Home > TIAA-CREF Trust Company, FSB > Income and Expense
TIAA-CREF Trust Company, FSB, Income and Expense
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $31,113,000 | 277 |
| Total interest expense | $6,953,000 | 159 |
| Net interest income | $24,160,000 | 314 |
| Provision for loan and lease losses | $557,000 | 422 |
| Total noninterest income | $41,676,000 | 97 |
| Gross Fiduciary activities income | $41,045,000 | 26 |
| Service charges on deposit accounts | $19,000 | 4,687 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $612,000 | 1,343 |
| Total noninterest expense | $53,621,000 | 142 |
| Salaries and employee benefits | $17,992,000 | 187 |
| Premises and equipment expense | $1,257,000 | 513 |
| Additional noninterest expense | $34,372,000 | 98 |
| Pre-tax net operating income | $11,658,000 | 303 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $4,405,000 | 257 |
| Income before extraordinary items | $7,253,000 | 331 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $7,253,000 | 331 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $7,253,000 | 331 |
| Net charge-offs | $115,000 | 853 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $7,253,000 | 326 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $101,644,000 | 306 |
| Total interest expense | $22,933,000 | 167 |
| Net interest income | $78,711,000 | 348 |
| Provision for loan and lease losses | $9,240,000 | 174 |
| Total noninterest income | $146,519,000 | 99 |
| Gross Fiduciary activities income | $144,189,000 | 26 |
| Service charges on deposit accounts | $53,000 | 5,126 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $2,277,000 | 1,463 |
| Total noninterest expense | $210,543,000 | 141 |
| Salaries and employee benefits | $71,646,000 | 185 |
| Premises and equipment expense | $3,457,000 | 724 |
| Additional noninterest expense | $135,440,000 | 95 |
| Pre-tax net operating income | $5,447,000 | 1,513 |
| Securities gains (losses) | $-22,000 | 5,696 |
| Applicable income taxes | $1,118,000 | 1,538 |
| Income before extraordinary items | $4,307,000 | 1,557 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,307,000 | 1,556 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,307,000 | 1,556 |
| Net charge-offs | $36,000 | 3,356 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $4,324,380 | 1,530 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $73,115,000 | 309 |
| Total interest expense | $16,641,000 | 166 |
| Net interest income | $56,474,000 | 354 |
| Provision for loan and lease losses | $9,862,000 | 131 |
| Total noninterest income | $107,092,000 | 99 |
| Gross Fiduciary activities income | $105,673,000 | 26 |
| Service charges on deposit accounts | $35,000 | 5,269 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,384,000 | 1,667 |
| Total noninterest expense | $163,068,000 | 136 |
| Salaries and employee benefits | $50,327,000 | 194 |
| Premises and equipment expense | $2,666,000 | 702 |
| Additional noninterest expense | $110,075,000 | 91 |
| Pre-tax net operating income | $-9,364,000 | 5,982 |
| Securities gains (losses) | $-22,000 | 5,837 |
| Applicable income taxes | $-3,285,000 | 5,959 |
| Income before extraordinary items | $-6,101,000 | 5,974 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-6,101,000 | 5,974 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-6,101,000 | 5,974 |
| Net charge-offs | $36,000 | 2,795 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $-6,086,700 | 5,974 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $45,468,000 | 332 |
| Total interest expense | $10,554,000 | 174 |
| Net interest income | $34,914,000 | 379 |
| Provision for loan and lease losses | $10,810,000 | 102 |
| Total noninterest income | $68,939,000 | 100 |
| Gross Fiduciary activities income | $68,364,000 | 26 |
| Service charges on deposit accounts | $20,000 | 5,411 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $555,000 | 2,252 |
| Total noninterest expense | $106,768,000 | 139 |
| Salaries and employee benefits | $32,628,000 | 198 |
| Premises and equipment expense | $1,967,000 | 630 |
| Additional noninterest expense | $72,173,000 | 93 |
| Pre-tax net operating income | $-13,725,000 | 6,066 |
| Securities gains (losses) | $-86,000 | 5,995 |
| Applicable income taxes | $-2,666,000 | 6,043 |
| Income before extraordinary items | $-11,145,000 | 6,057 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-11,145,000 | 6,057 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-11,145,000 | 6,057 |
| Net charge-offs | $34,000 | 2,434 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $-11,075,340 | 6,057 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $21,981,000 | 341 |
| Total interest expense | $5,117,000 | 176 |
| Net interest income | $16,864,000 | 379 |
| Provision for loan and lease losses | $5,496,000 | 93 |
| Total noninterest income | $33,235,000 | 100 |
| Gross Fiduciary activities income | $33,101,000 | 26 |
| Service charges on deposit accounts | $11,000 | 5,366 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $123,000 | 3,242 |
| Total noninterest expense | $51,015,000 | 144 |
| Salaries and employee benefits | $15,910,000 | 206 |
| Premises and equipment expense | $1,034,000 | 611 |
| Additional noninterest expense | $34,071,000 | 97 |
| Pre-tax net operating income | $-6,412,000 | 6,126 |
| Securities gains (losses) | $-196,000 | 6,099 |
| Applicable income taxes | $-145,000 | 6,074 |
| Income before extraordinary items | $-6,463,000 | 6,120 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $-6,463,000 | 6,120 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $-6,463,000 | 6,120 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-6,270,920 | 6,118 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $61,861,000 | 424 |
| Total interest expense | $17,948,000 | 179 |
| Net interest income | $43,913,000 | 520 |
| Provision for loan and lease losses | $10,085,000 | 132 |
| Total noninterest income | $124,770,000 | 108 |
| Gross Fiduciary activities income | $123,722,000 | 25 |
| Service charges on deposit accounts | $24,000 | 5,771 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,024,000 | 2,349 |
| Total noninterest expense | $209,603,000 | 141 |
| Salaries and employee benefits | $40,080,000 | 308 |
| Premises and equipment expense | $2,041,000 | 1,155 |
| Additional noninterest expense | $167,482,000 | 88 |
| Pre-tax net operating income | $-51,005,000 | 6,188 |
| Securities gains (losses) | $-1,374,000 | 6,166 |
| Applicable income taxes | $-20,205,000 | 6,174 |
| Income before extraordinary items | $-32,174,000 | 6,179 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-32,174,000 | 6,179 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-32,174,000 | 6,179 |
| Net charge-offs | $0 | 4,462 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $-31,294,640 | 6,178 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $42,682,000 | 451 |
| Total interest expense | $13,205,000 | 180 |
| Net interest income | $29,477,000 | 584 |
| Provision for loan and lease losses | $5,254,000 | 160 |
| Total noninterest income | $91,782,000 | 109 |
| Gross Fiduciary activities income | $90,931,000 | 26 |
| Service charges on deposit accounts | $14,000 | 5,917 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $837,000 | 2,249 |
| Total noninterest expense | $153,056,000 | 142 |
| Salaries and employee benefits | $29,340,000 | 324 |
| Premises and equipment expense | $1,339,000 | 1,332 |
| Additional noninterest expense | $122,377,000 | 89 |
| Pre-tax net operating income | $-37,051,000 | 6,274 |
| Securities gains (losses) | $-938,000 | 6,250 |
| Applicable income taxes | $-15,290,000 | 6,263 |
| Income before extraordinary items | $-22,699,000 | 6,265 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-22,699,000 | 6,265 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-22,699,000 | 6,265 |
| Net charge-offs | $0 | 4,182 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $-22,098,680 | 6,264 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $26,277,000 | 485 |
| Total interest expense | $8,614,000 | 181 |
| Net interest income | $17,663,000 | 648 |
| Provision for loan and lease losses | $4,183,000 | 138 |
| Total noninterest income | $60,056,000 | 111 |
| Gross Fiduciary activities income | $59,504,000 | 27 |
| Service charges on deposit accounts | $8,000 | 6,004 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $544,000 | 2,322 |
| Total noninterest expense | $99,279,000 | 144 |
| Salaries and employee benefits | $19,716,000 | 320 |
| Premises and equipment expense | $860,000 | 1,370 |
| Additional noninterest expense | $78,703,000 | 88 |
| Pre-tax net operating income | $-25,743,000 | 6,354 |
| Securities gains (losses) | $258,000 | 428 |
| Applicable income taxes | $-10,286,000 | 6,342 |
| Income before extraordinary items | $-15,199,000 | 6,345 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-15,199,000 | 6,344 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $-15,199,000 | 6,344 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $-15,364,120 | 6,345 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $12,574,000 | 504 |
| Total interest expense | $4,190,000 | 186 |
| Net interest income | $8,384,000 | 674 |
| Provision for loan and lease losses | $2,525,000 | 127 |
| Total noninterest income | $29,826,000 | 112 |
| Gross Fiduciary activities income | $29,563,000 | 27 |
| Service charges on deposit accounts | $4,000 | 6,054 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $259,000 | 2,304 |
| Total noninterest expense | $52,437,000 | 136 |
| Salaries and employee benefits | $9,878,000 | 323 |
| Premises and equipment expense | $292,000 | 1,980 |
| Additional noninterest expense | $42,267,000 | 86 |
| Pre-tax net operating income | $-16,752,000 | 6,423 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $-6,625,000 | 6,413 |
| Income before extraordinary items | $-10,127,000 | 6,413 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-10,127,000 | 6,413 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-10,127,000 | 6,413 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-10,127,000 | 6,413 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $37,936,000 | 666 |
| Total interest expense | $11,573,000 | 246 |
| Net interest income | $26,363,000 | 840 |
| Provision for loan and lease losses | $7,256,000 | 161 |
| Total noninterest income | $99,736,000 | 118 |
| Gross Fiduciary activities income | $99,305,000 | 31 |
| Service charges on deposit accounts | $16,000 | 6,187 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $415,000 | 3,542 |
| Total noninterest expense | $176,967,000 | 151 |
| Salaries and employee benefits | $31,512,000 | 380 |
| Premises and equipment expense | $1,558,000 | 1,521 |
| Additional noninterest expense | $143,897,000 | 94 |
| Pre-tax net operating income | $-58,124,000 | 6,512 |
| Securities gains (losses) | $-614,000 | 6,457 |
| Applicable income taxes | $-22,272,000 | 6,498 |
| Income before extraordinary items | $-36,466,000 | 6,501 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-36,466,000 | 6,501 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-36,466,000 | 6,501 |
| Net charge-offs | $0 | 4,970 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-36,073,040 | 6,501 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $27,802,000 | 679 |
| Total interest expense | $7,534,000 | 280 |
| Net interest income | $20,268,000 | 810 |
| Provision for loan and lease losses | $2,634,000 | 271 |
| Total noninterest income | $72,442,000 | 123 |
| Gross Fiduciary activities income | $72,187,000 | 31 |
| Service charges on deposit accounts | $19,000 | 6,147 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $236,000 | 3,983 |
| Total noninterest expense | $131,387,000 | 151 |
| Salaries and employee benefits | $22,745,000 | 386 |
| Premises and equipment expense | $1,120,000 | 1,585 |
| Additional noninterest expense | $107,522,000 | 100 |
| Pre-tax net operating income | $-41,311,000 | 6,592 |
| Securities gains (losses) | $203,000 | 634 |
| Applicable income taxes | $-15,300,000 | 6,579 |
| Income before extraordinary items | $-25,808,000 | 6,579 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-25,808,000 | 6,579 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-25,808,000 | 6,579 |
| Net charge-offs | $0 | 4,696 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-25,937,920 | 6,579 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $18,863,000 | 655 |
| Total interest expense | $3,960,000 | 348 |
| Net interest income | $14,903,000 | 734 |
| Provision for loan and lease losses | $1,887,000 | 263 |
| Total noninterest income | $46,758,000 | 123 |
| Gross Fiduciary activities income | $46,643,000 | 31 |
| Service charges on deposit accounts | $20,000 | 5,963 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $95,000 | 4,625 |
| Total noninterest expense | $84,682,000 | 154 |
| Salaries and employee benefits | $14,393,000 | 395 |
| Premises and equipment expense | $901,000 | 1,342 |
| Additional noninterest expense | $69,388,000 | 96 |
| Pre-tax net operating income | $-24,908,000 | 6,660 |
| Securities gains (losses) | $220,000 | 455 |
| Applicable income taxes | $-9,764,000 | 6,648 |
| Income before extraordinary items | $-14,924,000 | 6,649 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-14,924,000 | 6,649 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-14,924,000 | 6,649 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-15,064,800 | 6,649 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $9,457,000 | 656 |
| Total interest expense | $1,697,000 | 415 |
| Net interest income | $7,760,000 | 707 |
| Provision for loan and lease losses | $670,000 | 354 |
| Total noninterest income | $22,622,000 | 121 |
| Gross Fiduciary activities income | $22,584,000 | 31 |
| Service charges on deposit accounts | $10,000 | 5,989 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $28,000 | 5,227 |
| Total noninterest expense | $40,928,000 | 161 |
| Salaries and employee benefits | $7,070,000 | 409 |
| Premises and equipment expense | $395,000 | 1,539 |
| Additional noninterest expense | $33,463,000 | 93 |
| Pre-tax net operating income | $-11,216,000 | 6,735 |
| Securities gains (losses) | $-36,000 | 6,560 |
| Applicable income taxes | $-4,450,000 | 6,723 |
| Income before extraordinary items | $-6,802,000 | 6,723 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-6,802,000 | 6,723 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-6,802,000 | 6,723 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-6,778,960 | 6,723 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $24,525,000 | 1,035 |
| Total interest expense | $10,923,000 | 290 |
| Net interest income | $13,602,000 | 1,596 |
| Provision for loan and lease losses | $8,875,000 | 177 |
| Total noninterest income | $77,318,000 | 144 |
| Gross Fiduciary activities income | $76,696,000 | 35 |
| Service charges on deposit accounts | $57,000 | 5,874 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $565,000 | 3,199 |
| Total noninterest expense | $131,899,000 | 188 |
| Salaries and employee benefits | $22,197,000 | 491 |
| Premises and equipment expense | $1,654,000 | 1,433 |
| Additional noninterest expense | $108,048,000 | 110 |
| Pre-tax net operating income | $-49,854,000 | 6,812 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $-17,561,000 | 6,790 |
| Income before extraordinary items | $-32,293,000 | 6,804 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-32,293,000 | 6,804 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-32,293,000 | 6,804 |
| Net charge-offs | $0 | 5,475 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-32,293,000 | 6,804 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $16,220,000 | 1,189 |
| Total interest expense | $8,845,000 | 275 |
| Net interest income | $7,375,000 | 2,127 |
| Provision for loan and lease losses | $7,076,000 | 168 |
| Total noninterest income | $55,756,000 | 149 |
| Gross Fiduciary activities income | $55,274,000 | 34 |
| Service charges on deposit accounts | $44,000 | 5,904 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $438,000 | 3,217 |
| Total noninterest expense | $96,704,000 | 186 |
| Salaries and employee benefits | $16,735,000 | 492 |
| Premises and equipment expense | $1,117,000 | 1,587 |
| Additional noninterest expense | $78,852,000 | 110 |
| Pre-tax net operating income | $-40,649,000 | 6,894 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $-16,077,000 | 6,874 |
| Income before extraordinary items | $-24,572,000 | 6,884 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-24,572,000 | 6,884 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-24,572,000 | 6,884 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-24,572,000 | 6,884 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $10,669,000 | 1,197 |
| Total interest expense | $6,499,000 | 250 |
| Net interest income | $4,170,000 | 2,508 |
| Provision for loan and lease losses | $4,686,000 | 170 |
| Total noninterest income | $36,181,000 | 154 |
| Gross Fiduciary activities income | $35,849,000 | 34 |
| Service charges on deposit accounts | $30,000 | 5,892 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $302,000 | 3,191 |
| Total noninterest expense | $65,726,000 | 181 |
| Salaries and employee benefits | $20,094,000 | 288 |
| Premises and equipment expense | $820,000 | 1,468 |
| Additional noninterest expense | $44,812,000 | 127 |
| Pre-tax net operating income | $-30,061,000 | 6,945 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $-11,889,000 | 6,932 |
| Income before extraordinary items | $-18,172,000 | 6,934 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-18,172,000 | 6,934 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-18,172,000 | 6,934 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-18,172,000 | 6,934 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,567,000 | 1,395 |
| Total interest expense | $3,805,000 | 228 |
| Net interest income | $762,000 | 4,964 |
| Provision for loan and lease losses | $601,000 | 592 |
| Total noninterest income | $17,669,000 | 159 |
| Gross Fiduciary activities income | $17,466,000 | 36 |
| Service charges on deposit accounts | $12,000 | 6,102 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $191,000 | 2,844 |
| Total noninterest expense | $33,478,000 | 181 |
| Salaries and employee benefits | $10,142,000 | 290 |
| Premises and equipment expense | $600,000 | 1,022 |
| Additional noninterest expense | $22,736,000 | 129 |
| Pre-tax net operating income | $-15,648,000 | 7,023 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $-6,189,000 | 7,016 |
| Income before extraordinary items | $-9,459,000 | 7,012 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-9,459,000 | 7,012 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-9,459,000 | 7,012 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-9,459,000 | 7,011 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $14,381,000 | 1,831 |
| Total interest expense | $11,171,000 | 358 |
| Net interest income | $3,210,000 | 4,953 |
| Provision for loan and lease losses | $1,179,000 | 1,604 |
| Total noninterest income | $60,750,000 | 181 |
| Gross Fiduciary activities income | $59,805,000 | 37 |
| Service charges on deposit accounts | $26,000 | 6,583 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $919,000 | 2,493 |
| Total noninterest expense | $88,404,000 | 268 |
| Salaries and employee benefits | $27,247,000 | 403 |
| Premises and equipment expense | $2,202,000 | 1,081 |
| Additional noninterest expense | $58,955,000 | 175 |
| Pre-tax net operating income | $-25,623,000 | 7,060 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $-8,553,000 | 7,056 |
| Income before extraordinary items | $-17,070,000 | 7,048 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-17,070,000 | 7,048 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-17,070,000 | 7,048 |
| Net charge-offs | $0 | 5,985 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-17,070,000 | 7,045 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $9,807,000 | 2,041 |
| Total interest expense | $6,347,000 | 518 |
| Net interest income | $3,460,000 | 4,073 |
| Provision for loan and lease losses | $469,000 | 2,366 |
| Total noninterest income | $44,248,000 | 183 |
| Gross Fiduciary activities income | $43,679,000 | 37 |
| Service charges on deposit accounts | $16,000 | 6,731 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $553,000 | 2,790 |
| Total noninterest expense | $62,942,000 | 278 |
| Salaries and employee benefits | $22,687,000 | 364 |
| Premises and equipment expense | $1,553,000 | 1,147 |
| Additional noninterest expense | $38,702,000 | 192 |
| Pre-tax net operating income | $-15,703,000 | 7,161 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $-6,210,000 | 7,157 |
| Income before extraordinary items | $-9,493,000 | 7,140 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-9,493,000 | 7,140 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-9,493,000 | 7,140 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-9,493,000 | 7,138 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,610,000 | 2,374 |
| Total interest expense | $2,185,000 | 1,119 |
| Net interest income | $3,425,000 | 3,103 |
| Provision for loan and lease losses | $85,000 | 4,069 |
| Total noninterest income | $28,704,000 | 187 |
| Gross Fiduciary activities income | $28,471,000 | 38 |
| Service charges on deposit accounts | $4,000 | 6,954 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $229,000 | 3,472 |
| Total noninterest expense | $37,250,000 | 301 |
| Salaries and employee benefits | $13,010,000 | 415 |
| Premises and equipment expense | $1,035,000 | 1,146 |
| Additional noninterest expense | $23,205,000 | 209 |
| Pre-tax net operating income | $-5,206,000 | 7,186 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $-2,348,000 | 7,211 |
| Income before extraordinary items | $-2,858,000 | 7,147 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-2,858,000 | 7,146 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-2,858,000 | 7,147 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-2,858,000 | 7,144 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,162,000 | 3,023 |
| Total interest expense | $223,000 | 4,203 |
| Net interest income | $1,939,000 | 2,796 |
| Provision for loan and lease losses | $17,000 | 4,567 |
| Total noninterest income | $14,202,000 | 180 |
| Gross Fiduciary activities income | $14,116,000 | 39 |
| Service charges on deposit accounts | $0 | 7,087 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $86,000 | 3,919 |
| Total noninterest expense | $15,111,000 | 364 |
| Salaries and employee benefits | $4,311,000 | 601 |
| Premises and equipment expense | $324,000 | 1,830 |
| Additional noninterest expense | $10,476,000 | 214 |
| Pre-tax net operating income | $1,013,000 | 1,656 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $456,000 | 963 |
| Income before extraordinary items | $557,000 | 2,397 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $557,000 | 2,399 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $557,000 | 2,400 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $557,000 | 2,281 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,257,000 | 3,585 |
| Total interest expense | $319,000 | 6,489 |
| Net interest income | $6,938,000 | 3,094 |
| Provision for loan and lease losses | $22,000 | 6,199 |
| Total noninterest income | $48,442,000 | 193 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 6,974 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $48,442,000 | 149 |
| Total noninterest expense | $42,209,000 | 489 |
| Salaries and employee benefits | $12,465,000 | 789 |
| Premises and equipment expense | $1,233,000 | 2,006 |
| Additional noninterest expense | $28,511,000 | 293 |
| Pre-tax net operating income | $13,149,000 | 497 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $7,998,000 | 299 |
| Income before extraordinary items | $5,151,000 | 975 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,151,000 | 974 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $5,151,000 | 975 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $5,151,000 | 940 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,320,000 | 3,686 |
| Total interest expense | $220,000 | 6,681 |
| Net interest income | $5,100,000 | 3,164 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $35,510,000 | 198 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,025 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $35,510,000 | 149 |
| Total noninterest expense | $29,816,000 | 511 |
| Salaries and employee benefits | $10,174,000 | 729 |
| Premises and equipment expense | $938,000 | 1,999 |
| Additional noninterest expense | $18,704,000 | 325 |
| Pre-tax net operating income | $10,794,000 | 480 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $6,972,000 | 270 |
| Income before extraordinary items | $3,822,000 | 1,014 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,822,000 | 1,013 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $3,822,000 | 1,014 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $3,822,000 | 962 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,505,000 | 3,760 |
| Total interest expense | $149,000 | 6,750 |
| Net interest income | $3,356,000 | 3,212 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $23,558,000 | 200 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $23,558,000 | 153 |
| Total noninterest expense | $18,580,000 | 555 |
| Salaries and employee benefits | $6,007,000 | 833 |
| Premises and equipment expense | $670,000 | 1,890 |
| Additional noninterest expense | $11,903,000 | 337 |
| Pre-tax net operating income | $8,334,000 | 429 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $3,512,000 | 322 |
| Income before extraordinary items | $4,822,000 | 551 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $4,822,000 | 549 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $4,822,000 | 551 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $4,822,000 | 543 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,663,000 | 3,907 |
| Total interest expense | $80,000 | 6,773 |
| Net interest income | $1,583,000 | 3,333 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $11,339,000 | 216 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $11,339,000 | 157 |
| Total noninterest expense | $9,542,000 | 540 |
| Salaries and employee benefits | $3,180,000 | 800 |
| Premises and equipment expense | $461,000 | 1,405 |
| Additional noninterest expense | $5,901,000 | 339 |
| Pre-tax net operating income | $3,380,000 | 496 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $1,521,000 | 338 |
| Income before extraordinary items | $1,859,000 | 702 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,859,000 | 702 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,859,000 | 702 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,859,000 | 686 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,435,000 | 7,098 |
| Total interest expense | $66,000 | 7,560 |
| Net interest income | $1,369,000 | 6,832 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $37,230,000 | 248 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $37,230,000 | 185 |
| Total noninterest expense | $34,810,000 | 590 |
| Salaries and employee benefits | $11,738,000 | 836 |
| Premises and equipment expense | $1,057,000 | 2,363 |
| Additional noninterest expense | $22,015,000 | 379 |
| Pre-tax net operating income | $3,789,000 | 1,322 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $1,490,000 | 912 |
| Income before extraordinary items | $2,299,000 | 1,792 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,299,000 | 1,793 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,299,000 | 1,794 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,299,000 | 1,713 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $435,000 | 7,641 |
| Total interest expense | $6,000 | 7,725 |
| Net interest income | $429,000 | 7,577 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $26,601,000 | 251 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $26,601,000 | 190 |
| Total noninterest expense | $23,337,000 | 646 |
| Salaries and employee benefits | $7,706,000 | 941 |
| Premises and equipment expense | $718,000 | 2,606 |
| Additional noninterest expense | $14,913,000 | 387 |
| Pre-tax net operating income | $3,693,000 | 1,101 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $1,662,000 | 691 |
| Income before extraordinary items | $2,031,000 | 1,628 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,031,000 | 1,631 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,031,000 | 1,631 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,031,000 | 1,555 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $292,000 | 7,709 |
| Total interest expense | $4,000 | 7,796 |
| Net interest income | $288,000 | 7,642 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $17,106,000 | 254 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $17,106,000 | 191 |
| Total noninterest expense | $14,830,000 | 672 |
| Salaries and employee benefits | $4,753,000 | 1,020 |
| Premises and equipment expense | $453,000 | 2,737 |
| Additional noninterest expense | $9,624,000 | 393 |
| Pre-tax net operating income | $2,564,000 | 1,044 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $1,154,000 | 637 |
| Income before extraordinary items | $1,410,000 | 1,552 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,410,000 | 1,553 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,410,000 | 1,553 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,410,000 | 1,479 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $149,000 | 7,808 |
| Total interest expense | $2,000 | 7,895 |
| Net interest income | $147,000 | 7,734 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $8,186,000 | 269 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $8,186,000 | 200 |
| Total noninterest expense | $6,658,000 | 750 |
| Salaries and employee benefits | $2,087,000 | 1,188 |
| Premises and equipment expense | $215,000 | 2,948 |
| Additional noninterest expense | $4,356,000 | 427 |
| Pre-tax net operating income | $1,675,000 | 806 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $729,000 | 494 |
| Income before extraordinary items | $946,000 | 1,156 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $946,000 | 1,158 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $946,000 | 1,158 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $946,000 | 1,123 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $542,000 | 7,886 |
| Total interest expense | $13,000 | 7,977 |
| Net interest income | $529,000 | 7,816 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $27,736,000 | 316 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $27,736,000 | 229 |
| Total noninterest expense | $24,673,000 | 855 |
| Salaries and employee benefits | $7,481,000 | 1,339 |
| Premises and equipment expense | $622,000 | 3,782 |
| Additional noninterest expense | $16,570,000 | 508 |
| Pre-tax net operating income | $3,592,000 | 1,137 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $1,354,000 | 762 |
| Income before extraordinary items | $2,238,000 | 1,496 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,238,000 | 1,493 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,238,000 | 1,495 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,238,000 | 1,461 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $408,000 | 7,980 |
| Total interest expense | $11,000 | 8,058 |
| Net interest income | $397,000 | 7,893 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $19,842,000 | 331 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $19,842,000 | 238 |
| Total noninterest expense | $17,480,000 | 892 |
| Salaries and employee benefits | $5,501,000 | 1,384 |
| Premises and equipment expense | $455,000 | 3,882 |
| Additional noninterest expense | $11,524,000 | 519 |
| Pre-tax net operating income | $2,759,000 | 1,175 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $1,242,000 | 711 |
| Income before extraordinary items | $1,517,000 | 1,754 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,517,000 | 1,754 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,517,000 | 1,754 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,517,000 | 1,716 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $274,000 | 8,070 |
| Total interest expense | $8,000 | 8,148 |
| Net interest income | $266,000 | 7,966 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $12,600,000 | 345 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $12,600,000 | 248 |
| Total noninterest expense | $11,744,000 | 897 |
| Salaries and employee benefits | $3,660,000 | 1,422 |
| Premises and equipment expense | $325,000 | 3,706 |
| Additional noninterest expense | $7,759,000 | 525 |
| Pre-tax net operating income | $1,122,000 | 1,926 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $510,000 | 1,071 |
| Income before extraordinary items | $612,000 | 2,741 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $612,000 | 2,739 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $612,000 | 2,741 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $612,000 | 2,650 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $139,000 | 8,130 |
| Total interest expense | $4,000 | 8,199 |
| Net interest income | $135,000 | 8,013 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $5,959,000 | 329 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $5,959,000 | 229 |
| Total noninterest expense | $6,152,000 | 827 |
| Salaries and employee benefits | $2,519,000 | 1,001 |
| Premises and equipment expense | $160,000 | 3,797 |
| Additional noninterest expense | $3,473,000 | 499 |
| Pre-tax net operating income | $-58,000 | 6,517 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-7,000 | 7,165 |
| Income before extraordinary items | $-51,000 | 6,662 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-51,000 | 6,663 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-51,000 | 6,663 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-51,000 | 6,549 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $652,000 | 8,135 |
| Total interest expense | $21,000 | 8,257 |
| Net interest income | $631,000 | 7,985 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $25,389,000 | 299 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $25,389,000 | 205 |
| Total noninterest expense | $24,649,000 | 809 |
| Salaries and employee benefits | $8,178,000 | 1,225 |
| Premises and equipment expense | $751,000 | 3,341 |
| Additional noninterest expense | $15,720,000 | 461 |
| Pre-tax net operating income | $1,371,000 | 3,177 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $548,000 | 1,755 |
| Income before extraordinary items | $823,000 | 3,650 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $823,000 | 3,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $823,000 | 3,773 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $490,000 | 8,229 |
| Total interest expense | $17,000 | 8,332 |
| Net interest income | $473,000 | 8,069 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $19,331,000 | 315 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $19,331,000 | 224 |
| Total noninterest expense | $18,744,000 | 781 |
| Salaries and employee benefits | $6,353,000 | 1,197 |
| Premises and equipment expense | $560,000 | 3,368 |
| Additional noninterest expense | $11,831,000 | 436 |
| Pre-tax net operating income | $1,060,000 | 3,574 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $455,000 | 2,020 |
| Income before extraordinary items | $605,000 | 4,113 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $605,000 | 4,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $605,000 | 4,257 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $336,000 | 8,293 |
| Total interest expense | $12,000 | 8,397 |
| Net interest income | $324,000 | 8,096 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $12,984,000 | 325 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $12,984,000 | 231 |
| Total noninterest expense | $13,395,000 | 729 |
| Salaries and employee benefits | $4,619,000 | 1,109 |
| Premises and equipment expense | $400,000 | 3,215 |
| Additional noninterest expense | $8,376,000 | 408 |
| Pre-tax net operating income | $-87,000 | 7,165 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-38,000 | 7,726 |
| Income before extraordinary items | $-49,000 | 7,147 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-49,000 | 7,147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-49,000 | 7,118 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $178,000 | 8,336 |
| Total interest expense | $6,000 | 8,433 |
| Net interest income | $172,000 | 8,102 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $6,226,000 | 340 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $6,226,000 | 238 |
| Total noninterest expense | $6,495,000 | 736 |
| Salaries and employee benefits | $2,317,000 | 1,116 |
| Premises and equipment expense | $224,000 | 2,932 |
| Additional noninterest expense | $3,954,000 | 412 |
| Pre-tax net operating income | $-97,000 | 7,554 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-39,000 | 7,987 |
| Income before extraordinary items | $-58,000 | 7,530 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-58,000 | 7,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-58,000 | 7,470 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $692,000 | 8,328 |
| Total interest expense | $24,000 | 8,466 |
| Net interest income | $668,000 | 8,117 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $23,965,000 | 333 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $23,965,000 | 232 |
| Total noninterest expense | $22,165,000 | 835 |
| Salaries and employee benefits | $7,745,000 | 1,288 |
| Premises and equipment expense | $902,000 | 2,796 |
| Additional noninterest expense | $13,518,000 | 464 |
| Pre-tax net operating income | $2,468,000 | 2,853 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,127,000 | 1,717 |
| Income before extraordinary items | $1,341,000 | 3,691 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,341,000 | 3,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,341,000 | 3,679 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $511,000 | 8,378 |
| Total interest expense | $18,000 | 8,504 |
| Net interest income | $493,000 | 8,187 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $17,635,000 | 343 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $17,635,000 | 240 |
| Total noninterest expense | $15,667,000 | 878 |
| Salaries and employee benefits | $5,679,000 | 1,320 |
| Premises and equipment expense | $593,000 | 3,097 |
| Additional noninterest expense | $9,395,000 | 473 |
| Pre-tax net operating income | $2,461,000 | 2,466 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,022,000 | 1,618 |
| Income before extraordinary items | $1,439,000 | 3,061 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,439,000 | 3,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,439,000 | 3,042 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $330,000 | 8,458 |
| Total interest expense | $12,000 | 8,551 |
| Net interest income | $318,000 | 8,283 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $11,631,000 | 362 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $11,631,000 | 259 |
| Total noninterest expense | $10,700,000 | 869 |
| Salaries and employee benefits | $3,867,000 | 1,315 |
| Premises and equipment expense | $415,000 | 3,009 |
| Additional noninterest expense | $6,418,000 | 472 |
| Pre-tax net operating income | $1,249,000 | 3,029 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $499,000 | 2,070 |
| Income before extraordinary items | $750,000 | 3,668 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $750,000 | 3,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $750,000 | 3,644 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $165,000 | 8,516 |
| Total interest expense | $6,000 | 8,585 |
| Net interest income | $159,000 | 8,336 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $5,638,000 | 358 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $5,638,000 | 255 |
| Total noninterest expense | $5,276,000 | 879 |
| Salaries and employee benefits | $1,864,000 | 1,381 |
| Premises and equipment expense | $220,000 | 2,880 |
| Additional noninterest expense | $3,192,000 | 463 |
| Pre-tax net operating income | $521,000 | 3,429 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $182,000 | 2,528 |
| Income before extraordinary items | $339,000 | 3,908 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $339,000 | 3,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $339,000 | 3,883 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $683,000 | 8,459 |
| Total interest expense | $19,000 | 8,621 |
| Net interest income | $664,000 | 8,249 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $20,005,000 | 373 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $20,005,000 | 265 |
| Total noninterest expense | $19,684,000 | 896 |
| Salaries and employee benefits | $6,156,000 | 1,599 |
| Premises and equipment expense | $622,000 | 3,658 |
| Additional noninterest expense | $12,906,000 | 447 |
| Pre-tax net operating income | $985,000 | 5,235 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $311,000 | 3,760 |
| Income before extraordinary items | $674,000 | 5,589 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $674,000 | 5,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $674,000 | 5,572 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $509,000 | 8,519 |
| Total interest expense | $13,000 | 8,700 |
| Net interest income | $496,000 | 8,326 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $14,811,000 | 390 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $14,811,000 | 287 |
| Total noninterest expense | $14,804,000 | 906 |
| Salaries and employee benefits | $4,696,000 | 1,587 |
| Premises and equipment expense | $493,000 | 3,509 |
| Additional noninterest expense | $9,615,000 | 459 |
| Pre-tax net operating income | $503,000 | 6,207 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $175,000 | 4,311 |
| Income before extraordinary items | $328,000 | 6,579 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $328,000 | 6,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $328,000 | 6,581 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $336,000 | 8,576 |
| Total interest expense | $8,000 | 8,731 |
| Net interest income | $328,000 | 8,391 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $9,870,000 | 396 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $9,870,000 | 290 |
| Total noninterest expense | $9,815,000 | 914 |
| Salaries and employee benefits | $3,111,000 | 1,596 |
| Premises and equipment expense | $339,000 | 3,408 |
| Additional noninterest expense | $6,365,000 | 463 |
| Pre-tax net operating income | $383,000 | 5,983 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $133,000 | 4,169 |
| Income before extraordinary items | $250,000 | 6,388 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $250,000 | 6,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $250,000 | 6,393 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $168,000 | 8,595 |
| Total interest expense | $4,000 | 8,748 |
| Net interest income | $164,000 | 8,410 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $4,854,000 | 396 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,854,000 | 290 |
| Total noninterest expense | $4,550,000 | 987 |
| Salaries and employee benefits | $1,290,000 | 1,906 |
| Premises and equipment expense | $149,000 | 3,811 |
| Additional noninterest expense | $3,111,000 | 471 |
| Pre-tax net operating income | $468,000 | 3,899 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $163,000 | 2,913 |
| Income before extraordinary items | $305,000 | 4,377 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $305,000 | 4,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $305,000 | 4,370 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $209,000 | 8,754 |
| Total interest expense | $15,000 | 8,757 |
| Net interest income | $194,000 | 8,734 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $17,088,000 | 447 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $17,088,000 | 312 |
| Total noninterest expense | $17,691,000 | 963 |
| Salaries and employee benefits | $5,274,000 | 1,763 |
| Premises and equipment expense | $626,000 | 3,528 |
| Additional noninterest expense | $11,791,000 | 484 |
| Pre-tax net operating income | $-409,000 | 8,474 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-145,000 | 8,642 |
| Income before extraordinary items | $-264,000 | 8,449 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-264,000 | 8,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-264,000 | 8,430 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $151,000 | 8,793 |
| Total interest expense | $10,000 | 8,798 |
| Net interest income | $141,000 | 8,778 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $12,686,000 | 443 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $12,686,000 | 313 |
| Total noninterest expense | $13,822,000 | 914 |
| Salaries and employee benefits | $4,153,000 | 1,668 |
| Premises and equipment expense | $448,000 | 3,671 |
| Additional noninterest expense | $9,221,000 | 467 |
| Pre-tax net operating income | $-995,000 | 8,725 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $-350,000 | 8,804 |
| Income before extraordinary items | $-645,000 | 8,688 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-645,000 | 8,688 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-645,000 | 8,666 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $337,000 | 8,600 |
| Total interest expense | $6,000 | 8,819 |
| Net interest income | $331,000 | 8,436 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $8,476,000 | 442 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $8,476,000 | 312 |
| Total noninterest expense | $9,204,000 | 904 |
| Salaries and employee benefits | $2,731,000 | 1,677 |
| Premises and equipment expense | $351,000 | 3,182 |
| Additional noninterest expense | $6,122,000 | 468 |
| Pre-tax net operating income | $-397,000 | 8,640 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-139,000 | 8,768 |
| Income before extraordinary items | $-258,000 | 8,616 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-258,000 | 8,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-258,000 | 8,591 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $164,000 | 8,690 |
| Total interest expense | $3,000 | 8,881 |
| Net interest income | $161,000 | 8,539 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $4,147,000 | 434 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,147,000 | 314 |
| Total noninterest expense | $4,594,000 | 907 |
| Salaries and employee benefits | $1,379,000 | 1,666 |
| Premises and equipment expense | $176,000 | 3,206 |
| Additional noninterest expense | $3,039,000 | 461 |
| Pre-tax net operating income | $-286,000 | 8,779 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $-100,000 | 8,839 |
| Income before extraordinary items | $-186,000 | 8,740 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-186,000 | 8,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-186,000 | 8,722 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $608,000 | 8,696 |
| Total interest expense | $9,000 | 8,905 |
| Net interest income | $599,000 | 8,550 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $14,970,000 | 466 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $14,970,000 | 327 |
| Total noninterest expense | $17,552,000 | 925 |
| Salaries and employee benefits | $5,568,000 | 1,591 |
| Premises and equipment expense | $931,000 | 2,448 |
| Additional noninterest expense | $11,053,000 | 499 |
| Pre-tax net operating income | $-1,983,000 | 8,894 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $-645,000 | 8,915 |
| Income before extraordinary items | $-1,338,000 | 8,875 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,338,000 | 8,876 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-1,338,000 | 8,852 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $457,000 | 8,751 |
| Total interest expense | $6,000 | 8,958 |
| Net interest income | $451,000 | 8,594 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $11,019,000 | 479 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $11,019,000 | 339 |
| Total noninterest expense | $14,299,000 | 852 |
| Salaries and employee benefits | $4,473,000 | 1,486 |
| Premises and equipment expense | $774,000 | 2,218 |
| Additional noninterest expense | $9,052,000 | 467 |
| Pre-tax net operating income | $-2,829,000 | 8,996 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $-990,000 | 8,997 |
| Income before extraordinary items | $-1,839,000 | 8,975 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-1,839,000 | 8,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-1,839,000 | 8,964 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $304,000 | 8,817 |
| Total interest expense | $4,000 | 9,016 |
| Net interest income | $300,000 | 8,646 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $7,315,000 | 473 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $7,315,000 | 337 |
| Total noninterest expense | $10,434,000 | 769 |
| Salaries and employee benefits | $3,125,000 | 1,404 |
| Premises and equipment expense | $475,000 | 2,388 |
| Additional noninterest expense | $6,834,000 | 420 |
| Pre-tax net operating income | $-2,819,000 | 9,060 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $-986,000 | 9,055 |
| Income before extraordinary items | $-1,833,000 | 9,049 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,833,000 | 9,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-1,833,000 | 9,036 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $153,000 | 8,856 |
| Total interest expense | $2,000 | 9,054 |
| Net interest income | $151,000 | 8,687 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $3,637,000 | 479 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $3,637,000 | 329 |
| Total noninterest expense | $4,897,000 | 828 |
| Salaries and employee benefits | $2,498,000 | 874 |
| Premises and equipment expense | $213,000 | 2,655 |
| Additional noninterest expense | $2,186,000 | 599 |
| Pre-tax net operating income | $-1,109,000 | 9,087 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $-388,000 | 9,092 |
| Income before extraordinary items | $-721,000 | 9,081 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-721,000 | 9,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-721,000 | 9,063 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $482,000 | 8,960 |
| Total interest expense | $10,000 | 9,102 |
| Net interest income | $472,000 | 8,833 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $11,586,000 | 580 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $11,586,000 | 401 |
| Total noninterest expense | $23,900,000 | 682 |
| Salaries and employee benefits | $12,657,000 | 672 |
| Premises and equipment expense | $1,662,000 | 1,365 |
| Additional noninterest expense | $9,581,000 | 577 |
| Pre-tax net operating income | $-11,842,000 | 9,165 |
| Securities gains (losses) | $-101,000 | 9,023 |
| Applicable income taxes | $-4,180,000 | 9,167 |
| Income before extraordinary items | $-7,763,000 | 9,163 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-7,763,000 | 9,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-7,697,350 | 9,147 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $317,000 | 9,071 |
| Total interest expense | $8,000 | 9,168 |
| Net interest income | $309,000 | 8,967 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $8,181,000 | 644 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $8,181,000 | 441 |
| Total noninterest expense | $19,329,000 | 659 |
| Salaries and employee benefits | $11,470,000 | 585 |
| Premises and equipment expense | $1,662,000 | 1,043 |
| Additional noninterest expense | $6,197,000 | 659 |
| Pre-tax net operating income | $-10,839,000 | 9,225 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $-3,794,000 | 9,224 |
| Income before extraordinary items | $-7,045,000 | 9,221 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-7,045,000 | 9,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-7,045,000 | 9,202 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $178,000 | 9,149 |
| Total interest expense | $6,000 | 9,206 |
| Net interest income | $172,000 | 9,080 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $5,349,000 | 642 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $5,349,000 | 449 |
| Total noninterest expense | $12,447,000 | 680 |
| Salaries and employee benefits | $7,720,000 | 575 |
| Premises and equipment expense | $1,090,000 | 1,063 |
| Additional noninterest expense | $3,637,000 | 721 |
| Pre-tax net operating income | $-6,926,000 | 9,256 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $-2,425,000 | 9,255 |
| Income before extraordinary items | $-4,501,000 | 9,255 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-4,501,000 | 9,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-4,501,000 | 9,237 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $31,000 | 9,268 |
| Total interest expense | $3,000 | 9,250 |
| Net interest income | $28,000 | 9,251 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $2,429,000 | 681 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,429,000 | 480 |
| Total noninterest expense | $6,105,000 | 685 |
| Salaries and employee benefits | $3,953,000 | 564 |
| Premises and equipment expense | $527,000 | 1,098 |
| Additional noninterest expense | $1,625,000 | 774 |
| Pre-tax net operating income | $-3,648,000 | 9,307 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $-1,277,000 | 9,297 |
| Income before extraordinary items | $-2,371,000 | 9,301 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,371,000 | 9,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-2,371,000 | 9,287 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,063,000 | 8,797 |
| Total interest expense | $17,000 | 9,283 |
| Net interest income | $1,046,000 | 8,198 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $8,268,000 | 708 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $8,268,000 | 489 |
| Total noninterest expense | $22,897,000 | 707 |
| Salaries and employee benefits | $13,414,000 | 605 |
| Premises and equipment expense | $2,117,000 | 1,039 |
| Additional noninterest expense | $7,366,000 | 708 |
| Pre-tax net operating income | $-13,583,000 | 9,337 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-4,754,000 | 9,333 |
| Income before extraordinary items | $-8,829,000 | 9,330 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-8,829,000 | 9,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-8,829,000 | 9,321 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,125,000 | 9,056 |
| Total interest expense | $27,000 | 9,532 |
| Net interest income | $1,098,000 | 8,089 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $5,614,000 | 890 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $5,614,000 | 604 |
| Total noninterest expense | $21,888,000 | 708 |
| Salaries and employee benefits | $12,701,000 | 609 |
| Premises and equipment expense | $1,989,000 | 1,066 |
| Additional noninterest expense | $7,198,000 | 722 |
| Pre-tax net operating income | $-15,176,000 | 9,602 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-5,313,000 | 9,598 |
| Income before extraordinary items | $-9,863,000 | 9,592 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-9,863,000 | 9,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-9,863,000 | 9,588 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,385,000 | 9,068 |
| Total interest expense | $27,000 | 9,810 |
| Net interest income | $1,358,000 | 7,742 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $3,299,000 | 1,238 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,299,000 | 806 |
| Total noninterest expense | $17,621,000 | 824 |
| Salaries and employee benefits | $9,459,000 | 743 |
| Premises and equipment expense | $1,267,000 | 1,640 |
| Additional noninterest expense | $6,895,000 | 750 |
| Pre-tax net operating income | $-12,964,000 | 9,893 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-4,536,000 | 9,883 |
| Income before extraordinary items | $-8,428,000 | 9,877 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-8,428,000 | 9,876 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-8,428,000 | 9,877 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,669,000 | 8,872 |
| Total interest expense | $24,000 | 10,145 |
| Net interest income | $1,645,000 | 7,298 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $994,000 | 3,106 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $994,000 | 1,880 |
| Total noninterest expense | $10,766,000 | 1,279 |
| Salaries and employee benefits | $5,334,000 | 1,300 |
| Premises and equipment expense | $1,095,000 | 1,862 |
| Additional noninterest expense | $4,337,000 | 1,079 |
| Pre-tax net operating income | $-8,127,000 | 10,221 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-2,827,000 | 10,207 |
| Income before extraordinary items | $-5,300,000 | 10,202 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-5,300,000 | 10,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-5,300,000 | 10,197 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $878,000 | 9,966 |
| Total interest expense | $10,000 | 10,406 |
| Net interest income | $868,000 | 9,094 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $94,000 | 9,115 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $94,000 | 6,772 |
| Total noninterest expense | $2,136,000 | 5,331 |
| Salaries and employee benefits | $1,385,000 | 4,531 |
| Premises and equipment expense | $378,000 | 4,620 |
| Additional noninterest expense | $373,000 | 7,451 |
| Pre-tax net operating income | $-1,174,000 | 10,369 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-410,000 | 10,384 |
| Income before extraordinary items | $-764,000 | 10,324 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-764,000 | 10,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $32,317,000 | 31 |
| Net operating income | $-764,000 | 10,300 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.