The Yonkers Savings and Loan Association, FA, Assets and Liabilities

2001-12-31Rank
# of Employees:1041,629
Assets and Liabilities
Total Assets:$577,739,000886
Cash and due from depository institutions$42,624,0001,629
Interest-bearing balances$40,846,000160
Securities$106,755,0001,061
Federal funds sold & reverse repurchase agreements$5,027,0002,755
Net loans & leases$400,916,000832
Loan loss allowance$2,069,0001,927
Trading account assets$0182
Bank premises and fixed assets$1,367,0005,101
Other real estate owned$01,629
Goodwill and other intangibles$356,0002,072
All other assets$20,694,000688
Life insurance assets$01
Total liabilities and capital$577,739,000886
Total liabilities$538,869,000857
Total deposits$404,514,000992
Interest-bearing deposits$385,026,000890
Deposits held in domestic offices$404,514,000990
% insured0.00%1
Federal funds purchased & repurchase agreements$66,512,000378
Trading liabilities$069
Other borrowed funds$62,972,000658
Subordinated debt$0241
All other liabilities$4,871,0001,007
Total equity capital$38,870,0001,270
Total bank equity capital$38,870,0001,270
Perpetual preferred stock$0158
Common stock$1,0008,561
Surplus$17,317,0001,066
Undivided profits$21,552,0001,331
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$372,0004,824
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,476
Income earned, not collected on loans$2,477,0001,286
Earning assets$553,544,000845
Long-term assets (5+ years)$08,482
Average Assets, year-to-date$554,055,600881
Average Assets, quarterly$573,540,000877
Volatile liabilities$240,334,000512
Insider loans$259,0006,602
FHLB advances$62,972,000578
Loans and leases held for sale$01,749
Unused loan commitments$43,329,0001,403
Tier 1 (core) risk-based capital$38,432,0001,184
Tier 2 risk-based capital$2,069,0001,786
Total risk weighted assets$292,769,0001,168
Total unused commitments$43,329,0001,407
Derivatives$0450
2000-12-31Rank
# of Employees:971,720
Assets and Liabilities
Total Assets:$536,337,000928
Cash and due from depository institutions$6,348,0001,720
Interest-bearing balances$3,714,0001,099
Securities$134,463,000841
Federal funds sold & reverse repurchase agreements$9,000,0001,338
Net loans & leases$369,974,000874
Loan loss allowance$1,769,0002,130
Trading account assets$0175
Bank premises and fixed assets$1,787,0004,346
Other real estate owned$01,720
Goodwill and other intangibles$507,0001,824
All other assets$14,258,000752
Life insurance assets$01
Total liabilities and capital$536,337,000928
Total liabilities$501,720,000897
Total deposits$340,057,0001,118
Interest-bearing deposits$323,537,0001,024
Deposits held in domestic offices$340,057,0001,111
% insured0.00%1
Federal funds purchased & repurchase agreements$79,512,000350
Trading liabilities$077
Other borrowed funds$77,320,000553
Subordinated debt$0239
All other liabilities$4,831,0001,028
Total equity capital$34,617,0001,335
Total bank equity capital$34,617,0001,335
Perpetual preferred stock$0178
Common stock$1,0008,831
Surplus$17,317,0001,028
Undivided profits$17,299,0001,590
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$275,0005,058
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,385
Income earned, not collected on loans$1,959,0001,269
Earning assets$517,151,000881
Long-term assets (5+ years)$08,706
Average Assets, year-to-date$519,194,000906
Average Assets, quarterly$528,397,000926
Volatile liabilities$231,956,000536
Insider loans$291,0006,562
FHLB advances$77,320,000162
Loans and leases held for sale$01,442
Unused loan commitments$36,186,0001,496
Tier 1 (core) risk-based capital$35,446,0001,235
Tier 2 risk-based capital$1,769,0001,997
Total risk weighted assets$254,847,0001,275
Total unused commitments$36,186,0001,497
Derivatives$0481
1999-12-31Rank
# of Employees:981,733
Assets and Liabilities
Total Assets:$503,582,000964
Cash and due from depository institutions$5,589,0001,733
Interest-bearing balances$2,514,0001,467
Securities$130,888,000887
Federal funds sold & reverse repurchase agreements$06,825
Net loans & leases$348,714,000914
Loan loss allowance$1,557,0002,302
Trading account assets$0165
Bank premises and fixed assets$2,083,0003,894
Other real estate owned$01,733
Goodwill and other intangibles$541,0001,844
All other assets$15,767,000704
Life insurance assets$01
Total liabilities and capital$503,582,000964
Total liabilities$474,969,000930
Total deposits$286,048,0001,300
Interest-bearing deposits$276,511,0001,168
Deposits held in domestic offices$286,048,0001,296
% insured0.00%1
Federal funds purchased & repurchase agreements$108,771,000332
Trading liabilities$065
Other borrowed funds$77,194,000577
Subordinated debt$0242
All other liabilities$2,956,0001,374
Total equity capital$28,613,0001,547
Total bank equity capital$28,613,0001,547
Perpetual preferred stock$0193
Common stock$1,0009,132
Surplus$17,317,0001,048
Undivided profits$11,295,0002,212
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$766,0002,723
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,502
Income earned, not collected on loans$1,648,0001,292
Earning assets$482,116,000924
Long-term assets (5+ years)$08,976
Average Assets, year-to-date$420,925,8001,084
Average Assets, quarterly$479,337,5001,000
Volatile liabilities$230,458,000553
Insider loans$348,0006,191
FHLB advances$77,194,000157
Loans and leases held for sale$01,487
Unused loan commitments$33,183,0001,628
Tier 1 (core) risk-based capital$32,132,0001,354
Tier 2 risk-based capital$1,557,0002,112
Total risk weighted assets$225,782,0001,379
Total unused commitments$33,183,0001,630
Derivatives$0488
1998-12-31Rank
# of Employees:772,264
Assets and Liabilities
Total Assets:$378,309,0001,214
Cash and due from depository institutions$8,050,0002,264
Interest-bearing balances$7,043,000885
Securities$156,942,000761
Federal funds sold & reverse repurchase agreements$2,500,0005,286
Net loans & leases$197,883,0001,416
Loan loss allowance$1,376,0002,510
Trading account assets$0197
Bank premises and fixed assets$1,519,0004,741
Other real estate owned$183,0002,264
Goodwill and other intangibles$681,0001,644
All other assets$10,551,000850
Life insurance assets$01
Total liabilities and capital$378,309,0001,214
Total liabilities$341,801,0001,211
Total deposits$247,667,0001,500
Interest-bearing deposits$238,197,0001,342
Deposits held in domestic offices$247,667,0001,495
% insured0.00%1
Federal funds purchased & repurchase agreements$75,612,000376
Trading liabilities$069
Other borrowed funds$15,000,0001,236
Subordinated debt$0255
All other liabilities$3,522,0001,283
Total equity capital$36,508,0001,220
Total bank equity capital$36,508,0001,220
Perpetual preferred stock$0199
Common stock$1,0009,342
Surplus$17,313,000992
Undivided profits$19,194,0001,357
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$720,0003,078
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,642
Income earned, not collected on loans$1,019,0002,175
Earning assets$364,368,0001,172
Long-term assets (5+ years)$09,173
Average Assets, year-to-date$364,008,6001,197
Average Assets, quarterly$378,238,5001,194
Volatile liabilities$118,694,000739
Insider loans$369,0006,009
FHLB advances$15,000,000355
Loans and leases held for sale$01,681
Unused loan commitments$29,940,0001,667
Tier 1 (core) risk-based capital$35,841,0001,176
Tier 2 risk-based capital$1,376,0002,268
