Home > Thomaston Federal Savings Bank > Income and Expense
Thomaston Federal Savings Bank, Income and Expense
1999-12-31 (YTD Data) | Rank | |
Total interest income | $3,770,000 | 6,551 |
Total interest expense | $2,089,000 | 5,843 |
Net interest income | $1,681,000 | 7,223 |
Provision for loan and lease losses | $0 | 8,503 |
Total noninterest income | $456,000 | 5,242 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 173 |
Additional Noninterest Income | $456,000 | 3,134 |
Total noninterest expense | $2,854,000 | 4,394 |
Salaries and employee benefits | $1,560,000 | 4,197 |
Premises and equipment expense | $619,000 | 3,167 |
Additional noninterest expense | $675,000 | 5,379 |
Pre-tax net operating income | $-717,000 | 9,975 |
Securities gains (losses) | $1,018,000 | 216 |
Applicable income taxes | $193,000 | 5,788 |
Income before extraordinary items | $108,000 | 8,905 |
Extraordinary gains, net | $0 | 35 |
Net income | $108,000 | 8,902 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 7,897 |
Cash dividends | $1,578,000 | 1,623 |
Sale, conversion, retirement of capital stock, net | $39,000 | 875 |
Net operating income | $-543,520 | 9,908 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $3,845,000 | 6,608 |
Total interest expense | $2,240,000 | 5,767 |
Net interest income | $1,605,000 | 7,467 |
Provision for loan and lease losses | $0 | 8,652 |
Total noninterest income | $625,000 | 4,267 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 224 |
Additional Noninterest Income | $625,000 | 2,575 |
Total noninterest expense | $2,832,000 | 4,335 |
Salaries and employee benefits | $1,762,000 | 3,736 |
Premises and equipment expense | $544,000 | 3,457 |
Additional noninterest expense | $526,000 | 6,257 |
Pre-tax net operating income | $-602,000 | 10,233 |
Securities gains (losses) | $1,544,000 | 281 |
Applicable income taxes | $331,000 | 4,912 |
Income before extraordinary items | $611,000 | 5,999 |
Extraordinary gains, net | $0 | 32 |
Net income | $611,000 | 5,998 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $46,000 | 5,101 |
Cash dividends | $63,000 | 6,712 |
Sale, conversion, retirement of capital stock, net | $1,000 | 1,017 |
Net operating income | $-392,600 | 10,152 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $3,805,000 | 6,840 |
Total interest expense | $2,172,000 | 5,934 |
Net interest income | $1,633,000 | 7,700 |
Provision for loan and lease losses | $0 | 8,829 |
Total noninterest income | $557,000 | 4,652 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 239 |
Additional Noninterest Income | $557,000 | 2,629 |
Total noninterest expense | $2,751,000 | 4,404 |
Salaries and employee benefits | $1,728,000 | 3,782 |
Premises and equipment expense | $498,000 | 3,714 |
Additional noninterest expense | $525,000 | 6,314 |
Pre-tax net operating income | $-561,000 | 10,762 |
Securities gains (losses) | $1,523,000 | 224 |
Applicable income taxes | $346,000 | 5,349 |
Income before extraordinary items | $616,000 | 6,274 |
Extraordinary gains, net | $0 | 44 |
Net income | $616,000 | 6,276 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $20,000 | 6,572 |
Cash dividends | $54,000 | 7,131 |
Sale, conversion, retirement of capital stock, net | $1,000 | 1,018 |
Net operating income | $-358,720 | 10,685 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $3,674,000 | 7,195 |
Total interest expense | $2,098,000 | 6,231 |
Net interest income | $1,576,000 | 8,092 |
Provision for loan and lease losses | $37,000 | 7,110 |
Total noninterest income | $586,000 | 4,641 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 262 |
Additional Noninterest Income | $586,000 | 2,607 |
Total noninterest expense | $3,024,000 | 4,284 |
Salaries and employee benefits | $1,697,000 | 3,861 |
Premises and equipment expense | $492,000 | 3,825 |
Additional noninterest expense | $835,000 | 5,039 |
Pre-tax net operating income | $-899,000 | 11,326 |
Securities gains (losses) | $1,536,000 | 187 |
Applicable income taxes | $231,000 | 6,694 |
Income before extraordinary items | $406,000 | 7,567 |
Extraordinary gains, net | $0 | 53 |
Net income | $406,000 | 7,565 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $34,000 | 5,970 |
Cash dividends | $51,000 | 7,487 |
