Home > The Winters State Bank > Income and Expense
The Winters State Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $982,000 | 12,334 |
| Total interest expense | $279,000 | 12,747 |
| Net interest income | $703,000 | 11,866 |
| Provision for loan and lease losses | $88,000 | 6,122 |
| Total noninterest income | $100,000 | 11,319 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $86,000 | 8,815 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 12,477 |
| Total noninterest expense | $876,000 | 10,313 |
| Salaries and employee benefits | $336,000 | 11,292 |
| Premises and equipment expense | $174,000 | 8,281 |
| Additional noninterest expense | $366,000 | 9,650 |
| Pre-tax net operating income | $-161,000 | 12,661 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-161,000 | 12,723 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-161,000 | 12,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 3,724 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $450,000 | 620 |
| Net operating income | $-161,000 | 12,640 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,536,000 | 11,873 |
| Total interest expense | $626,000 | 12,172 |
| Net interest income | $910,000 | 11,469 |
| Provision for loan and lease losses | $382,000 | 3,560 |
| Total noninterest income | $108,000 | 11,496 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $92,000 | 8,756 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 12,899 |
| Total noninterest expense | $893,000 | 10,521 |
| Salaries and employee benefits | $351,000 | 11,423 |
| Premises and equipment expense | $176,000 | 8,414 |
| Additional noninterest expense | $366,000 | 10,000 |
| Pre-tax net operating income | $-257,000 | 13,141 |
| Securities gains (losses) | $100,000 | 3,002 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-157,000 | 13,133 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-157,000 | 13,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $473,000 | 2,549 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-257,000 | 13,106 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.