Home > The Wilton Bank > Income and Expense
The Wilton Bank, Income and Expense
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,284,000 | 6,146 |
| Total interest expense | $106,000 | 6,301 |
| Net interest income | $1,178,000 | 6,063 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $-22,000 | 6,781 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $61,000 | 5,563 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-83,000 | 6,723 |
| Total noninterest expense | $2,641,000 | 4,254 |
| Salaries and employee benefits | $1,241,000 | 4,535 |
| Premises and equipment expense | $162,000 | 5,472 |
| Additional noninterest expense | $1,238,000 | 3,411 |
| Pre-tax net operating income | $-1,485,000 | 6,751 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-1,485,000 | 6,761 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-1,485,000 | 6,762 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,485,000 | 6,762 |
| Net charge-offs | $231,000 | 2,407 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-1,485,000 | 6,753 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $926,000 | 6,070 |
| Total interest expense | $72,000 | 6,356 |
| Net interest income | $854,000 | 5,977 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $-111,000 | 6,864 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $41,000 | 5,564 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-152,000 | 6,834 |
| Total noninterest expense | $1,708,000 | 4,357 |
| Salaries and employee benefits | $831,000 | 4,549 |
| Premises and equipment expense | $115,000 | 5,380 |
| Additional noninterest expense | $762,000 | 3,621 |
| Pre-tax net operating income | $-965,000 | 6,785 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-965,000 | 6,802 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-965,000 | 6,804 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-965,000 | 6,803 |
| Net charge-offs | $236,000 | 1,930 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-965,000 | 6,791 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $549,000 | 5,886 |
| Total interest expense | $38,000 | 6,400 |
| Net interest income | $511,000 | 5,740 |
| Provision for loan and lease losses | $75,000 | 2,354 |
| Total noninterest income | $-153,000 | 6,975 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $20,000 | 5,591 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-173,000 | 6,963 |
| Total noninterest expense | $752,000 | 4,678 |
| Salaries and employee benefits | $419,000 | 4,567 |
| Premises and equipment expense | $57,000 | 5,424 |
| Additional noninterest expense | $276,000 | 4,417 |
| Pre-tax net operating income | $-469,000 | 6,848 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-469,000 | 6,864 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-469,000 | 6,865 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-469,000 | 6,865 |
| Net charge-offs | $224,000 | 1,267 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-469,000 | 6,850 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,963,000 | 6,167 |
| Total interest expense | $177,000 | 6,494 |
| Net interest income | $1,786,000 | 6,052 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $-63,000 | 6,892 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $94,000 | 5,529 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-157,000 | 6,786 |
| Total noninterest expense | $3,464,000 | 4,406 |
| Salaries and employee benefits | $1,624,000 | 4,656 |
| Premises and equipment expense | $225,000 | 5,544 |
| Additional noninterest expense | $1,615,000 | 3,603 |
| Pre-tax net operating income | $-1,741,000 | 6,776 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-1,741,000 | 6,808 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,741,000 | 6,805 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-1,741,000 | 6,806 |
| Net charge-offs | $192,000 | 3,804 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-1,741,000 | 6,790 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,504,000 | 6,238 |
| Total interest expense | $133,000 | 6,628 |
| Net interest income | $1,371,000 | 6,106 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $124,000 | 5,964 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $70,000 | 5,613 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $54,000 | 5,690 |
| Total noninterest expense | $2,631,000 | 4,396 |
| Salaries and employee benefits | $1,232,000 | 4,641 |
| Premises and equipment expense | $170,000 | 5,588 |
| Additional noninterest expense | $1,229,000 | 3,583 |
| Pre-tax net operating income | $-1,136,000 | 6,865 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-1,136,000 | 6,902 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-1,136,000 | 6,898 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,136,000 | 6,900 |
| Net charge-offs | $168,000 | 3,478 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-1,136,000 | 6,879 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,044,000 | 6,233 |
| Total interest expense | $91,000 | 6,699 |
| Net interest income | $953,000 | 6,070 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $104,000 | 5,751 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $47,000 | 5,619 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $57,000 | 5,321 |
| Total noninterest expense | $1,799,000 | 4,356 |
| Salaries and employee benefits | $828,000 | 4,645 |
| Premises and equipment expense | $115,000 | 5,572 |
| Additional noninterest expense | $856,000 | 3,511 |
| Pre-tax net operating income | $-742,000 | 6,906 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-742,000 | 6,947 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-742,000 | 6,946 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-742,000 | 6,947 |
| Net charge-offs | $168,000 | 2,925 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-742,000 | 6,924 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $567,000 | 6,160 |
| Total interest expense | $47,000 | 6,755 |
| Net interest income | $520,000 | 5,971 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $2,000 | 7,055 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $21,000 | 5,749 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-19,000 | 7,015 |
| Total noninterest expense | $926,000 | 4,298 |
| Salaries and employee benefits | $421,000 | 4,648 |
| Premises and equipment expense | $57,000 | 5,612 |
| Additional noninterest expense | $448,000 | 3,365 |
| Pre-tax net operating income | $-404,000 | 7,005 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-404,000 | 7,041 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-404,000 | 7,040 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-404,000 | 7,041 |
| Net charge-offs | $29,000 | 3,446 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-404,000 | 7,016 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,042,000 | 6,409 |
| Total interest expense | $244,000 | 6,740 |
| Net interest income | $1,798,000 | 6,260 |
| Provision for loan and lease losses | $900,000 | 2,561 |
| Total noninterest income | $706,000 | 3,772 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $88,000 | 5,691 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $618,000 | 2,817 |
| Total noninterest expense | $3,523,000 | 4,476 |
| Salaries and employee benefits | $1,757,000 | 4,528 |
| Premises and equipment expense | $247,000 | 5,632 |
| Additional noninterest expense | $1,519,000 | 3,832 |
| Pre-tax net operating income | $-1,919,000 | 6,778 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $1,351,000 | 1,074 |
| Income before extraordinary items | $-3,270,000 | 6,970 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-3,270,000 | 6,971 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-3,270,000 | 6,971 |
| Net charge-offs | $1,629,000 | 1,770 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-3,270,000 | 6,953 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,580,000 | 6,430 |
| Total interest expense | $192,000 | 6,802 |
| Net interest income | $1,388,000 | 6,264 |
| Provision for loan and lease losses | $900,000 | 2,078 |
| Total noninterest income | $870,000 | 2,852 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $66,000 | 5,704 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $804,000 | 2,029 |
| Total noninterest expense | $2,721,000 | 4,398 |
| Salaries and employee benefits | $1,332,000 | 4,488 |
| Premises and equipment expense | $191,000 | 5,611 |
| Additional noninterest expense | $1,198,000 | 3,688 |
| Pre-tax net operating income | $-1,363,000 | 6,893 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $1,331,000 | 872 |
| Income before extraordinary items | $-2,694,000 | 7,126 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,694,000 | 7,126 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-2,694,000 | 7,127 |
| Net charge-offs | $1,185,000 | 1,736 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-2,694,000 | 7,110 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,051,000 | 6,496 |
| Total interest expense | $132,000 | 6,868 |
| Net interest income | $919,000 | 6,321 |
| Provision for loan and lease losses | $675,000 | 1,934 |
| Total noninterest income | $212,000 | 4,772 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $44,000 | 5,703 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $168,000 | 3,763 |
| Total noninterest expense | $1,836,000 | 4,397 |
| Salaries and employee benefits | $899,000 | 4,484 |
| Premises and equipment expense | $131,000 | 5,592 |
| Additional noninterest expense | $806,000 | 3,730 |
| Pre-tax net operating income | $-1,380,000 | 7,069 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $1,331,000 | 602 |
| Income before extraordinary items | $-2,711,000 | 7,274 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,711,000 | 7,274 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-2,711,000 | 7,275 |
| Net charge-offs | $808,000 | 1,663 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-2,711,000 | 7,263 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $529,000 | 6,528 |
| Total interest expense | $68,000 | 6,925 |
| Net interest income | $461,000 | 6,335 |
| Provision for loan and lease losses | $675,000 | 1,168 |
| Total noninterest income | $170,000 | 3,911 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $21,000 | 5,734 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $149,000 | 2,909 |
| Total noninterest expense | $951,000 | 4,324 |
| Salaries and employee benefits | $472,000 | 4,384 |
| Premises and equipment expense | $71,000 | 5,484 |
| Additional noninterest expense | $408,000 | 3,676 |
| Pre-tax net operating income | $-995,000 | 7,270 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-313,000 | 7,430 |
| Income before extraordinary items | $-682,000 | 7,205 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-682,000 | 7,206 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-682,000 | 7,206 |
| Net charge-offs | $683,000 | 1,104 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-682,000 | 7,198 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,628,000 | 6,292 |
| Total interest expense | $396,000 | 6,806 |
| Net interest income | $2,232,000 | 6,022 |
| Provision for loan and lease losses | $560,000 | 3,966 |
| Total noninterest income | $32,000 | 7,139 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $93,000 | 5,568 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-61,000 | 7,139 |
| Total noninterest expense | $3,611,000 | 4,501 |
| Salaries and employee benefits | $1,733,000 | 4,627 |
| Premises and equipment expense | $253,000 | 5,780 |
| Additional noninterest expense | $1,625,000 | 3,787 |
| Pre-tax net operating income | $-1,907,000 | 6,746 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-391,000 | 7,106 |
| Income before extraordinary items | $-1,516,000 | 6,749 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,516,000 | 6,749 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,516,000 | 6,750 |
| Net charge-offs | $1,341,000 | 2,301 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-1,516,000 | 6,723 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,049,000 | 6,320 |
| Total interest expense | $321,000 | 6,854 |
| Net interest income | $1,728,000 | 6,044 |
| Provision for loan and lease losses | $560,000 | 3,346 |
| Total noninterest income | $28,000 | 7,263 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $69,000 | 5,672 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-41,000 | 7,302 |
| Total noninterest expense | $2,828,000 | 4,395 |
| Salaries and employee benefits | $1,291,000 | 4,684 |
| Premises and equipment expense | $190,000 | 5,832 |
| Additional noninterest expense | $1,347,000 | 3,516 |
| Pre-tax net operating income | $-1,632,000 | 6,986 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-635,000 | 7,415 |
| Income before extraordinary items | $-997,000 | 6,897 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-997,000 | 6,897 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-997,000 | 6,897 |
| Net charge-offs | $1,496,000 | 1,784 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-997,000 | 6,855 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,427,000 | 6,289 |
| Total interest expense | $227,000 | 6,870 |
| Net interest income | $1,200,000 | 5,956 |
| Provision for loan and lease losses | $150,000 | 4,587 |
| Total noninterest income | $-26,000 | 7,577 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $45,000 | 5,737 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-71,000 | 7,491 |
| Total noninterest expense | $1,768,000 | 4,592 |
| Salaries and employee benefits | $858,000 | 4,725 |
| Premises and equipment expense | $125,000 | 5,884 |
| Additional noninterest expense | $785,000 | 3,839 |
| Pre-tax net operating income | $-744,000 | 6,886 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-290,000 | 7,390 |
| Income before extraordinary items | $-454,000 | 6,830 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-454,000 | 6,832 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-454,000 | 6,831 |
| Net charge-offs | $595,000 | 2,249 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-454,000 | 6,782 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $758,000 | 6,236 |
| Total interest expense | $121,000 | 6,911 |
| Net interest income | $637,000 | 5,863 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $36,000 | 6,531 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $22,000 | 5,793 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $14,000 | 6,333 |
| Total noninterest expense | $759,000 | 5,085 |
| Salaries and employee benefits | $429,000 | 4,797 |
| Premises and equipment expense | $61,000 | 6,007 |
| Additional noninterest expense | $269,000 | 4,903 |
| Pre-tax net operating income | $-86,000 | 6,612 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-34,000 | 7,260 |
| Income before extraordinary items | $-52,000 | 6,624 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-52,000 | 6,626 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-52,000 | 6,625 |
| Net charge-offs | $456,000 | 1,647 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-52,000 | 6,547 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,364,000 | 5,492 |
| Total interest expense | $807,000 | 6,454 |
| Net interest income | $3,557,000 | 4,921 |
| Provision for loan and lease losses | $3,200,000 | 1,892 |
| Total noninterest income | $245,000 | 5,947 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $112,000 | 5,598 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $133,000 | 5,270 |
| Total noninterest expense | $3,426,000 | 4,789 |
| Salaries and employee benefits | $1,635,000 | 4,935 |
| Premises and equipment expense | $247,000 | 6,088 |
| Additional noninterest expense | $1,544,000 | 3,996 |
| Pre-tax net operating income | $-2,824,000 | 6,851 |
| Securities gains (losses) | $-28,000 | 7,096 |
| Applicable income taxes | $-1,124,000 | 7,318 |
| Income before extraordinary items | $-1,728,000 | 6,657 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,728,000 | 6,657 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,728,000 | 6,657 |
| Net charge-offs | $2,069,000 | 1,985 |
| Cash dividends | $434,000 | 2,735 |
| Sale, conversion, retirement of capital stock, net | $-125,000 | 7,947 |
| Net operating income | $-1,710,080 | 6,643 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,232,000 | 5,595 |
| Total interest expense | $650,000 | 6,448 |
| Net interest income | $2,582,000 | 5,022 |
| Provision for loan and lease losses | $2,350,000 | 1,728 |
| Total noninterest income | $200,000 | 5,876 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $83,000 | 5,651 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $117,000 | 5,169 |
| Total noninterest expense | $2,661,000 | 4,682 |
| Salaries and employee benefits | $1,227,000 | 4,980 |
| Premises and equipment expense | $184,000 | 6,153 |
| Additional noninterest expense | $1,250,000 | 3,769 |
| Pre-tax net operating income | $-2,229,000 | 7,110 |
| Securities gains (losses) | $-48,000 | 7,376 |
| Applicable income taxes | $-900,000 | 7,524 |
| Income before extraordinary items | $-1,377,000 | 6,948 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,377,000 | 6,949 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,377,000 | 6,949 |
| Net charge-offs | $1,494,000 | 1,775 |
| Cash dividends | $434,000 | 2,177 |
| Sale, conversion, retirement of capital stock, net | $-125,000 | 8,050 |
| Net operating income | $-1,346,280 | 6,913 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,140,000 | 5,658 |
| Total interest expense | $480,000 | 6,361 |
| Net interest income | $1,660,000 | 5,112 |
| Provision for loan and lease losses | $825,000 | 2,293 |
| Total noninterest income | $155,000 | 5,655 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $55,000 | 5,662 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $100,000 | 4,791 |
| Total noninterest expense | $1,644,000 | 4,965 |
| Salaries and employee benefits | $819,000 | 5,032 |
| Premises and equipment expense | $120,000 | 6,240 |
| Additional noninterest expense | $705,000 | 4,246 |
| Pre-tax net operating income | $-654,000 | 6,767 |
| Securities gains (losses) | $-48,000 | 7,598 |
| Applicable income taxes | $-284,000 | 7,402 |
| Income before extraordinary items | $-418,000 | 6,673 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-418,000 | 6,674 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-418,000 | 6,674 |
| Net charge-offs | $930,000 | 1,694 |
| Cash dividends | $434,000 | 1,791 |
| Sale, conversion, retirement of capital stock, net | $-11,000 | 8,120 |
| Net operating income | $-387,280 | 6,623 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,073,000 | 5,699 |
| Total interest expense | $271,000 | 6,214 |
| Net interest income | $802,000 | 5,205 |
| Provision for loan and lease losses | $575,000 | 1,649 |
| Total noninterest income | $109,000 | 5,061 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $26,000 | 5,712 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $83,000 | 3,952 |
| Total noninterest expense | $717,000 | 5,326 |
| Salaries and employee benefits | $410,000 | 5,064 |
| Premises and equipment expense | $64,000 | 6,148 |
| Additional noninterest expense | $243,000 | 5,023 |
| Pre-tax net operating income | $-381,000 | 7,178 |
| Securities gains (losses) | $-48,000 | 7,941 |
| Applicable income taxes | $-172,000 | 7,679 |
| Income before extraordinary items | $-257,000 | 7,128 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-257,000 | 7,128 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-257,000 | 7,129 |
| Net charge-offs | $587,000 | 1,272 |
| Cash dividends | $434,000 | 1,018 |
| Sale, conversion, retirement of capital stock, net | $-11,000 | 8,183 |
| Net operating income | $-226,280 | 7,009 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,244,000 | 4,824 |
| Total interest expense | $1,493,000 | 5,994 |
| Net interest income | $4,751,000 | 4,086 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $214,000 | 6,388 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $149,000 | 5,337 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $65,000 | 6,475 |
| Total noninterest expense | $2,981,000 | 5,129 |
| Salaries and employee benefits | $1,817,000 | 4,754 |
| Premises and equipment expense | $242,000 | 6,317 |
| Additional noninterest expense | $922,000 | 5,079 |
| Pre-tax net operating income | $1,984,000 | 2,460 |
| Securities gains (losses) | $-1,611,000 | 7,840 |
| Applicable income taxes | $85,000 | 3,512 |
| Income before extraordinary items | $288,000 | 5,163 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $288,000 | 5,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $516,000 | 2,761 |
| Cash dividends | $805,000 | 2,627 |
| Sale, conversion, retirement of capital stock, net | $-326,000 | 8,257 |
| Net operating income | $1,528,470 | 2,625 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,042,000 | 4,689 |
| Total interest expense | $1,168,000 | 6,022 |
| Net interest income | $3,874,000 | 3,884 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $163,000 | 6,473 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $113,000 | 5,343 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $50,000 | 6,582 |
| Total noninterest expense | $2,242,000 | 5,115 |
| Salaries and employee benefits | $1,342,000 | 4,822 |
| Premises and equipment expense | $183,000 | 6,316 |
| Additional noninterest expense | $717,000 | 4,880 |
| Pre-tax net operating income | $1,795,000 | 2,492 |
| Securities gains (losses) | $-1,507,000 | 7,997 |
| Applicable income taxes | $656,000 | 1,600 |
| Income before extraordinary items | $-368,000 | 7,080 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-368,000 | 7,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $516,000 | 1,928 |
| Cash dividends | $805,000 | 2,088 |
| Sale, conversion, retirement of capital stock, net | $-279,000 | 8,346 |
| Net operating income | $596,480 | 4,289 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,389,000 | 4,722 |
| Total interest expense | $799,000 | 6,118 |
| Net interest income | $2,590,000 | 3,877 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $106,000 | 6,575 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $73,000 | 5,418 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $33,000 | 6,662 |
| Total noninterest expense | $1,475,000 | 5,182 |
| Salaries and employee benefits | $893,000 | 4,861 |
| Premises and equipment expense | $118,000 | 6,428 |
| Additional noninterest expense | $464,000 | 4,967 |
| Pre-tax net operating income | $1,221,000 | 2,558 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $442,000 | 1,744 |
| Income before extraordinary items | $779,000 | 3,108 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $779,000 | 3,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $227,000 | 2,094 |
| Cash dividends | $805,000 | 1,671 |
| Sale, conversion, retirement of capital stock, net | $-132,000 | 8,416 |
| Net operating income | $779,000 | 3,047 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,718,000 | 4,769 |
| Total interest expense | $412,000 | 6,188 |
| Net interest income | $1,306,000 | 3,849 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $50,000 | 6,671 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $35,000 | 5,454 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $15,000 | 6,825 |
| Total noninterest expense | $738,000 | 5,186 |
| Salaries and employee benefits | $451,000 | 4,874 |
| Premises and equipment expense | $57,000 | 6,526 |
| Additional noninterest expense | $230,000 | 4,950 |
| Pre-tax net operating income | $618,000 | 2,644 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $224,000 | 1,821 |
| Income before extraordinary items | $394,000 | 3,223 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $394,000 | 3,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 1,355 |
| Cash dividends | $805,000 | 904 |
| Sale, conversion, retirement of capital stock, net | $-45,000 | 8,440 |
| Net operating income | $394,000 | 3,145 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,597,000 | 4,516 |
| Total interest expense | $2,073,000 | 5,754 |
| Net interest income | $5,524,000 | 3,724 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $235,000 | 6,504 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $169,000 | 5,214 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $66,000 | 6,774 |
| Total noninterest expense | $2,974,000 | 5,027 |
| Salaries and employee benefits | $1,763,000 | 4,812 |
| Premises and equipment expense | $224,000 | 6,496 |
| Additional noninterest expense | $987,000 | 4,706 |
| Pre-tax net operating income | $2,785,000 | 2,600 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,050,000 | 1,802 |
| Income before extraordinary items | $1,735,000 | 3,120 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,735,000 | 3,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $489,000 | 1,720 |
| Cash dividends | $784,000 | 3,011 |
| Sale, conversion, retirement of capital stock, net | $-697,000 | 8,484 |
| Net operating income | $1,735,000 | 3,113 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,831,000 | 4,467 |
| Total interest expense | $1,607,000 | 5,699 |
| Net interest income | $4,224,000 | 3,678 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $179,000 | 6,517 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $128,000 | 5,225 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $51,000 | 6,759 |
| Total noninterest expense | $2,231,000 | 5,008 |
| Salaries and employee benefits | $1,274,000 | 4,910 |
| Premises and equipment expense | $169,000 | 6,489 |
| Additional noninterest expense | $788,000 | 4,410 |
| Pre-tax net operating income | $2,172,000 | 2,688 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $847,000 | 1,828 |
| Income before extraordinary items | $1,325,000 | 3,237 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,325,000 | 3,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $317,000 | 1,489 |
| Cash dividends | $784,000 | 2,334 |
| Sale, conversion, retirement of capital stock, net | $-514,000 | 8,518 |
| Net operating income | $1,325,000 | 3,224 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,941,000 | 4,435 |
| Total interest expense | $1,047,000 | 5,755 |
| Net interest income | $2,894,000 | 3,638 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $123,000 | 6,491 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $88,000 | 5,188 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $35,000 | 6,783 |
| Total noninterest expense | $1,491,000 | 5,026 |
| Salaries and employee benefits | $851,000 | 4,932 |
| Premises and equipment expense | $110,000 | 6,565 |
| Additional noninterest expense | $530,000 | 4,410 |
| Pre-tax net operating income | $1,526,000 | 2,645 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $596,000 | 1,850 |
| Income before extraordinary items | $930,000 | 3,172 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $930,000 | 3,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $320,000 | 989 |
| Cash dividends | $784,000 | 1,837 |
| Sale, conversion, retirement of capital stock, net | $-301,000 | 8,579 |
| Net operating income | $930,000 | 3,158 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,011,000 | 4,386 |
| Total interest expense | $513,000 | 5,789 |
| Net interest income | $1,498,000 | 3,541 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $57,000 | 6,621 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $43,000 | 5,170 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $14,000 | 7,050 |
| Total noninterest expense | $740,000 | 5,058 |
| Salaries and employee benefits | $432,000 | 4,905 |
| Premises and equipment expense | $51,000 | 6,759 |
| Additional noninterest expense | $257,000 | 4,446 |
| Pre-tax net operating income | $815,000 | 2,532 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $319,000 | 1,787 |
| Income before extraordinary items | $496,000 | 3,044 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $496,000 | 3,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,563 |
| Cash dividends | $784,000 | 997 |
| Sale, conversion, retirement of capital stock, net | $-140,000 | 8,611 |
| Net operating income | $496,000 | 3,025 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,417,000 | 3,744 |
| Total interest expense | $2,149,000 | 5,206 |
| Net interest income | $7,268,000 | 3,007 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $265,000 | 6,415 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $200,000 | 4,987 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $65,000 | 6,959 |
| Total noninterest expense | $3,182,000 | 4,696 |
| Salaries and employee benefits | $1,772,000 | 4,670 |
| Premises and equipment expense | $299,000 | 5,755 |
| Additional noninterest expense | $1,111,000 | 4,176 |
| Pre-tax net operating income | $4,351,000 | 2,106 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,701,000 | 1,498 |
| Income before extraordinary items | $2,650,000 | 2,496 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,650,000 | 2,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 8,290 |
| Cash dividends | $707,000 | 3,189 |
| Sale, conversion, retirement of capital stock, net | $-797,000 | 8,656 |
| Net operating income | $2,650,000 | 2,479 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,263,000 | 3,637 |
| Total interest expense | $1,609,000 | 5,161 |
| Net interest income | $5,654,000 | 2,940 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $197,000 | 6,487 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $147,000 | 5,073 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $50,000 | 6,932 |
| Total noninterest expense | $2,311,000 | 4,781 |
| Salaries and employee benefits | $1,285,000 | 4,743 |
| Premises and equipment expense | $246,000 | 5,529 |
| Additional noninterest expense | $780,000 | 4,353 |
| Pre-tax net operating income | $3,540,000 | 2,039 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,432,000 | 1,438 |
| Income before extraordinary items | $2,108,000 | 2,463 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,108,000 | 2,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,083 |
| Cash dividends | $707,000 | 2,419 |
| Sale, conversion, retirement of capital stock, net | $-456,000 | 8,717 |
| Net operating income | $2,108,000 | 2,449 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,937,000 | 3,521 |
| Total interest expense | $1,052,000 | 5,100 |
| Net interest income | $3,885,000 | 2,855 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $130,000 | 6,506 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $97,000 | 5,082 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $33,000 | 6,993 |
| Total noninterest expense | $1,534,000 | 4,804 |
| Salaries and employee benefits | $845,000 | 4,823 |
| Premises and equipment expense | $185,000 | 5,180 |
| Additional noninterest expense | $504,000 | 4,465 |
| Pre-tax net operating income | $2,481,000 | 1,962 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,009,000 | 1,391 |
| Income before extraordinary items | $1,472,000 | 2,373 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,472,000 | 2,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,084 |
| Cash dividends | $707,000 | 1,861 |
| Sale, conversion, retirement of capital stock, net | $-281,000 | 8,745 |
| Net operating income | $1,472,000 | 2,357 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,466,000 | 3,482 |
| Total interest expense | $516,000 | 5,018 |
| Net interest income | $1,950,000 | 2,835 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $62,000 | 6,574 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $47,000 | 5,070 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $15,000 | 7,090 |
| Total noninterest expense | $786,000 | 4,749 |
| Salaries and employee benefits | $423,000 | 4,836 |
| Premises and equipment expense | $106,000 | 4,775 |
| Additional noninterest expense | $257,000 | 4,386 |
| Pre-tax net operating income | $1,226,000 | 1,936 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $492,000 | 1,420 |
| Income before extraordinary items | $734,000 | 2,367 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $734,000 | 2,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 2,212 |
| Cash dividends | $707,000 | 1,013 |
| Sale, conversion, retirement of capital stock, net | $-156,000 | 8,755 |
| Net operating income | $734,000 | 2,344 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,303,000 | 3,334 |
| Total interest expense | $1,638,000 | 5,004 |
| Net interest income | $7,665,000 | 2,807 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $280,000 | 6,458 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $212,000 | 4,914 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $68,000 | 6,995 |
| Total noninterest expense | $3,466,000 | 4,315 |
| Salaries and employee benefits | $1,795,000 | 4,484 |
| Premises and equipment expense | $399,000 | 4,862 |
| Additional noninterest expense | $1,272,000 | 3,691 |
| Pre-tax net operating income | $4,479,000 | 2,033 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,753,000 | 1,516 |
| Income before extraordinary items | $2,726,000 | 2,433 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,726,000 | 2,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 3,872 |
| Cash dividends | $669,000 | 3,156 |
| Sale, conversion, retirement of capital stock, net | $-72,000 | 8,757 |
| Net operating income | $2,726,000 | 2,401 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,815,000 | 3,341 |
| Total interest expense | $1,134,000 | 5,092 |
| Net interest income | $5,681,000 | 2,812 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $213,000 | 6,472 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $161,000 | 4,927 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $52,000 | 7,014 |
| Total noninterest expense | $2,517,000 | 4,398 |
| Salaries and employee benefits | $1,268,000 | 4,656 |
| Premises and equipment expense | $296,000 | 4,886 |
| Additional noninterest expense | $953,000 | 3,634 |
| Pre-tax net operating income | $3,377,000 | 2,045 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,322,000 | 1,527 |
| Income before extraordinary items | $2,055,000 | 2,432 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,055,000 | 2,432 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 3,216 |
| Cash dividends | $669,000 | 2,375 |
| Sale, conversion, retirement of capital stock, net | $-104,000 | 8,810 |
| Net operating income | $2,055,000 | 2,402 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,364,000 | 3,389 |
| Total interest expense | $650,000 | 5,355 |
| Net interest income | $3,714,000 | 2,841 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $140,000 | 6,471 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $107,000 | 4,896 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $33,000 | 7,057 |
| Total noninterest expense | $1,690,000 | 4,354 |
| Salaries and employee benefits | $836,000 | 4,669 |
| Premises and equipment expense | $194,000 | 4,925 |
| Additional noninterest expense | $660,000 | 3,512 |
| Pre-tax net operating income | $2,164,000 | 2,063 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $847,000 | 1,551 |
| Income before extraordinary items | $1,317,000 | 2,463 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,317,000 | 2,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 2,653 |
| Cash dividends | $669,000 | 1,809 |
| Sale, conversion, retirement of capital stock, net | $-110,000 | 8,836 |
| Net operating income | $1,317,000 | 2,428 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,063,000 | 3,499 |
| Total interest expense | $275,000 | 5,716 |
| Net interest income | $1,788,000 | 2,930 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $70,000 | 6,425 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $54,000 | 4,823 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $16,000 | 7,179 |
| Total noninterest expense | $846,000 | 4,371 |
| Salaries and employee benefits | $407,000 | 4,775 |
| Premises and equipment expense | $96,000 | 5,017 |
| Additional noninterest expense | $343,000 | 3,422 |
| Pre-tax net operating income | $1,012,000 | 2,152 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $396,000 | 1,617 |
| Income before extraordinary items | $616,000 | 2,555 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $616,000 | 2,556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,481 |
| Cash dividends | $669,000 | 948 |
| Sale, conversion, retirement of capital stock, net | $-28,000 | 8,896 |
| Net operating income | $616,000 | 2,519 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,162,000 | 3,737 |
| Total interest expense | $803,000 | 6,253 |
| Net interest income | $6,359,000 | 3,135 |
| Provision for loan and lease losses | $120,000 | 4,623 |
| Total noninterest income | $304,000 | 6,374 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $228,000 | 4,935 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $76,000 | 6,858 |
| Total noninterest expense | $3,135,000 | 4,524 |
| Salaries and employee benefits | $1,652,000 | 4,623 |
| Premises and equipment expense | $378,000 | 4,949 |
| Additional noninterest expense | $1,105,000 | 4,002 |
| Pre-tax net operating income | $3,408,000 | 2,320 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,344,000 | 1,749 |
| Income before extraordinary items | $2,064,000 | 2,829 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,064,000 | 2,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $252,000 | 2,235 |
| Cash dividends | $619,000 | 3,170 |
| Sale, conversion, retirement of capital stock, net | $-526,000 | 8,929 |
| Net operating income | $2,064,000 | 2,769 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,193,000 | 3,811 |
| Total interest expense | $554,000 | 6,444 |
| Net interest income | $4,639,000 | 3,204 |
| Provision for loan and lease losses | $90,000 | 4,429 |
| Total noninterest income | $229,000 | 6,408 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $167,000 | 5,045 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $62,000 | 6,751 |
| Total noninterest expense | $2,365,000 | 4,476 |
| Salaries and employee benefits | $1,253,000 | 4,538 |
| Premises and equipment expense | $282,000 | 4,957 |
| Additional noninterest expense | $830,000 | 3,977 |
| Pre-tax net operating income | $2,413,000 | 2,464 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $951,000 | 1,860 |
| Income before extraordinary items | $1,462,000 | 3,014 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,462,000 | 3,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 3,251 |
| Cash dividends | $619,000 | 2,361 |
| Sale, conversion, retirement of capital stock, net | $-657,000 | 8,998 |
| Net operating income | $1,462,000 | 2,938 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,844,000 | 3,484 |
| Total interest expense | $362,000 | 6,529 |
| Net interest income | $3,482,000 | 2,868 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $144,000 | 6,565 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $106,000 | 5,146 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $38,000 | 6,883 |
| Total noninterest expense | $1,689,000 | 4,284 |
| Salaries and employee benefits | $892,000 | 4,352 |
| Premises and equipment expense | $188,000 | 4,978 |
| Additional noninterest expense | $609,000 | 3,702 |
| Pre-tax net operating income | $1,877,000 | 2,155 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $740,000 | 1,624 |
| Income before extraordinary items | $1,137,000 | 2,641 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,137,000 | 2,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 2,427 |
| Cash dividends | $619,000 | 1,835 |
| Sale, conversion, retirement of capital stock, net | $-433,000 | 9,059 |
| Net operating income | $1,137,000 | 2,570 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,033,000 | 3,349 |
| Total interest expense | $176,000 | 6,673 |
| Net interest income | $1,857,000 | 2,663 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $70,000 | 6,568 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $50,000 | 5,207 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $20,000 | 6,798 |
| Total noninterest expense | $819,000 | 4,402 |
| Salaries and employee benefits | $435,000 | 4,458 |
| Premises and equipment expense | $94,000 | 5,013 |
| Additional noninterest expense | $290,000 | 3,846 |
| Pre-tax net operating income | $1,078,000 | 1,892 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $424,000 | 1,484 |
| Income before extraordinary items | $654,000 | 2,313 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $654,000 | 2,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 1,515 |
| Cash dividends | $619,000 | 1,002 |
| Sale, conversion, retirement of capital stock, net | $-367,000 | 9,103 |
| Net operating income | $654,000 | 2,229 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,337,000 | 4,141 |
| Total interest expense | $877,000 | 6,484 |
| Net interest income | $5,460,000 | 3,458 |
| Provision for loan and lease losses | $120,000 | 4,933 |
| Total noninterest income | $334,000 | 6,359 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $243,000 | 4,821 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $91,000 | 6,686 |
| Total noninterest expense | $2,824,000 | 4,804 |
| Salaries and employee benefits | $1,542,000 | 4,763 |
| Premises and equipment expense | $351,000 | 5,156 |
| Additional noninterest expense | $931,000 | 4,509 |
| Pre-tax net operating income | $2,850,000 | 2,618 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,080,000 | 2,072 |
| Income before extraordinary items | $1,770,000 | 3,142 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,770,000 | 3,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 4,091 |
| Cash dividends | $548,000 | 3,365 |
| Sale, conversion, retirement of capital stock, net | $-222,000 | 9,128 |
| Net operating income | $1,770,000 | 2,997 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,801,000 | 4,151 |
| Total interest expense | $694,000 | 6,481 |
| Net interest income | $4,107,000 | 3,448 |
| Provision for loan and lease losses | $90,000 | 4,812 |
| Total noninterest income | $249,000 | 6,418 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $180,000 | 4,876 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $69,000 | 6,726 |
| Total noninterest expense | $2,114,000 | 4,798 |
| Salaries and employee benefits | $1,143,000 | 4,787 |
| Premises and equipment expense | $260,000 | 5,196 |
| Additional noninterest expense | $711,000 | 4,425 |
| Pre-tax net operating income | $2,152,000 | 2,692 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $816,000 | 2,180 |
