Home > TIB Bank > Income and Expense

TIB Bank, Income and Expense

2011-03-31 (YTD Data)Rank
Total interest income$15,844,000448
Total interest expense$2,715,000593
Net interest income$13,129,000431
Provision for loan and lease losses$485,0001,452
Total noninterest income$2,545,000609
Gross Fiduciary activities income$45,000783
Service charges on deposit accounts$690,000531
Trading account gains and fees$0158
Additional Noninterest Income$1,810,000550
Total noninterest expense$12,953,000411
Salaries and employee benefits$6,298,000401
Premises and equipment expense$1,771,000382
Additional noninterest expense$4,884,000393
Pre-tax net operating income$2,236,000708
Securities gains (losses)$12,0001,251
Applicable income taxes$802,000531
Income before extraordinary items$1,446,000852
Extraordinary gains, net$09
Net income$1,446,000850
Minority interest net income$086
Net income of bank and minority interests.$1,446,000852
Net charge-offs$10,0004,385
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,438,320837
2010-12-31 (YTD Data)Rank
Total interest income$15,681,0001,934
Total interest expense$2,803,0002,751
Net interest income$12,878,0001,722
Provision for loan and lease losses$402,0004,439
Total noninterest income$2,529,0001,748
Gross Fiduciary activities income$43,000979
Service charges on deposit accounts$756,0001,926
Trading account gains and fees$0175
Additional Noninterest Income$1,730,0001,546
Total noninterest expense$13,558,0001,464
Salaries and employee benefits$6,439,0001,527
Premises and equipment expense$1,766,0001,453
Additional noninterest expense$5,353,0001,352
Pre-tax net operating income$1,447,0002,779
Securities gains (losses)$03,793
Applicable income taxes$495,0001,900
Income before extraordinary items$952,0003,309
Extraordinary gains, net$029
Net income$952,0003,306
Minority interest net income$0111
Net income of bank and minority interests.$952,0003,309
Net charge-offs$06,851
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$952,0003,179
2010-09-30 (YTD Data)Rank
Total interest income$07,760
Total interest expense$07,745
Net interest income$07,753
Provision for loan and lease losses$06,977
Total noninterest income$07,437
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$06,888
Trading account gains and fees$0165
Additional Noninterest Income$07,139
Total noninterest expense$07,758
Salaries and employee benefits$07,743
Premises and equipment expense$07,736
Additional noninterest expense$07,757
Pre-tax net operating income$05,964
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$06,123
Extraordinary gains, net$023
Net income$06,124
Minority interest net income$0110
Net income of bank and minority interests.$06,124
Net charge-offs$06,672
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$05,999
2010-06-30 (YTD Data)Rank
Total interest income$35,275,000434
Total interest expense$12,451,000333
Net interest income$22,824,000471
Provision for loan and lease losses$12,625,000294
Total noninterest income$-662,0007,765
Gross Fiduciary activities income$84,000790
Service charges on deposit accounts$1,512,000502
Trading account gains and fees$0152
Additional Noninterest Income$-2,258,0007,801
Total noninterest expense$29,733,000357
Salaries and employee benefits$12,822,000371
Premises and equipment expense$3,887,000349
Additional noninterest expense$13,024,000313
Pre-tax net operating income$-20,196,0007,756
Securities gains (losses)$2,635,000107
Applicable income taxes$-8,0006,913
Income before extraordinary items$-17,553,0007,745
Extraordinary gains, net$019
Net income$-17,553,0007,745
Minority interest net income$0105
Net income of bank and minority interests.$-17,553,0007,745
Net charge-offs$13,998,000257
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-20,188,0007,752
2010-03-31 (YTD Data)Rank
Total interest income$18,287,000434
Total interest expense$6,436,000344
Net interest income$11,851,000471
Provision for loan and lease losses$4,925,000386
Total noninterest income$1,130,0001,102
Gross Fiduciary activities income$42,000802
Service charges on deposit accounts$790,000480
Trading account gains and fees$0175
Additional Noninterest Income$298,0001,853
Total noninterest expense$13,998,000382
Salaries and employee benefits$6,624,000372
Premises and equipment expense$1,899,000364
Additional noninterest expense$5,475,000346
Pre-tax net operating income$-5,942,0007,792
Securities gains (losses)$1,641,00097
Applicable income taxes$-4,0007,051
Income before extraordinary items$-4,297,0007,767
Extraordinary gains, net$016
Net income$-4,297,0007,768
Minority interest net income$091
Net income of bank and minority interests.$-4,297,0007,768
Net charge-offs$6,179,000286
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-5,938,0007,801
2009-12-31 (YTD Data)Rank
Total interest income$81,127,000412
Total interest expense$34,256,000334
Net interest income$46,871,000454
Provision for loan and lease losses$42,256,000284
Total noninterest income$7,911,000773
Gross Fiduciary activities income$122,000842
Service charges on deposit accounts$3,760,000439
Trading account gains and fees$0211
Additional Noninterest Income$4,029,000839
Total noninterest expense$61,558,000372
Salaries and employee benefits$27,741,000351
Premises and equipment expense$7,425,000366
Additional noninterest expense$26,392,000357
Pre-tax net operating income$-49,032,0007,862
Securities gains (losses)$4,295,000140
Applicable income taxes$13,950,000131
Income before extraordinary items$-58,687,0007,886
Extraordinary gains, net$034
Net income$-58,687,0007,885
Minority interest net income$0115
Net income of bank and minority interests.$-58,687,0007,885
Net charge-offs$36,956,000245
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-62,982,0007,902
2009-09-30 (YTD Data)Rank
Total interest income$62,007,000421
Total interest expense$26,670,000346
Net interest income$35,337,000462
Provision for loan and lease losses$25,828,000335
Total noninterest income$5,986,000760
Gross Fiduciary activities income$80,000849
Service charges on deposit accounts$2,863,000433
Trading account gains and fees$0212
Additional Noninterest Income$3,043,000845
Total noninterest expense$41,762,000406
Salaries and employee benefits$21,077,000353
Premises and equipment expense$5,467,000380
Additional noninterest expense$15,218,000424
Pre-tax net operating income$-26,267,0007,912
Securities gains (losses)$1,818,000232
Applicable income taxes$-9,614,0007,971
Income before extraordinary items$-14,835,0007,855
Extraordinary gains, net$027
Net income$-14,835,0007,854
Minority interest net income$0118
Net income of bank and minority interests.$-14,835,0007,854
Net charge-offs$17,495,000340
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-15,998,5207,861
2009-06-30 (YTD Data)Rank
Total interest income$39,566,000445
Total interest expense$17,363,000370
Net interest income$22,203,000495
Provision for loan and lease losses$10,373,000434
Total noninterest income$3,138,000927
Gross Fiduciary activities income$41,000897
Service charges on deposit accounts$1,913,000430
Trading account gains and fees$0193
Additional Noninterest Income$1,184,0001,274
Total noninterest expense$25,675,000437
Salaries and employee benefits$13,173,000389
Premises and equipment expense$3,271,000437
Additional noninterest expense$9,231,000453
Pre-tax net operating income$-10,707,0007,930
Securities gains (losses)$691,000392
Applicable income taxes$-3,807,0008,004
Income before extraordinary items$-6,209,0007,852
Extraordinary gains, net$021
Net income$-6,209,0007,851
Minority interest net income$0112
Net income of bank and minority interests.$-6,209,0007,851
Net charge-offs$8,609,000415
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-6,651,2407,880
2009-03-31 (YTD Data)Rank
Total interest income$19,706,000451
Total interest expense$9,116,000367
Net interest income$10,590,000505
Provision for loan and lease losses$4,965,000416
Total noninterest income$1,741,000821
Gross Fiduciary activities income$15,000949
Service charges on deposit accounts$840,000481
Trading account gains and fees$0171
Additional Noninterest Income$886,000929
Total noninterest expense$11,902,000436
Salaries and employee benefits$6,739,000375
Premises and equipment expense$1,548,000460
Additional noninterest expense$3,615,000478
Pre-tax net operating income$-4,536,0008,009
Securities gains (losses)$596,000275
Applicable income taxes$-1,486,0008,055
Income before extraordinary items$-2,454,0007,937
Extraordinary gains, net$015
Net income$-2,454,0007,937
Minority interest net income$0102
Net income of bank and minority interests.$-2,454,0007,938
Net charge-offs$3,516,000409
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-2,835,4407,970
2008-12-31 (YTD Data)Rank
Total interest income$83,688,000468
Total interest expense$39,177,000417
Net interest income$44,511,000493
Provision for loan and lease losses$26,566,000300
Total noninterest income$5,322,000996
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$2,485,000697
Trading account gains and fees$0154
Additional Noninterest Income$2,837,0001,012
Total noninterest expense$43,679,000471
Salaries and employee benefits$22,320,000435
Premises and equipment expense$6,059,000447
Additional noninterest expense$15,300,000475
Pre-tax net operating income$-20,412,0008,102
Securities gains (losses)$-5,348,0008,094
Applicable income taxes$-9,855,0008,185
Income before extraordinary items$-15,905,0008,068
Extraordinary gains, net$039
Net income$-15,905,0008,067
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,967,000269
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-12,482,2808,061
2008-09-30 (YTD Data)Rank
Total interest income$63,615,000476
Total interest expense$29,818,000424
Net interest income$33,797,000500
Provision for loan and lease losses$12,912,000339
Total noninterest income$4,485,000952
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,847,000717
Trading account gains and fees$0148
Additional Noninterest Income$2,638,000897
Total noninterest expense$31,582,000482
Salaries and employee benefits$16,788,000447
Premises and equipment expense$4,542,000457
Additional noninterest expense$10,252,000475
Pre-tax net operating income$-6,212,0008,163
Securities gains (losses)$-1,128,0007,956
Applicable income taxes$-2,901,0008,223
Income before extraordinary items$-4,439,0008,102
Extraordinary gains, net$031
Net income$-4,439,0008,101
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,912,000280
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-3,717,0808,117
2008-06-30 (YTD Data)Rank
Total interest income$42,505,000483
Total interest expense$20,297,000434
Net interest income$22,208,000506
Provision for loan and lease losses$8,289,000316
Total noninterest income$3,367,000874
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,208,000716
Trading account gains and fees$0149
Additional Noninterest Income$2,159,000803
Total noninterest expense$21,774,000468
Salaries and employee benefits$11,304,000452
Premises and equipment expense$2,918,000479
Additional noninterest expense$7,552,000440
Pre-tax net operating income$-4,488,0008,280
Securities gains (losses)$-1,002,0008,375
Applicable income taxes$-2,137,0008,336
Income before extraordinary items$-3,353,0008,273
Extraordinary gains, net$021
Net income$-3,353,0008,272
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,606,000245
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-2,711,7208,253
2008-03-31 (YTD Data)Rank
Total interest income$21,857,000482
Total interest expense$10,980,000433
Net interest income$10,877,000506
Provision for loan and lease losses$2,643,000329
Total noninterest income$1,689,000868
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$607,000710
Trading account gains and fees$0158
Additional Noninterest Income$1,082,000808
Total noninterest expense$11,455,000445
Salaries and employee benefits$5,535,000464
Premises and equipment expense$1,388,000500
Additional noninterest expense$4,532,000367
Pre-tax net operating income$-1,532,0008,334
Securities gains (losses)$910,000157
Applicable income taxes$-269,0008,299
Income before extraordinary items$-353,0008,040
Extraordinary gains, net$015
Net income$-353,0008,039
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,764,000323
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-935,4008,281
2007-12-31 (YTD Data)Rank
Total interest income$91,881,000478
Total interest expense$44,785,000458
Net interest income$47,096,000482
Provision for loan and lease losses$9,648,000260
Total noninterest income$7,618,000776
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$2,319,000761
Trading account gains and fees$0178
Additional Noninterest Income$5,299,000650
Total noninterest expense$40,284,000479
Salaries and employee benefits$21,650,000447
Premises and equipment expense$5,957,000452
Additional noninterest expense$12,677,000485
Pre-tax net operating income$4,782,0001,710
Securities gains (losses)$-5,660,0008,494
Applicable income taxes$-503,0008,313
Income before extraordinary items$-375,0007,824
Extraordinary gains, net$039
Net income$-375,0007,823
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,932,000321
Cash dividends$11,340,000380
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,247,4001,897
2007-09-30 (YTD Data)Rank
Total interest income$69,056,000476
Total interest expense$33,401,000465
Net interest income$35,655,000481
Provision for loan and lease losses$3,489,000339
Total noninterest income$5,954,000752
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,682,000775
Trading account gains and fees$0184
Additional Noninterest Income$4,272,000616
Total noninterest expense$29,456,000486
Salaries and employee benefits$16,242,000454
Premises and equipment expense$4,479,000451
Additional noninterest expense$8,735,000502
Pre-tax net operating income$8,664,000797
Securities gains (losses)$01,655
Applicable income taxes$3,133,000677
Income before extraordinary items$5,531,000940
Extraordinary gains, net$033
Net income$5,531,000938
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,125,000384
Cash dividends$3,765,000720
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$5,531,000923
2007-06-30 (YTD Data)Rank
Total interest income$46,586,000483
Total interest expense$22,233,000475
Net interest income$24,353,000484
Provision for loan and lease losses$1,104,000542
Total noninterest income$3,676,000827
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,106,000802
Trading account gains and fees$0168
Additional Noninterest Income$2,570,000684
Total noninterest expense$19,510,000505
Salaries and employee benefits$10,976,000461
Premises and equipment expense$2,983,000461
Additional noninterest expense$5,551,000528
Pre-tax net operating income$7,415,000665
Securities gains (losses)$01,444
Applicable income taxes$2,723,000564
Income before extraordinary items$4,692,000767
Extraordinary gains, net$029
Net income$4,692,000766
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,403,000354
Cash dividends$1,190,0001,356
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$4,692,000759
2007-03-31 (YTD Data)Rank
Total interest income$23,380,000478
Total interest expense$11,199,000466
Net interest income$12,181,000481
Provision for loan and lease losses$472,000552
Total noninterest income$2,005,000753
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$553,000765
Trading account gains and fees$0195
Additional Noninterest Income$1,452,000618
Total noninterest expense$9,885,000494
Salaries and employee benefits$5,504,000458
Premises and equipment expense$1,502,000457
Additional noninterest expense$2,879,000499
Pre-tax net operating income$3,829,000645
Securities gains (losses)$01,187
Applicable income taxes$1,409,000559
Income before extraordinary items$2,420,000747
Extraordinary gains, net$022
Net income$2,420,000746
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,009,000242
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,420,000738
2006-12-31 (YTD Data)Rank
Total interest income$85,234,000489
Total interest expense$35,760,000493
Net interest income$49,474,000464
Provision for loan and lease losses$3,491,000335
Total noninterest income$6,733,000862
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$2,115,000829
Trading account gains and fees$0130
Additional Noninterest Income$4,618,000717
Total noninterest expense$35,533,000519
Salaries and employee benefits$20,205,000469
Premises and equipment expense$4,672,000540
Additional noninterest expense$10,656,000528
Pre-tax net operating income$17,183,000615
Securities gains (losses)$01,687
Applicable income taxes$6,199,000544
Income before extraordinary items$10,984,000684
Extraordinary gains, net$254,00021
Net income$11,238,000672
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,456,000502
Cash dividends$7,630,000492
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$10,984,000673
2006-09-30 (YTD Data)Rank
Total interest income$61,995,000503
Total interest expense$25,069,000513
Net interest income$36,926,000484
Provision for loan and lease losses$2,206,000365
Total noninterest income$4,963,000883
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,516,000875
Trading account gains and fees$0126
Additional Noninterest Income$3,447,000723
Total noninterest expense$26,103,000539
Salaries and employee benefits$14,840,000497
Premises and equipment expense$3,467,000558
Additional noninterest expense$7,796,000545
Pre-tax net operating income$13,580,000610
Securities gains (losses)$01,388
Applicable income taxes$5,078,000539
Income before extraordinary items$8,502,000696
Extraordinary gains, net$182,00020
Net income$8,684,000687
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$961,000481
Cash dividends$1,800,0001,250
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$8,502,000687
2006-06-30 (YTD Data)Rank
Total interest income$39,701,000513
Total interest expense$15,416,000528
Net interest income$24,285,000489
Provision for loan and lease losses$1,536,000336
Total noninterest income$3,219,000892
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$943,000930
Trading account gains and fees$0126
Additional Noninterest Income$2,276,000729
Total noninterest expense$17,208,000553
Salaries and employee benefits$9,857,000505
Premises and equipment expense$2,267,000576
Additional noninterest expense$5,084,000556
Pre-tax net operating income$8,760,000625
Securities gains (losses)$01,185
Applicable income taxes$3,311,000550
Income before extraordinary items$5,449,000722
Extraordinary gains, net$167,00017
Net income$5,616,000702
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$656,000471
Cash dividends$650,0001,982
Sale, conversion, retirement of capital stock, net$0887
Net operating income$5,449,000710
2006-03-31 (YTD Data)Rank
Total interest income$18,879,000524
Total interest expense$6,989,000543
Net interest income$11,890,000492
Provision for loan and lease losses$554,000439
Total noninterest income$1,563,000900
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$458,000925
Trading account gains and fees$0115
Additional Noninterest Income$1,105,000746
Total noninterest expense$8,566,000546
Salaries and employee benefits$4,948,000502
Premises and equipment expense$1,119,000575
Additional noninterest expense$2,499,000556
Pre-tax net operating income$4,333,000622
Securities gains (losses)$0955
Applicable income taxes$1,626,000550
Income before extraordinary items$2,707,000713
Extraordinary gains, net$021
Net income$2,707,000712
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$257,000521
Cash dividends$650,0001,078
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,707,000701
2005-12-31 (YTD Data)Rank
Total interest income$59,434,000575
Total interest expense$18,725,000611
Net interest income$40,709,000549
Provision for loan and lease losses$2,413,000445
Total noninterest income$6,402,000882
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$2,033,000855
Trading account gains and fees$0138
Additional Noninterest Income$4,369,000747
Total noninterest expense$31,384,000567
Salaries and employee benefits$17,724,000524
Premises and equipment expense$4,191,000582
Additional noninterest expense$9,469,000585
Pre-tax net operating income$13,314,000745
Securities gains (losses)$1,0002,117
Applicable income taxes$4,817,000666
Income before extraordinary items$8,498,000851
Extraordinary gains, net$4,632,0006
Net income$13,130,000574
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,110,000623
Cash dividends$2,946,0001,056
Sale, conversion, retirement of capital stock, net$0934
Net operating income$8,497,360839
2005-09-30 (YTD Data)Rank
Total interest income$42,074,000585
Total interest expense$12,556,000646
Net interest income$29,518,000556
Provision for loan and lease losses$1,764,000425
Total noninterest income$9,854,000521
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,516,000861
Trading account gains and fees$0126
Additional Noninterest Income$8,338,000409
Total noninterest expense$27,081,000504
Salaries and employee benefits$13,230,000521
Premises and equipment expense$3,152,000572
Additional noninterest expense$10,699,000425
Pre-tax net operating income$10,527,000703
Securities gains (losses)$1,0002,135
Applicable income taxes$3,766,000649
Income before extraordinary items$6,762,000794
Extraordinary gains, net$035
Net income$6,762,000795
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$854,000551
Cash dividends$2,246,000960
Sale, conversion, retirement of capital stock, net$0769
Net operating income$6,761,360779
2005-06-30 (YTD Data)Rank
Total interest income$26,572,000592
Total interest expense$7,547,000679
Net interest income$19,025,000558
Provision for loan and lease losses$1,316,000381
Total noninterest income$7,015,000495
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$987,000866
Trading account gains and fees$0116
Additional Noninterest Income$6,028,000381
Total noninterest expense$17,976,000504
Salaries and employee benefits$8,622,000526
Premises and equipment expense$2,078,000573
Additional noninterest expense$7,276,000417
Pre-tax net operating income$6,748,000725
Securities gains (losses)$02,146
Applicable income taxes$2,416,000654
Income before extraordinary items$4,332,000818
Extraordinary gains, net$030
Net income$4,332,000818
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$547,000555
Cash dividends$1,561,000903
Sale, conversion, retirement of capital stock, net$0643
Net operating income$4,332,000803
2005-03-31 (YTD Data)Rank
Total interest income$12,346,000613
Total interest expense$3,349,000722
Net interest income$8,997,000587
Provision for loan and lease losses$586,000412
Total noninterest income$3,419,000487
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$512,000796
Trading account gains and fees$0115
Additional Noninterest Income$2,907,000375
Total noninterest expense$8,887,000500
Salaries and employee benefits$4,212,000533
Premises and equipment expense$1,017,000581
Additional noninterest expense$3,658,000401
Pre-tax net operating income$2,943,000807
Securities gains (losses)$01,685
Applicable income taxes$1,038,000744
Income before extraordinary items$1,905,000913
Extraordinary gains, net$024
Net income$1,905,000913
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$289,000527
Cash dividends$919,000727
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,905,000895
2004-12-31 (YTD Data)Rank
Total interest income$40,916,000679
Total interest expense$9,129,000881
Net interest income$31,787,000632
Provision for loan and lease losses$2,455,000456
Total noninterest income$12,063,000539
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$2,195,000795
Trading account gains and fees$0138
Additional Noninterest Income$9,868,000415
Total noninterest expense$31,424,000544
Salaries and employee benefits$14,686,000581
Premises and equipment expense$3,878,000592
Additional noninterest expense$12,860,000446
Pre-tax net operating income$9,971,000891
Securities gains (losses)$106,0001,198
Applicable income taxes$3,502,000791
Income before extraordinary items$6,575,0001,010
Extraordinary gains, net$034
Net income$6,575,0001,011
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,427,000589
Cash dividends$3,708,000819
Sale, conversion, retirement of capital stock, net$0872
Net operating income$6,506,100987
2004-09-30 (YTD Data)Rank
Total interest income$29,565,000703
Total interest expense$6,402,000932
Net interest income$23,163,000639
Provision for loan and lease losses$1,489,000527
Total noninterest income$9,223,000535
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,627,000807
Trading account gains and fees$0134
Additional Noninterest Income$7,596,000411
Total noninterest expense$23,427,000547
Salaries and employee benefits$10,756,000595
Premises and equipment expense$2,811,000623
Additional noninterest expense$9,860,000437
Pre-tax net operating income$7,470,000891
Securities gains (losses)$103,0001,153
Applicable income taxes$2,635,000809
Income before extraordinary items$4,938,0001,015
Extraordinary gains, net$026
Net income$4,938,0001,016
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$616,000807
Cash dividends$1,846,0001,062
Sale, conversion, retirement of capital stock, net$0738
Net operating income$4,871,050982
2004-06-30 (YTD Data)Rank
Total interest income$19,037,000722
Total interest expense$4,057,000967
Net interest income$14,980,000648
Provision for loan and lease losses$1,018,000515
Total noninterest income$6,559,000507
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$1,083,000805
Trading account gains and fees$0130
Additional Noninterest Income$5,476,000393
Total noninterest expense$15,584,000548
Salaries and employee benefits$7,056,000604
Premises and equipment expense$1,841,000630
Additional noninterest expense$6,687,000426
Pre-tax net operating income$4,937,000883
Securities gains (losses)$96,0001,057
Applicable income taxes$1,752,000805
Income before extraordinary items$3,281,0001,001
Extraordinary gains, net$021
Net income$3,281,0001,002
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$427,000790
Cash dividends$846,0001,481
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,218,600981
2004-03-31 (YTD Data)Rank
Total interest income$9,219,000757
Total interest expense$1,995,0001,005
Net interest income$7,224,000679
Provision for loan and lease losses$369,000686
Total noninterest income$3,252,000513
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$543,000779
Trading account gains and fees$0121
Additional Noninterest Income$2,709,000388
Total noninterest expense$7,666,000556
Salaries and employee benefits$3,442,000628
Premises and equipment expense$895,000649
Additional noninterest expense$3,329,000427
Pre-tax net operating income$2,441,000883
Securities gains (losses)$44,0001,269
Applicable income taxes$871,000824
Income before extraordinary items$1,614,0001,014
Extraordinary gains, net$016
Net income$1,614,0001,014
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$238,000712
Cash dividends$376,0001,488
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,585,400973
2003-12-31 (YTD Data)Rank
Total interest income$34,606,000822
Total interest expense$8,249,0001,081
Net interest income$26,357,000716
Provision for loan and lease losses$1,586,000783
Total noninterest income$11,395,000593
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$2,123,000814
Trading account gains and fees$0160
Additional Noninterest Income$9,272,000474
Total noninterest expense$29,122,000582
Salaries and employee benefits$12,878,000660
Premises and equipment expense$3,456,000658
Additional noninterest expense$12,788,000452
Pre-tax net operating income$7,044,0001,190
Securities gains (losses)$289,0001,071
Applicable income taxes$2,554,0001,055
Income before extraordinary items$4,779,0001,333
Extraordinary gains, net$054
Net income$4,779,0001,335
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$643,0001,310
Cash dividends$831,0002,615
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,591,1501,322
2003-09-30 (YTD Data)Rank
Total interest income$25,491,000849
Total interest expense$6,232,0001,126
Net interest income$19,259,000749
Provision for loan and lease losses$1,035,000874
Total noninterest income$8,674,000612
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,546,000837
Trading account gains and fees$0153
Additional Noninterest Income$7,128,000496
Total noninterest expense$22,189,000590
Salaries and employee benefits$9,512,000690
Premises and equipment expense$2,578,000680
Additional noninterest expense$10,099,000451
Pre-tax net operating income$4,709,0001,374
Securities gains (losses)$9,0003,379
Applicable income taxes$1,633,0001,255
Income before extraordinary items$3,085,0001,576
Extraordinary gains, net$040
Net income$3,085,0001,575
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$453,0001,268
Cash dividends$707,0002,159
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,079,1501,506
2003-06-30 (YTD Data)Rank
Total interest income$16,743,000872
Total interest expense$4,227,0001,131
Net interest income$12,516,000773
Provision for loan and lease losses$588,0001,018
Total noninterest income$5,920,000594
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$997,000847
Trading account gains and fees$0150
Additional Noninterest Income$4,923,000473
Total noninterest expense$15,382,000570
Salaries and employee benefits$6,241,000701
Premises and equipment expense$1,698,000689
Additional noninterest expense$7,443,000424
Pre-tax net operating income$2,466,0001,697
Securities gains (losses)$5,0003,210
Applicable income taxes$833,0001,570
Income before extraordinary items$1,638,0001,945
Extraordinary gains, net$030
Net income$1,638,0001,944
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$306,0001,232
Cash dividends$632,0001,824
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,634,7001,836
2003-03-31 (YTD Data)Rank
Total interest income$8,290,000896
Total interest expense$2,059,0001,194
Net interest income$6,231,000776
Provision for loan and lease losses$330,000851
Total noninterest income$3,101,000578
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$493,000837
Trading account gains and fees$0134
Additional Noninterest Income$2,608,000457
Total noninterest expense$6,751,000623
Salaries and employee benefits$3,167,000686
Premises and equipment expense$826,000713
Additional noninterest expense$2,758,000518
Pre-tax net operating income$2,251,000985
Securities gains (losses)$5,0002,406
Applicable income taxes$809,000948
Income before extraordinary items$1,447,0001,152
Extraordinary gains, net$021
Net income$1,447,0001,151
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$234,000851
Cash dividends$632,0001,005
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,443,8001,066
2002-12-31 (YTD Data)Rank
Total interest income$31,287,000968
Total interest expense$8,658,0001,292
Net interest income$22,629,000854
Provision for loan and lease losses$791,0001,650
Total noninterest income$10,016,000628
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,963,000812
Trading account gains and fees$0153
Additional Noninterest Income$8,053,000500
Total noninterest expense$23,422,000692
Salaries and employee benefits$10,602,000765
Premises and equipment expense$2,972,000747
Additional noninterest expense$9,848,000562
Pre-tax net operating income$8,432,000999
Securities gains (losses)$218,0001,105
Applicable income taxes$3,003,000923
Income before extraordinary items$5,647,0001,111
Extraordinary gains, net$070
Net income$5,647,0001,111
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$193,0003,072
Cash dividends$782,0002,693
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,505,3001,093
2001-12-31 (YTD Data)Rank
Total interest income$33,656,0001,012
Total interest expense$14,044,0001,144
Net interest income$19,612,000903
Provision for loan and lease losses$1,005,0001,241
Total noninterest income$9,167,000644
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,966,000749
Trading account gains and fees$0177
Additional Noninterest Income$7,201,000508
Total noninterest expense$20,746,000741
Salaries and employee benefits$8,874,000834
Premises and equipment expense$2,556,000821
Additional noninterest expense$9,316,000607
Pre-tax net operating income$7,028,0001,062
Securities gains (losses)$284,000922
Applicable income taxes$2,539,000965
Income before extraordinary items$4,773,0001,141
Extraordinary gains, net$0105
Net income$4,773,0001,141
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$598,0001,370
Cash dividends$1,924,0001,387
Sale, conversion, retirement of capital stock, net$0922
Net operating income$4,588,4001,137
2000-12-31 (YTD Data)Rank
Total interest income$32,100,0001,089
Total interest expense$14,140,0001,225
Net interest income$17,960,000961
Provision for loan and lease losses$332,0002,660
Total noninterest income$7,542,000700
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$2,054,000655
Trading account gains and fees$0180
Additional Noninterest Income$5,488,000603
Total noninterest expense$17,646,000822
Salaries and employee benefits$7,721,000907
Premises and equipment expense$2,130,000937
Additional noninterest expense$7,795,000685
Pre-tax net operating income$7,524,0001,010
Securities gains (losses)$01,956
Applicable income taxes$2,765,000881
Income before extraordinary items$4,759,0001,116
Extraordinary gains, net$038
Net income$4,759,0001,117
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,0004,432
Cash dividends$4,506,000681
Sale, conversion, retirement of capital stock, net$0969
Net operating income$4,759,0001,118
1999-12-31 (YTD Data)Rank
Total interest income$27,888,0001,165
Total interest expense$11,262,0001,334
Net interest income$16,626,0001,050
Provision for loan and lease losses$540,0001,662
Total noninterest income$6,765,000770
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,951,000678
Trading account gains and fees$0173
Additional Noninterest Income$4,814,000669
Total noninterest expense$16,579,000868
Salaries and employee benefits$7,592,000911
Premises and equipment expense$2,142,000941
Additional noninterest expense$6,845,000782
Pre-tax net operating income$6,272,0001,223
Securities gains (losses)$03,155
Applicable income taxes$2,231,0001,117
Income before extraordinary items$4,041,0001,342
Extraordinary gains, net$035
Net income$4,041,0001,342
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0004,508
Cash dividends$1,465,0001,720
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$4,041,0001,321
1998-12-31 (YTD Data)Rank
Total interest income$23,706,0001,365
Total interest expense$9,915,0001,537
Net interest income$13,791,0001,227
Provision for loan and lease losses$360,0002,235
Total noninterest income$6,331,000792
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$1,732,000716
Trading account gains and fees$0224
Additional Noninterest Income$4,599,000689
Total noninterest expense$14,251,000957
Salaries and employee benefits$7,159,000917
Premises and equipment expense$1,889,0001,020
Additional noninterest expense$5,203,000924
Pre-tax net operating income$5,511,0001,366
Securities gains (losses)$131,0001,127
Applicable income taxes$1,991,0001,275
Income before extraordinary items$3,651,0001,449
Extraordinary gains, net$032
Net income$3,651,0001,447
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0005,129
Cash dividends$2,415,0001,156
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,565,8501,419
1997-12-31 (YTD Data)Rank
Total interest income$20,558,0001,608
Total interest expense$7,876,0001,955
Net interest income$12,682,0001,366
Provision for loan and lease losses$300,0002,568
Total noninterest income$3,556,0001,163
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$1,640,000778
Trading account gains and fees$0239
Additional Noninterest Income$1,916,0001,132
Total noninterest expense$10,727,0001,238
Salaries and employee benefits$6,199,0001,066
Premises and equipment expense$1,818,0001,092
Additional noninterest expense$2,710,0001,586
Pre-tax net operating income$5,211,0001,483
Securities gains (losses)$11,0002,294
Applicable income taxes$1,824,0001,437
Income before extraordinary items$3,398,0001,591
Extraordinary gains, net$044
Net income$3,398,0001,592
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0006,076
Cash dividends$1,766,0001,433
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,390,8501,555
1996-12-31 (YTD Data)Rank
Total interest income$18,502,0001,830
Total interest expense$6,507,0002,372
Net interest income$11,995,0001,487
Provision for loan and lease losses$240,0003,003
Total noninterest income$2,714,0001,460
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$1,247,0001,049
Trading account gains and fees$0262
Additional Noninterest Income$1,467,0001,405
Total noninterest expense$9,559,0001,496
Salaries and employee benefits$5,536,0001,200
Premises and equipment expense$1,692,0001,226
Additional noninterest expense$2,331,0002,145
Pre-tax net operating income$4,910,0001,469
Securities gains (losses)$04,148
Applicable income taxes$1,589,0001,520
Income before extraordinary items$3,321,0001,487
Extraordinary gains, net$053
Net income$3,321,0001,489
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0007,500
Cash dividends$1,853,0001,357
Sale, conversion, retirement of capital stock, net$156,000606
Net operating income$3,321,0001,454
1995-12-31 (YTD Data)Rank
Total interest income$17,533,0001,929
Total interest expense$6,253,0002,460
Net interest income$11,280,0001,588
Provision for loan and lease losses$135,0003,846
Total noninterest income$2,110,0001,755
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$1,005,0001,346
Trading account gains and fees$0522
Additional Noninterest Income$1,105,0001,685
Total noninterest expense$8,915,0001,593
Salaries and employee benefits$4,979,0001,329
Premises and equipment expense$1,610,0001,291
Additional noninterest expense$2,326,0002,124
Pre-tax net operating income$4,340,0001,700
Securities gains (losses)$03,831
Applicable income taxes$1,591,0001,566
Income before extraordinary items$2,749,0001,832
Extraordinary gains, net$065
Net income$2,749,0001,830
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0008,657
Cash dividends$1,058,0001,933
Sale, conversion, retirement of capital stock, net$82,000597
Net operating income$2,749,0001,808
1994-12-31 (YTD Data)Rank
Total interest income$15,257,0002,038
Total interest expense$4,959,0002,479
Net interest income$10,298,0001,758
Provision for loan and lease losses$120,0004,039
Total noninterest income$1,489,0002,313
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$878,0001,540
Trading account gains and fees$0475
Additional Noninterest Income$611,0002,550
Total noninterest expense$7,686,0001,884
Salaries and employee benefits$4,324,0001,549
Premises and equipment expense$1,267,0001,632
Additional noninterest expense$2,095,0002,481
Pre-tax net operating income$3,981,0001,794
Securities gains (losses)$78,000892
Applicable income taxes$1,373,0001,682
Income before extraordinary items$2,686,0001,812
Extraordinary gains, net$0249
Net income$2,686,0001,811
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0008,524
Cash dividends$873,0002,139
Sale, conversion, retirement of capital stock, net$211,000684
Net operating income$2,634,5201,855
1993-12-31 (YTD Data)Rank
Total interest income$14,530,0002,144
Total interest expense$4,871,0002,632
Net interest income$9,659,0001,866
Provision for loan and lease losses$240,0003,470
Total noninterest income$1,366,0002,627
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$742,0001,846
Trading account gains and fees$0532
Additional Noninterest Income$624,0002,805
Total noninterest expense$7,339,0002,010
Salaries and employee benefits$3,932,0001,716
Premises and equipment expense$1,021,0002,009
Additional noninterest expense$2,386,0002,341
Pre-tax net operating income$3,446,0001,977
Securities gains (losses)$5,0006,132
Applicable income taxes$1,130,0002,027
Income before extraordinary items$2,321,0002,154
Extraordinary gains, net$03,149
Net income$2,321,0002,238
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$84,0004,933
Cash dividends$948,0001,864
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,317,6502,029
1992-12-31 (YTD Data)Rank
Total interest income$15,606,0002,262
Total interest expense$6,076,0002,742
Net interest income$9,530,0001,920
Provision for loan and lease losses$966,0001,882
Total noninterest income$1,032,0003,233
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$545,0002,537
Trading account gains and fees$0504
Additional Noninterest Income$487,0003,248
Total noninterest expense$7,015,0002,102
Salaries and employee benefits$3,252,0002,020
Premises and equipment expense$1,018,0002,061
Additional noninterest expense$2,745,0002,147
Pre-tax net operating income$2,581,0002,395
Securities gains (losses)$1,0007,986
Applicable income taxes$839,0002,478
Income before extraordinary items$1,743,0002,642
Extraordinary gains, net$01,422
Net income$1,743,0002,679
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$597,0002,179
Cash dividends$858,0001,785
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,742,3202,442

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.