Home > The Woodstock National Bank > Assets and Liabilities
The Woodstock National Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 14 | 8,043 |
| Assets and Liabilities | ||
| Total Assets: | $79,527,000 | 5,239 |
| Cash and due from depository institutions | $2,312,000 | 8,043 |
| Interest-bearing balances | $1,000 | 6,667 |
| Securities | $16,169,000 | 5,554 |
| Federal funds sold & reverse repurchase agreements | $6,635,000 | 2,605 |
| Net loans & leases | $51,416,000 | 4,854 |
| Loan loss allowance | $720,000 | 4,368 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $550,000 | 7,560 |
| Other real estate owned | $384,000 | 8,043 |
| Goodwill and other intangibles | $3,000 | 3,377 |
| All other assets | $2,058,000 | 3,475 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $79,527,000 | 5,239 |
| Total liabilities | $74,792,000 | 5,052 |
| Total deposits | $71,057,000 | 4,992 |
| Interest-bearing deposits | $60,151,000 | 5,031 |
| Deposits held in domestic offices | $71,057,000 | 4,988 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,553,000 | 1,640 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $182,000 | 8,817 |
| Total equity capital | $4,735,000 | 7,308 |
| Total bank equity capital | $4,735,000 | 7,308 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $155,000 | 7,315 |
| Surplus | $357,000 | 8,950 |
| Undivided profits | $4,223,000 | 4,924 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $291,000 | 5,242 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $327,000 | 6,246 |
| Earning assets | $74,221,000 | 5,178 |
| Long-term assets (5+ years) | $19,039,000 | 3,251 |
| Average Assets, year-to-date | $77,554,200 | 5,107 |
| Average Assets, quarterly | $79,169,000 | 5,173 |
| Volatile liabilities | $6,325,000 | 6,355 |
| Insider loans | $6,000 | 9,205 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $7,709,000 | 4,258 |
| Tier 1 (core) risk-based capital | $4,645,000 | 7,216 |
| Tier 2 risk-based capital | $583,510 | 4,689 |
| Total risk weighted assets | $46,544,010 | 5,333 |
| Total unused commitments | $7,709,000 | 4,263 |
| Derivatives | $15,000,000 | 354 |
| 1997-12-31 | Rank | |
| # of Employees: | 18 | 7,503 |
| Assets and Liabilities | ||
| Total Assets: | $77,210,000 | 5,323 |
| Cash and due from depository institutions | $2,302,000 | 7,503 |
| Interest-bearing balances | $1,000 | 6,547 |
| Securities | $15,254,000 | 5,939 |
| Federal funds sold & reverse repurchase agreements | $1,435,000 | 5,753 |
| Net loans & leases | $55,529,000 | 4,577 |
| Loan loss allowance | $652,000 | 4,762 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $562,000 | 7,639 |
| Other real estate owned | $258,000 | 7,503 |
| Goodwill and other intangibles | $8,000 | 3,415 |
| All other assets | $1,862,000 | 3,725 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $77,210,000 | 5,323 |
| Total liabilities | $71,607,000 | 5,187 |
| Total deposits | $64,233,000 | 5,399 |
| Interest-bearing deposits | $56,668,000 | 5,277 |
| Deposits held in domestic offices | $64,233,000 | 5,394 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,384,000 | 1,595 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $2,693,000 | 2,580 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $297,000 | 7,816 |
| Total equity capital | $5,603,000 | 6,685 |
| Total bank equity capital | $5,603,000 | 6,685 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $155,000 | 7,639 |
| Surplus | $357,000 | 9,311 |
| Undivided profits | $5,091,000 | 4,408 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $624,000 | 3,500 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $391,000 | 5,762 |
| Earning assets | $72,219,000 | 5,254 |
| Long-term assets (5+ years) | $15,661,000 | 3,281 |
| Average Assets, year-to-date | $76,152,400 | 5,187 |
| Average Assets, quarterly | $76,393,500 | 5,299 |
| Volatile liabilities | $9,500,000 | 5,172 |
| Insider loans | $477,000 | 5,549 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $8,589,000 | 3,798 |
| Tier 1 (core) risk-based capital | $5,563,000 | 6,578 |
| Tier 2 risk-based capital | $608,960 | 4,460 |
| Total risk weighted assets | $48,673,360 | 5,148 |
| Total unused commitments | $8,589,000 | 3,801 |
| Derivatives | $15,000,000 | 356 |
| 1996-12-31 | Rank | |
| # of Employees: | 19 | 7,667 |
| Assets and Liabilities | ||
| Total Assets: | $75,179,000 | 5,566 |
| Cash and due from depository institutions | $2,017,000 | 7,667 |
| Interest-bearing balances | $8,000 | 6,280 |
| Securities | $14,797,000 | 6,478 |
| Federal funds sold & reverse repurchase agreements | $3,850,000 | 3,219 |
| Net loans & leases | $52,763,000 | 4,836 |
| Loan loss allowance | $684,000 | 4,754 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $587,000 | 7,676 |
| Other real estate owned | $288,000 | 7,667 |
| Goodwill and other intangibles | $12,000 | 3,220 |
