest expense$2,445,0002,294
Pre-tax net operating income$2,713,0002,637
Securities gains (losses)$25,0001,241
Applicable income taxes$04,135
Income before extraordinary items$2,738,0002,194
Extraordinary gains, net$09
Net income$2,738,0002,193
Minority interest net income$076
Net income of bank and minority interests.$2,738,0002,194
Net charge-offs$-146,0005,386
Cash dividends$1,533,0001,691
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,713,0002,187
2017-09-30 (YTD Data)Rank
Total interest income$7,815,0002,364
Total interest expense$376,0003,680
Net interest income$7,439,0002,253
Provision for loan and lease losses$04,088
Total noninterest income$338,0004,108
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$235,0002,809
Trading account gains and feesNANA
Additional Noninterest Income$103,0004,611
Total noninterest expense$5,645,0002,387
Salaries and employee benefits$3,283,0002,328
Premises and equipment expense$584,0002,519
Additional noninterest expense$1,778,0002,343
Pre-tax net operating income$2,132,0002,627
Securities gains (losses)$27,0001,186
Applicable income taxes$04,172
Income before extraordinary items$2,159,0002,266
Extraordinary gains, net$09
Net income$2,159,0002,266
Minority interest net income$071
Net income of bank and minority interests.$2,159,0002,267
Net charge-offs$-156,0005,442
Cash dividends$1,073,0001,623
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,132,0002,273
2017-06-30 (YTD Data)Rank
Total interest income$5,041,0002,411
Total interest expense$199,0004,007
Net interest income$4,842,0002,281
Provision for loan and lease losses$03,871
Total noninterest income$216,0004,175
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$153,0002,852
Trading account gains and feesNANA
Additional Noninterest Income$63,0004,715
Total noninterest expense$3,759,0002,394
Salaries and employee benefits$2,191,0002,343
Premises and equipment expense$368,0002,610
Additional noninterest expense$1,200,0002,324
Pre-tax net operating income$1,299,0002,722
Securities gains (losses)$27,000880
Applicable income taxes$04,189
Income before extraordinary items$1,326,0002,363
Extraordinary gains, net$011
Net income$1,326,0002,364
Minority interest net income$071
Net income of bank and minority interests.$1,326,0002,364
Net charge-offs$-153,0005,524
Cash dividends$842,0001,489
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,299,0002,374
2017-03-31 (YTD Data)Rank
Total interest income$2,414,0002,501
Total interest expense$75,0004,419
Net interest income$2,339,0002,338
Provision for loan and lease losses$03,537
Total noninterest income$103,0004,249
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$75,0002,881
Trading account gains and feesNANA
Additional Noninterest Income$28,0004,835
Total noninterest expense$1,827,0002,471
Salaries and employee benefits$1,099,0002,359
Premises and equipment expense$179,0002,696
Additional noninterest expense$549,0002,490
Pre-tax net operating income$615,0002,763
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$615,0002,402
Extraordinary gains, net$08
Net income$615,0002,401
Minority interest net income$055
Net income of bank and minority interests.$615,0002,402
Net charge-offs$-148,0005,680
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$615,0002,381
2016-12-31 (YTD Data)Rank
Total interest income$9,027,0002,622
Total interest expense$310,0004,412
Net interest income$8,717,0002,446
Provision for loan and lease losses$04,332
Total noninterest income$463,0004,196
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$334,0002,773
Trading account gains and fees$0170
Additional Noninterest Income$129,0004,793
Total noninterest expense$6,848,0002,601
Salaries and employee benefits$3,670,0002,656
Premises and equipment expense$717,0002,685
Additional noninterest expense$2,461,0002,343
Pre-tax net operating income$2,332,0002,791
Securities gains (losses)$166,000979
Applicable income taxes$04,278
Income before extraordinary items$2,498,0002,412
Extraordinary gains, net$05
Net income$2,498,0002,411
Minority interest net income$082
Net income of bank and minority interests.$2,498,0002,412
Net charge-offs$-30,0005,221
Cash dividends$1,476,0001,726
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,332,0002,480
2016-09-30 (YTD Data)Rank
Total interest income$6,652,0002,655
Total interest expense$233,0004,445
Net interest income$6,419,0002,487
Provision for loan and lease losses$04,186
Total noninterest income$408,0004,001
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$209,0003,081
Trading account gains and fees$0169
Additional Noninterest Income$199,0004,120
Total noninterest expense$4,994,0002,644
Salaries and employee benefits$2,669,0002,719
Premises and equipment expense$535,0002,711
Additional noninterest expense$1,790,0002,400
Pre-tax net operating income$1,833,0002,766
Securities gains (losses)$166,000905
Applicable income taxes$04,325
Income before extraordinary items$1,999,0002,350
Extraordinary gains, net$05
Net income$1,999,0002,349
Minority interest net income$071
Net income of bank and minority interests.$1,999,0002,350
Net charge-offs$-25,0005,146
Cash dividends$958,0001,707
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,833,0002,431
2016-06-30 (YTD Data)Rank
Total interest income$4,319,0002,715
Total interest expense$157,0004,460
Net interest income$4,162,0002,551
Provision for loan and lease losses$04,017
Total noninterest income$270,0004,012
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$171,0002,716
Trading account gains and fees$0157
Additional Noninterest Income$99,0004,421
Total noninterest expense$3,281,0002,691
Salaries and employee benefits$1,769,0002,752
Premises and equipment expense$353,0002,742
Additional noninterest expense$1,159,0002,466
Pre-tax net operating income$1,151,0002,829
Securities gains (losses)$105,000929
Applicable income taxes$04,338
Income before extraordinary items$1,256,0002,424
Extraordinary gains, net$016