| Income before extraordinary items | $1,336,000 | 3,225 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,336,000 | 3,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 3,709 |
| Cash dividends | $548,000 | 2,550 |
| Sale, conversion, retirement of capital stock, net | $-264,000 | 9,191 |
| Net operating income | $1,336,000 | 3,078 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,243,000 | 4,149 |
| Total interest expense | $497,000 | 6,404 |
| Net interest income | $2,746,000 | 3,433 |
| Provision for loan and lease losses | $60,000 | 4,687 |
| Total noninterest income | $174,000 | 6,305 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $123,000 | 4,793 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $51,000 | 6,530 |
| Total noninterest expense | $1,405,000 | 4,797 |
| Salaries and employee benefits | $761,000 | 4,804 |
| Premises and equipment expense | $170,000 | 5,234 |
| Additional noninterest expense | $474,000 | 4,417 |
| Pre-tax net operating income | $1,455,000 | 2,662 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $552,000 | 2,174 |
| Income before extraordinary items | $903,000 | 3,206 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $903,000 | 3,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 3,423 |
| Cash dividends | $548,000 | 2,023 |
| Sale, conversion, retirement of capital stock, net | $-211,000 | 9,225 |
| Net operating income | $903,000 | 3,035 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,621,000 | 4,182 |
| Total interest expense | $257,000 | 6,407 |
| Net interest income | $1,364,000 | 3,431 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $85,000 | 6,273 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $62,000 | 4,671 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $23,000 | 6,700 |
| Total noninterest expense | $703,000 | 4,775 |
| Salaries and employee benefits | $382,000 | 4,772 |
| Premises and equipment expense | $84,000 | 5,273 |
| Additional noninterest expense | $237,000 | 4,391 |
| Pre-tax net operating income | $716,000 | 2,695 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $272,000 | 2,187 |
| Income before extraordinary items | $444,000 | 3,209 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $444,000 | 3,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,455 |
| Cash dividends | $548,000 | 1,123 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 360 |
| Net operating income | $444,000 | 3,050 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,232,000 | 3,938 |
| Total interest expense | $1,276,000 | 6,241 |
| Net interest income | $5,956,000 | 3,157 |
| Provision for loan and lease losses | $120,000 | 5,330 |
| Total noninterest income | $342,000 | 6,155 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $216,000 | 5,036 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $126,000 | 5,962 |
| Total noninterest expense | $3,051,000 | 4,405 |
| Salaries and employee benefits | $1,507,000 | 4,679 |
| Premises and equipment expense | $328,000 | 5,290 |
| Additional noninterest expense | $1,216,000 | 3,576 |
| Pre-tax net operating income | $3,127,000 | 2,410 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,142,000 | 2,002 |
| Income before extraordinary items | $1,985,000 | 2,815 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,985,000 | 2,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,916 |
| Cash dividends | $509,000 | 3,409 |
| Sale, conversion, retirement of capital stock, net | $-160,000 | 9,263 |
| Net operating income | $1,985,000 | 2,735 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,570,000 | 4,199 |
| Total interest expense | $1,995,000 | 6,107 |
| Net interest income | $5,575,000 | 3,137 |
| Provision for loan and lease losses | $195,000 | 4,194 |
| Total noninterest income | $342,000 | 6,072 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $263,000 | 4,507 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $79,000 | 6,906 |
| Total noninterest expense | $2,852,000 | 4,510 |
| Salaries and employee benefits | $1,456,000 | 4,618 |
| Premises and equipment expense | $320,000 | 5,321 |
| Additional noninterest expense | $1,076,000 | 3,828 |
| Pre-tax net operating income | $2,870,000 | 2,365 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,042,000 | 2,017 |
| Income before extraordinary items | $1,828,000 | 2,748 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,828,000 | 2,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-514,000 | 9,597 |
| Cash dividends | $472,000 | 3,580 |
| Sale, conversion, retirement of capital stock, net | $-277,000 | 9,533 |
| Net operating income | $1,828,000 | 2,657 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,957,000 | 4,151 |
| Total interest expense | $2,540,000 | 5,504 |
| Net interest income | $5,417,000 | 3,246 |
| Provision for loan and lease losses | $405,000 | 2,256 |
| Total noninterest income | $353,000 | 5,865 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $254,000 | 4,486 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $99,000 | 6,458 |
| Total noninterest expense | $2,688,000 | 4,609 |
| Salaries and employee benefits | $1,388,000 | 4,654 |
| Premises and equipment expense | $328,000 | 5,154 |
| Additional noninterest expense | $972,000 | 4,070 |
| Pre-tax net operating income | $2,677,000 | 2,616 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,058,000 | 2,023 |
| Income before extraordinary items | $1,619,000 | 3,054 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,619,000 | 3,051 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $488,000 | 1,269 |
| Cash dividends | $446,000 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $-619,000 | 9,838 |
| Net operating income | $1,619,000 | 3,049 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,809,000 | 4,008 |
| Total interest expense | $2,673,000 | 5,009 |
| Net interest income | $5,136,000 | 3,375 |
| Provision for loan and lease losses | $335,000 | 2,438 |
| Total noninterest income | $333,000 | 6,146 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $272,000 | 4,269 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 7,688 |
| Total noninterest expense | $2,639,000 | 4,671 |
| Salaries and employee benefits | $1,233,000 | 5,058 |
| Premises and equipment expense | $343,000 | 5,040 |
| Additional noninterest expense | $1,063,000 | 3,817 |
| Pre-tax net operating income | $2,495,000 | 2,800 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,023,000 | 2,183 |
| Income before extraordinary items | $1,472,000 | 3,292 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,472,000 | 3,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $425,000 | 1,382 |
| Cash dividends | $403,000 | 3,893 |
| Sale, conversion, retirement of capital stock, net | $-148,000 | 10,106 |
| Net operating income | $1,472,000 | 3,251 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,707,000 | 4,068 |
| Total interest expense | $2,679,000 | 5,125 |
| Net interest income | $5,028,000 | 3,369 |
| Provision for loan and lease losses | $665,000 | 1,374 |
| Total noninterest income | $372,000 | 5,839 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $287,000 | 4,060 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 7,031 |
| Total noninterest expense | $2,475,000 | 4,809 |
| Salaries and employee benefits | $1,153,000 | 5,229 |
| Premises and equipment expense | $335,000 | 5,038 |
| Additional noninterest expense | $987,000 | 4,010 |
| Pre-tax net operating income | $2,260,000 | 3,024 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $926,000 | 2,446 |
| Income before extraordinary items | $1,334,000 | 3,594 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,334,000 | 3,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $358,000 | 1,639 |
| Cash dividends | $347,000 | 4,288 |
| Sale, conversion, retirement of capital stock, net | $-218,000 | 10,361 |
| Net operating income | $1,334,000 | 3,497 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,084,000 | 4,454 |
| Total interest expense | $2,452,000 | 5,492 |
| Net interest income | $4,632,000 | 3,734 |
| Provision for loan and lease losses | $684,000 | 1,353 |
| Total noninterest income | $327,000 | 6,368 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $271,000 | 4,390 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 8,171 |
| Total noninterest expense | $2,279,000 | 5,141 |
| Salaries and employee benefits | $1,085,000 | 5,538 |
| Premises and equipment expense | $346,000 | 4,936 |
| Additional noninterest expense | $848,000 | 4,524 |
| Pre-tax net operating income | $1,996,000 | 3,539 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $819,000 | 2,876 |
| Income before extraordinary items | $1,177,000 | 4,123 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,177,000 | 4,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $552,000 | 1,251 |
| Cash dividends | $281,000 | 4,702 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 977 |
| Net operating income | $1,177,000 | 4,061 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,524,000 | 4,852 |
| Total interest expense | $2,268,000 | 5,905 |
| Net interest income | $4,256,000 | 4,079 |
| Provision for loan and lease losses | $740,000 | 1,273 |
| Total noninterest income | $276,000 | 7,245 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $230,000 | 5,107 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 9,071 |
| Total noninterest expense | $2,128,000 | 5,681 |
| Salaries and employee benefits | $1,059,000 | 5,746 |
| Premises and equipment expense | $377,000 | 4,754 |
| Additional noninterest expense | $692,000 | 5,790 |
| Pre-tax net operating income | $1,664,000 | 4,002 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $658,000 | 3,330 |
| Income before extraordinary items | $1,006,000 | 4,486 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,006,000 | 4,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $506,000 | 1,413 |
| Cash dividends | $200,000 | 5,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,006,000 | 4,426 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,362,000 | 4,939 |
| Total interest expense | $2,218,000 | 6,051 |
| Net interest income | $4,144,000 | 4,189 |
| Provision for loan and lease losses | $855,000 | 1,074 |
| Total noninterest income | $277,000 | 7,345 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $234,000 | 5,136 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 9,575 |
| Total noninterest expense | $2,076,000 | 5,819 |
| Salaries and employee benefits | $952,000 | 6,288 |
| Premises and equipment expense | $370,000 | 4,828 |
| Additional noninterest expense | $754,000 | 5,505 |
| Pre-tax net operating income | $1,490,000 | 4,479 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $589,000 | 3,707 |
| Income before extraordinary items | $901,000 | 4,995 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $901,000 | 4,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $381,000 | 1,655 |
| Cash dividends | $160,000 | 5,934 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $901,000 | 4,970 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,819,000 | 5,831 |
| Total interest expense | $1,290,000 | 7,582 |
| Net interest income | $3,529,000 | 4,908 |
| Provision for loan and lease losses | $797,000 | 1,101 |
| Total noninterest income | $223,000 | 8,336 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $182,000 | 6,224 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 10,081 |
| Total noninterest expense | $1,862,000 | 6,540 |
| Salaries and employee benefits | $852,000 | 6,912 |
| Premises and equipment expense | $352,000 | 5,067 |
| Additional noninterest expense | $658,000 | 6,619 |
| Pre-tax net operating income | $1,093,000 | 5,592 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $397,000 | 4,794 |
| Income before extraordinary items | $696,000 | 5,938 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $696,000 | 5,954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $548,000 | 1,300 |
| Cash dividends | $120,000 | 6,524 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $696,000 | 5,999 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,177,000 | 6,665 |
| Total interest expense | $1,193,000 | 8,277 |
| Net interest income | $2,984,000 | 5,675 |
| Provision for loan and lease losses | $981,000 | 1,321 |
| Total noninterest income | $213,000 | 8,971 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $169,000 | 6,628 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 10,462 |
| Total noninterest expense | $1,704,000 | 7,176 |
| Salaries and employee benefits | $779,000 | 7,446 |
| Premises and equipment expense | $323,000 | 5,544 |
| Additional noninterest expense | $602,000 | 7,316 |
| Pre-tax net operating income | $512,000 | 8,588 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $151,000 | 8,625 |
| Income before extraordinary items | $361,000 | 8,827 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $361,000 | 8,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,023,000 | 1,125 |
| Cash dividends | $80,000 | 7,275 |
| Sale, conversion, retirement of capital stock, net | $-2,000 | 13,141 |
| Net operating income | $361,000 | 8,559 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,939,000 | 7,594 |
| Total interest expense | $1,437,000 | 8,715 |
| Net interest income | $2,502,000 | 6,596 |
| Provision for loan and lease losses | $418,000 | 3,371 |
| Total noninterest income | $198,000 | 9,453 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $161,000 | 6,843 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 11,257 |
| Total noninterest expense | $1,627,000 | 7,481 |
| Salaries and employee benefits | $718,000 | 7,852 |
| Premises and equipment expense | $342,000 | 5,454 |
| Additional noninterest expense | $567,000 | 7,798 |
| Pre-tax net operating income | $655,000 | 7,358 |
| Securities gains (losses) | $43,000 | 4,369 |
| Applicable income taxes | $230,000 | 6,993 |
| Income before extraordinary items | $468,000 | 7,598 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $468,000 | 7,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $200,000 | 4,207 |
| Cash dividends | $40,000 | 7,952 |
| Sale, conversion, retirement of capital stock, net | $-4,000 | 13,769 |
| Net operating income | $439,190 | 7,489 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.