Home > TIB Bank > Assets and Liabilities

TIB Bank, Assets and Liabilities

2011-03-31Rank
# of Employees:383377
Assets and Liabilities
Total Assets:$1,730,150,000397
Cash and due from depository institutions$124,072,000377
Interest-bearing balances$96,365,000406
Securities$411,755,000353
Federal funds sold & reverse repurchase agreements$04,332
Net loans & leases$1,029,500,000417
Loan loss allowance$877,0004,993
Trading account assets$0208
Bank premises and fixed assets$42,340,000223
Other real estate owned$19,504,000377
Goodwill and other intangibles$38,883,000221
All other assets$64,096,000399
Life insurance assets$11,041,000646
Total liabilities and capital$1,730,150,000397
Total liabilities$1,528,914,000403
Total deposits$1,352,921,000404
Interest-bearing deposits$1,126,071,000409
Deposits held in domestic offices$1,352,921,000403
% insured84.19%5,737
Federal funds purchased & repurchase agreements$45,448,000369
Trading liabilities$0108
Other borrowed funds$121,633,000298
Subordinated debt$0214
All other liabilities$8,912,000631
Total equity capital$201,236,000358
Total bank equity capital$201,236,000358
Perpetual preferred stock$0224
Common stock$6,213,000775
Surplus$193,546,000253
Undivided profits$1,477,0005,577
Noncontrolling interests in consolidated subsidiaries$0181
Memoranda
Noncurrent loans and leases$58,183,000314
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$5,0001,142
Income earned, not collected on loans$5,160,000511
Earning assets$1,537,620,000398
Long-term assets (5+ years)$643,791,000216
Average Assets, year-to-date$1,743,739,000388
Average Assets, quarterly$1,743,739,000388
Volatile liabilities$186,740,000364
Insider loans$207,0005,828
FHLB advances$120,189,000249
Loans and leases held for sale$01,676
Unused loan commitments$66,306,0001,021
Tier 1 (core) risk-based capital$139,823,000473
Tier 2 risk-based capital$925,0004,334
Total risk weighted assets$1,057,375,000437
Total unused commitments$66,306,0001,022
Derivatives$01,153
2010-12-31Rank
# of Employees:386371
Assets and Liabilities
Total Assets:$1,757,328,000392
Cash and due from depository institutions$153,794,000371
Interest-bearing balances$131,585,000293
Securities$418,092,000339
Federal funds sold & reverse repurchase agreements$04,270
Net loans & leases$1,004,228,000436
Loan loss allowance$402,0006,327
Trading account assets$0207
Bank premises and fixed assets$42,588,000223
Other real estate owned$25,673,000371
Goodwill and other intangibles$41,240,000210
All other assets$71,713,000371
Life insurance assets$10,946,000640
Total liabilities and capital$1,757,328,000392
Total liabilities$1,559,586,000390
Total deposits$1,371,578,000393
Interest-bearing deposits$1,171,221,000398
Deposits held in domestic offices$1,371,578,000391
% insured85.23%5,470
Federal funds purchased & repurchase agreements$45,430,000385
Trading liabilities$0108
Other borrowed funds$132,844,000294
Subordinated debt$0220
All other liabilities$9,734,000598
Total equity capital$197,742,000361
Total bank equity capital$197,742,000360
Perpetual preferred stock$0224
Common stock$6,213,000776
Surplus$192,885,000256
Undivided profits$-1,356,0006,556
Noncontrolling interests in consolidated subsidiaries$0190
Memoranda
Noncurrent loans and leases$56,337,000332
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$3,0001,211
Income earned, not collected on loans$4,918,000547
Earning assets$1,553,905,000397
Long-term assets (5+ years)$535,594,000266
Average Assets, year-to-date$1,707,571,400397
Average Assets, quarterly$1,745,409,500393
Volatile liabilities$467,167,000295
Insider loans$207,0005,925
FHLB advances$131,116,000250
Loans and leases held for sale$01,952
Unused loan commitments$58,367,0001,108
Tier 1 (core) risk-based capital$135,783,000477
Tier 2 risk-based capital$431,0005,998
Total risk weighted assets$1,043,324,000443
Total unused commitments$58,367,0001,109
Derivatives$01,176
2010-09-30Rank
# of Employees:381374
Assets and Liabilities
Total Assets:$1,742,720,000396
Cash and due from depository institutions$229,665,000374
Interest-bearing balances$210,437,000200
Securities$309,386,000430
Federal funds sold & reverse repurchase agreements$04,450
Net loans & leases$1,000,544,000435
Loan loss allowance$07,690
Trading account assets$0210
Bank premises and fixed assets$50,164,000180
Other real estate owned$30,531,000374
Goodwill and other intangibles$77,136,000158
All other assets$45,294,000526
Life insurance assets$10,842,000638
Total liabilities and capital$1,742,720,000396
Total liabilities$1,541,134,000400
Total deposits$1,341,041,000396
Interest-bearing deposits$1,161,150,000397
Deposits held in domestic offices$1,341,041,000395
% insured87.34%4,434
Federal funds purchased & repurchase agreements$53,245,000343
Trading liabilities$0103
Other borrowed funds$132,643,000315
Subordinated debt$0233
All other liabilities$14,205,000484
Total equity capital$201,586,000352
Total bank equity capital$201,586,000351
Perpetual preferred stock$0229
Common stock$6,213,000781
Surplus$195,373,000249
Undivided profits$06,434
Noncontrolling interests in consolidated subsidiaries$0194
Memoranda
Noncurrent loans and leases$47,363,000398
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$107,000948
Income earned, not collected on loans$5,132,000539
Earning assets$1,520,367,000405
Long-term assets (5+ years)$471,183,000284
Average Assets, year-to-date$1,697,439,500398
Average Assets, quarterly$1,699,625,000397
Volatile liabilities$418,244,000341
Insider loans$807,0004,452
FHLB advances$132,059,000273
Loans and leases held for sale$01,963
Unused loan commitments$57,346,0001,154
Tier 1 (core) risk-based capital$123,711,000504
Tier 2 risk-based capital$85,0007,519
Total risk weighted assets$1,018,133,000453
Total unused commitments$57,346,0001,156
Derivatives$01,218
2010-06-30Rank
# of Employees:373377
Assets and Liabilities
Total Assets:$1,656,530,000410
Cash and due from depository institutions$157,877,000377
Interest-bearing balances$139,278,000282
Securities$282,621,000460
Federal funds sold & reverse repurchase agreements$04,532
Net loans & leases$1,073,962,000411
Loan loss allowance$27,710,000344
Trading account assets$0210
Bank premises and fixed assets$50,757,000175
Other real estate owned$38,699,000377
Goodwill and other intangibles$5,419,000724
All other assets$47,195,000512
Life insurance assets$10,726,000645
Total liabilities and capital$1,656,530,000410
Total liabilities$1,585,936,000388
Total deposits$1,343,543,000395
Interest-bearing deposits$1,163,850,000393
Deposits held in domestic offices$1,343,543,000394
% insured86.65%4,745
Federal funds purchased & repurchase agreements$103,476,000235
Trading liabilities$0104
Other borrowed funds$125,418,000348
Subordinated debt$0241
All other liabilities$13,499,000475
Total equity capital$70,594,000965
Total bank equity capital$70,594,000964
Perpetual preferred stock$0222
Common stock$6,213,000791
Surplus$121,332,000354
Undivided profits$-56,951,0007,755
Noncontrolling interests in consolidated subsidiaries$0198
Memoranda
Noncurrent loans and leases$76,632,000259
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$137,000888
Income earned, not collected on loans$5,104,000526
Earning assets$1,495,861,000409
Long-term assets (5+ years)$489,713,000271
Average Assets, year-to-date$1,682,346,000403
Average Assets, quarterly$1,672,156,000407
Volatile liabilities$454,160,000315
Insider loans$809,0004,502
FHLB advances$125,000,000292
Loans and leases held for sale$01,852
Unused loan commitments$63,464,0001,045
Tier 1 (core) risk-based capital$65,842,000956
Tier 2 risk-based capital$14,293,000429
Total risk weighted assets$1,123,938,000428
Total unused commitments$63,464,0001,047
Derivatives$01,168
2010-03-31Rank
# of Employees:380374
Assets and Liabilities
Total Assets:$1,687,782,000417
Cash and due from depository institutions$149,337,000374
Interest-bearing balances$129,052,000308
Securities$305,698,000434
Federal funds sold & reverse repurchase agreements$04,804
Net loans & leases$1,099,786,000421
Loan loss allowance$27,829,000348
Trading account assets$0227
Bank premises and fixed assets$39,961,000251
Other real estate owned$41,078,000374
Goodwill and other intangibles$5,767,000710
All other assets$46,155,000531
Life insurance assets$11,061,000621
Total liabilities and capital$1,687,782,000417
Total liabilities$1,606,175,000401
Total deposits$1,370,522,000396
Interest-bearing deposits$1,168,957,000400
Deposits held in domestic offices$1,370,522,000393
% insured84.96%5,278
Federal funds purchased & repurchase agreements$97,965,000251
Trading liabilities$0108
Other borrowed funds$126,728,000369
Subordinated debt$0248
All other liabilities$10,960,000555
Total equity capital$81,607,000818
Total bank equity capital$81,607,000815
Perpetual preferred stock$0220
Common stock$6,213,000806
Surplus$121,332,000362
Undivided profits$-45,938,0007,833
Noncontrolling interests in consolidated subsidiaries$0204
Memoranda
Noncurrent loans and leases$55,697,000373
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$137,000858
Income earned, not collected on loans$5,595,000497
Earning assets$1,534,536,000417
Long-term assets (5+ years)$478,221,000282
Average Assets, year-to-date$1,695,254,000414
Average Assets, quarterly$1,695,254,000414
Volatile liabilities$450,279,000340
Insider loans$812,0004,565
FHLB advances$125,000,000309
Loans and leases held for sale$01,823
Unused loan commitments$65,605,0001,056
Tier 1 (core) risk-based capital$78,746,000778
Tier 2 risk-based capital$14,640,000438
Total risk weighted assets$1,149,245,000439
Total unused commitments$65,605,0001,059
Derivatives$01,155
2009-12-31Rank
# of Employees:396363
Assets and Liabilities
Total Assets:$1,702,726,000416
Cash and due from depository institutions$167,402,000363
Interest-bearing balances$147,760,000221
Securities$250,339,000523
Federal funds sold & reverse repurchase agreements$04,737
Net loans & leases$1,168,433,000410
Loan loss allowance$29,083,000343
Trading account assets$0224
Bank premises and fixed assets$40,057,000251
Other real estate owned$21,352,000363
Goodwill and other intangibles$6,114,000695
All other assets$49,029,000511
Life insurance assets$10,968,000622
Total liabilities and capital$1,702,726,000416
