Home > Tightwad Bank > Income and Expense
Tightwad Bank, Income and Expense
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $35,000 | 6,396 |
| Total interest expense | $2,000 | 6,376 |
| Net interest income | $33,000 | 6,395 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $27,000 | 5,818 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $0 | 6,235 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $27,000 | 5,145 |
| Total noninterest expense | $93,000 | 6,379 |
| Salaries and employee benefits | $33,000 | 6,399 |
| Premises and equipment expense | $10,000 | 6,271 |
| Additional noninterest expense | $50,000 | 6,237 |
| Pre-tax net operating income | $-33,000 | 6,131 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $-33,000 | 6,156 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-33,000 | 6,157 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-33,000 | 6,157 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-33,000 | 6,132 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $189,000 | 6,481 |
| Total interest expense | $20,000 | 6,447 |
| Net interest income | $169,000 | 6,481 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $-6,000 | 6,403 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $3,000 | 6,312 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-9,000 | 6,318 |
| Total noninterest expense | $421,000 | 6,451 |
| Salaries and employee benefits | $160,000 | 6,476 |
| Premises and equipment expense | $41,000 | 6,389 |
| Additional noninterest expense | $220,000 | 6,299 |
| Pre-tax net operating income | $-258,000 | 6,235 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $-258,000 | 6,247 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-258,000 | 6,248 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-258,000 | 6,248 |
| Net charge-offs | $-33,000 | 5,907 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-258,000 | 6,243 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $151,000 | 6,559 |
| Total interest expense | $16,000 | 6,526 |
| Net interest income | $135,000 | 6,561 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $-7,000 | 6,493 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $3,000 | 6,385 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $-10,000 | 6,415 |
| Total noninterest expense | $330,000 | 6,517 |
| Salaries and employee benefits | $128,000 | 6,549 |
| Premises and equipment expense | $30,000 | 6,471 |
| Additional noninterest expense | $172,000 | 6,344 |
| Pre-tax net operating income | $-202,000 | 6,309 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $-202,000 | 6,322 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-202,000 | 6,322 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-202,000 | 6,322 |
| Net charge-offs | $0 | 4,696 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-202,000 | 6,322 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $106,000 | 6,625 |
| Total interest expense | $12,000 | 6,580 |
| Net interest income | $94,000 | 6,626 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $-8,000 | 6,574 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $2,000 | 6,440 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $-10,000 | 6,486 |
| Total noninterest expense | $221,000 | 6,584 |
| Salaries and employee benefits | $85,000 | 6,619 |
| Premises and equipment expense | $18,000 | 6,548 |
| Additional noninterest expense | $118,000 | 6,394 |
| Pre-tax net operating income | $-135,000 | 6,360 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $-135,000 | 6,375 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-135,000 | 6,376 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-135,000 | 6,377 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-135,000 | 6,362 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $55,000 | 6,695 |
| Total interest expense | $6,000 | 6,652 |
| Net interest income | $49,000 | 6,695 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $-3,000 | 6,628 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $1,000 | 6,493 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $-4,000 | 6,547 |
| Total noninterest expense | $111,000 | 6,661 |
| Salaries and employee benefits | $43,000 | 6,689 |
| Premises and equipment expense | $10,000 | 6,590 |
| Additional noninterest expense | $58,000 | 6,470 |
| Pre-tax net operating income | $-65,000 | 6,399 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $-65,000 | 6,413 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-65,000 | 6,413 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-65,000 | 6,414 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-65,000 | 6,409 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $291,000 | 6,771 |
| Total interest expense | $41,000 | 6,690 |
| Net interest income | $250,000 | 6,770 |
| Provision for loan and lease losses | $118,000 | 3,553 |
| Total noninterest income | $7,000 | 6,624 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $4,000 | 6,596 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $3,000 | 6,411 |
| Total noninterest expense | $450,000 | 6,737 |
| Salaries and employee benefits | $183,000 | 6,762 |
| Premises and equipment expense | $46,000 | 6,643 |
| Additional noninterest expense | $221,000 | 6,565 |
| Pre-tax net operating income | $-311,000 | 6,408 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $-1,000 | 6,235 |
| Income before extraordinary items | $-310,000 | 6,435 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-310,000 | 6,435 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-310,000 | 6,436 |
| Net charge-offs | $-7,000 | 6,106 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-310,000 | 6,426 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $229,000 | 6,848 |
| Total interest expense | $35,000 | 6,751 |
| Net interest income | $194,000 | 6,847 |
| Provision for loan and lease losses | $118,000 | 3,212 |
| Total noninterest income | $5,000 | 6,715 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $3,000 | 6,666 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,000 | 6,537 |
| Total noninterest expense | $335,000 | 6,807 |
| Salaries and employee benefits | $137,000 | 6,840 |
| Premises and equipment expense | $34,000 | 6,720 |
| Additional noninterest expense | $164,000 | 6,621 |
| Pre-tax net operating income | $-254,000 | 6,519 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $-1,000 | 6,475 |
| Income before extraordinary items | $-253,000 | 6,551 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-253,000 | 6,552 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-253,000 | 6,551 |
| Net charge-offs | $-6,000 | 6,008 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-253,000 | 6,532 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $160,000 | 6,896 |
| Total interest expense | $20,000 | 6,832 |
| Net interest income | $140,000 | 6,891 |
| Provision for loan and lease losses | $118,000 | 2,803 |
| Total noninterest income | $1,000 | 6,781 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $2,000 | 6,713 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-1,000 | 6,659 |
| Total noninterest expense | $234,000 | 6,852 |
| Salaries and employee benefits | $92,000 | 6,892 |
| Premises and equipment expense | $22,000 | 6,775 |
| Additional noninterest expense | $120,000 | 6,610 |
| Pre-tax net operating income | $-211,000 | 6,564 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-211,000 | 6,611 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-211,000 | 6,611 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-211,000 | 6,611 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-211,000 | 6,580 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $84,000 | 6,971 |
| Total interest expense | $15,000 | 6,843 |
| Net interest income | $69,000 | 6,971 |
| Provision for loan and lease losses | $118,000 | 1,930 |
| Total noninterest income | $-1,000 | 6,878 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $1,000 | 6,768 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-2,000 | 6,755 |
| Total noninterest expense | $120,000 | 6,918 |
| Salaries and employee benefits | $47,000 | 6,959 |
| Premises and equipment expense | $11,000 | 6,836 |
| Additional noninterest expense | $62,000 | 6,663 |
| Pre-tax net operating income | $-170,000 | 6,695 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-170,000 | 6,723 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-170,000 | 6,724 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-170,000 | 6,724 |
| Net charge-offs | $-2,000 | 5,471 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-170,000 | 6,704 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $486,000 | 6,998 |
| Total interest expense | $102,000 | 6,815 |
| Net interest income | $384,000 | 7,007 |
| Provision for loan and lease losses | $308,000 | 3,328 |
| Total noninterest income | $34,000 | 6,705 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $6,000 | 6,832 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $28,000 | 6,145 |
| Total noninterest expense | $785,000 | 6,778 |
| Salaries and employee benefits | $199,000 | 7,013 |
| Premises and equipment expense | $60,000 | 6,823 |
| Additional noninterest expense | $526,000 | 6,000 |
| Pre-tax net operating income | $-675,000 | 6,562 |
| Securities gains (losses) | $18,000 | 3,210 |
| Applicable income taxes | $-18,000 | 6,559 |
| Income before extraordinary items | $-639,000 | 6,631 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-639,000 | 6,625 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-639,000 | 6,627 |
| Net charge-offs | $352,000 | 3,099 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-656,460 | 6,584 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $392,000 | 7,097 |
| Total interest expense | $82,000 | 6,905 |
| Net interest income | $310,000 | 7,103 |
| Provision for loan and lease losses | $293,000 | 3,011 |
| Total noninterest income | $-3,000 | 6,955 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $5,000 | 6,916 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-8,000 | 6,732 |
| Total noninterest expense | $675,000 | 6,735 |
| Salaries and employee benefits | $153,000 | 7,111 |
| Premises and equipment expense | $45,000 | 6,910 |
| Additional noninterest expense | $477,000 | 5,769 |
| Pre-tax net operating income | $-661,000 | 6,742 |
| Securities gains (losses) | $18,000 | 2,910 |
| Applicable income taxes | $-18,000 | 6,784 |
| Income before extraordinary items | $-625,000 | 6,796 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-625,000 | 6,792 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-625,000 | 6,793 |
| Net charge-offs | $264,000 | 2,988 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-642,460 | 6,764 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $284,000 | 7,142 |
| Total interest expense | $57,000 | 6,961 |
| Net interest income | $227,000 | 7,145 |
| Provision for loan and lease losses | $329,000 | 2,297 |
| Total noninterest income | $9,000 | 6,927 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $3,000 | 6,976 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $6,000 | 6,571 |
| Total noninterest expense | $309,000 | 7,040 |
| Salaries and employee benefits | $107,000 | 7,163 |
| Premises and equipment expense | $31,000 | 6,936 |
| Additional noninterest expense | $171,000 | 6,641 |
| Pre-tax net operating income | $-402,000 | 6,759 |
| Securities gains (losses) | $18,000 | 2,529 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-384,000 | 6,817 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-384,000 | 6,818 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-384,000 | 6,818 |
| Net charge-offs | $116,000 | 3,277 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-402,000 | 6,775 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $157,000 | 7,183 |
| Total interest expense | $30,000 | 7,016 |
| Net interest income | $127,000 | 7,187 |
| Provision for loan and lease losses | $323,000 | 1,425 |
| Total noninterest income | $0 | 7,087 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $2,000 | 6,990 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-2,000 | 6,926 |
| Total noninterest expense | $149,000 | 7,121 |
| Salaries and employee benefits | $54,000 | 7,222 |
| Premises and equipment expense | $13,000 | 7,067 |
| Additional noninterest expense | $82,000 | 6,720 |
| Pre-tax net operating income | $-345,000 | 6,970 |
| Securities gains (losses) | $18,000 | 1,629 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-327,000 | 7,000 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-327,000 | 7,000 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-327,000 | 7,000 |
| Net charge-offs | $116,000 | 2,324 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-345,000 | 6,990 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $781,000 | 7,179 |
| Total interest expense | $183,000 | 6,957 |
| Net interest income | $598,000 | 7,202 |
| Provision for loan and lease losses | $161,000 | 4,853 |
| Total noninterest income | $202,000 | 5,725 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $10,000 | 6,848 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $192,000 | 4,518 |
| Total noninterest expense | $696,000 | 7,113 |
| Salaries and employee benefits | $264,000 | 7,241 |
| Premises and equipment expense | $58,000 | 7,129 |
| Additional noninterest expense | $374,000 | 6,629 |
| Pre-tax net operating income | $-57,000 | 6,096 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $14,000 | 4,225 |
| Income before extraordinary items | $-71,000 | 6,249 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-71,000 | 6,251 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-71,000 | 6,252 |
| Net charge-offs | $257,000 | 3,983 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-71,000 | 6,144 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $596,000 | 7,245 |
| Total interest expense | $147,000 | 7,008 |
| Net interest income | $449,000 | 7,275 |
| Provision for loan and lease losses | $60,000 | 5,396 |
| Total noninterest income | $196,000 | 5,503 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $8,000 | 6,895 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $188,000 | 4,185 |
| Total noninterest expense | $472,000 | 7,221 |
| Salaries and employee benefits | $210,000 | 7,282 |
| Premises and equipment expense | $42,000 | 7,201 |
| Additional noninterest expense | $220,000 | 6,929 |
| Pre-tax net operating income | $113,000 | 5,755 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $113,000 | 5,844 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $113,000 | 5,845 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $113,000 | 5,845 |
| Net charge-offs | $169,000 | 3,901 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $113,000 | 5,712 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $413,000 | 7,298 |
| Total interest expense | $103,000 | 7,066 |
| Net interest income | $310,000 | 7,326 |
| Provision for loan and lease losses | $40,000 | 5,272 |
| Total noninterest income | $103,000 | 5,822 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $5,000 | 6,944 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $98,000 | 4,574 |
| Total noninterest expense | $286,000 | 7,338 |
| Salaries and employee benefits | $144,000 | 7,344 |
| Premises and equipment expense | $23,000 | 7,323 |
| Additional noninterest expense | $119,000 | 7,167 |
| Pre-tax net operating income | $87,000 | 5,755 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $14,000 | 3,977 |
| Income before extraordinary items | $73,000 | 5,869 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $73,000 | 5,868 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $73,000 | 5,869 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $73,000 | 5,791 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $211,000 | 7,353 |
| Total interest expense | $53,000 | 7,123 |
| Net interest income | $158,000 | 7,368 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $10,000 | 7,116 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $2,000 | 6,969 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $8,000 | 6,501 |
| Total noninterest expense | $136,000 | 7,426 |
| Salaries and employee benefits | $71,000 | 7,411 |
| Premises and equipment expense | $11,000 | 7,385 |
| Additional noninterest expense | $54,000 | 7,287 |
| Pre-tax net operating income | $32,000 | 5,971 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $32,000 | 5,968 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $32,000 | 5,967 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $32,000 | 5,968 |
| Net charge-offs | $-1,000 | 6,209 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $32,000 | 5,938 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,029,000 | 7,340 |
| Total interest expense | $318,000 | 7,010 |
| Net interest income | $711,000 | 7,379 |
| Provision for loan and lease losses | $80,000 | 6,173 |
| Total noninterest income | $116,000 | 6,554 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $13,000 | 6,695 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $103,000 | 5,414 |
| Total noninterest expense | $661,000 | 7,408 |
| Salaries and employee benefits | $395,000 | 7,326 |
| Premises and equipment expense | $46,000 | 7,470 |
| Additional noninterest expense | $220,000 | 7,353 |
| Pre-tax net operating income | $86,000 | 5,515 |
| Securities gains (losses) | $38,000 | 2,818 |
| Applicable income taxes | $23,000 | 3,959 |
| Income before extraordinary items | $101,000 | 5,613 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $101,000 | 5,615 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $101,000 | 5,615 |
| Net charge-offs | $30,000 | 6,199 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $70,220 | 5,579 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $800,000 | 7,428 |
| Total interest expense | $257,000 | 7,069 |
| Net interest income | $543,000 | 7,479 |
| Provision for loan and lease losses | $10,000 | 6,824 |
| Total noninterest income | $81,000 | 6,753 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $10,000 | 6,784 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $71,000 | 5,635 |
| Total noninterest expense | $467,000 | 7,522 |
| Salaries and employee benefits | $274,000 | 7,455 |
| Premises and equipment expense | $34,000 | 7,577 |
| Additional noninterest expense | $159,000 | 7,462 |
| Pre-tax net operating income | $147,000 | 5,432 |
| Securities gains (losses) | $38,000 | 2,592 |
| Applicable income taxes | $28,000 | 3,848 |
| Income before extraordinary items | $157,000 | 5,482 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $157,000 | 5,483 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $157,000 | 5,484 |
| Net charge-offs | $10,000 | 6,268 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $124,700 | 5,467 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $531,000 | 7,500 |
| Total interest expense | $183,000 | 7,099 |
| Net interest income | $348,000 | 7,554 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $33,000 | 7,139 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $6,000 | 6,838 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $27,000 | 6,237 |
| Total noninterest expense | $301,000 | 7,616 |
| Salaries and employee benefits | $177,000 | 7,533 |
| Premises and equipment expense | $23,000 | 7,630 |
| Additional noninterest expense | $101,000 | 7,557 |
| Pre-tax net operating income | $80,000 | 5,627 |
| Securities gains (losses) | $38,000 | 2,052 |
| Applicable income taxes | $4,000 | 4,358 |
| Income before extraordinary items | $114,000 | 5,454 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $114,000 | 5,456 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $114,000 | 5,456 |
| Net charge-offs | $8,000 | 5,913 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $77,140 | 5,585 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $277,000 | 7,568 |
| Total interest expense | $95,000 | 7,176 |
| Net interest income | $182,000 | 7,623 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $12,000 | 7,385 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $3,000 | 6,921 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $9,000 | 6,695 |
| Total noninterest expense | $153,000 | 7,705 |
| Salaries and employee benefits | $91,000 | 7,619 |
| Premises and equipment expense | $12,000 | 7,697 |
| Additional noninterest expense | $50,000 | 7,667 |
| Pre-tax net operating income | $41,000 | 5,766 |
| Securities gains (losses) | $38,000 | 1,256 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $79,000 | 5,281 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $79,000 | 5,281 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $79,000 | 5,281 |
| Net charge-offs | $-2,000 | 7,007 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $41,000 | 5,721 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,123,000 | 7,643 |
| Total interest expense | $445,000 | 7,248 |
| Net interest income | $678,000 | 7,721 |
| Provision for loan and lease losses | $171,000 | 5,949 |
| Total noninterest income | $138,000 | 6,664 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $16,000 | 6,954 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $122,000 | 5,386 |
| Total noninterest expense | $607,000 | 7,795 |
| Salaries and employee benefits | $360,000 | 7,704 |
| Premises and equipment expense | $46,000 | 7,812 |
| Additional noninterest expense | $201,000 | 7,751 |
| Pre-tax net operating income | $38,000 | 5,296 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $38,000 | 3,392 |
| Income before extraordinary items | $0 | 5,543 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $0 | 5,541 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $0 | 5,541 |
| Net charge-offs | $38,000 | 6,369 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $90,000 | 925 |
| Net operating income | $0 | 5,483 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $822,000 | 7,743 |
| Total interest expense | $340,000 | 7,336 |
| Net interest income | $482,000 | 7,826 |