Net income$1,256,0002,423
Minority interest net income$071
Net income of bank and minority interests.$1,256,0002,423
Net charge-offs$40,0002,310
Cash dividends$440,0002,145
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,151,0002,484
2016-03-31 (YTD Data)Rank
Total interest income$2,137,0002,741
Total interest expense$83,0004,425
Net interest income$2,054,0002,576
Provision for loan and lease losses$03,656
Total noninterest income$109,0004,280
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$86,0002,674
Trading account gains and fees$0142
Additional Noninterest Income$23,0005,136
Total noninterest expense$1,594,0002,746
Salaries and employee benefits$874,0002,781
Premises and equipment expense$175,0002,783
Additional noninterest expense$545,0002,592
Pre-tax net operating income$569,0002,810
Securities gains (losses)$57,000771
Applicable income taxes$04,259
Income before extraordinary items$626,0002,384
Extraordinary gains, net$012
Net income$626,0002,384
Minority interest net income$062
Net income of bank and minority interests.$626,0002,384
Net charge-offs$-155,0005,955
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$569,0002,480
2015-12-31 (YTD Data)Rank
Total interest income$7,760,0002,894
Total interest expense$495,0003,734
Net interest income$7,265,0002,791
Provision for loan and lease losses$70,0003,350
Total noninterest income$376,0004,551
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$264,0003,264
Trading account gains and fees$0159
Additional Noninterest Income$112,0005,009
Total noninterest expense$6,225,0002,791
Salaries and employee benefits$3,204,0002,911
Premises and equipment expense$749,0002,687
Additional noninterest expense$2,272,0002,524
Pre-tax net operating income$1,346,0003,670
Securities gains (losses)$180,000802
Applicable income taxes$04,402
Income before extraordinary items$1,526,0003,193
Extraordinary gains, net$023
Net income$1,526,0003,194
Minority interest net income$081
Net income of bank and minority interests.$1,526,0003,195
Net charge-offs$23,0003,695
Cash dividends$1,000,0002,106
Sale, conversion, retirement of capital stock, net$0804
Net operating income$1,346,0003,377
2015-09-30 (YTD Data)Rank
Total interest income$5,775,0002,929
Total interest expense$260,0004,451
Net interest income$5,515,0002,784
Provision for loan and lease losses$70,0002,996
Total noninterest income$282,0004,592
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$193,0003,327
Trading account gains and fees$0153
Additional Noninterest Income$89,0004,994
Total noninterest expense$4,548,0002,854
Salaries and employee benefits$2,348,0002,971
Premises and equipment expense$571,0002,691
Additional noninterest expense$1,629,0002,615
Pre-tax net operating income$1,179,0003,494
Securities gains (losses)$180,000699
Applicable income taxes$04,489
Income before extraordinary items$1,359,0002,955
Extraordinary gains, net$021
Net income$1,359,0002,955
Minority interest net income$078
Net income of bank and minority interests.$1,359,0002,956
Net charge-offs$04,182
Cash dividends$1,000,0001,586
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,179,0003,167
2015-06-30 (YTD Data)Rank
Total interest income$3,750,0002,986
Total interest expense$169,0004,523
Net interest income$3,581,0002,832
Provision for loan and lease losses$70,0002,568
Total noninterest income$371,0003,568
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$125,0003,366
Trading account gains and fees$0157
Additional Noninterest Income$246,0003,327
Total noninterest expense$2,928,0002,940
Salaries and employee benefits$1,518,0003,061
Premises and equipment expense$370,0002,760
Additional noninterest expense$1,040,0002,720
Pre-tax net operating income$954,0003,149
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$954,0002,830
Extraordinary gains, net$022
Net income$954,0002,830
Minority interest net income$075
Net income of bank and minority interests.$954,0002,832
Net charge-offs$218,0001,137
Cash dividends$1,000,0001,209
Sale, conversion, retirement of capital stock, net$0751
Net operating income$954,0002,777
2015-03-31 (YTD Data)Rank
Total interest income$1,855,0003,014
Total interest expense$85,0004,564
Net interest income$1,770,0002,860
Provision for loan and lease losses$70,0001,797
Total noninterest income$271,0002,922
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$56,0003,514
Trading account gains and fees$0152
Additional Noninterest Income$215,0002,537
Total noninterest expense$1,485,0002,922
Salaries and employee benefits$786,0003,004
Premises and equipment expense$181,0002,847
Additional noninterest expense$518,0002,711
Pre-tax net operating income$486,0003,066
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$486,0002,773
Extraordinary gains, net$013
Net income$486,0002,776
Minority interest net income$064
Net income of bank and minority interests.$486,0002,776
Net charge-offs$147,000881
Cash dividends$1,000,000643
Sale, conversion, retirement of capital stock, net$0697
Net operating income$486,0002,699
2014-12-31 (YTD Data)Rank
Total interest income$6,909,0003,215
Total interest expense$447,0004,226
Net interest income$6,462,0003,072
Provision for loan and lease losses$210,0002,410
Total noninterest income$409,0004,593
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$252,0003,526
Trading account gains and fees$0180
Additional Noninterest Income$157,0004,816
Total noninterest expense$5,253,0003,200
Salaries and employee benefits$2,769,0003,249
Premises and equipment expense$767,0002,741
Additional noninterest expense$1,717,0003,226
Pre-tax net operating income$1,408,0003,596
Securities gains (losses)$03,259
Applicable income taxes$04,531
Income before extraordinary items$1,408,0003,352
Extraordinary gains, net$017
Net income$1,408,0003,354
Minority interest net income$084
Net income of bank and minority interests.$1,408,0003,354
Net charge-offs$542,0001,391
Cash dividends$450,0002,970
