Home > TierOne Bank > Income and Expense
TierOne Bank, Income and Expense
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $24,311,000 | 328 |
| Total interest expense | $13,034,000 | 177 |
| Net interest income | $11,277,000 | 486 |
| Provision for loan and lease losses | $15,587,000 | 159 |
| Total noninterest income | $8,570,000 | 255 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $8,570,000 | 193 |
| Total noninterest expense | $24,175,000 | 230 |
| Salaries and employee benefits | $8,933,000 | 268 |
| Premises and equipment expense | $2,508,000 | 280 |
| Additional noninterest expense | $12,734,000 | 198 |
| Pre-tax net operating income | $-19,915,000 | 7,889 |
| Securities gains (losses) | $2,000 | 2,064 |
| Applicable income taxes | $-299,000 | 7,627 |
| Income before extraordinary items | $-19,614,000 | 7,884 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-19,614,000 | 7,885 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-19,614,000 | 7,885 |
| Net charge-offs | $15,085,000 | 156 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-19,615,960 | 7,886 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $133,197,000 | 263 |
| Total interest expense | $69,690,000 | 176 |
| Net interest income | $63,507,000 | 345 |
| Provision for loan and lease losses | $211,384,000 | 92 |
| Total noninterest income | $30,835,000 | 289 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $30,835,000 | 213 |
| Total noninterest expense | $114,128,000 | 211 |
| Salaries and employee benefits | $40,836,000 | 229 |
| Premises and equipment expense | $10,434,000 | 264 |
| Additional noninterest expense | $62,858,000 | 188 |
| Pre-tax net operating income | $-231,170,000 | 7,974 |
| Securities gains (losses) | $4,518,000 | 133 |
| Applicable income taxes | $-26,298,000 | 7,937 |
| Income before extraordinary items | $-200,354,000 | 7,965 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-200,354,000 | 7,964 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-200,354,000 | 7,964 |
| Net charge-offs | $195,125,000 | 81 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-204,329,840 | 7,968 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $104,751,000 | 265 |
| Total interest expense | $54,724,000 | 181 |
| Net interest income | $50,027,000 | 339 |
| Provision for loan and lease losses | $171,491,000 | 87 |
| Total noninterest income | $22,435,000 | 300 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $22,435,000 | 223 |
| Total noninterest expense | $81,460,000 | 225 |
| Salaries and employee benefits | $32,920,000 | 218 |
| Premises and equipment expense | $7,748,000 | 277 |
| Additional noninterest expense | $40,792,000 | 207 |
| Pre-tax net operating income | $-180,489,000 | 8,061 |
| Securities gains (losses) | $4,518,000 | 114 |
| Applicable income taxes | $585,000 | 1,269 |
| Income before extraordinary items | $-176,556,000 | 8,055 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-176,556,000 | 8,055 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-176,556,000 | 8,054 |
| Net charge-offs | $161,232,000 | 74 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-181,074,000 | 8,058 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $72,895,000 | 261 |
| Total interest expense | $38,526,000 | 184 |
| Net interest income | $34,369,000 | 337 |
| Provision for loan and lease losses | $51,270,000 | 159 |
| Total noninterest income | $15,337,000 | 287 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $15,337,000 | 219 |
| Total noninterest expense | $47,251,000 | 254 |
| Salaries and employee benefits | $22,173,000 | 222 |
| Premises and equipment expense | $5,218,000 | 278 |
| Additional noninterest expense | $19,860,000 | 264 |
| Pre-tax net operating income | $-48,815,000 | 8,099 |
| Securities gains (losses) | $4,518,000 | 98 |
| Applicable income taxes | $15,000 | 3,839 |
| Income before extraordinary items | $-44,312,000 | 8,103 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-44,312,000 | 8,102 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-44,312,000 | 8,102 |
| Net charge-offs | $51,775,000 | 120 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-48,830,000 | 8,102 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $37,239,000 | 261 |
| Total interest expense | $20,230,000 | 183 |
| Net interest income | $17,009,000 | 337 |
| Provision for loan and lease losses | $12,163,000 | 226 |
| Total noninterest income | $3,629,000 | 479 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $3,629,000 | 325 |
| Total noninterest expense | $22,317,000 | 257 |
| Salaries and employee benefits | $11,170,000 | 219 |
| Premises and equipment expense | $2,659,000 | 277 |
| Additional noninterest expense | $8,488,000 | 257 |
| Pre-tax net operating income | $-13,842,000 | 8,131 |
| Securities gains (losses) | $4,518,000 | 67 |
| Applicable income taxes | $8,000 | 4,098 |
| Income before extraordinary items | $-9,332,000 | 8,119 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-9,332,000 | 8,119 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-9,332,000 | 8,119 |
| Net charge-offs | $16,048,000 | 146 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-13,850,000 | 8,135 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $182,354,000 | 232 |
| Total interest expense | $93,040,000 | 196 |
| Net interest income | $89,314,000 | 280 |
| Provision for loan and lease losses | $84,791,000 | 129 |
| Total noninterest income | $30,133,000 | 260 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $30,133,000 | 183 |
| Total noninterest expense | $128,497,000 | 206 |
| Salaries and employee benefits | $46,404,000 | 212 |
| Premises and equipment expense | $11,150,000 | 254 |
| Additional noninterest expense | $70,943,000 | 175 |
| Pre-tax net operating income | $-93,841,000 | 8,237 |
| Securities gains (losses) | $2,386,000 | 111 |
| Applicable income taxes | $-16,698,000 | 8,215 |
| Income before extraordinary items | $-74,757,000 | 8,213 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-74,757,000 | 8,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,235,000 | 88 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-76,713,520 | 8,223 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $141,380,000 | 238 |
| Total interest expense | $72,157,000 | 205 |
| Net interest income | $69,223,000 | 284 |
| Provision for loan and lease losses | $74,243,000 | 111 |
| Total noninterest income | $24,223,000 | 261 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $24,223,000 | 188 |
| Total noninterest expense | $108,308,000 | 174 |
| Salaries and employee benefits | $36,816,000 | 207 |
| Premises and equipment expense | $8,698,000 | 247 |
| Additional noninterest expense | $62,794,000 | 144 |
| Pre-tax net operating income | $-89,105,000 | 8,348 |
| Securities gains (losses) | $658,000 | 257 |
| Applicable income taxes | $-17,138,000 | 8,331 |
| Income before extraordinary items | $-71,309,000 | 8,334 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-71,309,000 | 8,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,943,000 | 83 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-71,841,980 | 8,338 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $97,450,000 | 237 |
| Total interest expense | $50,661,000 | 207 |
| Net interest income | $46,789,000 | 280 |
| Provision for loan and lease losses | $68,123,000 | 92 |
| Total noninterest income | $14,969,000 | 287 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $14,969,000 | 205 |
| Total noninterest expense | $86,707,000 | 156 |
| Salaries and employee benefits | $25,149,000 | 203 |
| Premises and equipment expense | $5,852,000 | 244 |
| Additional noninterest expense | $55,706,000 | 113 |
| Pre-tax net operating income | $-93,072,000 | 8,429 |
| Securities gains (losses) | $790,000 | 210 |
| Applicable income taxes | $-18,503,000 | 8,414 |
| Income before extraordinary items | $-73,779,000 | 8,421 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-73,779,000 | 8,420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,949,000 | 70 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-74,411,000 | 8,420 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $51,383,000 | 236 |
| Total interest expense | $27,898,000 | 204 |
| Net interest income | $23,485,000 | 272 |
| Provision for loan and lease losses | $40,429,000 | 78 |
| Total noninterest income | $7,606,000 | 288 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $7,606,000 | 206 |
| Total noninterest expense | $64,676,000 | 110 |
| Salaries and employee benefits | $13,415,000 | 197 |
| Premises and equipment expense | $2,919,000 | 247 |
| Additional noninterest expense | $48,342,000 | 80 |
| Pre-tax net operating income | $-74,014,000 | 8,484 |
| Securities gains (losses) | $1,254,000 | 125 |
| Applicable income taxes | $-11,435,000 | 8,472 |
| Income before extraordinary items | $-61,325,000 | 8,477 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-61,325,000 | 8,476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,586,000 | 71 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-62,378,360 | 8,477 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $234,692,000 | 217 |
| Total interest expense | $115,512,000 | 208 |
| Net interest income | $119,180,000 | 214 |
| Provision for loan and lease losses | $65,383,000 | 83 |
| Total noninterest income | $28,473,000 | 288 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $28,473,000 | 202 |
| Total noninterest expense | $96,996,000 | 229 |
| Salaries and employee benefits | $53,550,000 | 191 |
| Premises and equipment expense | $11,293,000 | 239 |
| Additional noninterest expense | $32,153,000 | 241 |
| Pre-tax net operating income | $-14,726,000 | 8,496 |
| Securities gains (losses) | $2,656,000 | 92 |
| Applicable income taxes | $-3,120,000 | 8,477 |
| Income before extraordinary items | $-8,950,000 | 8,484 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-8,950,000 | 8,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,516,000 | 92 |
| Cash dividends | $33,900,000 | 176 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-10,915,440 | 8,486 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $178,634,000 | 212 |
| Total interest expense | $85,172,000 | 209 |
| Net interest income | $93,462,000 | 206 |
| Provision for loan and lease losses | $29,185,000 | 81 |
| Total noninterest income | $19,806,000 | 313 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $19,806,000 | 215 |
| Total noninterest expense | $70,590,000 | 228 |
| Salaries and employee benefits | $40,238,000 | 189 |
| Premises and equipment expense | $8,536,000 | 235 |
| Additional noninterest expense | $21,816,000 | 249 |
| Pre-tax net operating income | $13,493,000 | 542 |
| Securities gains (losses) | $1,937,000 | 101 |
| Applicable income taxes | $6,783,000 | 386 |
| Income before extraordinary items | $8,647,000 | 613 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $8,647,000 | 611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,606,000 | 261 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $7,407,320 | 702 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $118,514,000 | 227 |
| Total interest expense | $55,207,000 | 227 |
| Net interest income | $63,307,000 | 219 |
| Provision for loan and lease losses | $11,701,000 | 99 |
| Total noninterest income | $12,710,000 | 342 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $12,710,000 | 237 |
| Total noninterest expense | $43,346,000 | 247 |
| Salaries and employee benefits | $26,884,000 | 197 |
| Premises and equipment expense | $5,690,000 | 247 |
| Additional noninterest expense | $10,772,000 | 323 |
| Pre-tax net operating income | $20,970,000 | 309 |
| Securities gains (losses) | $1,562,000 | 92 |
| Applicable income taxes | $8,922,000 | 252 |
| Income before extraordinary items | $13,610,000 | 329 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $13,610,000 | 328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,617,000 | 318 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $12,610,320 | 341 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $58,809,000 | 229 |
| Total interest expense | $26,924,000 | 229 |
| Net interest income | $31,885,000 | 214 |
| Provision for loan and lease losses | $1,468,000 | 221 |
| Total noninterest income | $6,334,000 | 331 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $6,334,000 | 234 |
| Total noninterest expense | $21,477,000 | 246 |
| Salaries and employee benefits | $13,381,000 | 199 |
| Premises and equipment expense | $2,858,000 | 248 |
| Additional noninterest expense | $5,238,000 | 323 |
| Pre-tax net operating income | $15,274,000 | 227 |
| Securities gains (losses) | $628,000 | 96 |
| Applicable income taxes | $6,128,000 | 199 |
| Income before extraordinary items | $9,774,000 | 239 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $9,774,000 | 237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $691,000 | 323 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $9,372,080 | 253 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $224,459,000 | 220 |
| Total interest expense | $95,926,000 | 224 |
| Net interest income | $128,533,000 | 212 |
| Provision for loan and lease losses | $6,053,000 | 206 |
| Total noninterest income | $27,197,000 | 297 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $27,197,000 | 214 |
| Total noninterest expense | $82,210,000 | 247 |
| Salaries and employee benefits | $50,023,000 | 198 |
| Premises and equipment expense | $10,321,000 | 253 |
| Additional noninterest expense | $21,866,000 | 303 |
| Pre-tax net operating income | $67,467,000 | 214 |
| Securities gains (losses) | $2,104,000 | 107 |
| Applicable income taxes | $26,822,000 | 184 |
| Income before extraordinary items | $42,749,000 | 224 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $42,749,000 | 223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,794,000 | 233 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $41,402,440 | 230 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $165,395,000 | 231 |
| Total interest expense | $68,800,000 | 235 |
| Net interest income | $96,595,000 | 222 |
| Provision for loan and lease losses | $4,290,000 | 210 |
| Total noninterest income | $19,213,000 | 326 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $19,213,000 | 236 |
| Total noninterest expense | $61,823,000 | 257 |
| Salaries and employee benefits | $37,189,000 | 213 |
| Premises and equipment expense | $7,789,000 | 263 |
| Additional noninterest expense | $16,845,000 | 303 |
| Pre-tax net operating income | $49,695,000 | 234 |
| Securities gains (losses) | $1,586,000 | 110 |
| Applicable income taxes | $19,793,000 | 206 |
| Income before extraordinary items | $31,488,000 | 246 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $31,488,000 | 246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,801,000 | 220 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $30,472,960 | 251 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $105,239,000 | 238 |
| Total interest expense | $43,494,000 | 243 |
| Net interest income | $61,745,000 | 235 |
| Provision for loan and lease losses | $3,142,000 | 197 |
| Total noninterest income | $12,647,000 | 335 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $12,647,000 | 243 |
| Total noninterest expense | $40,570,000 | 261 |
| Salaries and employee benefits | $24,418,000 | 219 |
| Premises and equipment expense | $5,113,000 | 266 |
| Additional noninterest expense | $11,039,000 | 312 |
| Pre-tax net operating income | $30,680,000 | 246 |
| Securities gains (losses) | $1,191,000 | 98 |
| Applicable income taxes | $12,280,000 | 226 |
| Income before extraordinary items | $19,591,000 | 257 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $19,591,000 | 257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,853,000 | 227 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $18,828,760 | 272 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $50,172,000 | 240 |
| Total interest expense | $20,570,000 | 240 |
| Net interest income | $29,602,000 | 241 |
| Provision for loan and lease losses | $1,331,000 | 210 |
| Total noninterest income | $6,140,000 | 334 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $6,140,000 | 252 |
| Total noninterest expense | $19,527,000 | 275 |
| Salaries and employee benefits | $11,984,000 | 220 |
| Premises and equipment expense | $2,597,000 | 267 |
| Additional noninterest expense | $4,946,000 | 340 |
| Pre-tax net operating income | $14,884,000 | 251 |
| Securities gains (losses) | $566,000 | 101 |
| Applicable income taxes | $5,919,000 | 224 |
| Income before extraordinary items | $9,531,000 | 264 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $9,531,000 | 263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $422,000 | 368 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $9,168,760 | 269 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $177,238,000 | 234 |
| Total interest expense | $70,761,000 | 218 |
| Net interest income | $106,477,000 | 247 |
| Provision for loan and lease losses | $6,436,000 | 194 |
| Total noninterest income | $25,213,000 | 332 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $25,213,000 | 246 |
| Total noninterest expense | $72,655,000 | 281 |
| Salaries and employee benefits | $42,631,000 | 230 |
| Premises and equipment expense | $9,630,000 | 273 |
| Additional noninterest expense | $20,394,000 | 333 |
| Pre-tax net operating income | $52,599,000 | 268 |
| Securities gains (losses) | $1,942,000 | 141 |
| Applicable income taxes | $20,640,000 | 232 |
| Income before extraordinary items | $33,901,000 | 281 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $33,901,000 | 282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,397,000 | 335 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $32,658,120 | 287 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $128,353,000 | 232 |
| Total interest expense | $50,488,000 | 219 |
| Net interest income | $77,865,000 | 247 |
| Provision for loan and lease losses | $4,402,000 | 210 |
| Total noninterest income | $17,804,000 | 351 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $17,804,000 | 268 |
| Total noninterest expense | $53,812,000 | 283 |
| Salaries and employee benefits | $31,584,000 | 232 |
| Premises and equipment expense | $7,151,000 | 279 |
| Additional noninterest expense | $15,077,000 | 327 |
| Pre-tax net operating income | $37,455,000 | 279 |
| Securities gains (losses) | $1,538,000 | 143 |
| Applicable income taxes | $14,810,000 | 252 |
| Income before extraordinary items | $24,183,000 | 297 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $24,183,000 | 298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,786,000 | 312 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $23,198,680 | 300 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $82,160,000 | 234 |
| Total interest expense | $31,409,000 | 215 |
| Net interest income | $50,751,000 | 252 |
| Provision for loan and lease losses | $2,711,000 | 212 |
| Total noninterest income | $11,619,000 | 351 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $11,619,000 | 267 |
| Total noninterest expense | $35,784,000 | 277 |
| Salaries and employee benefits | $20,909,000 | 229 |
| Premises and equipment expense | $4,704,000 | 275 |
| Additional noninterest expense | $10,171,000 | 321 |
| Pre-tax net operating income | $23,875,000 | 281 |
| Securities gains (losses) | $985,000 | 155 |
| Applicable income taxes | $9,502,000 | 250 |
| Income before extraordinary items | $15,358,000 | 300 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $15,358,000 | 300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,195,000 | 316 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $14,727,600 | 306 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $39,470,000 | 240 |
| Total interest expense | $14,794,000 | 218 |
| Net interest income | $24,676,000 | 260 |
| Provision for loan and lease losses | $788,000 | 314 |
| Total noninterest income | $5,621,000 | 352 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $5,621,000 | 268 |
| Total noninterest expense | $18,044,000 | 278 |
| Salaries and employee benefits | $10,488,000 | 235 |
| Premises and equipment expense | $2,486,000 | 260 |
| Additional noninterest expense | $5,070,000 | 324 |
| Pre-tax net operating income | $11,465,000 | 283 |
| Securities gains (losses) | $484,000 | 145 |
| Applicable income taxes | $4,495,000 | 257 |
| Income before extraordinary items | $7,454,000 | 296 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $7,454,000 | 296 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $367,000 | 444 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $7,144,240 | 304 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $124,669,000 | 275 |
| Total interest expense | $47,122,000 | 223 |
| Net interest income | $77,547,000 | 301 |
| Provision for loan and lease losses | $4,887,000 | 254 |
| Total noninterest income | $21,975,000 | 365 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $21,975,000 | 274 |
| Total noninterest expense | $58,256,000 | 327 |
| Salaries and employee benefits | $35,261,000 | 271 |
| Premises and equipment expense | $7,995,000 | 301 |
| Additional noninterest expense | $15,000,000 | 396 |
| Pre-tax net operating income | $36,379,000 | 325 |
| Securities gains (losses) | $2,040,000 | 181 |
| Applicable income taxes | $14,390,000 | 292 |
| Income before extraordinary items | $24,029,000 | 343 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $24,029,000 | 342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,863,000 | 484 |
| Cash dividends | $92,300,000 | 90 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $22,723,400 | 340 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $86,910,000 | 291 |
| Total interest expense | $33,047,000 | 231 |
| Net interest income | $53,863,000 | 316 |
| Provision for loan and lease losses | $2,961,000 | 317 |
| Total noninterest income | $15,596,000 | 388 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $15,596,000 | 289 |
| Total noninterest expense | $40,530,000 | 342 |
| Salaries and employee benefits | $25,045,000 | 284 |
| Premises and equipment expense | $5,636,000 | 316 |
| Additional noninterest expense | $9,849,000 | 438 |
| Pre-tax net operating income | $25,968,000 | 331 |
| Securities gains (losses) | $1,740,000 | 180 |
| Applicable income taxes | $10,397,000 | 302 |
| Income before extraordinary items | $17,311,000 | 353 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $17,311,000 | 352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,166,000 | 514 |
| Cash dividends | $92,300,000 | 73 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $16,197,400 | 351 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $55,892,000 | 290 |
| Total interest expense | $21,127,000 | 230 |
| Net interest income | $34,765,000 | 322 |
| Provision for loan and lease losses | $2,039,000 | 311 |
| Total noninterest income | $10,592,000 | 382 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $10,592,000 | 286 |
| Total noninterest expense | $25,966,000 | 354 |
| Salaries and employee benefits | $15,937,000 | 292 |
| Premises and equipment expense | $3,577,000 | 330 |
| Additional noninterest expense | $6,452,000 | 440 |
| Pre-tax net operating income | $17,352,000 | 327 |
| Securities gains (losses) | $1,332,000 | 180 |
| Applicable income taxes | $7,030,000 | 301 |
| Income before extraordinary items | $11,654,000 | 346 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $11,654,000 | 345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $739,000 | 539 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $10,801,520 | 349 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $28,002,000 | 299 |
| Total interest expense | $10,454,000 | 240 |
| Net interest income | $17,548,000 | 324 |
| Provision for loan and lease losses | $934,000 | 326 |
| Total noninterest income | $5,224,000 | 371 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $5,224,000 | 275 |
| Total noninterest expense | $12,578,000 | 370 |
| Salaries and employee benefits | $7,972,000 | 296 |
| Premises and equipment expense | $1,797,000 | 336 |
| Additional noninterest expense | $2,809,000 | 481 |
| Pre-tax net operating income | $9,260,000 | 314 |
| Securities gains (losses) | $316,000 | 364 |
| Applicable income taxes | $3,593,000 | 292 |
| Income before extraordinary items | $5,983,000 | 338 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $5,983,000 | 339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $434,000 | 468 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $5,780,760 | 328 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $109,545,000 | 302 |
| Total interest expense | $41,887,000 | 252 |
| Net interest income | $67,658,000 | 328 |
| Provision for loan and lease losses | $4,270,000 | 363 |
| Total noninterest income | $13,686,000 | 522 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $13,686,000 | 364 |
| Total noninterest expense | $47,642,000 | 392 |
| Salaries and employee benefits | $28,848,000 | 318 |
| Premises and equipment expense | $6,564,000 | 371 |
| Additional noninterest expense | $12,230,000 | 474 |
| Pre-tax net operating income | $29,432,000 | 359 |
| Securities gains (losses) | $7,691,000 | 132 |
| Applicable income taxes | $13,826,000 | 293 |
| Income before extraordinary items | $23,297,000 | 337 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $23,297,000 | 338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,792,000 | 600 |
| Cash dividends | $22,000,000 | 223 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $18,374,760 | 385 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $82,731,000 | 315 |
| Total interest expense | $31,641,000 | 259 |
| Net interest income | $51,090,000 | 333 |
| Provision for loan and lease losses | $2,793,000 | 415 |
| Total noninterest income | $7,904,000 | 652 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,904,000 | 448 |
| Total noninterest expense | $35,303,000 | 400 |
| Salaries and employee benefits | $21,205,000 | 332 |
| Premises and equipment expense | $4,915,000 | 380 |
| Additional noninterest expense | $9,183,000 | 478 |
| Pre-tax net operating income | $20,898,000 | 381 |
| Securities gains (losses) | $7,226,000 | 132 |
| Applicable income taxes | $10,403,000 | 304 |
| Income before extraordinary items | $17,721,000 | 351 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $17,721,000 | 352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,115,000 | 641 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $13,096,360 | 406 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $55,963,000 | 314 |
| Total interest expense | $21,301,000 | 262 |
| Net interest income | $34,662,000 | 330 |
| Provision for loan and lease losses | $1,687,000 | 439 |
| Total noninterest income | $3,599,000 | 859 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $3,599,000 | 591 |
| Total noninterest expense | $22,866,000 | 414 |
| Salaries and employee benefits | $13,710,000 | 340 |
| Premises and equipment expense | $3,217,000 | 389 |
| Additional noninterest expense | $5,939,000 | 495 |
| Pre-tax net operating income | $13,708,000 | 385 |
| Securities gains (losses) | $4,608,000 | 147 |
| Applicable income taxes | $6,714,000 | 317 |
| Income before extraordinary items | $11,602,000 | 359 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $11,602,000 | 360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $469,000 | 881 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $8,652,880 | 410 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $27,732,000 | 322 |
| Total interest expense | $10,596,000 | 275 |
| Net interest income | $17,136,000 | 337 |
| Provision for loan and lease losses | $1,172,000 | 345 |
| Total noninterest income | $1,986,000 | 774 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,986,000 | 542 |
| Total noninterest expense | $11,120,000 | 420 |
| Salaries and employee benefits | $6,464,000 | 357 |
| Premises and equipment expense | $1,661,000 | 380 |
| Additional noninterest expense | $2,995,000 | 487 |
| Pre-tax net operating income | $6,830,000 | 381 |
| Securities gains (losses) | $1,955,000 | 149 |
| Applicable income taxes | $3,208,000 | 327 |
| Income before extraordinary items | $5,577,000 | 356 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,577,000 | 357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $296,000 | 711 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $4,325,800 | 405 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $104,196,000 | 352 |
| Total interest expense | $44,582,000 | 306 |
| Net interest income | $59,614,000 | 377 |
| Provision for loan and lease losses | $4,695,000 | 407 |
| Total noninterest income | $9,628,000 | 648 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $9,628,000 | 446 |
| Total noninterest expense | $40,501,000 | 442 |
| Salaries and employee benefits | $22,980,000 | 375 |
| Premises and equipment expense | $6,004,000 | 406 |
| Additional noninterest expense | $11,517,000 | 501 |
| Pre-tax net operating income | $24,046,000 | 404 |
| Securities gains (losses) | $4,089,000 | 179 |
| Applicable income taxes | $10,151,000 | 354 |
| Income before extraordinary items | $17,984,000 | 398 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $17,984,000 | 399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,050,000 | 929 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $117,121,000 | 9 |
| Net operating income | $15,367,040 | 428 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $104,359,000 | 380 |
