The Yellowstone Bank, Columbus, Montana, Income and Expense

1995-12-31 (YTD Data)Rank
Total interest income$2,534,0008,915
Total interest expense$955,0009,409
Net interest income$1,579,0008,307
Provision for loan and lease losses$08,958
Total noninterest income$224,0008,081
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$122,0007,271
Trading account gains and feesNANA
Additional Noninterest Income$102,0007,172
Total noninterest expense$1,031,0008,819
Salaries and employee benefits$688,0007,793
Premises and equipment expense$128,0008,845
Additional noninterest expense$215,00010,240
Pre-tax net operating income$772,0006,956
Securities gains (losses)$03,831
Applicable income taxes$278,0006,270
Income before extraordinary items$494,0007,303
Extraordinary gains, net$065
Net income$494,0007,302
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,856
Cash dividends$680,0002,706
Sale, conversion, retirement of capital stock, net$0809
Net operating income$494,0007,270
1994-12-31 (YTD Data)Rank
Total interest income$2,162,0009,500
Total interest expense$725,0009,959
Net interest income$1,437,0009,052
Provision for loan and lease losses$-1,00011,674
Total noninterest income$216,0008,467
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$118,0007,644
Trading account gains and feesNANA
Additional Noninterest Income$98,0007,572
Total noninterest expense$945,0009,573
Salaries and employee benefits$627,0008,426
Premises and equipment expense$82,00010,584
Additional noninterest expense$236,00010,698
Pre-tax net operating income$709,0007,342
Securities gains (losses)$03,600
Applicable income taxes$246,0006,601
Income before extraordinary items$463,0007,592
Extraordinary gains, net$0249
Net income$463,0007,600
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0009,875
Cash dividends$30,0008,349
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$463,0007,644
1993-12-31 (YTD Data)Rank
Total interest income$2,131,0009,928
Total interest expense$760,00010,255
Net interest income$1,371,0009,504
Provision for loan and lease losses$1,00010,323
Total noninterest income$190,0009,414
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$99,0008,412
Trading account gains and feesNANA
Additional Noninterest Income$91,0008,188
Total noninterest expense$1,051,0009,522
Salaries and employee benefits$729,0007,787
Premises and equipment expense$102,00010,386
Additional noninterest expense$220,00011,470
Pre-tax net operating income$509,0008,607
Securities gains (losses)$07,477
Applicable income taxes$161,0008,402
Income before extraordinary items$348,0008,954
Extraordinary gains, net$03,149
Net income$348,0009,126
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0009,724
Cash dividends$30,0008,419
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$348,0008,702
1992-12-31 (YTD Data)Rank
Total interest income$2,371,00010,145
Total interest expense$964,00010,562
Net interest income$1,407,0009,607
Provision for loan and lease losses$1,00011,714
Total noninterest income$193,0009,551
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$96,0008,631
Trading account gains and feesNANA
Additional Noninterest Income$97,0008,166
Total noninterest expense$914,00010,398
Salaries and employee benefits$635,0008,508
Premises and equipment expense$65,00012,061
Additional noninterest expense$214,00012,038
Pre-tax net operating income$685,0007,185
Securities gains (losses)$08,369
Applicable income taxes$218,0007,224
Income before extraordinary items$467,0007,600
Extraordinary gains, net$01,422
Net income$467,0007,708
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,00011,020
Cash dividends$30,0008,198
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$467,0007,247

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.