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,408,0003,302
2014-09-30 (YTD Data)Rank
Total interest income$5,114,0003,273
Total interest expense$354,0004,192
Net interest income$4,760,0003,138
Provision for loan and lease losses$100,0002,760
Total noninterest income$303,0004,661
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$186,0003,600
Trading account gains and fees$0174
Additional Noninterest Income$117,0004,868
Total noninterest expense$3,855,0003,272
Salaries and employee benefits$2,091,0003,262
Premises and equipment expense$567,0002,804
Additional noninterest expense$1,197,0003,411
Pre-tax net operating income$1,108,0003,593
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$1,108,0003,296
Extraordinary gains, net$015
Net income$1,108,0003,296
Minority interest net income$081
Net income of bank and minority interests.$1,108,0003,297
Net charge-offs$155,0002,264
Cash dividends$450,0002,316
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,108,0003,266
2014-06-30 (YTD Data)Rank
Total interest income$3,378,0003,301
Total interest expense$246,0004,157
Net interest income$3,132,0003,168
Provision for loan and lease losses$04,196
Total noninterest income$202,0004,649
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$122,0003,609
Trading account gains and fees$0172
Additional Noninterest Income$80,0004,832
Total noninterest expense$2,614,0003,245
Salaries and employee benefits$1,403,0003,261
Premises and equipment expense$375,0002,835
Additional noninterest expense$836,0003,312
Pre-tax net operating income$720,0003,555
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$720,0003,286
Extraordinary gains, net$020
Net income$720,0003,291
Minority interest net income$080
Net income of bank and minority interests.$720,0003,291
Net charge-offs$35,0003,061
Cash dividends$450,0001,914
Sale, conversion, retirement of capital stock, net$0794
Net operating income$720,0003,244
2014-03-31 (YTD Data)Rank
Total interest income$1,670,0003,335
Total interest expense$128,0004,120
Net interest income$1,542,0003,204
Provision for loan and lease losses$03,817
Total noninterest income$97,0004,682
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$56,0003,746
Trading account gains and fees$0147
Additional Noninterest Income$41,0004,804
Total noninterest expense$1,334,0003,223
Salaries and employee benefits$683,0003,346
Premises and equipment expense$190,0002,853
Additional noninterest expense$461,0003,082
Pre-tax net operating income$305,0003,795
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$305,0003,519
Extraordinary gains, net$016
Net income$305,0003,522
Minority interest net income$066
Net income of bank and minority interests.$305,0003,522
Net charge-offs$37,0002,083
Cash dividends$450,0001,107
Sale, conversion, retirement of capital stock, net$0747
Net operating income$305,0003,473
2013-12-31 (YTD Data)Rank
Total interest income$6,963,0003,262
Total interest expense$585,0004,130
Net interest income$6,378,0003,115
Provision for loan and lease losses$1,567,000756
Total noninterest income$926,0003,338
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$238,0003,797
Trading account gains and fees$0184
Additional Noninterest Income$688,0002,891
Total noninterest expense$4,892,0003,455
Salaries and employee benefits$2,653,0003,397
Premises and equipment expense$764,0002,790
Additional noninterest expense$1,475,0003,691
Pre-tax net operating income$845,0004,337
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$845,0004,189
Extraordinary gains, net$029
Net income$845,0004,191
Minority interest net income$090
Net income of bank and minority interests.$845,0004,192
Net charge-offs$1,401,000985
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$-46,0006,726
Net operating income$845,0004,136
2013-09-30 (YTD Data)Rank
Total interest income$5,273,0003,268
Total interest expense$447,0004,171
Net interest income$4,826,0003,118
Provision for loan and lease losses$1,317,000721
Total noninterest income$825,0003,082
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$173,0003,899
Trading account gains and fees$0180
Additional Noninterest Income$652,0002,606
Total noninterest expense$3,595,0003,527
Salaries and employee benefits$1,957,0003,455
Premises and equipment expense$570,0002,819
Additional noninterest expense$1,068,0003,776
Pre-tax net operating income$739,0004,180
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$739,0003,965
Extraordinary gains, net$025
Net income$739,0003,967
Minority interest net income$084
Net income of bank and minority interests.$739,0003,968
Net charge-offs$628,0001,381
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$-46,0006,823
Net operating income$739,0003,895
2013-06-30 (YTD Data)Rank
Total interest income$3,523,0003,268
Total interest expense$305,0004,188
Net interest income$3,218,0003,117
Provision for loan and lease losses$746,000846
Total noninterest income$169,0005,078
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$112,0003,912
Trading account gains and fees$0157
Additional Noninterest Income$57,0005,381
Total noninterest expense$2,378,0003,564
Salaries and employee benefits$1,295,0003,488
Premises and equipment expense$408,0002,704
Additional noninterest expense$675,0003,924
Pre-tax net operating income$263,0005,014
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$263,0004,942
Extraordinary gains, net$022
Net income$263,0004,944
Minority interest net income$082
Net income of bank and minority interests.$263,0004,945
Net charge-offs$543,0001,194
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$-45,0006,888
Net operating income$263,0004,821
2013-03-31 (YTD Data)Rank
Total interest income$1,734,0003,335
Total interest expense$163,0004,141
Net interest income$1,571,0003,187
Provision for loan and lease losses$367,000868
Total noninterest income$89,0005,011
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$53,0003,986
Trading account gains and fees$0148
Additional Noninterest Income$36,0005,113
Total noninterest expense$1,204,0003,544
Salaries and employee benefits$670,0003,430
Premises and equipment expense$202,0002,751
Additional noninterest expense$332,0003,978
Pre-tax net operating income$89,0005,420
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$89,0005,376
Extraordinary gains, net$010
Net income$89,0005,378
Minority interest net income$076
Net income of bank and minority interests.$89,0005,378
Net charge-offs$192,0001,391
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$89,0005,275
2012-12-31 (YTD Data)Rank
Total interest income$7,325,0003,343
Total interest expense$947,0003,740
Net interest income$6,378,0003,221
Provision for loan and lease losses$1,280,0001,481
Total noninterest income$743,0003,783
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$216,0004,119
Trading account gains and fees$0166
Additional Noninterest Income$527,0003,273
Total noninterest expense$5,552,0003,210
Salaries and employee benefits$2,582,0003,483
Premises and equipment expense$905,0002,475
Additional noninterest expense$2,065,0003,026
Pre-tax net operating income$289,0005,451
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$289,0005,508
Extraordinary gains, net$029
Net income$289,0005,505
Minority interest net income$093
Net income of bank and minority interests.$289,0005,506
Net charge-offs$2,930,000860
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$-123,0007,024
Net operating income$289,0005,306
2012-09-30 (YTD Data)Rank
Total interest income$5,505,0003,384
Total interest expense$772,0003,663
Net interest income$4,733,0003,301
Provision for loan and lease losses$1,170,0001,273
Total noninterest income$606,0003,667
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$163,0004,159
Trading account gains and fees$0157
Additional Noninterest Income$443,0003,125
Total noninterest expense$4,377,0003,118
Salaries and employee benefits$2,081,0003,327
Premises and equipment expense$687,0002,471
Additional noninterest expense$1,609,0002,926
Pre-tax net operating income$-208,0006,525
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$-208,0006,623
Extraordinary gains, net$020
Net income$-208,0006,621
Minority interest net income$086
Net income of bank and minority interests.$-208,0006,621
Net charge-offs$1,820,000978
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-208,0006,544
2012-06-30 (YTD Data)Rank
Total interest income$3,742,0003,371
Total interest expense$548,0003,620
Net interest income$3,194,0003,265
Provision for loan and lease losses$455,0001,904
Total noninterest income$476,0003,332
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$108,0004,160
Trading account gains and fees$0153
Additional Noninterest Income$368,0002,765
Total noninterest expense$3,041,0003,025
Salaries and employee benefits$1,410,0003,301
Premises and equipment expense$451,0002,516
Additional noninterest expense$1,180,0002,720
Pre-tax net operating income$174,0005,455
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$174,0005,492
Extraordinary gains, net$019
Net income$174,0005,491
Minority interest net income$084
Net income of bank and minority interests.$174,0005,491
Net charge-offs$1,455,000872
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$174,0005,300
2012-03-31 (YTD Data)Rank
Total interest income$1,929,0003,317
Total interest expense$287,0003,609
Net interest income$1,642,0003,209
Provision for loan and lease losses$305,0001,483
Total noninterest income$224,0003,436
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$56,0004,084
Trading account gains and fees$0148
Additional Noninterest Income$168,0002,905
Total noninterest expense$1,401,0003,220
Salaries and employee benefits$713,0003,298
Premises and equipment expense$218,0002,611
Additional noninterest expense$470,0003,243
Pre-tax net operating income$160,0004,837
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$160,0004,739
Extraordinary gains, net$019
Net income$160,0004,742
Minority interest net income$078
Net income of bank and minority interests.$160,0004,743
Net charge-offs$1,039,000657
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$160,0004,603
2011-12-31 (YTD Data)Rank
Total interest income$8,425,0003,187
Total interest expense$1,552,0003,364
Net interest income$6,873,0003,118
Provision for loan and lease losses$1,938,0001,608
Total noninterest income$674,0003,847
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$261,0003,868
Trading account gains and fees$0146
Additional Noninterest Income$413,0003,390
Total noninterest expense$6,757,0002,744
Salaries and employee benefits$2,964,0003,147
Premises and equipment expense$947,0002,521
Additional noninterest expense$2,846,0002,306
Pre-tax net operating income$-1,148,0006,626
Securities gains (losses)$70,0002,337
Applicable income taxes$04,719
Income before extraordinary items$-1,078,0006,661
Extraordinary gains, net$029
Net income$-1,078,0006,662
Minority interest net income$096
Net income of bank and minority interests.$-1,078,0006,661
Net charge-offs$3,484,0001,081
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$17,000966
Net operating income$-1,148,0006,654
2011-09-30 (YTD Data)Rank
Total interest income$6,424,0003,173
Total interest expense$1,248,0003,293
Net interest income$5,176,0003,120
Provision for loan and lease losses$2,232,0001,155
Total noninterest income$968,0002,668
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$185,0004,003
Trading account gains and fees$0145
Additional Noninterest Income$783,0002,068
Total noninterest expense$4,795,0002,910
Salaries and employee benefits$2,214,0003,168
Premises and equipment expense$724,0002,498
Additional noninterest expense$1,857,0002,620
Pre-tax net operating income$-883,0006,763
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$-883,0006,822
Extraordinary gains, net$021
Net income$-883,0006,823
Minority interest net income$087
Net income of bank and minority interests.$-883,0006,822
Net charge-offs$3,629,000812
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$11,000924
Net operating income$-883,0006,798
2011-06-30 (YTD Data)Rank
Total interest income$4,348,0003,174
Total interest expense$896,0003,219
Net interest income$3,452,0003,129
Provision for loan and lease losses$669,0001,949
Total noninterest income$704,0002,532
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$119,0004,051
Trading account gains and fees$0153
Additional Noninterest Income$585,0001,900
Total noninterest expense$3,189,0002,934
Salaries and employee benefits$1,481,0003,171
Premises and equipment expense$487,0002,502
Additional noninterest expense$1,221,0002,701
Pre-tax net operating income$298,0004,628
Securities gains (losses)$70,0001,374
Applicable income taxes$04,697
Income before extraordinary items$368,0004,129
Extraordinary gains, net$015
Net income$368,0004,129
Minority interest net income$089
Net income of bank and minority interests.$368,0004,131
Net charge-offs$1,656,0001,039
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$6,000884
Net operating income$298,0004,383
2011-03-31 (YTD Data)Rank
Total interest income$2,172,0003,193
Total interest expense$478,0003,162
Net interest income$1,694,0003,164
Provision for loan and lease losses$75,0003,668
Total noninterest income$120,0004,596
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$56,0004,136
Trading account gains and fees$0158
Additional Noninterest Income$64,0004,293
Total noninterest expense$1,408,0003,275
Salaries and employee benefits$747,0003,164
Premises and equipment expense$246,0002,523
Additional noninterest expense$415,0003,641
Pre-tax net operating income$331,0003,340
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$331,0003,036
Extraordinary gains, net$09
Net income$331,0003,035
Minority interest net income$086
Net income of bank and minority interests.$331,0003,036
Net charge-offs$200,0002,121
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$2,000861
Net operating income$331,0002,978
2010-12-31 (YTD Data)Rank
Total interest income$10,058,0002,946
Total interest expense$2,578,0002,921
Net interest income$7,480,0002,909
Provision for loan and lease losses$4,620,0001,215
Total noninterest income$757,0003,758
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$238,0004,096
Trading account gains and fees$0175
Additional Noninterest Income$519,0003,139
Total noninterest expense$7,112,0002,692
Salaries and employee benefits$3,252,0002,911
Premises and equipment expense$1,101,0002,277
Additional noninterest expense$2,759,0002,459
Pre-tax net operating income$-3,495,0006,982
Securities gains (losses)$222,0001,508
Applicable income taxes$04,655
Income before extraordinary items$-3,273,0007,034
Extraordinary gains, net$029
Net income$-3,273,0007,034
Minority interest net income$0111
Net income of bank and minority interests.$-3,273,0007,035
Net charge-offs$2,079,0001,821
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$100,000782
Net operating income$-3,495,0007,032
2010-09-30 (YTD Data)Rank
Total interest income$7,699,0002,957
Total interest expense$1,999,0002,956
Net interest income$5,700,0002,899
Provision for loan and lease losses$2,305,0001,510
Total noninterest income$773,0003,217
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$177,0004,183
Trading account gains and fees$0165
Additional Noninterest Income$596,0002,492
Total noninterest expense$5,194,0002,756
Salaries and employee benefits$2,426,0002,933
Premises and equipment expense$843,0002,280
Additional noninterest expense$1,925,0002,565
Pre-tax net operating income$-1,026,0006,801
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$-1,026,0006,909
Extraordinary gains, net$023
Net income$-1,026,0006,909
Minority interest net income$0110
Net income of bank and minority interests.$-1,026,0006,909
Net charge-offs$993,0002,200
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$75,000732
Net operating income$-1,026,0006,870
2010-06-30 (YTD Data)Rank
Total interest income$5,211,0002,945
Total interest expense$1,361,0003,007
Net interest income$3,850,0002,856
Provision for loan and lease losses$1,761,0001,376
Total noninterest income$362,0003,843
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$112,0004,281
Trading account gains and fees$0152
Additional Noninterest Income$250,0003,128
Total noninterest expense$3,584,0002,675
Salaries and employee benefits$1,632,0002,921
Premises and equipment expense$564,0002,280
Additional noninterest expense$1,388,0002,406
Pre-tax net operating income$-1,133,0007,059
Securities gains (losses)$10,0002,597
Applicable income taxes$04,691
Income before extraordinary items$-1,123,0007,131
Extraordinary gains, net$019
Net income$-1,123,0007,129
Minority interest net income$0105
Net income of bank and minority interests.$-1,123,0007,131
Net charge-offs$943,0001,784
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$50,000672
Net operating income$-1,133,0007,110
2010-03-31 (YTD Data)Rank
Total interest income$2,631,0002,966
Total interest expense$683,0003,120
Net interest income$1,948,0002,847
Provision for loan and lease losses$450,0001,922
Total noninterest income$160,0004,130
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$58,0004,200
Trading account gains and fees$0175
Additional Noninterest Income$102,0003,485
Total noninterest expense$1,595,0002,986
Salaries and employee benefits$812,0002,969
Premises and equipment expense$272,0002,398
Additional noninterest expense$511,0003,122
Pre-tax net operating income$63,0005,503
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$63,0005,494
Extraordinary gains, net$016
Net income$63,0005,496
Minority interest net income$091
Net income of bank and minority interests.$63,0005,495
Net charge-offs$406,0001,764
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$25,000610
Net operating income$63,0005,394
2009-12-31 (YTD Data)Rank
Total interest income$11,869,0002,782
Total interest expense$4,255,0002,602
Net interest income$7,614,0002,847
Provision for loan and lease losses$3,200,0001,892
Total noninterest income$865,0003,609
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$203,0004,632
Trading account gains and fees$0211
Additional Noninterest Income$662,0002,748
Total noninterest expense$6,897,0002,833
Salaries and employee benefits$3,232,0002,989
Premises and equipment expense$1,075,0002,438
Additional noninterest expense$2,590,0002,669
Pre-tax net operating income$-1,618,0006,495
Securities gains (losses)$153,0001,777
Applicable income taxes$04,388
Income before extraordinary items$-1,465,0006,555
Extraordinary gains, net$034
Net income$-1,465,0006,555
Minority interest net income$0115
Net income of bank and minority interests.$-1,465,0006,555
Net charge-offs$1,681,0002,244
Cash dividends$560,0002,406
Sale, conversion, retirement of capital stock, net$98,000903
Net operating income$-1,618,0006,609
2009-09-30 (YTD Data)Rank
Total interest income$9,041,0002,775
Total interest expense$3,459,0002,529
Net interest income$5,582,0002,904
Provision for loan and lease losses$1,945,0001,942
Total noninterest income$696,0003,546
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$151,0004,667
Trading account gains and fees$0212
Additional Noninterest Income$545,0002,678
Total noninterest expense$4,680,0003,088
Salaries and employee benefits$2,409,0003,027
Premises and equipment expense$819,0002,426
Additional noninterest expense$1,452,0003,366
Pre-tax net operating income$-347,0006,181
Securities gains (losses)$153,0001,495
Applicable income taxes$04,592
Income before extraordinary items$-194,0006,114
Extraordinary gains, net$027
Net income$-194,0006,115
Minority interest net income$0118
Net income of bank and minority interests.$-194,0006,114
Net charge-offs$842,0002,402
Cash dividends$560,0001,877
Sale, conversion, retirement of capital stock, net$59,000888
Net operating income$-347,0006,276
2009-06-30 (YTD Data)Rank
Total interest income$6,077,0002,793
Total interest expense$2,436,0002,508
Net interest income$3,641,0002,950
Provision for loan and lease losses$935,0002,155
Total noninterest income$539,0003,233
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$101,0004,644
Trading account gains and fees$0193
Additional Noninterest Income$438,0002,417
Total noninterest expense$3,111,0003,131
Salaries and employee benefits$1,684,0002,950
Premises and equipment expense$559,0002,397
Additional noninterest expense$868,0003,654
Pre-tax net operating income$134,0005,019
Securities gains (losses)$153,0001,196
Applicable income taxes$04,657
Income before extraordinary items$287,0004,029
Extraordinary gains, net$021
Net income$287,0004,029
Minority interest net income$0112
Net income of bank and minority interests.$287,0004,029
Net charge-offs$582,0002,172
Cash dividends$560,0001,500
Sale, conversion, retirement of capital stock, net$19,0001,002
Net operating income$134,0004,885
2009-03-31 (YTD Data)Rank
Total interest income$3,094,0002,770
Total interest expense$1,277,0002,488
Net interest income$1,817,0002,952
Provision for loan and lease losses$385,0002,028
Total noninterest income$265,0003,259
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$52,0004,522
Trading account gains and fees$0171
Additional Noninterest Income$213,0002,427
Total noninterest expense$1,448,0003,230
Salaries and employee benefits$841,0002,975
Premises and equipment expense$271,0002,508
Additional noninterest expense$336,0004,071
Pre-tax net operating income$249,0003,646
Securities gains (losses)$153,000787
Applicable income taxes$04,835
Income before extraordinary items$402,0002,562
Extraordinary gains, net$015
Net income$402,0002,561
Minority interest net income$0102
Net income of bank and minority interests.$402,0002,563
Net charge-offs$3,0005,319
Cash dividends$560,000772
Sale, conversion, retirement of capital stock, net$-21,0008,195
Net operating income$249,0003,297
2008-12-31 (YTD Data)Rank
Total interest income$12,824,0002,857
Total interest expense$5,726,0002,624
Net interest income$7,098,0003,014
Provision for loan and lease losses$370,0004,259
Total noninterest income$1,142,0003,139
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$228,0004,547
Trading account gains and fees$0154
Additional Noninterest Income$914,0002,265
Total noninterest expense$6,321,0002,930
Salaries and employee benefits$3,756,0002,655
Premises and equipment expense$1,097,0002,418
Additional noninterest expense$1,468,0003,677
Pre-tax net operating income$1,549,0002,958
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$1,549,0002,461
Extraordinary gains, net$039
Net income$1,549,0002,460
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0006,515
Cash dividends$700,0002,846
Sale, conversion, retirement of capital stock, net$260,000703
Net operating income$1,549,0002,600
2008-09-30 (YTD Data)Rank
Total interest income$9,581,0002,927
Total interest expense$4,297,0002,721
Net interest income$5,284,0003,056
Provision for loan and lease losses$280,0003,666
Total noninterest income$951,0002,992
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$176,0004,524
Trading account gains and fees$0148
Additional Noninterest Income$775,0002,159
Total noninterest expense$4,710,0002,924
Salaries and employee benefits$2,854,0002,663
Premises and equipment expense$833,0002,401
Additional noninterest expense$1,023,0003,797
Pre-tax net operating income$1,245,0003,241
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$1,245,0002,684
Extraordinary gains, net$031
Net income$1,245,0002,681
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0006,089
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$197,000583
Net operating income$1,245,0002,823
2008-06-30 (YTD Data)Rank
Total interest income$6,252,0003,037
Total interest expense$2,827,0002,862
Net interest income$3,425,0003,125
Provision for loan and lease losses$190,0003,238
Total noninterest income$697,0002,851
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$122,0004,441
Trading account gains and fees$0149
Additional Noninterest Income$575,0002,050
Total noninterest expense$3,137,0002,941
Salaries and employee benefits$1,918,0002,668
Premises and equipment expense$562,0002,385
Additional noninterest expense$657,0003,892
Pre-tax net operating income$795,0003,442
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$795,0003,066
Extraordinary gains, net$021
Net income$795,0003,068
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,853
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$122,000535
Net operating income$795,0003,016
2008-03-31 (YTD Data)Rank
Total interest income$3,153,0003,083
Total interest expense$1,472,0002,926
Net interest income$1,681,0003,180
Provision for loan and lease losses$100,0002,696
Total noninterest income$353,0002,823
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$58,0004,507
Trading account gains and fees$0158
Additional Noninterest Income$295,0001,996
Total noninterest expense$1,547,0002,964
Salaries and employee benefits$965,0002,666
Premises and equipment expense$280,0002,408
Additional noninterest expense$302,0004,093
Pre-tax net operating income$387,0003,611
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$387,0003,261
Extraordinary gains, net$015
Net income$387,0003,263
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,796
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$36,000546
Net operating income$387,0003,180
2007-12-31 (YTD Data)Rank
Total interest income$10,626,0003,621
Total interest expense$4,860,0003,535
Net interest income$5,766,0003,611
Provision for loan and lease losses$640,0001,968
Total noninterest income$1,508,0002,707
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$160,0005,320
Trading account gains and fees$0178
Additional Noninterest Income$1,348,0001,807
Total noninterest expense$5,797,0003,064
Salaries and employee benefits$3,678,0002,683
Premises and equipment expense$859,0002,907
Additional noninterest expense$1,260,0003,936
Pre-tax net operating income$837,0005,092
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$837,0004,685
Extraordinary gains, net$039
Net income$837,0004,686
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$121,000883
Net operating income$837,0004,680
2007-09-30 (YTD Data)Rank
Total interest income$7,408,0003,806
Total interest expense$3,377,0003,725
Net interest income$4,031,0003,805
Provision for loan and lease losses$180,0003,151
Total noninterest income$1,127,0002,694
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$114,0005,417
Trading account gains and fees$0184
Additional Noninterest Income$1,013,0001,818
Total noninterest expense$4,083,0003,196
Salaries and employee benefits$2,632,0002,781
Premises and equipment expense$567,0003,218
Additional noninterest expense$884,0004,069
Pre-tax net operating income$895,0004,613
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$895,0004,128
Extraordinary gains, net$033
Net income$895,0004,127
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$85,000793
Net operating income$895,0004,110
2007-06-30 (YTD Data)Rank
Total interest income$4,515,0004,064
Total interest expense$2,041,0003,960
Net interest income$2,474,0004,064
Provision for loan and lease losses$120,0002,960
Total noninterest income$823,0002,558
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$73,0005,514
Trading account gains and fees$0168
Additional Noninterest Income$750,0001,688
Total noninterest expense$2,596,0003,352
Salaries and employee benefits$1,684,0002,931
Premises and equipment expense$358,0003,368
Additional noninterest expense$554,0004,257
Pre-tax net operating income$581,0004,744
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$581,0004,226
Extraordinary gains, net$029
Net income$581,0004,227
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$49,000747
Net operating income$581,0004,214
2007-03-31 (YTD Data)Rank
Total interest income$2,097,0004,258
Total interest expense$932,0004,187
Net interest income$1,165,0004,256
Provision for loan and lease losses$60,0002,747
Total noninterest income$353,0002,792
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$37,0005,442
Trading account gains and fees$0195
Additional Noninterest Income$316,0001,879
Total noninterest expense$1,225,0003,512
Salaries and employee benefits$797,0003,094
Premises and equipment expense$179,0003,407
Additional noninterest expense$249,0004,551
Pre-tax net operating income$233,0005,198
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$233,0004,724
Extraordinary gains, net$022
Net income$233,0004,726
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$15,000712
Net operating income$233,0004,707
2006-12-31 (YTD Data)Rank
Total interest income$5,709,0005,173
Total interest expense$2,450,0004,877
Net interest income$3,259,0005,281
Provision for loan and lease losses$175,0003,820
Total noninterest income$1,216,0003,099
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$77,0006,487
Trading account gains and fees$0130
Additional Noninterest Income$1,139,0002,038
Total noninterest expense$3,883,0004,072
Salaries and employee benefits$2,370,0003,754
Premises and equipment expense$580,0003,865
Additional noninterest expense$933,0004,737
Pre-tax net operating income$417,0006,739
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$417,0006,458
Extraordinary gains, net$051
Net income$417,0006,460
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$40,0001,040
Net operating income$417,0006,458
2006-09-30 (YTD Data)Rank
Total interest income$3,864,0005,465
Total interest expense$1,619,0005,145
Net interest income$2,245,0005,584
Provision for loan and lease losses$115,0003,881
Total noninterest income$896,0003,149
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$50,0006,711
Trading account gains and fees$0126
Additional Noninterest Income$846,0002,050
Total noninterest expense$2,751,0004,227