Total liabilities$1,616,991,000401
Total deposits$1,371,116,000394
Interest-bearing deposits$1,198,322,000396
Deposits held in domestic offices$1,371,116,000392
% insured84.40%5,458
Federal funds purchased & repurchase agreements$108,894,000238
Trading liabilities$0104
Other borrowed funds$126,582,000397
Subordinated debt$0258
All other liabilities$10,399,000590
Total equity capital$85,735,000767
Total bank equity capital$85,735,000765
Perpetual preferred stock$0219
Common stock$6,213,000810
Surplus$121,332,000353
Undivided profits$-41,810,0007,901
Noncontrolling interests in consolidated subsidiaries$0209
Memoranda
Noncurrent loans and leases$72,833,000289
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$137,000844
Income earned, not collected on loans$5,790,000493
Earning assets$1,566,532,000408
Long-term assets (5+ years)$428,340,000314
Average Assets, year-to-date$1,729,448,200406
Average Assets, quarterly$1,708,015,500416
Volatile liabilities$408,497,000378
Insider loans$765,0004,722
FHLB advances$125,000,000346
Loans and leases held for sale$01,814
Unused loan commitments$71,622,000997
Tier 1 (core) risk-based capital$82,696,000734
Tier 2 risk-based capital$15,279,000432
Total risk weighted assets$1,208,396,000428
Total unused commitments$71,622,000999
Derivatives$01,139
2009-09-30Rank
# of Employees:404363
Assets and Liabilities
Total Assets:$1,713,305,000431
Cash and due from depository institutions$111,634,000363
Interest-bearing balances$90,169,000338
Securities$264,444,000488
Federal funds sold & reverse repurchase agreements$04,911
Net loans & leases$1,197,515,000416
Loan loss allowance$32,116,000325
Trading account assets$0238
Bank premises and fixed assets$40,227,000258
Other real estate owned$19,582,000363
Goodwill and other intangibles$12,348,000486
All other assets$67,555,000386
Life insurance assets$10,798,000635
Total liabilities and capital$1,713,305,000431
Total liabilities$1,579,986,000418
Total deposits$1,335,844,000416
Interest-bearing deposits$1,159,753,000420
Deposits held in domestic offices$1,335,844,000414
% insured86.35%5,134
Federal funds purchased & repurchase agreements$102,951,000257
Trading liabilities$0103
Other borrowed funds$126,258,000432
Subordinated debt$0269
All other liabilities$14,933,000486
Total equity capital$133,319,000520
Total bank equity capital$133,319,000520
Perpetual preferred stock$0212
Common stock$6,213,000816
Surplus$121,331,000357
Undivided profits$5,775,0004,141
Noncontrolling interests in consolidated subsidiaries$0214
Memoranda
Noncurrent loans and leases$66,234,000325
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$137,000829
Income earned, not collected on loans$5,913,000531
Earning assets$1,552,128,000428
Long-term assets (5+ years)$391,274,000347
Average Assets, year-to-date$1,736,128,750421
Average Assets, quarterly$1,752,925,500417
Volatile liabilities$362,680,000450
Insider loans$375,0005,709
FHLB advances$125,000,000369
Loans and leases held for sale$01,823
Unused loan commitments$77,524,000996
Tier 1 (core) risk-based capital$97,055,000630
Tier 2 risk-based capital$15,799,000440
Total risk weighted assets$1,247,061,000433
Total unused commitments$77,524,000999
Derivatives$01,183
2009-06-30Rank
# of Employees:387387
Assets and Liabilities
Total Assets:$1,701,211,000433
Cash and due from depository institutions$79,072,000387
Interest-bearing balances$59,120,000392
Securities$348,070,000390
Federal funds sold & reverse repurchase agreements$12,738,000789
Net loans & leases$1,151,241,000444
Loan loss allowance$23,660,000390
Trading account assets$0240
Bank premises and fixed assets$37,331,000292
Other real estate owned$7,029,000387
Goodwill and other intangibles$6,217,000742
All other assets$59,513,000433
Life insurance assets$11,371,000592
Total liabilities and capital$1,701,211,000433
Total liabilities$1,573,752,000426
Total deposits$1,324,801,000422
Interest-bearing deposits$1,148,743,000427
Deposits held in domestic offices$1,324,801,000420
% insured76.82%4,600
Federal funds purchased & repurchase agreements$112,408,000245
Trading liabilities$0100
Other borrowed funds$121,705,000474
Subordinated debt$0276
All other liabilities$14,838,000492
Total equity capital$127,459,000552
Total bank equity capital$127,459,000551
Perpetual preferred stock$0213
Common stock$1,786,0002,100
Surplus$110,505,000384
Undivided profits$15,168,0002,143
Noncontrolling interests in consolidated subsidiaries$0219
Memoranda
Noncurrent loans and leases$59,709,000341
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$137,000818
Income earned, not collected on loans$6,359,000484
Earning assets$1,571,169,000426
Long-term assets (5+ years)$391,710,000347
Average Assets, year-to-date$1,649,516,330441
Average Assets, quarterly$1,716,990,000434
Volatile liabilities$372,560,000443
Insider loans$843,0004,638
FHLB advances$120,000,000412
Loans and leases held for sale$01,961
Unused loan commitments$82,188,000976
Tier 1 (core) risk-based capital$108,641,000576
Tier 2 risk-based capital$15,578,000455
Total risk weighted assets$1,237,656,000451
Total unused commitments$82,188,000976
Derivatives$01,221
2009-03-31Rank
# of Employees:393376
Assets and Liabilities
Total Assets:$1,732,769,000431
Cash and due from depository institutions$35,337,000376
Interest-bearing balances$16,022,0001,137
Securities$449,900,000298
Federal funds sold & reverse repurchase agreements$15,387,000759
Net loans & leases$1,129,466,000457
Loan loss allowance$23,345,000376
Trading account assets$0234
Bank premises and fixed assets$34,236,000332
Other real estate owned$4,919,000376
Goodwill and other intangibles$6,535,000734
All other assets$56,989,000439
Life insurance assets$11,258,000600
Total liabilities and capital$1,732,769,000431
Total liabilities$1,603,909,000422
Total deposits$1,369,907,000401
Interest-bearing deposits$1,192,478,000410
Deposits held in domestic offices$1,369,907,000398
% insured78.45%4,211
Federal funds purchased & repurchase agreements$98,366,000282
Trading liabilities$092
Other borrowed funds$121,760,000508
Subordinated debt$0271
All other liabilities$13,876,000514
Total equity capital$128,860,000543
Total bank equity capital$128,860,000542
Perpetual preferred stock$0193
Common stock$1,786,0002,114
Surplus$107,505,000389
Undivided profits$19,569,0001,720
Noncontrolling interests in consolidated subsidiaries$0220
Memoranda
Noncurrent loans and leases$45,315,000391
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$137,000778
Income earned, not collected on loans$6,731,000473
Earning assets$1,610,775,000422
Long-term assets (5+ years)$406,099,000337
Average Assets, year-to-date$1,623,669,000450
Average Assets, quarterly$1,623,669,000450
Volatile liabilities$363,826,000462
Insider loans$929,0004,470
FHLB advances$120,000,000431
Loans and leases held for sale$01,892
Unused loan commitments$69,127,0001,180
Tier 1 (core) risk-based capital$112,824,000560
Tier 2 risk-based capital$15,788,000439
Total risk weighted assets$1,264,471,000444
Total unused commitments$69,127,0001,182
Derivatives$01,177
2008-12-31Rank
# of Employees:326453
Assets and Liabilities
Total Assets:$1,514,569,000480
Cash and due from depository institutions$66,907,000453
Interest-bearing balances$47,963,000262
Securities$219,378,000557
Federal funds sold & reverse repurchase agreements$05,377
Net loans & leases$1,135,126,000460
Loan loss allowance$21,896,000381
Trading account assets$0236
Bank premises and fixed assets$34,541,000323
Other real estate owned$4,323,000453
Goodwill and other intangibles$381,0002,202
All other assets$53,913,000459
Life insurance assets$11,144,000606
Total liabilities and capital$1,514,569,000480
Total liabilities$1,400,628,000472
Total deposits$1,095,609,000491
Interest-bearing deposits$971,623,000489
Deposits held in domestic offices$1,095,609,000489
% insured0.00%1
Federal funds purchased & repurchase agreements$99,592,000286
Trading liabilities$088
Other borrowed funds$191,830,000364
Subordinated debt$0278
All other liabilities$13,597,000526
Total equity capital$113,941,000590
Total bank equity capital$113,941,000590
Perpetual preferred stock$0141
Common stock$1,786,0002,122
Surplus$90,505,000426
Undivided profits$21,650,0001,561
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$39,344,000381
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$143,000703
Income earned, not collected on loans$6,548,000511
Earning assets$1,402,467,000470
Long-term assets (5+ years)$311,897,000431
Average Assets, year-to-date$1,454,632,800479
Average Assets, quarterly$1,495,006,500481
Volatile liabilities$395,480,000427
Insider loans$936,0004,544
FHLB advances$190,000,000303
Loans and leases held for sale$01,663
Unused loan commitments$98,687,000912
Tier 1 (core) risk-based capital$108,365,000567
Tier 2 risk-based capital$14,816,000466
Total risk weighted assets$1,177,930,000472
Total unused commitments$98,687,000912
Derivatives$01,109
2008-09-30Rank
# of Employees:330456
Assets and Liabilities
Total Assets:$1,475,444,000483
Cash and due from depository institutions$18,348,000456
Interest-bearing balances$421,0003,835
Securities$191,030,000635
Federal funds sold & reverse repurchase agreements$32,347,000345
Net loans & leases$1,144,847,000461
Loan loss allowance$17,297,000414
Trading account assets$0251
Bank premises and fixed assets$32,392,000355
Other real estate owned$4,648,000456
Goodwill and other intangibles$415,0002,204
All other assets$51,417,000451
Life insurance assets$11,033,000604
Total liabilities and capital$1,475,444,000483
Total liabilities$1,364,484,000468
Total deposits$1,060,804,000493
Interest-bearing deposits$928,600,000500
Deposits held in domestic offices$1,060,804,000491
% insured0.00%1
Federal funds purchased & repurchase agreements$104,613,000295
Trading liabilities$091
Other borrowed funds$171,732,000418
Subordinated debt$0276
All other liabilities$27,335,000330
Total equity capital$110,960,000618
Total bank equity capital$110,960,000618
Perpetual preferred stock$0110
Common stock$1,786,0002,139
Surplus$75,505,000488
Undivided profits$33,669,0001,048
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$26,129,000433
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$349,000464
Income earned, not collected on loans$6,398,000547
Earning assets$1,368,645,000473
Long-term assets (5+ years)$225,943,000588
Average Assets, year-to-date$1,439,648,750484
Average Assets, quarterly$1,482,485,500481
Volatile liabilities$333,995,000491
Insider loans$1,344,0003,900
FHLB advances$170,000,000376
Loans and leases held for sale$01,623
Unused loan commitments$107,631,000912
Tier 1 (core) risk-based capital$107,549,000575
Tier 2 risk-based capital$14,996,000445
Total risk weighted assets$1,197,061,000465
Total unused commitments$107,631,000912
Derivatives$01,077
2008-06-30Rank
# of Employees:334457
Assets and Liabilities
Total Assets:$1,489,527,000480
Cash and due from depository institutions$24,962,000457
Interest-bearing balances$862,0003,075
Securities$181,370,000663
Federal funds sold & reverse repurchase agreements$71,980,000175
Net loans & leases$1,120,351,000465
Loan loss allowance$15,980,000426
Trading account assets$0267
Bank premises and fixed assets$33,250,000337
Other real estate owned$5,037,000457
Goodwill and other intangibles$487,0002,150
All other assets$52,090,000440
Life insurance assets$10,925,000612
Total liabilities and capital$1,489,527,000480
Total liabilities$1,381,332,000465
Total deposits$1,088,479,000478
Interest-bearing deposits$930,061,000493
Deposits held in domestic offices$1,088,479,000476
% insured0.00%1
Federal funds purchased & repurchase agreements$108,625,000306
Trading liabilities$094
Other borrowed funds$156,751,000448
Subordinated debt$0257
All other liabilities$27,477,000328
Total equity capital$108,195,000645
Total bank equity capital$108,195,000645
Perpetual preferred stock$0107
Common stock$1,786,0002,153
Surplus$72,255,000501
Undivided profits$34,154,0001,038
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$21,363,000457
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$343,000444
Income earned, not collected on loans$6,358,000533
Earning assets$1,374,563,000476
Long-term assets (5+ years)$272,671,000488
Average Assets, year-to-date$1,427,717,000486
Average Assets, quarterly$1,456,739,000484
Volatile liabilities$375,499,000447
Insider loans$1,126,0004,209
FHLB advances$155,000,000394
Loans and leases held for sale$01,725
Unused loan commitments$135,899,000788
Tier 1 (core) risk-based capital$106,252,000592
Tier 2 risk-based capital$14,957,000435
Total risk weighted assets$1,195,195,000455
Total unused commitments$135,899,000788
Derivatives$01,075
2008-03-31Rank
# of Employees:329460
Assets and Liabilities
Total Assets:$1,423,951,000494
Cash and due from depository institutions$22,245,000460
Interest-bearing balances$327,0004,006
Securities$164,478,000730
Federal funds sold & reverse repurchase agreements$89,250,000196
Net loans & leases$1,062,529,000476
Loan loss allowance$15,176,000408
Trading account assets$0252
Bank premises and fixed assets$33,723,000324
Other real estate owned$4,182,000460
Goodwill and other intangibles$558,0002,088
All other assets$46,986,000468
Life insurance assets$10,818,000607
Total liabilities and capital$1,423,951,000494
Total liabilities$1,319,892,000478
Total deposits$1,075,573,000480
Interest-bearing deposits$907,751,000504
Deposits held in domestic offices$1,075,573,000478
% insured0.00%1
Federal funds purchased & repurchase agreements$115,655,000291
Trading liabilities$086
Other borrowed funds$111,286,000549
Subordinated debt$0251
All other liabilities$17,378,000482
Total equity capital$104,059,000681
Total bank equity capital$104,059,000681
Perpetual preferred stock$0108
Common stock$1,786,0002,154
Surplus$64,755,000544
Undivided profits$37,518,000997
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$25,739,000335
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,641,000151
Income earned, not collected on loans$6,900,000507
Earning assets$1,316,584,000491
Long-term assets (5+ years)$216,229,000596
Average Assets, year-to-date$1,396,812,000496
Average Assets, quarterly$1,396,812,000496
Volatile liabilities$335,438,000483
Insider loans$1,399,0003,773
FHLB advances$110,000,000499
Loans and leases held for sale$01,797
Unused loan commitments$129,987,000820
Tier 1 (core) risk-based capital$103,487,000601
Tier 2 risk-based capital$14,403,000434
Total risk weighted assets$1,151,102,000464
Total unused commitments$129,987,000820
Derivatives$01,109
2007-12-31Rank
# of Employees:323478
Assets and Liabilities
Total Assets:$1,369,673,000507
Cash and due from depository institutions$21,194,000478
Interest-bearing balances$139,0004,337
Securities$158,225,000758
Federal funds sold & reverse repurchase agreements$48,744,000285
Net loans & leases$1,056,116,000479
Loan loss allowance$14,297,000407
Trading account assets$0237
Bank premises and fixed assets$34,154,000316
Other real estate owned$1,660,000478
Goodwill and other intangibles$633,0002,016
All other assets$48,947,000455
Life insurance assets$10,707,000610
Total liabilities and capital$1,369,673,000507
Total liabilities$1,264,547,000492
Total deposits$999,474,000512
Interest-bearing deposits$860,040,000520
Deposits held in domestic offices$999,474,000508
% insured0.00%1
Federal funds purchased & repurchase agreements$105,861,000308
Trading liabilities$078
Other borrowed funds$136,904,000437
Subordinated debt$0248
All other liabilities$22,308,000395
Total equity capital$105,126,000672
Total bank equity capital$105,126,000672
Perpetual preferred stock$0111
Common stock$1,786,0002,150
Surplus$64,755,000540
Undivided profits$38,585,000971
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$15,186,000422
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,641,000138
Income earned, not collected on loans$7,484,000523
Earning assets$1,263,224,000503
Long-term assets (5+ years)$252,550,000498
Average Assets, year-to-date$1,327,207,400501
Average Assets, quarterly$1,344,179,500515
Volatile liabilities$358,690,000449
Insider loans$933,0004,487
FHLB advances$135,000,000391
Loans and leases held for sale$01,738
Unused loan commitments$136,055,000797
Tier 1 (core) risk-based capital$104,258,000604
Tier 2 risk-based capital$14,210,000431
Total risk weighted assets$1,136,330,000465
Total unused commitments$136,055,000797
Derivatives$01,052
2007-09-30Rank
# of Employees:316479
Assets and Liabilities
Total Assets:$1,318,686,000520
Cash and due from depository institutions$16,073,000479
Interest-bearing balances$199,0003,871
Securities$160,669,000736
Federal funds sold & reverse repurchase agreements$25,397,000537
Net loans & leases$1,037,865,000470
Loan loss allowance$10,945,000491
Trading account assets$0244
Bank premises and fixed assets$33,761,000309
Other real estate owned$0479
Goodwill and other intangibles$704,0001,930
All other assets$44,217,000479
Life insurance assets$10,606,000604
Total liabilities and capital$1,318,686,000520
Total liabilities$1,203,302,000510
Total deposits$968,891,000518
Interest-bearing deposits$815,377,000540
Deposits held in domestic offices$968,891,000515
% insured0.00%1
Federal funds purchased & repurchase agreements$73,388,000377
Trading liabilities$078
Other borrowed funds$146,740,000397
Subordinated debt$0244
All other liabilities$14,283,000510
Total equity capital$115,384,000595
Total bank equity capital$115,384,000595
Perpetual preferred stock$0113
Common stock$1,786,0002,128
Surplus$64,755,000528
Undivided profits$48,843,000764
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$16,186,000325
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,641,000137
Income earned, not collected on loans$8,219,000498
Earning assets$1,224,130,000515
Long-term assets (5+ years)$238,862,000512
Average Assets, year-to-date$1,316,591,000500
Average Assets, quarterly$1,299,866,500521
Volatile liabilities$341,279,000449
Insider loans$937,0004,425
FHLB advances$145,000,000350
Loans and leases held for sale$01,751
Unused loan commitments$171,093,000681
Tier 1 (core) risk-based capital$117,298,000534
Tier 2 risk-based capital$11,376,000501
Total risk weighted assets$1,109,587,000470
Total unused commitments$171,093,000681
Derivatives$01,033
2007-06-30Rank
# of Employees:340464
Assets and Liabilities
Total Assets:$1,281,047,000541
Cash and due from depository institutions$20,145,000464
Interest-bearing balances$155,0004,222
Securities$144,369,000821
Federal funds sold & reverse repurchase agreements$15,688,0001,003
Net loans & leases$1,024,014,000481
Loan loss allowance$9,282,000583
Trading account assets$0245
Bank premises and fixed assets$34,056,000298
Other real estate owned$0464
Goodwill and other intangibles$776,0001,889
All other assets$41,999,000496
Life insurance assets$10,506,000600
Total liabilities and capital$1,281,047,000541
Total liabilities$1,162,334,000526
Total deposits$991,183,000518
Interest-bearing deposits$822,079,000551
Deposits held in domestic offices$991,183,000515
% insured0.00%1
Federal funds purchased & repurchase agreements$30,304,000643
Trading liabilities$087
Other borrowed funds$126,759,000411
Subordinated debt$0258
All other liabilities$14,088,000516
Total equity capital$118,713,000592
Total bank equity capital$118,713,000592
Perpetual preferred stock$0111
Common stock$1,786,0002,125
Surplus$64,755,000541
Undivided profits$52,172,000713
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,401,000928
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,641,000134
Income earned, not collected on loans$7,895,000485
Earning assets$1,184,226,000533
Long-term assets (5+ years)$237,589,000506
Average Assets, year-to-date$1,315,892,670512
Average Assets, quarterly$1,315,223,000515
Volatile liabilities$284,349,000533
Insider loans$940,0004,418
FHLB advances$125,000,000357
Loans and leases held for sale$01,802
Unused loan commitments$162,859,000718
Tier 1 (core) risk-based capital$119,333,000534
Tier 2 risk-based capital$9,700,000584
Total risk weighted assets$1,092,747,000481
Total unused commitments$162,859,000718
Derivatives$01,067
2007-03-31Rank
# of Employees:340460
Assets and Liabilities
Total Assets:$1,349,399,000507
Cash and due from depository institutions$20,124,000460
Interest-bearing balances$352,0003,472
Securities$142,227,000837
Federal funds sold & reverse repurchase agreements$76,532,000261
Net loans & leases$1,033,947,000474
Loan loss allowance$9,044,000586
Trading account assets$0267
Bank premises and fixed assets$33,775,000294
Other real estate owned$0460
Goodwill and other intangibles$847,0001,833
All other assets$41,947,000488
Life insurance assets$10,406,000592
Total liabilities and capital$1,349,399,000507
Total liabilities$1,230,752,000498
Total deposits$1,059,392,000483
Interest-bearing deposits$873,718,000515
Deposits held in domestic offices$1,059,392,000481
% insured0.00%1
Federal funds purchased & repurchase agreements$28,077,000655
Trading liabilities$089
Other borrowed funds$126,427,000396
Subordinated debt$0262
All other liabilities$16,856,000467
Total equity capital$118,647,000586
Total bank equity capital$118,647,000586
Perpetual preferred stock$0113
Common stock$1,786,0002,115
Surplus$64,755,000519
Undivided profits$52,106,000721
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,046,0001,161
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,641,000133
Income earned, not collected on loans$7,893,000479
Earning assets$1,253,058,000501
Long-term assets (5+ years)$245,228,000476
Average Assets, year-to-date$1,333,315,500509
Average Assets, quarterly$1,333,315,500509
Volatile liabilities$308,117,000491
Insider loans$951,0004,384
FHLB advances$125,000,000349
Loans and leases held for sale$01,800
Unused loan commitments$184,036,000662
Tier 1 (core) risk-based capital$118,180,000531
Tier 2 risk-based capital$9,517,000587
Total risk weighted assets$1,103,019,000470
Total unused commitments$184,036,000662
Derivatives$01,065
2006-12-31Rank
# of Employees:345456
Assets and Liabilities
Total Assets:$1,317,232,000514
Cash and due from depository institutions$25,223,000456
Interest-bearing balances$385,0003,404
Securities$131,199,000931
Federal funds sold & reverse repurchase agreements$30,329,000499
Net loans & leases$1,055,887,000460
Loan loss allowance$9,581,000544
Trading account assets$0156
Bank premises and fixed assets$33,631,000285
Other real estate owned$0456
Goodwill and other intangibles$919,0001,768
All other assets$40,044,000502
Life insurance assets$10,305,000588
Total liabilities and capital$1,317,232,000514
Total liabilities$1,201,075,000505
Total deposits$1,035,965,000490
Interest-bearing deposits$876,597,000506
Deposits held in domestic offices$1,035,965,000489
% insured0.00%1
Federal funds purchased & repurchase agreements$20,352,000812
Trading liabilities$077
Other borrowed funds$126,898,000416
Subordinated debt$0264
All other liabilities$17,860,000453
Total equity capital$116,157,000578
Total bank equity capital$116,157,000578
Perpetual preferred stock$0112
Common stock$1,786,0002,105
Surplus$64,755,000501
Undivided profits$49,616,000741
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,223,000742
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,641,000126
Income earned, not collected on loans$8,319,000478
Earning assets$1,217,800,000511
Long-term assets (5+ years)$245,186,000470
Average Assets, year-to-date$1,212,587,200531
Average Assets, quarterly$1,286,401,000517
Volatile liabilities$356,943,000504
Insider loans$969,0004,326
FHLB advances$125,000,000369
Loans and leases held for sale$01,760
Unused loan commitments$175,184,000671
Tier 1 (core) risk-based capital$115,689,000531
Tier 2 risk-based capital$10,026,000556
Total risk weighted assets$1,108,589,000467
Total unused commitments$175,184,000671
Derivatives$01,023
2006-09-30Rank
# of Employees:337470
Assets and Liabilities
Total Assets:$1,255,570,000538
Cash and due from depository institutions$21,493,000470
Interest-bearing balances$253,0003,788
Securities$126,577,000982
Federal funds sold & reverse repurchase agreements$06,029
Net loans & leases$1,030,599,000473
Loan loss allowance$8,791,000598
Trading account assets$0154
Bank premises and fixed assets$32,621,000285
Other real estate owned$0470
Goodwill and other intangibles$991,0001,724
All other assets$43,289,000486
Life insurance assets$10,208,000568
Total liabilities and capital$1,255,570,000538
Total liabilities$1,136,614,000532
Total deposits$974,163,000516
Interest-bearing deposits$816,164,000539
Deposits held in domestic offices$974,163,000515
% insured0.00%1
Federal funds purchased & repurchase agreements$23,471,000739
Trading liabilities$074
Other borrowed funds$121,779,000446
Subordinated debt$0269
All other liabilities$17,201,000460
Total equity capital$118,956,000577
Total bank equity capital$118,956,000577
Perpetual preferred stock$0118
Common stock$1,786,0002,112
Surplus$64,755,000501
Undivided profits$52,415,000710
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,342,000915
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,641,000130
Income earned, not collected on loans$7,750,000491
Earning assets$1,157,429,000537
Long-term assets (5+ years)$236,014,000485
Average Assets, year-to-date$1,186,426,000548
Average Assets, quarterly$1,242,866,500541
Volatile liabilities$367,100,000497
Insider loans$1,175,0003,922
FHLB advances$120,000,000399
Loans and leases held for sale$01,773
Unused loan commitments$181,628,000676
Tier 1 (core) risk-based capital$118,894,000526
Tier 2 risk-based capital$9,250,000597
Total risk weighted assets$1,078,998,000482
Total unused commitments$181,628,000676
Derivatives$01,023
2006-06-30Rank
# of Employees:337470
Assets and Liabilities
Total Assets:$1,230,163,000547
Cash and due from depository institutions$21,704,000470
Interest-bearing balances$637,0002,858
Securities$125,627,000968
Federal funds sold & reverse repurchase agreements$17,669,000687
Net loans & leases$995,881,000480
Loan loss allowance$8,426,000619
Trading account assets$0157
Bank premises and fixed assets$33,070,000280
Other real estate owned$0470
Goodwill and other intangibles$1,063,0001,688
All other assets$35,149,000559
Life insurance assets$10,114,000566
Total liabilities and capital$1,230,163,000547
Total liabilities$1,114,342,000542
Total deposits$1,020,936,000492
Interest-bearing deposits$843,017,000509
Deposits held in domestic offices$1,020,936,000491
% insured0.00%1
Federal funds purchased & repurchase agreements$19,881,000829
Trading liabilities$073
Other borrowed funds$60,299,000803
Subordinated debt$0265
All other liabilities$13,226,000519
Total equity capital$115,821,000578
Total bank equity capital$115,821,000578
Perpetual preferred stock$0119
Common stock$1,786,0002,103
Surplus$64,755,000496
Undivided profits$49,280,000710
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,594,0001,046
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,641,000132
Income earned, not collected on loans$7,043,000503
Earning assets$1,139,814,000542
Long-term assets (5+ years)$235,815,000479
Average Assets, year-to-date$1,163,378,000556
Average Assets, quarterly$1,208,006,000546
Volatile liabilities$330,696,000546
Insider loans$1,031,0004,173
FHLB advances$60,000,000729
Loans and leases held for sale$01,763
Unused loan commitments$195,481,000644
Tier 1 (core) risk-based capital$116,854,000527
Tier 2 risk-based capital$8,921,000612
Total risk weighted assets$1,049,678,000488
Total unused commitments$195,481,000644
Derivatives$01,000
2006-03-31Rank
# of Employees:337470
Assets and Liabilities
Total Assets:$1,185,849,000548
Cash and due from depository institutions$29,048,000470
Interest-bearing balances$351,0003,591
Securities$133,768,000928
Federal funds sold & reverse repurchase agreements$29,441,000456
Net loans & leases$929,249,000497
Loan loss allowance$7,843,000641
Trading account assets$0154
Bank premises and fixed assets$30,279,000295
Other real estate owned$0470
Goodwill and other intangibles$1,135,0001,621
All other assets$32,929,000572
Life insurance assets$10,020,000549
Total liabilities and capital$1,185,849,000548
Total liabilities$1,091,175,000541
Total deposits$1,034,302,000484
Interest-bearing deposits$823,986,000512
Deposits held in domestic offices$1,034,302,000483
% insured0.00%1
Federal funds purchased & repurchase agreements$18,823,000796
Trading liabilities$077
Other borrowed funds$25,745,0001,452
Subordinated debt$0259
All other liabilities$12,305,000545
Total equity capital$94,674,000667
Total bank equity capital$94,674,000667
Perpetual preferred stock$0120
Common stock$1,786,0002,093
Surplus$45,255,000652
Undivided profits$47,633,000735
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,015,000888
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,641,000136
Income earned, not collected on loans$6,995,000476
Earning assets$1,092,809,000545
Long-term assets (5+ years)$219,257,000498
Average Assets, year-to-date$1,129,985,500566
Average Assets, quarterly$1,129,985,500566
Volatile liabilities$282,833,000578
Insider loans$986,0004,236
FHLB advances$25,000,0001,401
Loans and leases held for sale$01,721
Unused loan commitments$194,397,000630
Tier 1 (core) risk-based capital$94,425,000613
Tier 2 risk-based capital$8,304,000630
Total risk weighted assets$1,000,081,000487
Total unused commitments$194,397,000631
Derivatives$0990
2005-12-31Rank
# of Employees:341464
Assets and Liabilities
Total Assets:$1,074,122,000594
Cash and due from depository institutions$24,347,000464
Interest-bearing balances$292,0003,878
Securities$97,464,0001,278
Federal funds sold & reverse repurchase agreements$17,163,000782
Net loans & leases$876,479,000507
Loan loss allowance$7,546,000652
Trading account assets$0155
Bank premises and fixed assets$27,208,000319
Other real estate owned$190,000464
Goodwill and other intangibles$1,207,0001,578
All other assets$30,064,000616
Life insurance assets$0351
Total liabilities and capital$1,074,122,000594
Total liabilities$981,372,000584
Total deposits$921,575,000527
Interest-bearing deposits$750,608,000542
Deposits held in domestic offices$921,575,000526
% insured0.00%1
Federal funds purchased & repurchase agreements$15,300,000911
Trading liabilities$072
Other borrowed funds$26,984,0001,427
Subordinated debt$0258
All other liabilities$17,513,000435
Total equity capital$92,750,000673
Total bank equity capital$92,750,000673
Perpetual preferred stock$0122
Common stock$1,786,0002,087
Surplus$45,255,000633
Undivided profits$45,709,000760
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,597,0001,014
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,641,000128
Income earned, not collected on loans$6,404,000525
Earning assets$991,398,000583
Long-term assets (5+ years)$190,837,000551
Average Assets, year-to-date$980,847,400615
Average Assets, quarterly$1,063,235,000597
Volatile liabilities$264,342,000605
Insider loans$888,0004,431
FHLB advances$25,000,0001,423
Loans and leases held for sale$01,743
Unused loan commitments$230,552,000543
Tier 1 (core) risk-based capital$92,297,000618
Tier 2 risk-based capital$8,092,000629
Total risk weighted assets$929,061,000512
Total unused commitments$230,552,000543
Derivatives$0930
2005-09-30Rank
# of Employees:330472
Assets and Liabilities
Total Assets:$1,052,348,000598
Cash and due from depository institutions$17,981,000472
Interest-bearing balances$218,0004,235
Securities$94,548,0001,296
Federal funds sold & reverse repurchase agreements$61,164,000226
Net loans & leases$820,927,000526
Loan loss allowance$7,153,000683
Trading account assets$0146
Bank premises and fixed assets$26,035,000326
Other real estate owned$190,000472
Goodwill and other intangibles$1,328,0001,503
All other assets$30,175,000590
Life insurance assets$0341
Total liabilities and capital$1,052,347,000598
Total liabilities$964,910,000586
Total deposits$914,923,000518
Interest-bearing deposits$746,524,000533
Deposits held in domestic offices$914,923,000517
% insured0.00%1
Federal funds purchased & repurchase agreements$12,068,0001,019
Trading liabilities$063
Other borrowed funds$26,759,0001,463
Subordinated debt$0251
All other liabilities$11,160,000553
Total equity capital$87,437,000702
Total bank equity capital$87,437,000702
Perpetual preferred stock$0120
Common stock$1,786,0002,055
Surplus$45,255,000616
Undivided profits$40,396,000857
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,173,0001,197
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,641,000125
Income earned, not collected on loans$5,234,000584
Earning assets$976,857,000584
Long-term assets (5+ years)$194,853,000526
Average Assets, year-to-date$957,528,750623
Average Assets, quarterly$1,032,263,500601
Volatile liabilities$268,858,000573
Insider loans$880,0004,417
FHLB advances$25,000,0001,427
Loans and leases held for sale$01,843
Unused loan commitments$179,253,000642
Tier 1 (core) risk-based capital$86,509,000654
Tier 2 risk-based capital$7,579,000659
Total risk weighted assets$875,766,000528
Total unused commitments$179,253,000642
Derivatives$0909
2005-06-30Rank
# of Employees:320487
Assets and Liabilities
Total Assets:$1,012,179,000603
Cash and due from depository institutions$20,499,000487
Interest-bearing balances$202,0004,257
Securities$86,992,0001,414
Federal funds sold & reverse repurchase agreements$77,550,000173
Net loans & leases$768,746,000543
Loan loss allowance$7,013,000683
Trading account assets$0148
Bank premises and fixed assets$25,104,000331
Other real estate owned$190,000487
Goodwill and other intangibles$1,402,0001,463
All other assets$31,696,000564
Life insurance assets$0339
Total liabilities and capital$1,012,179,000603
Total liabilities$926,030,000597
Total deposits$871,908,000526
Interest-bearing deposits$656,881,000592
Deposits held in domestic offices$871,908,000524
% insured0.00%1
Federal funds purchased & repurchase agreements$16,914,000841
Trading liabilities$065
Other borrowed funds$25,678,0001,498
Subordinated debt$0251
All other liabilities$11,530,000522
Total equity capital$86,149,000696
Total bank equity capital$86,149,000696
Perpetual preferred stock$0118
Common stock$1,786,0002,036
Surplus$45,255,000600
Undivided profits$39,108,000868
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,123,0001,214
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,641,000123
Income earned, not collected on loans$4,876,000581
Earning assets$933,490,000602
Long-term assets (5+ years)$214,179,000491
Average Assets, year-to-date$925,922,330642
Average Assets, quarterly$974,970,000615
Volatile liabilities$212,051,000696
Insider loans$878,0004,412
FHLB advances$25,000,0001,432
Loans and leases held for sale$01,818
Unused loan commitments$172,710,000643
Tier 1 (core) risk-based capital$84,693,000649
Tier 2 risk-based capital$7,363,000655
Total risk weighted assets$823,932,000535
Total unused commitments$172,710,000643
Derivatives$0866
2005-03-31Rank
# of Employees:317479
Assets and Liabilities
Total Assets:$937,761,000636
Cash and due from depository institutions$20,297,000479
Interest-bearing balances$367,0003,740
Securities$80,735,0001,548
Federal funds sold & reverse repurchase agreements$62,391,000217
Net loans & leases$712,744,000557
Loan loss allowance$6,541,000724
Trading account assets$0148
Bank premises and fixed assets$26,400,000314
Other real estate owned$190,000479
Goodwill and other intangibles$1,475,0001,427
All other assets$33,529,000527
Life insurance assets$0333
Total liabilities and capital$937,761,000636
Total liabilities$854,245,000629
Total deposits$800,586,000563
Interest-bearing deposits$614,269,000614
Deposits held in domestic offices$800,586,000562
% insured0.00%1
Federal funds purchased & repurchase agreements$18,627,000791
Trading liabilities$065
Other borrowed funds$26,296,0001,416
Subordinated debt$0265
All other liabilities$8,736,000619
Total equity capital$83,516,000699
Total bank equity capital$83,516,000699
Perpetual preferred stock$0120
Common stock$1,786,0002,041
Surplus$45,255,000589
Undivided profits$36,475,000901
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,032,0001,299
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,641,000123
Income earned, not collected on loans$4,412,000613
Earning assets$856,237,000631
Long-term assets (5+ years)$245,083,000450
Average Assets, year-to-date$882,794,000670
Average Assets, quarterly$882,794,000670
Volatile liabilities$193,809,000705
Insider loans$2,045,0002,707
FHLB advances$25,000,0001,369
Loans and leases held for sale$01,762
Unused loan commitments$133,212,000774
Tier 1 (core) risk-based capital$82,837,000651
Tier 2 risk-based capital$6,845,000694
Total risk weighted assets$805,634,000537
Total unused commitments$133,212,000774
Derivatives$0790
2004-12-31Rank
# of Employees:327475
Assets and Liabilities
Total Assets:$827,827,000711
Cash and due from depository institutions$27,441,000475
Interest-bearing balances$203,0004,326
Securities$77,807,0001,622
Federal funds sold & reverse repurchase agreements$15,528,000764
Net loans & leases$649,434,000603
Loan loss allowance$6,244,000763
Trading account assets$0153
Bank premises and fixed assets$26,786,000307
Other real estate owned$883,000475
Goodwill and other intangibles$1,547,0001,396
All other assets$28,401,000590
Life insurance assets$0334
Total liabilities and capital$827,827,000711
Total liabilities$744,223,000709
Total deposits$690,488,000633
Interest-bearing deposits$535,824,000715
Deposits held in domestic offices$690,488,000632
% insured0.00%1
Federal funds purchased & repurchase agreements$9,947,0001,158
Trading liabilities$066
Other borrowed funds$37,210,0001,131
Subordinated debt$0272
All other liabilities$6,578,000752
Total equity capital$83,604,000701
Total bank equity capital$83,604,000701
Perpetual preferred stock$0118
Common stock$1,786,0002,022
Surplus$45,255,000587
Undivided profits$36,563,000912
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,345,0001,129
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,641,000118
Income earned, not collected on loans$4,086,000649
Earning assets$742,972,000721
Long-term assets (5+ years)$256,459,000438
Average Assets, year-to-date$745,439,800745
Average Assets, quarterly$796,200,000725
Volatile liabilities$148,364,000857
Insider loans$2,066,0002,679
FHLB advances$35,000,0001,080
Loans and leases held for sale$01,753
Unused loan commitments$106,933,000891
Tier 1 (core) risk-based capital$81,780,000660
Tier 2 risk-based capital$6,474,000733
Total risk weighted assets$714,284,000595
Total unused commitments$106,933,000891
Derivatives$0774
2004-09-30Rank
# of Employees:312498
Assets and Liabilities
Total Assets:$764,573,000755
Cash and due from depository institutions$17,363,000498
Interest-bearing balances$519,0003,461
Securities$78,697,0001,605
Federal funds sold & reverse repurchase agreements$05,928
Net loans & leases$614,244,000631
Loan loss allowance$6,089,000774
Trading account assets$0149
Bank premises and fixed assets$26,663,000295
Other real estate owned$190,000498
Goodwill and other intangibles$1,620,0001,340
All other assets$25,796,000626
Life insurance assets$0330
Total liabilities and capital$764,573,000755
Total liabilities$680,606,000759
Total deposits$640,139,000681
Interest-bearing deposits$504,412,000748
Deposits held in domestic offices$640,139,000676
% insured0.00%1
Federal funds purchased & repurchase agreements$8,555,0001,232
Trading liabilities$068
Other borrowed funds$25,797,0001,453
Subordinated debt$0276
All other liabilities$6,115,000780
Total equity capital$83,967,000696
Total bank equity capital$83,967,000696
Perpetual preferred stock$0124
Common stock$1,786,0002,021
Surplus$45,255,000575
Undivided profits$36,926,000899
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,815,0001,000
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,641,000122
Income earned, not collected on loans$3,943,000677
Earning assets$693,460,000756
Long-term assets (5+ years)$99,276,0001,065
Average Assets, year-to-date$724,843,000771
Average Assets, quarterly$761,629,000751
Volatile liabilities$154,996,000806
Insider loans$2,066,0002,629
FHLB advances$25,000,0001,369
Loans and leases held for sale$01,808
Unused loan commitments$87,658,0001,028
Tier 1 (core) risk-based capital$81,934,000644
Tier 2 risk-based capital$6,290,000742
Total risk weighted assets$670,099,000615
Total unused commitments$87,658,0001,029
Derivatives$0770
2004-06-30Rank
# of Employees:285541
Assets and Liabilities
Total Assets:$758,685,000752
Cash and due from depository institutions$25,607,000541
Interest-bearing balances$930,0002,939
Securities$81,652,0001,577
Federal funds sold & reverse repurchase agreements$10,889,0001,000
Net loans & leases$586,652,000636
Loan loss allowance$5,807,000808
Trading account assets$0153
Bank premises and fixed assets$24,227,000329
Other real estate owned$192,000541
Goodwill and other intangibles$1,696,0001,304
All other assets$27,770,000600
Life insurance assets$0323
Total liabilities and capital$758,685,000752
Total liabilities$676,888,000752
Total deposits$625,746,000695
Interest-bearing deposits$479,001,000776
Deposits held in domestic offices$625,746,000691
% insured0.00%1
Federal funds purchased & repurchase agreements$6,127,0001,484
Trading liabilities$069
Other borrowed funds$39,247,0001,082
Subordinated debt$0288
All other liabilities$5,768,000780
Total equity capital$81,797,000675
Total bank equity capital$81,797,000675
Perpetual preferred stock$0126
Common stock$1,786,0002,024
Surplus$45,255,000555
Undivided profits$34,756,000911
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,891,000987
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,641,000125
Income earned, not collected on loans$3,683,000695
Earning assets$680,123,000759
Long-term assets (5+ years)$114,132,000957
Average Assets, year-to-date$711,599,670775
Average Assets, quarterly$733,771,000771
Volatile liabilities$157,514,000766
Insider loans$2,074,0002,607
FHLB advances$38,500,0001,001
Loans and leases held for sale$01,820
Unused loan commitments$74,742,0001,124
Tier 1 (core) risk-based capital$81,205,000636
Tier 2 risk-based capital$5,979,000781
Total risk weighted assets$643,877,000627
Total unused commitments$74,742,0001,124
Derivatives$0740
2004-03-31Rank
# of Employees:279560
Assets and Liabilities
Total Assets:$708,857,000797
Cash and due from depository institutions$21,826,000560
Interest-bearing balances$1,402,0002,716
Securities$50,488,0002,426
Federal funds sold & reverse repurchase agreements$42,022,000329
Net loans & leases$546,221,000670
Loan loss allowance$5,347,000870
Trading account assets$0144
Bank premises and fixed assets$21,867,000361
Other real estate owned$192,000560
Goodwill and other intangibles$1,769,0001,273
All other assets$24,472,000630
Life insurance assets$0322
Total liabilities and capital$708,857,000797
Total liabilities$649,274,000786
Total deposits$618,491,000699
Interest-bearing deposits$466,545,000805
Deposits held in domestic offices$618,491,000695
% insured0.00%1
Federal funds purchased & repurchase agreements$4,812,0001,519
Trading liabilities$070
Other borrowed funds$20,535,0001,575
Subordinated debt$0287
All other liabilities$5,436,000892
Total equity capital$59,583,000948
Total bank equity capital$59,583,000948
Perpetual preferred stock$0129
Common stock$1,786,0002,021
Surplus$22,100,000994
Undivided profits$35,697,000935
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,125,0001,407
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,641,000131
Income earned, not collected on loans$3,373,000755
Earning assets$640,133,000811
Long-term assets (5+ years)$91,984,0001,127
Average Assets, year-to-date$688,057,000818
Average Assets, quarterly$688,057,000818
Volatile liabilities$127,220,000879
Insider loans$2,142,0002,502
FHLB advances$20,000,0001,495
Loans and leases held for sale$01,884
Unused loan commitments$79,340,0001,048
Tier 1 (core) risk-based capital$56,781,000908
Tier 2 risk-based capital$5,528,000828
Total risk weighted assets$597,921,000664
Total unused commitments$79,340,0001,050
Derivatives$0699
2003-12-31Rank
# of Employees:270585
Assets and Liabilities
Total Assets:$667,257,000845
Cash and due from depository institutions$17,196,000585
Interest-bearing balances$170,0004,751
Securities$52,557,0002,385
Federal funds sold & reverse repurchase agreements$16,484,000685
Net loans & leases$535,197,000677
Loan loss allowance$5,216,000905
Trading account assets$0168
Bank premises and fixed assets$20,752,000385
Other real estate owned$192,000585
Goodwill and other intangibles$1,842,0001,245
All other assets$23,037,000677
Life insurance assets$01
Total liabilities and capital$667,257,000845
Total liabilities$609,625,000825
Total deposits$554,760,000781
Interest-bearing deposits$432,085,000855
Deposits held in domestic offices$554,760,000778
% insured0.00%1
Federal funds purchased & repurchase agreements$2,943,0001,979
Trading liabilities$072
Other borrowed funds$46,098,000920
Subordinated debt$0293
All other liabilities$5,824,000834
Total equity capital$57,632,000970
Total bank equity capital$57,632,000970
Perpetual preferred stock$0131
Common stock$1,786,0002,035
Surplus$22,100,000972
Undivided profits$33,746,000961
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,031,0001,507
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,641,000121
Income earned, not collected on loans$3,373,000763
Earning assets$604,408,000844
Long-term assets (5+ years)$94,845,0001,129
Average Assets, year-to-date$624,787,200866
Average Assets, quarterly$655,781,000850
Volatile liabilities$146,914,000787
Insider loans$2,161,0002,455
FHLB advances$45,000,000831
Loans and leases held for sale$01,789
Unused loan commitments$72,601,0001,095
Tier 1 (core) risk-based capital$55,472,000925
Tier 2 risk-based capital$5,399,000846
Total risk weighted assets$577,933,000683
Total unused commitments$72,601,0001,098
Derivatives$0665
2003-09-30Rank
# of Employees:262619
Assets and Liabilities
Total Assets:$644,305,000882
Cash and due from depository institutions$16,515,000619
Interest-bearing balances$425,0003,970
Securities$64,891,0001,942
Federal funds sold & reverse repurchase agreements$9,852,0001,457
Net loans & leases$507,221,000707
Loan loss allowance$4,855,000966
Trading account assets$0165
Bank premises and fixed assets$20,603,000391
Other real estate owned$240,000619
Goodwill and other intangibles$1,915,0001,199
All other assets$23,068,000680
Life insurance assets$01
Total liabilities and capital$644,305,000882
Total liabilities$588,151,000865
Total deposits$544,767,000810
Interest-bearing deposits$428,716,000879
Deposits held in domestic offices$544,767,000807
% insured0.00%1
Federal funds purchased & repurchase agreements$2,678,0001,975
Trading liabilities$072
Other borrowed funds$35,395,0001,091
Subordinated debt$0293
All other liabilities$5,311,000920
Total equity capital$56,154,0001,002
Total bank equity capital$56,154,0001,002
Perpetual preferred stock$0137
Common stock$1,786,0002,039
Surplus$22,100,000973
Undivided profits$32,268,0001,010
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,228,0001,464
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,641,000142
Income earned, not collected on loans$3,412,000772
Earning assets$582,389,000894
Long-term assets (5+ years)$108,604,0001,001
Average Assets, year-to-date$614,169,750900
Average Assets, quarterly$636,751,000885
Volatile liabilities$133,183,000839
Insider loans$2,100,0002,491
FHLB advances$35,000,000992
Loans and leases held for sale$01,962
Unused loan commitments$69,750,0001,149
Tier 1 (core) risk-based capital$53,831,000959
Tier 2 risk-based capital$5,031,000896
Total risk weighted assets$545,044,000724
Total unused commitments$69,750,0001,153
Derivatives$0666
2003-06-30Rank
# of Employees:278581
Assets and Liabilities
Total Assets:$629,197,000888
Cash and due from depository institutions$20,579,000581
Interest-bearing balances$459,0004,013
Securities$47,396,0002,496
Federal funds sold & reverse repurchase agreements$45,884,000341
Net loans & leases$469,850,000755
Loan loss allowance$4,555,0001,010
Trading account assets$0170
Bank premises and fixed assets$20,494,000385
Other real estate owned$411,000581
Goodwill and other intangibles$1,988,0001,148
All other assets$22,595,000671
Life insurance assets$01
Total liabilities and capital$629,197,000888
Total liabilities$574,440,000875
Total deposits$554,309,000785
Interest-bearing deposits$432,616,000863
Deposits held in domestic offices$554,309,000782
% insured0.00%1
Federal funds purchased & repurchase agreements$3,874,0001,649
Trading liabilities$074
Other borrowed funds$11,399,0002,165
Subordinated debt$0266
All other liabilities$4,858,0001,031
Total equity capital$54,757,0001,012
Total bank equity capital$54,757,0001,012
Perpetual preferred stock$0140
Common stock$1,786,0002,038
Surplus$21,000,000989
Undivided profits$31,971,0001,022
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,293,0001,429
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,641,000137
Income earned, not collected on loans$2,940,000907
Earning assets$563,589,000902
Long-term assets (5+ years)$95,761,0001,076
Average Assets, year-to-date$604,124,670903
Average Assets, quarterly$624,041,500890
Volatile liabilities$115,739,000938
Insider loans$10,362,000449
FHLB advances$10,000,0002,177
Loans and leases held for sale$02,044
Unused loan commitments$67,267,0001,139
Tier 1 (core) risk-based capital$51,289,000980
Tier 2 risk-based capital$4,726,000909
Total risk weighted assets$506,536,000751
Total unused commitments$67,267,0001,148
Derivatives$0623
2003-03-31Rank
# of Employees:247642
Assets and Liabilities
Total Assets:$618,886,000889
Cash and due from depository institutions$19,599,000642
Interest-bearing balances$138,0004,972
Securities$50,889,0002,339
Federal funds sold & reverse repurchase agreements$47,488,000330
Net loans & leases$454,808,000769
Loan loss allowance$4,369,0001,041
Trading account assets$0169
Bank premises and fixed assets$19,355,000399
Other real estate owned$508,000642
Goodwill and other intangibles$2,061,0001,121
All other assets$24,178,000633
Life insurance assets$01
Total liabilities and capital$618,886,000889
Total liabilities$569,060,000871
Total deposits$547,251,000781
Interest-bearing deposits$425,629,000871
Deposits held in domestic offices$547,251,000778
% insured0.00%1
Federal funds purchased & repurchase agreements$4,561,0001,454
Trading liabilities$079
Other borrowed funds$10,464,0002,213
Subordinated debt$0265
All other liabilities$6,784,000821
Total equity capital$49,826,0001,078
Total bank equity capital$49,826,0001,078
Perpetual preferred stock$0141
Common stock$1,786,0002,047
Surplus$16,600,0001,177
Undivided profits$31,440,000998
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,847,0001,733
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,641,000145
Income earned, not collected on loans$3,129,000861
Earning assets$553,323,000913
Long-term assets (5+ years)$98,662,000999
Average Assets, year-to-date$591,588,500918
Average Assets, quarterly$591,588,500918
Volatile liabilities$108,369,000968
Insider loans$10,936,000420
FHLB advances$10,000,0002,119
Loans and leases held for sale$01,961
Unused loan commitments$56,895,0001,254
Tier 1 (core) risk-based capital$46,625,0001,055
Tier 2 risk-based capital$4,513,000940
Total risk weighted assets$490,287,000756
Total unused commitments$56,895,0001,264
Derivatives$0578
2002-12-31Rank
# of Employees:240666
Assets and Liabilities
Total Assets:$564,291,000965
Cash and due from depository institutions$18,397,000666
Interest-bearing balances$263,0004,337
Securities$54,268,0002,178
Federal funds sold & reverse repurchase agreements$5,672,0002,511
Net loans & leases$438,255,000780
Loan loss allowance$4,273,0001,034
Trading account assets$0170
Bank premises and fixed assets$18,853,000407
Other real estate owned$550,000666
Goodwill and other intangibles$2,134,0001,083
All other assets$26,162,000588
Life insurance assets$01
Total liabilities and capital$564,291,000965
Total liabilities$515,337,000943
Total deposits$483,798,000859
Interest-bearing deposits$377,484,000950
Deposits held in domestic offices$483,798,000857
% insured0.00%1
Federal funds purchased & repurchase agreements$3,004,0001,787
Trading liabilities$075
Other borrowed funds$21,598,0001,452
Subordinated debt$0258
All other liabilities$6,937,000775
Total equity capital$48,954,0001,075
Total bank equity capital$48,954,0001,075
Perpetual preferred stock$0142
Common stock$1,786,0002,042
Surplus$16,600,0001,155
Undivided profits$30,568,0001,006
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,187,0001,404
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,641,000130
Income earned, not collected on loans$2,949,000957
Earning assets$498,458,000981
Long-term assets (5+ years)$96,449,0001,010
Average Assets, year-to-date$532,022,200962
Average Assets, quarterly$552,796,000972
Volatile liabilities$98,088,0001,050
Insider loans$10,824,000411
FHLB advances$20,000,0001,403
Loans and leases held for sale$01,889
Unused loan commitments$56,468,0001,228
Tier 1 (core) risk-based capital$45,739,0001,048
Tier 2 risk-based capital$4,417,000937
Total risk weighted assets$466,475,000784
Total unused commitments$56,468,0001,230
Derivatives$0527
2001-12-31Rank
# of Employees:221721
Assets and Liabilities
Total Assets:$491,139,0001,042
Cash and due from depository institutions$21,270,000721
Interest-bearing balances$445,0003,795
Securities$52,354,0002,115
Federal funds sold & reverse repurchase agreements$07,110
Net loans & leases$375,272,000884
Loan loss allowance$3,675,0001,142
Trading account assets$0182
Bank premises and fixed assets$16,978,000443
Other real estate owned$550,000721
Goodwill and other intangibles$2,431,000952
All other assets$22,284,000650
Life insurance assets$01
Total liabilities and capital$491,139,0001,042
Total liabilities$448,128,0001,037
Total deposits$418,059,000949
Interest-bearing deposits$333,625,0001,025
Deposits held in domestic offices$418,059,000948
% insured0.00%1
Federal funds purchased & repurchase agreements$5,484,0001,417
Trading liabilities$069
Other borrowed funds$20,250,0001,389
Subordinated debt$0241
All other liabilities$4,335,0001,083
Total equity capital$43,011,0001,139
Total bank equity capital$43,011,0001,139
Perpetual preferred stock$0158
Common stock$1,786,0002,080
Surplus$16,600,0001,098
Undivided profits$24,625,0001,152
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,231,000930
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,641,000124
Income earned, not collected on loans$2,749,0001,132
Earning assets$428,071,0001,092
Long-term assets (5+ years)$101,130,000945
Average Assets, year-to-date$470,564,8001,038
Average Assets, quarterly$479,372,0001,059
Volatile liabilities$62,080,0001,473
Insider loans$11,241,000366
FHLB advances$20,000,0001,282
Loans and leases held for sale$01,749
Unused loan commitments$49,349,0001,272
Tier 1 (core) risk-based capital$40,589,0001,121
Tier 2 risk-based capital$3,794,0001,033
Total risk weighted assets$399,360,000865
Total unused commitments$49,349,0001,277
Derivatives$0450
2000-12-31Rank
# of Employees:200793
Assets and Liabilities
Total Assets:$435,396,0001,118
Cash and due from depository institutions$13,856,000793
Interest-bearing balances$67,0005,158
Securities$69,208,0001,580
Federal funds sold & reverse repurchase agreements$9,709,0001,231
Net loans & leases$311,818,0001,033
Loan loss allowance$3,268,0001,210
Trading account assets$0175
Bank premises and fixed assets$14,268,000526
Other real estate owned$0793
Goodwill and other intangibles$2,847,000861
All other assets$13,690,000781
Life insurance assets$01
Total liabilities and capital$435,396,0001,118
Total liabilities$399,126,0001,109
Total deposits$393,203,000978
Interest-bearing deposits$316,268,0001,045
Deposits held in domestic offices$393,203,000976
% insured0.00%1
Federal funds purchased & repurchase agreements$235,0003,467
Trading liabilities$077
Other borrowed funds$807,0004,766
Subordinated debt$0239
All other liabilities$4,881,0001,021
Total equity capital$36,270,0001,269
Total bank equity capital$36,270,0001,269
Perpetual preferred stock$0178
Common stock$1,786,0002,109
Surplus$12,600,0001,356
Undivided profits$21,884,0001,237
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,172,000626
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$3,669,00059
Income earned, not collected on loans$2,623,000939
Earning assets$390,802,0001,134
Long-term assets (5+ years)$99,451,000920
Average Assets, year-to-date$408,918,4001,131
Average Assets, quarterly$423,444,5001,130
Volatile liabilities$59,976,0001,490
Insider loans$13,054,000309
FHLB advances$0771
Loans and leases held for sale$01,442
Unused loan commitments$30,630,0001,717
Tier 1 (core) risk-based capital$33,339,2001,312
Tier 2 risk-based capital$3,268,0001,145
Total risk weighted assets$326,847,8001,004
Total unused commitments$30,630,0001,718
Derivatives$0481
1999-12-31Rank
# of Employees:194864
Assets and Liabilities
Total Assets:$390,774,0001,214
Cash and due from depository institutions$19,506,000864
Interest-bearing balances$4,0006,637
Securities$60,363,0001,903
Federal funds sold & reverse repurchase agreements$2,658,0003,103
Net loans & leases$286,884,0001,077
Loan loss allowance$2,997,0001,279
Trading account assets$0165
Bank premises and fixed assets$14,209,000539
Other real estate owned$0864
Goodwill and other intangibles$1,534,0001,236
All other assets$5,620,0001,624
Life insurance assets$01
Total liabilities and capital$390,774,0001,214
Total liabilities$363,195,0001,183
Total deposits$347,292,0001,078
Interest-bearing deposits$274,603,0001,175
Deposits held in domestic offices$347,292,0001,073
% insured0.00%1
Federal funds purchased & repurchase agreements$425,0003,557
Trading liabilities$065
Other borrowed funds$11,287,0001,866
Subordinated debt$0242
All other liabilities$4,191,0001,064
Total equity capital$27,579,0001,603
Total bank equity capital$27,579,0001,603
Perpetual preferred stock$0193
Common stock$1,786,0002,133
Surplus$4,592,0003,229
Undivided profits$21,201,0001,187
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,637,000660
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$3,567,00058
Income earned, not collected on loans$1,870,0001,126
Earning assets$349,909,0001,234
Long-term assets (5+ years)$90,628,0001,047
Average Assets, year-to-date$380,144,0001,189
Average Assets, quarterly$380,819,0001,231
Volatile liabilities$57,686,0001,478
Insider loans$16,182,000247
FHLB advances$0802
Loans and leases held for sale$01,487
Unused loan commitments$34,203,0001,585
Tier 1 (core) risk-based capital$26,406,5001,650
Tier 2 risk-based capital$2,997,0001,196
Total risk weighted assets$288,269,3001,102
Total unused commitments$34,203,0001,587
Derivatives$0488
1998-12-31Rank
# of Employees:186898
Assets and Liabilities
Total Assets:$354,488,0001,292
Cash and due from depository institutions$18,136,000898
Interest-bearing balances$47,0005,592
Securities$66,000,0001,782
Federal funds sold & reverse repurchase agreements$6,565,0002,644
Net loans & leases$243,781,0001,164
Loan loss allowance$2,517,0001,442
Trading account assets$0197
Bank premises and fixed assets$12,752,000566
Other real estate owned$0898
Goodwill and other intangibles$1,717,0001,127
All other assets$5,537,0001,423
Life insurance assets$01
Total liabilities and capital$354,488,0001,292
Total liabilities$329,050,0001,263
Total deposits$325,427,0001,129
Interest-bearing deposits$256,686,0001,241
Deposits held in domestic offices$325,427,0001,123
% insured0.00%1
Federal funds purchased & repurchase agreements$371,0002,856
Trading liabilities$069
Other borrowed funds$298,0004,435
Subordinated debt$0255
All other liabilities$2,954,0001,449
Total equity capital$25,438,0001,749
Total bank equity capital$25,438,0001,749
Perpetual preferred stock$0199
Common stock$1,786,0002,093
Surplus$4,592,0003,087
Undivided profits$19,060,0001,368
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$521,0003,873
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,642
Income earned, not collected on loans$1,819,0001,148
Earning assets$316,393,0001,328
Long-term assets (5+ years)$67,860,0001,239
Average Assets, year-to-date$317,761,2001,357
Average Assets, quarterly$336,726,5001,335
Volatile liabilities$25,462,0002,458
Insider loans$12,357,000306
FHLB advances$0740
Loans and leases held for sale$01,681
Unused loan commitments$29,760,0001,678
Tier 1 (core) risk-based capital$23,676,3001,771
Tier 2 risk-based capital$2,517,0001,331
Total risk weighted assets$252,709,0001,147
Total unused commitments$29,760,0001,683
Derivatives$0527
1997-12-31Rank
# of Employees:177988
Assets and Liabilities
Total Assets:$277,697,0001,643
Cash and due from depository institutions$12,554,000988
Interest-bearing balances$5,0006,363
Securities$54,690,0002,108
Federal funds sold & reverse repurchase agreements$12,275,0001,094
Net loans & leases$183,544,0001,530
Loan loss allowance$2,202,0001,630
Trading account assets$0203
Bank premises and fixed assets$9,905,000743
Other real estate owned$0988
Goodwill and other intangibles$322,0002,019
All other assets$4,407,0001,703
Life insurance assets$01
Total liabilities and capital$277,697,0001,643
Total liabilities$253,694,0001,620
Total deposits$249,178,0001,487
Interest-bearing deposits$196,762,0001,640