Total risk weighted assets$137,371,0002,059
Total unused commitments$29,940,0001,672
Derivatives$0527
1997-12-31Rank
# of Employees:682,648
Assets and Liabilities
Total Assets:$326,506,0001,411
Cash and due from depository institutions$2,729,0002,648
Interest-bearing balances$1,455,0002,102
Securities$173,679,000696
Federal funds sold & reverse repurchase agreements$08,160
Net loans & leases$141,012,0001,985
Loan loss allowance$1,170,0002,923
Trading account assets$0203
Bank premises and fixed assets$1,132,0005,586
Other real estate owned$269,0002,648
Goodwill and other intangibles$160,0002,381
All other assets$7,525,0001,076
Life insurance assets$01
Total liabilities and capital$326,506,0001,411
Total liabilities$287,895,0001,449
Total deposits$217,180,0001,732
Interest-bearing deposits$210,412,0001,531
Deposits held in domestic offices$217,180,0001,725
% insured0.00%1
Federal funds purchased & repurchase agreements$67,787,000419
Trading liabilities$080
Other borrowed funds$05,103
Subordinated debt$0260
All other liabilities$2,928,0001,493
Total equity capital$38,611,0001,160
Total bank equity capital$38,611,0001,160
Perpetual preferred stock$0223
Common stock$1,0009,742
Surplus$17,313,000977
Undivided profits$21,297,0001,223
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,361,0001,906
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,731
Income earned, not collected on loans$1,091,0002,076
Earning assets$316,146,0001,344
Long-term assets (5+ years)$09,550
Average Assets, year-to-date$289,497,0001,502
Average Assets, quarterly$317,252,5001,434
Volatile liabilities$89,572,000902
Insider loans$420,0005,865
FHLB advances$0780
Loans and leases held for sale$01,579
Unused loan commitments$34,469,0001,416
Tier 1 (core) risk-based capital$37,881,0001,110
Tier 2 risk-based capital$1,170,0002,535
Total risk weighted assets$126,840,0002,192
Total unused commitments$34,469,0001,421
Derivatives$0533
1996-12-31Rank
# of Employees:583,258
Assets and Liabilities
Total Assets:$254,442,0001,837
Cash and due from depository institutions$2,748,0003,258
Interest-bearing balances$1,782,0001,766
Securities$157,436,000795
Federal funds sold & reverse repurchase agreements$08,460
Net loans & leases$87,640,0003,132
Loan loss allowance$1,006,0003,487
Trading account assets$0240
Bank premises and fixed assets$936,0006,214
Other real estate owned$564,0003,258
Goodwill and other intangibles$03,437
All other assets$5,118,0001,556
Life insurance assets$01
Total liabilities and capital$254,442,0001,837
Total liabilities$219,165,0001,927
Total deposits$194,539,0001,994
Interest-bearing deposits$190,889,0001,746
Deposits held in domestic offices$194,539,0001,983
% insured0.00%1
Federal funds purchased & repurchase agreements$19,679,000826
Trading liabilities$097
Other borrowed funds$3,500,0002,173
Subordinated debt$0298
All other liabilities$1,447,0002,656
Total equity capital$35,277,0001,278
Total bank equity capital$35,277,0001,278
Perpetual preferred stock$0250
Common stock$1,00010,221
Surplus$17,313,0001,024
Undivided profits$17,963,0001,444
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,605,0001,230
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,832
Income earned, not collected on loans$728,0003,153
Earning assets$246,858,0001,723
Long-term assets (5+ years)$09,965
Average Assets, year-to-date$231,926,0001,954
Average Assets, quarterly$249,937,5001,856
Volatile liabilities$37,878,0001,722
Insider loans$450,0005,778
FHLB advances$3,500,000621
Loans and leases held for sale$01,560
Unused loan commitments$9,281,0003,550
Tier 1 (core) risk-based capital$34,991,0001,222
Tier 2 risk-based capital$1,006,0002,950
Total risk weighted assets$100,595,0002,765
Total unused commitments$9,281,0003,564
Derivatives$0549
1995-12-31Rank
# of Employees:523,715
Assets and Liabilities
Total Assets:$211,096,0002,225
Cash and due from depository institutions$9,419,0003,715
Interest-bearing balances$8,596,000536
Securities$112,844,0001,110
Federal funds sold & reverse repurchase agreements$09,298
Net loans & leases$83,319,0003,194
Loan loss allowance$1,290,0002,809
Trading account assets$0261
Bank premises and fixed assets$815,0006,766
Other real estate owned$03,715
Goodwill and other intangibles$03,181
All other assets$4,699,0001,712
Life insurance assets$01
Total liabilities and capital$211,096,0002,225
Total liabilities$194,877,0002,183
Total deposits$193,335,0002,038
Interest-bearing deposits$193,335,0001,759
Deposits held in domestic offices$193,335,0002,028
% insured0.00%1
Federal funds purchased & repurchase agreements$03,736
Trading liabilities$0110
Other borrowed funds$1,000,0002,875
Subordinated debt$0337
All other liabilities$542,0005,894
Total equity capital$16,219,0002,747
Total bank equity capital$16,219,0002,747
Perpetual preferred stock$0288
Common stock$010,908
Surplus$011,041
Undivided profits$16,219,0001,623
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,855,000949
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,782
Income earned, not collected on loans$905,0002,563
Earning assets$204,759,0002,130
Long-term assets (5+ years)$010,367
Average Assets, year-to-date$205,005,6002,219
Average Assets, quarterly$210,766,5002,202
Volatile liabilities$16,024,0003,158
Insider loans$594,0005,166
FHLB advances$1,000,000739
Loans and leases held for sale$01,606
Unused loan commitments$7,512,0003,950
Tier 1 (core) risk-based capital$16,189,0002,651
Tier 2 risk-based capital$749,0003,806
Total risk weighted assets$88,518,0003,034
Total unused commitments$10,522,0003,173
Derivatives$0628
1994-12-31Rank
# of Employees:474,201
Assets and Liabilities
Total Assets:$199,951,0002,322
Cash and due from depository institutions$6,766,0004,201
Interest-bearing balances$3,779,000954
Securities$110,163,0001,183
Federal funds sold & reverse repurchase agreements$08,397
Net loans & leases$78,228,0003,309
Loan loss allowance$778,0004,439
Trading account assets$0286
Bank premises and fixed assets$807,0006,876
Other real estate owned$77,0004,201
Goodwill and other intangibles$03,133
All other assets$3,910,0002,104
Life insurance assets$01
Total liabilities and capital$199,951,0002,322
Total liabilities$185,547,0002,266
Total deposits$179,087,0002,159
Interest-bearing deposits$179,087,0001,847
Deposits held in domestic offices$179,087,0002,149
% insured0.00%1
Federal funds purchased & repurchase agreements$3,000,0002,267
Trading liabilities$087
Other borrowed funds$2,795,0002,260
Subordinated debt$0372
All other liabilities$665,0004,207
Total equity capital$14,404,0002,831
Total bank equity capital$14,404,0002,831
Perpetual preferred stock$0310
Common stock$011,459
Surplus$011,565
Undivided profits$14,404,0001,639
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,839,0001,207
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$800,0002,548
Earning assets$192,170,0002,205
Long-term assets (5+ years)$010,888
Average Assets, year-to-date$192,444,0002,323
Average Assets, quarterly$197,628,0002,314
Volatile liabilities$18,663,0002,668
Insider loans$615,0005,047
FHLB advances$2,795,000729
Loans and leases held for sale$01,430
Unused loan commitments$6,375,0004,238
Tier 1 (core) risk-based capital$14,734,0002,800
Tier 2 risk-based capital$307,0007,405
Total risk weighted assets$79,864,0003,268
Total unused commitments$6,375,0004,245
Derivatives$0687
1993-12-31Rank
# of Employees:454,561
Assets and Liabilities
Total Assets:$185,242,0002,498
Cash and due from depository institutions$5,027,0004,561
Interest-bearing balances$3,949,0001,520
Securities$95,398,0001,425
Federal funds sold & reverse repurchase agreements$3,700,0003,690
Net loans & leases$76,659,0003,296
Loan loss allowance$926,0003,947
Trading account assets$0330
Bank premises and fixed assets$816,0006,926
Other real estate owned$328,0004,561
Goodwill and other intangibles$03,091
All other assets$3,314,0002,209
Life insurance assets$01
Total liabilities and capital$185,242,0002,498
Total liabilities$172,267,0002,468
Total deposits$171,427,0002,319
Interest-bearing deposits$171,427,0002,005
Deposits held in domestic offices$171,427,0002,307
% insured0.00%1
Federal funds purchased & repurchase agreements$03,944
Trading liabilities$01
Other borrowed funds$295,0003,795
Subordinated debt$0413
All other liabilities$545,0005,038
Total equity capital$12,975,0003,123
Total bank equity capital$12,975,0003,123
Perpetual preferred stock$0343
Common stock$011,979
Surplus$012,104
Undivided profits$12,975,0001,833
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,236,0002,715
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,950
Income earned, not collected on loans$752,0002,373
Earning assets$179,706,0002,374
Long-term assets (5+ years)$011,403
Average Assets, year-to-date$179,420,2002,517
Average Assets, quarterly$184,072,0002,497
Volatile liabilities$13,068,0003,345
Insider loans$491,0005,764
FHLB advances$295,000788
Loans and leases held for sale$01,681
Unused loan commitments$11,769,0002,747
Tier 1 (core) risk-based capital$12,975,0003,054
Tier 2 risk-based capital$455,0005,689
Total risk weighted assets$76,967,0003,351
Total unused commitments$11,769,0002,769
Derivatives$0714
1992-12-31Rank
# of Employees:533,994
Assets and Liabilities
Total Assets:$171,834,0002,758
Cash and due from depository institutions$6,150,0003,994
Interest-bearing balances$4,507,0001,566
Securities$78,361,0001,717
Federal funds sold & reverse repurchase agreements$1,637,0007,202
Net loans & leases$81,499,0003,203
Loan loss allowance$646,0005,332
Trading account assets$0344
Bank premises and fixed assets$743,0007,406
Other real estate owned$164,0003,994
Goodwill and other intangibles$03,106
All other assets$3,280,0002,329
Life insurance assets$01
Total liabilities and capital$171,834,0002,758
Total liabilities$160,957,0002,692
Total deposits$159,974,0002,573
Interest-bearing deposits$158,214,0002,290
Deposits held in domestic offices$159,974,0002,566
% insured0.00%1
Federal funds purchased & repurchase agreements$03,764
Trading liabilities$01
Other borrowed funds$295,0003,595
Subordinated debt$0482
All other liabilities$688,0004,490
Total equity capital$10,877,0003,552
Total bank equity capital$10,877,0003,552
Perpetual preferred stock$0346
Common stock$012,472
Surplus$012,588
Undivided profits$10,877,0002,025
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,584,0002,661
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$851,0002,330
Earning assets$166,004,0002,621
Long-term assets (5+ years)$011,806
Average Assets, year-to-date$163,222,8002,816
Average Assets, quarterly$170,667,5002,752
Volatile liabilities$9,761,0004,187
Insider loans$09,493
FHLB advances$295,000796
Loans and leases held for sale$01,207
Unused loan commitments$7,248,0003,648
Tier 1 (core) risk-based capital$10,877,0003,498
Tier 2 risk-based capital$619,0004,373
Total risk weighted assets$76,765,0003,402
Total unused commitments$7,248,0003,668
Derivatives$0651