| Provision for loan and lease losses | $32,000 | 6,768 |
| Total noninterest income | $113,000 | 6,702 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $11,000 | 7,011 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $102,000 | 5,370 |
| Total noninterest expense | $437,000 | 7,878 |
| Salaries and employee benefits | $262,000 | 7,782 |
| Premises and equipment expense | $32,000 | 7,909 |
| Additional noninterest expense | $143,000 | 7,843 |
| Pre-tax net operating income | $126,000 | 5,198 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $38,000 | 3,481 |
| Income before extraordinary items | $88,000 | 5,368 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $88,000 | 5,367 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $88,000 | 5,367 |
| Net charge-offs | $-1,000 | 7,629 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $90,000 | 778 |
| Net operating income | $88,000 | 5,308 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $512,000 | 7,869 |
| Total interest expense | $231,000 | 7,421 |
| Net interest income | $281,000 | 7,945 |
| Provision for loan and lease losses | $11,000 | 6,892 |
| Total noninterest income | $100,000 | 6,384 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $7,000 | 7,083 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $93,000 | 4,923 |
| Total noninterest expense | $287,000 | 7,970 |
| Salaries and employee benefits | $177,000 | 7,859 |
| Premises and equipment expense | $21,000 | 7,991 |
| Additional noninterest expense | $89,000 | 7,942 |
| Pre-tax net operating income | $83,000 | 5,331 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $23,000 | 3,629 |
| Income before extraordinary items | $60,000 | 5,498 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $60,000 | 5,494 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $60,000 | 5,494 |
| Net charge-offs | $-1,000 | 7,516 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $60,000 | 5,417 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $245,000 | 7,947 |
| Total interest expense | $115,000 | 7,526 |
| Net interest income | $130,000 | 8,029 |
| Provision for loan and lease losses | $1,000 | 6,705 |
| Total noninterest income | $38,000 | 6,716 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $4,000 | 7,066 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $34,000 | 5,436 |
| Total noninterest expense | $136,000 | 8,039 |
| Salaries and employee benefits | $86,000 | 7,922 |
| Premises and equipment expense | $11,000 | 8,017 |
| Additional noninterest expense | $39,000 | 8,016 |
| Pre-tax net operating income | $31,000 | 5,872 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $31,000 | 5,977 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $31,000 | 5,979 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $31,000 | 5,979 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $31,000 | 5,812 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $876,000 | 8,051 |
| Total interest expense | $406,000 | 7,837 |
| Net interest income | $470,000 | 8,099 |
| Provision for loan and lease losses | $6,000 | 7,236 |
| Total noninterest income | $60,000 | 7,665 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $14,000 | 7,122 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $46,000 | 6,829 |
| Total noninterest expense | $485,000 | 8,134 |
| Salaries and employee benefits | $278,000 | 8,106 |
| Premises and equipment expense | $47,000 | 8,081 |
| Additional noninterest expense | $160,000 | 8,036 |
| Pre-tax net operating income | $39,000 | 6,195 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $6,000 | 4,630 |
| Income before extraordinary items | $33,000 | 6,092 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $33,000 | 6,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,902 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $120,000 | 920 |
| Net operating income | $33,000 | 6,235 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $637,000 | 8,156 |
| Total interest expense | $300,000 | 7,931 |
| Net interest income | $337,000 | 8,199 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $48,000 | 7,772 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $10,000 | 7,175 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $38,000 | 6,880 |
| Total noninterest expense | $362,000 | 8,192 |
| Salaries and employee benefits | $206,000 | 8,177 |
| Premises and equipment expense | $51,000 | 7,958 |
| Additional noninterest expense | $105,000 | 8,160 |
| Pre-tax net operating income | $23,000 | 6,670 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $2,000 | 5,168 |
| Income before extraordinary items | $21,000 | 6,529 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $21,000 | 6,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,737 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $120,000 | 724 |
| Net operating income | $21,000 | 6,695 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $415,000 | 8,233 |
| Total interest expense | $198,000 | 8,027 |
| Net interest income | $217,000 | 8,276 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $32,000 | 7,831 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $6,000 | 7,240 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $26,000 | 6,950 |
| Total noninterest expense | $214,000 | 8,301 |
| Salaries and employee benefits | $129,000 | 8,271 |
| Premises and equipment expense | $24,000 | 8,190 |
| Additional noninterest expense | $61,000 | 8,276 |
| Pre-tax net operating income | $35,000 | 6,756 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $8,000 | 5,072 |
| Income before extraordinary items | $27,000 | 6,834 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $27,000 | 6,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,615 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $120,000 | 539 |
| Net operating income | $27,000 | 6,788 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $216,000 | 8,283 |
| Total interest expense | $108,000 | 8,048 |
| Net interest income | $108,000 | 8,338 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $9,000 | 8,079 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $3,000 | 7,255 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $6,000 | 7,600 |
| Total noninterest expense | $80,000 | 8,420 |
| Salaries and employee benefits | $53,000 | 8,376 |
| Premises and equipment expense | $7,000 | 8,354 |
| Additional noninterest expense | $20,000 | 8,411 |
| Pre-tax net operating income | $37,000 | 6,764 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $37,000 | 6,768 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $37,000 | 6,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $37,000 | 6,673 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $978,000 | 8,200 |
| Total interest expense | $480,000 | 7,974 |
| Net interest income | $498,000 | 8,280 |
| Provision for loan and lease losses | $18,000 | 6,370 |
| Total noninterest income | $44,000 | 8,082 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $16,000 | 7,213 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $28,000 | 7,593 |
| Total noninterest expense | $379,000 | 8,433 |
| Salaries and employee benefits | $232,000 | 8,391 |
| Premises and equipment expense | $40,000 | 8,332 |
| Additional noninterest expense | $107,000 | 8,396 |
| Pre-tax net operating income | $145,000 | 7,020 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $44,000 | 5,002 |
| Income before extraordinary items | $101,000 | 7,133 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $101,000 | 7,132 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,582 |
| Cash dividends | $16,000 | 5,751 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $101,000 | 7,108 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $736,000 | 8,253 |
| Total interest expense | $361,000 | 8,027 |
| Net interest income | $375,000 | 8,324 |
| Provision for loan and lease losses | $12,000 | 6,108 |
| Total noninterest income | $33,000 | 8,119 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $12,000 | 7,242 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $21,000 | 7,635 |
| Total noninterest expense | $260,000 | 8,460 |
| Salaries and employee benefits | $167,000 | 8,399 |
| Premises and equipment expense | $31,000 | 8,313 |
| Additional noninterest expense | $62,000 | 8,476 |
| Pre-tax net operating income | $136,000 | 7,192 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $44,000 | 5,031 |
| Income before extraordinary items | $92,000 | 7,310 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $92,000 | 7,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,022 |
| Cash dividends | $16,000 | 5,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $92,000 | 7,294 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $478,000 | 8,339 |
| Total interest expense | $233,000 | 8,096 |
| Net interest income | $245,000 | 8,403 |
| Provision for loan and lease losses | $12,000 | 5,644 |
| Total noninterest income | $22,000 | 8,181 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $8,000 | 7,273 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $14,000 | 7,664 |
| Total noninterest expense | $180,000 | 8,503 |
| Salaries and employee benefits | $112,000 | 8,452 |
| Premises and equipment expense | $28,000 | 8,238 |
| Additional noninterest expense | $40,000 | 8,532 |
| Pre-tax net operating income | $75,000 | 7,386 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $21,000 | 5,320 |
| Income before extraordinary items | $54,000 | 7,457 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $54,000 | 7,456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,237 |
| Cash dividends | $16,000 | 4,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $54,000 | 7,446 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $237,000 | 8,397 |
| Total interest expense | $117,000 | 8,140 |
| Net interest income | $120,000 | 8,463 |
| Provision for loan and lease losses | $13,000 | 4,876 |
| Total noninterest income | $7,000 | 8,340 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $4,000 | 7,300 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $3,000 | 8,103 |
| Total noninterest expense | $96,000 | 8,524 |
| Salaries and employee benefits | $53,000 | 8,522 |
| Premises and equipment expense | $22,000 | 7,922 |
| Additional noninterest expense | $21,000 | 8,554 |
| Pre-tax net operating income | $18,000 | 7,676 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $3,000 | 5,852 |
| Income before extraordinary items | $15,000 | 7,694 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $15,000 | 7,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 2,972 |
| Cash dividends | $11,000 | 3,881 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $15,000 | 7,671 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $870,000 | 8,358 |
| Total interest expense | $370,000 | 8,165 |
| Net interest income | $500,000 | 8,404 |
| Provision for loan and lease losses | $70,000 | 5,172 |
| Total noninterest income | $80,000 | 7,945 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $16,000 | 7,331 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $64,000 | 6,980 |
| Total noninterest expense | $373,000 | 8,559 |
| Salaries and employee benefits | $264,000 | 8,451 |
| Premises and equipment expense | $24,000 | 8,566 |
| Additional noninterest expense | $85,000 | 8,592 |
| Pre-tax net operating income | $137,000 | 7,596 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $41,000 | 5,569 |
| Income before extraordinary items | $96,000 | 7,690 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $96,000 | 7,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 3,616 |
| Cash dividends | $21,000 | 5,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $96,000 | 7,681 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $619,000 | 8,453 |
| Total interest expense | $257,000 | 8,249 |
| Net interest income | $362,000 | 8,496 |
| Provision for loan and lease losses | $50,000 | 5,035 |
| Total noninterest income | $63,000 | 7,984 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $11,000 | 7,422 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $52,000 | 6,878 |
| Total noninterest expense | $273,000 | 8,610 |
| Salaries and employee benefits | $194,000 | 8,488 |
| Premises and equipment expense | $17,000 | 8,629 |
| Additional noninterest expense | $62,000 | 8,649 |
| Pre-tax net operating income | $102,000 | 7,800 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $33,000 | 5,694 |
| Income before extraordinary items | $69,000 | 7,871 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $69,000 | 7,873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 3,183 |
| Cash dividends | $10,000 | 5,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $69,000 | 7,866 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $397,000 | 8,522 |
| Total interest expense | $162,000 | 8,304 |
| Net interest income | $235,000 | 8,562 |
| Provision for loan and lease losses | $30,000 | 4,987 |
| Total noninterest income | $48,000 | 7,902 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $6,000 | 7,512 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $42,000 | 6,634 |
| Total noninterest expense | $189,000 | 8,642 |
| Salaries and employee benefits | $136,000 | 8,522 |
| Premises and equipment expense | $12,000 | 8,655 |
| Additional noninterest expense | $41,000 | 8,683 |
| Pre-tax net operating income | $64,000 | 7,887 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $19,000 | 5,826 |
| Income before extraordinary items | $45,000 | 7,940 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $45,000 | 7,941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 3,063 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $45,000 | 7,945 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $192,000 | 8,555 |
| Total interest expense | $75,000 | 8,353 |
| Net interest income | $117,000 | 8,593 |
| Provision for loan and lease losses | $10,000 | 5,231 |
| Total noninterest income | $31,000 | 7,631 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $3,000 | 7,527 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $28,000 | 6,187 |
| Total noninterest expense | $100,000 | 8,642 |
| Salaries and employee benefits | $74,000 | 8,485 |
| Premises and equipment expense | $6,000 | 8,653 |
| Additional noninterest expense | $20,000 | 8,697 |
| Pre-tax net operating income | $38,000 | 7,834 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $11,000 | 5,709 |
| Income before extraordinary items | $27,000 | 7,890 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $27,000 | 7,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 2,945 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $27,000 | 7,888 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $644,000 | 8,557 |
| Total interest expense | $227,000 | 8,390 |
| Net interest income | $417,000 | 8,590 |
| Provision for loan and lease losses | $75,000 | 5,186 |
| Total noninterest income | $92,000 | 8,016 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $21,000 | 7,456 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $71,000 | 6,919 |
| Total noninterest expense | $352,000 | 8,715 |
| Salaries and employee benefits | $249,000 | 8,603 |
| Premises and equipment expense | $23,000 | 8,716 |
| Additional noninterest expense | $80,000 | 8,752 |
| Pre-tax net operating income | $82,000 | 8,041 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $28,000 | 6,179 |
| Income before extraordinary items | $54,000 | 8,125 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $54,000 | 8,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 3,059 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $54,000 | 8,098 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $465,000 | 8,624 |
| Total interest expense | $162,000 | 8,414 |
| Net interest income | $303,000 | 8,655 |
| Provision for loan and lease losses | $50,000 | 5,172 |
| Total noninterest income | $75,000 | 7,974 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $17,000 | 7,491 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $58,000 | 6,825 |
| Total noninterest expense | $258,000 | 8,729 |
| Salaries and employee benefits | $185,000 | 8,607 |
| Premises and equipment expense | $16,000 | 8,734 |
| Additional noninterest expense | $57,000 | 8,767 |
| Pre-tax net operating income | $70,000 | 8,117 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $17,000 | 6,363 |
| Income before extraordinary items | $53,000 | 8,173 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $53,000 | 8,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 2,622 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $53,000 | 8,143 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $303,000 | 8,639 |
| Total interest expense | $101,000 | 8,437 |
| Net interest income | $202,000 | 8,661 |
| Provision for loan and lease losses | $50,000 | 4,523 |
| Total noninterest income | $44,000 | 8,099 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $11,000 | 7,506 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $33,000 | 7,057 |
| Total noninterest expense | $164,000 | 8,756 |
| Salaries and employee benefits | $119,000 | 8,644 |
| Premises and equipment expense | $10,000 | 8,742 |
| Additional noninterest expense | $35,000 | 8,788 |
| Pre-tax net operating income | $32,000 | 8,221 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $4,000 | 6,673 |
| Income before extraordinary items | $28,000 | 8,243 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $28,000 | 8,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 1,987 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $28,000 | 8,211 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $145,000 | 8,726 |
| Total interest expense | $49,000 | 8,509 |
| Net interest income | $96,000 | 8,756 |
| Provision for loan and lease losses | $50,000 | 3,171 |
| Total noninterest income | $22,000 | 8,118 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $6,000 | 7,541 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $16,000 | 7,179 |
| Total noninterest expense | $84,000 | 8,813 |
| Salaries and employee benefits | $59,000 | 8,710 |
| Premises and equipment expense | $5,000 | 8,804 |
| Additional noninterest expense | $20,000 | 8,824 |
| Pre-tax net operating income | $-16,000 | 8,496 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-16,000 | 8,516 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-16,000 | 8,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 1,169 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-16,000 | 8,492 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $558,000 | 8,726 |
| Total interest expense | $188,000 | 8,506 |
| Net interest income | $370,000 | 8,760 |
| Provision for loan and lease losses | $25,000 | 6,557 |
| Total noninterest income | $95,000 | 8,133 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $20,000 | 7,660 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $75,000 | 6,883 |
| Total noninterest expense | $350,000 | 8,840 |
| Salaries and employee benefits | $250,000 | 8,721 |
| Premises and equipment expense | $25,000 | 8,839 |
| Additional noninterest expense | $75,000 | 8,886 |
| Pre-tax net operating income | $90,000 | 8,144 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $29,000 | 6,371 |
| Income before extraordinary items | $61,000 | 8,242 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $61,000 | 8,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,270 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $61,000 | 8,198 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $409,000 | 8,787 |
| Total interest expense | $139,000 | 8,564 |
| Net interest income | $270,000 | 8,818 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $77,000 | 8,109 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $13,000 | 7,737 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $64,000 | 6,699 |
| Total noninterest expense | $266,000 | 8,871 |
| Salaries and employee benefits | $192,000 | 8,735 |
| Premises and equipment expense | $16,000 | 8,899 |
| Additional noninterest expense | $58,000 | 8,920 |
| Pre-tax net operating income | $81,000 | 8,207 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $29,000 | 6,322 |
| Income before extraordinary items | $52,000 | 8,307 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $52,000 | 8,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,579 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $52,000 | 8,272 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $269,000 | 8,857 |
| Total interest expense | $93,000 | 8,621 |
| Net interest income | $176,000 | 8,884 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $54,000 | 8,092 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $9,000 | 7,775 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $45,000 | 6,633 |
| Total noninterest expense | $186,000 | 8,912 |
| Salaries and employee benefits | $136,000 | 8,753 |
| Premises and equipment expense | $11,000 | 8,942 |
| Additional noninterest expense | $39,000 | 8,969 |
| Pre-tax net operating income | $44,000 | 8,276 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $10,000 | 6,651 |
| Income before extraordinary items | $34,000 | 8,360 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $34,000 | 8,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $34,000 | 8,295 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $128,000 | 8,920 |
| Total interest expense | $47,000 | 8,661 |
| Net interest income | $81,000 | 8,960 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $27,000 | 8,089 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $4,000 | 7,809 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $23,000 | 6,579 |
| Total noninterest expense | $91,000 | 8,955 |
| Salaries and employee benefits | $68,000 | 8,796 |
| Premises and equipment expense | $5,000 | 8,973 |
| Additional noninterest expense | $18,000 | 9,027 |
| Pre-tax net operating income | $17,000 | 8,350 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $17,000 | 8,378 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $17,000 | 8,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $17,000 | 8,310 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $585,000 | 8,900 |
| Total interest expense | $239,000 | 8,640 |
| Net interest income | $346,000 | 8,960 |
| Provision for loan and lease losses | $10,000 | 7,370 |
| Total noninterest income | $378,000 | 6,082 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $19,000 | 7,850 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $359,000 | 4,168 |
| Total noninterest expense | $611,000 | 8,636 |
| Salaries and employee benefits | $451,000 | 8,246 |
| Premises and equipment expense | $72,000 | 8,459 |
| Additional noninterest expense | $88,000 | 9,041 |
| Pre-tax net operating income | $103,000 | 8,192 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $9,000 | 7,067 |
| Income before extraordinary items | $94,000 | 8,249 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $94,000 | 8,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,677 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $94,000 | 8,138 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $446,000 | 8,982 |
| Total interest expense | $194,000 | 8,693 |
| Net interest income | $252,000 | 9,050 |
| Provision for loan and lease losses | $10,000 | 7,100 |
| Total noninterest income | $458,000 | 4,973 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $15,000 | 7,903 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $443,000 | 3,352 |
| Total noninterest expense | $609,000 | 8,250 |
| Salaries and employee benefits | $353,000 | 8,182 |
| Premises and equipment expense | $63,000 | 8,316 |
| Additional noninterest expense | $193,000 | 8,049 |
| Pre-tax net operating income | $91,000 | 8,276 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $9,000 | 7,107 |
| Income before extraordinary items | $82,000 | 8,336 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $82,000 | 8,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,822 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $82,000 | 8,217 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $296,000 | 9,023 |
| Total interest expense | $136,000 | 8,735 |
| Net interest income | $160,000 | 9,097 |
| Provision for loan and lease losses | $10,000 | 6,790 |
| Total noninterest income | $173,000 | 6,318 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $10,000 | 7,926 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $163,000 | 4,419 |
| Total noninterest expense | $280,000 | 8,768 |
| Salaries and employee benefits | $228,000 | 8,271 |
| Premises and equipment expense | $10,000 | 9,145 |
| Additional noninterest expense | $42,000 | 9,118 |
| Pre-tax net operating income | $43,000 | 8,419 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $9,000 | 7,001 |
| Income before extraordinary items | $34,000 | 8,549 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $34,000 | 8,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,160 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $34,000 | 8,426 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $160,000 | 9,054 |
| Total interest expense | $69,000 | 8,796 |
| Net interest income | $91,000 | 9,103 |
| Provision for loan and lease losses | $1,000 | 6,877 |
| Total noninterest income | $74,000 | 6,601 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $4,000 | 7,983 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $70,000 | 4,607 |
| Total noninterest expense | $150,000 | 8,729 |
| Salaries and employee benefits | $122,000 | 8,162 |
| Premises and equipment expense | $5,000 | 9,168 |
| Additional noninterest expense | $23,000 | 9,133 |
| Pre-tax net operating income | $14,000 | 8,532 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $5,000 | 6,893 |
| Income before extraordinary items | $9,000 | 8,645 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $9,000 | 8,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,678 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $9,000 | 8,542 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $662,000 | 9,078 |
| Total interest expense | $334,000 | 8,824 |
| Net interest income | $328,000 | 9,159 |
| Provision for loan and lease losses | $4,000 | 8,000 |
| Total noninterest income | $237,000 | 6,972 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $20,000 | 7,975 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $217,000 | 4,851 |
| Total noninterest expense | $483,000 | 9,015 |
| Salaries and employee benefits | $348,000 | 8,709 |
| Premises and equipment expense | $19,000 | 9,248 |
| Additional noninterest expense | $116,000 | 9,098 |
| Pre-tax net operating income | $78,000 | 8,375 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $16,000 | 7,144 |
| Income before extraordinary items | $62,000 | 8,503 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $62,000 | 8,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,528 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $62,000 | 8,414 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $670,000 | 9,340 |
| Total interest expense | $373,000 | 9,196 |
| Net interest income | $297,000 | 9,416 |
| Provision for loan and lease losses | $176,000 | 4,446 |
| Total noninterest income | $79,000 | 8,792 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $23,000 | 8,087 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $56,000 | 7,506 |
| Total noninterest expense | $285,000 | 9,498 |
| Salaries and employee benefits | $213,000 | 9,366 |
| Premises and equipment expense | $6,000 | 9,566 |
| Additional noninterest expense | $66,000 | 9,512 |
| Pre-tax net operating income | $-85,000 | 8,845 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-23,000 | 9,068 |
| Income before extraordinary items | $-62,000 | 8,915 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-62,000 | 8,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 4,283 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-62,000 | 8,844 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $360,000 | 9,768 |
| Total interest expense | $160,000 | 9,700 |
| Net interest income | $200,000 | 9,770 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $34,000 | 9,546 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $19,000 | 8,281 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 9,181 |
| Total noninterest expense | $213,000 | 9,834 |
| Salaries and employee benefits | $137,000 | 9,781 |
| Premises and equipment expense | $14,000 | 9,810 |
| Additional noninterest expense | $62,000 | 9,803 |
| Pre-tax net operating income | $21,000 | 9,051 |
| Securities gains (losses) | $-7,000 | 8,117 |
| Applicable income taxes | $4,000 | 8,229 |
| Income before extraordinary items | $10,000 | 9,106 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $10,000 | 9,105 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 9,388 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $14,970 | 9,077 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $250,000 | 10,105 |
| Total interest expense | $81,000 | 10,075 |
| Net interest income | $169,000 | 10,095 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $33,000 | 9,820 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $23,000 | 8,433 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 9,728 |
| Total noninterest expense | $137,000 | 10,185 |
