Home > The Yardville National Bank > Income and Expense
The Yardville National Bank, Income and Expense
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $28,602,000 | 1,503 |
| Total interest expense | $14,990,000 | 1,330 |
| Net interest income | $13,612,000 | 1,659 |
| Provision for loan and lease losses | $44,353,000 | 96 |
| Total noninterest income | $1,548,000 | 2,650 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $487,000 | 3,104 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,061,000 | 2,139 |
| Total noninterest expense | $12,543,000 | 1,470 |
| Salaries and employee benefits | $8,102,000 | 1,231 |
| Premises and equipment expense | $1,864,000 | 1,436 |
| Additional noninterest expense | $2,577,000 | 2,129 |
| Pre-tax net operating income | $-41,736,000 | 8,517 |
| Securities gains (losses) | $-216,000 | 8,265 |
| Applicable income taxes | $-15,248,000 | 8,516 |
| Income before extraordinary items | $-26,704,000 | 8,509 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-26,704,000 | 8,506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 3,986 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-26,565,760 | 8,506 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $129,725,000 | 279 |
| Total interest expense | $66,193,000 | 263 |
| Net interest income | $63,532,000 | 295 |
| Provision for loan and lease losses | $7,150,000 | 196 |
| Total noninterest income | $5,249,000 | 832 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,917,000 | 672 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $3,332,000 | 764 |
| Total noninterest expense | $42,501,000 | 348 |
| Salaries and employee benefits | $22,713,000 | 330 |
| Premises and equipment expense | $8,054,000 | 248 |
| Additional noninterest expense | $11,734,000 | 404 |
| Pre-tax net operating income | $19,130,000 | 418 |
| Securities gains (losses) | $7,000 | 1,103 |
| Applicable income taxes | $4,620,000 | 498 |
| Income before extraordinary items | $14,517,000 | 397 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $14,517,000 | 395 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,353,000 | 221 |
| Cash dividends | $8,056,000 | 387 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $14,511,680 | 392 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $87,198,000 | 287 |
| Total interest expense | $44,170,000 | 271 |
| Net interest income | $43,028,000 | 303 |
| Provision for loan and lease losses | $2,450,000 | 275 |
| Total noninterest income | $3,619,000 | 832 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,275,000 | 681 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $2,344,000 | 748 |
| Total noninterest expense | $28,517,000 | 358 |
| Salaries and employee benefits | $15,472,000 | 332 |
| Premises and equipment expense | $5,341,000 | 259 |
| Additional noninterest expense | $7,704,000 | 412 |
| Pre-tax net operating income | $15,680,000 | 391 |
| Securities gains (losses) | $7,000 | 933 |
| Applicable income taxes | $4,373,000 | 424 |
| Income before extraordinary items | $11,314,000 | 382 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $11,314,000 | 381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,322,000 | 245 |
| Cash dividends | $5,378,000 | 400 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $11,308,960 | 380 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $43,854,000 | 284 |
| Total interest expense | $21,820,000 | 271 |
| Net interest income | $22,034,000 | 297 |
| Provision for loan and lease losses | $650,000 | 416 |
| Total noninterest income | $1,735,000 | 838 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $617,000 | 688 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,118,000 | 755 |
| Total noninterest expense | $14,336,000 | 352 |
| Salaries and employee benefits | $7,648,000 | 341 |
| Premises and equipment expense | $2,625,000 | 268 |
| Additional noninterest expense | $4,063,000 | 389 |
| Pre-tax net operating income | $8,783,000 | 356 |
| Securities gains (losses) | $7,000 | 755 |
| Applicable income taxes | $2,461,000 | 388 |
| Income before extraordinary items | $6,329,000 | 348 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $6,329,000 | 347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $527,000 | 399 |
| Cash dividends | $2,684,000 | 366 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $6,323,960 | 342 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $189,357,000 | 249 |
| Total interest expense | $99,751,000 | 219 |
| Net interest income | $89,606,000 | 283 |
| Provision for loan and lease losses | $11,350,000 | 130 |
| Total noninterest income | $7,281,000 | 810 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $2,840,000 | 598 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $4,441,000 | 739 |
| Total noninterest expense | $68,699,000 | 289 |
| Salaries and employee benefits | $29,200,000 | 333 |
| Premises and equipment expense | $9,313,000 | 282 |
| Additional noninterest expense | $30,186,000 | 239 |
| Pre-tax net operating income | $16,838,000 | 622 |
| Securities gains (losses) | $-6,523,000 | 8,648 |
| Applicable income taxes | $139,000 | 4,690 |
| Income before extraordinary items | $10,176,000 | 727 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $10,176,000 | 727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,490,000 | 131 |
| Cash dividends | $10,207,000 | 376 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $16,633,770 | 476 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $142,212,000 | 257 |
| Total interest expense | $74,741,000 | 223 |
| Net interest income | $67,471,000 | 297 |
| Provision for loan and lease losses | $6,275,000 | 164 |
| Total noninterest income | $5,168,000 | 860 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $2,174,000 | 592 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,994,000 | 819 |
| Total noninterest expense | $39,692,000 | 372 |
| Salaries and employee benefits | $22,229,000 | 335 |
| Premises and equipment expense | $6,822,000 | 301 |
| Additional noninterest expense | $10,641,000 | 430 |
| Pre-tax net operating income | $26,672,000 | 368 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $7,448,000 | 419 |
| Income before extraordinary items | $19,224,000 | 369 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $19,224,000 | 368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,598,000 | 131 |
| Cash dividends | $7,536,000 | 371 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $19,224,000 | 361 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $93,378,000 | 259 |
| Total interest expense | $48,483,000 | 223 |
| Net interest income | $44,895,000 | 298 |
| Provision for loan and lease losses | $4,150,000 | 161 |
| Total noninterest income | $3,455,000 | 843 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,437,000 | 589 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,018,000 | 810 |
| Total noninterest expense | $26,516,000 | 377 |
| Salaries and employee benefits | $14,946,000 | 339 |
| Premises and equipment expense | $4,447,000 | 307 |
| Additional noninterest expense | $7,123,000 | 432 |
| Pre-tax net operating income | $17,684,000 | 371 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $4,918,000 | 423 |
| Income before extraordinary items | $12,766,000 | 364 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $12,766,000 | 363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,763,000 | 147 |
| Cash dividends | $5,169,000 | 362 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $12,766,000 | 360 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $45,733,000 | 256 |
| Total interest expense | $23,215,000 | 224 |
| Net interest income | $22,518,000 | 297 |
| Provision for loan and lease losses | $2,350,000 | 144 |
| Total noninterest income | $1,661,000 | 859 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $659,000 | 627 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,002,000 | 803 |
| Total noninterest expense | $13,132,000 | 377 |
| Salaries and employee benefits | $7,516,000 | 343 |
| Premises and equipment expense | $2,223,000 | 305 |
| Additional noninterest expense | $3,393,000 | 446 |
| Pre-tax net operating income | $8,697,000 | 369 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $2,494,000 | 417 |
| Income before extraordinary items | $6,203,000 | 373 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,203,000 | 371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,660,000 | 119 |
| Cash dividends | $2,559,000 | 353 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $6,203,000 | 365 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $170,113,000 | 241 |
| Total interest expense | $82,270,000 | 201 |
| Net interest income | $87,843,000 | 290 |
| Provision for loan and lease losses | $10,530,000 | 133 |
| Total noninterest income | $6,629,000 | 858 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $2,819,000 | 603 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,810,000 | 838 |
| Total noninterest expense | $48,179,000 | 399 |
| Salaries and employee benefits | $26,839,000 | 356 |
| Premises and equipment expense | $8,107,000 | 315 |
| Additional noninterest expense | $13,233,000 | 443 |
| Pre-tax net operating income | $35,763,000 | 351 |
| Securities gains (losses) | $862,000 | 210 |
| Applicable income taxes | $11,552,000 | 358 |
| Income before extraordinary items | $25,073,000 | 352 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $25,073,000 | 353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,943,000 | 154 |
| Cash dividends | $9,831,000 | 392 |
| Sale, conversion, retirement of capital stock, net | $20,150,000 | 72 |
| Net operating income | $24,486,840 | 351 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $124,247,000 | 242 |
| Total interest expense | $59,387,000 | 196 |
| Net interest income | $64,860,000 | 295 |
| Provision for loan and lease losses | $5,700,000 | 169 |
| Total noninterest income | $4,948,000 | 864 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $2,110,000 | 598 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,838,000 | 852 |
| Total noninterest expense | $36,158,000 | 396 |
| Salaries and employee benefits | $20,819,000 | 345 |
| Premises and equipment expense | $5,903,000 | 324 |
| Additional noninterest expense | $9,436,000 | 456 |
| Pre-tax net operating income | $27,950,000 | 340 |
| Securities gains (losses) | $750,000 | 208 |
| Applicable income taxes | $9,176,000 | 346 |
| Income before extraordinary items | $19,524,000 | 338 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $19,524,000 | 339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,144,000 | 228 |
| Cash dividends | $7,389,000 | 355 |
| Sale, conversion, retirement of capital stock, net | $10,000,000 | 132 |
| Net operating income | $19,014,000 | 342 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $80,531,000 | 242 |
| Total interest expense | $37,740,000 | 195 |
| Net interest income | $42,791,000 | 293 |
| Provision for loan and lease losses | $3,600,000 | 166 |
| Total noninterest income | $3,177,000 | 877 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,348,000 | 617 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,829,000 | 864 |
| Total noninterest expense | $23,511,000 | 403 |
| Salaries and employee benefits | $13,554,000 | 350 |
| Premises and equipment expense | $3,908,000 | 324 |
| Additional noninterest expense | $6,049,000 | 475 |
| Pre-tax net operating income | $18,857,000 | 338 |
| Securities gains (losses) | $476,000 | 229 |
| Applicable income taxes | $6,168,000 | 346 |
| Income before extraordinary items | $13,165,000 | 334 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $13,165,000 | 334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,986,000 | 227 |
| Cash dividends | $5,000,000 | 335 |
| Sale, conversion, retirement of capital stock, net | $10,000,000 | 88 |
| Net operating income | $12,841,320 | 333 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $38,999,000 | 245 |
| Total interest expense | $18,059,000 | 195 |
| Net interest income | $20,940,000 | 299 |
| Provision for loan and lease losses | $1,500,000 | 189 |
| Total noninterest income | $1,529,000 | 886 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $661,000 | 606 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $868,000 | 885 |
| Total noninterest expense | $11,602,000 | 400 |
| Salaries and employee benefits | $6,685,000 | 352 |
| Premises and equipment expense | $1,965,000 | 322 |
| Additional noninterest expense | $2,952,000 | 473 |
| Pre-tax net operating income | $9,367,000 | 334 |
| Securities gains (losses) | $193,000 | 260 |
| Applicable income taxes | $3,029,000 | 352 |
| Income before extraordinary items | $6,531,000 | 330 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $6,531,000 | 330 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $391,000 | 420 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $7,500,000 | 54 |
| Net operating income | $6,399,760 | 329 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $139,750,000 | 249 |
| Total interest expense | $65,407,000 | 171 |
| Net interest income | $74,343,000 | 312 |
| Provision for loan and lease losses | $9,625,000 | 147 |
| Total noninterest income | $6,701,000 | 832 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $3,136,000 | 550 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,565,000 | 863 |
| Total noninterest expense | $41,768,000 | 436 |
| Salaries and employee benefits | $22,954,000 | 393 |
| Premises and equipment expense | $7,406,000 | 319 |
| Additional noninterest expense | $11,408,000 | 487 |
| Pre-tax net operating income | $29,651,000 | 376 |
| Securities gains (losses) | $1,297,000 | 235 |
| Applicable income taxes | $9,336,000 | 388 |
| Income before extraordinary items | $21,612,000 | 367 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $21,612,000 | 369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,803,000 | 190 |
| Cash dividends | $3,969,000 | 779 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $20,704,100 | 367 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $101,887,000 | 256 |
| Total interest expense | $48,057,000 | 173 |
| Net interest income | $53,830,000 | 317 |
| Provision for loan and lease losses | $6,825,000 | 164 |
| Total noninterest income | $5,196,000 | 825 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $2,400,000 | 546 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,796,000 | 848 |
| Total noninterest expense | $30,877,000 | 442 |
| Salaries and employee benefits | $17,280,000 | 396 |
| Premises and equipment expense | $5,599,000 | 319 |
| Additional noninterest expense | $7,998,000 | 506 |
| Pre-tax net operating income | $21,324,000 | 385 |
| Securities gains (losses) | $1,204,000 | 232 |
| Applicable income taxes | $6,607,000 | 397 |
| Income before extraordinary items | $15,921,000 | 371 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $15,921,000 | 372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,538,000 | 201 |
| Cash dividends | $3,969,000 | 560 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $15,066,160 | 374 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $65,869,000 | 259 |
| Total interest expense | $31,539,000 | 171 |
| Net interest income | $34,330,000 | 326 |
| Provision for loan and lease losses | $4,425,000 | 175 |
| Total noninterest income | $3,512,000 | 814 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,650,000 | 532 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,862,000 | 848 |
| Total noninterest expense | $20,452,000 | 442 |
| Salaries and employee benefits | $11,241,000 | 414 |
| Premises and equipment expense | $3,777,000 | 313 |
| Additional noninterest expense | $5,434,000 | 499 |
| Pre-tax net operating income | $12,965,000 | 406 |
| Securities gains (losses) | $586,000 | 321 |
| Applicable income taxes | $3,860,000 | 442 |
| Income before extraordinary items | $9,691,000 | 396 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $9,691,000 | 396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,175,000 | 196 |
| Cash dividends | $3,969,000 | 407 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $9,269,080 | 398 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $32,193,000 | 265 |
| Total interest expense | $15,651,000 | 171 |
| Net interest income | $16,542,000 | 341 |
| Provision for loan and lease losses | $2,450,000 | 162 |
| Total noninterest income | $1,792,000 | 779 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $863,000 | 507 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $929,000 | 831 |
| Total noninterest expense | $10,124,000 | 447 |
| Salaries and employee benefits | $5,714,000 | 415 |
| Premises and equipment expense | $1,884,000 | 323 |
| Additional noninterest expense | $2,526,000 | 522 |
| Pre-tax net operating income | $5,760,000 | 431 |
| Securities gains (losses) | $586,000 | 234 |
| Applicable income taxes | $1,841,000 | 459 |
| Income before extraordinary items | $4,505,000 | 417 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $4,505,000 | 416 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,583,000 | 203 |
| Cash dividends | $2,084,000 | 360 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $4,088,940 | 417 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $121,373,000 | 276 |
| Total interest expense | $65,137,000 | 183 |
| Net interest income | $56,236,000 | 381 |
| Provision for loan and lease losses | $9,360,000 | 209 |
| Total noninterest income | $6,649,000 | 900 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $2,450,000 | 702 |
| Trading account gains and fees | $34,000 | 139 |
| Additional Noninterest Income | $4,165,000 | 869 |
| Total noninterest expense | $37,305,000 | 487 |
| Salaries and employee benefits | $20,846,000 | 432 |
| Premises and equipment expense | $6,889,000 | 353 |
| Additional noninterest expense | $9,570,000 | 578 |
| Pre-tax net operating income | $16,220,000 | 558 |
| Securities gains (losses) | $1,478,000 | 367 |
| Applicable income taxes | $4,733,000 | 648 |
| Income before extraordinary items | $12,965,000 | 541 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $12,965,000 | 541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,887,000 | 189 |
| Cash dividends | $7,575,000 | 465 |
| Sale, conversion, retirement of capital stock, net | $5,000,000 | 189 |
| Net operating income | $11,886,060 | 542 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $89,912,000 | 287 |
| Total interest expense | $49,284,000 | 191 |
| Net interest income | $40,628,000 | 398 |
| Provision for loan and lease losses | $3,225,000 | 379 |
| Total noninterest income | $5,011,000 | 926 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,711,000 | 756 |
| Trading account gains and fees | $34,000 | 134 |
| Additional Noninterest Income | $3,266,000 | 876 |
| Total noninterest expense | $26,886,000 | 515 |
| Salaries and employee benefits | $15,401,000 | 453 |
| Premises and equipment expense | $5,078,000 | 366 |
| Additional noninterest expense | $6,407,000 | 639 |
| Pre-tax net operating income | $15,528,000 | 474 |
| Securities gains (losses) | $1,230,000 | 384 |
| Applicable income taxes | $4,725,000 | 532 |
| Income before extraordinary items | $12,033,000 | 465 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $12,033,000 | 466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,012,000 | 445 |
| Cash dividends | $5,764,000 | 439 |
| Sale, conversion, retirement of capital stock, net | $5,000,000 | 126 |
| Net operating income | $11,147,400 | 464 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $59,792,000 | 297 |
| Total interest expense | $33,076,000 | 194 |
| Net interest income | $26,716,000 | 408 |
| Provision for loan and lease losses | $1,850,000 | 411 |
| Total noninterest income | $3,470,000 | 888 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,119,000 | 763 |
| Trading account gains and fees | $34,000 | 128 |
| Additional Noninterest Income | $2,317,000 | 827 |
| Total noninterest expense | $17,449,000 | 520 |
| Salaries and employee benefits | $9,973,000 | 464 |
| Premises and equipment expense | $3,389,000 | 369 |
| Additional noninterest expense | $4,087,000 | 660 |
| Pre-tax net operating income | $10,887,000 | 461 |
| Securities gains (losses) | $656,000 | 486 |
| Applicable income taxes | $3,294,000 | 518 |
| Income before extraordinary items | $8,249,000 | 461 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $8,249,000 | 461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,164,000 | 470 |
| Cash dividends | $3,967,000 | 435 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $7,783,240 | 447 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $29,767,000 | 303 |
| Total interest expense | $16,578,000 | 202 |
| Net interest income | $13,189,000 | 412 |
| Provision for loan and lease losses | $600,000 | 538 |
| Total noninterest income | $1,453,000 | 999 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $546,000 | 764 |
| Trading account gains and fees | $26,000 | 109 |
| Additional Noninterest Income | $881,000 | 976 |
| Total noninterest expense | $8,513,000 | 531 |
| Salaries and employee benefits | $4,886,000 | 472 |
| Premises and equipment expense | $1,716,000 | 369 |
| Additional noninterest expense | $1,911,000 | 677 |
| Pre-tax net operating income | $5,529,000 | 450 |
| Securities gains (losses) | $126,000 | 876 |
| Applicable income taxes | $1,621,000 | 535 |
| Income before extraordinary items | $4,034,000 | 465 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,034,000 | 464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $861,000 | 348 |
| Cash dividends | $1,971,000 | 403 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $3,944,540 | 445 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $120,143,000 | 317 |
| Total interest expense | $70,518,000 | 212 |
| Net interest income | $49,625,000 | 430 |
| Provision for loan and lease losses | $4,375,000 | 423 |
| Total noninterest income | $5,277,000 | 1,004 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $2,203,000 | 733 |
| Trading account gains and fees | $24,000 | 126 |
| Additional Noninterest Income | $3,050,000 | 990 |
| Total noninterest expense | $30,526,000 | 557 |
| Salaries and employee benefits | $17,407,000 | 489 |
| Premises and equipment expense | $5,930,000 | 412 |
| Additional noninterest expense | $7,189,000 | 718 |
| Pre-tax net operating income | $20,001,000 | 473 |
| Securities gains (losses) | $3,060,000 | 209 |
| Applicable income taxes | $6,605,000 | 481 |
| Income before extraordinary items | $16,456,000 | 432 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $16,456,000 | 434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,095,000 | 883 |
| Cash dividends | $6,647,000 | 488 |
| Sale, conversion, retirement of capital stock, net | $34,000,000 | 16 |
| Net operating income | $14,283,400 | 457 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $118,935,000 | 346 |
| Total interest expense | $79,789,000 | 262 |
| Net interest income | $39,146,000 | 485 |
| Provision for loan and lease losses | $3,925,000 | 427 |
| Total noninterest income | $4,865,000 | 1,018 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,857,000 | 791 |
| Trading account gains and fees | $-22,000 | 9,566 |
| Additional Noninterest Income | $3,030,000 | 938 |
| Total noninterest expense | $28,724,000 | 581 |
| Salaries and employee benefits | $14,556,000 | 541 |
| Premises and equipment expense | $4,839,000 | 472 |
| Additional noninterest expense | $9,329,000 | 606 |
| Pre-tax net operating income | $11,362,000 | 681 |
| Securities gains (losses) | $3,205,000 | 185 |
| Applicable income taxes | $3,785,000 | 683 |
| Income before extraordinary items | $10,782,000 | 548 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $10,782,000 | 549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,317,000 | 771 |
| Cash dividends | $6,294,000 | 508 |
| Sale, conversion, retirement of capital stock, net | $11,500,000 | 59 |
| Net operating income | $8,410,300 | 639 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $100,375,000 | 406 |
| Total interest expense | $60,746,000 | 368 |
| Net interest income | $39,629,000 | 477 |
| Provision for loan and lease losses | $3,700,000 | 398 |
| Total noninterest income | $3,408,000 | 1,204 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,551,000 | 868 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,857,000 | 1,199 |
| Total noninterest expense | $22,721,000 | 686 |
| Salaries and employee benefits | $11,356,000 | 631 |
| Premises and equipment expense | $4,297,000 | 526 |
| Additional noninterest expense | $7,068,000 | 739 |
| Pre-tax net operating income | $16,616,000 | 517 |
| Securities gains (losses) | $46,000 | 727 |
| Applicable income taxes | $4,960,000 | 554 |
| Income before extraordinary items | $11,702,000 | 506 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $11,702,000 | 507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,731,000 | 518 |
| Cash dividends | $4,647,000 | 663 |
| Sale, conversion, retirement of capital stock, net | $21,300,000 | 24 |
| Net operating income | $11,669,800 | 505 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $69,706,000 | 531 |
| Total interest expense | $38,466,000 | 463 |
| Net interest income | $31,240,000 | 613 |
| Provision for loan and lease losses | $3,175,000 | 399 |
| Total noninterest income | $3,084,000 | 1,321 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,374,000 | 966 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,710,000 | 1,284 |
| Total noninterest expense | $18,254,000 | 810 |
| Salaries and employee benefits | $9,694,000 | 724 |
| Premises and equipment expense | $3,157,000 | 665 |
| Additional noninterest expense | $5,403,000 | 903 |
| Pre-tax net operating income | $12,895,000 | 678 |
| Securities gains (losses) | $-307,000 | 10,075 |
| Applicable income taxes | $3,657,000 | 752 |
| Income before extraordinary items | $8,931,000 | 678 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $8,931,000 | 677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $978,000 | 717 |
| Cash dividends | $3,100,000 | 933 |
| Sale, conversion, retirement of capital stock, net | $19,500,000 | 37 |
| Net operating income | $9,148,970 | 652 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $50,880,000 | 670 |
| Total interest expense | $27,328,000 | 619 |
| Net interest income | $23,552,000 | 737 |
| Provision for loan and lease losses | $1,975,000 | 586 |
| Total noninterest income | $2,846,000 | 1,404 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,246,000 | 992 |
| Trading account gains and fees | $19,000 | 182 |
| Additional Noninterest Income | $1,581,000 | 1,354 |
| Total noninterest expense | $14,973,000 | 925 |
| Salaries and employee benefits | $8,115,000 | 814 |
| Premises and equipment expense | $2,369,000 | 827 |
| Additional noninterest expense | $4,489,000 | 1,029 |
| Pre-tax net operating income | $9,450,000 | 828 |
| Securities gains (losses) | $69,000 | 1,514 |
| Applicable income taxes | $3,080,000 | 851 |
| Income before extraordinary items | $6,439,000 | 849 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $6,439,000 | 849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $778,000 | 906 |
| Cash dividends | $1,982,000 | 1,360 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $6,392,080 | 818 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $40,736,000 | 836 |
| Total interest expense | $20,876,000 | 795 |
| Net interest income | $19,860,000 | 900 |
| Provision for loan and lease losses | $1,125,000 | 899 |
| Total noninterest income | $2,520,000 | 1,476 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,174,000 | 1,073 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,346,000 | 1,428 |
| Total noninterest expense | $13,197,000 | 1,037 |
| Salaries and employee benefits | $7,446,000 | 888 |
| Premises and equipment expense | $2,281,000 | 879 |
| Additional noninterest expense | $3,470,000 | 1,266 |
| Pre-tax net operating income | $8,058,000 | 1,016 |
| Securities gains (losses) | $24,000 | 1,768 |
| Applicable income taxes | $2,854,000 | 971 |
| Income before extraordinary items | $5,228,000 | 1,050 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $5,228,000 | 1,051 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $512,000 | 1,308 |
| Cash dividends | $1,733,000 | 1,452 |
| Sale, conversion, retirement of capital stock, net | $8,000,000 | 113 |
| Net operating income | $5,212,400 | 1,024 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $34,251,000 | 1,027 |
| Total interest expense | $17,041,000 | 973 |
| Net interest income | $17,210,000 | 1,050 |
| Provision for loan and lease losses | $1,640,000 | 721 |
| Total noninterest income | $2,248,000 | 1,669 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,153,000 | 1,150 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,095,000 | 1,701 |
| Total noninterest expense | $11,364,000 | 1,263 |
| Salaries and employee benefits | $6,629,000 | 1,007 |
| Premises and equipment expense | $1,615,000 | 1,269 |
| Additional noninterest expense | $3,120,000 | 1,669 |
| Pre-tax net operating income | $6,454,000 | 1,140 |
| Securities gains (losses) | $-136,000 | 11,258 |
| Applicable income taxes | $2,218,000 | 1,120 |
| Income before extraordinary items | $4,100,000 | 1,229 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $4,100,000 | 1,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $360,000 | 1,815 |
| Cash dividends | $1,083,000 | 2,020 |
| Sale, conversion, retirement of capital stock, net | $750,000 | 417 |
| Net operating income | $4,188,400 | 1,185 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $27,336,000 | 1,259 |
| Total interest expense | $12,841,000 | 1,297 |
| Net interest income | $14,495,000 | 1,244 |
| Provision for loan and lease losses | $865,000 | 1,066 |
| Total noninterest income | $1,946,000 | 1,878 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,069,000 | 1,256 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $877,000 | 1,973 |
| Total noninterest expense | $10,145,000 | 1,393 |
| Salaries and employee benefits | $5,693,000 | 1,175 |
| Premises and equipment expense | $1,239,000 | 1,632 |
| Additional noninterest expense | $3,213,000 | 1,597 |
| Pre-tax net operating income | $5,431,000 | 1,408 |
| Securities gains (losses) | $-91,000 | 11,448 |
| Applicable income taxes | $1,863,000 | 1,357 |
| Income before extraordinary items | $3,477,000 | 1,475 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,477,000 | 1,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,764 |
| Cash dividends | $843,000 | 2,331 |
| Sale, conversion, retirement of capital stock, net | $9,650,000 | 53 |
| Net operating income | $3,536,150 | 1,434 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $18,004,000 | 1,708 |
| Total interest expense | $6,360,000 | 1,962 |
| Net interest income | $11,644,000 | 1,548 |
| Provision for loan and lease losses | $305,000 | 2,214 |
| Total noninterest income | $1,680,000 | 2,097 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $932,000 | 1,448 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $748,000 | 2,233 |
| Total noninterest expense | $9,274,000 | 1,582 |
| Salaries and employee benefits | $5,029,000 | 1,345 |
| Premises and equipment expense | $1,076,000 | 1,901 |
| Additional noninterest expense | $3,169,000 | 1,722 |
| Pre-tax net operating income | $3,745,000 | 1,898 |
| Securities gains (losses) | $-124,000 | 11,687 |
| Applicable income taxes | $1,089,000 | 2,067 |
| Income before extraordinary items | $2,532,000 | 1,925 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,532,000 | 1,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 3,814 |
| Cash dividends | $580,000 | 2,890 |
| Sale, conversion, retirement of capital stock, net | $2,901,000 | 246 |
| Net operating income | $2,618,800 | 1,861 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $14,055,000 | 2,212 |
| Total interest expense | $5,355,000 | 2,414 |
| Net interest income | $8,700,000 | 2,071 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $1,896,000 | 2,050 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $943,000 | 1,435 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $953,000 | 2,095 |
| Total noninterest expense | $8,316,000 | 1,803 |
| Salaries and employee benefits | $4,210,000 | 1,598 |
| Premises and equipment expense | $1,027,000 | 2,002 |
| Additional noninterest expense | $3,079,000 | 1,874 |
| Pre-tax net operating income | $2,280,000 | 2,945 |
| Securities gains (losses) | $294,000 | 1,320 |
| Applicable income taxes | $844,000 | 2,647 |
| Income before extraordinary items | $1,730,000 | 2,853 |
| Extraordinary gains, net | $191,000 | 1,048 |
| Net income | $1,921,000 | 2,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $238,000 | 2,821 |
| Cash dividends | $30,000 | 8,419 |
| Sale, conversion, retirement of capital stock, net | $1,362,000 | 418 |
| Net operating income | $1,533,020 | 3,002 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $13,990,000 | 2,511 |
| Total interest expense | $6,660,000 | 2,537 |
| Net interest income | $7,330,000 | 2,480 |
| Provision for loan and lease losses | $50,000 | 9,026 |
| Total noninterest income | $1,945,000 | 1,971 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $914,000 | 1,472 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,031,000 | 1,955 |
| Total noninterest expense | $8,428,000 | 1,803 |
| Salaries and employee benefits | $4,250,000 | 1,565 |
| Premises and equipment expense | $1,007,000 | 2,080 |
| Additional noninterest expense | $3,171,000 | 1,913 |
| Pre-tax net operating income | $797,000 | 6,577 |
| Securities gains (losses) | $153,000 | 2,394 |
| Applicable income taxes | $386,000 | 4,927 |
| Income before extraordinary items | $564,000 | 6,821 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $564,000 | 6,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $420,000 | 2,745 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $466,080 | 7,256 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.