Home > Three Rivers Bank and Trust Company > Income and Expense
Three Rivers Bank and Trust Company, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $66,995,000 | 538 |
| Total interest expense | $40,660,000 | 447 |
| Net interest income | $26,335,000 | 677 |
| Provision for loan and lease losses | $1,050,000 | 1,198 |
| Total noninterest income | $4,790,000 | 1,034 |
| Gross Fiduciary activities income | $120,000 | 958 |
| Service charges on deposit accounts | $2,014,000 | 738 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,656,000 | 1,027 |
| Total noninterest expense | $20,968,000 | 734 |
| Salaries and employee benefits | $10,166,000 | 736 |
| Premises and equipment expense | $3,602,000 | 612 |
| Additional noninterest expense | $7,200,000 | 721 |
| Pre-tax net operating income | $9,107,000 | 833 |
| Securities gains (losses) | $297,000 | 904 |
| Applicable income taxes | $1,945,000 | 1,211 |
| Income before extraordinary items | $7,459,000 | 750 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $7,459,000 | 751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $389,000 | 1,867 |
| Cash dividends | $8,050,000 | 435 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $7,224,370 | 738 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $70,996,000 | 539 |
| Total interest expense | $44,707,000 | 454 |
| Net interest income | $26,289,000 | 681 |
| Provision for loan and lease losses | $624,000 | 1,554 |
| Total noninterest income | $6,107,000 | 799 |
| Gross Fiduciary activities income | $216,000 | 789 |
| Service charges on deposit accounts | $1,983,000 | 678 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,908,000 | 727 |
| Total noninterest expense | $25,817,000 | 618 |
| Salaries and employee benefits | $10,779,000 | 665 |
| Premises and equipment expense | $3,723,000 | 588 |
| Additional noninterest expense | $11,315,000 | 527 |
| Pre-tax net operating income | $5,955,000 | 1,249 |
| Securities gains (losses) | $-461,000 | 9,699 |
| Applicable income taxes | $667,000 | 2,896 |
| Income before extraordinary items | $4,827,000 | 1,097 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $4,827,000 | 1,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $230,000 | 2,192 |
| Cash dividends | $8,435,000 | 436 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $5,232,680 | 1,020 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $74,026,000 | 507 |
| Total interest expense | $43,128,000 | 432 |
| Net interest income | $30,898,000 | 618 |
| Provision for loan and lease losses | $375,000 | 2,203 |
| Total noninterest income | $13,724,000 | 502 |
| Gross Fiduciary activities income | $971,000 | 473 |
| Service charges on deposit accounts | $1,861,000 | 713 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $10,892,000 | 430 |
| Total noninterest expense | $30,477,000 | 538 |
| Salaries and employee benefits | $14,158,000 | 525 |
| Premises and equipment expense | $4,505,000 | 499 |
| Additional noninterest expense | $11,814,000 | 536 |
| Pre-tax net operating income | $13,770,000 | 636 |
| Securities gains (losses) | $273,000 | 474 |
| Applicable income taxes | $4,102,000 | 684 |
| Income before extraordinary items | $9,941,000 | 628 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $9,941,000 | 629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,383,000 | 573 |
| Cash dividends | $7,368,000 | 505 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $9,747,170 | 622 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $70,772,000 | 527 |
| Total interest expense | $39,851,000 | 467 |
| Net interest income | $30,921,000 | 583 |
| Provision for loan and lease losses | $300,000 | 2,562 |
| Total noninterest income | $14,878,000 | 459 |
| Gross Fiduciary activities income | $927,000 | 480 |
| Service charges on deposit accounts | $1,813,000 | 680 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $12,138,000 | 395 |
| Total noninterest expense | $30,626,000 | 526 |
| Salaries and employee benefits | $13,039,000 | 553 |
| Premises and equipment expense | $3,907,000 | 566 |
| Additional noninterest expense | $13,680,000 | 467 |
| Pre-tax net operating income | $14,873,000 | 565 |
| Securities gains (losses) | $1,316,000 | 316 |
| Applicable income taxes | $4,930,000 | 590 |
| Income before extraordinary items | $11,259,000 | 522 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $11,259,000 | 521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $201,000 | 2,433 |
| Cash dividends | $8,981,000 | 422 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $10,337,800 | 551 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $66,985,000 | 553 |
| Total interest expense | $36,487,000 | 507 |
| Net interest income | $30,498,000 | 601 |
| Provision for loan and lease losses | $113,000 | 4,920 |
| Total noninterest income | $13,138,000 | 469 |
| Gross Fiduciary activities income | $843,000 | 520 |
| Service charges on deposit accounts | $1,725,000 | 737 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $10,570,000 | 393 |
| Total noninterest expense | $26,899,000 | 563 |
| Salaries and employee benefits | $12,262,000 | 558 |
| Premises and equipment expense | $3,628,000 | 577 |
| Additional noninterest expense | $11,009,000 | 540 |
| Pre-tax net operating income | $16,624,000 | 536 |
| Securities gains (losses) | $112,000 | 942 |
| Applicable income taxes | $5,332,000 | 586 |
| Income before extraordinary items | $11,404,000 | 528 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $11,404,000 | 528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 3,258 |
| Cash dividends | $6,841,000 | 496 |
| Sale, conversion, retirement of capital stock, net | $26,992,000 | 32 |
| Net operating income | $11,327,840 | 511 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $30,262,000 | 1,144 |
| Total interest expense | $14,759,000 | 1,105 |
| Net interest income | $15,503,000 | 1,169 |
| Provision for loan and lease losses | $90,000 | 5,326 |
| Total noninterest income | $3,540,000 | 1,210 |
| Gross Fiduciary activities income | $688,000 | 621 |
| Service charges on deposit accounts | $1,064,000 | 1,254 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,788,000 | 1,248 |
| Total noninterest expense | $11,200,000 | 1,283 |
| Salaries and employee benefits | $5,719,000 | 1,174 |
| Premises and equipment expense | $2,042,000 | 1,038 |
| Additional noninterest expense | $3,439,000 | 1,537 |
| Pre-tax net operating income | $7,753,000 | 981 |
| Securities gains (losses) | $158,000 | 777 |
| Applicable income taxes | $2,096,000 | 1,178 |
| Income before extraordinary items | $5,815,000 | 911 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $5,815,000 | 912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $660,000 | 1,170 |
| Cash dividends | $3,675,000 | 814 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $5,698,080 | 909 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $26,112,000 | 1,314 |
| Total interest expense | $12,228,000 | 1,345 |
| Net interest income | $13,884,000 | 1,299 |
| Provision for loan and lease losses | $180,000 | 3,223 |
| Total noninterest income | $3,556,000 | 1,209 |
| Gross Fiduciary activities income | $642,000 | 666 |
| Service charges on deposit accounts | $1,150,000 | 1,157 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,764,000 | 1,230 |
| Total noninterest expense | $10,747,000 | 1,319 |
| Salaries and employee benefits | $5,522,000 | 1,214 |
| Premises and equipment expense | $2,093,000 | 1,026 |
| Additional noninterest expense | $3,132,000 | 1,642 |
| Pre-tax net operating income | $6,513,000 | 1,179 |
| Securities gains (losses) | $292,000 | 521 |
| Applicable income taxes | $1,824,000 | 1,378 |
| Income before extraordinary items | $4,981,000 | 1,076 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $4,981,000 | 1,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 3,482 |
| Cash dividends | $2,422,000 | 1,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $4,767,840 | 1,093 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $22,209,000 | 1,393 |
| Total interest expense | $8,645,000 | 1,499 |
| Net interest income | $13,564,000 | 1,334 |
| Provision for loan and lease losses | $-665,000 | 12,498 |
| Total noninterest income | $3,336,000 | 1,260 |
| Gross Fiduciary activities income | $601,000 | 684 |
| Service charges on deposit accounts | $1,057,000 | 1,266 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,678,000 | 1,274 |
| Total noninterest expense | $11,635,000 | 1,275 |
| Salaries and employee benefits | $5,750,000 | 1,177 |
| Premises and equipment expense | $2,092,000 | 1,017 |
| Additional noninterest expense | $3,793,000 | 1,479 |
| Pre-tax net operating income | $5,930,000 | 1,255 |
| Securities gains (losses) | $-941,000 | 12,388 |
| Applicable income taxes | $1,443,000 | 1,612 |
| Income before extraordinary items | $3,546,000 | 1,400 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,546,000 | 1,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 3,872 |
| Cash dividends | $1,796,000 | 1,230 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $4,214,110 | 1,212 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $20,608,000 | 1,524 |
| Total interest expense | $8,006,000 | 1,644 |
| Net interest income | $12,602,000 | 1,440 |
| Provision for loan and lease losses | $540,000 | 1,991 |
| Total noninterest income | $3,131,000 | 1,413 |
| Gross Fiduciary activities income | $548,000 | 727 |
| Service charges on deposit accounts | $959,000 | 1,400 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,624,000 | 1,456 |
| Total noninterest expense | $11,270,000 | 1,362 |
| Salaries and employee benefits | $5,194,000 | 1,291 |
| Premises and equipment expense | $1,904,000 | 1,114 |
| Additional noninterest expense | $4,172,000 | 1,465 |
| Pre-tax net operating income | $3,923,000 | 1,755 |
| Securities gains (losses) | $12,000 | 5,266 |
| Applicable income taxes | $1,151,000 | 1,988 |
| Income before extraordinary items | $2,784,000 | 1,798 |
| Extraordinary gains, net | $252,000 | 831 |
| Net income | $3,036,000 | 1,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 3,724 |
| Cash dividends | $626,000 | 2,574 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,775,480 | 1,698 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $18,636,000 | 1,901 |
| Total interest expense | $7,457,000 | 2,277 |
| Net interest income | $11,179,000 | 1,653 |
| Provision for loan and lease losses | $900,000 | 1,967 |
| Total noninterest income | $2,632,000 | 1,592 |
| Gross Fiduciary activities income | $428,000 | 816 |
| Service charges on deposit accounts | $691,000 | 1,965 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,513,000 | 1,513 |
| Total noninterest expense | $9,892,000 | 1,558 |
| Salaries and employee benefits | $4,344,000 | 1,529 |
| Premises and equipment expense | $1,553,000 | 1,397 |
| Additional noninterest expense | $3,995,000 | 1,585 |
| Pre-tax net operating income | $3,019,000 | 2,059 |
| Securities gains (losses) | $123,000 | 2,684 |
| Applicable income taxes | $942,000 | 2,222 |
| Income before extraordinary items | $2,200,000 | 2,092 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,200,000 | 2,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $578,000 | 2,226 |
| Cash dividends | $3,058,000 | 581 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,113,900 | 1,997 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.