| Salaries and employee benefits | $84,000 | 10,158 |
| Premises and equipment expense | $6,000 | 10,172 |
| Additional noninterest expense | $47,000 | 10,159 |
| Pre-tax net operating income | $65,000 | 9,195 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $17,000 | 8,284 |
| Income before extraordinary items | $48,000 | 9,251 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $48,000 | 9,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 9,212 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $48,000 | 9,221 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $247,000 | 10,336 |
| Total interest expense | $86,000 | 10,310 |
| Net interest income | $161,000 | 10,332 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $38,000 | 10,003 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $22,000 | 8,673 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 9,678 |
| Total noninterest expense | $116,000 | 10,429 |
| Salaries and employee benefits | $73,000 | 10,402 |
| Premises and equipment expense | $7,000 | 10,403 |
| Additional noninterest expense | $36,000 | 10,425 |
| Pre-tax net operating income | $83,000 | 9,479 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $26,000 | 8,769 |
| Income before extraordinary items | $57,000 | 9,588 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $57,000 | 9,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 9,867 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $57,000 | 9,526 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $252,000 | 10,817 |
| Total interest expense | $98,000 | 10,779 |
| Net interest income | $154,000 | 10,818 |
| Provision for loan and lease losses | $-75,000 | 10,748 |
| Total noninterest income | $31,000 | 10,561 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $20,000 | 9,132 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 10,359 |
| Total noninterest expense | $119,000 | 10,879 |
| Salaries and employee benefits | $73,000 | 10,858 |
| Premises and equipment expense | $12,000 | 10,837 |
| Additional noninterest expense | $34,000 | 10,877 |
| Pre-tax net operating income | $141,000 | 9,896 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $35,000 | 9,485 |
| Income before extraordinary items | $106,000 | 9,924 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $106,000 | 9,925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-51,000 | 10,548 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $106,000 | 9,880 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $265,000 | 11,360 |
| Total interest expense | $105,000 | 11,329 |
| Net interest income | $160,000 | 11,355 |
| Provision for loan and lease losses | $-200,000 | 11,333 |
| Total noninterest income | $66,000 | 10,565 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $18,000 | 9,614 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 8,981 |
| Total noninterest expense | $138,000 | 11,418 |
| Salaries and employee benefits | $65,000 | 11,409 |
| Premises and equipment expense | $2,000 | 11,414 |
| Additional noninterest expense | $71,000 | 11,297 |
| Pre-tax net operating income | $288,000 | 9,213 |
| Securities gains (losses) | $71,000 | 1,131 |
| Applicable income taxes | $83,000 | 9,068 |
| Income before extraordinary items | $276,000 | 8,624 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $276,000 | 8,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 10,842 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $221,330 | 9,037 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $262,000 | 11,899 |
| Total interest expense | $104,000 | 11,860 |
| Net interest income | $158,000 | 11,895 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $26,000 | 11,709 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $20,000 | 10,011 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 11,713 |
| Total noninterest expense | $165,000 | 11,903 |
| Salaries and employee benefits | $69,000 | 11,924 |
| Premises and equipment expense | $30,000 | 11,619 |
| Additional noninterest expense | $66,000 | 11,829 |
| Pre-tax net operating income | $19,000 | 11,421 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $3,000 | 11,058 |
| Income before extraordinary items | $16,000 | 11,445 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $16,000 | 11,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-53,000 | 11,488 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $16,000 | 11,413 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $227,000 | 12,548 |
| Total interest expense | $84,000 | 12,526 |
| Net interest income | $143,000 | 12,543 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $41,000 | 12,111 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $21,000 | 10,526 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 11,420 |
| Total noninterest expense | $163,000 | 12,550 |
| Salaries and employee benefits | $71,000 | 12,560 |
| Premises and equipment expense | $27,000 | 12,284 |
| Additional noninterest expense | $65,000 | 12,497 |
| Pre-tax net operating income | $21,000 | 12,019 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $6,000 | 11,474 |
| Income before extraordinary items | $15,000 | 11,985 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $15,000 | 11,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 11,294 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $15,000 | 12,020 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $220,000 | 13,216 |
| Total interest expense | $65,000 | 13,203 |
| Net interest income | $153,000 | 13,171 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $36,000 | 12,849 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $28,000 | 10,806 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 12,880 |
| Total noninterest expense | $157,000 | 13,227 |
| Salaries and employee benefits | $58,000 | 13,249 |
| Premises and equipment expense | $38,000 | 12,610 |
| Additional noninterest expense | $53,000 | 13,200 |
| Pre-tax net operating income | $33,000 | 12,258 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $13,000 | 11,760 |
| Income before extraordinary items | $29,000 | 12,383 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $29,000 | 12,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-51,000 | 12,676 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $29,000 | 12,239 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $252,000 | 13,844 |
| Total interest expense | $96,000 | 13,825 |
| Net interest income | $156,000 | 13,808 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $43,000 | 13,263 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $33,000 | 10,969 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 13,358 |
| Total noninterest expense | $174,000 | 13,833 |
| Salaries and employee benefits | $115,000 | 13,735 |
| Premises and equipment expense | $11,000 | 13,823 |
| Additional noninterest expense | $48,000 | 13,849 |
| Pre-tax net operating income | $25,000 | 12,567 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $3,000 | 12,573 |
| Income before extraordinary items | $22,000 | 12,764 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $22,000 | 12,759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-51,000 | 13,490 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $22,000 | 12,527 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.