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TIB Bank, Net charge- offs to loans

2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0039%5,075
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,921
Percentage Net Loans Charged-off:Construction & development0.0000%1,696
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,892
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,128
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net0.0000%2,913
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,380
Percentage Net Loans Charged-off: Loans to individuals0.0920%3,177
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0616%3,074
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%6,850
Percentage Net Loans Charged-off: Total real estate loans0.0000%5,866
Percentage Net Loans Charged-off:Construction & development0.0000%3,381
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,630
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential0.0000%5,031
Percentage Net Loans Charged-off: Home equity loans0.0000%1,940
All other 1-4 family - Percent of loans charged-off, net0.0000%4,844
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,726
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,354
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%6,671
Percentage Net Loans Charged-off: Total real estate loans0.0000%5,558
Percentage Net Loans Charged-off:Construction & development0.0000%3,073
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,182
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.0000%4,641
Percentage Net Loans Charged-off: Home equity loans0.0000%1,705
All other 1-4 family - Percent of loans charged-off, net0.0000%4,440
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,319
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,046
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.4509%712
Percentage Net Loans Charged-off: Total real estate loans2.0080%847
Percentage Net Loans Charged-off:Construction & development6.7675%776
Percentage Net Loans Charged-off: Commercial real estate0.9989%995
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential2.9301%359
Percentage Net Loans Charged-off: Home equity loans1.6442%492
All other 1-4 family - Percent of loans charged-off, net3.0996%351
Percentage Net Loans Charged-off: Commercial and industrial5.7057%494
Percentage Net Loans Charged-off: Loans to individuals7.9282%169
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.6309%363
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.1260%798
Percentage Net Loans Charged-off: Total real estate loans1.7511%851
Percentage Net Loans Charged-off:Construction & development4.8102%805
Percentage Net Loans Charged-off: Commercial real estate0.5428%1,052
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential3.3328%298
Percentage Net Loans Charged-off: Home equity loans2.6135%316
All other 1-4 family - Percent of loans charged-off, net3.4275%307
Percentage Net Loans Charged-off: Commercial and industrial1.7350%1,174
Percentage Net Loans Charged-off: Loans to individuals10.9575%136
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.0233%696
Percentage Net Loans Charged-off: Total real estate loans2.4617%819
Percentage Net Loans Charged-off:Construction & development10.6001%559
Percentage Net Loans Charged-off: Commercial real estate1.2129%952
Percentage Net Loans Charged-off: Multi-family residential2.8351%356
Percentage Net Loans Charged-off: 1-4 family residential1.5593%861
Percentage Net Loans Charged-off: Home equity loans2.1755%466
All other 1-4 family - Percent of loans charged-off, net1.4778%893
Percentage Net Loans Charged-off: Commercial and industrial4.4604%872
Percentage Net Loans Charged-off: Loans to individuals9.7816%162
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%184
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.8986%1,056
Percentage Net Loans Charged-off: Total real estate loans1.1918%1,362
Percentage Net Loans Charged-off:Construction & development5.6094%879
Percentage Net Loans Charged-off: Commercial real estate0.2405%1,843
Percentage Net Loans Charged-off: Multi-family residential0.7241%467
Percentage Net Loans Charged-off: 1-4 family residential1.1290%969
Percentage Net Loans Charged-off: Home equity loans1.0376%693
All other 1-4 family - Percent of loans charged-off, net1.1411%928
Percentage Net Loans Charged-off: Commercial and industrial3.4432%937
Percentage Net Loans Charged-off: Loans to individuals10.1636%142
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%155
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4823%1,277
Percentage Net Loans Charged-off: Total real estate loans0.7384%1,696
Percentage Net Loans Charged-off:Construction & development1.9991%1,431
Percentage Net Loans Charged-off: Commercial real estate0.1455%1,679
Percentage Net Loans Charged-off: Multi-family residential0.9576%319
Percentage Net Loans Charged-off: 1-4 family residential1.3235%773
Percentage Net Loans Charged-off: Home equity loans0.7164%723
All other 1-4 family - Percent of loans charged-off, net1.4105%703
Percentage Net Loans Charged-off: Commercial and industrial2.3902%1,143
Percentage Net Loans Charged-off: Loans to individuals9.9421%140
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2178%1,146
Percentage Net Loans Charged-off: Total real estate loans0.4196%1,768
Percentage Net Loans Charged-off:Construction & development0.3018%1,602
Percentage Net Loans Charged-off: Commercial real estate0.0007%1,393
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential1.3858%564
Percentage Net Loans Charged-off: Home equity loans1.4462%356
All other 1-4 family - Percent of loans charged-off, net1.3773%557
Percentage Net Loans Charged-off: Commercial and industrial1.5459%1,134
Percentage Net Loans Charged-off: Loans to individuals10.1710%125
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6924%655
Percentage Net Loans Charged-off: Total real estate loans0.8210%1,117
Percentage Net Loans Charged-off:Construction & development2.6262%915
Percentage Net Loans Charged-off: Commercial real estate0.1444%1,571
Percentage Net Loans Charged-off: Multi-family residential1.6097%233
Percentage Net Loans Charged-off: 1-4 family residential1.1778%505
Percentage Net Loans Charged-off: Home equity loans2.2539%237
All other 1-4 family - Percent of loans charged-off, net1.0276%581
Percentage Net Loans Charged-off: Commercial and industrial0.6798%2,304
Percentage Net Loans Charged-off: Loans to individuals9.6927%94
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1888%696
Percentage Net Loans Charged-off: Total real estate loans0.1961%2,174
Percentage Net Loans Charged-off:Construction & development0.2227%1,752
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,766
Percentage Net Loans Charged-off: Multi-family residential1.9980%140
Percentage Net Loans Charged-off: 1-4 family residential0.5189%881
Percentage Net Loans Charged-off: Home equity loans1.0101%348
All other 1-4 family - Percent of loans charged-off, net0.4510%923
Percentage Net Loans Charged-off: Commercial and industrial0.3289%2,427
Percentage Net Loans Charged-off: Loans to individuals9.6530%83
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2068%552
Percentage Net Loans Charged-off: Total real estate loans0.1706%1,874
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential3.2212%66
Percentage Net Loans Charged-off: 1-4 family residential0.5047%769
Percentage Net Loans Charged-off: Home equity loans1.1335%272
All other 1-4 family - Percent of loans charged-off, net0.4150%847
Percentage Net Loans Charged-off: Commercial and industrial0.4840%1,654
Percentage Net Loans Charged-off: Loans to individuals9.4296%85
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6569%803
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,687
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,939
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.0000%1,774
Percentage Net Loans Charged-off: Commercial and industrial0.4550%1,226
Percentage Net Loans Charged-off: Loans to individuals5.3972%191
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4687%1,186
Percentage Net Loans Charged-off: Total real estate loans0.2103%1,294
Percentage Net Loans Charged-off:Construction & development0.8091%512
Percentage Net Loans Charged-off: Commercial real estate0.0241%1,446
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.2372%1,113
Percentage Net Loans Charged-off: Home equity loans0.2706%483
All other 1-4 family - Percent of loans charged-off, net0.2323%1,083
Percentage Net Loans Charged-off: Commercial and industrial0.3912%2,148
Percentage Net Loans Charged-off: Loans to individuals2.0312%625
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2704%1,487
Percentage Net Loans Charged-off: Total real estate loans0.0722%1,792
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0326%961
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.2659%742
Percentage Net Loans Charged-off: Home equity loans0.3647%292
All other 1-4 family - Percent of loans charged-off, net0.2517%736
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,276
Percentage Net Loans Charged-off: Loans to individuals1.5337%820
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2679%1,346
Percentage Net Loans Charged-off: Total real estate loans0.0827%1,343
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0496%656
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.2681%646
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.3068%546
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,722
Percentage Net Loans Charged-off: Loans to individuals1.4344%833
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3828%810
Percentage Net Loans Charged-off: Total real estate loans0.1080%845
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.5309%299
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.6084%254
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,846
Percentage Net Loans Charged-off: Loans to individuals2.0808%542
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1477%2,520
Percentage Net Loans Charged-off: Total real estate loans-0.0003%7,485
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential-0.0013%7,694
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net-0.0015%7,695
Percentage Net Loans Charged-off: Commercial and industrial-0.0097%6,920
Percentage Net Loans Charged-off: Loans to individuals1.0440%1,390
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1326%2,223
Percentage Net Loans Charged-off: Total real estate loans-0.0004%7,404
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential-0.0017%7,663
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net-0.0021%7,674
Percentage Net Loans Charged-off: Commercial and industrial-0.0130%6,810
Percentage Net Loans Charged-off: Loans to individuals0.9443%1,416
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1393%1,995
Percentage Net Loans Charged-off: Total real estate loans-0.0003%7,412
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0014%7,682
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net-0.0016%7,698
Percentage Net Loans Charged-off: Commercial and industrial0.0148%2,564
Percentage Net Loans Charged-off: Loans to individuals0.9770%1,301
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1129%1,973
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,638
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial-0.0198%6,757
Percentage Net Loans Charged-off: Loans to individuals0.7975%1,534
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1437%2,971
Percentage Net Loans Charged-off: Total real estate loans-0.0014%7,576
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential-0.0065%7,945
Percentage Net Loans Charged-off: Home equity loans-0.0332%6,035
All other 1-4 family - Percent of loans charged-off, net-0.0019%7,812
Percentage Net Loans Charged-off: Commercial and industrial0.1510%3,036
Percentage Net Loans Charged-off: Loans to individuals0.8602%2,206
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1529%2,419
Percentage Net Loans Charged-off: Total real estate loans-0.0019%7,539
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential-0.0089%7,927
Percentage Net Loans Charged-off: Home equity loans-0.0464%6,008
All other 1-4 family - Percent of loans charged-off, net-0.0026%7,771
Percentage Net Loans Charged-off: Commercial and industrial0.1530%2,508
Percentage Net Loans Charged-off: Loans to individuals0.9119%1,788
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1526%2,246
Percentage Net Loans Charged-off: Total real estate loans-0.0026%7,544
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential-0.0121%7,972
Percentage Net Loans Charged-off: Home equity loans-0.0746%5,967
All other 1-4 family - Percent of loans charged-off, net-0.0020%7,765
Percentage Net Loans Charged-off: Commercial and industrial-0.0198%6,888
Percentage Net Loans Charged-off: Loans to individuals1.0002%1,560
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1681%1,811
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,814
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,974
Percentage Net Loans Charged-off: Loans to individuals1.0742%1,414
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2410%2,345
Percentage Net Loans Charged-off: Total real estate loans-0.0005%7,716
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential-0.0022%7,890
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net-0.0025%7,905
Percentage Net Loans Charged-off: Commercial and industrial0.0884%3,678
Percentage Net Loans Charged-off: Loans to individuals1.5531%1,152
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1425%3,000
Percentage Net Loans Charged-off: Total real estate loans-0.0006%7,654
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential-0.0030%7,891
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net-0.0034%7,910
Percentage Net Loans Charged-off: Commercial and industrial0.0705%3,183
Percentage Net Loans Charged-off: Loans to individuals0.9231%2,056
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1521%2,708
Percentage Net Loans Charged-off: Total real estate loans-0.0005%7,672
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.0023%7,931
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net-0.0026%7,955
Percentage Net Loans Charged-off: Commercial and industrial0.1898%2,247
Percentage Net Loans Charged-off: Loans to individuals0.9186%2,032
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1744%2,128
Percentage Net Loans Charged-off: Total real estate loans-0.0010%7,794
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential-0.0046%8,095
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net-0.0052%8,129
Percentage Net Loans Charged-off: Commercial and industrial0.3569%1,341
Percentage Net Loans Charged-off: Loans to individuals0.9637%1,859
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1324%4,247
Percentage Net Loans Charged-off: Total real estate loans0.0120%3,543
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate-0.0023%8,332
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0555%2,289
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0620%2,117
Percentage Net Loans Charged-off: Commercial and industrial0.3434%3,095
Percentage Net Loans Charged-off: Loans to individuals0.8331%2,872
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1279%3,831
Percentage Net Loans Charged-off: Total real estate loans0.0181%2,804
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate-0.0010%8,351
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0742%1,688
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0825%1,580
Percentage Net Loans Charged-off: Commercial and industrial0.4639%2,299
Percentage Net Loans Charged-off: Loans to individuals0.6828%3,089
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1334%3,486
Percentage Net Loans Charged-off: Total real estate loans0.0284%2,191
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.1090%1,221
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.1209%1,144
Percentage Net Loans Charged-off: Commercial and industrial0.5122%1,920
Percentage Net Loans Charged-off: Loans to individuals0.6977%2,844
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2076%2,291
Percentage Net Loans Charged-off: Total real estate loans0.0571%1,359
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.2128%672
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.2352%625
Percentage Net Loans Charged-off: Commercial and industrial0.9993%1,029
Percentage Net Loans Charged-off: Loans to individuals0.7921%2,395
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0477%6,191
Percentage Net Loans Charged-off: Total real estate loans0.0413%2,737
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0546%1,236
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0156%2,983
Percentage Net Loans Charged-off: Home equity loans0.2016%304
All other 1-4 family - Percent of loans charged-off, net0.0000%3,246
Percentage Net Loans Charged-off: Commercial and industrial0.0291%4,703
Percentage Net Loans Charged-off: Loans to individuals0.2677%5,592
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1721%3,978
Percentage Net Loans Charged-off: Total real estate loans0.1292%1,392
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.1941%740
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0114%2,941
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0119%2,766
Percentage Net Loans Charged-off: Commercial and industrial0.5027%2,679
Percentage Net Loans Charged-off: Loans to individuals0.2028%5,963
Percentage Net Loans Charged-off: Credit card loans0.0000%2,107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0200%6,723
Percentage Net Loans Charged-off: Total real estate loans0.0030%901
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate0.0000%426
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0079%778
Percentage Net Loans Charged-off: Home equity loans0.2368%132
All other 1-4 family - Percent of loans charged-off, net0.0000%864
Percentage Net Loans Charged-off: Commercial and industrial0.0775%891
Percentage Net Loans Charged-off: Loans to individuals0.3430%946
Percentage Net Loans Charged-off: Credit card loans0.5673%884
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%385
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0226%6,943
Percentage Net Loans Charged-off: Total real estate loans0.0247%649
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate0.0000%415
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.0662%411
Percentage Net Loans Charged-off: Home equity loans1.9470%20
All other 1-4 family - Percent of loans charged-off, net0.0000%944
Percentage Net Loans Charged-off: Commercial and industrial0.0347%907
Percentage Net Loans Charged-off: Loans to individuals-0.1300%1,504
Percentage Net Loans Charged-off: Credit card loans0.0000%985
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%415
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0217%7,288
Percentage Net Loans Charged-off: Total real estate loans0.0076%852
Percentage Net Loans Charged-off:Construction & development0.1706%103
Percentage Net Loans Charged-off: Commercial real estate0.0000%457
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0000%939
Percentage Net Loans Charged-off: Home equity loans0.0000%385
All other 1-4 family - Percent of loans charged-off, net0.0000%883
Percentage Net Loans Charged-off: Commercial and industrial0.0596%839
Percentage Net Loans Charged-off: Loans to individuals0.4342%892
Percentage Net Loans Charged-off: Credit card loans0.0000%973
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0158%7,889
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0066%8,532
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0008%8,848
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0017%8,886
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0793%7,563
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5309%4,058
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA