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Thumb Bank and Trust, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$25,069,0001,607
Total interest expense$6,654,0001,707
Net interest income$18,415,0001,543
Provision for loan and lease losses$45,0002,836
Total noninterest income$3,249,0001,558
Gross Fiduciary activities income$687,000558
Service charges on deposit accounts$573,0001,506
Trading account gains and feesNANA
Additional Noninterest Income$1,989,0001,629
Total noninterest expense$15,737,0001,468
Salaries and employee benefits$9,388,0001,405
Premises and equipment expense$2,365,0001,047
Additional noninterest expense$1,989,0001,629
Pre-tax net operating income$5,882,0001,739
Securities gains (losses)$64,000344
Applicable income taxes$994,0001,440
Income before extraordinary items$4,952,0001,736
Extraordinary gains, net$054
Net income$4,952,0001,757
Minority interest net income$088
Net income of bank and minority interests.$4,952,0001,739
Net charge-offs$-8,0003,806
Cash dividends$2,952,0001,220
Sale, conversion, retirement of capital stock, net$0540
Net operating income$4,898,8801,780
2023-09-30 (YTD Data)Rank
Total interest income$18,415,0001,597
Total interest expense$4,432,0001,719
Net interest income$13,983,0001,534
Provision for loan and lease losses$30,0002,691
Total noninterest income$2,176,0001,657
Gross Fiduciary activities income$521,000554
Service charges on deposit accounts$422,0001,520
Trading account gains and feesNANA
Additional Noninterest Income$1,233,0001,791
Total noninterest expense$11,377,0001,496
Salaries and employee benefits$7,126,0001,394
Premises and equipment expense$1,270,0001,399
Additional noninterest expense$1,233,0001,791
Pre-tax net operating income$4,752,0001,715
Securities gains (losses)$64,000224
Applicable income taxes$814,0001,425
Income before extraordinary items$4,002,0001,719
Extraordinary gains, net$052
Net income$4,002,0001,733
Minority interest net income$081
Net income of bank and minority interests.$4,002,0001,719
Net charge-offs$-7,0003,746
Cash dividends$2,220,0001,096
Sale, conversion, retirement of capital stock, net$0507
Net operating income$3,948,8801,749
2023-06-30 (YTD Data)Rank
Total interest income$11,985,0001,601
Total interest expense$2,557,0001,721
Net interest income$9,428,0001,539
Provision for loan and lease losses$15,0002,665
Total noninterest income$1,436,0001,599
Gross Fiduciary activities income$353,000548
Service charges on deposit accounts$272,0001,545
Trading account gains and feesNANA
Additional Noninterest Income$811,0001,738
Total noninterest expense$7,618,0001,480
Salaries and employee benefits$4,631,0001,410
Premises and equipment expense$879,0001,351
Additional noninterest expense$811,0001,736
Pre-tax net operating income$3,231,0001,675
Securities gains (losses)$64,000238
Applicable income taxes$488,0001,512
Income before extraordinary items$2,807,0001,634
Extraordinary gains, net$051
Net income$2,807,0001,653
Minority interest net income$081
Net income of bank and minority interests.$2,807,0001,633
Net charge-offs$-5,0003,722
Cash dividends$1,640,0001,013
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,752,6001,673
2023-03-31 (YTD Data)Rank
Total interest income$6,004,0001,572
Total interest expense$1,098,0001,728
Net interest income$4,906,0001,497
Provision for loan and lease losses$02,612
Total noninterest income$696,0001,627
Gross Fiduciary activities income$168,000571
Service charges on deposit accounts$132,0001,576
Trading account gains and feesNANA
Additional Noninterest Income$396,0001,742
Total noninterest expense$3,920,0001,464
Salaries and employee benefits$2,375,0001,413
Premises and equipment expense$453,0001,348
Additional noninterest expense$396,0001,742
Pre-tax net operating income$1,682,0001,657
Securities gains (losses)$0950
Applicable income taxes$230,0001,584
Income before extraordinary items$1,452,0001,638
Extraordinary gains, net$04
Net income$1,452,0001,638
Minority interest net income$048
Net income of bank and minority interests.$1,452,0001,638
Net charge-offs$-2,0003,519
Cash dividends$416,0001,372
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,452,0001,652
2022-12-31 (YTD Data)Rank
Total interest income$13,428,0002,111
Total interest expense$776,0002,724
Net interest income$12,652,0002,035
Provision for loan and lease losses$03,012
Total noninterest income$2,360,0001,879
Gross Fiduciary activities income$662,000580
Service charges on deposit accounts$383,0001,994
Trading account gains and feesNANA
Additional Noninterest Income$1,315,0002,036
Total noninterest expense$10,763,0001,900
Salaries and employee benefits$5,665,0002,019
Premises and equipment expense$1,221,0001,790
Additional noninterest expense$1,315,0002,036
Pre-tax net operating income$4,249,0002,224
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$4,249,0002,026
Extraordinary gains, net$05
Net income$4,249,0002,025
Minority interest net income$063
Net income of bank and minority interests.$4,249,0002,025
Net charge-offs$-6,0003,530
Cash dividends$2,341,0001,353
Sale, conversion, retirement of capital stock, net$0568
Net operating income$4,249,0002,051
2022-09-30 (YTD Data)Rank
Total interest income$9,987,0002,071
Total interest expense$504,0002,643
Net interest income$9,483,0002,010
Provision for loan and lease losses$02,835
Total noninterest income$1,712,0001,928
Gross Fiduciary activities income$513,000580
Service charges on deposit accounts$280,0002,045
Trading account gains and feesNANA
Additional Noninterest Income$919,0002,151
Total noninterest expense$7,562,0001,992
Salaries and employee benefits$4,231,0002,020
Premises and equipment expense$917,0001,803
Additional noninterest expense$919,0002,151
Pre-tax net operating income$3,633,0002,048
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$3,633,0001,839
Extraordinary gains, net$04
Net income$3,633,0001,837
Minority interest net income$057
Net income of bank and minority interests.$3,633,0001,838
Net charge-offs$-4,0003,351
Cash dividends$1,517,0001,330
Sale, conversion, retirement of capital stock, net$0519
Net operating income$3,633,0001,875
2022-06-30 (YTD Data)Rank
Total interest income$6,622,0002,039
Total interest expense$319,0002,574
Net interest income$6,303,0001,970
Provision for loan and lease losses$02,599
Total noninterest income$1,147,0001,918
Gross Fiduciary activities income$364,000534
Service charges on deposit accounts$179,0002,080
Trading account gains and feesNANA
Additional Noninterest Income$604,0002,189
Total noninterest expense$4,846,0002,035
Salaries and employee benefits$2,771,0002,041
Premises and equipment expense$603,0001,821
Additional noninterest expense$1,472,0002,039
Pre-tax net operating income$2,604,0001,889
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$2,604,0001,677
Extraordinary gains, net$04
Net income$2,604,0001,675
Minority interest net income$060
Net income of bank and minority interests.$2,604,0001,677
Net charge-offs$-1,0002,999
Cash dividends$834,0001,479
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,604,0001,713
2022-03-31 (YTD Data)Rank
Total interest income$3,378,0001,942
Total interest expense$157,0002,568
Net interest income$3,221,0001,886
Provision for loan and lease losses$02,285
Total noninterest income$580,0001,901
Gross Fiduciary activities income$186,000528
Service charges on deposit accounts$87,0002,100
Trading account gains and feesNANA
Additional Noninterest Income$307,0002,158
Total noninterest expense$2,355,0002,052
Salaries and employee benefits$1,386,0002,037
Premises and equipment expense$305,0001,815
Additional noninterest expense$664,0002,150
Pre-tax net operating income$1,446,0001,680
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$1,446,0001,491
Extraordinary gains, net$04
Net income$1,446,0001,490
Minority interest net income$050
Net income of bank and minority interests.$1,446,0001,491
Net charge-offs$1,0001,671
Cash dividends$371,0001,366
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,446,0001,506
2021-12-31 (YTD Data)Rank
Total interest income$13,861,0001,988
Total interest expense$931,0002,315
Net interest income$12,930,0001,934
Provision for loan and lease losses$03,064
Total noninterest income$2,865,0001,859
Gross Fiduciary activities income$702,000532
Service charges on deposit accounts$330,0002,080
Trading account gains and feesNANA
Additional Noninterest Income$1,833,0002,011
Total noninterest expense$10,143,0001,956
Salaries and employee benefits$6,098,0001,904
Premises and equipment expense$1,201,0001,816
Additional noninterest expense$2,844,0002,059
Pre-tax net operating income$5,652,0001,902
Securities gains (losses)$02,062
Applicable income taxes$03,710
Income before extraordinary items$5,652,0001,727
Extraordinary gains, net$010
Net income$5,652,0001,726
Minority interest net income$074
Net income of bank and minority interests.$5,652,0001,728
Net charge-offs$-75,0004,266
Cash dividends$2,990,0001,194
Sale, conversion, retirement of capital stock, net$0582
Net operating income$5,652,0001,699
2021-09-30 (YTD Data)Rank
Total interest income$10,677,0001,986
Total interest expense$665,0002,479
Net interest income$10,012,0001,917
Provision for loan and lease losses$02,963
Total noninterest income$2,187,0001,878
Gross Fiduciary activities income$536,000528
Service charges on deposit accounts$241,0002,113
Trading account gains and feesNANA
Additional Noninterest Income$1,410,0002,024
Total noninterest expense$7,299,0002,023
Salaries and employee benefits$4,574,0001,917
Premises and equipment expense$883,0001,868
Additional noninterest expense$1,842,0002,280
Pre-tax net operating income$4,900,0001,789
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$4,900,0001,637
Extraordinary gains, net$08
Net income$4,900,0001,636
Minority interest net income$069
Net income of bank and minority interests.$4,900,0001,637
Net charge-offs$-60,0004,283
Cash dividends$1,615,0001,325
Sale, conversion, retirement of capital stock, net$0543
Net operating income$4,900,0001,609
2021-06-30 (YTD Data)Rank
Total interest income$6,313,0002,156
Total interest expense$470,0002,458
Net interest income$5,843,0002,084
Provision for loan and lease losses$02,862
Total noninterest income$1,389,0001,876
Gross Fiduciary activities income$364,000529
Service charges on deposit accounts$158,0002,084
Trading account gains and feesNANA
Additional Noninterest Income$867,0002,074
Total noninterest expense$4,703,0002,060
Salaries and employee benefits$2,943,0001,955
Premises and equipment expense$593,0001,853
Additional noninterest expense$1,167,0002,332
Pre-tax net operating income$2,529,0002,105
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$2,529,0001,924
Extraordinary gains, net$06
Net income$2,529,0001,923
Minority interest net income$067
Net income of bank and minority interests.$2,529,0001,924
Net charge-offs$-12,0003,873
Cash dividends$878,0001,490
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,529,0001,889
2021-03-31 (YTD Data)Rank
Total interest income$3,076,0002,175
Total interest expense$248,0002,457
Net interest income$2,828,0002,115
Provision for loan and lease losses$02,741
Total noninterest income$666,0001,940
Gross Fiduciary activities income$176,000532
Service charges on deposit accounts$78,0002,093
Trading account gains and feesNANA
Additional Noninterest Income$412,0002,121
Total noninterest expense$2,194,0002,140
Salaries and employee benefits$1,304,0002,107
Premises and equipment expense$295,0001,867
Additional noninterest expense$595,0002,275
Pre-tax net operating income$1,300,0002,046
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$1,300,0001,892
Extraordinary gains, net$03
Net income$1,300,0001,891
Minority interest net income$055
Net income of bank and minority interests.$1,300,0001,892
Net charge-offs$-12,0004,135
Cash dividends$435,0001,305
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,300,0001,856
2020-12-31 (YTD Data)Rank
Total interest income$11,707,0002,279
Total interest expense$1,605,0002,273
Net interest income$10,102,0002,235
Provision for loan and lease losses$600,0002,051
Total noninterest income$3,048,0001,713
Gross Fiduciary activities income$666,000536
Service charges on deposit accounts$344,0002,081
Trading account gains and feesNANA
Additional Noninterest Income$2,038,0001,770
Total noninterest expense$9,254,0002,057
Salaries and employee benefits$5,424,0002,035
Premises and equipment expense$1,178,0001,827
Additional noninterest expense$2,652,0002,125
Pre-tax net operating income$3,296,0002,321
Securities gains (losses)$-21,0004,874
Applicable income taxes$03,697
Income before extraordinary items$3,275,0002,177
Extraordinary gains, net$04
Net income$3,275,0002,177
Minority interest net income$072
Net income of bank and minority interests.$3,275,0002,177
Net charge-offs$-252,0004,892
Cash dividends$1,939,0001,571
Sale, conversion, retirement of capital stock, net$0566
Net operating income$3,296,0002,120
2020-09-30 (YTD Data)Rank
Total interest income$8,812,0002,293
Total interest expense$1,252,0002,324
Net interest income$7,560,0002,246
Provision for loan and lease losses$370,0002,231
Total noninterest income$2,043,0001,774
Gross Fiduciary activities income$509,000528
Service charges on deposit accounts$259,0002,064
Trading account gains and feesNANA
Additional Noninterest Income$1,275,0001,910
Total noninterest expense$6,662,0002,102
Salaries and employee benefits$3,952,0002,057
Premises and equipment expense$869,0001,840
Additional noninterest expense$1,841,0002,201
Pre-tax net operating income$2,571,0002,250
Securities gains (losses)$-21,0004,863
Applicable income taxes$03,696
Income before extraordinary items$2,550,0002,122
Extraordinary gains, net$04
Net income$2,550,0002,122
Minority interest net income$065
Net income of bank and minority interests.$2,550,0002,122
Net charge-offs$-34,0004,568
Cash dividends$680,0002,057
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,571,0002,051
2020-06-30 (YTD Data)Rank
Total interest income$5,839,0002,333
Total interest expense$823,0002,452
Net interest income$5,016,0002,268
Provision for loan and lease losses$285,0002,108
Total noninterest income$1,274,0001,775
Gross Fiduciary activities income$347,000524
Service charges on deposit accounts$174,0002,083
Trading account gains and feesNANA
Additional Noninterest Income$753,0001,965
Total noninterest expense$4,415,0002,108
Salaries and employee benefits$2,662,0002,053
Premises and equipment expense$569,0001,858
Additional noninterest expense$1,184,0002,235
Pre-tax net operating income$1,590,0002,314
Securities gains (losses)$-21,0004,864
Applicable income taxes$03,655
Income before extraordinary items$1,569,0002,178
Extraordinary gains, net$04
Net income$1,569,0002,178
Minority interest net income$065
Net income of bank and minority interests.$1,569,0002,178
Net charge-offs$-45,0004,723
Cash dividends$315,0002,353
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,590,0002,116
2020-03-31 (YTD Data)Rank
Total interest income$2,909,0002,316
Total interest expense$452,0002,458
Net interest income$2,457,0002,252
Provision for loan and lease losses$115,0001,862
Total noninterest income$530,0001,889
Gross Fiduciary activities income$177,000519
Service charges on deposit accounts$98,0002,161
Trading account gains and feesNANA
Additional Noninterest Income$255,0002,171
Total noninterest expense$2,205,0002,124
Salaries and employee benefits$1,231,0002,168
Premises and equipment expense$285,0001,871
Additional noninterest expense$689,0002,043
Pre-tax net operating income$667,0002,411
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$667,0002,254
Extraordinary gains, net$04
Net income$667,0002,253
Minority interest net income$056
Net income of bank and minority interests.$667,0002,254
Net charge-offs$-31,0004,762
Cash dividends$162,0002,051
Sale, conversion, retirement of capital stock, net$0482
Net operating income$667,0002,218
2019-12-31 (YTD Data)Rank
Total interest income$11,211,0002,400
Total interest expense$2,007,0002,327
Net interest income$9,204,0002,388
Provision for loan and lease losses$325,0001,875
Total noninterest income$1,993,0001,971
Gross Fiduciary activities income$689,000530
Service charges on deposit accounts$418,0002,168
Trading account gains and feesNANA
Additional Noninterest Income$886,0002,391
Total noninterest expense$8,988,0002,074
Salaries and employee benefits$5,098,0002,080
Premises and equipment expense$1,164,0001,836
Additional noninterest expense$2,726,0002,076
Pre-tax net operating income$1,884,0003,106
Securities gains (losses)$141,000761
Applicable income taxes$03,859
Income before extraordinary items$2,025,0002,884
Extraordinary gains, net$011
Net income$2,025,0002,884
Minority interest net income$076
Net income of bank and minority interests.$2,025,0002,885
Net charge-offs$856,000721
Cash dividends$1,105,0002,212
Sale, conversion, retirement of capital stock, net$0626
Net operating income$1,884,0002,941
2019-09-30 (YTD Data)Rank
Total interest income$8,367,0002,433
Total interest expense$1,528,0002,325
Net interest income$6,839,0002,439
Provision for loan and lease losses$03,836
Total noninterest income$1,532,0001,956
Gross Fiduciary activities income$540,000516
Service charges on deposit accounts$314,0002,176
Trading account gains and feesNANA
Additional Noninterest Income$678,0002,359
Total noninterest expense$6,859,0002,049
Salaries and employee benefits$3,887,0002,060
Premises and equipment expense$882,0001,839
Additional noninterest expense$2,090,0002,051
Pre-tax net operating income$1,512,0003,087
Securities gains (losses)$141,000640
Applicable income taxes$03,902
Income before extraordinary items$1,653,0002,819
Extraordinary gains, net$011
Net income$1,653,0002,820
Minority interest net income$072
Net income of bank and minority interests.$1,653,0002,820
Net charge-offs$22,0002,661
Cash dividends$571,0002,374
Sale, conversion, retirement of capital stock, net$0590
Net operating income$1,512,0002,912
2019-06-30 (YTD Data)Rank
Total interest income$5,499,0002,451
Total interest expense$1,024,0002,305
Net interest income$4,475,0002,468
Provision for loan and lease losses$03,685
Total noninterest income$1,005,0001,952
Gross Fiduciary activities income$382,000506
Service charges on deposit accounts$208,0002,160
Trading account gains and feesNANA
Additional Noninterest Income$415,0002,437
Total noninterest expense$4,566,0002,063
Salaries and employee benefits$2,614,0002,053
Premises and equipment expense$587,0001,847
Additional noninterest expense$1,365,0002,091
Pre-tax net operating income$914,0003,221
Securities gains (losses)$44,000779
Applicable income taxes$03,901
Income before extraordinary items$958,0003,005
Extraordinary gains, net$011
Net income$958,0003,004
Minority interest net income$069
Net income of bank and minority interests.$958,0003,004
Net charge-offs$24,0002,264
Cash dividends$336,0002,499
Sale, conversion, retirement of capital stock, net$0573
Net operating income$914,0003,040
2019-03-31 (YTD Data)Rank
Total interest income$2,688,0002,480
Total interest expense$497,0002,315
Net interest income$2,191,0002,517
Provision for loan and lease losses$03,406
Total noninterest income$475,0001,972
Gross Fiduciary activities income$197,000500
Service charges on deposit accounts$102,0002,179
Trading account gains and feesNANA
Additional Noninterest Income$176,0002,555
Total noninterest expense$2,292,0002,062
Salaries and employee benefits$1,284,0002,099
Premises and equipment expense$289,0001,881
Additional noninterest expense$719,0001,984
Pre-tax net operating income$374,0003,480
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$374,0003,319
Extraordinary gains, net$05
Net income$374,0003,317
Minority interest net income$052
Net income of bank and minority interests.$374,0003,318
Net charge-offs$-1,0003,818
Cash dividends$166,0002,144
Sale, conversion, retirement of capital stock, net$0529
Net operating income$374,0003,310
2018-12-31 (YTD Data)Rank
Total interest income$10,107,0002,509
Total interest expense$1,440,0002,404
Net interest income$8,667,0002,511
Provision for loan and lease losses$-250,0005,239
Total noninterest income$2,044,0001,964
Gross Fiduciary activities income$703,000530
Service charges on deposit accounts$421,0002,231
Trading account gains and feesNANA
Additional Noninterest Income$920,0002,336
Total noninterest expense$9,159,0002,041
Salaries and employee benefits$5,534,0001,939
Premises and equipment expense$1,071,0001,953
Additional noninterest expense$2,554,0002,185
Pre-tax net operating income$1,802,0003,285
Securities gains (losses)$5,000828
Applicable income taxes$03,978
Income before extraordinary items$1,807,0003,091
Extraordinary gains, net$06
Net income$1,807,0003,090
Minority interest net income$072
Net income of bank and minority interests.$1,807,0003,090
Net charge-offs$-133,0005,101
Cash dividends$1,073,0002,134
Sale, conversion, retirement of capital stock, net$0671
Net operating income$1,802,0003,090
2018-09-30 (YTD Data)Rank
Total interest income$7,457,0002,537
Total interest expense$995,0002,447
Net interest income$6,462,0002,534
Provision for loan and lease losses$03,948
Total noninterest income$1,503,0001,996
Gross Fiduciary activities income$522,000525
Service charges on deposit accounts$317,0002,241
Trading account gains and feesNANA
Additional Noninterest Income$664,0002,399
Total noninterest expense$6,623,0002,086
Salaries and employee benefits$3,986,0001,990
Premises and equipment expense$801,0001,966
Additional noninterest expense$1,836,0002,254
Pre-tax net operating income$1,342,0003,343
Securities gains (losses)$5,000822
Applicable income taxes$04,032
Income before extraordinary items$1,347,0003,150
Extraordinary gains, net$05
Net income$1,347,0003,148
Minority interest net income$066
Net income of bank and minority interests.$1,347,0003,149
Net charge-offs$-103,0005,118
Cash dividends$570,0002,255
Sale, conversion, retirement of capital stock, net$0633
Net operating income$1,342,0003,146
2018-06-30 (YTD Data)Rank
Total interest income$4,855,0002,565
Total interest expense$587,0002,557
Net interest income$4,268,0002,547
Provision for loan and lease losses$03,782
Total noninterest income$1,017,0001,999
Gross Fiduciary activities income$353,000524
Service charges on deposit accounts$206,0002,262
Trading account gains and feesNANA
Additional Noninterest Income$458,0002,346
Total noninterest expense$4,445,0002,091
Salaries and employee benefits$2,707,0001,973
Premises and equipment expense$521,0002,012
Additional noninterest expense$1,217,0002,266
Pre-tax net operating income$840,0003,410
Securities gains (losses)$8,000635
Applicable income taxes$04,018
Income before extraordinary items$848,0003,207
Extraordinary gains, net$06
Net income$848,0003,205
Minority interest net income$065
Net income of bank and minority interests.$848,0003,206
Net charge-offs$-59,0005,070
Cash dividends$332,0002,386
Sale, conversion, retirement of capital stock, net$0620
Net operating income$840,0003,211
2018-03-31 (YTD Data)Rank
Total interest income$2,374,0002,597
Total interest expense$271,0002,615
Net interest income$2,103,0002,579
Provision for loan and lease losses$03,508
Total noninterest income$512,0001,969
Gross Fiduciary activities income$183,000528
Service charges on deposit accounts$104,0002,257
Trading account gains and feesNANA
Additional Noninterest Income$225,0002,344
Total noninterest expense$2,144,0002,163
Salaries and employee benefits$1,283,0002,091
Premises and equipment expense$249,0002,117
Additional noninterest expense$612,0002,243
Pre-tax net operating income$471,0003,191
Securities gains (losses)$1,000666
Applicable income taxes$03,948
Income before extraordinary items$472,0002,989
Extraordinary gains, net$07
Net income$472,0002,991
Minority interest net income$052
Net income of bank and minority interests.$472,0002,990
Net charge-offs$-58,0005,273
Cash dividends$147,0002,138
Sale, conversion, retirement of capital stock, net$0580
Net operating income$471,0002,985
2017-12-31 (YTD Data)Rank
Total interest income$9,487,0002,554
Total interest expense$915,0002,705
Net interest income$8,572,0002,505
Provision for loan and lease losses$04,227
Total noninterest income$2,104,0001,968
Gross Fiduciary activities income$650,000537
Service charges on deposit accounts$436,0002,257
Trading account gains and fees$0151
Additional Noninterest Income$1,018,0002,269
Total noninterest expense$8,468,0002,175
Salaries and employee benefits$5,250,0002,012
Premises and equipment expense$992,0002,122
Additional noninterest expense$2,226,0002,467
Pre-tax net operating income$2,208,0002,961
Securities gains (losses)$21,0001,311
Applicable income taxes$04,135
Income before extraordinary items$2,229,0002,506
Extraordinary gains, net$09
Net income$2,229,0002,506
Minority interest net income$076
Net income of bank and minority interests.$2,229,0002,506
Net charge-offs$83,0002,604
Cash dividends$1,182,0002,007
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,208,0002,501
2017-09-30 (YTD Data)Rank
Total interest income$7,052,0002,576
Total interest expense$659,0002,756
Net interest income$6,393,0002,535
Provision for loan and lease losses$04,088
Total noninterest income$1,546,0002,020
Gross Fiduciary activities income$497,000536
Service charges on deposit accounts$327,0002,266
Trading account gains and fees$0145
Additional Noninterest Income$722,0002,367
Total noninterest expense$6,223,0002,216
Salaries and employee benefits$3,864,0002,055
Premises and equipment expense$758,0002,103
Additional noninterest expense$1,601,0002,549
Pre-tax net operating income$1,716,0002,949
Securities gains (losses)$7,0001,738
Applicable income taxes$04,172
Income before extraordinary items$1,723,0002,636
Extraordinary gains, net$09
Net income$1,723,0002,636
Minority interest net income$071
Net income of bank and minority interests.$1,723,0002,636
Net charge-offs$34,0002,698
Cash dividends$559,0002,290
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,716,0002,624
2017-06-30 (YTD Data)Rank
Total interest income$4,633,0002,589
Total interest expense$410,0002,823
Net interest income$4,223,0002,536
Provision for loan and lease losses$03,871
Total noninterest income$1,106,0001,921
Gross Fiduciary activities income$344,000537
Service charges on deposit accounts$216,0002,263
Trading account gains and fees$0139
Additional Noninterest Income$546,0002,217
Total noninterest expense$4,202,0002,207
Salaries and employee benefits$2,638,0002,033
Premises and equipment expense$491,0002,158
Additional noninterest expense$1,073,0002,534
Pre-tax net operating income$1,127,0002,935
Securities gains (losses)$7,0001,367
Applicable income taxes$04,189
Income before extraordinary items$1,134,0002,620
Extraordinary gains, net$011
Net income$1,134,0002,619
Minority interest net income$071
Net income of bank and minority interests.$1,134,0002,620
Net charge-offs$40,0002,153
Cash dividends$330,0002,411
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,127,0002,608
2017-03-31 (YTD Data)Rank
Total interest income$2,281,0002,616
Total interest expense$195,0002,901
Net interest income$2,086,0002,556
Provision for loan and lease losses$03,537
Total noninterest income$616,0001,793
Gross Fiduciary activities income$185,000523
Service charges on deposit accounts$104,0002,335
Trading account gains and fees$0142
Additional Noninterest Income$327,0001,984
Total noninterest expense$2,033,0002,278
Salaries and employee benefits$1,256,0002,124
Premises and equipment expense$260,0002,083
Additional noninterest expense$517,0002,609
Pre-tax net operating income$669,0002,610
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$669,0002,271
Extraordinary gains, net$08
Net income$669,0002,270
Minority interest net income$055
Net income of bank and minority interests.$669,0002,271
Net charge-offs$4,0002,506
Cash dividends$160,0002,090
Sale, conversion, retirement of capital stock, net$0632
Net operating income$669,0002,241
2016-12-31 (YTD Data)Rank
Total interest income$8,875,0002,648
Total interest expense$726,0002,978
Net interest income$8,149,0002,578
Provision for loan and lease losses$04,332
Total noninterest income$3,039,0001,636
Gross Fiduciary activities income$598,000557
Service charges on deposit accounts$416,0002,394
Trading account gains and fees$0170
Additional Noninterest Income$2,025,0001,587
Total noninterest expense$8,421,0002,202
Salaries and employee benefits$5,114,0002,061
Premises and equipment expense$987,0002,166
Additional noninterest expense$2,320,0002,455
Pre-tax net operating income$2,767,0002,513
Securities gains (losses)$25,0002,256
Applicable income taxes$04,278
Income before extraordinary items$2,792,0002,223
Extraordinary gains, net$05
Net income$2,792,0002,221
Minority interest net income$082
Net income of bank and minority interests.$2,792,0002,222
Net charge-offs$64,0002,962
Cash dividends$1,858,0001,511
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,767,0002,183
2016-09-30 (YTD Data)Rank
Total interest income$6,599,0002,670
Total interest expense$524,0003,050
Net interest income$6,075,0002,599
Provision for loan and lease losses$04,186
Total noninterest income$1,398,0002,217
Gross Fiduciary activities income$472,000545
Service charges on deposit accounts$306,0002,435
Trading account gains and fees$0169
Additional Noninterest Income$620,0002,622
Total noninterest expense$6,047,0002,274
Salaries and employee benefits$3,577,0002,165
Premises and equipment expense$762,0002,135
Additional noninterest expense$1,708,0002,501
Pre-tax net operating income$1,426,0003,182
Securities gains (losses)$25,0002,204
Applicable income taxes$04,325
Income before extraordinary items$1,451,0002,869
Extraordinary gains, net$05
Net income$1,451,0002,869
Minority interest net income$071
Net income of bank and minority interests.$1,451,0002,869
Net charge-offs$15,0003,287
Cash dividends$560,0002,253
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,426,0002,847
2016-06-30 (YTD Data)Rank
Total interest income$4,365,0002,693
Total interest expense$336,0003,125
Net interest income$4,029,0002,622
Provision for loan and lease losses$04,017
Total noninterest income$889,0002,245
Gross Fiduciary activities income$326,000541
Service charges on deposit accounts$179,0002,628
Trading account gains and fees$0157
Additional Noninterest Income$384,0002,710
Total noninterest expense$3,827,0002,388
Salaries and employee benefits$2,226,0002,299
Premises and equipment expense$493,0002,176
Additional noninterest expense$1,108,0002,561
Pre-tax net operating income$1,091,0002,920
Securities gains (losses)$1,0002,737
Applicable income taxes$04,338
Income before extraordinary items$1,092,0002,653
Extraordinary gains, net$016
Net income$1,092,0002,652
Minority interest net income$071
Net income of bank and minority interests.$1,092,0002,652
Net charge-offs$16,0002,882
Cash dividends$327,0002,429
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,091,0002,578
2016-03-31 (YTD Data)Rank
Total interest income$2,159,0002,720
Total interest expense$165,0003,177
Net interest income$1,994,0002,642
Provision for loan and lease losses$03,656
Total noninterest income$397,0002,368
Gross Fiduciary activities income$161,000551
Service charges on deposit accounts$74,0002,958
Trading account gains and fees$0142
Additional Noninterest Income$162,0002,892
Total noninterest expense$1,875,0002,444
Salaries and employee benefits$1,092,0002,338
Premises and equipment expense$242,0002,217
Additional noninterest expense$541,0002,611
Pre-tax net operating income$516,0002,989
Securities gains (losses)$1,0001,958
Applicable income taxes$04,259
Income before extraordinary items$517,0002,696
Extraordinary gains, net$012
Net income$517,0002,696
Minority interest net income$062
Net income of bank and minority interests.$517,0002,696
Net charge-offs$11,0002,283
Cash dividends$163,0002,086
Sale, conversion, retirement of capital stock, net$0659
Net operating income$516,0002,651
2015-12-31 (YTD Data)Rank
Total interest income$8,641,0002,683
Total interest expense$698,0003,074
Net interest income$7,943,0002,613
Provision for loan and lease losses$04,380
Total noninterest income$1,770,0002,270
Gross Fiduciary activities income$591,000559
Service charges on deposit accounts$346,0002,776
Trading account gains and fees$0159
Additional Noninterest Income$833,0002,597
Total noninterest expense$7,705,0002,377
Salaries and employee benefits$4,598,0002,199
Premises and equipment expense$986,0002,192
Additional noninterest expense$2,121,0002,678
Pre-tax net operating income$2,008,0003,003
Securities gains (losses)$40,0001,793
Applicable income taxes$04,402
Income before extraordinary items$2,048,0002,691
Extraordinary gains, net$023
Net income$2,048,0002,692
Minority interest net income$081
Net income of bank and minority interests.$2,048,0002,693
Net charge-offs$5,0004,193
Cash dividends$1,038,0002,078
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,008,0002,679
2015-09-30 (YTD Data)Rank
Total interest income$6,416,0002,724
Total interest expense$539,0003,053
Net interest income$5,877,0002,664
Provision for loan and lease losses$04,232
Total noninterest income$1,347,0002,262
Gross Fiduciary activities income$461,000558
Service charges on deposit accounts$260,0002,785
Trading account gains and fees$0153
Additional Noninterest Income$626,0002,614
Total noninterest expense$5,681,0002,421
Salaries and employee benefits$3,360,0002,263
Premises and equipment expense$760,0002,187
Additional noninterest expense$1,561,0002,706
Pre-tax net operating income$1,543,0003,019
Securities gains (losses)$8,0002,465
Applicable income taxes$04,489
Income before extraordinary items$1,551,0002,702
Extraordinary gains, net$021
Net income$1,551,0002,702
Minority interest net income$078
Net income of bank and minority interests.$1,551,0002,703
Net charge-offs$77,0002,402
Cash dividends$609,0002,110
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,543,0002,657
2015-06-30 (YTD Data)Rank
Total interest income$4,256,0002,733
Total interest expense$371,0003,012
Net interest income$3,885,0002,679
Provision for loan and lease losses$04,069
Total noninterest income$801,0002,419
Gross Fiduciary activities income$324,000559
Service charges on deposit accounts$166,0002,837
Trading account gains and fees$67,000127
Additional Noninterest Income$244,0003,342
Total noninterest expense$3,696,0002,467
Salaries and employee benefits$2,138,0002,361
Premises and equipment expense$547,0002,071
Additional noninterest expense$1,011,0002,777
Pre-tax net operating income$990,0003,089
Securities gains (losses)$3,0002,361
Applicable income taxes$04,497
Income before extraordinary items$993,0002,768
Extraordinary gains, net$022
Net income$993,0002,769
Minority interest net income$075
Net income of bank and minority interests.$993,0002,770
Net charge-offs$74,0001,992
Cash dividends$325,0002,341
Sale, conversion, retirement of capital stock, net$0751
Net operating income$990,0002,713
2015-03-31 (YTD Data)Rank
Total interest income$2,103,0002,756
Total interest expense$189,0003,011
Net interest income$1,914,0002,696
Provision for loan and lease losses$03,703
Total noninterest income$382,0002,454
Gross Fiduciary activities income$167,000556
Service charges on deposit accounts$80,0002,869
Trading account gains and fees$0152
Additional Noninterest Income$135,0003,176
Total noninterest expense$1,806,0002,530
Salaries and employee benefits$1,086,0002,341
Premises and equipment expense$280,0002,062
Additional noninterest expense$440,0003,082
Pre-tax net operating income$490,0003,055
Securities gains (losses)$3,0001,758
Applicable income taxes$04,400
Income before extraordinary items$493,0002,745
Extraordinary gains, net$013
Net income$493,0002,748
Minority interest net income$064
Net income of bank and minority interests.$493,0002,748
Net charge-offs$65,0001,383
Cash dividends$163,0001,992
Sale, conversion, retirement of capital stock, net$0697
Net operating income$490,0002,683
2014-12-31 (YTD Data)Rank
Total interest income$8,957,0002,652
Total interest expense$847,0002,920
Net interest income$8,110,0002,588
Provision for loan and lease losses$50,0003,764
Total noninterest income$1,540,0002,468
Gross Fiduciary activities income$550,000590
Service charges on deposit accounts$344,0002,971
Trading account gains and fees$0180
Additional Noninterest Income$646,0002,940
Total noninterest expense$7,563,0002,423
Salaries and employee benefits$4,668,0002,183
Premises and equipment expense$927,0002,381
Additional noninterest expense$1,968,0002,908
Pre-tax net operating income$2,037,0002,943
Securities gains (losses)$-1,0005,807
Applicable income taxes$04,531
Income before extraordinary items$2,036,0002,675
Extraordinary gains, net$017
Net income$2,036,0002,673
Minority interest net income$084
Net income of bank and minority interests.$2,036,0002,675
Net charge-offs$312,0001,968
Cash dividends$1,031,0001,994
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,037,0002,624
2014-09-30 (YTD Data)Rank
Total interest income$6,755,0002,657
Total interest expense$644,0002,939
Net interest income$6,111,0002,594
Provision for loan and lease losses$04,401
Total noninterest income$1,174,0002,474
Gross Fiduciary activities income$421,000587
Service charges on deposit accounts$264,0002,965
Trading account gains and fees$0174
Additional Noninterest Income$489,0002,942
Total noninterest expense$5,634,0002,446
Salaries and employee benefits$3,465,0002,207
Premises and equipment expense$698,0002,399
Additional noninterest expense$1,471,0002,928
Pre-tax net operating income$1,651,0002,866
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$1,651,0002,553
Extraordinary gains, net$015
Net income$1,651,0002,554
Minority interest net income$081
Net income of bank and minority interests.$1,651,0002,553
Net charge-offs$237,0001,823
Cash dividends$617,0001,984
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,651,0002,511
2014-06-30 (YTD Data)Rank
Total interest income$4,516,0002,648
Total interest expense$434,0002,945
Net interest income$4,082,0002,587
Provision for loan and lease losses$04,196
Total noninterest income$803,0002,402
Gross Fiduciary activities income$296,000580
Service charges on deposit accounts$174,0002,964
Trading account gains and fees$0172
Additional Noninterest Income$333,0002,889
Total noninterest expense$3,775,0002,454
Salaries and employee benefits$2,292,0002,224
Premises and equipment expense$478,0002,367
Additional noninterest expense$1,005,0002,873
Pre-tax net operating income$1,110,0002,783
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$1,110,0002,454
Extraordinary gains, net$020
Net income$1,110,0002,458
Minority interest net income$080
Net income of bank and minority interests.$1,110,0002,458
Net charge-offs$202,0001,577
Cash dividends$332,0002,233
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,110,0002,422
2014-03-31 (YTD Data)Rank
Total interest income$2,298,0002,602
Total interest expense$219,0002,959
Net interest income$2,079,0002,538
Provision for loan and lease losses$03,817
Total noninterest income$387,0002,424
Gross Fiduciary activities income$150,000578
Service charges on deposit accounts$87,0002,933
Trading account gains and fees$0147
Additional Noninterest Income$150,0002,969
Total noninterest expense$1,856,0002,500
Salaries and employee benefits$1,127,0002,265
Premises and equipment expense$241,0002,379
Additional noninterest expense$488,0002,938
Pre-tax net operating income$610,0002,545
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$610,0002,245
Extraordinary gains, net$016
Net income$610,0002,247
Minority interest net income$066
Net income of bank and minority interests.$610,0002,247
Net charge-offs$-77,0006,424
Cash dividends$167,0001,900
Sale, conversion, retirement of capital stock, net$0747
Net operating income$610,0002,207
2013-12-31 (YTD Data)Rank
Total interest income$9,278,0002,608
Total interest expense$1,069,0002,811
Net interest income$8,209,0002,541
Provision for loan and lease losses$125,0003,436
Total noninterest income$1,800,0002,302
Gross Fiduciary activities income$497,000598
Service charges on deposit accounts$332,0003,169
Trading account gains and fees$0184
Additional Noninterest Income$971,0002,420
Total noninterest expense$7,522,0002,474
Salaries and employee benefits$4,554,0002,238
Premises and equipment expense$1,104,0002,057
Additional noninterest expense$1,864,0003,135
Pre-tax net operating income$2,362,0002,552
Securities gains (losses)$4,0002,846
Applicable income taxes$04,631
Income before extraordinary items$2,366,0002,300
Extraordinary gains, net$029
Net income$2,366,0002,304
Minority interest net income$090
Net income of bank and minority interests.$2,366,0002,303
Net charge-offs$262,0002,716
Cash dividends$1,104,0001,808
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,362,0002,251
2013-09-30 (YTD Data)Rank
Total interest income$6,969,0002,615
Total interest expense$830,0002,814
Net interest income$6,139,0002,563
Provision for loan and lease losses$125,0003,137
Total noninterest income$1,274,0002,436
Gross Fiduciary activities income$380,000596
Service charges on deposit accounts$243,0003,233
Trading account gains and fees$0180
Additional Noninterest Income$651,0002,612
Total noninterest expense$5,581,0002,499
Salaries and employee benefits$3,495,0002,186
Premises and equipment expense$824,0002,092
Additional noninterest expense$1,262,0003,368
Pre-tax net operating income$1,707,0002,702
Securities gains (losses)$4,0002,720
Applicable income taxes$04,713
Income before extraordinary items$1,711,0002,396
Extraordinary gains, net$025
Net income$1,711,0002,400
Minority interest net income$084
Net income of bank and minority interests.$1,711,0002,400
Net charge-offs$204,0002,537
Cash dividends$549,0002,016
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,707,0002,337
2013-06-30 (YTD Data)Rank
Total interest income$4,722,0002,578
Total interest expense$574,0002,800
Net interest income$4,148,0002,522
Provision for loan and lease losses$125,0002,665
Total noninterest income$853,0002,459
Gross Fiduciary activities income$263,000596
Service charges on deposit accounts$156,0003,275
Trading account gains and fees$0157
Additional Noninterest Income$434,0002,681
Total noninterest expense$3,692,0002,510
Salaries and employee benefits$2,321,0002,190
Premises and equipment expense$524,0002,185
Additional noninterest expense$847,0003,362
Pre-tax net operating income$1,184,0002,621
Securities gains (losses)$1,0002,688
Applicable income taxes$04,679
Income before extraordinary items$1,185,0002,314
Extraordinary gains, net$022
Net income$1,185,0002,323
Minority interest net income$082
Net income of bank and minority interests.$1,185,0002,321
Net charge-offs$435,0001,373
Cash dividends$343,0002,079
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,184,0002,233
2013-03-31 (YTD Data)Rank
Total interest income$2,377,0002,568
Total interest expense$296,0002,805
Net interest income$2,081,0002,526
Provision for loan and lease losses$25,0003,416
Total noninterest income$437,0002,431
Gross Fiduciary activities income$130,000610
Service charges on deposit accounts$72,0003,408
Trading account gains and fees$0148
Additional Noninterest Income$235,0002,543
Total noninterest expense$1,808,0002,595
Salaries and employee benefits$1,154,0002,232
Premises and equipment expense$254,0002,287
Additional noninterest expense$400,0003,507
Pre-tax net operating income$685,0002,303
Securities gains (losses)$1,0001,864
Applicable income taxes$04,602
Income before extraordinary items$686,0002,024
Extraordinary gains, net$010
Net income$686,0002,025
Minority interest net income$076
Net income of bank and minority interests.$686,0002,026
Net charge-offs$78,0002,088
Cash dividends$172,0001,723
Sale, conversion, retirement of capital stock, net$0789
Net operating income$685,0001,948
2012-12-31 (YTD Data)Rank
Total interest income$10,292,0002,501
Total interest expense$1,618,0002,566
Net interest income$8,674,0002,471
Provision for loan and lease losses$750,0002,165
Total noninterest income$1,899,0002,268
Gross Fiduciary activities income$460,000621
Service charges on deposit accounts$325,0003,344
Trading account gains and fees$0166
Additional Noninterest Income$1,114,0002,246
Total noninterest expense$7,457,0002,519
Salaries and employee benefits$4,615,0002,165
Premises and equipment expense$994,0002,288
Additional noninterest expense$1,848,0003,278
Pre-tax net operating income$2,366,0002,511
Securities gains (losses)$-6,0006,705
Applicable income taxes$04,751
Income before extraordinary items$2,360,0002,280
Extraordinary gains, net$029
Net income$2,360,0002,280
Minority interest net income$093
Net income of bank and minority interests.$2,360,0002,282
Net charge-offs$753,0002,134
Cash dividends$1,095,0001,848
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,366,0002,148
2012-09-30 (YTD Data)Rank
Total interest income$7,702,0002,557
Total interest expense$1,265,0002,584
Net interest income$6,437,0002,539
Provision for loan and lease losses$600,0002,031
Total noninterest income$1,355,0002,337
Gross Fiduciary activities income$357,000613
Service charges on deposit accounts$250,0003,327
Trading account gains and fees$0157
Additional Noninterest Income$748,0002,364
Total noninterest expense$5,548,0002,542
Salaries and employee benefits$3,475,0002,145
Premises and equipment expense$748,0002,309
Additional noninterest expense$1,325,0003,403
Pre-tax net operating income$1,644,0002,710
Securities gains (losses)$-6,0006,839
Applicable income taxes$04,802
Income before extraordinary items$1,638,0002,491
Extraordinary gains, net$020
Net income$1,638,0002,492
Minority interest net income$086
Net income of bank and minority interests.$1,638,0002,492
Net charge-offs$575,0002,024
Cash dividends$445,0002,169
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,644,0002,349
2012-06-30 (YTD Data)Rank
Total interest income$5,090,0002,588
Total interest expense$885,0002,557
Net interest income$4,205,0002,589
Provision for loan and lease losses$400,0002,061
Total noninterest income$818,0002,455
Gross Fiduciary activities income$258,000603
Service charges on deposit accounts$159,0003,403
Trading account gains and fees$0153
Additional Noninterest Income$401,0002,644
Total noninterest expense$3,632,0002,600
Salaries and employee benefits$2,236,0002,226
Premises and equipment expense$516,0002,233
Additional noninterest expense$880,0003,436
Pre-tax net operating income$991,0002,863
Securities gains (losses)$-7,0006,922
Applicable income taxes$-2,0006,772
Income before extraordinary items$986,0002,650
Extraordinary gains, net$019
Net income$986,0002,650
Minority interest net income$084
Net income of bank and minority interests.$986,0002,650
Net charge-offs$258,0002,467
Cash dividends$236,0002,384
Sale, conversion, retirement of capital stock, net$0928
Net operating income$993,0002,493
2012-03-31 (YTD Data)Rank
Total interest income$2,524,0002,624
Total interest expense$463,0002,547
Net interest income$2,061,0002,653
Provision for loan and lease losses$250,0001,742
Total noninterest income$423,0002,399
Gross Fiduciary activities income$147,000581
Service charges on deposit accounts$76,0003,488
Trading account gains and fees$0148
Additional Noninterest Income$200,0002,660
Total noninterest expense$1,780,0002,630
Salaries and employee benefits$1,102,0002,257
Premises and equipment expense$244,0002,336
Additional noninterest expense$434,0003,451
Pre-tax net operating income$454,0003,071
Securities gains (losses)$-6,0007,014
Applicable income taxes$-1,0006,892
Income before extraordinary items$449,0002,837
Extraordinary gains, net$019
Net income$449,0002,840
Minority interest net income$078
Net income of bank and minority interests.$449,0002,841
Net charge-offs$220,0001,753
Cash dividends$117,0001,970
Sale, conversion, retirement of capital stock, net$0861
Net operating income$455,0002,664
2011-12-31 (YTD Data)Rank
Total interest income$10,682,0002,609
Total interest expense$2,286,0002,501
Net interest income$8,396,0002,610
Provision for loan and lease losses$925,0002,529
Total noninterest income$1,404,0002,556
Gross Fiduciary activities income$481,000563
Service charges on deposit accounts$357,0003,262
Trading account gains and fees$0146
Additional Noninterest Income$566,0002,946
Total noninterest expense$7,585,0002,488
Salaries and employee benefits$4,301,0002,255
Premises and equipment expense$1,048,0002,319
Additional noninterest expense$2,236,0002,824
Pre-tax net operating income$1,290,0003,281
Securities gains (losses)$10,0003,332
Applicable income taxes$4,0004,504
Income before extraordinary items$1,296,0003,068
Extraordinary gains, net$029
Net income$1,296,0003,070
Minority interest net income$096
Net income of bank and minority interests.$1,296,0003,070
Net charge-offs$1,043,0002,314
Cash dividends$526,0002,370
Sale, conversion, retirement of capital stock, net$253,000501
Net operating income$1,286,0002,980
2011-09-30 (YTD Data)Rank
Total interest income$8,076,0002,609
Total interest expense$1,797,0002,492
Net interest income$6,279,0002,617
Provision for loan and lease losses$750,0002,344
Total noninterest income$1,009,0002,607
Gross Fiduciary activities income$368,000562
Service charges on deposit accounts$262,0003,315
Trading account gains and fees$0145
Additional Noninterest Income$379,0003,126
Total noninterest expense$5,707,0002,480
Salaries and employee benefits$3,223,0002,249
Premises and equipment expense$805,0002,288
Additional noninterest expense$1,679,0002,845
Pre-tax net operating income$831,0003,646
Securities gains (losses)$10,0003,052
Applicable income taxes$4,0004,473
Income before extraordinary items$837,0003,433
Extraordinary gains, net$021
Net income$837,0003,435
Minority interest net income$087
Net income of bank and minority interests.$837,0003,435
Net charge-offs$674,0002,332
Cash dividends$301,0002,318
Sale, conversion, retirement of capital stock, net$253,000421
Net operating income$827,0003,331
2011-06-30 (YTD Data)Rank
Total interest income$5,381,0002,635
Total interest expense$1,263,0002,465
Net interest income$4,118,0002,673
Provision for loan and lease losses$525,0002,246
Total noninterest income$656,0002,650
Gross Fiduciary activities income$256,000557
Service charges on deposit accounts$169,0003,358
Trading account gains and fees$0153
Additional Noninterest Income$231,0003,270
Total noninterest expense$3,770,0002,519
Salaries and employee benefits$2,233,0002,186
Premises and equipment expense$545,0002,271
Additional noninterest expense$992,0003,231
Pre-tax net operating income$479,0003,893
Securities gains (losses)$7,0002,466
Applicable income taxes$4,0004,365
Income before extraordinary items$482,0003,664
Extraordinary gains, net$015
Net income$482,0003,665
Minority interest net income$089
Net income of bank and minority interests.$482,0003,665
Net charge-offs$458,0002,237
Cash dividends$190,0002,340
Sale, conversion, retirement of capital stock, net$253,000287
Net operating income$475,0703,578
2011-03-31 (YTD Data)Rank
Total interest income$2,698,0002,646
Total interest expense$677,0002,383
Net interest income$2,021,0002,707
Provision for loan and lease losses$300,0001,892
Total noninterest income$338,0002,622
Gross Fiduciary activities income$131,000564
Service charges on deposit accounts$87,0003,269
Trading account gains and fees$0158
Additional Noninterest Income$120,0003,265
Total noninterest expense$1,895,0002,524
Salaries and employee benefits$1,150,0002,143
Premises and equipment expense$266,0002,357
Additional noninterest expense$479,0003,294
Pre-tax net operating income$164,0004,535
Securities gains (losses)$-6,0007,119
Applicable income taxes$04,545
Income before extraordinary items$158,0004,364
Extraordinary gains, net$09
Net income$158,0004,363
Minority interest net income$086
Net income of bank and minority interests.$158,0004,364
Net charge-offs$272,0001,839
Cash dividends$83,0002,022
Sale, conversion, retirement of capital stock, net$253,000183
Net operating income$164,0004,257
2010-12-31 (YTD Data)Rank
Total interest income$11,357,0002,651
Total interest expense$3,274,0002,408
Net interest income$8,083,0002,702
Provision for loan and lease losses$1,550,0002,410
Total noninterest income$1,421,0002,608
Gross Fiduciary activities income$429,000585
Service charges on deposit accounts$405,0003,055
Trading account gains and fees$0175
Additional Noninterest Income$587,0002,952
Total noninterest expense$7,326,0002,631
Salaries and employee benefits$4,215,0002,293
Premises and equipment expense$1,029,0002,424
Additional noninterest expense$2,082,0003,145
Pre-tax net operating income$628,0004,087
Securities gains (losses)$6,0003,427
Applicable income taxes$6,0004,320
Income before extraordinary items$628,0004,009
Extraordinary gains, net$029
Net income$628,0004,008
Minority interest net income$0111
Net income of bank and minority interests.$628,0004,009
Net charge-offs$847,0002,911
Cash dividends$521,0002,288
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$622,0603,878
2010-09-30 (YTD Data)Rank
Total interest income$8,546,0002,688
Total interest expense$2,547,0002,423
Net interest income$5,999,0002,757
Provision for loan and lease losses$1,400,0002,077
Total noninterest income$997,0002,743
Gross Fiduciary activities income$329,000576
Service charges on deposit accounts$313,0003,067
Trading account gains and fees$0165
Additional Noninterest Income$355,0003,281
Total noninterest expense$5,481,0002,632
Salaries and employee benefits$3,185,0002,277
Premises and equipment expense$781,0002,428
Additional noninterest expense$1,515,0003,191
Pre-tax net operating income$115,0005,565
Securities gains (losses)$2,0003,465
Applicable income taxes$6,0004,358
Income before extraordinary items$111,0005,680
Extraordinary gains, net$023
Net income$111,0005,681
Minority interest net income$0110
Net income of bank and minority interests.$111,0005,681
Net charge-offs$425,0003,285
Cash dividends$441,0001,927
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$109,1005,538
2010-06-30 (YTD Data)Rank
Total interest income$5,688,0002,712
Total interest expense$1,743,0002,459
Net interest income$3,945,0002,785
Provision for loan and lease losses$350,0003,380
Total noninterest income$643,0002,732
Gross Fiduciary activities income$225,000575
Service charges on deposit accounts$210,0003,060
Trading account gains and fees$0152
Additional Noninterest Income$208,0003,450
Total noninterest expense$3,652,0002,639
Salaries and employee benefits$2,157,0002,246
Premises and equipment expense$527,0002,420
Additional noninterest expense$968,0003,288
Pre-tax net operating income$586,0003,348
Securities gains (losses)$2,0002,979
Applicable income taxes$6,0004,252
Income before extraordinary items$582,0003,127
Extraordinary gains, net$019
Net income$582,0003,122
Minority interest net income$0105
Net income of bank and minority interests.$582,0003,125
Net charge-offs$174,0003,677
Cash dividends$286,0001,956
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$580,0203,025
2010-03-31 (YTD Data)Rank
Total interest income$2,828,0002,786
Total interest expense$880,0002,549
Net interest income$1,948,0002,847
Provision for loan and lease losses$200,0002,974
Total noninterest income$311,0002,796
Gross Fiduciary activities income$116,000577
Service charges on deposit accounts$97,0003,206
Trading account gains and fees$0175
Additional Noninterest Income$98,0003,557
Total noninterest expense$1,819,0002,674
Salaries and employee benefits$1,051,0002,343
Premises and equipment expense$266,0002,459
Additional noninterest expense$502,0003,178
Pre-tax net operating income$240,0003,750
Securities gains (losses)$1,0002,151
Applicable income taxes$6,0004,021
Income before extraordinary items$235,0003,600
Extraordinary gains, net$016
Net income$235,0003,597
Minority interest net income$091
Net income of bank and minority interests.$235,0003,599
Net charge-offs$85,0003,255
Cash dividends$133,0001,684
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$234,0203,481
2009-12-31 (YTD Data)Rank
Total interest income$11,733,0002,819
Total interest expense$4,100,0002,678
Net interest income$7,633,0002,841
Provision for loan and lease losses$869,0003,725
Total noninterest income$1,569,0002,482
Gross Fiduciary activities income$380,000609
Service charges on deposit accounts$513,0002,833
Trading account gains and fees$0211
Additional Noninterest Income$676,0002,722
Total noninterest expense$7,591,0002,595
Salaries and employee benefits$4,629,0002,124
Premises and equipment expense$1,058,0002,463
Additional noninterest expense$1,904,0003,446
Pre-tax net operating income$742,0003,474
Securities gains (losses)$03,754
Applicable income taxes$6,0003,998
Income before extraordinary items$736,0003,282
Extraordinary gains, net$034
Net income$736,0003,281
Minority interest net income$0115
Net income of bank and minority interests.$736,0003,281
Net charge-offs$877,0003,038
Cash dividends$662,0002,191
Sale, conversion, retirement of capital stock, net$-500,0007,980
Net operating income$736,0003,216
2009-09-30 (YTD Data)Rank
Total interest income$8,850,0002,837
Total interest expense$3,151,0002,736
Net interest income$5,699,0002,853
Provision for loan and lease losses$415,0004,121
Total noninterest income$1,159,0002,567
Gross Fiduciary activities income$289,000598
Service charges on deposit accounts$387,0002,828
Trading account gains and fees$0212
Additional Noninterest Income$483,0002,867
Total noninterest expense$5,579,0002,653
Salaries and employee benefits$3,263,0002,286
Premises and equipment expense$876,0002,291
Additional noninterest expense$1,440,0003,387
Pre-tax net operating income$864,0002,994
Securities gains (losses)$-2,0007,117
Applicable income taxes$5,0004,212
Income before extraordinary items$857,0002,744
Extraordinary gains, net$027
Net income$857,0002,741
Minority interest net income$0118
Net income of bank and minority interests.$857,0002,744
Net charge-offs$658,0002,699
Cash dividends$639,0001,722
Sale, conversion, retirement of capital stock, net$-500,0008,077
Net operating income$858,9802,691
2009-06-30 (YTD Data)Rank
Total interest income$5,935,0002,863
Total interest expense$2,145,0002,796
Net interest income$3,790,0002,858
Provision for loan and lease losses$210,0004,245
Total noninterest income$857,0002,422
Gross Fiduciary activities income$201,000595
Service charges on deposit accounts$253,0002,834
Trading account gains and fees$0193
