Home > Tidelands Bank > Net charge- offs to loans
Tidelands Bank, Net charge- offs to loans
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5236% | 402 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1762% | 699 |
| Percentage Net Loans Charged-off:Construction & development | 0.0092% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0082% | 5,035 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5501% | 245 |
| Percentage Net Loans Charged-off: Home equity loans | 2.7276% | 22 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0761% | 1,259 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.5818% | 112 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7325% | 1,102 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7325% | 1,002 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2584% | 804 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2795% | 392 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0191% | 5,335 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8693% | 143 |
| Percentage Net Loans Charged-off: Home equity loans | 3.9952% | 18 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2021% | 602 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0478% | 1,079 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,488 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,340 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5852% | 414 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4284% | 377 |
| Percentage Net Loans Charged-off:Construction & development | -0.7187% | 5,435 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7382% | 277 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5099% | 379 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3751% | 4,512 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7023% | 244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7410% | 225 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,725 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,585 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3775% | 686 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1845% | 917 |
| Percentage Net Loans Charged-off:Construction & development | -1.8619% | 5,622 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9847% | 187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0762% | 5,775 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4167% | 4,552 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0016% | 5,055 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0298% | 170 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,397 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,255 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3261% | 810 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3586% | 496 |
| Percentage Net Loans Charged-off:Construction & development | -0.0232% | 4,935 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8100% | 230 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0945% | 5,868 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5334% | 4,596 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0025% | 2,348 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0634% | 4,921 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,048 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,908 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0551% | 5,562 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0586% | 5,746 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1722% | 6,055 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8101% | 4,645 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0294% | 5,589 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0173% | 4,481 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,512 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,382 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3737% | 1,154 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2802% | 1,117 |
| Percentage Net Loans Charged-off:Construction & development | 1.0530% | 409 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0905% | 1,599 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1976% | 1,632 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9965% | 217 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0096% | 3,320 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7416% | 465 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7743% | 6,215 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7743% | 6,170 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3871% | 1,031 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2556% | 1,116 |
| Percentage Net Loans Charged-off:Construction & development | 0.6783% | 469 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1320% | 1,220 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2417% | 1,293 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3752% | 167 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0253% | 5,858 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2946% | 325 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0424% | 6,300 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.0424% | 6,262 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5755% | 705 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3302% | 924 |
| Percentage Net Loans Charged-off:Construction & development | 0.7957% | 414 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0789% | 1,200 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4664% | 734 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5197% | 80 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0210% | 5,845 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1200% | 183 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.4797% | 6,401 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.4797% | 6,356 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1853% | 1,612 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1784% | 1,266 |
| Percentage Net Loans Charged-off:Construction & development | 0.6259% | 343 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1593% | 682 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0037% | 2,160 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4669% | 4,829 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1154% | 1,429 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3172% | 807 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1459% | 5,575 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1459% | 5,516 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3362% | 1,996 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2747% | 1,877 |
| Percentage Net Loans Charged-off:Construction & development | -0.0456% | 5,456 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2325% | 1,601 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5172% | 1,094 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3346% | 131 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0313% | 3,557 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1403% | 915 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9564% | 510 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9564% | 460 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1186% | 3,361 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0050% | 4,162 |
| Percentage Net Loans Charged-off:Construction & development | -0.0457% | 5,507 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3517% | 6,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4975% | 1,077 |
| Percentage Net Loans Charged-off: Home equity loans | 3.0760% | 119 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2125% | 6,576 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0808% | 523 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6971% | 1,459 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6971% | 1,347 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3110% | 1,938 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1401% | 2,439 |
| Percentage Net Loans Charged-off:Construction & development | -0.2008% | 5,791 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5289% | 6,680 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2108% | 418 |
| Percentage Net Loans Charged-off: Home equity loans | 4.7260% | 77 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1937% | 1,930 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2833% | 335 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0127% | 1,021 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0127% | 922 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2588% | 1,922 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2491% | 1,593 |
| Percentage Net Loans Charged-off:Construction & development | 0.3923% | 707 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0197% | 1,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4886% | 1,022 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0445% | 317 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3172% | 1,280 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,678 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7921% | 347 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7921% | 317 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8350% | 432 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6393% | 482 |
| Percentage Net Loans Charged-off:Construction & development | 3.5325% | 743 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6654% | 1,264 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3983% | 597 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8292% | 398 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6627% | 882 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2289% | 311 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0360% | 1,391 |
| Percentage Net Loans Charged-off: Loans to individuals | 30.9879% | 22 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 30.9879% | 23 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8212% | 428 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5587% | 507 |
| Percentage Net Loans Charged-off:Construction & development | 4.2325% | 625 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2597% | 1,866 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5233% | 497 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6347% | 464 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3966% | 1,029 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0645% | 356 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9522% | 1,338 |
| Percentage Net Loans Charged-off: Loans to individuals | 41.2000% | 18 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 41.2000% | 18 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9536% | 437 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6124% | 555 |
| Percentage Net Loans Charged-off:Construction & development | 3.2923% | 713 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3964% | 1,414 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7814% | 367 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1735% | 334 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5908% | 778 |
| All other 1-4 family - Percent of loans charged-off, net | 2.7255% | 263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7319% | 1,462 |
| Percentage Net Loans Charged-off: Loans to individuals | 55.0218% | 14 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 55.0218% | 15 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6555% | 582 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7753% | 480 |
| Percentage Net Loans Charged-off:Construction & development | 2.5832% | 659 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2466% | 1,237 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7743% | 205 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.2033% | 202 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0132% | 5,001 |
| All other 1-4 family - Percent of loans charged-off, net | 4.3171% | 135 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2088% | 6,290 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8183% | 6,808 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8183% | 6,754 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8810% | 353 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8509% | 334 |
| Percentage Net Loans Charged-off:Construction & development | 3.9766% | 1,175 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4383% | 852 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4052% | 542 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.8404% | 195 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8124% | 503 |
| All other 1-4 family - Percent of loans charged-off, net | 4.5430% | 167 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7711% | 619 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2159% | 3,914 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2159% | 3,647 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2952% | 255 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.2808% | 246 |
| Percentage Net Loans Charged-off:Construction & development | 4.6388% | 925 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4779% | 741 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.9163% | 409 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.5205% | 136 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3874% | 345 |
| All other 1-4 family - Percent of loans charged-off, net | 5.2600% | 114 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9515% | 530 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2425% | 3,482 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2425% | 3,203 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.6917% | 238 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.6286% | 236 |
| Percentage Net Loans Charged-off:Construction & development | 5.4553% | 762 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8326% | 574 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.8634% | 277 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.4781% | 176 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3794% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 5.2136% | 154 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.1274% | 387 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1937% | 1,259 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1937% | 1,003 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.0442% | 356 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.0716% | 309 |
| Percentage Net Loans Charged-off:Construction & development | 3.2114% | 806 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1350% | 421 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.6041% | 194 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.0168% | 197 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0616% | 538 |
| All other 1-4 family - Percent of loans charged-off, net | 5.0616% | 146 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7763% | 653 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1559% | 1,209 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1559% | 940 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1885% | 496 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.2218% | 442 |
| Percentage Net Loans Charged-off:Construction & development | 5.3368% | 1,176 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6995% | 1,677 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.5552% | 159 |
| Percentage Net Loans Charged-off: Home equity loans | 4.2889% | 201 |
| All other 1-4 family - Percent of loans charged-off, net | 4.6409% | 177 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8626% | 1,733 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.0442% | 203 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5535% | 653 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5077% | 631 |
| Percentage Net Loans Charged-off:Construction & development | 3.7306% | 1,392 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6722% | 1,499 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.6670% | 240 |
| Percentage Net Loans Charged-off: Home equity loans | 2.6065% | 346 |
| All other 1-4 family - Percent of loans charged-off, net | 4.0014% | 233 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1595% | 1,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.9991% | 128 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1009% | 858 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9874% | 855 |
| Percentage Net Loans Charged-off:Construction & development | 3.9384% | 1,185 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5669% | 1,409 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1947% | 523 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7227% | 836 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6434% | 432 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0640% | 1,313 |
| Percentage Net Loans Charged-off: Loans to individuals | 13.0791% | 83 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2559% | 754 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0579% | 729 |
| Percentage Net Loans Charged-off:Construction & development | 4.4043% | 847 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3959% | 1,186 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1842% | 513 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8255% | 606 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5961% | 430 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3962% | 703 |
| Percentage Net Loans Charged-off: Loans to individuals | 14.5576% | 98 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6052% | 868 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4049% | 845 |
| Percentage Net Loans Charged-off:Construction & development | 3.5630% | 1,573 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2079% | 2,417 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.2426% | 348 |
| Percentage Net Loans Charged-off: Home equity loans | 4.9386% | 194 |
| All other 1-4 family - Percent of loans charged-off, net | 2.7431% | 470 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.6569% | 629 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9378% | 540 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1947% | 879 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9077% | 879 |
| Percentage Net Loans Charged-off:Construction & development | 2.9642% | 1,425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2341% | 1,861 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2757% | 451 |
| Percentage Net Loans Charged-off: Home equity loans | 4.1964% | 204 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7148% | 646 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.5393% | 418 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1030% | 493 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4099% | 737 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0666% | 734 |
| Percentage Net Loans Charged-off:Construction & development | 3.6927% | 1,028 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3624% | 1,232 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8840% | 522 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2792% | 318 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7659% | 572 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.3020% | 322 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1572% | 4,606 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9587% | 1,394 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0178% | 1,003 |
| Percentage Net Loans Charged-off:Construction & development | 2.3837% | 883 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4128% | 739 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1686% | 1,942 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2203% | 1,655 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1302% | 2,453 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4003% | 3,162 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2746% | 3,572 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2066% | 2,826 |
| Percentage Net Loans Charged-off:Construction & development | 0.0877% | 2,630 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5424% | 823 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1074% | 2,787 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3027% | 884 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0341% | 3,458 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1638% | 1,642 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0344% | 2,205 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1905% | 3,405 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1133% | 2,806 |
| Percentage Net Loans Charged-off:Construction & development | 0.1159% | 1,942 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2487% | 865 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2358% | 1,137 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7706% | 2,392 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0831% | 4,077 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0771% | 2,615 |
| Percentage Net Loans Charged-off:Construction & development | 0.0867% | 1,496 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1527% | 818 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0076% | 6,785 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2137% | 1,407 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0584% | 3,624 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0640% | 1,971 |
| Percentage Net Loans Charged-off:Construction & development | 0.1465% | 911 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0155% | 6,825 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0990% | 3,955 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1071% | 2,033 |
| Percentage Net Loans Charged-off:Construction & development | 0.1500% | 1,086 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1438% | 1,567 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5475% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,698 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0915% | 3,338 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0991% | 1,504 |
| Percentage Net Loans Charged-off:Construction & development | 0.0991% | 748 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2044% | 896 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8042% | 154 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,220 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1431% | 2,216 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1554% | 900 |
| Percentage Net Loans Charged-off:Construction & development | 0.1535% | 450 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3147% | 558 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2807% | 96 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,675 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1580% | 1,675 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1736% | 629 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6540% | 241 |
| Percentage Net Loans Charged-off: Home equity loans | 2.6912% | 41 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,377 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,719 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,858 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,218 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,361 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,727 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,399 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,618 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,170 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,144 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,710 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,660 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,174 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,973 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,496 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,496 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,086 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,017 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,607 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,097 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,682 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,416 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,896 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |