TheBank, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,880,000 | 5,158 |
| Total interest expense | $3,720,000 | 4,194 |
| Net interest income | $2,160,000 | 6,333 |
| Provision for loan and lease losses | $66,000 | 6,080 |
| Total noninterest income | $253,000 | 6,747 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $191,000 | 5,217 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 7,420 |
| Total noninterest expense | $2,173,000 | 5,384 |
| Salaries and employee benefits | $740,000 | 7,014 |
| Premises and equipment expense | $266,000 | 5,824 |
| Additional noninterest expense | $1,167,000 | 3,519 |
| Pre-tax net operating income | $174,000 | 8,479 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-10,000 | 9,326 |
| Income before extraordinary items | $184,000 | 8,169 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $184,000 | 8,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 4,965 |
| Cash dividends | $225,000 | 4,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $184,000 | 8,173 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,505,000 | 5,938 |
| Total interest expense | $2,565,000 | 5,116 |
| Net interest income | $1,940,000 | 6,752 |
| Provision for loan and lease losses | $212,000 | 3,430 |
| Total noninterest income | $282,000 | 6,600 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $216,000 | 4,922 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 7,548 |
| Total noninterest expense | $1,978,000 | 5,727 |
| Salaries and employee benefits | $644,000 | 7,519 |
| Premises and equipment expense | $202,000 | 6,783 |
| Additional noninterest expense | $1,132,000 | 3,627 |
| Pre-tax net operating income | $32,000 | 9,300 |
| Securities gains (losses) | $15,000 | 1,536 |
| Applicable income taxes | $-51,000 | 9,831 |
| Income before extraordinary items | $98,000 | 8,981 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $98,000 | 8,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,310 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $83,000 | 9,048 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,892,000 | 7,653 |
| Total interest expense | $1,835,000 | 6,484 |
| Net interest income | $1,057,000 | 8,666 |
| Provision for loan and lease losses | $129,000 | 4,493 |
| Total noninterest income | $208,000 | 7,483 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $126,000 | 6,343 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 7,117 |
| Total noninterest expense | $1,013,000 | 8,076 |
| Salaries and employee benefits | $400,000 | 8,971 |
| Premises and equipment expense | $150,000 | 7,646 |
| Additional noninterest expense | $463,000 | 6,700 |
| Pre-tax net operating income | $123,000 | 9,315 |
| Securities gains (losses) | $56,000 | 1,658 |
| Applicable income taxes | $47,000 | 8,390 |
| Income before extraordinary items | $132,000 | 9,101 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $132,000 | 9,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,135 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $90,560 | 9,333 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $571,000 | 10,662 |
| Total interest expense | $294,000 | 10,521 |
| Net interest income | $277,000 | 10,711 |
| Provision for loan and lease losses | $113,000 | 4,920 |
| Total noninterest income | $45,000 | 10,368 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $23,000 | 9,059 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 9,735 |
| Total noninterest expense | $422,000 | 10,405 |
| Salaries and employee benefits | $170,000 | 10,658 |
| Premises and equipment expense | $50,000 | 10,204 |
| Additional noninterest expense | $202,000 | 9,391 |
| Pre-tax net operating income | $-213,000 | 10,574 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-78,000 | 10,680 |
| Income before extraordinary items | $-135,000 | 10,559 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-135,000 | 10,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,223 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $3,500,000 | 281 |
| Net operating income | $-135,000 | 10,530 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.