Home > The Yonkers Savings and Loan Association, FA > Income and Expense
The Yonkers Savings and Loan Association, FA, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $37,179,000 | 917 |
| Total interest expense | $23,197,000 | 722 |
| Net interest income | $13,982,000 | 1,270 |
| Provision for loan and lease losses | $308,000 | 3,145 |
| Total noninterest income | $4,341,000 | 1,117 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $4,341,000 | 726 |
| Total noninterest expense | $13,529,000 | 1,091 |
| Salaries and employee benefits | $8,390,000 | 884 |
| Premises and equipment expense | $2,731,000 | 776 |
| Additional noninterest expense | $2,408,000 | 1,883 |
| Pre-tax net operating income | $4,486,000 | 1,599 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,499,000 | 1,495 |
| Income before extraordinary items | $2,987,000 | 1,761 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,987,000 | 1,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,083 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,987,000 | 1,691 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $36,135,000 | 977 |
| Total interest expense | $23,182,000 | 783 |
| Net interest income | $12,953,000 | 1,357 |
| Provision for loan and lease losses | $260,000 | 3,149 |
| Total noninterest income | $3,074,000 | 1,328 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,074,000 | 847 |
| Total noninterest expense | $10,513,000 | 1,318 |
| Salaries and employee benefits | $5,805,000 | 1,226 |
| Premises and equipment expense | $2,667,000 | 758 |
| Additional noninterest expense | $2,041,000 | 2,112 |
| Pre-tax net operating income | $5,254,000 | 1,410 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,941,000 | 1,188 |
| Income before extraordinary items | $3,313,000 | 1,593 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,313,000 | 1,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 4,827 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,313,000 | 1,582 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $28,229,000 | 1,154 |
| Total interest expense | $16,255,000 | 958 |
| Net interest income | $11,974,000 | 1,461 |
| Provision for loan and lease losses | $292,000 | 2,743 |
| Total noninterest income | $1,826,000 | 1,987 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,826,000 | 1,228 |
| Total noninterest expense | $9,767,000 | 1,419 |
| Salaries and employee benefits | $5,220,000 | 1,328 |
| Premises and equipment expense | $2,365,000 | 847 |
| Additional noninterest expense | $2,182,000 | 1,994 |
| Pre-tax net operating income | $3,741,000 | 1,968 |
| Securities gains (losses) | $336,000 | 421 |
| Applicable income taxes | $1,487,000 | 1,615 |
| Income before extraordinary items | $2,590,000 | 2,043 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,590,000 | 2,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 9,384 |
| Cash dividends | $6,300,000 | 564 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,374,960 | 2,171 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $25,332,000 | 1,276 |
| Total interest expense | $14,756,000 | 1,065 |
| Net interest income | $10,576,000 | 1,609 |
| Provision for loan and lease losses | $197,000 | 3,561 |
| Total noninterest income | $1,511,000 | 2,255 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,511,000 | 1,396 |
| Total noninterest expense | $7,680,000 | 1,701 |
| Salaries and employee benefits | $4,308,000 | 1,526 |
| Premises and equipment expense | $1,764,000 | 1,090 |
| Additional noninterest expense | $1,608,000 | 2,612 |
| Pre-tax net operating income | $4,210,000 | 1,745 |
| Securities gains (losses) | $324,000 | 710 |
| Applicable income taxes | $1,841,000 | 1,366 |
| Income before extraordinary items | $2,693,000 | 1,941 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,693,000 | 1,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,524 |
| Cash dividends | $4,800,000 | 659 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,485,640 | 2,020 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $21,449,000 | 1,535 |
| Total interest expense | $10,762,000 | 1,453 |
| Net interest income | $10,687,000 | 1,617 |
| Provision for loan and lease losses | $203,000 | 3,406 |
| Total noninterest income | $1,144,000 | 2,738 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,144,000 | 1,610 |
| Total noninterest expense | $6,753,000 | 1,913 |
| Salaries and employee benefits | $3,729,000 | 1,749 |
| Premises and equipment expense | $1,479,000 | 1,327 |
| Additional noninterest expense | $1,545,000 | 2,661 |
| Pre-tax net operating income | $4,875,000 | 1,583 |
| Securities gains (losses) | $-63,000 | 10,689 |
| Applicable income taxes | $1,972,000 | 1,348 |
| Income before extraordinary items | $2,840,000 | 1,856 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,840,000 | 1,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 3,544 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,880,320 | 1,794 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $16,753,000 | 2,021 |
| Total interest expense | $8,181,000 | 1,914 |
| Net interest income | $8,572,000 | 2,094 |
| Provision for loan and lease losses | $280,000 | 2,725 |
| Total noninterest income | $778,000 | 3,781 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $778,000 | 2,145 |
| Total noninterest expense | $6,755,000 | 2,059 |
| Salaries and employee benefits | $2,939,000 | 2,262 |
| Premises and equipment expense | $1,256,000 | 1,630 |
| Additional noninterest expense | $2,560,000 | 1,974 |
| Pre-tax net operating income | $2,315,000 | 3,021 |
| Securities gains (losses) | $-5,000 | 9,952 |
| Applicable income taxes | $816,000 | 2,793 |
| Income before extraordinary items | $1,494,000 | 3,202 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,494,000 | 3,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $467,000 | 1,511 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $17,265,000 | 38 |
| Net operating income | $1,497,250 | 3,158 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $14,497,000 | 2,323 |
| Total interest expense | $7,520,000 | 2,083 |
| Net interest income | $6,977,000 | 2,568 |
| Provision for loan and lease losses | $180,000 | 3,223 |
| Total noninterest income | $737,000 | 3,928 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $737,000 | 2,227 |
| Total noninterest expense | $4,539,000 | 2,966 |
| Salaries and employee benefits | $2,266,000 | 2,939 |
| Premises and equipment expense | $1,092,000 | 1,852 |
| Additional noninterest expense | $1,181,000 | 3,789 |
| Pre-tax net operating income | $2,995,000 | 2,440 |
| Securities gains (losses) | $27,000 | 1,701 |
| Applicable income taxes | $1,239,000 | 1,968 |
| Income before extraordinary items | $1,783,000 | 2,769 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,783,000 | 2,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 10,354 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,765,720 | 2,756 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $12,535,000 | 2,420 |
| Total interest expense | $5,591,000 | 2,226 |
| Net interest income | $6,944,000 | 2,595 |
| Provision for loan and lease losses | $204,000 | 2,977 |
| Total noninterest income | $655,000 | 4,353 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $655,000 | 2,445 |
| Total noninterest expense | $4,271,000 | 3,216 |
| Salaries and employee benefits | $2,148,000 | 3,078 |
| Premises and equipment expense | $998,000 | 2,044 |
| Additional noninterest expense | $1,125,000 | 4,287 |
| Pre-tax net operating income | $3,124,000 | 2,267 |
| Securities gains (losses) | $14,000 | 2,006 |
| Applicable income taxes | $1,348,000 | 1,707 |
| Income before extraordinary items | $1,790,000 | 2,706 |
| Extraordinary gains, net | $67,000 | 142 |
| Net income | $1,857,000 | 2,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $352,000 | 1,714 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,781,040 | 2,737 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $12,177,000 | 2,533 |
| Total interest expense | $5,482,000 | 2,361 |
| Net interest income | $6,695,000 | 2,693 |
| Provision for loan and lease losses | $303,000 | 2,958 |
| Total noninterest income | $737,000 | 4,278 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $737,000 | 2,510 |
| Total noninterest expense | $3,742,000 | 3,702 |
| Salaries and employee benefits | $1,909,000 | 3,416 |
| Premises and equipment expense | $865,000 | 2,361 |
| Additional noninterest expense | $968,000 | 5,058 |
| Pre-tax net operating income | $3,387,000 | 2,013 |
| Securities gains (losses) | $63,000 | 3,105 |
| Applicable income taxes | $1,353,000 | 1,721 |
| Income before extraordinary items | $2,097,000 | 2,384 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,097,000 | 2,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 8,555 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,056,680 | 2,294 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $12,673,000 | 2,775 |
| Total interest expense | $6,751,000 | 2,498 |
| Net interest income | $5,922,000 | 3,091 |
| Provision for loan and lease losses | $112,000 | 6,979 |
| Total noninterest income | $556,000 | 5,255 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $556,000 | 2,979 |
| Total noninterest expense | $3,476,000 | 3,953 |
| Salaries and employee benefits | $1,768,000 | 3,618 |
| Premises and equipment expense | $795,000 | 2,618 |
| Additional noninterest expense | $910,000 | 5,468 |
| Pre-tax net operating income | $2,890,000 | 2,150 |
| Securities gains (losses) | $32,000 | 4,877 |
| Applicable income taxes | $1,114,000 | 1,908 |
| Income before extraordinary items | $1,808,000 | 2,543 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,808,000 | 2,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 5,287 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,787,520 | 2,374 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.