Home > The Winton Savings and Loan Company > Assets and Liabilities
The Winton Savings and Loan Company, Assets and Liabilities
| 2004-12-31 | Rank | |
| # of Employees: | 125 | 1,373 |
| Assets and Liabilities | ||
| Total Assets: | $548,973,000 | 1,056 |
| Cash and due from depository institutions | $5,943,000 | 1,373 |
| Interest-bearing balances | $3,844,000 | 1,353 |
| Securities | $36,904,000 | 3,100 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $481,645,000 | 800 |
| Loan loss allowance | $2,429,000 | 1,938 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,517,000 | 1,584 |
| Other real estate owned | $3,320,000 | 1,373 |
| Goodwill and other intangibles | $944,000 | 1,689 |
| All other assets | $13,700,000 | 1,148 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $548,973,000 | 1,056 |
| Total liabilities | $508,665,000 | 1,022 |
| Total deposits | $370,558,000 | 1,223 |
| Interest-bearing deposits | $355,106,000 | 1,063 |
| Deposits held in domestic offices | $370,558,000 | 1,220 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $132,587,000 | 439 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $5,520,000 | 860 |
| Total equity capital | $40,308,000 | 1,418 |
| Total bank equity capital | $40,308,000 | 1,418 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $406,000 | 4,578 |
| Surplus | $7,920,000 | 2,506 |
| Undivided profits | $31,982,000 | 1,039 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,512,000 | 1,686 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $2,767,000 | 974 |
| Earning assets | $522,393,000 | 1,015 |
| Long-term assets (5+ years) | $0 | 7,981 |
| Average Assets, year-to-date | $552,188,400 | 997 |
| Average Assets, quarterly | $550,099,000 | 1,034 |
| Volatile liabilities | $231,186,000 | 589 |
| Insider loans | $0 | 8,048 |
| FHLB advances | $132,587,000 | 378 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $68,563,000 | 1,254 |
| Tier 1 (core) risk-based capital | $40,242,000 | 1,320 |
| Tier 2 risk-based capital | $2,429,000 | 1,857 |
| Total risk weighted assets | $401,648,000 | 1,004 |
| Total unused commitments | $68,563,000 | 1,255 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 134 | 1,256 |
| Assets and Liabilities | ||
| Total Assets: | $551,225,000 | 1,031 |
| Cash and due from depository institutions | $5,778,000 | 1,256 |
| Interest-bearing balances | $3,485,000 | 1,508 |
| Securities | $36,848,000 | 3,101 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $483,329,000 | 785 |
| Loan loss allowance | $2,448,000 | 1,910 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $6,857,000 | 1,458 |
| Other real estate owned | $4,217,000 | 1,256 |
| Goodwill and other intangibles | $1,015,000 | 1,609 |
| All other assets | $13,181,000 | 1,162 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $551,225,000 | 1,031 |
| Total liabilities | $502,545,000 | 1,012 |
| Total deposits | $369,489,000 | 1,201 |
| Interest-bearing deposits | $360,301,000 | 1,029 |
| Deposits held in domestic offices | $369,489,000 | 1,197 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $129,088,000 | 452 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,968,000 | 1,104 |
| Total equity capital | $48,680,000 | 1,165 |
| Total bank equity capital | $48,680,000 | 1,165 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $406,000 | 4,589 |
| Surplus | $7,920,000 | 2,472 |
| Undivided profits | $40,354,000 | 827 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,245,000 | 2,139 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $2,807,000 | 978 |
| Earning assets | $523,662,000 | 997 |
| Long-term assets (5+ years) | $0 | 8,028 |
| Average Assets, year-to-date | $552,992,250 | 993 |
| Average Assets, quarterly | $553,157,500 | 1,017 |
| Volatile liabilities | $224,599,000 | 594 |
| Insider loans | $0 | 8,077 |
| FHLB advances | $129,088,000 | 388 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $81,233,000 | 1,080 |
| Tier 1 (core) risk-based capital | $48,551,000 | 1,080 |
| Tier 2 risk-based capital | $2,448,000 | 1,814 |
| Total risk weighted assets | $401,815,000 | 984 |
| Total unused commitments | $81,233,000 | 1,081 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 136 | 1,255 |
| Assets and Liabilities | ||
| Total Assets: | $555,090,000 | 1,007 |
| Cash and due from depository institutions | $5,054,000 | 1,255 |
| Interest-bearing balances | $2,991,000 | 1,668 |
| Securities | $23,232,000 | 4,370 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $502,496,000 | 729 |
| Loan loss allowance | $2,381,000 | 1,950 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $7,036,000 | 1,407 |
| Other real estate owned | $1,228,000 | 1,255 |
| Goodwill and other intangibles | $724,000 | 1,835 |
| All other assets | $15,320,000 | 1,016 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $555,090,000 | 1,007 |
| Total liabilities | $505,713,000 | 994 |
| Total deposits | $370,018,000 | 1,180 |
| Interest-bearing deposits | $360,752,000 | 1,008 |
| Deposits held in domestic offices | $370,018,000 | 1,176 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $130,589,000 | 447 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $5,106,000 | 852 |
| Total equity capital | $49,377,000 | 1,115 |
| Total bank equity capital | $49,377,000 | 1,115 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $406,000 | 4,621 |
| Surplus | $7,920,000 | 2,433 |
| Undivided profits | $41,051,000 | 775 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,361,000 | 675 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $2,568,000 | 1,013 |
| Earning assets | $528,719,000 | 961 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $553,581,330 | 983 |
| Average Assets, quarterly | $552,022,000 | 992 |
| Volatile liabilities | $226,153,000 | 578 |
| Insider loans | $0 | 8,164 |
| FHLB advances | $130,589,000 | 385 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $87,334,000 | 1,000 |
| Tier 1 (core) risk-based capital | $49,515,000 | 1,047 |
| Tier 2 risk-based capital | $2,381,000 | 1,836 |
| Total risk weighted assets | $410,459,000 | 948 |
| Total unused commitments | $87,334,000 | 1,000 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 131 | 1,300 |
| Assets and Liabilities | ||
| Total Assets: | $548,954,000 | 1,000 |
| Cash and due from depository institutions | $11,529,000 | 1,300 |
| Interest-bearing balances | $9,506,000 | 777 |
| Securities | $21,978,000 | 4,503 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $490,471,000 | 737 |
| Loan loss allowance | $2,381,000 | 1,931 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $6,711,000 | 1,461 |
| Other real estate owned | $1,247,000 | 1,300 |
| Goodwill and other intangibles | $741,000 | 1,816 |
| All other assets | $16,277,000 | 918 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $548,954,000 | 1,000 |
| Total liabilities | $501,475,000 | 991 |
| Total deposits | $368,650,000 | 1,173 |
| Interest-bearing deposits | $359,936,000 | 1,003 |
| Deposits held in domestic offices | $368,650,000 | 1,171 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $128,589,000 | 434 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $4,236,000 | 1,106 |
| Total equity capital | $47,479,000 | 1,173 |
| Total bank equity capital | $47,479,000 | 1,173 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $406,000 | 4,633 |
| Surplus | $7,920,000 | 2,406 |
| Undivided profits | $39,153,000 | 843 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,096,000 | 741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $2,544,000 | 1,014 |
| Earning assets | $521,955,000 | 963 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $552,827,000 | 987 |
| Average Assets, quarterly | $552,827,000 | 987 |
| Volatile liabilities | $222,645,000 | 576 |
| Insider loans | $0 | 8,165 |
| FHLB advances | $128,589,000 | 372 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $95,456,000 | 897 |
| Tier 1 (core) risk-based capital | $47,218,000 | 1,083 |
| Tier 2 risk-based capital | $2,381,000 | 1,816 |
| Total risk weighted assets | $410,579,000 | 937 |
| Total unused commitments | $95,456,000 | 898 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 134 | 1,273 |
| Assets and Liabilities | ||
| Total Assets: | $556,700,000 | 1,003 |
| Cash and due from depository institutions | $14,957,000 | 1,273 |
| Interest-bearing balances | $13,257,000 | 487 |
| Securities | $31,217,000 | 3,604 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $485,309,000 | 739 |
| Loan loss allowance | $2,325,000 | 1,956 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $6,327,000 | 1,546 |
| Other real estate owned | $771,000 | 1,273 |
| Goodwill and other intangibles | $631,000 | 1,908 |
| All other assets | $17,488,000 | 885 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $556,700,000 | 1,003 |
| Total liabilities | $510,552,000 | 982 |
| Total deposits | $366,203,000 | 1,170 |
| Interest-bearing deposits | $355,291,000 | 1,017 |
| Deposits held in domestic offices | $366,203,000 | 1,169 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $140,596,000 | 420 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,753,000 | 1,155 |
| Total equity capital | $46,148,000 | 1,179 |
| Total bank equity capital | $46,148,000 | 1,179 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $406,000 | 4,673 |
| Surplus | $7,920,000 | 2,375 |
| Undivided profits | $37,822,000 | 841 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,455,000 | 881 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $2,517,000 | 1,055 |
| Earning assets | $529,783,000 | 962 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $529,176,400 | 1,008 |
| Average Assets, quarterly | $550,047,000 | 1,001 |
| Volatile liabilities | $233,894,000 | 558 |
| Insider loans | $0 | 8,219 |
| FHLB advances | $140,596,000 | 352 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $84,466,000 | 961 |
| Tier 1 (core) risk-based capital | $45,977,000 | 1,102 |
| Tier 2 risk-based capital | $2,325,000 | 1,837 |
| Total risk weighted assets | $390,461,000 | 974 |
| Total unused commitments | $84,466,000 | 962 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 136 | 1,263 |
| Assets and Liabilities | ||
| Total Assets: | $543,394,000 | 1,024 |
| Cash and due from depository institutions | $9,394,000 | 1,263 |
| Interest-bearing balances | $7,595,000 | 963 |
| Securities | $27,232,000 | 3,902 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $481,282,000 | 752 |
| Loan loss allowance | $2,265,000 | 2,018 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,131,000 | 1,579 |
| Other real estate owned | $846,000 | 1,263 |
| Goodwill and other intangibles | $616,000 | 1,902 |
| All other assets | $17,893,000 | 858 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $543,394,000 | 1,024 |
| Total liabilities | $498,247,000 | 1,007 |
| Total deposits | $357,740,000 | 1,221 |
| Interest-bearing deposits | $346,554,000 | 1,063 |
| Deposits held in domestic offices | $357,740,000 | 1,219 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $136,612,000 | 422 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,895,000 | 1,184 |
| Total equity capital | $45,147,000 | 1,212 |
| Total bank equity capital | $45,147,000 | 1,212 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $406,000 | 4,705 |
| Surplus | $7,920,000 | 2,336 |
| Undivided profits | $36,821,000 | 867 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,759,000 | 867 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $2,542,000 | 1,078 |
| Earning assets | $516,109,000 | 988 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $522,295,500 | 1,040 |
| Average Assets, quarterly | $531,001,000 | 1,044 |
| Volatile liabilities | $227,836,000 | 558 |
| Insider loans | $0 | 8,298 |
| FHLB advances | $136,612,000 | 354 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $93,488,000 | 897 |
| Tier 1 (core) risk-based capital | $45,007,000 | 1,130 |
| Tier 2 risk-based capital | $2,265,000 | 1,868 |
| Total risk weighted assets | $400,751,000 | 952 |
| Total unused commitments | $93,488,000 | 899 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 132 | 1,321 |
| Assets and Liabilities | ||
| Total Assets: | $518,608,000 | 1,068 |
| Cash and due from depository institutions | $23,806,000 | 1,321 |
| Interest-bearing balances | $22,212,000 | 374 |
| Securities | $24,827,000 | 4,070 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $441,192,000 | 798 |
| Loan loss allowance | $2,129,000 | 2,111 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,840,000 | 1,983 |
| Other real estate owned | $1,916,000 | 1,321 |
| Goodwill and other intangibles | $765,000 | 1,737 |
| All other assets | $21,262,000 | 705 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $518,608,000 | 1,068 |
| Total liabilities | $473,343,000 | 1,058 |
| Total deposits | $346,014,000 | 1,255 |
| Interest-bearing deposits | $336,482,000 | 1,095 |
| Deposits held in domestic offices | $346,014,000 | 1,254 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $121,134,000 | 458 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $6,195,000 | 868 |
| Total equity capital | $45,265,000 | 1,199 |
| Total bank equity capital | $45,265,000 | 1,199 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $406,000 | 4,717 |
| Surplus | $7,920,000 | 2,297 |
| Undivided profits | $36,939,000 | 878 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,705,000 | 888 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $2,579,000 | 1,054 |
| Earning assets | $488,231,000 | 1,039 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $515,262,670 | 1,048 |
| Average Assets, quarterly | $514,888,500 | 1,060 |
| Volatile liabilities | $208,193,000 | 595 |
| Insider loans | $224,000 | 6,687 |
| FHLB advances | $121,134,000 | 391 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $161,243,000 | 606 |
| Tier 1 (core) risk-based capital | $44,849,000 | 1,107 |
| Tier 2 risk-based capital | $2,129,000 | 1,936 |
| Total risk weighted assets | $374,468,000 | 992 |
| Total unused commitments | $161,243,000 | 608 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 122 | 1,424 |
| Assets and Liabilities | ||
| Total Assets: | $511,169,000 | 1,055 |
| Cash and due from depository institutions | $26,326,000 | 1,424 |
| Interest-bearing balances | $24,911,000 | 313 |
| Securities | $22,149,000 | 4,364 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $438,515,000 | 791 |
| Loan loss allowance | $2,051,000 | 2,127 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,397,000 | 2,143 |
| Other real estate owned | $1,920,000 | 1,424 |
| Goodwill and other intangibles | $773,000 | 1,723 |
| All other assets | $17,089,000 | 856 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $511,169,000 | 1,055 |
| Total liabilities | $467,342,000 | 1,049 |
| Total deposits | $337,702,000 | 1,270 |
| Interest-bearing deposits | $329,088,000 | 1,118 |
| Deposits held in domestic offices | $337,702,000 | 1,268 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $125,173,000 | 435 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,467,000 | 1,117 |
| Total equity capital | $43,827,000 | 1,219 |
| Total bank equity capital | $43,827,000 | 1,219 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $406,000 | 4,732 |
| Surplus | $7,920,000 | 2,268 |
| Undivided profits | $35,501,000 | 880 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,408,000 | 755 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $2,630,000 | 1,059 |
| Earning assets | $485,575,000 | 1,015 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $513,590,000 | 1,045 |
| Average Assets, quarterly | $513,590,000 | 1,045 |
| Volatile liabilities | $204,797,000 | 591 |
| Insider loans | $0 | 8,373 |
| FHLB advances | $125,173,000 | 366 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $122,922,000 | 709 |
| Tier 1 (core) risk-based capital | $43,573,000 | 1,122 |
| Tier 2 risk-based capital | $2,051,000 | 1,958 |
| Total risk weighted assets | $380,024,000 | 959 |
| Total unused commitments | $123,922,000 | 707 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 122 | 1,404 |
| Assets and Liabilities | ||
| Total Assets: | $516,011,000 | 1,040 |
| Cash and due from depository institutions | $22,160,000 | 1,404 |
| Interest-bearing balances | $20,649,000 | 357 |
| Securities | $18,960,000 | 4,807 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $451,529,000 | 764 |
| Loan loss allowance | $1,948,000 | 2,189 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,836,000 | 2,450 |
| Other real estate owned | $2,220,000 | 1,404 |
| Goodwill and other intangibles | $800,000 | 1,674 |
| All other assets | $16,506,000 | 863 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $516,011,000 | 1,040 |
| Total liabilities | $473,363,000 | 1,028 |
| Total deposits | $338,263,000 | 1,239 |
| Interest-bearing deposits | $328,040,000 | 1,095 |
| Deposits held in domestic offices | $338,263,000 | 1,237 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $131,765,000 | 421 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,335,000 | 1,371 |
| Total equity capital | $42,648,000 | 1,228 |
| Total bank equity capital | $42,648,000 | 1,228 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $406,000 | 4,740 |
| Surplus | $7,920,000 | 2,231 |
| Undivided profits | $34,322,000 | 895 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,137,000 | 763 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $2,551,000 | 1,121 |
| Earning assets | $491,138,000 | 995 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $496,526,400 | 1,027 |
| Average Assets, quarterly | $510,502,000 | 1,043 |
| Volatile liabilities | $211,630,000 | 579 |
| Insider loans | $230,000 | 6,701 |
| FHLB advances | $131,765,000 | 349 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $102,929,000 | 780 |
| Tier 1 (core) risk-based capital | $42,419,000 | 1,134 |
| Tier 2 risk-based capital | $1,948,000 | 2,023 |
| Total risk weighted assets | $413,503,000 | 878 |
| Total unused commitments | $102,929,000 | 780 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 114 | 1,474 |
| Assets and Liabilities | ||
| Total Assets: | $483,718,000 | 1,060 |
| Cash and due from depository institutions | $3,465,000 | 1,474 |
| Interest-bearing balances | $1,924,000 | 2,327 |
| Securities | $20,461,000 | 4,464 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $436,560,000 | 773 |
| Loan loss allowance | $1,675,000 | 2,348 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,216,000 | 2,783 |
| Other real estate owned | $481,000 | 1,474 |
| Goodwill and other intangibles | $838,000 | 1,570 |
| All other assets | $18,697,000 | 750 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $483,718,000 | 1,060 |
| Total liabilities | $444,855,000 | 1,048 |
| Total deposits | $314,479,000 | 1,257 |
| Interest-bearing deposits | $302,878,000 | 1,143 |
| Deposits held in domestic offices | $314,479,000 | 1,254 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $127,485,000 | 413 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,891,000 | 1,496 |
| Total equity capital | $38,863,000 | 1,271 |
| Total bank equity capital | $38,863,000 | 1,271 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $406,000 | 4,842 |
| Surplus | $7,920,000 | 2,122 |
| Undivided profits | $30,537,000 | 926 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,861,000 | 784 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $2,845,000 | 1,085 |
| Earning assets | $458,945,000 | 1,017 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $471,150,200 | 1,036 |
| Average Assets, quarterly | $478,340,000 | 1,062 |
| Volatile liabilities | $198,822,000 | 578 |
| Insider loans | $0 | 8,624 |
| FHLB advances | $127,485,000 | 337 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $41,435,000 | 1,457 |
| Tier 1 (core) risk-based capital | $38,377,000 | 1,188 |
| Tier 2 risk-based capital | $1,675,000 | 2,171 |
| Total risk weighted assets | $353,737,000 | 972 |
| Total unused commitments | $41,435,000 | 1,461 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 109 | 1,528 |
| Assets and Liabilities | ||
| Total Assets: | $464,307,000 | 1,049 |
| Cash and due from depository institutions | $2,509,000 | 1,528 |
| Interest-bearing balances | $908,000 | 2,487 |
| Securities | $31,454,000 | 3,314 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $413,364,000 | 785 |
| Loan loss allowance | $1,005,000 | 3,463 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,395,000 | 2,596 |
| Other real estate owned | $613,000 | 1,528 |
| Goodwill and other intangibles | $1,004,000 | 1,429 |
| All other assets | $11,968,000 | 850 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $464,307,000 | 1,049 |
| Total liabilities | $428,312,000 | 1,022 |
| Total deposits | $316,802,000 | 1,194 |
| Interest-bearing deposits | $308,887,000 | 1,070 |
| Deposits held in domestic offices | $316,802,000 | 1,189 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $108,549,000 | 446 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,961,000 | 1,493 |
| Total equity capital | $35,995,000 | 1,280 |
| Total bank equity capital | $35,995,000 | 1,280 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $406,000 | 4,994 |
| Surplus | $7,920,000 | 2,068 |
| Undivided profits | $27,669,000 | 971 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $675,000 | 3,082 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $2,896,000 | 852 |
| Earning assets | $445,726,000 | 1,012 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $471,154,400 | 986 |
| Average Assets, quarterly | $464,367,000 | 1,038 |
| Volatile liabilities | $167,796,000 | 673 |
| Insider loans | $0 | 8,879 |
| FHLB advances | $108,549,000 | 129 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $40,497,000 | 1,370 |
| Tier 1 (core) risk-based capital | $35,622,000 | 1,228 |
| Tier 2 risk-based capital | $1,005,000 | 3,260 |
| Total risk weighted assets | $324,133,000 | 1,014 |
| Total unused commitments | $40,497,000 | 1,371 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 110 | 1,555 |
| Assets and Liabilities | ||
| Total Assets: | $472,708,000 | 1,020 |
| Cash and due from depository institutions | $2,245,000 | 1,555 |
| Interest-bearing balances | $50,000 | 5,427 |
| Securities | $35,657,000 | 3,097 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $419,383,000 | 764 |
| Loan loss allowance | $940,000 | 3,617 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,681,000 | 2,349 |
| Other real estate owned | $502,000 | 1,555 |
| Goodwill and other intangibles | $1,117,000 | 1,425 |
| All other assets | $10,123,000 | 981 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $472,708,000 | 1,020 |
| Total liabilities | $438,908,000 | 1,000 |
| Total deposits | $310,311,000 | 1,184 |
| Interest-bearing deposits | $303,098,000 | 1,063 |
| Deposits held in domestic offices | $310,311,000 | 1,178 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $125,707,000 | 433 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $2,890,000 | 1,402 |
| Total equity capital | $33,800,000 | 1,325 |
| Total bank equity capital | $33,800,000 | 1,325 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $406,000 | 5,147 |
| Surplus | $7,920,000 | 2,034 |
| Undivided profits | $25,474,000 | 980 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $431,000 | 3,995 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $2,677,000 | 785 |
| Earning assets | $455,090,000 | 979 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $451,822,200 | 1,015 |
| Average Assets, quarterly | $468,951,500 | 1,020 |
| Volatile liabilities | $183,166,000 | 649 |
| Insider loans | $0 | 9,133 |
| FHLB advances | $125,370,000 | 118 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $43,334,000 | 1,336 |
| Tier 1 (core) risk-based capital | $33,405,000 | 1,293 |
| Tier 2 risk-based capital | $940,000 | 3,325 |
| Total risk weighted assets | $321,852,000 | 988 |
| Total unused commitments | $43,334,000 | 1,340 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 90 | 1,911 |
| Assets and Liabilities | ||
| Total Assets: | $371,169,000 | 1,234 |
| Cash and due from depository institutions | $2,784,000 | 1,911 |
| Interest-bearing balances | $1,358,000 | 2,527 |
| Securities | $32,694,000 | 3,377 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $320,968,000 | 901 |
| Loan loss allowance | $658,000 | 4,677 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,940,000 | 2,751 |
| Other real estate owned | $491,000 | 1,911 |
| Goodwill and other intangibles | $1,193,000 | 1,323 |
| All other assets | $10,099,000 | 871 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $371,169,000 | 1,234 |
| Total liabilities | $344,169,000 | 1,208 |
| Total deposits | $266,298,000 | 1,390 |
| Interest-bearing deposits | $259,758,000 | 1,225 |
| Deposits held in domestic offices | $266,298,000 | 1,386 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $74,882,000 | 468 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,989,000 | 1,437 |
| Total equity capital | $27,000,000 | 1,655 |
| Total bank equity capital | $27,000,000 | 1,655 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $406,000 | 5,199 |
| Surplus | $4,877,000 | 2,934 |
| Undivided profits | $21,717,000 | 1,188 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,352,000 | 1,850 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $2,325,000 | 885 |
| Earning assets | $355,020,000 | 1,191 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $351,127,600 | 1,239 |
| Average Assets, quarterly | $362,284,000 | 1,238 |
| Volatile liabilities | $128,034,000 | 709 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $74,882,000 | 139 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $48,522,000 | 1,159 |
| Tier 1 (core) risk-based capital | $26,403,000 | 1,599 |
| Tier 2 risk-based capital | $658,000 | 4,282 |
| Total risk weighted assets | $263,020,000 | 1,105 |
| Total unused commitments | $48,522,000 | 1,163 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 74 | 2,424 |
| Assets and Liabilities | ||
| Total Assets: | $329,217,000 | 1,402 |
| Cash and due from depository institutions | $4,694,000 | 2,424 |
| Interest-bearing balances | $3,012,000 | 1,345 |
| Securities | $31,933,000 | 3,449 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $282,226,000 | 1,058 |
| Loan loss allowance | $757,000 | 4,224 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,645,000 | 2,992 |
| Other real estate owned | $509,000 | 2,424 |
| Goodwill and other intangibles | $1,141,000 | 1,257 |
| All other assets | $6,069,000 | 1,282 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $329,217,000 | 1,402 |
| Total liabilities | $305,406,000 | 1,364 |
| Total deposits | $249,686,000 | 1,481 |
| Interest-bearing deposits | $242,682,000 | 1,335 |
| Deposits held in domestic offices | $249,686,000 | 1,473 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $53,409,000 | 546 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,311,000 | 1,805 |
| Total equity capital | $23,811,000 | 1,872 |
| Total bank equity capital | $23,811,000 | 1,872 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $406,000 | 5,417 |
| Surplus | $4,877,000 | 2,850 |
| Undivided profits | $18,528,000 | 1,397 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $317,000 | 5,211 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $2,125,000 | 1,026 |
| Earning assets | $317,171,000 | 1,336 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $313,654,600 | 1,395 |
| Average Assets, quarterly | $326,628,500 | 1,393 |
| Volatile liabilities | $111,841,000 | 784 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $53,409,000 | 181 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $34,437,000 | 1,418 |
| Tier 1 (core) risk-based capital | $23,230,000 | 1,824 |
| Tier 2 risk-based capital | $757,000 | 3,722 |
| Total risk weighted assets | $216,791,000 | 1,309 |
| Total unused commitments | $34,437,000 | 1,423 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 75 | 2,502 |
| Assets and Liabilities | ||
| Total Assets: | $291,367,000 | 1,613 |
| Cash and due from depository institutions | $1,423,000 | 2,502 |
| Interest-bearing balances | $50,000 | 5,386 |
| Securities | $30,982,000 | 3,832 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $249,747,000 | 1,220 |
| Loan loss allowance | $852,000 | 4,010 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,622,000 | 2,953 |
| Other real estate owned | $747,000 | 2,502 |
| Goodwill and other intangibles | $924,000 | 1,330 |
| All other assets | $4,922,000 | 1,607 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $291,367,000 | 1,613 |
| Total liabilities | $270,447,000 | 1,581 |
| Total deposits | $222,747,000 | 1,725 |
| Interest-bearing deposits | $219,134,000 | 1,522 |
| Deposits held in domestic offices | $222,747,000 | 1,714 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $46,499,000 | 619 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,201,000 | 3,070 |
| Total equity capital | $20,920,000 | 2,149 |
| Total bank equity capital | $20,920,000 | 2,149 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $406,000 | 5,751 |
| Surplus | $4,877,000 | 2,922 |
| Undivided profits | $15,637,000 | 1,642 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $388,000 | 4,944 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,748,000 | 1,228 |
| Earning assets | $280,779,000 | 1,548 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $269,039,400 | 1,661 |
| Average Assets, quarterly | $291,696,000 | 1,592 |
| Volatile liabilities | $82,194,000 | 992 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $46,362,000 | 218 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $23,869,000 | 1,811 |
| Tier 1 (core) risk-based capital | $20,403,000 | 2,114 |
| Tier 2 risk-based capital | $747,000 | 3,861 |
| Total risk weighted assets | $180,403,000 | 1,590 |
| Total unused commitments | $23,869,000 | 1,825 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 65 | 2,981 |
| Assets and Liabilities | ||
| Total Assets: | $217,803,000 | 2,176 |
| Cash and due from depository institutions | $2,363,000 | 2,981 |
| Interest-bearing balances | $1,249,000 | 2,290 |
| Securities | $29,475,000 | 4,122 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $178,325,000 | 1,605 |
| Loan loss allowance | $549,000 | 5,653 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,693,000 | 2,813 |
| Other real estate owned | $430,000 | 2,981 |
| Goodwill and other intangibles | $692,000 | 1,382 |
| All other assets | $3,825,000 | 2,041 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $217,803,000 | 2,176 |
| Total liabilities | $201,824,000 | 2,114 |
| Total deposits | $175,430,000 | 2,249 |
| Interest-bearing deposits | $173,046,000 | 1,960 |
| Deposits held in domestic offices | $175,430,000 | 2,238 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $25,000,000 | 770 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,394,000 | 2,800 |
| Total equity capital | $15,979,000 | 2,793 |
| Total bank equity capital | $15,979,000 | 2,793 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $406,000 | 6,063 |
| Surplus | $3,234,000 | 3,995 |
| Undivided profits | $12,339,000 | 2,111 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $216,000 | 6,482 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,363,000 | 1,649 |
| Earning assets | $209,049,000 | 2,082 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $212,128,000 | 2,135 |
| Average Assets, quarterly | $216,832,000 | 2,161 |
| Volatile liabilities | $45,147,000 | 1,397 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $25,000,000 | 270 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $9,325,000 | 3,447 |
| Tier 1 (core) risk-based capital | $15,409,000 | 2,792 |
| Tier 2 risk-based capital | $539,000 | 4,973 |
| Total risk weighted assets | $131,505,000 | 2,111 |
| Total unused commitments | $9,325,000 | 3,461 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 70 | 2,877 |
| Assets and Liabilities | ||
| Total Assets: | $208,692,000 | 2,223 |
| Cash and due from depository institutions | $3,810,000 | 2,877 |
| Interest-bearing balances | $2,594,000 | 1,290 |
| Securities | $26,268,000 | 4,773 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $172,323,000 | 1,616 |
| Loan loss allowance | $529,000 | 5,955 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,962,000 | 2,498 |
| Other real estate owned | $81,000 | 2,877 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $3,248,000 | 2,485 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $208,692,000 | 2,223 |
| Total liabilities | $194,013,000 | 2,169 |
| Total deposits | $163,146,000 | 2,361 |
| Interest-bearing deposits | $160,905,000 | 2,052 |
| Deposits held in domestic offices | $163,146,000 | 2,352 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $30,000,000 | 715 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $867,000 | 3,416 |
| Total equity capital | $14,679,000 | 2,784 |
| Total bank equity capital | $14,679,000 | 2,784 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $406,000 | 6,415 |
| Surplus | $3,234,000 | 3,919 |
| Undivided profits | $11,039,000 | 2,123 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $398,000 | 4,898 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,157,000 | 1,695 |
| Earning assets | $201,185,000 | 2,094 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $197,677,400 | 2,269 |
| Average Assets, quarterly | $206,748,000 | 2,209 |
| Volatile liabilities | $49,744,000 | 1,267 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $30,000,000 | 273 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $3,926,000 | 5,593 |
| Tier 1 (core) risk-based capital | $14,679,000 | 2,819 |
| Tier 2 risk-based capital | $529,000 | 5,051 |
| Total risk weighted assets | $124,267,000 | 2,176 |
| Total unused commitments | $3,926,000 | 5,599 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 74 | 2,832 |
| Assets and Liabilities | ||
| Total Assets: | $187,114,000 | 2,479 |
| Cash and due from depository institutions | $2,131,000 | 2,832 |
| Interest-bearing balances | $1,050,000 | 3,333 |
| Securities | $27,436,000 | 4,834 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $148,791,000 | 1,837 |
| Loan loss allowance | $518,000 | 6,220 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,270,000 | 2,242 |
| Other real estate owned | $8,000 | 2,832 |
| Goodwill and other intangibles | $66,000 | 2,393 |
| All other assets | $5,412,000 | 1,485 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $187,114,000 | 2,479 |
| Total liabilities | $173,668,000 | 2,449 |
| Total deposits | $151,293,000 | 2,606 |
| Interest-bearing deposits | $149,277,000 | 2,302 |
| Deposits held in domestic offices | $151,293,000 | 2,595 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $21,594,000 | 745 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $781,000 | 3,802 |
| Total equity capital | $13,446,000 | 3,004 |
| Total bank equity capital | $13,446,000 | 3,004 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $406,000 | 6,726 |
| Surplus | $3,234,000 | 3,886 |
| Undivided profits | $9,806,000 | 2,419 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,242,000 | 1,758 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,042,000 | 1,659 |
| Earning assets | $177,277,000 | 2,394 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $178,555,800 | 2,526 |
| Average Assets, quarterly | $184,040,000 | 2,498 |
| Volatile liabilities | $35,437,000 | 1,538 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $18,500,000 | 317 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $17,276,000 | 2,094 |
| Tier 1 (core) risk-based capital | $13,446,000 | 2,942 |
| Tier 2 risk-based capital | $482,000 | 5,443 |
| Total risk weighted assets | $112,116,000 | 2,353 |
| Total unused commitments | $17,276,000 | 2,112 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 55 | 3,849 |
| Assets and Liabilities | ||
| Total Assets: | $172,835,000 | 2,745 |
| Cash and due from depository institutions | $1,071,000 | 3,849 |
| Interest-bearing balances | $123,000 | 6,572 |
| Securities | $28,184,000 | 4,713 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $137,177,000 | 2,037 |
| Loan loss allowance | $446,000 | 6,993 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,843,000 | 2,597 |
| Other real estate owned | $77,000 | 3,849 |
| Goodwill and other intangibles | $134,000 | 2,069 |
| All other assets | $3,349,000 | 2,290 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $172,835,000 | 2,745 |
| Total liabilities | $160,705,000 | 2,695 |
| Total deposits | $152,566,000 | 2,704 |
| Interest-bearing deposits | $151,289,000 | 2,384 |
| Deposits held in domestic offices | $152,566,000 | 2,698 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $7,500,000 | 1,100 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $639,000 | 4,779 |
| Total equity capital | $12,130,000 | 3,160 |
| Total bank equity capital | $12,130,000 | 3,160 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $406,000 | 7,066 |
| Surplus | $3,234,000 | 3,772 |
| Undivided profits | $8,490,000 | 2,597 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $376,000 | 6,557 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,015,000 | 1,926 |
| Earning assets | $165,484,000 | 2,624 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $173,709,800 | 2,653 |
| Average Assets, quarterly | $172,782,000 | 2,720 |
| Volatile liabilities | $21,656,000 | 2,203 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $7,500,000 | 434 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $5,662,000 | 4,266 |
| Tier 1 (core) risk-based capital | $12,130,000 | 3,106 |
| Tier 2 risk-based capital | $446,000 | 5,734 |
| Total risk weighted assets | $97,113,000 | 2,745 |
| Total unused commitments | $5,662,000 | 4,286 |
| Derivatives | $0 | 651 |