| All other assets | $865,000 | 6,842 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $75,179,000 | 5,566 |
| Total liabilities | $70,242,000 | 5,400 |
| Total deposits | $61,853,000 | 5,698 |
| Interest-bearing deposits | $53,899,000 | 5,651 |
| Deposits held in domestic offices | $61,853,000 | 5,691 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,064,000 | 1,732 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $3,994,000 | 2,077 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $331,000 | 7,528 |
| Total equity capital | $4,937,000 | 7,283 |
| Total bank equity capital | $4,937,000 | 7,283 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $155,000 | 8,041 |
| Surplus | $357,000 | 9,744 |
| Undivided profits | $4,425,000 | 4,828 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $395,000 | 4,909 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $344,000 | 6,324 |
| Earning assets | $71,418,000 | 5,419 |
| Long-term assets (5+ years) | $12,012,000 | 3,785 |
| Average Assets, year-to-date | $73,325,800 | 5,512 |
| Average Assets, quarterly | $74,471,500 | 5,565 |
| Volatile liabilities | $8,560,000 | 5,372 |
| Insider loans | $1,445,000 | 2,749 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $6,243,000 | 4,524 |
| Tier 1 (core) risk-based capital | $5,015,000 | 7,139 |
| Tier 2 risk-based capital | $555,770 | 4,852 |
| Total risk weighted assets | $44,333,270 | 5,563 |
| Total unused commitments | $6,243,000 | 4,538 |
| Derivatives | $15,000,000 | 409 |
| 1995-12-31 | Rank | |
| # of Employees: | 21 | 7,557 |
| Assets and Liabilities | ||
| Total Assets: | $75,092,000 | 5,648 |
| Cash and due from depository institutions | $2,143,000 | 7,557 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $15,837,000 | 6,480 |
| Federal funds sold & reverse repurchase agreements | $2,190,000 | 5,302 |
| Net loans & leases | $53,363,000 | 4,754 |
| Loan loss allowance | $656,000 | 4,964 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $534,000 | 8,122 |
| Other real estate owned | $277,000 | 7,557 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $748,000 | 7,581 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $75,092,000 | 5,648 |
| Total liabilities | $68,970,000 | 5,548 |
| Total deposits | $61,612,000 | 5,811 |
| Interest-bearing deposits | $55,247,000 | 5,650 |
| Deposits held in domestic offices | $61,612,000 | 5,801 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,494,000 | 1,798 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $3,231,000 | 1,973 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $633,000 | 5,251 |
| Total equity capital | $6,122,000 | 6,460 |
| Total bank equity capital | $6,122,000 | 6,460 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $155,000 | 8,443 |
| Surplus | $357,000 | 10,139 |
| Undivided profits | $5,610,000 | 4,154 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $374,000 | 5,036 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $361,000 | 6,283 |
| Earning assets | $71,390,000 | 5,484 |
| Long-term assets (5+ years) | $8,673,000 | 4,394 |
| Average Assets, year-to-date | $73,316,800 | 5,544 |
| Average Assets, quarterly | $75,067,500 | 5,583 |
| Volatile liabilities | $7,623,000 | 5,460 |
| Insider loans | $1,506,000 | 2,748 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $8,214,000 | 3,715 |
| Tier 1 (core) risk-based capital | $6,152,000 | 6,312 |
| Tier 2 risk-based capital | $564,190 | 4,795 |
| Total risk weighted assets | $45,043,090 | 5,454 |
| Total unused commitments | $8,214,000 | 3,728 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 20 | 8,087 |
| Assets and Liabilities | ||
| Total Assets: | $71,371,000 | 5,834 |
| Cash and due from depository institutions | $1,994,000 | 8,087 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $17,111,000 | 6,549 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $50,900,000 | 4,858 |
| Loan loss allowance | $681,000 | 4,927 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $531,000 | 8,299 |
| Other real estate owned | $0 | 8,087 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $835,000 | 7,526 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,371,000 | 5,834 |
| Total liabilities | $66,432,000 | 5,701 |
| Total deposits | $58,928,000 | 6,011 |
| Interest-bearing deposits | $53,518,000 | 5,772 |
| Deposits held in domestic offices | $58,928,000 | 6,005 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,861,000 | 2,331 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $4,411,000 | 1,850 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $232,000 | 8,408 |
| Total equity capital | $4,939,000 | 7,185 |
| Total bank equity capital | $4,939,000 | 7,185 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $155,000 | 8,910 |
| Surplus | $357,000 | 10,572 |
| Undivided profits | $4,427,000 | 4,606 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $893,000 | 2,867 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $357,000 | 5,717 |
| Earning assets | $68,011,000 | 5,662 |
| Long-term assets (5+ years) | $12,865,000 | 3,503 |
| Average Assets, year-to-date | $71,879,200 | 5,681 |
| Average Assets, quarterly | $71,175,500 | 5,812 |
| Volatile liabilities | $6,118,000 | 6,018 |
| Insider loans | $1,576,000 | 2,578 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $7,758,000 | 3,730 |
| Tier 1 (core) risk-based capital | $5,524,000 | 6,761 |
| Tier 2 risk-based capital | $504,250 | 5,246 |
| Total risk weighted assets | $40,163,350 | 5,890 |
| Total unused commitments | $7,758,000 | 3,737 |
| Derivatives | $5,000,000 | 553 |
| 1993-12-31 | Rank | |
| # of Employees: | 28 | 6,753 |
| Assets and Liabilities | ||
| Total Assets: | $72,142,000 | 5,911 |
| Cash and due from depository institutions | $1,753,000 | 6,753 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $17,979,000 | 6,598 |
| Federal funds sold & reverse repurchase agreements | $3,625,000 | 3,759 |
| Net loans & leases | $47,423,000 | 5,012 |
| Loan loss allowance | $597,000 | 5,622 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $584,000 | 8,204 |
| Other real estate owned | $192,000 | 6,753 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $586,000 | 8,637 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $72,142,000 | 5,911 |
| Total liabilities | $66,823,000 | 5,818 |
| Total deposits | $60,298,000 | 6,098 |
| Interest-bearing deposits | $55,012,000 | 5,861 |
| Deposits held in domestic offices | $60,298,000 | 6,090 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $551,000 | 3,177 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $5,534,000 | 1,432 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $440,000 | 5,858 |
| Total equity capital | $5,319,000 | 6,950 |
| Total bank equity capital | $5,319,000 | 6,950 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $155,000 | 9,354 |
| Surplus | $357,000 | 11,018 |
| Undivided profits | $4,807,000 | 4,470 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $297,000 | 6,427 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $268,000 | 6,630 |
| Earning assets | $69,027,000 | 5,714 |
| Long-term assets (5+ years) | $13,109,000 | 3,639 |
| Average Assets, year-to-date | $69,015,800 | 5,989 |
| Average Assets, quarterly | $72,834,000 | 5,820 |
| Volatile liabilities | $10,048,000 | 4,081 |
| Insider loans | $1,358,000 | 2,906 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $9,134,000 | 3,297 |
| Tier 1 (core) risk-based capital | $5,319,000 | 6,866 |
| Tier 2 risk-based capital | $485,600 | 5,412 |
| Total risk weighted assets | $38,736,300 | 6,040 |
| Total unused commitments | $9,134,000 | 3,315 |
| Derivatives | $5,000,000 | 565 |
| 1992-12-31 | Rank | |
| # of Employees: | 27 | 7,064 |
| Assets and Liabilities | ||
| Total Assets: | $66,285,000 | 6,401 |
| Cash and due from depository institutions | $2,940,000 | 7,064 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $13,552,000 | 7,804 |
| Federal funds sold & reverse repurchase agreements | $1,800,000 | 6,835 |
| Net loans & leases | $46,539,000 | 5,097 |
| Loan loss allowance | $583,000 | 5,771 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $630,000 | 8,056 |
| Other real estate owned | $207,000 | 7,064 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $617,000 | 8,711 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $66,285,000 | 6,401 |
| Total liabilities | $61,210,000 | 6,317 |
| Total deposits | $60,836,000 | 6,176 |
| Interest-bearing deposits | $55,670,000 | 5,920 |
| Deposits held in domestic offices | $60,836,000 | 6,166 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $14,000 | 479 |
| All other liabilities | $360,000 | 7,325 |
| Total equity capital | $5,075,000 | 7,008 |
| Total bank equity capital | $5,075,000 | 7,008 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $155,000 | 9,796 |
| Surplus | $357,000 | 11,376 |
| Undivided profits | $4,563,000 | 4,495 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $626,000 | 4,940 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $246,000 | 7,615 |
| Earning assets | $61,891,000 | 6,305 |
| Long-term assets (5+ years) | $8,701,000 | 4,733 |
| Average Assets, year-to-date | $64,794,000 | 6,385 |
| Average Assets, quarterly | $65,171,000 | 6,433 |
| Volatile liabilities | $4,138,000 | 7,280 |
| Insider loans | $193,000 | 4,029 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $81,000 | 1,142 |
| Unused loan commitments | $6,732,000 | 3,826 |
| Tier 1 (core) risk-based capital | $5,075,000 | 6,938 |
| Tier 2 risk-based capital | $493,080 | 5,290 |
| Total risk weighted assets | $39,356,780 | 6,010 |
| Total unused commitments | $6,732,000 | 3,847 |
| Derivatives | $0 | 651 |