Salaries and employee benefits$1,669,0003,935
Premises and equipment expense$394,0004,144
Additional noninterest expense$688,0004,771
Pre-tax net operating income$275,0007,122
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$275,0006,843
Extraordinary gains, net$045
Net income$275,0006,846
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$30,000873
Net operating income$275,0006,846
2006-06-30 (YTD Data)Rank
Total interest income$2,274,0005,786
Total interest expense$917,0005,453
Net interest income$1,357,0005,894
Provision for loan and lease losses$70,0003,903
Total noninterest income$606,0003,100
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$25,0007,011
Trading account gains and fees$0126
Additional Noninterest Income$581,0002,006
Total noninterest expense$1,691,0004,503
Salaries and employee benefits$1,025,0004,197
Premises and equipment expense$256,0004,213
Additional noninterest expense$410,0005,122
Pre-tax net operating income$202,0007,073
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$202,0006,739
Extraordinary gains, net$039
Net income$202,0006,740
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$202,0006,751
2006-03-31 (YTD Data)Rank
Total interest income$980,0006,142
Total interest expense$417,0005,584
Net interest income$563,0006,388
Provision for loan and lease losses$30,0003,822
Total noninterest income$283,0003,198
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$12,0007,044
Trading account gains and fees$0115
Additional Noninterest Income$271,0002,082
Total noninterest expense$758,0004,858
Salaries and employee benefits$459,0004,566
Premises and equipment expense$124,0004,331
Additional noninterest expense$175,0005,592
Pre-tax net operating income$58,0007,600
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$58,0007,401
Extraordinary gains, net$021
Net income$58,0007,399
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$58,0007,406
2005-12-31 (YTD Data)Rank
Total interest income$2,186,0007,280
Total interest expense$729,0006,961
Net interest income$1,457,0007,360
Provision for loan and lease losses$125,0004,393
Total noninterest income$921,0003,752
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$24,0007,422
Trading account gains and fees$0138
Additional Noninterest Income$897,0002,365
Total noninterest expense$2,511,0005,365
Salaries and employee benefits$1,509,0005,025
Premises and equipment expense$252,0006,191
Additional noninterest expense$750,0005,381
Pre-tax net operating income$-258,0008,412
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$-258,0008,446
Extraordinary gains, net$046
Net income$-258,0008,445
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$-11,0008,740
Net operating income$-258,0008,427
2005-09-30 (YTD Data)Rank
Total interest income$1,339,0007,675
Total interest expense$417,0007,408
Net interest income$922,0007,694
Provision for loan and lease losses$80,0004,606
Total noninterest income$705,0003,716
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$11,0007,593
Trading account gains and fees$0126
Additional Noninterest Income$694,0002,330
Total noninterest expense$1,695,0005,665
Salaries and employee benefits$1,032,0005,323
Premises and equipment expense$153,0006,664
Additional noninterest expense$510,0005,636
Pre-tax net operating income$-148,0008,457
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$-148,0008,487
Extraordinary gains, net$035
Net income$-148,0008,487
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$-7,0008,783
Net operating income$-148,0008,458
2005-06-30 (YTD Data)Rank
Total interest income$621,0008,180
Total interest expense$201,0007,824
Net interest income$420,0008,226
Provision for loan and lease losses$50,0004,523
Total noninterest income$517,0003,430
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$5,0007,657
Trading account gains and fees$0116
Additional Noninterest Income$512,0002,145
Total noninterest expense$1,044,0005,915
Salaries and employee benefits$632,0005,583
Premises and equipment expense$80,0007,151
Additional noninterest expense$332,0005,699
Pre-tax net operating income$-156,0008,527
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$-156,0008,555
Extraordinary gains, net$030
Net income$-157,0008,555
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$-156,0008,531
2005-03-31 (YTD Data)Rank
Total interest income$230,0008,505
Total interest expense$68,0008,289
Net interest income$162,0008,533
Provision for loan and lease losses$06,226
Total noninterest income$229,0003,666
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$2,0007,752
Trading account gains and fees$0115
Additional Noninterest Income$227,0002,286
Total noninterest expense$473,0006,301
Salaries and employee benefits$303,0005,756
Premises and equipment expense$38,0007,311
Additional noninterest expense$132,0006,402
Pre-tax net operating income$-82,0008,625
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$-82,0008,641
Extraordinary gains, net$024
Net income$-82,0008,641
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$-82,0008,617
2004-12-31 (YTD Data)Rank
Total interest income$69,0008,934
Total interest expense$10,0008,901
Net interest income$59,0008,932
Provision for loan and lease losses$80,0005,318
Total noninterest income$90,0008,196
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$07,912
Trading account gains and fees$0138
Additional Noninterest Income$90,0006,590
Total noninterest expense$555,0008,608
Salaries and employee benefits$196,0008,818
Premises and equipment expense$47,0008,627
Additional noninterest expense$312,0007,636
Pre-tax net operating income$-486,0008,657
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$-486,0008,714
Extraordinary gains, net$034
Net income$-486,0008,716
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,973
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$-486,0008,688

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.