Home > The Yardville National Bank > Net charge- offs to loans
The Yardville National Bank, Net charge- offs to loans
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0044% | 6,387 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0048% | 3,917 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1736% | 4,734 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2974% | 1,346 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2899% | 608 |
| Percentage Net Loans Charged-off:Construction & development | 0.0227% | 981 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3841% | 350 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3659% | 540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4194% | 463 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3279% | 1,832 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4172% | 3,007 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2373% | 1,479 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2314% | 661 |
| Percentage Net Loans Charged-off:Construction & development | 0.0132% | 736 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3981% | 266 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2737% | 1,651 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2292% | 3,514 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1062% | 2,134 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 7,442 |
| Percentage Net Loans Charged-off:Construction & development | 0.0261% | 384 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0117% | 7,989 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5509% | 840 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1695% | 3,204 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4761% | 793 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1450% | 993 |
| Percentage Net Loans Charged-off:Construction & development | 0.1181% | 458 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0293% | 1,072 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5647% | 279 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2275% | 6,111 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7069% | 216 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9825% | 502 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2128% | 4,389 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5582% | 758 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4402% | 691 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0246% | 2,140 |
| Percentage Net Loans Charged-off:Construction & development | 0.0756% | 404 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0216% | 864 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0222% | 8,056 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2970% | 6,109 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0279% | 1,815 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3214% | 357 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1011% | 4,630 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7018% | 599 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3764% | 824 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0178% | 1,958 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0197% | 722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0334% | 8,145 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4354% | 6,086 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0422% | 1,393 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9166% | 446 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2038% | 3,636 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0519% | 455 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5370% | 536 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0282% | 1,221 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0396% | 405 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0309% | 1,097 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0369% | 967 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9256% | 270 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1578% | 7,247 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4201% | 1,061 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0431% | 2,102 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0228% | 1,152 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1653% | 984 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1966% | 290 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1579% | 1,026 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0004% | 599 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6432% | 2,943 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0061% | 6,892 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2241% | 1,773 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0390% | 1,906 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0304% | 873 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1169% | 1,116 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1453% | 950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9427% | 1,017 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7028% | 2,373 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0086% | 6,929 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2164% | 1,699 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0209% | 1,980 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0462% | 643 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0357% | 8,210 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0445% | 8,231 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9641% | 937 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8325% | 1,891 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0125% | 6,965 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0866% | 2,616 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0559% | 1,107 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0937% | 360 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1058% | 1,648 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9853% | 1,522 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0125% | 7,062 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4178% | 1,364 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0572% | 2,186 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0236% | 1,350 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0905% | 6,425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2277% | 859 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0020% | 651 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2852% | 700 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4564% | 1,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2876% | 4,912 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.8860% | 182 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3806% | 1,306 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0783% | 1,554 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0325% | 1,003 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1246% | 6,381 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3056% | 569 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0027% | 548 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3820% | 460 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2223% | 958 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2545% | 4,658 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.5405% | 170 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4091% | 1,169 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1218% | 1,123 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0520% | 750 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4390% | 378 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5486% | 310 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5311% | 721 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2358% | 4,420 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2067% | 7,520 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4182% | 1,079 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0556% | 1,284 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0824% | 414 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0331% | 1,312 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0413% | 1,182 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8607% | 554 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1374% | 7,703 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5771% | 7,641 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6724% | 1,015 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2047% | 1,083 |
| Percentage Net Loans Charged-off:Construction & development | 0.0897% | 610 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2877% | 678 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3760% | 98 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0417% | 2,480 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0496% | 6,033 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0637% | 2,092 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0469% | 886 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0740% | 793 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.2192% | 151 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2078% | 2,901 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0998% | 1,548 |
| Percentage Net Loans Charged-off:Construction & development | 0.1220% | 442 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1097% | 853 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1044% | 94 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0571% | 1,867 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0678% | 5,996 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0872% | 1,537 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3090% | 2,713 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7988% | 458 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3311% | 1,028 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1851% | 2,912 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0416% | 1,986 |
| Percentage Net Loans Charged-off:Construction & development | 0.1840% | 328 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0177% | 905 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0039% | 2,346 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0555% | 5,958 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0179% | 1,993 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2691% | 2,492 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1750% | 242 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5069% | 784 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2822% | 1,851 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0828% | 1,171 |
| Percentage Net Loans Charged-off:Construction & development | 0.3481% | 180 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0368% | 542 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0060% | 1,581 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0074% | 1,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0731% | 2,229 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.1293% | 89 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9956% | 455 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1001% | 5,161 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0649% | 2,292 |
| Percentage Net Loans Charged-off:Construction & development | 0.2855% | 442 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0165% | 1,445 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0345% | 2,573 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0033% | 5,929 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0416% | 2,353 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1800% | 3,863 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4179% | 4,705 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5972% | 945 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1470% | 4,338 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1012% | 1,653 |
| Percentage Net Loans Charged-off:Construction & development | 0.5025% | 313 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0359% | 1,196 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0013% | 8,487 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0083% | 5,949 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3227% | 3,189 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2240% | 5,828 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2669% | 8,178 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2369% | 2,746 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1378% | 183 |
| Percentage Net Loans Charged-off:Construction & development | 0.0449% | 193 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1077% | 162 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2932% | 97 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3958% | 76 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2711% | 103 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4429% | 490 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1946% | 1,126 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6135% | 598 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5271% | 45 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1724% | 3,576 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0471% | 461 |
| Percentage Net Loans Charged-off:Construction & development | 0.3073% | 67 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0028% | 1,334 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0128% | 1,294 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2558% | 601 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9046% | 501 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1699% | 963 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5422% | 56 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3572% | 13 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1780% | 3,793 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 1,188 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0041% | 1,280 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0173% | 1,254 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4920% | 349 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0903% | 440 |
| Percentage Net Loans Charged-off: Credit card loans | 19.5649% | 20 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1443% | 4,638 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0631% | 459 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1698% | 196 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2344% | 160 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1481% | 210 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2689% | 514 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8691% | 624 |
| Percentage Net Loans Charged-off: Credit card loans | 11.5015% | 28 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1252% | 5,253 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0661% | 538 |
| Percentage Net Loans Charged-off:Construction & development | 0.3548% | 119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0777% | 450 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1059% | 348 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 891 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6153% | 292 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0452% | 7,114 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0046% | 1,268 |
| Percentage Net Loans Charged-off:Construction & development | 0.1862% | 217 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0422% | 1,479 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0615% | 1,486 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9287% | 410 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0601% | 6,722 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2011% | 5,380 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4416% | 4,714 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |