Home > The Winters State Bank > Assets and Liabilities
The Winters State Bank, Assets and Liabilities
| 1993-12-31 | Rank | |
| # of Employees: | 13 | 10,317 |
| Assets and Liabilities | ||
| Total Assets: | $17,414,000 | 12,011 |
| Cash and due from depository institutions | $1,399,000 | 10,317 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $4,523,000 | 11,504 |
| Federal funds sold & reverse repurchase agreements | $2,350,000 | 5,196 |
| Net loans & leases | $7,317,000 | 12,104 |
| Loan loss allowance | $136,000 | 11,429 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $687,000 | 7,594 |
| Other real estate owned | $859,000 | 10,317 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $279,000 | 11,489 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $17,414,000 | 12,011 |
| Total liabilities | $16,274,000 | 11,911 |
| Total deposits | $16,171,000 | 11,821 |
| Interest-bearing deposits | $13,417,000 | 11,863 |
| Deposits held in domestic offices | $16,171,000 | 11,820 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $103,000 | 11,486 |
| Total equity capital | $1,140,000 | 12,607 |
| Total bank equity capital | $1,140,000 | 12,607 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $125,000 | 9,775 |
| Surplus | $3,025,000 | 4,049 |
| Undivided profits | $-2,010,000 | 12,981 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $88,000 | 9,475 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $117,000 | 10,492 |
| Earning assets | $14,190,000 | 12,217 |
| Long-term assets (5+ years) | $137,000 | 11,201 |
| Average Assets, year-to-date | $17,247,200 | 11,969 |
| Average Assets, quarterly | $17,043,500 | 12,027 |
| Volatile liabilities | $102,000 | 13,029 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $361,000 | 10,969 |
| Tier 1 (core) risk-based capital | $1,137,000 | 12,593 |
| Tier 2 risk-based capital | $106,790 | 11,433 |
| Total risk weighted assets | $8,513,890 | 12,056 |
| Total unused commitments | $361,000 | 10,980 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 16 | 9,734 |
| Assets and Liabilities | ||
| Total Assets: | $18,024,000 | 12,358 |
| Cash and due from depository institutions | $1,351,000 | 9,734 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $4,021,000 | 12,117 |
| Federal funds sold & reverse repurchase agreements | $1,600,000 | 7,252 |
| Net loans & leases | $8,832,000 | 12,063 |
| Loan loss allowance | $195,000 | 10,626 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $755,000 | 7,348 |
| Other real estate owned | $1,077,000 | 9,734 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $388,000 | 10,799 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $18,024,000 | 12,358 |
| Total liabilities | $17,176,000 | 12,179 |
| Total deposits | $17,108,000 | 12,085 |
| Interest-bearing deposits | $14,365,000 | 12,129 |
| Deposits held in domestic offices | $17,108,000 | 12,084 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $68,000 | 13,099 |
| Total equity capital | $848,000 | 13,416 |
| Total bank equity capital | $848,000 | 13,416 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,000,000 | 3,936 |
| Surplus | $1,700,000 | 6,084 |
| Undivided profits | $-1,852,000 | 13,519 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $107,000 | 9,942 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $205,000 | 8,559 |
| Earning assets | $14,453,000 | 12,660 |
| Long-term assets (5+ years) | $893,000 | 10,410 |
| Average Assets, year-to-date | $22,755,200 | 11,441 |
| Average Assets, quarterly | $19,069,000 | 12,142 |
| Volatile liabilities | $100,000 | 13,631 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $448,000 | 10,751 |
| Tier 1 (core) risk-based capital | $848,000 | 13,400 |
| Tier 2 risk-based capital | $116,660 | 11,544 |
| Total risk weighted assets | $9,254,160 | 12,309 |
| Total unused commitments | $448,000 | 10,776 |
| Derivatives | $0 | 651 |