Additional Noninterest Income$403,0002,548
Total noninterest expense$3,762,0002,653
Salaries and employee benefits$2,159,0002,341
Premises and equipment expense$568,0002,367
Additional noninterest expense$1,035,0003,210
Pre-tax net operating income$675,0002,833
Securities gains (losses)$-1,0007,343
Applicable income taxes$5,0004,239
Income before extraordinary items$669,0002,588
Extraordinary gains, net$021
Net income$669,0002,585
Minority interest net income$0112
Net income of bank and minority interests.$669,0002,587
Net charge-offs$408,0002,588
Cash dividends$481,0001,675
Sale, conversion, retirement of capital stock, net$-500,0008,177
Net operating income$669,9902,506
2009-03-31 (YTD Data)Rank
Total interest income$2,972,0002,885
Total interest expense$1,090,0002,858
Net interest income$1,882,0002,861
Provision for loan and lease losses$105,0003,786
Total noninterest income$435,0002,353
Gross Fiduciary activities income$111,000574
Service charges on deposit accounts$119,0002,908
Trading account gains and fees$0171
Additional Noninterest Income$205,0002,478
Total noninterest expense$1,830,0002,636
Salaries and employee benefits$1,055,0002,421
Premises and equipment expense$282,0002,435
Additional noninterest expense$493,0003,043
Pre-tax net operating income$382,0002,891
Securities gains (losses)$1,0002,304
Applicable income taxes$5,0004,285
Income before extraordinary items$378,0002,681
Extraordinary gains, net$015
Net income$378,0002,680
Minority interest net income$0102
Net income of bank and minority interests.$378,0002,682
Net charge-offs$60,0003,375
Cash dividends$196,0001,760
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$377,0102,545
2008-12-31 (YTD Data)Rank
Total interest income$12,522,0002,921
Total interest expense$5,010,0002,962
Net interest income$7,512,0002,864
Provision for loan and lease losses$270,0004,804
Total noninterest income$1,363,0002,808
Gross Fiduciary activities income$454,000589
Service charges on deposit accounts$518,0002,932
Trading account gains and fees$0154
Additional Noninterest Income$391,0003,628
Total noninterest expense$7,235,0002,607
Salaries and employee benefits$4,501,0002,258
Premises and equipment expense$1,182,0002,278
Additional noninterest expense$1,552,0003,534
Pre-tax net operating income$1,370,0003,178
Securities gains (losses)$1,0003,084
Applicable income taxes$5,0004,660
Income before extraordinary items$1,366,0002,685
Extraordinary gains, net$039
Net income$1,366,0002,684
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$156,0004,425
Cash dividends$983,0002,353
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,365,0002,825
2008-09-30 (YTD Data)Rank
Total interest income$9,400,0002,986
Total interest expense$3,835,0003,013
Net interest income$5,565,0002,917
Provision for loan and lease losses$195,0004,255
Total noninterest income$1,124,0002,700
Gross Fiduciary activities income$368,000577
Service charges on deposit accounts$384,0002,988
Trading account gains and fees$0148
Additional Noninterest Income$372,0003,305
Total noninterest expense$5,358,0002,631
Salaries and employee benefits$3,324,0002,316
Premises and equipment expense$880,0002,301
Additional noninterest expense$1,154,0003,487
Pre-tax net operating income$1,136,0003,427
Securities gains (losses)$1,0002,971
Applicable income taxes$5,0005,028
Income before extraordinary items$1,132,0002,859
Extraordinary gains, net$031
Net income$1,132,0002,855
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$85,0004,131
Cash dividends$729,0002,226
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,131,0003,002
2008-06-30 (YTD Data)Rank
Total interest income$6,224,0003,053
Total interest expense$2,621,0003,055
Net interest income$3,603,0002,989
Provision for loan and lease losses$120,0003,966
Total noninterest income$793,0002,623
Gross Fiduciary activities income$269,000577
Service charges on deposit accounts$251,0002,998
Trading account gains and fees$0149
Additional Noninterest Income$273,0003,191
Total noninterest expense$3,541,0002,651
Salaries and employee benefits$2,222,0002,335
Premises and equipment expense$586,0002,308
Additional noninterest expense$733,0003,589
Pre-tax net operating income$735,0003,608
Securities gains (losses)$1,0003,084
Applicable income taxes$5,0005,215
Income before extraordinary items$731,0003,240
Extraordinary gains, net$021
Net income$731,0003,240
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0003,894
Cash dividends$462,0002,401
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$730,0103,183
2008-03-31 (YTD Data)Rank
Total interest income$3,160,0003,074
Total interest expense$1,418,0003,036
Net interest income$1,742,0003,088
Provision for loan and lease losses$60,0003,470
Total noninterest income$389,0002,650
Gross Fiduciary activities income$150,000560
Service charges on deposit accounts$124,0002,985
Trading account gains and fees$0158
Additional Noninterest Income$115,0003,517
Total noninterest expense$1,745,0002,678
Salaries and employee benefits$1,102,0002,375
Premises and equipment expense$283,0002,383
Additional noninterest expense$360,0003,589
Pre-tax net operating income$326,0003,961
Securities gains (losses)$02,688
Applicable income taxes$5,0005,114
Income before extraordinary items$321,0003,640
Extraordinary gains, net$015
Net income$321,0003,644
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0004,249
Cash dividends$227,0002,187
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$321,0003,555
2007-12-31 (YTD Data)Rank
Total interest income$12,894,0003,093
Total interest expense$6,148,0002,953
Net interest income$6,746,0003,195
Provision for loan and lease losses$180,0004,023
Total noninterest income$1,520,0002,689
Gross Fiduciary activities income$508,000588
Service charges on deposit accounts$587,0002,717
Trading account gains and fees$0178
Additional Noninterest Income$425,0003,615
Total noninterest expense$7,124,0002,545
Salaries and employee benefits$4,421,0002,281
Premises and equipment expense$1,170,0002,217
Additional noninterest expense$1,533,0003,352
Pre-tax net operating income$962,0004,810
Securities gains (losses)$02,146
Applicable income taxes$15,0005,528
Income before extraordinary items$947,0004,436
Extraordinary gains, net$039
Net income$947,0004,438
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$328,0002,178
Cash dividends$753,0003,068
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$947,0004,430
2007-09-30 (YTD Data)Rank
Total interest income$9,581,0003,110
Total interest expense$4,577,0002,960
Net interest income$5,004,0003,229
Provision for loan and lease losses$135,0003,624
Total noninterest income$1,180,0002,614
Gross Fiduciary activities income$367,000589
Service charges on deposit accounts$446,0002,674
Trading account gains and fees$0184
Additional Noninterest Income$367,0003,362
Total noninterest expense$5,332,0002,540
Salaries and employee benefits$3,333,0002,259
Premises and equipment expense$817,0002,364
Additional noninterest expense$1,182,0003,229
Pre-tax net operating income$717,0005,072
Securities gains (losses)$01,655
Applicable income taxes$15,0005,595
Income before extraordinary items$702,0004,658
Extraordinary gains, net$033
Net income$702,0004,657
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$134,0002,463
Cash dividends$572,0002,768
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$702,0004,647
2007-06-30 (YTD Data)Rank
Total interest income$6,242,0003,184
Total interest expense$2,957,0003,045
Net interest income$3,285,0003,295
Provision for loan and lease losses$90,0003,429
Total noninterest income$780,0002,642
Gross Fiduciary activities income$258,000591
Service charges on deposit accounts$296,0002,687
Trading account gains and fees$0168
Additional Noninterest Income$226,0003,553
Total noninterest expense$3,550,0002,575
Salaries and employee benefits$2,279,0002,245
Premises and equipment expense$511,0002,538
Additional noninterest expense$760,0003,332
Pre-tax net operating income$425,0005,383
Securities gains (losses)$01,444
Applicable income taxes$15,0005,484
Income before extraordinary items$410,0005,010
Extraordinary gains, net$029
Net income$410,0005,010
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0002,999
Cash dividends$394,0002,807
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$410,0005,005
2007-03-31 (YTD Data)Rank
Total interest income$3,047,0003,236
Total interest expense$1,418,0003,134
Net interest income$1,629,0003,317
Provision for loan and lease losses$45,0003,197
Total noninterest income$376,0002,674
Gross Fiduciary activities income$133,000596
Service charges on deposit accounts$126,0002,972
Trading account gains and fees$0195
Additional Noninterest Income$117,0003,484
Total noninterest expense$1,694,0002,680
Salaries and employee benefits$1,081,0002,375
Premises and equipment expense$252,0002,575
Additional noninterest expense$361,0003,450
Pre-tax net operating income$266,0004,919
Securities gains (losses)$01,187
Applicable income taxes$6,0005,609
Income before extraordinary items$260,0004,471
Extraordinary gains, net$022
Net income$260,0004,473
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0002,431
Cash dividends$214,0002,343
Sale, conversion, retirement of capital stock, net$0885
Net operating income$260,0004,459
2006-12-31 (YTD Data)Rank
Total interest income$12,256,0003,032
Total interest expense$5,155,0002,960
Net interest income$7,101,0003,065
Provision for loan and lease losses$240,0003,157
Total noninterest income$1,296,0002,970
Gross Fiduciary activities income$411,000625
Service charges on deposit accounts$524,0002,957
Trading account gains and fees$0130
Additional Noninterest Income$361,0003,938
Total noninterest expense$6,703,0002,611
Salaries and employee benefits$4,182,0002,350
Premises and equipment expense$1,025,0002,420
Additional noninterest expense$1,496,0003,294
Pre-tax net operating income$1,454,0004,358
Securities gains (losses)$01,687
Applicable income taxes$11,0006,128
Income before extraordinary items$1,443,0003,857
Extraordinary gains, net$051
Net income$1,443,0003,856
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0004,771
Cash dividends$1,072,0002,458
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,443,0003,839
2006-09-30 (YTD Data)Rank
Total interest income$9,093,0003,035
Total interest expense$3,719,0002,970
Net interest income$5,374,0003,072
Provision for loan and lease losses$180,0003,038
Total noninterest income$1,074,0002,800
Gross Fiduciary activities income$320,000613
Service charges on deposit accounts$399,0002,957
Trading account gains and fees$0126
Additional Noninterest Income$355,0003,414
Total noninterest expense$5,072,0002,593
Salaries and employee benefits$3,107,0002,372
Premises and equipment expense$784,0002,376
Additional noninterest expense$1,181,0003,183
Pre-tax net operating income$1,196,0004,308
Securities gains (losses)$01,388
Applicable income taxes$11,0006,190
Income before extraordinary items$1,185,0003,772
Extraordinary gains, net$045
Net income$1,185,0003,774
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0004,593
Cash dividends$804,0002,235
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,185,0003,751
2006-06-30 (YTD Data)Rank
Total interest income$5,925,0003,053
Total interest expense$2,355,0002,970
Net interest income$3,570,0003,084
Provision for loan and lease losses$120,0002,983
Total noninterest income$722,0002,776
Gross Fiduciary activities income$230,000608
Service charges on deposit accounts$255,0003,027
Trading account gains and fees$0126
Additional Noninterest Income$237,0003,419
Total noninterest expense$3,386,0002,601
Salaries and employee benefits$2,110,0002,325
Premises and equipment expense$524,0002,365
Additional noninterest expense$752,0003,292
Pre-tax net operating income$786,0004,364
Securities gains (losses)$01,185
Applicable income taxes$11,0006,097
Income before extraordinary items$775,0003,818
Extraordinary gains, net$039
Net income$775,0003,822
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-15,0007,977
Cash dividends$536,0002,269
Sale, conversion, retirement of capital stock, net$0887
Net operating income$775,0003,814
2006-03-31 (YTD Data)Rank
Total interest income$2,903,0003,056
Total interest expense$1,114,0002,987
Net interest income$1,789,0003,077
Provision for loan and lease losses$60,0002,788
Total noninterest income$353,0002,765
Gross Fiduciary activities income$118,000613
Service charges on deposit accounts$117,0003,129
Trading account gains and fees$0115
Additional Noninterest Income$118,0003,406
Total noninterest expense$1,711,0002,580
Salaries and employee benefits$1,057,0002,333
Premises and equipment expense$256,0002,427
Additional noninterest expense$398,0003,131
Pre-tax net operating income$371,0004,450
Securities gains (losses)$0955
Applicable income taxes$11,0005,709
Income before extraordinary items$360,0003,958
Extraordinary gains, net$021
Net income$360,0003,958
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-33,0008,357
Cash dividends$264,0002,093
Sale, conversion, retirement of capital stock, net$0648
Net operating income$360,0003,942
2005-12-31 (YTD Data)Rank
Total interest income$10,960,0002,912
Total interest expense$3,776,0002,775
Net interest income$7,184,0002,981
Provision for loan and lease losses$300,0002,799
Total noninterest income$1,183,0003,173
Gross Fiduciary activities income$396,000633
Service charges on deposit accounts$320,0004,035
Trading account gains and fees$0138
Additional Noninterest Income$467,0003,501
Total noninterest expense$6,646,0002,511
Salaries and employee benefits$4,138,0002,216
Premises and equipment expense$1,056,0002,259
Additional noninterest expense$1,452,0003,314
Pre-tax net operating income$1,421,0004,512
Securities gains (losses)$02,296
Applicable income taxes$3,0006,741
Income before extraordinary items$1,418,0003,919
Extraordinary gains, net$046
Net income$1,418,0003,919
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$112,0003,178
Cash dividends$1,030,0002,376
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,418,0003,893
2005-09-30 (YTD Data)Rank
Total interest income$8,056,0002,911
Total interest expense$2,695,0002,764
Net interest income$5,361,0002,977
Provision for loan and lease losses$225,0002,711
Total noninterest income$835,0003,315
Gross Fiduciary activities income$317,000621
Service charges on deposit accounts$235,0004,095
Trading account gains and fees$0126
Additional Noninterest Income$283,0003,906
Total noninterest expense$4,928,0002,512
Salaries and employee benefits$3,055,0002,236
Premises and equipment expense$789,0002,248
Additional noninterest expense$1,084,0003,295
Pre-tax net operating income$1,043,0004,664
Securities gains (losses)$02,317
Applicable income taxes$3,0006,760
Income before extraordinary items$1,040,0004,057
Extraordinary gains, net$035
Net income$1,040,0004,057
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$103,0002,513
Cash dividends$719,0002,274
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,040,0004,021
2005-06-30 (YTD Data)Rank
Total interest income$5,251,0002,906
Total interest expense$1,717,0002,727
Net interest income$3,534,0002,975
Provision for loan and lease losses$150,0002,598
Total noninterest income$549,0003,303
Gross Fiduciary activities income$231,000600
Service charges on deposit accounts$148,0004,183
Trading account gains and fees$0116
Additional Noninterest Income$170,0004,052
Total noninterest expense$3,238,0002,510
Salaries and employee benefits$2,027,0002,232
Premises and equipment expense$524,0002,247
Additional noninterest expense$687,0003,411
Pre-tax net operating income$695,0004,646
Securities gains (losses)$02,146
Applicable income taxes$3,0006,722
Income before extraordinary items$692,0004,023
Extraordinary gains, net$030
Net income$692,0004,025
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,0001,928
Cash dividends$443,0002,407
Sale, conversion, retirement of capital stock, net$0643
Net operating income$692,0003,963
2005-03-31 (YTD Data)Rank
Total interest income$2,536,0002,961
Total interest expense$830,0002,703
Net interest income$1,706,0003,053
Provision for loan and lease losses$75,0002,455
Total noninterest income$283,0003,189
Gross Fiduciary activities income$119,000607
Service charges on deposit accounts$72,0004,184
Trading account gains and fees$0115
Additional Noninterest Income$92,0003,905
Total noninterest expense$1,618,0002,532
Salaries and employee benefits$1,005,0002,262
Premises and equipment expense$263,0002,250
Additional noninterest expense$350,0003,363
Pre-tax net operating income$296,0005,029
Securities gains (losses)$01,685
Applicable income taxes$3,0006,538
Income before extraordinary items$293,0004,440
Extraordinary gains, net$024
Net income$293,0004,441
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$95,0001,164
Cash dividends$198,0002,261
Sale, conversion, retirement of capital stock, net$0491
Net operating income$293,0004,394
2004-12-31 (YTD Data)Rank
Total interest income$9,662,0002,922
Total interest expense$3,099,0002,556
Net interest income$6,563,0003,057
Provision for loan and lease losses$300,0002,900
Total noninterest income$1,405,0002,803
Gross Fiduciary activities income$384,000637
Service charges on deposit accounts$305,0004,273
Trading account gains and fees$0138
Additional Noninterest Income$716,0002,679
Total noninterest expense$6,298,0002,524
Salaries and employee benefits$3,886,0002,240
Premises and equipment expense$1,124,0002,046
Additional noninterest expense$1,288,0003,545
Pre-tax net operating income$1,370,0004,486
Securities gains (losses)$2,0003,489
Applicable income taxes$4,0006,965
Income before extraordinary items$1,368,0003,858
Extraordinary gains, net$034
Net income$1,368,0003,859
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$182,0002,722
Cash dividends$966,0002,415
Sale, conversion, retirement of capital stock, net$-253,0008,916
Net operating income$1,366,0003,799
2004-09-30 (YTD Data)Rank
Total interest income$7,138,0002,930
Total interest expense$2,279,0002,564
Net interest income$4,859,0003,079
Provision for loan and lease losses$225,0002,754
Total noninterest income$861,0003,243
Gross Fiduciary activities income$302,000631
Service charges on deposit accounts$230,0004,298
Trading account gains and fees$0134
Additional Noninterest Income$329,0003,561
Total noninterest expense$4,485,0002,620
Salaries and employee benefits$2,605,0002,478
Premises and equipment expense$856,0002,019
Additional noninterest expense$1,024,0003,360
Pre-tax net operating income$1,010,0004,575
Securities gains (losses)$2,0003,384
Applicable income taxes$4,0006,986
Income before extraordinary items$1,008,0003,972
Extraordinary gains, net$026
Net income$1,008,0003,973
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$198,0001,914
Cash dividends$546,0002,566
Sale, conversion, retirement of capital stock, net$-253,0008,986
Net operating income$1,006,0003,914
2004-06-30 (YTD Data)Rank
Total interest income$4,619,0002,993
Total interest expense$1,478,0002,609
Net interest income$3,141,0003,152
Provision for loan and lease losses$150,0002,691
Total noninterest income$596,0003,187
Gross Fiduciary activities income$220,000612
Service charges on deposit accounts$153,0004,277
Trading account gains and fees$0130
Additional Noninterest Income$223,0003,541
Total noninterest expense$2,962,0002,645
Salaries and employee benefits$1,697,0002,535
Premises and equipment expense$570,0002,018
Additional noninterest expense$695,0003,331
Pre-tax net operating income$625,0004,727
Securities gains (losses)$2,0003,048
Applicable income taxes$4,0006,937
Income before extraordinary items$623,0004,143
Extraordinary gains, net$021
Net income$623,0004,144
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$194,0001,402
Cash dividends$278,0003,005
Sale, conversion, retirement of capital stock, net$0638
Net operating income$621,0204,067
2004-03-31 (YTD Data)Rank
Total interest income$2,236,0003,083
Total interest expense$746,0002,624
Net interest income$1,490,0003,285
Provision for loan and lease losses$75,0002,550
Total noninterest income$271,0003,328
Gross Fiduciary activities income$107,000632
Service charges on deposit accounts$70,0004,409
Trading account gains and fees$0121
Additional Noninterest Income$94,0003,835
Total noninterest expense$1,519,0002,598
Salaries and employee benefits$806,0002,662
Premises and equipment expense$285,0002,027
Additional noninterest expense$428,0002,721
Pre-tax net operating income$167,0006,218
Securities gains (losses)$2,0002,612
Applicable income taxes$2,0006,854
Income before extraordinary items$167,0005,759
Extraordinary gains, net$016
Net income$167,0005,760
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$179,000882
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$165,0205,661
2003-12-31 (YTD Data)Rank
Total interest income$9,640,0002,937
Total interest expense$2,958,0002,911
Net interest income$6,682,0002,875
Provision for loan and lease losses$225,0003,797
Total noninterest income$936,0003,853
Gross Fiduciary activities income$363,000653
Service charges on deposit accounts$278,0004,492
Trading account gains and fees$0160
Additional Noninterest Income$295,0004,548
Total noninterest expense$6,295,0002,491
Salaries and employee benefits$3,739,0002,275
Premises and equipment expense$1,084,0002,097
Additional noninterest expense$1,472,0003,141
Pre-tax net operating income$1,098,0004,927
Securities gains (losses)$3,0004,078
Applicable income taxes$-1,0008,693
Income before extraordinary items$1,102,0004,378
Extraordinary gains, net$054
Net income$1,102,0004,380
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$302,0002,240
Cash dividends$803,0002,668
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,099,0004,207
2003-09-30 (YTD Data)Rank
Total interest income$7,246,0002,968
Total interest expense$2,225,0002,985
Net interest income$5,021,0002,889
Provision for loan and lease losses$225,0003,052
Total noninterest income$707,0003,919
Gross Fiduciary activities income$285,000647
Service charges on deposit accounts$208,0004,511
Trading account gains and fees$0153
Additional Noninterest Income$214,0004,661
Total noninterest expense$4,574,0002,575
Salaries and employee benefits$2,748,0002,313
Premises and equipment expense$791,0002,163
Additional noninterest expense$1,035,0003,298
Pre-tax net operating income$929,0004,753
Securities gains (losses)$3,0003,777
Applicable income taxes$07,524
Income before extraordinary items$932,0004,181
Extraordinary gains, net$040
Net income$932,0004,182
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0004,438
Cash dividends$730,0002,124
Sale, conversion, retirement of capital stock, net$0722
Net operating income$929,0004,017
2003-06-30 (YTD Data)Rank
Total interest income$4,851,0002,979
Total interest expense$1,486,0003,074
Net interest income$3,365,0002,871
Provision for loan and lease losses$150,0003,000
Total noninterest income$468,0003,893
Gross Fiduciary activities income$208,000629
Service charges on deposit accounts$132,0004,608
Trading account gains and fees$0150
Additional Noninterest Income$128,0004,871
Total noninterest expense$2,946,0002,643
Salaries and employee benefits$1,799,0002,344
Premises and equipment expense$517,0002,188
Additional noninterest expense$630,0003,571
Pre-tax net operating income$737,0004,288
Securities gains (losses)$3,0003,367
Applicable income taxes$07,529
Income before extraordinary items$740,0003,707
Extraordinary gains, net$030
Net income$740,0003,707
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0004,275
Cash dividends$489,0002,209
Sale, conversion, retirement of capital stock, net$0589
Net operating income$737,0003,517
2003-03-31 (YTD Data)Rank
Total interest income$2,431,0002,986
Total interest expense$766,0003,054
Net interest income$1,665,0002,882
Provision for loan and lease losses$75,0002,805
Total noninterest income$216,0003,979
Gross Fiduciary activities income$110,000615
Service charges on deposit accounts$64,0004,593
Trading account gains and fees$0134
Additional Noninterest Income$42,0005,598
Total noninterest expense$1,424,0002,713
Salaries and employee benefits$887,0002,371
Premises and equipment expense$254,0002,222
Additional noninterest expense$283,0003,827
Pre-tax net operating income$382,0004,150
Securities gains (losses)$1,0002,714
Applicable income taxes$-1,0008,975
Income before extraordinary items$384,0003,575
Extraordinary gains, net$021
Net income$384,0003,573
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0004,268
Cash dividends$250,0001,948
Sale, conversion, retirement of capital stock, net$0419
Net operating income$383,0003,409
2002-12-31 (YTD Data)Rank
Total interest income$10,249,0002,954
Total interest expense$3,570,0003,039
Net interest income$6,679,0002,855
Provision for loan and lease losses$300,0003,409
Total noninterest income$1,016,0003,448
Gross Fiduciary activities income$413,000641
Service charges on deposit accounts$241,0004,789
Trading account gains and fees$0153
Additional Noninterest Income$362,0003,869
Total noninterest expense$5,695,0002,595
Salaries and employee benefits$3,425,0002,331
Premises and equipment expense$951,0002,297
Additional noninterest expense$1,319,0003,324
Pre-tax net operating income$1,700,0003,793
Securities gains (losses)$1,0004,369
Applicable income taxes$14,0007,185
Income before extraordinary items$1,687,0003,209
Extraordinary gains, net$070
Net income$1,687,0003,208
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-20,0008,966
Cash dividends$1,525,0001,608
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,686,0103,103
2001-12-31 (YTD Data)Rank
Total interest income$11,735,0002,892
Total interest expense$4,954,0003,172
Net interest income$6,781,0002,645
Provision for loan and lease losses$320,0003,073
Total noninterest income$809,0003,824
Gross Fiduciary activities income$422,000645
Service charges on deposit accounts$231,0004,824
Trading account gains and fees$0177
Additional Noninterest Income$156,0005,469
Total noninterest expense$5,616,0002,518
Salaries and employee benefits$3,425,0002,184
Premises and equipment expense$867,0002,442
Additional noninterest expense$1,324,0003,209
Pre-tax net operating income$1,654,0003,628
Securities gains (losses)$1,0004,410
Applicable income taxes$20,0007,319
Income before extraordinary items$1,635,0003,024
Extraordinary gains, net$0105
Net income$1,635,0003,028
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$224,0002,673
Cash dividends$1,340,0001,818
Sale, conversion, retirement of capital stock, net$500,000495
Net operating income$1,634,0102,925
2000-12-31 (YTD Data)Rank
Total interest income$11,096,0003,116
Total interest expense$5,557,0002,991
Net interest income$5,539,0003,175
Provision for loan and lease losses$169,0004,168
Total noninterest income$1,467,0002,389
Gross Fiduciary activities income$414,000657
Service charges on deposit accounts$259,0004,435
Trading account gains and fees$0180
Additional Noninterest Income$794,0002,160
Total noninterest expense$5,189,0002,627
Salaries and employee benefits$3,150,0002,261
Premises and equipment expense$800,0002,568
Additional noninterest expense$1,239,0003,325
Pre-tax net operating income$1,648,0003,793
Securities gains (losses)$2,0001,609
Applicable income taxes$16,0007,940
Income before extraordinary items$1,634,0003,031
Extraordinary gains, net$038
Net income$1,634,0003,028
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0006,338
Cash dividends$1,324,0001,825
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,632,0203,029
1999-12-31 (YTD Data)Rank
Total interest income$10,048,0003,209
Total interest expense$4,455,0003,268
Net interest income$5,593,0003,099
Provision for loan and lease losses$170,0003,962
Total noninterest income$931,0003,262
Gross Fiduciary activities income$383,000713
Service charges on deposit accounts$247,0004,551
Trading account gains and fees$0173
Additional Noninterest Income$301,0004,012
Total noninterest expense$4,394,0003,039
Salaries and employee benefits$2,717,0002,591
Premises and equipment expense$689,0002,904
Additional noninterest expense$988,0004,058
Pre-tax net operating income$1,960,0003,395
Securities gains (losses)$03,155
Applicable income taxes$34,0007,921
Income before extraordinary items$1,926,0002,672
Extraordinary gains, net$035
Net income$1,926,0002,672
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-57,0009,940
Cash dividends$1,371,0001,803
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,926,0002,635
1998-12-31 (YTD Data)Rank
Total interest income$9,402,0003,415
Total interest expense$4,414,0003,361
Net interest income$4,988,0003,401
Provision for loan and lease losses$107,0004,980
Total noninterest income$841,0003,486
Gross Fiduciary activities income$308,000772
Service charges on deposit accounts$224,0004,820
Trading account gains and fees$0224
Additional Noninterest Income$309,0003,963
Total noninterest expense$3,991,0003,199
Salaries and employee benefits$2,418,0002,811
Premises and equipment expense$642,0002,985
Additional noninterest expense$931,0004,182
Pre-tax net operating income$1,731,0003,753
Securities gains (losses)$04,449
Applicable income taxes$525,0003,721
Income before extraordinary items$1,206,0003,909
Extraordinary gains, net$032
Net income$1,206,0003,907
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-36,00010,024
Cash dividends$809,0002,568
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,206,0003,825
1997-12-31 (YTD Data)Rank
Total interest income$8,649,0003,705
Total interest expense$4,088,0003,593
Net interest income$4,561,0003,787
Provision for loan and lease losses$-39,00010,697
Total noninterest income$791,0003,602
Gross Fiduciary activities income$267,000832
Service charges on deposit accounts$229,0004,932
Trading account gains and fees$0239
Additional Noninterest Income$295,0003,969
Total noninterest expense$3,746,0003,371
Salaries and employee benefits$2,282,0002,902
Premises and equipment expense$584,0003,229
Additional noninterest expense$880,0004,391
Pre-tax net operating income$1,645,0004,144
Securities gains (losses)$-3,0009,416
Applicable income taxes$517,0004,113
Income before extraordinary items$1,125,0004,280
Extraordinary gains, net$044
Net income$1,125,0004,281
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-189,00010,811
Cash dividends$753,0002,651
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,127,0704,214
1996-12-31 (YTD Data)Rank
Total interest income$8,029,0004,022
Total interest expense$3,737,0003,948
Net interest income$4,292,0004,039
Provision for loan and lease losses$100,0005,070
Total noninterest income$689,0004,159
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$203,0005,503
Trading account gains and feesNANA
Additional Noninterest Income$486,0002,983
Total noninterest expense$3,464,0003,807
Salaries and employee benefits$2,098,0003,188
Premises and equipment expense$539,0003,546
Additional noninterest expense$827,0005,082
Pre-tax net operating income$1,417,0004,536
Securities gains (losses)$04,148
Applicable income taxes$387,0004,992
Income before extraordinary items$1,030,0004,378
Extraordinary gains, net$053
Net income$1,030,0004,379
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$135,0003,367
Cash dividends$468,0003,565
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,030,0004,326
1995-12-31 (YTD Data)Rank
Total interest income$7,352,0004,360
Total interest expense$3,300,0004,372
Net interest income$4,052,0004,264
Provision for loan and lease losses$08,958
Total noninterest income$621,0004,461
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$186,0005,948
Trading account gains and feesNANA
Additional Noninterest Income$435,0003,153
Total noninterest expense$3,412,0003,829
Salaries and employee benefits$1,968,0003,353
Premises and equipment expense$490,0003,822
Additional noninterest expense$954,0004,531
Pre-tax net operating income$1,261,0005,084
Securities gains (losses)$-17,00010,458
Applicable income taxes$301,0005,979
Income before extraordinary items$943,0004,815
Extraordinary gains, net$065
Net income$943,0004,814
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$75,0004,361
Cash dividends$263,0004,859
Sale, conversion, retirement of capital stock, net$0809
Net operating income$955,9204,759
1994-12-31 (YTD Data)Rank
Total interest income$7,009,0004,215
Total interest expense$3,054,0003,899
Net interest income$3,955,0004,430
Provision for loan and lease losses$423,0001,744
Total noninterest income$613,0004,578
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$178,0006,296
Trading account gains and feesNANA
Additional Noninterest Income$435,0003,237
Total noninterest expense$3,593,0003,760
Salaries and employee benefits$1,994,0003,292
Premises and equipment expense$498,0003,824
Additional noninterest expense$1,101,0004,349
Pre-tax net operating income$552,0008,300
Securities gains (losses)$-16,00010,174
Applicable income taxes$122,0008,885
Income before extraordinary items$414,0008,069
Extraordinary gains, net$0249
Net income$414,0008,074
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$358,0001,694
Cash dividends$158,0005,975
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$426,3207,977
1993-12-31 (YTD Data)Rank
Total interest income$7,130,0004,251
Total interest expense$3,228,0003,866
Net interest income$3,902,0004,511
Provision for loan and lease losses$363,0002,627
Total noninterest income$515,0005,487
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$158,0006,889
Trading account gains and feesNANA
Additional Noninterest Income$357,0004,068
Total noninterest expense$3,314,0004,115
Salaries and employee benefits$1,856,0003,515
Premises and equipment expense$472,0004,073
Additional noninterest expense$986,0004,976
Pre-tax net operating income$740,0007,145
Securities gains (losses)$2,0006,773
Applicable income taxes$142,0008,816
Income before extraordinary items$600,0006,779
Extraordinary gains, net$03,149
Net income$600,0006,948
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$365,0002,182
Cash dividends$158,0005,989
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$598,3806,545
1992-12-31 (YTD Data)Rank
Total interest income$7,731,0004,424
Total interest expense$4,140,0003,948
Net interest income$3,591,0004,897
Provision for loan and lease losses$514,0002,936
Total noninterest income$531,0005,413
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$157,0006,925
Trading account gains and feesNANA
Additional Noninterest Income$374,0003,857
Total noninterest expense$3,159,0004,318
Salaries and employee benefits$1,732,0003,693
Premises and equipment expense$473,0004,167
Additional noninterest expense$954,0005,254
Pre-tax net operating income$449,0008,811
Securities gains (losses)$38,0004,584
Applicable income taxes$012,680
Income before extraordinary items$487,0007,442
Extraordinary gains, net$01,422
Net income$487,0007,537
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$502,0002,458
Cash dividends$158,0005,652
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$449,0007,391

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.