Home > The York Bank and Trust Company > Net charge- offs to loans
The York Bank and Trust Company, Net charge- offs to loans
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1821% | 4,059 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0418% | 564 |
| Percentage Net Loans Charged-off:Construction & development | -0.2468% | 1,333 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0997% | 272 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0029% | 956 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0411% | 1,264 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0140% | 767 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0254% | 842 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4295% | 958 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5712% | 755 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5477% | 115 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0323% | 7,541 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0132% | 1,329 |
| Percentage Net Loans Charged-off:Construction & development | -3.5937% | 1,449 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2976% | 221 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.3277% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0358% | 621 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0726% | 299 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0270% | 655 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1383% | 1,283 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1952% | 1,194 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3013% | 190 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0567% | 10,804 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0135% | 1,330 |
| Percentage Net Loans Charged-off:Construction & development | -0.3930% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0075% | 596 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0320% | 659 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0430% | 1,305 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0526% | 510 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1365% | 1,207 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0446% | 1,505 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1189% | 1,254 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1768% | 4,361 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1969% | 404 |
| Percentage Net Loans Charged-off:Construction & development | -0.9502% | 1,382 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3525% | 332 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1241% | 366 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1640% | 288 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4251% | 375 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0032% | 1,286 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2044% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6289% | 2,200 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5429% | 313 |
| Percentage Net Loans Charged-off:Construction & development | 7.9598% | 69 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1775% | 612 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1939% | 331 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1615% | 1,299 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2984% | 245 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3804% | 306 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1863% | 1,102 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0441% | 1,153 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9876% | 2,120 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2423% | 204 |
| Percentage Net Loans Charged-off:Construction & development | 9.1147% | 81 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9517% | 409 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0750% | 692 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1177% | 314 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0642% | 704 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2944% | 506 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3175% | 1,145 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2096% | 306 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |