Home > The Woodhouse & Bartley Bank > Income and Expense
The Woodhouse & Bartley Bank, Income and Expense
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $781,000 | 7,441 |
| Total interest expense | $235,000 | 7,152 |
| Net interest income | $546,000 | 7,477 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $28,000 | 7,263 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $26,000 | 6,547 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $2,000 | 7,099 |
| Total noninterest expense | $280,000 | 7,690 |
| Salaries and employee benefits | $160,000 | 7,670 |
| Premises and equipment expense | $9,000 | 7,719 |
| Additional noninterest expense | $111,000 | 7,620 |
| Pre-tax net operating income | $294,000 | 4,882 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $294,000 | 4,904 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $294,000 | 4,906 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $294,000 | 4,907 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $93,000 | 3,232 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $294,000 | 4,709 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $527,000 | 7,503 |
| Total interest expense | $162,000 | 7,205 |
| Net interest income | $365,000 | 7,530 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $18,000 | 7,345 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $16,000 | 6,614 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $2,000 | 7,153 |
| Total noninterest expense | $177,000 | 7,764 |
| Salaries and employee benefits | $103,000 | 7,736 |
| Premises and equipment expense | $7,000 | 7,782 |
| Additional noninterest expense | $67,000 | 7,714 |
| Pre-tax net operating income | $206,000 | 4,908 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $206,000 | 4,855 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $206,000 | 4,856 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $206,000 | 4,855 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $62,000 | 3,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $206,000 | 4,709 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $262,000 | 7,603 |
| Total interest expense | $83,000 | 7,304 |
| Net interest income | $179,000 | 7,634 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $9,000 | 7,461 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $8,000 | 6,669 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,000 | 7,328 |
| Total noninterest expense | $82,000 | 7,884 |
| Salaries and employee benefits | $45,000 | 7,860 |
| Premises and equipment expense | $3,000 | 7,884 |
| Additional noninterest expense | $34,000 | 7,813 |
| Pre-tax net operating income | $106,000 | 4,974 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $106,000 | 4,890 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $106,000 | 4,890 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $106,000 | 4,889 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $31,000 | 2,416 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $106,000 | 4,785 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,082,000 | 7,663 |
| Total interest expense | $410,000 | 7,336 |
| Net interest income | $672,000 | 7,730 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $40,000 | 7,476 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $35,000 | 6,714 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $5,000 | 7,291 |
| Total noninterest expense | $447,000 | 7,905 |
| Salaries and employee benefits | $277,000 | 7,849 |
| Premises and equipment expense | $8,000 | 7,973 |
| Additional noninterest expense | $162,000 | 7,857 |
| Pre-tax net operating income | $265,000 | 4,618 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $265,000 | 4,589 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $265,000 | 4,589 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $265,000 | 4,590 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $101,000 | 4,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $265,000 | 4,520 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $812,000 | 7,752 |
| Total interest expense | $317,000 | 7,413 |
| Net interest income | $495,000 | 7,812 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $31,000 | 7,597 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $26,000 | 6,770 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $5,000 | 7,434 |
| Total noninterest expense | $313,000 | 7,999 |
| Salaries and employee benefits | $189,000 | 7,946 |
| Premises and equipment expense | $6,000 | 8,055 |
| Additional noninterest expense | $118,000 | 7,937 |
| Pre-tax net operating income | $213,000 | 4,876 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $213,000 | 4,787 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $213,000 | 4,788 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $213,000 | 4,788 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $85,000 | 3,687 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $213,000 | 4,722 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $541,000 | 7,829 |
| Total interest expense | $221,000 | 7,480 |
| Net interest income | $320,000 | 7,898 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $19,000 | 7,696 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $16,000 | 6,843 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $3,000 | 7,580 |
| Total noninterest expense | $190,000 | 8,107 |
| Salaries and employee benefits | $122,000 | 8,045 |
| Premises and equipment expense | $4,000 | 8,147 |
| Additional noninterest expense | $64,000 | 8,078 |
| Pre-tax net operating income | $149,000 | 4,939 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $149,000 | 4,875 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $149,000 | 4,871 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $149,000 | 4,872 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $51,000 | 3,628 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $149,000 | 4,788 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $269,000 | 7,886 |
| Total interest expense | $116,000 | 7,512 |
| Net interest income | $153,000 | 7,967 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $10,000 | 7,767 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $8,000 | 6,838 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $2,000 | 7,617 |
| Total noninterest expense | $85,000 | 8,179 |
| Salaries and employee benefits | $53,000 | 8,143 |
| Premises and equipment expense | $3,000 | 8,188 |
| Additional noninterest expense | $29,000 | 8,120 |
| Pre-tax net operating income | $78,000 | 5,281 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $78,000 | 5,262 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $78,000 | 5,267 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $78,000 | 5,266 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $15,000 | 2,962 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $78,000 | 5,091 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,248,000 | 7,839 |
| Total interest expense | $510,000 | 7,645 |
| Net interest income | $738,000 | 7,873 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $45,000 | 7,771 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $40,000 | 6,778 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $5,000 | 7,796 |
| Total noninterest expense | $537,000 | 8,087 |
| Salaries and employee benefits | $331,000 | 8,014 |
| Premises and equipment expense | $14,000 | 8,238 |
| Additional noninterest expense | $192,000 | 7,910 |
| Pre-tax net operating income | $246,000 | 5,607 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $246,000 | 5,309 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $246,000 | 5,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $230,000 | 4,353 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $246,000 | 5,471 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $948,000 | 7,917 |
| Total interest expense | $391,000 | 7,744 |
| Net interest income | $557,000 | 7,952 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $33,000 | 7,911 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $31,000 | 6,807 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,000 | 8,026 |
| Total noninterest expense | $346,000 | 8,211 |
| Salaries and employee benefits | $237,000 | 8,096 |
| Premises and equipment expense | $9,000 | 8,327 |
| Additional noninterest expense | $100,000 | 8,182 |
| Pre-tax net operating income | $244,000 | 5,860 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $244,000 | 5,481 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $244,000 | 5,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $215,000 | 3,795 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $244,000 | 5,655 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $636,000 | 7,967 |
| Total interest expense | $263,000 | 7,838 |
| Net interest income | $373,000 | 7,991 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $22,000 | 7,986 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $20,000 | 6,861 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $2,000 | 8,087 |
| Total noninterest expense | $202,000 | 8,326 |
| Salaries and employee benefits | $155,000 | 8,162 |
| Premises and equipment expense | $6,000 | 8,398 |
| Additional noninterest expense | $41,000 | 8,379 |
| Pre-tax net operating income | $193,000 | 5,867 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $193,000 | 5,662 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $193,000 | 5,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $154,000 | 3,700 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $193,000 | 5,600 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $325,000 | 8,018 |
| Total interest expense | $134,000 | 7,905 |
| Net interest income | $191,000 | 8,015 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $12,000 | 7,989 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $11,000 | 6,800 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,000 | 8,110 |
| Total noninterest expense | $91,000 | 8,390 |
| Salaries and employee benefits | $69,000 | 8,280 |
| Premises and equipment expense | $3,000 | 8,429 |
| Additional noninterest expense | $19,000 | 8,428 |
| Pre-tax net operating income | $112,000 | 5,875 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $112,000 | 5,680 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $112,000 | 5,683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $58,000 | 3,306 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $112,000 | 5,577 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,448,000 | 7,927 |
| Total interest expense | $522,000 | 7,926 |
| Net interest income | $926,000 | 7,839 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $51,000 | 8,023 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $45,000 | 6,835 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $6,000 | 8,155 |
| Total noninterest expense | $458,000 | 8,366 |
| Salaries and employee benefits | $327,000 | 8,216 |
| Premises and equipment expense | $8,000 | 8,485 |
| Additional noninterest expense | $123,000 | 8,366 |
| Pre-tax net operating income | $519,000 | 5,929 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $519,000 | 5,611 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $519,000 | 5,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $285,000 | 4,498 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $519,000 | 5,601 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,072,000 | 8,002 |
| Total interest expense | $380,000 | 7,998 |
| Net interest income | $692,000 | 7,889 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $36,000 | 8,097 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $34,000 | 6,852 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,000 | 8,302 |
| Total noninterest expense | $326,000 | 8,387 |
| Salaries and employee benefits | $238,000 | 8,229 |
| Premises and equipment expense | $10,000 | 8,494 |
| Additional noninterest expense | $78,000 | 8,420 |
| Pre-tax net operating income | $402,000 | 6,165 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $402,000 | 5,827 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $402,000 | 5,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $264,000 | 3,804 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $402,000 | 5,810 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $709,000 | 8,066 |
| Total interest expense | $248,000 | 8,056 |
| Net interest income | $461,000 | 7,951 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $23,000 | 8,167 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $21,000 | 6,953 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $2,000 | 8,320 |
| Total noninterest expense | $215,000 | 8,445 |
| Salaries and employee benefits | $160,000 | 8,284 |
| Premises and equipment expense | $8,000 | 8,534 |
| Additional noninterest expense | $47,000 | 8,496 |
| Pre-tax net operating income | $269,000 | 6,231 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $269,000 | 5,882 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $269,000 | 5,881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $204,000 | 3,589 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $269,000 | 5,867 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $351,000 | 8,119 |
| Total interest expense | $121,000 | 8,118 |
| Net interest income | $230,000 | 8,018 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $12,000 | 8,183 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $10,000 | 6,985 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $2,000 | 8,219 |
| Total noninterest expense | $111,000 | 8,471 |
| Salaries and employee benefits | $81,000 | 8,321 |
| Premises and equipment expense | $7,000 | 8,489 |
| Additional noninterest expense | $23,000 | 8,532 |
| Pre-tax net operating income | $131,000 | 6,286 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $131,000 | 5,922 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $131,000 | 5,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $97,000 | 3,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $131,000 | 5,900 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,365,000 | 8,027 |
| Total interest expense | $423,000 | 8,049 |
| Net interest income | $942,000 | 7,917 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $45,000 | 8,244 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $37,000 | 7,075 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $8,000 | 8,318 |
| Total noninterest expense | $455,000 | 8,489 |
| Salaries and employee benefits | $300,000 | 8,369 |
| Premises and equipment expense | $8,000 | 8,628 |
| Additional noninterest expense | $147,000 | 8,377 |
| Pre-tax net operating income | $532,000 | 6,380 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $532,000 | 6,041 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $532,000 | 6,042 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $389,000 | 4,141 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $532,000 | 6,040 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,018,000 | 8,107 |
| Total interest expense | $305,000 | 8,121 |
| Net interest income | $713,000 | 7,985 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $32,000 | 8,349 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $28,000 | 7,153 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,000 | 8,464 |
| Total noninterest expense | $310,000 | 8,578 |
| Salaries and employee benefits | $209,000 | 8,456 |
| Premises and equipment expense | $28,000 | 8,531 |
| Additional noninterest expense | $73,000 | 8,610 |
| Pre-tax net operating income | $435,000 | 6,476 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $435,000 | 6,064 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $435,000 | 6,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $370,000 | 3,381 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $435,000 | 6,058 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $669,000 | 8,142 |
| Total interest expense | $197,000 | 8,153 |
| Net interest income | $472,000 | 8,042 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $18,000 | 8,448 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $15,000 | 7,286 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,000 | 8,487 |
| Total noninterest expense | $185,000 | 8,648 |
| Salaries and employee benefits | $140,000 | 8,505 |
| Premises and equipment expense | $3,000 | 8,732 |
| Additional noninterest expense | $42,000 | 8,677 |
| Pre-tax net operating income | $305,000 | 6,425 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $305,000 | 5,979 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $305,000 | 5,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $314,000 | 3,039 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $305,000 | 5,976 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $318,000 | 8,210 |
| Total interest expense | $93,000 | 8,186 |
| Net interest income | $225,000 | 8,125 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $10,000 | 8,429 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $8,000 | 7,290 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,000 | 8,382 |
| Total noninterest expense | $73,000 | 8,722 |
| Salaries and employee benefits | $51,000 | 8,653 |
| Premises and equipment expense | $2,000 | 8,734 |
| Additional noninterest expense | $20,000 | 8,697 |
| Pre-tax net operating income | $162,000 | 6,259 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $162,000 | 5,785 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $162,000 | 5,786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $167,000 | 2,615 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $162,000 | 5,783 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,172,000 | 8,200 |
| Total interest expense | $308,000 | 8,164 |
| Net interest income | $864,000 | 8,136 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $57,000 | 8,376 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $28,000 | 7,373 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $29,000 | 7,878 |
| Total noninterest expense | $432,000 | 8,644 |
| Salaries and employee benefits | $293,000 | 8,498 |
| Premises and equipment expense | $19,000 | 8,734 |
| Additional noninterest expense | $120,000 | 8,631 |
| Pre-tax net operating income | $489,000 | 6,786 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $489,000 | 6,415 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $489,000 | 6,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $437,000 | 3,869 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $489,000 | 6,388 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $855,000 | 8,263 |
| Total interest expense | $226,000 | 8,192 |
| Net interest income | $629,000 | 8,210 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $44,000 | 8,399 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $22,000 | 7,408 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $22,000 | 7,899 |
| Total noninterest expense | $292,000 | 8,687 |
| Salaries and employee benefits | $204,000 | 8,550 |
| Premises and equipment expense | $21,000 | 8,691 |
| Additional noninterest expense | $67,000 | 8,733 |
| Pre-tax net operating income | $381,000 | 6,876 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $381,000 | 6,478 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $381,000 | 6,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $418,000 | 3,083 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $381,000 | 6,439 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $551,000 | 8,302 |
| Total interest expense | $144,000 | 8,207 |
| Net interest income | $407,000 | 8,262 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $36,000 | 8,267 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $14,000 | 7,451 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $22,000 | 7,544 |
| Total noninterest expense | $173,000 | 8,737 |
| Salaries and employee benefits | $130,000 | 8,596 |
| Premises and equipment expense | $6,000 | 8,783 |
| Additional noninterest expense | $37,000 | 8,775 |
| Pre-tax net operating income | $270,000 | 6,773 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $270,000 | 6,354 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $270,000 | 6,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $378,000 | 2,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $270,000 | 6,298 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $268,000 | 8,392 |
| Total interest expense | $70,000 | 8,259 |
| Net interest income | $198,000 | 8,363 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $27,000 | 7,907 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $7,000 | 7,502 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $20,000 | 6,849 |
| Total noninterest expense | $75,000 | 8,845 |
| Salaries and employee benefits | $56,000 | 8,727 |
| Premises and equipment expense | $2,000 | 8,862 |
| Additional noninterest expense | $17,000 | 8,855 |
| Pre-tax net operating income | $150,000 | 6,565 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $150,000 | 6,094 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $150,000 | 6,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $313,000 | 1,687 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $150,000 | 6,054 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,099,000 | 8,318 |
| Total interest expense | $286,000 | 8,162 |
| Net interest income | $813,000 | 8,285 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $41,000 | 8,641 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $34,000 | 7,505 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $7,000 | 8,637 |
| Total noninterest expense | $405,000 | 8,785 |
| Salaries and employee benefits | $281,000 | 8,641 |
| Premises and equipment expense | $10,000 | 8,917 |
| Additional noninterest expense | $114,000 | 8,761 |
| Pre-tax net operating income | $449,000 | 6,869 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $449,000 | 6,556 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $449,000 | 6,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $296,000 | 4,410 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $449,000 | 6,493 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $821,000 | 8,362 |
| Total interest expense | $217,000 | 8,173 |
