Home > The York Bank and Trust Company > Loan Charge- Offs and Recoveries
The York Bank and Trust Company, Loan Charge- Offs and Recoveries
| 1997-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,928,000 | 631 |
| Loans secured by real estate, total | $198,000 | 924 |
| To non-U.S. addressees | $0 | 11 |
| Real estate loans in domestic offices | $198,000 | 924 |
| Construction and land development | $0 | 676 |
| Secured by farmland | $0 | 358 |
| Total charge-offs secured by 1-4 family residential properties | $59,000 | 1,263 |
| Secured by multifamily residential properties | $0 | 405 |
| Secured by nonfarm nonresidential properties | $139,000 | 503 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 200 |
| Commercial and industrial loans | $110,000 | 2,149 |
| Loans to individuals | $970,000 | 568 |
| Credit card loan charge offs | $9,000 | 2,281 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $961,000 | 417 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $309,000 | 71 |
| Lease financing receivables | $341,000 | 88 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $643,000 | 560 |
| Loans secured by real estate, total | $66,000 | 929 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $66,000 | 929 |
| Construction and land development | $12,000 | 285 |
| Secured by farmland | $0 | 504 |
| Secured by 1-4 family residential properties - total recoveries | $54,000 | 566 |
| Secured by multifamily residential properties | $0 | 333 |
| Secured by nonfarm nonresidential properties | $0 | 1,668 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 218 |
| Commercial and industrial loans | $71,000 | 1,315 |
| Loans to individuals | $306,000 | 452 |
| Credit card loan recoveries | $0 | 2,736 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $306,000 | 351 |
| Loans to foreign governments and official institutions | $0 | 27 |
| Other loans | $82,000 | 97 |
| Lease financing receivables | $118,000 | 68 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,285,000 | 669 |
| Loans secured by real estate, total | $132,000 | 949 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $132,000 | 947 |
| Construction and land development | $-12,000 | 10,711 |
| Secured by farmland | $0 | 284 |
| Secured by 1-4 family residential properties- net charge-offs | $5,000 | 2,853 |
| Secured by multifamily residential properties | $0 | 354 |
| Secured by nonfarm nonresidential properties | $139,000 | 350 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 8 |
| Loans to finance agricultural production and other loans to farmers | $0 | 139 |
| Commercial and industrial loans | $39,000 | 2,963 |
| To non-U.S. addressees | $0 | 21 |
| Loans to individuals | $664,000 | 599 |
| Credit card loan net charge offs | $9,000 | 2,099 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $655,000 | 445 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $227,000 | 60 |
| Lease financing receivables | $223,000 | 97 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,698,000 | 797 |
| Loans secured by real estate, total | $546,000 | 588 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $546,000 | 588 |
| Construction and land development | $0 | 737 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $86,000 | 1,089 |
| Secured by multifamily residential properties | $10,000 | 401 |
| Secured by nonfarm nonresidential properties | $450,000 | 321 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $0 | 223 |
| Commercial and industrial loans | $192,000 | 1,526 |
| Loans to individuals | $616,000 | 784 |
| Credit card loan charge offs | $1,000 | 3,743 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $615,000 | 603 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $222,000 | 104 |
| Lease financing receivables | $122,000 | 140 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,473,000 | 381 |
| Loans secured by real estate, total | $588,000 | 269 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $588,000 | 269 |
| Construction and land development | $551,000 | 47 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $32,000 | 887 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $5,000 | 1,427 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 231 |
| Commercial and industrial loans | $419,000 | 336 |
| Loans to individuals | $333,000 | 505 |
| Credit card loan recoveries | $1,000 | 2,132 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $332,000 | 403 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $49,000 | 146 |
| Lease financing receivables | $84,000 | 81 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $225,000 | 2,492 |
| Loans secured by real estate, total | $-42,000 | 10,964 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $-42,000 | 10,989 |
| Construction and land development | $-551,000 | 11,434 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $54,000 | 1,190 |
| Secured by multifamily residential properties | $10,000 | 356 |
| Secured by nonfarm nonresidential properties | $445,000 | 234 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 178 |
| Commercial and industrial loans | $-227,000 | 11,311 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $283,000 | 1,055 |
| Credit card loan net charge offs | $0 | 3,910 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $283,000 | 818 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $173,000 | 85 |
| Lease financing receivables | $38,000 | 191 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $612,000 | 1,534 |
| Loans secured by real estate, total | $172,000 | 1,284 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $172,000 | 1,282 |
| Construction and land development | $10,000 | 682 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $144,000 | 853 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $18,000 | 1,619 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $29,000 | 4,412 |
| Loans to individuals | $377,000 | 975 |
| Credit card loan charge offs | $0 | 4,035 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $377,000 | 764 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $34,000 | 191 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,000,000 | 491 |
| Loans secured by real estate, total | $218,000 | 528 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $218,000 | 527 |
| Construction and land development | $114,000 | 154 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $99,000 | 388 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $5,000 | 1,570 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $242,000 | 559 |
| Loans to individuals | $433,000 | 442 |
| Credit card loan recoveries | $0 | 2,795 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $433,000 | 341 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $0 | 383 |
| Lease financing receivables | $107,000 | 73 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $-388,000 | 11,918 |
| Loans secured by real estate, total | $-46,000 | 11,501 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $-46,000 | 11,530 |
| Construction and land development | $-104,000 | 11,878 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $45,000 | 1,425 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $13,000 | 1,424 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $-213,000 | 11,775 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $-56,000 | 11,922 |
| Credit card loan net charge offs | $0 | 3,773 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-56,000 | 11,900 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 309 |
| Lease financing receivables | $-73,000 | 10,525 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $3,258,000 | 545 |
| Loans secured by real estate, total | $1,229,000 | 473 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $1,229,000 | 473 |
| Construction and land development | $112,000 | 361 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $210,000 | 726 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $907,000 | 309 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $1,478,000 | 299 |
| Loans to individuals | $486,000 | 764 |
| Credit card loan charge offs | $0 | 4,000 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $486,000 | 579 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $1,000 | 336 |
| Lease financing receivables | $64,000 | 134 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $2,007,000 | 356 |
| Loans secured by real estate, total | $507,000 | 345 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $507,000 | 343 |
| Construction and land development | $299,000 | 110 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $42,000 | 841 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $166,000 | 401 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $827,000 | 281 |
| Loans to individuals | $482,000 | 421 |
| Credit card loan recoveries | $0 | 2,801 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $482,000 | 311 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 356 |
| Lease financing receivables | $191,000 | 65 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,251,000 | 761 |
| Loans secured by real estate, total | $722,000 | 542 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $722,000 | 542 |
| Construction and land development | $-187,000 | 12,536 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $168,000 | 701 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $741,000 | 290 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $651,000 | 375 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $4,000 | 6,889 |
| Credit card loan net charge offs | $0 | 3,705 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $4,000 | 6,269 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $1,000 | 267 |
| Lease financing receivables | $-127,000 | 11,045 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $6,766,000 | 408 |
| Loans secured by real estate, total | $2,382,000 | 401 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $2,382,000 | 400 |
| Construction and land development | $1,545,000 | 147 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $364,000 | 622 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $473,000 | 605 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $3,472,000 | 221 |
| Loans to individuals | $747,000 | 636 |
| Credit card loan charge offs | $0 | 4,176 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $747,000 | 453 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $13,000 | 312 |
| Lease financing receivables | $152,000 | 128 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,714,000 | 399 |
| Loans secured by real estate, total | $203,000 | 621 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $203,000 | 620 |
| Construction and land development | $66,000 | 286 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $84,000 | 484 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $53,000 | 795 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $829,000 | 286 |
| Loans to individuals | $486,000 | 419 |
| Credit card loan recoveries | $0 | 2,866 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $486,000 | 322 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $4,000 | 288 |
| Lease financing receivables | $192,000 | 60 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $5,052,000 | 415 |
| Loans secured by real estate, total | $2,179,000 | 382 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $2,179,000 | 381 |
| Construction and land development | $1,479,000 | 144 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $280,000 | 641 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $420,000 | 548 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $2,643,000 | 199 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $261,000 | 932 |
| Credit card loan net charge offs | $0 | 3,895 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $261,000 | 658 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $9,000 | 262 |
| Lease financing receivables | $-40,000 | 11,521 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $10,401,000 | 366 |
| Loans secured by real estate, total | $5,836,000 | 259 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $5,836,000 | 258 |
| Construction and land development | $3,080,000 | 127 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $206,000 | 990 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $2,550,000 | 259 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $3,331,000 | 311 |
| Loans to individuals | $905,000 | 700 |
| Credit card loan charge offs | $0 | 4,333 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $905,000 | 516 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $25,000 | 284 |
| Lease financing receivables | $304,000 | 113 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,114,000 | 512 |
| Loans secured by real estate, total | $421,000 | 346 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $421,000 | 346 |
| Construction and land development | $59,000 | 318 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $89,000 | 445 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $273,000 | 245 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $179,000 | 950 |
| Loans to individuals | $396,000 | 519 |
| Credit card loan recoveries | $0 | 2,868 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $396,000 | 416 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $8,000 | 259 |
| Lease financing receivables | $110,000 | 100 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $9,287,000 | 353 |
| Loans secured by real estate, total | $5,415,000 | 253 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $5,415,000 | 252 |
| Construction and land development | $3,021,000 | 122 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $117,000 | 1,299 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $2,277,000 | 254 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $3,152,000 | 280 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $509,000 | 800 |
| Credit card loan net charge offs | $0 | 4,099 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $509,000 | 563 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $17,000 | 248 |
| Lease financing receivables | $194,000 | 124 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.