Sale, conversion, retirement of capital stock, net | $2,000 | 925 |
Net operating income | $-577,040 | 11,266 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $3,480,000 | 7,586 |
Total interest expense | $1,978,000 | 6,517 |
Net interest income | $1,502,000 | 8,530 |
Provision for loan and lease losses | $24,000 | 7,406 |
Total noninterest income | $486,000 | 5,291 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 522 |
Additional Noninterest Income | $486,000 | 2,931 |
Total noninterest expense | $2,354,000 | 5,255 |
Salaries and employee benefits | $1,415,000 | 4,521 |
Premises and equipment expense | $449,000 | 4,121 |
Additional noninterest expense | $490,000 | 7,341 |
Pre-tax net operating income | $-390,000 | 11,764 |
Securities gains (losses) | $1,187,000 | 194 |
Applicable income taxes | $271,000 | 6,353 |
Income before extraordinary items | $526,000 | 7,054 |
Extraordinary gains, net | $0 | 65 |
Net income | $526,000 | 7,053 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $17,000 | 6,876 |
Cash dividends | $42,000 | 7,940 |
Sale, conversion, retirement of capital stock, net | NA | NA |
Net operating income | $-257,420 | 11,700 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $2,995,000 | 8,054 |
Total interest expense | $1,530,000 | 6,807 |
Net interest income | $1,465,000 | 8,974 |
Provision for loan and lease losses | $50,000 | 6,087 |
Total noninterest income | $566,000 | 4,862 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 475 |
Additional Noninterest Income | $566,000 | 2,707 |
Total noninterest expense | $2,211,000 | 5,711 |
Salaries and employee benefits | $1,353,000 | 4,709 |
Premises and equipment expense | $390,000 | 4,688 |
Additional noninterest expense | $468,000 | 8,175 |
Pre-tax net operating income | $-230,000 | 12,279 |
Securities gains (losses) | $1,129,000 | 154 |
Applicable income taxes | $311,000 | 5,743 |
Income before extraordinary items | $588,000 | 6,632 |
Extraordinary gains, net | $-3,000 | 12,490 |
Net income | $585,000 | 6,673 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-20,000 | 11,264 |
Cash dividends | $27,000 | 8,436 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $-145,850 | 12,214 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $2,997,000 | 8,339 |
Total interest expense | $1,634,000 | 6,781 |
Net interest income | $1,363,000 | 9,536 |
Provision for loan and lease losses | $112,000 | 5,474 |
Total noninterest income | $417,000 | 6,306 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 532 |
Additional Noninterest Income | $417,000 | 3,659 |
Total noninterest expense | $2,373,000 | 5,516 |
Salaries and employee benefits | $1,635,000 | 3,950 |
Premises and equipment expense | $326,000 | 5,507 |
Additional noninterest expense | $412,000 | 9,132 |
Pre-tax net operating income | $-705,000 | 12,913 |
Securities gains (losses) | $1,807,000 | 347 |
Applicable income taxes | $384,000 | 5,152 |
Income before extraordinary items | $718,000 | 6,000 |
Extraordinary gains, net | $-36,000 | 12,608 |
Net income | $682,000 | 6,397 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $77,000 | 5,115 |
Cash dividends | $21,000 | 8,652 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $-456,550 | 12,821 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $3,190,000 | 8,651 |
Total interest expense | $2,128,000 | 6,795 |
Net interest income | $1,062,000 | 10,849 |
Provision for loan and lease losses | $156,000 | 5,974 |
Total noninterest income | $285,000 | 7,936 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 504 |
Additional Noninterest Income | $285,000 | 4,575 |
Total noninterest expense | $1,734,000 | 7,174 |
Salaries and employee benefits | $1,208,000 | 5,127 |
Premises and equipment expense | $223,000 | 7,323 |
Additional noninterest expense | $303,000 | 10,782 |
Pre-tax net operating income | $-543,000 | 13,313 |
Securities gains (losses) | $1,145,000 | 585 |
Applicable income taxes | $225,000 | 7,091 |
Income before extraordinary items | $377,000 | 8,443 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $377,000 | 8,568 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $151,000 | 4,874 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $-355,800 | 13,186 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.