Deposits held in domestic offices$249,178,0001,479
% insured0.00%1
Federal funds purchased & repurchase agreements$218,0003,439
Trading liabilities$080
Other borrowed funds$1,789,0003,021
Subordinated debt$0260
All other liabilities$2,509,0001,678
Total equity capital$24,003,0001,858
Total bank equity capital$24,003,0001,858
Perpetual preferred stock$0223
Common stock$1,786,0002,097
Surplus$4,592,0003,012
Undivided profits$17,625,0001,475
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$273,0005,582
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,731
Income earned, not collected on loans$1,238,0001,808
Earning assets$250,514,0001,669
Long-term assets (5+ years)$26,109,0002,317
Average Assets, year-to-date$261,425,4001,655
Average Assets, quarterly$269,164,0001,670
Volatile liabilities$24,365,0002,531
Insider loans$8,953,000431
FHLB advances$0780
Loans and leases held for sale$01,579
Unused loan commitments$19,727,0002,130
Tier 1 (core) risk-based capital$23,827,2001,781
Tier 2 risk-based capital$2,202,0001,403
Total risk weighted assets$192,946,9001,461
Total unused commitments$19,727,0002,136
Derivatives$0533
1996-12-31Rank
# of Employees:1651,125
Assets and Liabilities
Total Assets:$240,629,0001,956
Cash and due from depository institutions$11,943,0001,125
Interest-bearing balances$06,640
Securities$50,877,0002,413
Federal funds sold & reverse repurchase agreements$1,810,0005,155
Net loans & leases$162,253,0001,775
Loan loss allowance$1,930,0001,970
Trading account assets$0240
Bank premises and fixed assets$8,333,000944
Other real estate owned$01,125
Goodwill and other intangibles$03,437
All other assets$5,413,0001,484
Life insurance assets$01
Total liabilities and capital$240,629,0001,956
Total liabilities$218,529,0001,938
Total deposits$205,007,0001,897
Interest-bearing deposits$161,885,0002,061
Deposits held in domestic offices$205,007,0001,887
% insured0.00%1
Federal funds purchased & repurchase agreements$9,908,0001,164
Trading liabilities$097
Other borrowed funds$1,183,0003,177
Subordinated debt$0298
All other liabilities$2,431,0001,729
Total equity capital$22,100,0002,021
Total bank equity capital$22,100,0002,021
Perpetual preferred stock$0250
Common stock$1,786,0002,232
Surplus$4,592,0003,080
Undivided profits$15,722,0001,636
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$430,0004,685
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,832
Income earned, not collected on loans$1,129,0001,980
Earning assets$214,940,0001,998
Long-term assets (5+ years)$19,665,0002,698
Average Assets, year-to-date$232,110,2001,951
Average Assets, quarterly$236,116,0001,968
Volatile liabilities$39,461,0001,656
Insider loans$8,617,000500
FHLB advances$0882
Loans and leases held for sale$01,560
Unused loan commitments$23,568,0001,826
Tier 1 (core) risk-based capital$22,259,0001,936
Tier 2 risk-based capital$1,930,0001,642
Total risk weighted assets$169,127,7001,696
Total unused commitments$23,568,0001,842
Derivatives$0549
1995-12-31Rank
# of Employees:1541,236
Assets and Liabilities
Total Assets:$219,083,0002,163
Cash and due from depository institutions$8,533,0001,236
Interest-bearing balances$06,853
Securities$60,995,0002,040
Federal funds sold & reverse repurchase agreements$587,0008,150
Net loans & leases$136,848,0002,061
Loan loss allowance$1,700,0002,237
Trading account assets$0261
Bank premises and fixed assets$8,615,000881
Other real estate owned$01,236
Goodwill and other intangibles$03,181
All other assets$3,505,0002,217
Life insurance assets$01
Total liabilities and capital$219,083,0002,163
Total liabilities$198,249,0002,149
Total deposits$192,187,0002,051
Interest-bearing deposits$158,182,0002,149
Deposits held in domestic offices$192,187,0002,041
% insured0.00%1
Federal funds purchased & repurchase agreements$3,522,0001,789
Trading liabilities$0110
Other borrowed funds$761,0003,156
Subordinated debt$0337
All other liabilities$1,779,0002,320
Total equity capital$20,834,0002,140
Total bank equity capital$20,834,0002,140
Perpetual preferred stock$0288
Common stock$877,0004,139
Surplus$4,984,0002,877
Undivided profits$14,973,0001,737
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$82,0008,611
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,782
Income earned, not collected on loans$1,087,0002,108
Earning assets$198,430,0002,185
Long-term assets (5+ years)$25,215,0002,091
Average Assets, year-to-date$214,728,6002,114
Average Assets, quarterly$216,977,0002,159
Volatile liabilities$28,013,0001,978
Insider loans$5,073,000882
FHLB advances$0855
Loans and leases held for sale$01,606
Unused loan commitments$22,941,0001,809
Tier 1 (core) risk-based capital$20,635,0002,067
Tier 2 risk-based capital$1,700,0001,825
Total risk weighted assets$142,461,9001,958
Total unused commitments$22,941,0001,819
Derivatives$0628
1994-12-31Rank
# of Employees:1431,385
Assets and Liabilities
Total Assets:$208,575,0002,225
Cash and due from depository institutions$8,216,0001,385
Interest-bearing balances$07,034
Securities$65,347,0002,008
Federal funds sold & reverse repurchase agreements$2,444,0003,309
Net loans & leases$121,786,0002,240
Loan loss allowance$1,566,0002,444
Trading account assets$0286
Bank premises and fixed assets$7,026,0001,039
Other real estate owned$386,0001,385
Goodwill and other intangibles$03,133
All other assets$3,370,0002,387
Life insurance assets$01
Total liabilities and capital$208,575,0002,225
Total liabilities$191,627,0002,203
Total deposits$189,478,0002,055
Interest-bearing deposits$159,110,0002,081
Deposits held in domestic offices$189,478,0002,044
% insured0.00%1
Federal funds purchased & repurchase agreements$471,0004,006
Trading liabilities$087
Other borrowed funds$665,0003,527
Subordinated debt$0372
All other liabilities$1,013,0003,052
Total equity capital$16,948,0002,399
Total bank equity capital$16,948,0002,399
Perpetual preferred stock$0310
Common stock$862,0004,358
Surplus$4,582,0002,984
Undivided profits$11,504,0002,034
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$011,640
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$804,0002,530
Earning assets$189,577,0002,231
Long-term assets (5+ years)$29,643,0001,842
Average Assets, year-to-date$205,825,2002,180
Average Assets, quarterly$206,734,0002,211
Volatile liabilities$29,075,0001,874
Insider loans$3,002,0001,399
FHLB advances$0993
Loans and leases held for sale$01,430
Unused loan commitments$6,829,0004,063
Tier 1 (core) risk-based capital$18,861,0002,179
Tier 2 risk-based capital$1,566,0001,963
Total risk weighted assets$129,178,8002,100
Total unused commitments$6,829,0004,070
Derivatives$0687
1993-12-31Rank
# of Employees:1231,697
Assets and Liabilities
Total Assets:$199,450,0002,329
Cash and due from depository institutions$8,421,0001,697
Interest-bearing balances$499,0004,336
Securities$64,142,0002,143
Federal funds sold & reverse repurchase agreements$9,225,0001,485
Net loans & leases$107,851,0002,433
Loan loss allowance$1,448,0002,710
Trading account assets$0330
Bank premises and fixed assets$5,799,0001,255
Other real estate owned$1,723,0001,697
Goodwill and other intangibles$03,091
All other assets$2,289,0003,088
Life insurance assets$01
Total liabilities and capital$199,450,0002,329
Total liabilities$182,613,0002,329
Total deposits$177,856,0002,233
Interest-bearing deposits$148,506,0002,317
Deposits held in domestic offices$177,856,0002,220
% insured0.00%1
Federal funds purchased & repurchase agreements$2,226,0002,135
Trading liabilities$01
Other borrowed funds$1,573,0002,341
Subordinated debt$0413
All other liabilities$958,0003,242
Total equity capital$16,837,0002,396
Total bank equity capital$16,837,0002,396
Perpetual preferred stock$0343
Common stock$854,0004,545
Surplus$4,379,0003,034
Undivided profits$11,604,0002,050
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$012,424
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,950
Income earned, not collected on loans$679,0002,649
Earning assets$181,717,0002,354
Long-term assets (5+ years)$34,182,0001,700
Average Assets, year-to-date$202,393,4002,224
Average Assets, quarterly$198,515,0002,320
Volatile liabilities$21,988,0002,224
Insider loans$2,461,0001,680
FHLB advances$0821
Loans and leases held for sale$01,681
Unused loan commitments$9,737,0003,167
Tier 1 (core) risk-based capital$16,837,0002,337
Tier 2 risk-based capital$1,416,3802,120
Total risk weighted assets$113,279,0802,327
Total unused commitments$9,737,0003,184
Derivatives$0714
1992-12-31Rank
# of Employees:1301,670
Assets and Liabilities
Total Assets:$203,500,0002,327
Cash and due from depository institutions$9,093,0001,670
Interest-bearing balances$497,0004,960
Securities$72,574,0001,856
Federal funds sold & reverse repurchase agreements$4,110,0003,875
Net loans & leases$103,941,0002,574
Loan loss allowance$1,292,0003,039
Trading account assets$0344
Bank premises and fixed assets$5,516,0001,314
Other real estate owned$5,974,0001,670
Goodwill and other intangibles$03,106
All other assets$2,292,0003,176
Life insurance assets$01
Total liabilities and capital$203,500,0002,327
Total liabilities$188,036,0002,314
Total deposits$183,154,0002,254
Interest-bearing deposits$151,130,0002,387
Deposits held in domestic offices$183,154,0002,244
% insured0.00%1
Federal funds purchased & repurchase agreements$2,219,0001,957
Trading liabilities$01
Other borrowed funds$1,732,0002,087
Subordinated debt$0482
All other liabilities$931,0003,491
Total equity capital$15,464,0002,481
Total bank equity capital$15,464,0002,481
Perpetual preferred stock$0346
Common stock$854,0004,766
Surplus$4,379,0002,920
Undivided profits$10,231,0002,154
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$90,00010,323
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$836,0002,383
Earning assets$181,122,0002,379
Long-term assets (5+ years)$24,287,0002,235
Average Assets, year-to-date$191,358,4002,408
Average Assets, quarterly$197,783,0002,376
Volatile liabilities$24,326,0002,024
Insider loans$1,112,000739
FHLB advances$0832
Loans and leases held for sale$01,207
Unused loan commitments$7,160,0003,685
Tier 1 (core) risk-based capital$15,464,0002,415
Tier 2 risk-based capital$1,292,0002,328
Total risk weighted assets$109,442,8002,480
Total unused commitments$7,160,0003,705
Derivatives$0651