Home > Tifton Banking Company > Income and Expense
Tifton Banking Company, Income and Expense
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,317,000 | 4,518 |
| Total interest expense | $2,213,000 | 2,745 |
| Net interest income | $2,104,000 | 5,592 |
| Provision for loan and lease losses | $9,104,000 | 538 |
| Total noninterest income | $281,000 | 5,151 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $165,000 | 4,320 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $116,000 | 5,016 |
| Total noninterest expense | $2,755,000 | 4,470 |
| Salaries and employee benefits | $929,000 | 5,624 |
| Premises and equipment expense | $148,000 | 6,304 |
| Additional noninterest expense | $1,678,000 | 2,903 |
| Pre-tax net operating income | $-9,474,000 | 7,542 |
| Securities gains (losses) | $233,000 | 1,255 |
| Applicable income taxes | $1,795,000 | 646 |
| Income before extraordinary items | $-11,036,000 | 7,594 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-11,036,000 | 7,594 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-11,036,000 | 7,594 |
| Net charge-offs | $7,454,000 | 596 |
| Cash dividends | $104,000 | 3,147 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 830 |
| Net operating income | $-11,269,000 | 7,596 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,028,000 | 4,423 |
| Total interest expense | $1,543,000 | 2,722 |
| Net interest income | $1,485,000 | 5,470 |
| Provision for loan and lease losses | $7,653,000 | 442 |
| Total noninterest income | $146,000 | 5,523 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $125,000 | 4,068 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $21,000 | 6,429 |
| Total noninterest expense | $1,644,000 | 4,782 |
| Salaries and employee benefits | $616,000 | 5,664 |
| Premises and equipment expense | $101,000 | 6,293 |
| Additional noninterest expense | $927,000 | 3,412 |
| Pre-tax net operating income | $-7,666,000 | 7,638 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $1,795,000 | 427 |
| Income before extraordinary items | $-9,461,000 | 7,687 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-9,461,000 | 7,687 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-9,461,000 | 7,687 |
| Net charge-offs | $6,907,000 | 441 |
| Cash dividends | $104,000 | 2,789 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 682 |
| Net operating income | $-9,461,000 | 7,689 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,971,000 | 3,745 |
| Total interest expense | $784,000 | 2,798 |
| Net interest income | $1,187,000 | 4,196 |
| Provision for loan and lease losses | $3,130,000 | 528 |
| Total noninterest income | $93,000 | 5,177 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $78,000 | 3,626 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $15,000 | 6,257 |
| Total noninterest expense | $777,000 | 5,010 |
| Salaries and employee benefits | $323,000 | 5,600 |
| Premises and equipment expense | $48,000 | 6,465 |
| Additional noninterest expense | $406,000 | 3,761 |
| Pre-tax net operating income | $-2,627,000 | 7,664 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $110,000 | 2,030 |
| Income before extraordinary items | $-2,737,000 | 7,702 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-2,737,000 | 7,703 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-2,737,000 | 7,703 |
| Net charge-offs | $-7,000 | 7,395 |
| Cash dividends | $52,000 | 2,248 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 550 |
| Net operating income | $-2,737,000 | 7,695 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,722,000 | 3,912 |
| Total interest expense | $3,380,000 | 3,131 |
| Net interest income | $4,342,000 | 4,334 |
| Provision for loan and lease losses | $7,296,000 | 1,095 |
| Total noninterest income | $547,000 | 4,564 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $507,000 | 2,853 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $40,000 | 6,564 |
| Total noninterest expense | $2,990,000 | 5,190 |
| Salaries and employee benefits | $1,243,000 | 5,751 |
| Premises and equipment expense | $242,000 | 6,141 |
| Additional noninterest expense | $1,505,000 | 4,066 |
| Pre-tax net operating income | $-5,397,000 | 7,211 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-2,048,000 | 7,522 |
| Income before extraordinary items | $-3,349,000 | 7,054 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-3,349,000 | 7,052 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-3,349,000 | 7,052 |
| Net charge-offs | $3,448,000 | 1,478 |
| Cash dividends | $137,000 | 3,957 |
| Sale, conversion, retirement of capital stock, net | $3,891,000 | 227 |
| Net operating income | $-3,349,000 | 7,054 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,897,000 | 3,917 |
| Total interest expense | $2,590,000 | 3,214 |
| Net interest income | $3,307,000 | 4,297 |
| Provision for loan and lease losses | $3,542,000 | 1,329 |
| Total noninterest income | $401,000 | 4,669 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $385,000 | 2,834 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $16,000 | 7,114 |
| Total noninterest expense | $2,261,000 | 5,184 |
| Salaries and employee benefits | $1,003,000 | 5,571 |
| Premises and equipment expense | $185,000 | 6,139 |
| Additional noninterest expense | $1,073,000 | 4,194 |
| Pre-tax net operating income | $-2,095,000 | 7,072 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-752,000 | 7,473 |
| Income before extraordinary items | $-1,343,000 | 6,930 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,343,000 | 6,931 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,343,000 | 6,931 |
| Net charge-offs | $348,000 | 3,512 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $3,866,000 | 184 |
| Net operating income | $-1,343,000 | 6,907 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,797,000 | 4,056 |
| Total interest expense | $1,768,000 | 3,277 |
| Net interest income | $2,029,000 | 4,533 |
| Provision for loan and lease losses | $3,543,000 | 969 |
| Total noninterest income | $245,000 | 4,847 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $240,000 | 2,942 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $5,000 | 7,481 |
| Total noninterest expense | $1,461,000 | 5,314 |
| Salaries and employee benefits | $662,000 | 5,674 |
| Premises and equipment expense | $128,000 | 6,102 |
| Additional noninterest expense | $671,000 | 4,380 |
| Pre-tax net operating income | $-2,730,000 | 7,527 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-927,000 | 7,733 |
| Income before extraordinary items | $-1,803,000 | 7,420 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,803,000 | 7,419 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,803,000 | 7,418 |
| Net charge-offs | $99,000 | 4,256 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $3,825,000 | 139 |
| Net operating income | $-1,803,000 | 7,424 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,911,000 | 4,075 |
| Total interest expense | $955,000 | 3,181 |
| Net interest income | $956,000 | 4,701 |
| Provision for loan and lease losses | $319,000 | 2,227 |
| Total noninterest income | $130,000 | 4,724 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $123,000 | 2,835 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $7,000 | 7,131 |
| Total noninterest expense | $692,000 | 5,425 |
| Salaries and employee benefits | $333,000 | 5,702 |
| Premises and equipment expense | $64,000 | 6,148 |
| Additional noninterest expense | $295,000 | 4,466 |
| Pre-tax net operating income | $75,000 | 5,319 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $31,000 | 3,260 |
| Income before extraordinary items | $44,000 | 5,781 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $44,000 | 5,784 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $44,000 | 5,784 |
| Net charge-offs | $122,000 | 2,654 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $44,000 | 5,616 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,444,000 | 3,987 |
| Total interest expense | $4,478,000 | 3,238 |
| Net interest income | $3,966,000 | 4,601 |
| Provision for loan and lease losses | $908,000 | 2,860 |
| Total noninterest income | $441,000 | 5,100 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $402,000 | 3,451 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $39,000 | 6,986 |
| Total noninterest expense | $2,610,000 | 5,535 |
| Salaries and employee benefits | $1,380,000 | 5,578 |
| Premises and equipment expense | $233,000 | 6,391 |
| Additional noninterest expense | $997,000 | 4,834 |
| Pre-tax net operating income | $889,000 | 3,974 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $259,000 | 2,564 |
| Income before extraordinary items | $630,000 | 4,097 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $630,000 | 4,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $432,000 | 3,007 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $141,000 | 872 |
| Net operating income | $630,000 | 4,246 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,449,000 | 3,991 |
| Total interest expense | $3,419,000 | 3,291 |
| Net interest income | $3,030,000 | 4,587 |
| Provision for loan and lease losses | $567,000 | 2,550 |
| Total noninterest income | $302,000 | 5,357 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $280,000 | 3,619 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $22,000 | 7,355 |
| Total noninterest expense | $1,951,000 | 5,525 |
| Salaries and employee benefits | $1,041,000 | 5,565 |
| Premises and equipment expense | $170,000 | 6,474 |
| Additional noninterest expense | $740,000 | 4,789 |
| Pre-tax net operating income | $814,000 | 4,080 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $264,000 | 2,603 |
| Income before extraordinary items | $550,000 | 4,259 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $550,000 | 4,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 3,991 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $116,000 | 732 |
| Net operating income | $550,000 | 4,416 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,260,000 | 4,074 |
| Total interest expense | $2,281,000 | 3,417 |
| Net interest income | $1,979,000 | 4,651 |
| Provision for loan and lease losses | $405,000 | 2,142 |
| Total noninterest income | $194,000 | 5,488 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $193,000 | 3,553 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,000 | 8,142 |
| Total noninterest expense | $1,279,000 | 5,616 |
| Salaries and employee benefits | $679,000 | 5,677 |
| Premises and equipment expense | $115,000 | 6,480 |
| Additional noninterest expense | $485,000 | 4,829 |
| Pre-tax net operating income | $489,000 | 4,408 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $145,000 | 3,053 |
| Income before extraordinary items | $344,000 | 4,766 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $344,000 | 4,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 4,084 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $70,000 | 671 |
| Net operating income | $344,000 | 4,709 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,175,000 | 4,103 |
| Total interest expense | $1,162,000 | 3,535 |
| Net interest income | $1,013,000 | 4,578 |
| Provision for loan and lease losses | $141,000 | 2,257 |
| Total noninterest income | $93,000 | 5,583 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $85,000 | 3,772 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $8,000 | 7,392 |
| Total noninterest expense | $603,000 | 5,803 |
| Salaries and employee benefits | $315,000 | 5,951 |
| Premises and equipment expense | $53,000 | 6,667 |
| Additional noninterest expense | $235,000 | 4,878 |
| Pre-tax net operating income | $362,000 | 3,756 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $81,000 | 3,035 |
| Income before extraordinary items | $281,000 | 3,958 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $281,000 | 3,960 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,539 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 784 |
| Net operating income | $281,000 | 3,870 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,340,000 | 4,254 |
| Total interest expense | $4,081,000 | 3,964 |
| Net interest income | $4,259,000 | 4,449 |
| Provision for loan and lease losses | $612,000 | 2,019 |
| Total noninterest income | $288,000 | 6,095 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $257,000 | 4,403 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $31,000 | 7,517 |
| Total noninterest expense | $2,164,000 | 6,004 |
| Salaries and employee benefits | $1,107,000 | 6,211 |
| Premises and equipment expense | $219,000 | 6,538 |
| Additional noninterest expense | $838,000 | 5,196 |
| Pre-tax net operating income | $1,771,000 | 3,577 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $650,000 | 2,401 |
| Income before extraordinary items | $1,121,000 | 4,061 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,121,000 | 4,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $249,000 | 2,546 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $180,000 | 783 |
| Net operating income | $1,121,000 | 4,061 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,122,000 | 4,323 |
| Total interest expense | $2,936,000 | 4,075 |
| Net interest income | $3,186,000 | 4,486 |
| Provision for loan and lease losses | $510,000 | 1,545 |
| Total noninterest income | $205,000 | 6,253 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $184,000 | 4,511 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $21,000 | 7,635 |
| Total noninterest expense | $1,626,000 | 5,974 |
| Salaries and employee benefits | $825,000 | 6,214 |
| Premises and equipment expense | $165,000 | 6,549 |
| Additional noninterest expense | $636,000 | 5,104 |
| Pre-tax net operating income | $1,255,000 | 3,845 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $431,000 | 2,722 |
| Income before extraordinary items | $824,000 | 4,283 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $824,000 | 4,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 2,161 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $144,000 | 674 |
| Net operating income | $824,000 | 4,271 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,920,000 | 4,445 |
| Total interest expense | $1,889,000 | 4,164 |
| Net interest income | $2,031,000 | 4,624 |
| Provision for loan and lease losses | $336,000 | 1,415 |
| Total noninterest income | $137,000 | 6,282 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $123,000 | 4,520 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $14,000 | 7,664 |
| Total noninterest expense | $1,049,000 | 6,115 |
| Salaries and employee benefits | $536,000 | 6,330 |
| Premises and equipment expense | $109,000 | 6,588 |
| Additional noninterest expense | $404,000 | 5,272 |
| Pre-tax net operating income | $783,000 | 4,063 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $271,000 | 2,859 |
| Income before extraordinary items | $512,000 | 4,497 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $512,000 | 4,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 3,861 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $512,000 | 4,496 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,887,000 | 4,566 |
| Total interest expense | $913,000 | 4,229 |
| Net interest income | $974,000 | 4,749 |
| Provision for loan and lease losses | $240,000 | 1,001 |
| Total noninterest income | $63,000 | 6,440 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $57,000 | 4,628 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $6,000 | 7,790 |
| Total noninterest expense | $505,000 | 6,261 |
| Salaries and employee benefits | $270,000 | 6,352 |
| Premises and equipment expense | $53,000 | 6,692 |
| Additional noninterest expense | $182,000 | 5,562 |
| Pre-tax net operating income | $292,000 | 4,712 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $87,000 | 3,460 |
| Income before extraordinary items | $205,000 | 4,998 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $205,000 | 4,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $205,000 | 4,986 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,181,000 | 4,904 |
| Total interest expense | $2,653,000 | 4,661 |
| Net interest income | $3,528,000 | 5,034 |
| Provision for loan and lease losses | $574,000 | 1,696 |
| Total noninterest income | $194,000 | 6,975 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $173,000 | 5,258 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $21,000 | 7,943 |
| Total noninterest expense | $1,791,000 | 6,457 |
| Salaries and employee benefits | $883,000 | 6,714 |
| Premises and equipment expense | $199,000 | 6,748 |
| Additional noninterest expense | $709,000 | 5,599 |
| Pre-tax net operating income | $1,357,000 | 4,515 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $218,000 | 4,201 |
| Income before extraordinary items | $1,139,000 | 4,404 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,139,000 | 4,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $262,000 | 1,847 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 983 |
| Net operating income | $1,139,000 | 4,384 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,327,000 | 5,131 |
| Total interest expense | $1,786,000 | 4,876 |
| Net interest income | $2,541,000 | 5,204 |
| Provision for loan and lease losses | $343,000 | 1,935 |
| Total noninterest income | $136,000 | 7,108 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $122,000 | 5,437 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $14,000 | 8,072 |
| Total noninterest expense | $1,294,000 | 6,553 |
| Salaries and employee benefits | $659,000 | 6,710 |
| Premises and equipment expense | $145,000 | 6,821 |
| Additional noninterest expense | $490,000 | 5,823 |
| Pre-tax net operating income | $1,040,000 | 4,638 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $53,000 | 5,414 |
| Income before extraordinary items | $987,000 | 4,198 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $987,000 | 4,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 911 |
| Net operating income | $987,000 | 4,189 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,672,000 | 5,336 |
| Total interest expense | $1,046,000 | 5,112 |
| Net interest income | $1,626,000 | 5,361 |
| Provision for loan and lease losses | $260,000 | 1,707 |
| Total noninterest income | $89,000 | 7,183 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $81,000 | 5,450 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $8,000 | 8,200 |
| Total noninterest expense | $815,000 | 6,722 |
| Salaries and employee benefits | $415,000 | 6,888 |
| Premises and equipment expense | $97,000 | 6,830 |
| Additional noninterest expense | $303,000 | 6,052 |
| Pre-tax net operating income | $640,000 | 4,834 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-60,000 | 8,595 |
| Income before extraordinary items | $700,000 | 4,071 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $700,000 | 4,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $700,000 | 4,058 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,200,000 | 5,599 |
| Total interest expense | $460,000 | 5,348 |
| Net interest income | $740,000 | 5,629 |
| Provision for loan and lease losses | $110,000 | 1,864 |
| Total noninterest income | $35,000 | 7,491 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $3,000 | 7,527 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $32,000 | 5,945 |
| Total noninterest expense | $367,000 | 7,002 |
| Salaries and employee benefits | $208,000 | 6,893 |
| Premises and equipment expense | $46,000 | 6,927 |
| Additional noninterest expense | $113,000 | 6,790 |
| Pre-tax net operating income | $298,000 | 4,992 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $298,000 | 4,438 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $298,000 | 4,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $298,000 | 4,428 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,423,000 | 7,073 |
| Total interest expense | $869,000 | 6,607 |
| Net interest income | $1,554,000 | 7,224 |
| Provision for loan and lease losses | $391,000 | 2,312 |
| Total noninterest income | $82,000 | 8,124 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $73,000 | 6,700 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $9,000 | 8,436 |
| Total noninterest expense | $1,243,000 | 7,329 |
| Salaries and employee benefits | $612,000 | 7,585 |
| Premises and equipment expense | $179,000 | 6,956 |
| Additional noninterest expense | $452,000 | 6,832 |
| Pre-tax net operating income | $2,000 | 8,235 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $2,000 | 8,273 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,000 | 8,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $40,000 | 820 |
| Net operating income | $2,000 | 8,245 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,455,000 | 7,531 |
| Total interest expense | $499,000 | 7,078 |
| Net interest income | $956,000 | 7,638 |
| Provision for loan and lease losses | $276,000 | 2,340 |
| Total noninterest income | $55,000 | 8,250 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $44,000 | 6,989 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $11,000 | 8,325 |
| Total noninterest expense | $895,000 | 7,409 |
| Salaries and employee benefits | $435,000 | 7,652 |
| Premises and equipment expense | $129,000 | 7,026 |
| Additional noninterest expense | $331,000 | 6,879 |
| Pre-tax net operating income | $-160,000 | 8,468 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-160,000 | 8,499 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-160,000 | 8,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-160,000 | 8,470 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $757,000 | 7,898 |
| Total interest expense | $237,000 | 7,606 |
| Net interest income | $520,000 | 7,948 |
| Provision for loan and lease losses | $186,000 | 2,267 |
| Total noninterest income | $28,000 | 8,417 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,000 | 7,756 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $27,000 | 7,318 |
| Total noninterest expense | $578,000 | 7,474 |
| Salaries and employee benefits | $277,000 | 7,729 |
| Premises and equipment expense | $79,000 | 7,176 |
| Additional noninterest expense | $222,000 | 6,849 |
| Pre-tax net operating income | $-216,000 | 8,562 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $-216,000 | 8,594 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-216,000 | 8,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-216,000 | 8,568 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $277,000 | 8,358 |
| Total interest expense | $59,000 | 8,403 |
| Net interest income | $218,000 | 8,262 |
| Provision for loan and lease losses | $92,000 | 2,170 |
| Total noninterest income | $11,000 | 8,581 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $0 | 7,845 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $11,000 | 7,631 |
| Total noninterest expense | $258,000 | 7,745 |
| Salaries and employee benefits | $123,000 | 7,984 |
| Premises and equipment expense | $33,000 | 7,563 |
| Additional noninterest expense | $102,000 | 7,090 |
| Pre-tax net operating income | $-121,000 | 8,670 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-121,000 | 8,689 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-121,000 | 8,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-121,000 | 8,669 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $119,000 | 8,914 |
| Total interest expense | $19,000 | 8,886 |
| Net interest income | $100,000 | 8,912 |
| Provision for loan and lease losses | $138,000 | 4,402 |
| Total noninterest income | $1,000 | 8,903 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,000 | 7,877 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $0 | 8,822 |
| Total noninterest expense | $565,000 | 8,585 |
| Salaries and employee benefits | $267,000 | 8,681 |
| Premises and equipment expense | $60,000 | 8,483 |
| Additional noninterest expense | $238,000 | 8,065 |
| Pre-tax net operating income | $-602,000 | 8,701 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-602,000 | 8,751 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-602,000 | 8,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $9,708,000 | 115 |
| Net operating income | $-602,000 | 8,729 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.