| Net interest income | $604,000 | 8,339 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $29,000 | 8,709 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $26,000 | 7,549 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,000 | 8,783 |
| Total noninterest expense | $307,000 | 8,807 |
| Salaries and employee benefits | $188,000 | 8,747 |
| Premises and equipment expense | $37,000 | 8,631 |
| Additional noninterest expense | $82,000 | 8,820 |
| Pre-tax net operating income | $326,000 | 7,065 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $326,000 | 6,750 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $326,000 | 6,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $254,000 | 3,660 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $326,000 | 6,674 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $552,000 | 8,398 |
| Total interest expense | $148,000 | 8,213 |
| Net interest income | $404,000 | 8,376 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $19,000 | 8,770 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $17,000 | 7,603 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,000 | 8,825 |
| Total noninterest expense | $188,000 | 8,904 |
| Salaries and employee benefits | $121,000 | 8,818 |
| Premises and equipment expense | $14,000 | 8,907 |
| Additional noninterest expense | $53,000 | 8,886 |
| Pre-tax net operating income | $235,000 | 6,939 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $235,000 | 6,578 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $235,000 | 6,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $119,000 | 4,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $235,000 | 6,495 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $280,000 | 8,438 |
| Total interest expense | $76,000 | 8,251 |
| Net interest income | $204,000 | 8,415 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $11,000 | 8,767 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $9,000 | 7,564 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $2,000 | 8,709 |
| Total noninterest expense | $99,000 | 8,914 |
| Salaries and employee benefits | $68,000 | 8,796 |
| Premises and equipment expense | $2,000 | 9,056 |
| Additional noninterest expense | $29,000 | 8,867 |
| Pre-tax net operating income | $116,000 | 6,916 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $116,000 | 6,595 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $116,000 | 6,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $116,000 | 6,473 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,189,000 | 8,406 |
| Total interest expense | $380,000 | 8,176 |
| Net interest income | $809,000 | 8,399 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $47,000 | 8,820 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $38,000 | 7,611 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $9,000 | 8,800 |
| Total noninterest expense | $434,000 | 8,925 |
| Salaries and employee benefits | $317,000 | 8,715 |
| Premises and equipment expense | $7,000 | 9,132 |
| Additional noninterest expense | $110,000 | 8,953 |
| Pre-tax net operating income | $422,000 | 6,945 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $422,000 | 6,700 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $422,000 | 6,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,310 |
| Cash dividends | $282,000 | 4,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $422,000 | 6,540 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $884,000 | 8,510 |
| Total interest expense | $297,000 | 8,255 |
| Net interest income | $587,000 | 8,516 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $32,000 | 8,929 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $28,000 | 7,684 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,000 | 8,966 |
| Total noninterest expense | $300,000 | 9,016 |
| Salaries and employee benefits | $227,000 | 8,772 |
| Premises and equipment expense | $4,000 | 9,187 |
| Additional noninterest expense | $69,000 | 9,074 |
| Pre-tax net operating income | $319,000 | 7,074 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $319,000 | 6,837 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $319,000 | 6,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $255,000 | 3,697 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $319,000 | 6,660 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $594,000 | 8,562 |
| Total interest expense | $203,000 | 8,311 |
| Net interest income | $391,000 | 8,551 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $22,000 | 8,940 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $19,000 | 7,696 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $3,000 | 8,960 |
| Total noninterest expense | $221,000 | 8,977 |
| Salaries and employee benefits | $176,000 | 8,610 |
| Premises and equipment expense | $3,000 | 9,214 |
| Additional noninterest expense | $42,000 | 9,118 |
| Pre-tax net operating income | $192,000 | 7,272 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $192,000 | 7,041 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $192,000 | 7,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $236,000 | 3,258 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $192,000 | 6,853 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $296,000 | 8,617 |
| Total interest expense | $105,000 | 8,367 |
| Net interest income | $191,000 | 8,626 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $12,000 | 8,928 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $10,000 | 7,640 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,000 | 8,884 |
| Total noninterest expense | $113,000 | 9,006 |
| Salaries and employee benefits | $89,000 | 8,648 |
| Premises and equipment expense | $2,000 | 9,243 |
| Additional noninterest expense | $22,000 | 9,147 |
| Pre-tax net operating income | $90,000 | 7,351 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $90,000 | 7,087 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $90,000 | 7,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $195,000 | 2,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $90,000 | 6,937 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,266,000 | 8,616 |
| Total interest expense | $531,000 | 8,296 |
| Net interest income | $735,000 | 8,687 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $43,000 | 9,014 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $37,000 | 7,739 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $6,000 | 9,043 |
| Total noninterest expense | $468,000 | 9,038 |
| Salaries and employee benefits | $350,000 | 8,701 |
| Premises and equipment expense | $16,000 | 9,261 |
| Additional noninterest expense | $102,000 | 9,159 |
| Pre-tax net operating income | $310,000 | 7,506 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $13,000 | 7,204 |
| Income before extraordinary items | $297,000 | 7,335 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $297,000 | 7,334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $23,000 | 6,203 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $297,000 | 7,233 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,503,000 | 8,730 |
| Total interest expense | $692,000 | 8,636 |
| Net interest income | $811,000 | 8,643 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $38,000 | 9,288 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $33,000 | 7,927 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $5,000 | 9,318 |
| Total noninterest expense | $475,000 | 9,229 |
| Salaries and employee benefits | $341,000 | 8,890 |
| Premises and equipment expense | $6,000 | 9,566 |
| Additional noninterest expense | $128,000 | 9,204 |
| Pre-tax net operating income | $374,000 | 7,088 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $135,000 | 5,613 |
| Income before extraordinary items | $239,000 | 7,497 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $239,000 | 7,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $2,210,000 | 1,222 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $239,000 | 7,381 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,599,000 | 8,845 |
| Total interest expense | $644,000 | 8,963 |
| Net interest income | $955,000 | 8,580 |
| Provision for loan and lease losses | $25,000 | 7,386 |
| Total noninterest income | $39,000 | 9,472 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $35,000 | 7,980 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 9,680 |
| Total noninterest expense | $463,000 | 9,467 |
| Salaries and employee benefits | $326,000 | 9,131 |
| Premises and equipment expense | $52,000 | 9,324 |
| Additional noninterest expense | $85,000 | 9,719 |
| Pre-tax net operating income | $506,000 | 6,965 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $189,000 | 5,498 |
| Income before extraordinary items | $317,000 | 7,370 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $317,000 | 7,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,352 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $-85,000 | 9,772 |
| Net operating income | $317,000 | 7,373 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,531,000 | 9,030 |
| Total interest expense | $655,000 | 9,058 |
| Net interest income | $876,000 | 8,899 |
| Provision for loan and lease losses | $50,000 | 6,505 |
| Total noninterest income | $42,000 | 9,707 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $37,000 | 8,144 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 9,956 |
| Total noninterest expense | $397,000 | 9,883 |
| Salaries and employee benefits | $310,000 | 9,412 |
| Premises and equipment expense | $8,000 | 10,162 |
| Additional noninterest expense | $79,000 | 10,054 |
| Pre-tax net operating income | $471,000 | 7,277 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $182,000 | 5,901 |
| Income before extraordinary items | $289,000 | 7,666 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $289,000 | 7,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 9,311 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $289,000 | 7,642 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,506,000 | 9,285 |
| Total interest expense | $635,000 | 9,387 |
| Net interest income | $871,000 | 9,087 |
| Provision for loan and lease losses | $25,000 | 7,503 |
| Total noninterest income | $44,000 | 9,925 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $40,000 | 8,291 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 10,240 |
| Total noninterest expense | $406,000 | 10,043 |
| Salaries and employee benefits | $310,000 | 9,571 |
| Premises and equipment expense | $19,000 | 10,320 |
| Additional noninterest expense | $77,000 | 10,277 |
| Pre-tax net operating income | $484,000 | 7,456 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $185,000 | 6,353 |
| Income before extraordinary items | $299,000 | 7,902 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $299,000 | 7,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $299,000 | 7,813 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,502,000 | 9,661 |
| Total interest expense | $634,000 | 9,730 |
| Net interest income | $868,000 | 9,497 |
| Provision for loan and lease losses | $45,000 | 6,862 |
| Total noninterest income | $45,000 | 10,368 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $41,000 | 8,648 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 10,710 |
| Total noninterest expense | $411,000 | 10,440 |
| Salaries and employee benefits | $301,000 | 9,948 |
| Premises and equipment expense | $33,000 | 10,570 |
| Additional noninterest expense | $77,000 | 10,716 |
| Pre-tax net operating income | $457,000 | 8,151 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $188,000 | 7,057 |
| Income before extraordinary items | $269,000 | 8,607 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $269,000 | 8,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $269,000 | 8,569 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,446,000 | 10,194 |
| Total interest expense | $642,000 | 10,145 |
| Net interest income | $804,000 | 10,103 |
| Provision for loan and lease losses | $12,000 | 8,364 |
| Total noninterest income | $50,000 | 10,852 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $43,000 | 9,024 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 11,116 |
| Total noninterest expense | $430,000 | 10,871 |
| Salaries and employee benefits | $293,000 | 10,408 |
| Premises and equipment expense | $81,000 | 9,791 |
| Additional noninterest expense | $56,000 | 11,363 |
| Pre-tax net operating income | $412,000 | 8,438 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $156,000 | 7,799 |
| Income before extraordinary items | $256,000 | 8,784 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $256,000 | 8,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,767 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $256,000 | 8,722 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,338,000 | 10,781 |
| Total interest expense | $559,000 | 10,815 |
| Net interest income | $779,000 | 10,598 |
| Provision for loan and lease losses | $12,000 | 8,132 |
| Total noninterest income | $46,000 | 11,420 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $42,000 | 9,474 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 11,796 |
| Total noninterest expense | $391,000 | 11,455 |
| Salaries and employee benefits | $265,000 | 11,045 |
| Premises and equipment expense | $54,000 | 10,964 |
| Additional noninterest expense | $72,000 | 11,807 |
| Pre-tax net operating income | $422,000 | 8,926 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $157,000 | 8,143 |
| Income before extraordinary items | $265,000 | 9,270 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $265,000 | 9,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 10,354 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $265,000 | 9,246 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,162,000 | 11,420 |
| Total interest expense | $497,000 | 11,118 |
| Net interest income | $665,000 | 11,509 |
| Provision for loan and lease losses | $40,000 | 6,585 |
| Total noninterest income | $46,000 | 12,016 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $42,000 | 9,972 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 12,414 |
| Total noninterest expense | $377,000 | 12,129 |
| Salaries and employee benefits | $262,000 | 11,555 |
| Premises and equipment expense | $36,000 | 12,088 |
| Additional noninterest expense | $79,000 | 12,440 |
| Pre-tax net operating income | $294,000 | 10,177 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $103,000 | 9,288 |
| Income before extraordinary items | $191,000 | 10,382 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $191,000 | 10,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,849 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $191,000 | 10,434 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,162,000 | 11,961 |
| Total interest expense | $501,000 | 11,680 |
| Net interest income | $661,000 | 12,004 |
| Provision for loan and lease losses | $50,000 | 7,415 |
| Total noninterest income | $48,000 | 12,596 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $44,000 | 10,269 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 13,083 |
| Total noninterest expense | $393,000 | 12,677 |
| Salaries and employee benefits | $276,000 | 11,915 |
| Premises and equipment expense | $40,000 | 12,537 |
| Additional noninterest expense | $77,000 | 13,100 |
| Pre-tax net operating income | $266,000 | 10,495 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $86,000 | 10,077 |
| Income before extraordinary items | $180,000 | 10,869 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $180,000 | 10,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 6,608 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $180,000 | 10,652 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,286,000 | 12,432 |
| Total interest expense | $614,000 | 12,232 |
| Net interest income | $672,000 | 12,431 |
| Provision for loan and lease losses | $55,000 | 8,828 |
| Total noninterest income | $43,000 | 13,263 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $40,000 | 10,701 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 13,771 |
| Total noninterest expense | $388,000 | 13,225 |
| Salaries and employee benefits | $277,000 | 12,279 |
| Premises and equipment expense | $31,000 | 13,377 |
| Additional noninterest expense | $80,000 | 13,689 |
| Pre-tax net operating income | $272,000 | 10,405 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $100,000 | 9,918 |
| Income before extraordinary items | $172,000 | 10,960 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $172,000 | 11,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 7,548 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $-21,000 | 13,793 |
| Net operating income | $172,000 | 10,632 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.