| Total interest expense | $57,185,000 | 344 |
| Net interest income | $47,174,000 | 419 |
| Provision for loan and lease losses | $3,998,000 | 419 |
| Total noninterest income | $9,815,000 | 609 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $9,815,000 | 419 |
| Total noninterest expense | $34,779,000 | 489 |
| Salaries and employee benefits | $20,014,000 | 405 |
| Premises and equipment expense | $5,813,000 | 403 |
| Additional noninterest expense | $8,952,000 | 623 |
| Pre-tax net operating income | $18,212,000 | 467 |
| Securities gains (losses) | $2,091,000 | 237 |
| Applicable income taxes | $7,261,000 | 420 |
| Income before extraordinary items | $13,042,000 | 462 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $13,042,000 | 462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $482,000 | 1,600 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $11,703,760 | 488 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $102,653,000 | 405 |
| Total interest expense | $65,540,000 | 348 |
| Net interest income | $37,113,000 | 514 |
| Provision for loan and lease losses | $1,274,000 | 869 |
| Total noninterest income | $6,779,000 | 741 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $6,779,000 | 524 |
| Total noninterest expense | $29,354,000 | 549 |
| Salaries and employee benefits | $16,801,000 | 454 |
| Premises and equipment expense | $5,265,000 | 434 |
| Additional noninterest expense | $7,288,000 | 723 |
| Pre-tax net operating income | $13,264,000 | 613 |
| Securities gains (losses) | $836,000 | 177 |
| Applicable income taxes | $5,074,000 | 546 |
| Income before extraordinary items | $9,026,000 | 623 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $9,026,000 | 623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $187,000 | 2,496 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $8,490,960 | 648 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $84,262,000 | 459 |
| Total interest expense | $49,647,000 | 388 |
| Net interest income | $34,615,000 | 560 |
| Provision for loan and lease losses | $1,131,000 | 884 |
| Total noninterest income | $5,399,000 | 887 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $5,399,000 | 618 |
| Total noninterest expense | $25,426,000 | 632 |
| Salaries and employee benefits | $14,445,000 | 520 |
| Premises and equipment expense | $4,597,000 | 490 |
| Additional noninterest expense | $6,384,000 | 812 |
| Pre-tax net operating income | $13,457,000 | 647 |
| Securities gains (losses) | $1,029,000 | 213 |
| Applicable income taxes | $5,293,000 | 577 |
| Income before extraordinary items | $9,193,000 | 663 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $9,193,000 | 664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 3,486 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $8,534,440 | 685 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $87,832,000 | 445 |
| Total interest expense | $53,432,000 | 370 |
| Net interest income | $34,400,000 | 542 |
| Provision for loan and lease losses | $884,000 | 1,088 |
| Total noninterest income | $4,829,000 | 959 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $4,829,000 | 655 |
| Total noninterest expense | $25,834,000 | 601 |
| Salaries and employee benefits | $13,189,000 | 551 |
| Premises and equipment expense | $4,609,000 | 478 |
| Additional noninterest expense | $8,036,000 | 686 |
| Pre-tax net operating income | $12,511,000 | 653 |
| Securities gains (losses) | $1,783,000 | 254 |
| Applicable income taxes | $5,236,000 | 557 |
| Income before extraordinary items | $9,058,000 | 637 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $9,058,000 | 636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 2,822 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $7,916,880 | 693 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $79,357,000 | 479 |
| Total interest expense | $47,647,000 | 406 |
| Net interest income | $31,710,000 | 588 |
| Provision for loan and lease losses | $1,186,000 | 865 |
| Total noninterest income | $3,861,000 | 1,098 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $3,861,000 | 724 |
| Total noninterest expense | $21,904,000 | 691 |
| Salaries and employee benefits | $12,166,000 | 567 |
| Premises and equipment expense | $4,688,000 | 464 |
| Additional noninterest expense | $5,050,000 | 956 |
| Pre-tax net operating income | $12,481,000 | 670 |
| Securities gains (losses) | $527,000 | 414 |
| Applicable income taxes | $4,842,000 | 617 |
| Income before extraordinary items | $8,166,000 | 698 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $8,166,000 | 699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-45,000 | 10,497 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $7,828,720 | 710 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $67,149,000 | 587 |
| Total interest expense | $41,924,000 | 478 |
| Net interest income | $25,225,000 | 755 |
| Provision for loan and lease losses | $427,000 | 1,982 |
| Total noninterest income | $5,337,000 | 908 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $5,000 | 244 |
| Additional Noninterest Income | $5,332,000 | 620 |
| Total noninterest expense | $26,024,000 | 632 |
| Salaries and employee benefits | $10,677,000 | 658 |
| Premises and equipment expense | $4,638,000 | 493 |
| Additional noninterest expense | $10,709,000 | 637 |
| Pre-tax net operating income | $4,111,000 | 1,746 |
| Securities gains (losses) | $387,000 | 486 |
| Applicable income taxes | $1,095,000 | 2,165 |
| Income before extraordinary items | $3,403,000 | 1,445 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,403,000 | 1,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $225,000 | 2,492 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,108,880 | 1,568 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $64,751,000 | 625 |
| Total interest expense | $42,847,000 | 501 |
| Net interest income | $21,904,000 | 864 |
| Provision for loan and lease losses | $351,000 | 2,059 |
| Total noninterest income | $5,563,000 | 893 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $5,563,000 | 619 |
| Total noninterest expense | $21,507,000 | 744 |
| Salaries and employee benefits | $10,841,000 | 649 |
| Premises and equipment expense | $4,714,000 | 513 |
| Additional noninterest expense | $5,952,000 | 988 |
| Pre-tax net operating income | $5,609,000 | 1,363 |
| Securities gains (losses) | $170,000 | 737 |
| Applicable income taxes | $1,660,000 | 1,503 |
| Income before extraordinary items | $4,119,000 | 1,278 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $4,119,000 | 1,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 3,278 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $3,998,300 | 1,299 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $62,047,000 | 578 |
| Total interest expense | $40,807,000 | 419 |
| Net interest income | $21,240,000 | 878 |
| Provision for loan and lease losses | $-140,000 | 12,243 |
| Total noninterest income | $4,181,000 | 1,044 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-14,000 | 4,825 |
| Additional Noninterest Income | $4,195,000 | 708 |
| Total noninterest expense | $44,953,000 | 430 |
| Salaries and employee benefits | $11,522,000 | 624 |
| Premises and equipment expense | $4,626,000 | 515 |
| Additional noninterest expense | $28,805,000 | 346 |
| Pre-tax net operating income | $-19,392,000 | 12,621 |
| Securities gains (losses) | $-335,000 | 12,146 |
| Applicable income taxes | $1,049,000 | 2,129 |
| Income before extraordinary items | $-20,776,000 | 12,584 |
| Extraordinary gains, net | $63,000 | 147 |
| Net income | $-20,713,000 | 12,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $740,000 | 1,054 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-20,441,000 | 12,587 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $68,580,000 | 529 |
| Total interest expense | $45,220,000 | 384 |
| Net interest income | $23,360,000 | 812 |
| Provision for loan and lease losses | $-2,531,000 | 13,257 |
| Total noninterest income | $1,613,000 | 2,301 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-5,966,000 | 5,151 |
| Additional Noninterest Income | $7,579,000 | 514 |
| Total noninterest expense | $25,575,000 | 697 |
| Salaries and employee benefits | $11,913,000 | 614 |
| Premises and equipment expense | $5,169,000 | 484 |
| Additional noninterest expense | $8,493,000 | 853 |
| Pre-tax net operating income | $1,929,000 | 3,420 |
| Securities gains (losses) | $646,000 | 755 |
| Applicable income taxes | $115,000 | 9,413 |
| Income before extraordinary items | $2,460,000 | 2,037 |
| Extraordinary gains, net | $2,315,000 | 116 |
| Net income | $4,775,000 | 1,119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $338,000 | 2,292 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,839,840 | 2,565 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $81,340,000 | 523 |
| Total interest expense | $53,855,000 | 413 |
| Net interest income | $27,485,000 | 727 |
| Provision for loan and lease losses | $2,230,000 | 1,063 |
| Total noninterest income | $10,954,000 | 562 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $23,000 | 360 |
| Additional Noninterest Income | $10,931,000 | 420 |
| Total noninterest expense | $27,213,000 | 659 |
| Salaries and employee benefits | $12,213,000 | 601 |
| Premises and equipment expense | $5,551,000 | 472 |
| Additional noninterest expense | $9,449,000 | 808 |
| Pre-tax net operating income | $8,996,000 | 722 |
| Securities gains (losses) | $4,396,000 | 235 |
| Applicable income taxes | $1,681,000 | 1,323 |
| Income before extraordinary items | $11,711,000 | 425 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $11,711,000 | 430 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $582,000 | 2,212 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $7,886,480 | 541 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.