Home > The Wilmington Savings Bank > Income and Expense

The Wilmington Savings Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$7,903,0003,154
Total interest expense$4,132,0002,234
Net interest income$3,771,0003,674
Provision for loan and lease losses$-50,0004,273
Total noninterest income$679,0003,154
Gross Fiduciary activities income$0981
Service charges on deposit accounts$38,0003,967
Trading account gains and feesNANA
Additional Noninterest Income$641,0002,729
Total noninterest expense$3,940,0003,372
Salaries and employee benefits$1,990,0003,458
Premises and equipment expense$164,0004,084
Additional noninterest expense$641,0002,729
Pre-tax net operating income$560,0003,909
Securities gains (losses)$0988
Applicable income taxes$104,0002,770
Income before extraordinary items$456,0003,924
Extraordinary gains, net$054
Net income$456,0003,964
Minority interest net income$088
Net income of bank and minority interests.$456,0003,926
Net charge-offs$-18,0003,974
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$456,0003,946
2023-09-30 (YTD Data)Rank
Total interest income$5,890,0003,126
Total interest expense$2,979,0002,174
Net interest income$2,911,0003,658
Provision for loan and lease losses$-50,0004,334
Total noninterest income$516,0003,136
Gross Fiduciary activities income$0950
Service charges on deposit accounts$29,0003,973
Trading account gains and feesNANA
Additional Noninterest Income$487,0002,712
Total noninterest expense$3,003,0003,332
Salaries and employee benefits$1,519,0003,419
Premises and equipment expense$129,0004,053
Additional noninterest expense$487,0002,711
Pre-tax net operating income$474,0003,935
Securities gains (losses)$0849
Applicable income taxes$90,0002,764
Income before extraordinary items$384,0003,962
Extraordinary gains, net$052
Net income$384,0004,000
Minority interest net income$081
Net income of bank and minority interests.$384,0003,962
Net charge-offs$-22,0004,016
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$384,0003,985
2023-06-30 (YTD Data)Rank
Total interest income$4,077,0003,066
Total interest expense$1,900,0002,086
Net interest income$2,177,0003,558
Provision for loan and lease losses$02,940
Total noninterest income$188,0003,627
Gross Fiduciary activities income$0931
Service charges on deposit accounts$20,0003,979
Trading account gains and feesNANA
Additional Noninterest Income$168,0003,319
Total noninterest expense$1,968,0003,352
Salaries and employee benefits$999,0003,445
Premises and equipment expense$88,0004,056
Additional noninterest expense$168,0003,310
Pre-tax net operating income$397,0003,852
Securities gains (losses)$0938
Applicable income taxes$77,0002,668
Income before extraordinary items$320,0003,886
Extraordinary gains, net$051
Net income$320,0003,924
Minority interest net income$081
Net income of bank and minority interests.$320,0003,885
Net charge-offs$-22,0004,140
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$320,0003,909
2023-03-31 (YTD Data)Rank
Total interest income$2,165,0002,975
Total interest expense$851,0002,029
Net interest income$1,314,0003,333
Provision for loan and lease losses$02,612
Total noninterest income$68,0003,885
Gross Fiduciary activities income$0913
Service charges on deposit accounts$9,0004,053
Trading account gains and feesNANA
Additional Noninterest Income$59,0003,573
Total noninterest expense$1,016,0003,350
Salaries and employee benefits$518,0003,447
Premises and equipment expense$45,0004,083
Additional noninterest expense$59,0003,573
Pre-tax net operating income$366,0003,453
Securities gains (losses)$0950
Applicable income taxes$74,0002,364
Income before extraordinary items$292,0003,511
Extraordinary gains, net$04
Net income$292,0003,510
Minority interest net income$048
Net income of bank and minority interests.$292,0003,511
Net charge-offs$-22,0004,256
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$292,0003,541
2022-12-31 (YTD Data)Rank
Total interest income$6,214,0003,194
Total interest expense$1,131,0002,252
Net interest income$5,083,0003,316
Provision for loan and lease losses$-290,0004,474
Total noninterest income$306,0003,910
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$44,0004,017
Trading account gains and feesNANA
Additional Noninterest Income$262,0003,634
Total noninterest expense$3,941,0003,371
Salaries and employee benefits$2,118,0003,405
Premises and equipment expense$180,0004,113
Additional noninterest expense$262,0003,634
Pre-tax net operating income$1,738,0003,282
Securities gains (losses)$0691
Applicable income taxes$342,0002,304
Income before extraordinary items$1,396,0003,333
Extraordinary gains, net$05
Net income$1,396,0003,329
Minority interest net income$063
Net income of bank and minority interests.$1,396,0003,332
Net charge-offs$17,0001,980
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$1,396,0003,359
2022-09-30 (YTD Data)Rank
Total interest income$4,443,0003,222
Total interest expense$560,0002,523
Net interest income$3,883,0003,282
Provision for loan and lease losses$02,835
Total noninterest income$234,0003,910
Gross Fiduciary activities income$0968
Service charges on deposit accounts$34,0004,024
Trading account gains and feesNANA
Additional Noninterest Income$200,0003,649
Total noninterest expense$2,913,0003,378
Salaries and employee benefits$1,575,0003,401
Premises and equipment expense$141,0004,098
Additional noninterest expense$200,0003,649
Pre-tax net operating income$1,204,0003,357
Securities gains (losses)$0740
Applicable income taxes$235,0002,389
Income before extraordinary items$969,0003,417
Extraordinary gains, net$04
Net income$969,0003,415
Minority interest net income$057
Net income of bank and minority interests.$969,0003,416
Net charge-offs$17,0001,656
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$969,0003,443
2022-06-30 (YTD Data)Rank
Total interest income$2,901,0003,222
Total interest expense$279,0002,756
Net interest income$2,622,0003,247
Provision for loan and lease losses$02,599
Total noninterest income$160,0003,892
Gross Fiduciary activities income$0925
Service charges on deposit accounts$23,0004,055
Trading account gains and feesNANA
Additional Noninterest Income$137,0003,659
Total noninterest expense$1,931,0003,381
Salaries and employee benefits$1,075,0003,378
Premises and equipment expense$76,0004,264
Additional noninterest expense$780,0003,039
Pre-tax net operating income$851,0003,178
Securities gains (losses)$0687
Applicable income taxes$167,0002,271
Income before extraordinary items$684,0003,242
Extraordinary gains, net$04
Net income$684,0003,241
Minority interest net income$060
Net income of bank and minority interests.$684,0003,242
Net charge-offs$18,0001,359
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$684,0003,274
2022-03-31 (YTD Data)Rank
Total interest income$1,455,0003,184
Total interest expense$128,0002,855
Net interest income$1,327,0003,190
Provision for loan and lease losses$02,285
Total noninterest income$77,0003,895
Gross Fiduciary activities income$0892
Service charges on deposit accounts$11,0004,090
Trading account gains and feesNANA
Additional Noninterest Income$66,0003,652
Total noninterest expense$981,0003,372
Salaries and employee benefits$535,0003,384
Premises and equipment expense$39,0004,262
Additional noninterest expense$407,0002,935
Pre-tax net operating income$423,0003,088
Securities gains (losses)$0623
Applicable income taxes$83,0002,193
Income before extraordinary items$340,0003,148
Extraordinary gains, net$04
Net income$340,0003,146
Minority interest net income$050
Net income of bank and minority interests.$340,0003,148
Net charge-offs$-4,0003,570
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$340,0003,167
2021-12-31 (YTD Data)Rank
Total interest income$5,176,0003,426
Total interest expense$913,0002,346
Net interest income$4,263,0003,564
Provision for loan and lease losses$03,064
Total noninterest income$1,084,0002,883
Gross Fiduciary activities income$0994
Service charges on deposit accounts$43,0004,109
Trading account gains and feesNANA
Additional Noninterest Income$1,041,0002,589
Total noninterest expense$3,754,0003,448
Salaries and employee benefits$1,937,0003,562
Premises and equipment expense$154,0004,315
Additional noninterest expense$1,663,0002,921
Pre-tax net operating income$1,593,0003,417
Securities gains (losses)$101,000858
Applicable income taxes$352,0002,349
Income before extraordinary items$1,342,0003,469
Extraordinary gains, net$010
Net income$1,342,0003,469
Minority interest net income$074
Net income of bank and minority interests.$1,342,0003,469
Net charge-offs$-303,0004,640
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$1,262,2103,512
2021-09-30 (YTD Data)Rank
Total interest income$3,916,0003,484
Total interest expense$737,0002,329
Net interest income$3,179,0003,644
Provision for loan and lease losses$02,963
Total noninterest income$798,0002,949
Gross Fiduciary activities income$0957
Service charges on deposit accounts$32,0004,162
Trading account gains and feesNANA
Additional Noninterest Income$766,0002,638
Total noninterest expense$2,783,0003,497
Salaries and employee benefits$1,415,0003,625
Premises and equipment expense$114,0004,389
Additional noninterest expense$1,254,0002,915
Pre-tax net operating income$1,194,0003,548
Securities gains (losses)$101,000801
Applicable income taxes$272,0002,377
Income before extraordinary items$1,023,0003,582
Extraordinary gains, net$08
Net income$1,023,0003,582
Minority interest net income$069
Net income of bank and minority interests.$1,023,0003,582
Net charge-offs$-257,0004,706
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$943,2103,652
2021-06-30 (YTD Data)Rank
Total interest income$2,656,0003,482
Total interest expense$519,0002,323
Net interest income$2,137,0003,653
Provision for loan and lease losses$02,862
Total noninterest income$582,0002,834
Gross Fiduciary activities income$0951
Service charges on deposit accounts$22,0004,135
Trading account gains and feesNANA
Additional Noninterest Income$560,0002,522
Total noninterest expense$1,856,0003,504
Salaries and employee benefits$945,0003,636
Premises and equipment expense$73,0004,432
Additional noninterest expense$838,0002,895
Pre-tax net operating income$863,0003,441
Securities gains (losses)$101,000659
Applicable income taxes$202,0002,295
Income before extraordinary items$762,0003,447
Extraordinary gains, net$06
Net income$762,0003,446
Minority interest net income$067
Net income of bank and minority interests.$762,0003,447
Net charge-offs$-191,0004,740
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$682,2103,562
2021-03-31 (YTD Data)Rank
Total interest income$1,364,0003,440
Total interest expense$272,0002,321
Net interest income$1,092,0003,598
Provision for loan and lease losses$02,741
Total noninterest income$188,0003,289
Gross Fiduciary activities income$0922
Service charges on deposit accounts$11,0004,138
Trading account gains and feesNANA
Additional Noninterest Income$177,0002,958
Total noninterest expense$929,0003,498
Salaries and employee benefits$479,0003,624
Premises and equipment expense$31,0004,544
Additional noninterest expense$419,0002,862
Pre-tax net operating income$351,0003,637
Securities gains (losses)$101,000479
Applicable income taxes$95,0002,312
Income before extraordinary items$357,0003,494
Extraordinary gains, net$03
Net income$357,0003,495
Minority interest net income$055
Net income of bank and minority interests.$357,0003,494
Net charge-offs$-158,0004,841
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$277,2103,726
2020-12-31 (YTD Data)Rank
Total interest income$5,898,0003,344
Total interest expense$1,455,0002,427
Net interest income$4,443,0003,527
Provision for loan and lease losses$04,319
Total noninterest income$514,0003,595
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$46,0004,233
Trading account gains and feesNANA
Additional Noninterest Income$468,0003,217
Total noninterest expense$3,744,0003,481
Salaries and employee benefits$1,871,0003,668
Premises and equipment expense$181,0004,330
Additional noninterest expense$1,692,0002,827
Pre-tax net operating income$1,213,0003,527
Securities gains (losses)$36,0001,871
Applicable income taxes$262,0002,396
Income before extraordinary items$987,0003,666
Extraordinary gains, net$04
Net income$987,0003,666
Minority interest net income$072
Net income of bank and minority interests.$987,0003,666
Net charge-offs$-162,0004,819
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$958,5603,634
2020-09-30 (YTD Data)Rank
Total interest income$4,490,0003,343
Total interest expense$1,150,0002,449
Net interest income$3,340,0003,556
Provision for loan and lease losses$04,239
Total noninterest income$206,0004,102
Gross Fiduciary activities income$0981
Service charges on deposit accounts$35,0004,248
Trading account gains and feesNANA
Additional Noninterest Income$171,0003,841
Total noninterest expense$2,787,0003,474
Salaries and employee benefits$1,369,0003,688
Premises and equipment expense$132,0004,380
Additional noninterest expense$1,286,0002,791
Pre-tax net operating income$759,0003,699
Securities gains (losses)$36,0001,689
Applicable income taxes$167,0002,500
Income before extraordinary items$628,0003,828
Extraordinary gains, net$04
Net income$628,0003,827
Minority interest net income$065
Net income of bank and minority interests.$628,0003,828
Net charge-offs$-143,0004,876
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$599,5603,816
2020-06-30 (YTD Data)Rank
Total interest income$2,832,0003,466
Total interest expense$810,0002,474
Net interest income$2,022,0003,726
Provision for loan and lease losses$04,134
Total noninterest income$114,0004,251
Gross Fiduciary activities income$0970
Service charges on deposit accounts$23,0004,284
Trading account gains and feesNANA
Additional Noninterest Income$91,0004,001
Total noninterest expense$1,873,0003,476
Salaries and employee benefits$925,0003,681
Premises and equipment expense$89,0004,379
Additional noninterest expense$859,0002,779
Pre-tax net operating income$263,0004,204
Securities gains (losses)$36,0001,446
Applicable income taxes$63,0002,781
Income before extraordinary items$236,0004,226
Extraordinary gains, net$04
Net income$236,0004,226
Minority interest net income$065
Net income of bank and minority interests.$236,0004,226
Net charge-offs$-79,0004,850
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$207,5604,260
2020-03-31 (YTD Data)Rank
Total interest income$1,476,0003,412
Total interest expense$447,0002,469
Net interest income$1,029,0003,687
Provision for loan and lease losses$03,711
Total noninterest income$34,0004,578
Gross Fiduciary activities income$0941
Service charges on deposit accounts$12,0004,405
Trading account gains and feesNANA
Additional Noninterest Income$22,0004,389
Total noninterest expense$954,0003,478
Salaries and employee benefits$499,0003,589
Premises and equipment expense$42,0004,477
Additional noninterest expense$413,0002,874
Pre-tax net operating income$109,0004,228
Securities gains (losses)$01,705
Applicable income taxes$23,0002,824
Income before extraordinary items$86,0004,300
Extraordinary gains, net$04
Net income$86,0004,300
Minority interest net income$056
Net income of bank and minority interests.$86,0004,300
Net charge-offs$-52,0004,867
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$86,0004,291
2019-12-31 (YTD Data)Rank
Total interest income$6,397,0003,324
Total interest expense$1,605,0002,663
Net interest income$4,792,0003,479
Provision for loan and lease losses$-600,0005,110
Total noninterest income$155,0004,602
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$59,0004,386
Trading account gains and feesNANA
Additional Noninterest Income$96,0004,446
Total noninterest expense$3,806,0003,503
Salaries and employee benefits$2,044,0003,578
Premises and equipment expense$178,0004,490
Additional noninterest expense$1,584,0002,974
Pre-tax net operating income$1,741,0003,207
Securities gains (losses)$-6,0004,737
Applicable income taxes$364,0002,223
Income before extraordinary items$1,371,0003,373
Extraordinary gains, net$011
Net income$1,371,0003,374
Minority interest net income$076
Net income of bank and minority interests.$1,371,0003,374
Net charge-offs$-236,0005,006
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$1,375,7403,345
2019-09-30 (YTD Data)Rank
Total interest income$4,746,0003,381
Total interest expense$1,181,0002,706
Net interest income$3,565,0003,545
Provision for loan and lease losses$03,836
Total noninterest income$116,0004,666
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$44,0004,448
Trading account gains and feesNANA
Additional Noninterest Income$72,0004,490
Total noninterest expense$2,738,0003,601
Salaries and employee benefits$1,520,0003,594
Premises and equipment expense$132,0004,555
Additional noninterest expense$1,086,0003,181
Pre-tax net operating income$943,0003,705
Securities gains (losses)$-6,0004,829
Applicable income taxes$197,0002,516
Income before extraordinary items$740,0003,883
Extraordinary gains, net$011
Net income$740,0003,882
Minority interest net income$072
Net income of bank and minority interests.$740,0003,883
Net charge-offs$-52,0004,831
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$744,7403,842
2019-06-30 (YTD Data)Rank
Total interest income$3,200,0003,384
Total interest expense$753,0002,754
Net interest income$2,447,0003,508
Provision for loan and lease losses$03,685
Total noninterest income$73,0004,735
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$29,0004,491
Trading account gains and feesNANA
Additional Noninterest Income$44,0004,575
Total noninterest expense$1,776,0003,681
Salaries and employee benefits$1,019,0003,616
Premises and equipment expense$87,0004,581
Additional noninterest expense$670,0003,351
Pre-tax net operating income$744,0003,490
Securities gains (losses)$-6,0004,859
Applicable income taxes$155,0002,387
Income before extraordinary items$583,0003,673
Extraordinary gains, net$011
Net income$583,0003,672
Minority interest net income$069
Net income of bank and minority interests.$583,0003,672
Net charge-offs$-51,0004,918
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$587,7403,638
2019-03-31 (YTD Data)Rank
Total interest income$1,557,0003,446
Total interest expense$376,0002,724
Net interest income$1,181,0003,604
Provision for loan and lease losses$03,406
Total noninterest income$34,0004,791
Gross Fiduciary activities income$0972
Service charges on deposit accounts$15,0004,478
Trading account gains and feesNANA
Additional Noninterest Income$19,0004,648
Total noninterest expense$1,006,0003,488
Salaries and employee benefits$493,0003,716
Premises and equipment expense$44,0004,625
Additional noninterest expense$469,0002,707
Pre-tax net operating income$209,0004,167
Securities gains (losses)$-3,0004,951
Applicable income taxes$43,0002,740
Income before extraordinary items$163,0004,271
Extraordinary gains, net$05
Net income$163,0004,270
Minority interest net income$052
Net income of bank and minority interests.$163,0004,270
Net charge-offs$-31,0004,977
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$165,3704,255
2018-12-31 (YTD Data)Rank
Total interest income$6,238,0003,365
Total interest expense$1,374,0002,472
Net interest income$4,864,0003,550
Provision for loan and lease losses$-250,0005,239
Total noninterest income$351,0004,172
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$61,0004,589
Trading account gains and feesNANA
Additional Noninterest Income$290,0003,724
Total noninterest expense$4,464,0003,277
Salaries and employee benefits$2,292,0003,439
Premises and equipment expense$206,0004,499
Additional noninterest expense$1,966,0002,617
Pre-tax net operating income$1,001,0004,023
Securities gains (losses)$-5,0004,250
Applicable income taxes$209,0002,651
Income before extraordinary items$787,0004,152
Extraordinary gains, net$06
Net income$787,0004,151
Minority interest net income$072
Net income of bank and minority interests.$787,0004,151
Net charge-offs$-188,0005,161
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$790,9504,156
2018-09-30 (YTD Data)Rank
Total interest income$4,695,0003,373
Total interest expense$1,036,0002,395
Net interest income$3,659,0003,574
Provision for loan and lease losses$03,948
Total noninterest income$309,0004,048
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$45,0004,651
Trading account gains and feesNANA
Additional Noninterest Income$264,0003,525
Total noninterest expense$3,456,0003,217
Salaries and employee benefits$1,834,0003,312
Premises and equipment expense$158,0004,509
Additional noninterest expense$1,464,0002,645
Pre-tax net operating income$512,0004,497
Securities gains (losses)$-5,0004,626
Applicable income taxes$107,0002,963
Income before extraordinary items$400,0004,595
Extraordinary gains, net$05
Net income$400,0004,593
Minority interest net income$066
Net income of bank and minority interests.$400,0004,594
Net charge-offs$-143,0005,188
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$403,9504,592
2018-06-30 (YTD Data)Rank
Total interest income$3,111,0003,380
Total interest expense$681,0002,331
Net interest income$2,430,0003,573
Provision for loan and lease losses$03,782
Total noninterest income$269,0003,731
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$30,0004,696
Trading account gains and feesNANA
Additional Noninterest Income$239,0003,160
Total noninterest expense$2,443,0003,125
Salaries and employee benefits$1,360,0003,141
Premises and equipment expense$92,0004,694
Additional noninterest expense$991,0002,635
Pre-tax net operating income$256,0004,731
Securities gains (losses)$-5,0004,867
Applicable income taxes$53,0003,108
Income before extraordinary items$198,0004,806
Extraordinary gains, net$06
Net income$198,0004,805
Minority interest net income$065
Net income of bank and minority interests.$198,0004,805
Net charge-offs$-60,0005,073
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$201,9504,798
2018-03-31 (YTD Data)Rank
Total interest income$1,525,0003,411
Total interest expense$345,0002,234
Net interest income$1,180,0003,653
Provision for loan and lease losses$03,508
Total noninterest income$40,0004,930
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$15,0004,742
Trading account gains and feesNANA
Additional Noninterest Income$25,0004,706
Total noninterest expense$1,142,0003,291
Salaries and employee benefits$618,0003,354
Premises and equipment expense$46,0004,741
Additional noninterest expense$478,0002,715
Pre-tax net operating income$78,0005,020
Securities gains (losses)$0735
Applicable income taxes$10,0003,495
Income before extraordinary items$68,0005,018
Extraordinary gains, net$07
Net income$68,0005,017
Minority interest net income$052
Net income of bank and minority interests.$68,0005,018
Net charge-offs$-27,0005,064
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$68,0005,020
2017-12-31 (YTD Data)Rank
Total interest income$5,732,0003,499
Total interest expense$910,0002,714
Net interest income$4,822,0003,602
Provision for loan and lease losses$04,227
Total noninterest income$284,0004,553
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$56,0004,888
Trading account gains and feesNANA
Additional Noninterest Income$228,0004,077
Total noninterest expense$4,429,0003,349
Salaries and employee benefits$2,246,0003,524
Premises and equipment expense$176,0004,860
Additional noninterest expense$2,007,0002,644
Pre-tax net operating income$677,0004,495
Securities gains (losses)$02,243
Applicable income taxes$1,175,0001,732
Income before extraordinary items$-498,0005,524
Extraordinary gains, net$09
Net income$-498,0005,524
Minority interest net income$076
Net income of bank and minority interests.$-498,0005,524
Net charge-offs$-68,0005,212
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$-498,0005,522
2017-09-30 (YTD Data)Rank
Total interest income$4,229,0003,562
Total interest expense$634,0002,834
Net interest income$3,595,0003,644
Provision for loan and lease losses$04,088
Total noninterest income$234,0004,515
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$40,0004,971
Trading account gains and feesNANA
Additional Noninterest Income$194,0003,992
Total noninterest expense$3,257,0003,402
Salaries and employee benefits$1,677,0003,545
Premises and equipment expense$129,0004,922
Additional noninterest expense$1,451,0002,726
Pre-tax net operating income$572,0004,465
Securities gains (losses)$02,274
Applicable income taxes$195,0002,781
Income before extraordinary items$377,0004,709
Extraordinary gains, net$09
Net income$377,0004,709
Minority interest net income$071
Net income of bank and minority interests.$377,0004,709
Net charge-offs$-47,0005,142
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$377,0004,701
2017-06-30 (YTD Data)Rank
Total interest income$2,831,0003,554
Total interest expense$402,0002,873
Net interest income$2,429,0003,616
Provision for loan and lease losses$03,871
Total noninterest income$187,0004,330
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$23,0005,101
Trading account gains and feesNANA
Additional Noninterest Income$164,0003,745
Total noninterest expense$2,136,0003,455
Salaries and employee benefits$1,105,0003,598
Premises and equipment expense$84,0004,971
Additional noninterest expense$947,0002,770
Pre-tax net operating income$480,0004,178
Securities gains (losses)$01,906
Applicable income taxes$164,0002,615
Income before extraordinary items$316,0004,448
Extraordinary gains, net$011
Net income$316,0004,447
Minority interest net income$071
Net income of bank and minority interests.$316,0004,448
Net charge-offs$1,0003,381
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$316,0004,437
2017-03-31 (YTD Data)Rank
Total interest income$1,406,0003,573
Total interest expense$198,0002,864
Net interest income$1,208,0003,642
Provision for loan and lease losses$03,537
Total noninterest income$82,0004,512
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$9,0005,277
Trading account gains and feesNANA
Additional Noninterest Income$73,0003,899
Total noninterest expense$1,013,0003,582
Salaries and employee benefits$507,0003,824
Premises and equipment expense$40,0005,066
Additional noninterest expense$466,0002,797
Pre-tax net operating income$277,0003,948
Securities gains (losses)$01,153
Applicable income taxes$95,0002,476
Income before extraordinary items$182,0004,252
Extraordinary gains, net$08
Net income$182,0004,252
Minority interest net income$055
Net income of bank and minority interests.$182,0004,252
Net charge-offs$8,0002,285
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$182,0004,236
2016-12-31 (YTD Data)Rank
Total interest income$5,175,0003,746
Total interest expense$708,0003,030
Net interest income$4,467,0003,792
Provision for loan and lease losses$76,0003,342
Total noninterest income$130,0005,352
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$41,0005,283
Trading account gains and fees$0170
Additional Noninterest Income$89,0005,038
Total noninterest expense$4,019,0003,643
Salaries and employee benefits$1,911,0003,919
Premises and equipment expense$188,0004,966
Additional noninterest expense$1,920,0002,832
Pre-tax net operating income$502,0004,812
Securities gains (losses)$03,212
Applicable income taxes$171,0003,026
Income before extraordinary items$331,0005,051
Extraordinary gains, net$05
Net income$331,0005,050
Minority interest net income$082
Net income of bank and minority interests.$331,0005,050
Net charge-offs$109,0002,534
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$331,0005,005
2016-09-30 (YTD Data)Rank
Total interest income$3,824,0003,797
Total interest expense$520,0003,061
Net interest income$3,304,0003,846
Provision for loan and lease losses$76,0002,998
Total noninterest income$78,0005,537
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$30,0005,360
Trading account gains and fees$0169
Additional Noninterest Income$48,0005,277
Total noninterest expense$3,028,0003,638
Salaries and employee benefits$1,460,0003,890
Premises and equipment expense$142,0004,980
Additional noninterest expense$1,426,0002,848
Pre-tax net operating income$278,0005,113
Securities gains (losses)$03,160
Applicable income taxes$94,0003,255
Income before extraordinary items$184,0005,306
Extraordinary gains, net$05
Net income$184,0005,306
Minority interest net income$071
Net income of bank and minority interests.$184,0005,306
Net charge-offs$122,0001,885
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$184,0005,254
2016-06-30 (YTD Data)Rank
Total interest income$2,557,0003,807
Total interest expense$339,0003,109
Net interest income$2,218,0003,850
Provision for loan and lease losses$84,0002,486
Total noninterest income$42,0005,699
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$20,0005,411
Trading account gains and fees$0157
Additional Noninterest Income$22,0005,498
Total noninterest expense$1,823,0003,873
Salaries and employee benefits$843,0004,202
Premises and equipment expense$92,0005,069
Additional noninterest expense$888,0002,998
Pre-tax net operating income$353,0004,597
Securities gains (losses)$02,835
Applicable income taxes$120,0002,880
Income before extraordinary items$233,0004,882
Extraordinary gains, net$016
Net income$233,0004,882
Minority interest net income$071
Net income of bank and minority interests.$233,0004,882
Net charge-offs$102,0001,603
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$233,0004,835
2016-03-31 (YTD Data)Rank
Total interest income$1,289,0003,793
Total interest expense$166,0003,166
Net interest income$1,123,0003,842
Provision for loan and lease losses$-13,0005,900
Total noninterest income$16,0005,833
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$10,0005,438
Trading account gains and fees$0142
Additional Noninterest Income$6,0005,724
Total noninterest expense$959,0003,792
Salaries and employee benefits$400,0004,354
Premises and equipment expense$39,0005,297
Additional noninterest expense$520,0002,694
Pre-tax net operating income$193,0004,478
Securities gains (losses)$02,077
Applicable income taxes$66,0002,786
Income before extraordinary items$127,0004,781
Extraordinary gains, net$012
Net income$127,0004,780
Minority interest net income$062
Net income of bank and minority interests.$127,0004,781
Net charge-offs$32,0001,717
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$127,0004,728
2015-12-31 (YTD Data)Rank
Total interest income$5,184,0003,765
Total interest expense$611,0003,357
Net interest income$4,573,0003,778
Provision for loan and lease losses$-17,0005,622
Total noninterest income$234,0005,071
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$45,0005,481
Trading account gains and fees$0159
Additional Noninterest Income$189,0004,525
Total noninterest expense$3,825,0003,806
Salaries and employee benefits$1,514,0004,485
Premises and equipment expense$160,0005,341
Additional noninterest expense$2,151,0002,640
Pre-tax net operating income$999,0004,105
Securities gains (losses)$03,216
Applicable income taxes$10,0004,095
Income before extraordinary items$989,0003,960
Extraordinary gains, net$023
Net income$989,0003,960
Minority interest net income$081
Net income of bank and minority interests.$989,0003,961
Net charge-offs$339,0001,502
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$989,0003,899
2015-09-30 (YTD Data)Rank
Total interest income$3,921,0003,787
Total interest expense$454,0003,418
Net interest income$3,467,0003,807
Provision for loan and lease losses$-34,0005,852
Total noninterest income$182,0005,091
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$34,0005,543
Trading account gains and fees$0153
Additional Noninterest Income$148,0004,504
Total noninterest expense$2,936,0003,792
Salaries and employee benefits$1,145,0004,488
Premises and equipment expense$125,0005,345
Additional noninterest expense$1,666,0002,574
Pre-tax net operating income$747,0004,182
Securities gains (losses)$03,031
Applicable income taxes$10,0004,140
Income before extraordinary items$737,0004,022
Extraordinary gains, net$021
Net income$737,0004,022
Minority interest net income$078
Net income of bank and minority interests.$737,0004,024
Net charge-offs$53,0002,731
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$737,0003,966
2015-06-30 (YTD Data)Rank
Total interest income$2,609,0003,803
Total interest expense$300,0003,451
Net interest income$2,309,0003,815
Provision for loan and lease losses$-27,0005,976
Total noninterest income$149,0004,864
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$24,0005,536
Trading account gains and fees$0157
Additional Noninterest Income$125,0004,252
Total noninterest expense$2,017,0003,751
Salaries and employee benefits$766,0004,521
Premises and equipment expense$85,0005,367
Additional noninterest expense$1,166,0002,492
Pre-tax net operating income$468,0004,271
Securities gains (losses)$02,636
Applicable income taxes$10,0004,061
Income before extraordinary items$458,0004,118
Extraordinary gains, net$022
Net income$458,0004,118
Minority interest net income$075
Net income of bank and minority interests.$458,0004,120
Net charge-offs$34,0002,614
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$458,0004,059
2015-03-31 (YTD Data)Rank
Total interest income$1,294,0003,830
Total interest expense$148,0003,510
Net interest income$1,146,0003,844
Provision for loan and lease losses$-21,0006,119
Total noninterest income$88,0004,679
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$12,0005,557
Trading account gains and fees$0152
Additional Noninterest Income$76,0003,982
Total noninterest expense$1,017,0003,758
Salaries and employee benefits$375,0004,600
Premises and equipment expense$42,0005,437
Additional noninterest expense$600,0002,413
Pre-tax net operating income$238,0004,215
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$238,0004,028
Extraordinary gains, net$013
Net income$238,0004,032
Minority interest net income$064
Net income of bank and minority interests.$238,0004,032
Net charge-offs$14,0002,324
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$238,0003,952
2014-12-31 (YTD Data)Rank
Total interest income$5,683,0003,656
Total interest expense$739,0003,193
Net interest income$4,944,0003,678
Provision for loan and lease losses$04,603
Total noninterest income$265,0005,126
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$46,0005,778
Trading account gains and fees$0180
Additional Noninterest Income$219,0004,415
Total noninterest expense$3,855,0003,911
Salaries and employee benefits$1,502,0004,629
Premises and equipment expense$160,0005,606
Additional noninterest expense$2,193,0002,675
Pre-tax net operating income$1,354,0003,647
Securities gains (losses)$03,259
Applicable income taxes$04,531
Income before extraordinary items$1,354,0003,414
Extraordinary gains, net$017
Net income$1,354,0003,416
Minority interest net income$084
Net income of bank and minority interests.$1,354,0003,416
Net charge-offs$2,769,000377
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,354,0003,368
2014-09-30 (YTD Data)Rank
Total interest income$4,278,0003,673
Total interest expense$531,0003,342
Net interest income$3,747,0003,674
Provision for loan and lease losses$04,401
Total noninterest income$231,0005,015
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$34,0005,854
Trading account gains and fees$0174
Additional Noninterest Income$197,0004,221
Total noninterest expense$2,883,0003,938
Salaries and employee benefits$1,132,0004,633
Premises and equipment expense$119,0005,677
Additional noninterest expense$1,632,0002,704
Pre-tax net operating income$1,095,0003,622
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$1,095,0003,327
Extraordinary gains, net$015
Net income$1,095,0003,327
Minority interest net income$081
Net income of bank and minority interests.$1,095,0003,328
Net charge-offs$2,335,000333
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,095,0003,288
2014-06-30 (YTD Data)Rank
Total interest income$2,869,0003,665
Total interest expense$353,0003,374
Net interest income$2,516,0003,648
Provision for loan and lease losses$04,196
Total noninterest income$116,0005,348
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$23,0005,870
Trading account gains and fees$0172
Additional Noninterest Income$93,0004,666
Total noninterest expense$1,969,0003,910
Salaries and employee benefits$753,0004,683
Premises and equipment expense$80,0005,721
Additional noninterest expense$1,136,0002,602
Pre-tax net operating income$663,0003,690
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$663,0003,437
Extraordinary gains, net$020
Net income$663,0003,443
Minority interest net income$080
Net income of bank and minority interests.$663,0003,443
Net charge-offs$1,469,000378
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$663,0003,395
2014-03-31 (YTD Data)Rank
Total interest income$1,398,0003,732
Total interest expense$177,0003,418
Net interest income$1,221,0003,746
Provision for loan and lease losses$03,817
Total noninterest income$44,0005,649
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$12,0005,863
Trading account gains and fees$0147
Additional Noninterest Income$32,0005,097
Total noninterest expense$1,026,0003,835
Salaries and employee benefits$384,0004,680
Premises and equipment expense$39,0005,815
Additional noninterest expense$603,0002,471
Pre-tax net operating income$239,0004,178
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$239,0003,941
Extraordinary gains, net$016
Net income$239,0003,943
Minority interest net income$066
Net income of bank and minority interests.$239,0003,943
Net charge-offs$1,434,000219
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$239,0003,897
2013-12-31 (YTD Data)Rank
Total interest income$6,426,0003,461
Total interest expense$1,204,0002,558
Net interest income$5,222,0003,606
Provision for loan and lease losses$1,050,0001,053
Total noninterest income$184,0005,704
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$58,0005,855
Trading account gains and fees$0184
Additional Noninterest Income$126,0005,141
Total noninterest expense$4,732,0003,542
Salaries and employee benefits$1,539,0004,691
Premises and equipment expense$200,0005,551
Additional noninterest expense$2,993,0002,092
Pre-tax net operating income$-376,0006,435
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$-376,0006,458
Extraordinary gains, net$029
Net income$-376,0006,458
Minority interest net income$090
Net income of bank and minority interests.$-376,0006,459
Net charge-offs$2,074,000726
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$-376,0006,450
2013-09-30 (YTD Data)Rank
Total interest income$4,970,0003,424
Total interest expense$880,0002,687
Net interest income$4,090,0003,511
Provision for loan and lease losses$1,050,000841
Total noninterest income$-21,0006,780
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$45,0005,884
Trading account gains and fees$0180
Additional Noninterest Income$-66,0006,707
Total noninterest expense$3,618,0003,499
Salaries and employee benefits$1,178,0004,664
Premises and equipment expense$141,0005,682
Additional noninterest expense$2,299,0002,038
Pre-tax net operating income$-599,0006,642
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$-599,0006,660
Extraordinary gains, net$025
Net income$-599,0006,661
Minority interest net income$084
Net income of bank and minority interests.$-599,0006,661
Net charge-offs$1,901,000617
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-599,0006,647
2013-06-30 (YTD Data)Rank
Total interest income$3,375,0003,386
Total interest expense$610,0002,672
Net interest income$2,765,0003,483
Provision for loan and lease losses$1,050,000653
Total noninterest income$-3,0006,813
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$32,0005,828
Trading account gains and fees$0157
Additional Noninterest Income$-35,0006,734
Total noninterest expense$2,443,0003,494
Salaries and employee benefits$797,0004,652
Premises and equipment expense$100,0005,608
Additional noninterest expense$1,546,0002,017
Pre-tax net operating income$-731,0006,744
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$-731,0006,766
Extraordinary gains, net$022
Net income$-731,0006,768
Minority interest net income$082
Net income of bank and minority interests.$-731,0006,767
Net charge-offs$1,931,000469
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$-731,0006,750
2013-03-31 (YTD Data)Rank
Total interest income$1,686,0003,418
Total interest expense$324,0002,620
Net interest income$1,362,0003,534
Provision for loan and lease losses$750,000506
Total noninterest income$29,0006,230
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$21,0005,534
Trading account gains and fees$0148
Additional Noninterest Income$8,0006,256
Total noninterest expense$1,158,0003,645
Salaries and employee benefits$371,0004,871
Premises and equipment expense$46,0005,781
Additional noninterest expense$741,0002,098
Pre-tax net operating income$-517,0006,861
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$-517,0006,877
Extraordinary gains, net$010
Net income$-517,0006,878
Minority interest net income$076
Net income of bank and minority interests.$-517,0006,878
Net charge-offs$526,000749
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$-517,0006,863
2012-12-31 (YTD Data)Rank
Total interest income$8,015,0003,099
Total interest expense$1,709,0002,457
Net interest income$6,306,0003,248
Provision for loan and lease losses$4,512,000553
Total noninterest income$721,0003,838
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$83,0005,686
Trading account gains and fees$0166
Additional Noninterest Income$638,0003,020
Total noninterest expense$5,216,0003,364
Salaries and employee benefits$1,496,0004,856
Premises and equipment expense$167,0005,982
Additional noninterest expense$3,553,0001,857
Pre-tax net operating income$-2,701,0006,857
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$-2,701,0006,879
Extraordinary gains, net$029
Net income$-2,701,0006,878
Minority interest net income$093
Net income of bank and minority interests.$-2,701,0006,878
Net charge-offs$3,581,000748
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-2,701,0006,861
2012-09-30 (YTD Data)Rank
Total interest income$6,430,0002,987
Total interest expense$1,336,0002,460
Net interest income$5,094,0003,109
Provision for loan and lease losses$3,762,000509
Total noninterest income$640,0003,568
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$64,0005,717
Trading account gains and fees$0157
Additional Noninterest Income$576,0002,733
Total noninterest expense$4,084,0003,286
Salaries and employee benefits$1,136,0004,842
Premises and equipment expense$124,0006,062
Additional noninterest expense$2,824,0001,760
Pre-tax net operating income$-2,112,0006,982
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$-2,112,0007,001
Extraordinary gains, net$020
Net income$-2,112,0006,998
Minority interest net income$086
Net income of bank and minority interests.$-2,112,0007,000
Net charge-offs$2,922,000681
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-2,112,0006,984
2012-06-30 (YTD Data)Rank
Total interest income$4,409,0002,955
Total interest expense$938,0002,426
Net interest income$3,471,0003,057
Provision for loan and lease losses$3,012,000451
Total noninterest income$626,0002,863
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$42,0005,758
Trading account gains and fees$0153
Additional Noninterest Income$584,0002,137
Total noninterest expense$2,776,0003,265
Salaries and employee benefits$797,0004,754
Premises and equipment expense$82,0006,095
Additional noninterest expense$1,897,0001,749
Pre-tax net operating income$-1,691,0007,063
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$-1,691,0007,084
Extraordinary gains, net$019
Net income$-1,691,0007,083
Minority interest net income$084
Net income of bank and minority interests.$-1,691,0007,084
Net charge-offs$2,073,000671
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-1,691,0007,068
2012-03-31 (YTD Data)Rank
Total interest income$2,271,0002,923
Total interest expense$480,0002,461
Net interest income$1,791,0003,001
Provision for loan and lease losses$2,262,000315
Total noninterest income$42,0006,036
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$23,0005,630
Trading account gains and fees$0148
Additional Noninterest Income$19,0005,771
Total noninterest expense$1,401,0003,220
Salaries and employee benefits$450,0004,470
Premises and equipment expense$41,0006,152
Additional noninterest expense$910,0001,823
Pre-tax net operating income$-1,830,0007,233
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$-1,830,0007,238
Extraordinary gains, net$019
Net income$-1,830,0007,238
Minority interest net income$078
Net income of bank and minority interests.$-1,830,0007,238
Net charge-offs$2,053,000397
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-1,830,0007,235
2011-12-31 (YTD Data)Rank
Total interest income$10,129,0002,725
Total interest expense$2,727,0002,125
Net interest income$7,402,0002,920
Provision for loan and lease losses$8,631,000475
Total noninterest income$305,0005,179
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$87,0005,714
Trading account gains and fees$0146
Additional Noninterest Income$218,0004,352
Total noninterest expense$4,390,0003,859
Salaries and employee benefits$1,772,0004,507
Premises and equipment expense$188,0006,100
Additional noninterest expense$2,430,0002,635
Pre-tax net operating income$-5,314,0007,076
Securities gains (losses)$03,838
Applicable income taxes$1,165,0001,217
Income before extraordinary items$-6,479,0007,126
Extraordinary gains, net$029
Net income$-6,479,0007,124
Minority interest net income$096
Net income of bank and minority interests.$-6,479,0007,127
Net charge-offs$6,217,000670
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-6,479,0007,121
2011-09-30 (YTD Data)Rank
Total interest income$7,711,0002,721
Total interest expense$2,155,0002,111
Net interest income$5,556,0002,933
Provision for loan and lease losses$6,818,000465
Total noninterest income$286,0004,906
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$66,0005,704
Trading account gains and fees$0145
Additional Noninterest Income$220,0003,964
Total noninterest expense$3,236,0003,921
Salaries and employee benefits$1,455,0004,251
Premises and equipment expense$135,0006,211
Additional noninterest expense$1,646,0002,888
Pre-tax net operating income$-4,212,0007,192
Securities gains (losses)$03,555
Applicable income taxes$-1,366,0007,335
Income before extraordinary items$-2,846,0007,139
Extraordinary gains, net$021
Net income$-2,846,0007,139
Minority interest net income$087
Net income of bank and minority interests.$-2,846,0007,140
Net charge-offs$5,698,000567
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-2,846,0007,122
2011-06-30 (YTD Data)Rank
Total interest income$5,308,0002,670
Total interest expense$1,470,0002,135
Net interest income$3,838,0002,838
Provision for loan and lease losses$4,422,000497
Total noninterest income$131,0005,521
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$46,0005,655
Trading account gains and fees$0153
Additional Noninterest Income$85,0004,794
Total noninterest expense$2,242,0003,864
Salaries and employee benefits$974,0004,274
Premises and equipment expense$91,0006,241
Additional noninterest expense$1,177,0002,778
Pre-tax net operating income$-2,695,0007,241
Securities gains (losses)$02,914
Applicable income taxes$-867,0007,399
Income before extraordinary items$-1,828,0007,193
Extraordinary gains, net$015
Net income$-1,828,0007,194
Minority interest net income$089
Net income of bank and minority interests.$-1,828,0007,194
Net charge-offs$3,653,000591
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-1,828,0007,179
2011-03-31 (YTD Data)Rank
Total interest income$2,698,0002,646
Total interest expense$751,0002,177
Net interest income$1,947,0002,791
Provision for loan and lease losses$4,121,000289
Total noninterest income$41,0006,172
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$25,0005,503
Trading account gains and fees$0158
Additional Noninterest Income$16,0006,012
Total noninterest expense$1,308,0003,453
Salaries and employee benefits$548,0003,979
Premises and equipment expense$47,0006,228
Additional noninterest expense$713,0002,328
Pre-tax net operating income$-3,441,0007,475
Securities gains (losses)$01,772
Applicable income taxes$-1,170,0007,525
Income before extraordinary items$-2,271,0007,414
Extraordinary gains, net$09
Net income$-2,271,0007,414
Minority interest net income$086
Net income of bank and minority interests.$-2,271,0007,414
Net charge-offs$3,366,000365
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-2,271,0007,414
2010-12-31 (YTD Data)Rank
Total interest income$11,986,0002,498
Total interest expense$3,495,0002,263
Net interest income$8,491,0002,582
Provision for loan and lease losses$9,279,000708
Total noninterest income$300,0005,406
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$94,0005,559
Trading account gains and fees$0175
Additional Noninterest Income$206,0004,550
Total noninterest expense$4,294,0004,021
Salaries and employee benefits$2,198,0003,960
Premises and equipment expense$184,0006,338
Additional noninterest expense$1,912,0003,377
Pre-tax net operating income$-4,782,0007,088
Securities gains (losses)$03,793
Applicable income taxes$-1,626,0007,415
Income before extraordinary items$-3,156,0007,021
Extraordinary gains, net$029
Net income$-3,156,0007,021
Minority interest net income$0111
Net income of bank and minority interests.$-3,156,0007,022
Net charge-offs$6,369,000842
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-3,156,0006,998
2010-09-30 (YTD Data)Rank
Total interest income$9,002,0002,552
Total interest expense$2,736,0002,263
Net interest income$6,266,0002,651
Provision for loan and lease losses$3,598,0001,124
Total noninterest income$240,0005,389
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$71,0005,642
Trading account gains and fees$0165
Additional Noninterest Income$169,0004,466
Total noninterest expense$3,167,0004,072
Salaries and employee benefits$1,654,0003,990
Premises and equipment expense$133,0006,484
Additional noninterest expense$1,380,0003,457
Pre-tax net operating income$-259,0006,360
Securities gains (losses)$03,651
Applicable income taxes$558,0001,562
Income before extraordinary items$-817,0006,831
Extraordinary gains, net$023
Net income$-817,0006,830
Minority interest net income$0110
Net income of bank and minority interests.$-817,0006,831
Net charge-offs$2,491,0001,306
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-817,0006,772
2010-06-30 (YTD Data)Rank
Total interest income$6,001,0002,587
Total interest expense$1,849,0002,323
Net interest income$4,152,0002,665
Provision for loan and lease losses$1,398,0001,597
Total noninterest income$205,0004,987
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$48,0005,647
Trading account gains and fees$0152
Additional Noninterest Income$157,0003,904
Total noninterest expense$2,196,0003,974
Salaries and employee benefits$1,114,0003,976
Premises and equipment expense$87,0006,550
Additional noninterest expense$995,0003,215
Pre-tax net operating income$763,0002,875
Securities gains (losses)$03,184
Applicable income taxes$259,0001,878
Income before extraordinary items$504,0003,399
Extraordinary gains, net$019
Net income$504,0003,396
Minority interest net income$0105
Net income of bank and minority interests.$504,0003,398
Net charge-offs$423,0002,634
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$504,0003,284
2010-03-31 (YTD Data)Rank
Total interest income$2,999,0002,639
Total interest expense$947,0002,376
Net interest income$2,052,0002,718
Provision for loan and lease losses$250,0002,660
Total noninterest income$79,0005,443
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$25,0005,612
Trading account gains and fees$0175
Additional Noninterest Income$54,0004,552
Total noninterest expense$1,053,0004,126
Salaries and employee benefits$552,0004,064
Premises and equipment expense$44,0006,603
Additional noninterest expense$457,0003,431
Pre-tax net operating income$828,0001,572
Securities gains (losses)$02,284
Applicable income taxes$283,0001,097
Income before extraordinary items$545,0001,984
Extraordinary gains, net$016
Net income$545,0001,982
Minority interest net income$091
Net income of bank and minority interests.$545,0001,984
Net charge-offs$146,0002,749
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$545,0001,908
2009-12-31 (YTD Data)Rank
Total interest income$12,253,0002,692
Total interest expense$4,390,0002,531
Net interest income$7,863,0002,772
Provision for loan and lease losses$4,866,0001,460
Total noninterest income$232,0006,024
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$100,0005,753
Trading account gains and fees$0211
Additional Noninterest Income$132,0005,282
Total noninterest expense$4,126,0004,248
Salaries and employee benefits$2,161,0004,121
Premises and equipment expense$174,0006,714
Additional noninterest expense$1,791,0003,608
Pre-tax net operating income$-897,0006,214
Securities gains (losses)$03,754
Applicable income taxes$-288,0006,852
Income before extraordinary items$-609,0006,140
Extraordinary gains, net$034
Net income$-609,0006,140
Minority interest net income$0115
Net income of bank and minority interests.$-609,0006,140
Net charge-offs$1,767,0002,188
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-609,0006,139
2009-09-30 (YTD Data)Rank
Total interest income$9,365,0002,681
Total interest expense$3,388,0002,580
Net interest income$5,977,0002,748
Provision for loan and lease losses$241,0004,901
Total noninterest income$172,0006,148
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$74,0005,821
Trading account gains and fees$0212
Additional Noninterest Income$98,0005,419
Total noninterest expense$3,022,0004,333
Salaries and employee benefits$1,594,0004,201
Premises and equipment expense$133,0006,726
Additional noninterest expense$1,295,0003,670
Pre-tax net operating income$2,886,0001,135
Securities gains (losses)$03,497
Applicable income taxes$908,000906
Income before extraordinary items$1,978,0001,347
Extraordinary gains, net$027
Net income$1,978,0001,345
Minority interest net income$0118
Net income of bank and minority interests.$1,978,0001,347
Net charge-offs$688,0002,650
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,978,0001,323
2009-06-30 (YTD Data)Rank
Total interest income$6,213,0002,732
Total interest expense$2,340,0002,598
Net interest income$3,873,0002,804
Provision for loan and lease losses$120,0005,054
Total noninterest income$121,0006,095
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$53,0005,721
Trading account gains and fees$0193
Additional Noninterest Income$68,0005,404
Total noninterest expense$1,856,0004,593
Salaries and employee benefits$1,071,0004,225
Premises and equipment expense$90,0006,760
Additional noninterest expense$695,0004,286
Pre-tax net operating income$2,018,0001,131
Securities gains (losses)$03,136
Applicable income taxes$688,000839
Income before extraordinary items$1,330,0001,414
Extraordinary gains, net$021
Net income$1,330,0001,412
Minority interest net income$0112
Net income of bank and minority interests.$1,330,0001,413
Net charge-offs$333,0002,807
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,330,0001,379
2009-03-31 (YTD Data)Rank
Total interest income$3,196,0002,698
Total interest expense$1,206,0002,620
Net interest income$1,990,0002,720
Provision for loan and lease losses$60,0004,614
Total noninterest income$53,0006,292
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$27,0005,653
Trading account gains and fees$0171
Additional Noninterest Income$26,0005,845
Total noninterest expense$906,0004,593
Salaries and employee benefits$527,0004,303
Premises and equipment expense$41,0006,946
Additional noninterest expense$338,0004,059
Pre-tax net operating income$1,077,0001,193
Securities gains (losses)$02,434
Applicable income taxes$368,000890
Income before extraordinary items$709,0001,535
Extraordinary gains, net$015
Net income$709,0001,537
Minority interest net income$0102
Net income of bank and minority interests.$709,0001,537
Net charge-offs$2,0005,430
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$709,0001,453
2008-12-31 (YTD Data)Rank
Total interest income$13,089,0002,810
Total interest expense$5,579,0002,687
Net interest income$7,510,0002,865
Provision for loan and lease losses$467,0003,918
Total noninterest income$216,0006,378
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$129,0005,561
Trading account gains and fees$0154
Additional Noninterest Income$87,0006,108
Total noninterest expense$3,690,0004,477
Salaries and employee benefits$2,024,0004,405
Premises and equipment expense$160,0007,051
Additional noninterest expense$1,506,0003,604
Pre-tax net operating income$3,569,0001,533
Securities gains (losses)$-335,0007,441
Applicable income taxes$1,099,0001,115
Income before extraordinary items$2,135,0001,870
Extraordinary gains, net$039
Net income$2,135,0001,872
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$369,0003,237
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,356,1001,817
2008-09-30 (YTD Data)Rank
Total interest income$9,906,0002,841
Total interest expense$4,249,0002,751
Net interest income$5,657,0002,880
Provision for loan and lease losses$407,0003,048
Total noninterest income$174,0006,368
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$99,0005,550
Trading account gains and fees$0148
Additional Noninterest Income$75,0006,043
Total noninterest expense$2,789,0004,453
Salaries and employee benefits$1,576,0004,314
Premises and equipment expense$119,0007,115
Additional noninterest expense$1,094,0003,627
Pre-tax net operating income$2,635,0001,844
Securities gains (losses)$-335,0007,686
Applicable income taxes$845,0001,320
Income before extraordinary items$1,455,0002,379
Extraordinary gains, net$031
Net income$1,455,0002,377
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$275,0002,664
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,669,4002,215
2008-06-30 (YTD Data)Rank
Total interest income$6,789,0002,804
Total interest expense$2,889,0002,801
Net interest income$3,900,0002,776
Provision for loan and lease losses$40,0005,379
Total noninterest income$127,0006,274
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$67,0005,545
Trading account gains and fees$0149
Additional Noninterest Income$60,0005,860
Total noninterest expense$1,831,0004,513
Salaries and employee benefits$1,064,0004,320
Premises and equipment expense$79,0007,152
Additional noninterest expense$688,0003,765
Pre-tax net operating income$2,156,0001,577
Securities gains (losses)$03,233
Applicable income taxes$733,0001,189
Income before extraordinary items$1,423,0001,886
Extraordinary gains, net$021
Net income$1,423,0001,888
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0003,708
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,423,0001,854
2008-03-31 (YTD Data)Rank
Total interest income$3,352,0002,922
Total interest expense$1,478,0002,917
Net interest income$1,874,0002,871
Provision for loan and lease losses$06,080
Total noninterest income$68,0006,170
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$35,0005,454
Trading account gains and fees$0158
Additional Noninterest Income$33,0005,761
Total noninterest expense$904,0004,552
Salaries and employee benefits$524,0004,391
Premises and equipment expense$40,0007,158
Additional noninterest expense$340,0003,745
Pre-tax net operating income$1,038,0001,725
Securities gains (losses)$02,688
Applicable income taxes$350,0001,318
Income before extraordinary items$688,0002,065
Extraordinary gains, net$015
Net income$688,0002,068
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$688,0001,998
2007-12-31 (YTD Data)Rank
Total interest income$13,293,0002,992
Total interest expense$5,885,0003,048
Net interest income$7,408,0002,947
Provision for loan and lease losses$20,0006,324
Total noninterest income$232,0006,524
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$124,0005,710
Trading account gains and fees$0178
Additional Noninterest Income$108,0006,097
Total noninterest expense$3,438,0004,587
Salaries and employee benefits$1,977,0004,413
Premises and equipment expense$150,0007,243
Additional noninterest expense$1,311,0003,823
Pre-tax net operating income$4,182,0001,905
Securities gains (losses)$02,146
Applicable income taxes$1,419,0001,465
Income before extraordinary items$2,763,0002,183
Extraordinary gains, net$039
Net income$2,763,0002,182
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$218,0002,735
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,763,0002,167
2007-09-30 (YTD Data)Rank
Total interest income$10,008,0002,979
Total interest expense$4,364,0003,080
Net interest income$5,644,0002,902
Provision for loan and lease losses$20,0005,830
Total noninterest income$167,0006,621
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$93,0005,741
Trading account gains and fees$0184
Additional Noninterest Income$74,0006,271
Total noninterest expense$2,579,0004,552
Salaries and employee benefits$1,495,0004,386
Premises and equipment expense$111,0007,265
Additional noninterest expense$973,0003,789
Pre-tax net operating income$3,212,0001,990
Securities gains (losses)$01,655
Applicable income taxes$1,092,0001,543
Income before extraordinary items$2,120,0002,273
Extraordinary gains, net$033
Net income$2,120,0002,272
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$196,0001,995
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,120,0002,254
2007-06-30 (YTD Data)Rank
Total interest income$6,658,0002,998
Total interest expense$2,861,0003,118
Net interest income$3,797,0002,888
Provision for loan and lease losses$20,0005,312
Total noninterest income$110,0006,684
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$58,0005,870
Trading account gains and fees$0168
Additional Noninterest Income$52,0006,215
Total noninterest expense$1,716,0004,578
Salaries and employee benefits$1,018,0004,361
Premises and equipment expense$66,0007,435
Additional noninterest expense$632,0003,860
Pre-tax net operating income$2,171,0002,019
Securities gains (losses)$01,444
Applicable income taxes$738,0001,587
Income before extraordinary items$1,433,0002,284
Extraordinary gains, net$029
Net income$1,433,0002,283
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$157,0001,568
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,433,0002,266
2007-03-31 (YTD Data)Rank
Total interest income$3,275,0003,037
Total interest expense$1,433,0003,105
Net interest income$1,842,0002,976
Provision for loan and lease losses$20,0004,351
Total noninterest income$83,0005,910
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$31,0005,740
Trading account gains and fees$0195
Additional Noninterest Income$52,0005,033
Total noninterest expense$849,0004,617
Salaries and employee benefits$513,0004,352
Premises and equipment expense$34,0007,427
Additional noninterest expense$302,0003,952
Pre-tax net operating income$1,056,0002,074
Securities gains (losses)$01,187
Applicable income taxes$359,0001,632
Income before extraordinary items$697,0002,339
Extraordinary gains, net$022
Net income$697,0002,339
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$697,0002,320
2006-12-31 (YTD Data)Rank
Total interest income$12,875,0002,914
Total interest expense$5,522,0002,789
Net interest income$7,353,0002,977
Provision for loan and lease losses$246,0003,129
Total noninterest income$398,0005,618
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$131,0005,764
Trading account gains and fees$0130
Additional Noninterest Income$267,0004,518
Total noninterest expense$3,452,0004,448
Salaries and employee benefits$1,903,0004,437
Premises and equipment expense$165,0007,085
Additional noninterest expense$1,384,0003,511
Pre-tax net operating income$4,053,0002,240
Securities gains (losses)$01,687
Applicable income taxes$1,378,0001,789
Income before extraordinary items$2,675,0002,478
Extraordinary gains, net$051
Net income$2,675,0002,479
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0004,037
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,675,0002,462
2006-09-30 (YTD Data)Rank
Total interest income$9,588,0002,910
Total interest expense$4,040,0002,752
Net interest income$5,548,0002,994
Provision for loan and lease losses$180,0003,038
Total noninterest income$320,0005,501
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$103,0005,740
Trading account gains and fees$0126
Additional Noninterest Income$217,0004,365
Total noninterest expense$2,537,0004,488
Salaries and employee benefits$1,393,0004,493
Premises and equipment expense$127,0007,055
Additional noninterest expense$1,017,0003,566
Pre-tax net operating income$3,151,0002,243
Securities gains (losses)$01,388
Applicable income taxes$1,071,0001,795
Income before extraordinary items$2,080,0002,482
Extraordinary gains, net$045
Net income$2,080,0002,483
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0004,856
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,080,0002,470
2006-06-30 (YTD Data)Rank
Total interest income$6,289,0002,907
Total interest expense$2,585,0002,740
Net interest income$3,704,0002,990
Provision for loan and lease losses$120,0002,983
Total noninterest income$241,0005,234
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$68,0005,764
Trading account gains and fees$0126
Additional Noninterest Income$173,0004,029
Total noninterest expense$1,652,0004,575
Salaries and employee benefits$930,0004,503
Premises and equipment expense$84,0007,088
Additional noninterest expense$638,0003,736
Pre-tax net operating income$2,173,0002,179
Securities gains (losses)$01,185
Applicable income taxes$736,0001,784
Income before extraordinary items$1,437,0002,420
Extraordinary gains, net$039
Net income$1,437,0002,422
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,236
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,437,0002,404
2006-03-31 (YTD Data)Rank
Total interest income$3,066,0002,911
Total interest expense$1,231,0002,737
Net interest income$1,835,0002,998
Provision for loan and lease losses$61,0002,778
Total noninterest income$186,0004,131
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$35,0005,651
Trading account gains and fees$0115
Additional Noninterest Income$151,0002,962
Total noninterest expense$792,0004,732
Salaries and employee benefits$472,0004,463
Premises and equipment expense$42,0007,104
Additional noninterest expense$278,0004,143
Pre-tax net operating income$1,168,0002,020
Securities gains (losses)$0955
Applicable income taxes$397,0001,664
Income before extraordinary items$771,0002,267
Extraordinary gains, net$021
Net income$771,0002,268
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$771,0002,245
2005-12-31 (YTD Data)Rank
Total interest income$11,214,0002,863
Total interest expense$4,089,0002,609
Net interest income$7,125,0003,000
Provision for loan and lease losses$778,0001,295
Total noninterest income$834,0003,963
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$137,0005,782
Trading account gains and fees$0138
Additional Noninterest Income$697,0002,779
Total noninterest expense$3,205,0004,567
Salaries and employee benefits$1,810,0004,458
Premises and equipment expense$194,0006,778
Additional noninterest expense$1,201,0003,868
Pre-tax net operating income$3,976,0002,232
Securities gains (losses)$02,296
Applicable income taxes$1,349,0001,838
Income before extraordinary items$2,627,0002,500
Extraordinary gains, net$046
Net income$2,627,0002,501
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$255,0001,944
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,627,0002,466
2005-09-30 (YTD Data)Rank
Total interest income$8,300,0002,846
Total interest expense$2,922,0002,592
Net interest income$5,378,0002,973
Provision for loan and lease losses$718,0001,037
Total noninterest income$749,0003,573
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$97,0005,916
Trading account gains and fees$0126
Additional Noninterest Income$652,0002,420
Total noninterest expense$2,427,0004,519
Salaries and employee benefits$1,360,0004,414
Premises and equipment expense$148,0006,747
Additional noninterest expense$919,0003,737
Pre-tax net operating income$2,982,0002,247
Securities gains (losses)$02,317
Applicable income taxes$1,003,0001,872
Income before extraordinary items$1,979,0002,504
Extraordinary gains, net$035
Net income$1,979,0002,504
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$246,0001,461
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,979,0002,473
2005-06-30 (YTD Data)Rank
Total interest income$5,413,0002,836
Total interest expense$1,861,0002,559
Net interest income$3,552,0002,959
Provision for loan and lease losses$99,0003,410
Total noninterest income$637,0002,967
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$96,0005,125
Trading account gains and fees$0116
Additional Noninterest Income$541,0002,075
Total noninterest expense$1,610,0004,515
Salaries and employee benefits$910,0004,379
Premises and equipment expense$104,0006,616
Additional noninterest expense$596,0003,825
Pre-tax net operating income$2,480,0001,859
Securities gains (losses)$02,146
Applicable income taxes$770,0001,669
Income before extraordinary items$1,710,0001,990
Extraordinary gains, net$030
Net income$1,710,0001,990
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0003,414
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,710,0001,951
2005-03-31 (YTD Data)Rank
Total interest income$2,610,0002,887
Total interest expense$895,0002,549
Net interest income$1,715,0003,040
Provision for loan and lease losses$54,0003,086
Total noninterest income$73,0006,353
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$30,0005,982
Trading account gains and fees$0115
Additional Noninterest Income$43,0005,506
Total noninterest expense$769,0004,676
Salaries and employee benefits$452,0004,428
Premises and equipment expense$54,0006,573
Additional noninterest expense$263,0004,201
Pre-tax net operating income$965,0002,224
Securities gains (losses)$01,685
Applicable income taxes$328,0001,860
Income before extraordinary items$637,0002,483
Extraordinary gains, net$024
Net income$637,0002,484
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-43,0008,595
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$637,0002,448
2004-12-31 (YTD Data)Rank
Total interest income$10,542,0002,682
Total interest expense$3,267,0002,434
Net interest income$7,275,0002,787
Provision for loan and lease losses$549,0001,820
Total noninterest income$482,0005,361
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$128,0006,072
Trading account gains and fees$0138
Additional Noninterest Income$354,0003,945
Total noninterest expense$3,138,0004,518
Salaries and employee benefits$1,755,0004,414
Premises and equipment expense$243,0006,265
Additional noninterest expense$1,140,0003,907
Pre-tax net operating income$4,070,0002,037
Securities gains (losses)$03,819
Applicable income taxes$1,402,0001,689
Income before extraordinary items$2,668,0002,291
Extraordinary gains, net$034
Net income$2,668,0002,293
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$702,0001,003
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,668,0002,240
2004-09-30 (YTD Data)Rank
Total interest income$7,869,0002,682
Total interest expense$2,393,0002,448
Net interest income$5,476,0002,747
Provision for loan and lease losses$154,0003,485
Total noninterest income$308,0005,755
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$99,0006,071
Trading account gains and fees$0134
Additional Noninterest Income$209,0004,407
Total noninterest expense$2,410,0004,422
Salaries and employee benefits$1,327,0004,357
Premises and equipment expense$186,0006,200
Additional noninterest expense$897,0003,736
Pre-tax net operating income$3,220,0001,951
Securities gains (losses)$03,710
Applicable income taxes$1,090,0001,656
Income before extraordinary items$2,130,0002,195
Extraordinary gains, net$026
Net income$2,130,0002,197
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0003,986
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,130,0002,142
2004-06-30 (YTD Data)Rank
Total interest income$5,210,0002,688
Total interest expense$1,573,0002,466
Net interest income$3,637,0002,737
Provision for loan and lease losses$101,0003,440
Total noninterest income$231,0005,482
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$63,0006,159
Trading account gains and fees$0130
Additional Noninterest Income$168,0004,095
Total noninterest expense$1,659,0004,340
Salaries and employee benefits$903,0004,304
Premises and equipment expense$128,0006,144
Additional noninterest expense$628,0003,612
Pre-tax net operating income$2,108,0001,955
Securities gains (losses)$03,413
Applicable income taxes$715,0001,677
Income before extraordinary items$1,393,0002,212
Extraordinary gains, net$021
Net income$1,393,0002,213
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0003,087
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,393,0002,149
2004-03-31 (YTD Data)Rank
Total interest income$2,626,0002,659
Total interest expense$794,0002,464
Net interest income$1,832,0002,707
Provision for loan and lease losses$56,0003,163
Total noninterest income$144,0004,873
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$31,0006,143
Trading account gains and fees$0121
Additional Noninterest Income$113,0003,446
Total noninterest expense$805,0004,454
Salaries and employee benefits$429,0004,485
Premises and equipment expense$67,0006,015
Additional noninterest expense$309,0003,663
Pre-tax net operating income$1,115,0001,838
Securities gains (losses)$02,934
Applicable income taxes$378,0001,643
Income before extraordinary items$737,0002,078
Extraordinary gains, net$016
Net income$737,0002,078
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0002,516
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$737,0001,996
2003-12-31 (YTD Data)Rank
Total interest income$10,526,0002,685
Total interest expense$3,636,0002,426
Net interest income$6,890,0002,798
Provision for loan and lease losses$368,0002,740
Total noninterest income$291,0006,658
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$134,0006,090
Trading account gains and fees$0160
Additional Noninterest Income$157,0005,745
Total noninterest expense$3,064,0004,542
Salaries and employee benefits$1,725,0004,397
Premises and equipment expense$244,0006,251
Additional noninterest expense$1,092,0003,997
Pre-tax net operating income$3,749,0002,076
Securities gains (losses)$04,500
Applicable income taxes$1,275,0001,850
Income before extraordinary items$2,474,0002,393
Extraordinary gains, net$054
Net income$2,474,0002,396
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$149,0003,389
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,474,0002,286
2003-09-30 (YTD Data)Rank
Total interest income$7,978,0002,698
Total interest expense$2,813,0002,438
Net interest income$5,165,0002,814
Provision for loan and lease losses$69,0005,341
Total noninterest income$214,0006,735
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$100,0006,127
Trading account gains and fees$0153
Additional Noninterest Income$114,0005,828
Total noninterest expense$2,278,0004,550
Salaries and employee benefits$1,288,0004,391
Premises and equipment expense$177,0006,353
Additional noninterest expense$813,0004,022
Pre-tax net operating income$3,032,0002,032
Securities gains (losses)$04,204
Applicable income taxes$1,027,0001,821
Income before extraordinary items$2,005,0002,329
Extraordinary gains, net$040
Net income$2,005,0002,328
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$93,0003,349
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,005,0002,217
2003-06-30 (YTD Data)Rank
Total interest income$5,394,0002,689
Total interest expense$1,965,0002,409
Net interest income$3,429,0002,817
Provision for loan and lease losses$24,0006,151
Total noninterest income$133,0006,869
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$69,0006,045
Trading account gains and fees$0150
Additional Noninterest Income$64,0006,138
Total noninterest expense$1,531,0004,514
Salaries and employee benefits$866,0004,367
Premises and equipment expense$116,0006,372
Additional noninterest expense$549,0003,965
Pre-tax net operating income$2,007,0002,032
Securities gains (losses)$03,782
Applicable income taxes$680,0001,855
Income before extraordinary items$1,327,0002,342
Extraordinary gains, net$030
Net income$1,327,0002,340
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0004,131
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,327,0002,213
2003-03-31 (YTD Data)Rank
Total interest income$2,722,0002,684
Total interest expense$1,029,0002,376
Net interest income$1,693,0002,848
Provision for loan and lease losses$4,0006,606
Total noninterest income$58,0007,077
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$31,0006,193
Trading account gains and fees$0134
Additional Noninterest Income$27,0006,429
Total noninterest expense$748,0004,579
Salaries and employee benefits$421,0004,463
Premises and equipment expense$60,0006,275
Additional noninterest expense$267,0004,010
Pre-tax net operating income$999,0002,041
Securities gains (losses)$02,891
Applicable income taxes$329,0001,923
Income before extraordinary items$670,0002,288
Extraordinary gains, net$021
Net income$670,0002,286
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0002,771
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$670,0002,165
2002-12-31 (YTD Data)Rank
Total interest income$11,396,0002,680
Total interest expense$5,009,0002,247
Net interest income$6,387,0002,976
Provision for loan and lease losses$686,0001,866
Total noninterest income$202,0007,284
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$124,0006,185
Trading account gains and fees$0153
Additional Noninterest Income$78,0006,931
Total noninterest expense$2,801,0004,681
Salaries and employee benefits$1,579,0004,491
Premises and equipment expense$215,0006,592
Additional noninterest expense$1,007,0004,155
Pre-tax net operating income$3,102,0002,435
Securities gains (losses)$-23,0009,009
Applicable income taxes$1,024,0002,176
Income before extraordinary items$2,055,0002,739
Extraordinary gains, net$070
Net income$2,055,0002,738
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$169,0003,291
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,070,4102,632
2001-12-31 (YTD Data)Rank
Total interest income$11,452,0002,964
Total interest expense$5,994,0002,672
Net interest income$5,458,0003,205
Provision for loan and lease losses$630,0001,822
Total noninterest income$184,0007,475
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$120,0006,247
Trading account gains and fees$0177
Additional Noninterest Income$64,0007,283
Total noninterest expense$2,491,0004,963
Salaries and employee benefits$1,364,0004,849
Premises and equipment expense$182,0007,035
Additional noninterest expense$945,0004,255
Pre-tax net operating income$2,521,0002,647
Securities gains (losses)$04,612
Applicable income taxes$794,0002,438
Income before extraordinary items$1,727,0002,892
Extraordinary gains, net$0105
Net income$1,727,0002,895
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$299,0002,245
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,727,0002,802
2000-12-31 (YTD Data)Rank
Total interest income$10,565,0003,249
Total interest expense$5,688,0002,922
Net interest income$4,877,0003,556
Provision for loan and lease losses$232,0003,440
Total noninterest income$214,0007,121
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$104,0006,495
Trading account gains and fees$0180
Additional Noninterest Income$110,0006,206
Total noninterest expense$2,255,0005,244
Salaries and employee benefits$1,262,0004,997
Premises and equipment expense$188,0006,945
Additional noninterest expense$805,0004,722
Pre-tax net operating income$2,604,0002,676
Securities gains (losses)$01,956
Applicable income taxes$841,0002,422
Income before extraordinary items$1,763,0002,842
Extraordinary gains, net$038
Net income$1,763,0002,842
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$169,0002,671
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,763,0002,840
1999-12-31 (YTD Data)Rank
Total interest income$9,036,0003,526
Total interest expense$4,197,0003,441
Net interest income$4,839,0003,551
Provision for loan and lease losses$70,0005,912
Total noninterest income$155,0008,044
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$102,0006,671
Trading account gains and fees$0173
Additional Noninterest Income$53,0007,953
Total noninterest expense$2,116,0005,465
Salaries and employee benefits$1,191,0005,190
Premises and equipment expense$175,0007,220
Additional noninterest expense$750,0005,013
Pre-tax net operating income$2,808,0002,541
Securities gains (losses)$03,155
Applicable income taxes$918,0002,349
Income before extraordinary items$1,890,0002,707
Extraordinary gains, net$035
Net income$1,890,0002,707
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0005,628
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,890,0002,674
1998-12-31 (YTD Data)Rank
Total interest income$7,943,0003,961
Total interest expense$3,700,0003,938
Net interest income$4,243,0003,936
Provision for loan and lease losses$46,0006,765
Total noninterest income$127,0008,588
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$91,0007,039
Trading account gains and feesNANA
Additional Noninterest Income$36,0008,704
Total noninterest expense$1,924,0005,740
Salaries and employee benefits$1,083,0005,468
Premises and equipment expense$154,0007,558
Additional noninterest expense$687,0005,240
Pre-tax net operating income$2,400,0002,883
Securities gains (losses)$04,449
Applicable income taxes$794,0002,757
Income before extraordinary items$1,606,0003,078
Extraordinary gains, net$032
Net income$1,606,0003,079
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0005,973
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,606,0002,988
1997-12-31 (YTD Data)Rank
Total interest income$6,822,0004,594
Total interest expense$3,151,0004,514
Net interest income$3,671,0004,558
Provision for loan and lease losses$1,0008,801
Total noninterest income$133,0008,851
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$84,0007,557
Trading account gains and feesNANA
Additional Noninterest Income$49,0008,480
Total noninterest expense$1,791,0006,081
Salaries and employee benefits$1,008,0005,824
Premises and equipment expense$140,0008,021
Additional noninterest expense$643,0005,544
Pre-tax net operating income$2,012,0003,514
Securities gains (losses)$03,944
Applicable income taxes$669,0003,372
Income before extraordinary items$1,343,0003,695
Extraordinary gains, net$044
Net income$1,343,0003,695
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0007,092
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,343,0003,620
1996-12-31 (YTD Data)Rank
Total interest income$6,234,0005,037
Total interest expense$2,850,0005,002
Net interest income$3,384,0004,972
Provision for loan and lease losses$09,041
Total noninterest income$114,0009,634
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$81,0007,959
Trading account gains and feesNANA
Additional Noninterest Income$33,0009,697
Total noninterest expense$2,051,0005,842
Salaries and employee benefits$911,0006,409
Premises and equipment expense$123,0008,728
Additional noninterest expense$1,017,0004,350
Pre-tax net operating income$1,447,0004,474
Securities gains (losses)$-4,0009,823
Applicable income taxes$430,0004,664
Income before extraordinary items$1,013,0004,447
Extraordinary gains, net$053
Net income$1,013,0004,448
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,00010,018
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,015,8004,373
1995-12-31 (YTD Data)Rank
Total interest income$5,688,0005,444
Total interest expense$2,600,0005,391
Net interest income$3,088,0005,378
Provision for loan and lease losses$18,0007,795
Total noninterest income$88,00010,550
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$70,0008,614
Trading account gains and feesNANA
Additional Noninterest Income$18,00011,008
Total noninterest expense$1,620,0006,926
Salaries and employee benefits$797,0007,112
Premises and equipment expense$124,0008,943
Additional noninterest expense$699,0005,855
Pre-tax net operating income$1,538,0004,366
Securities gains (losses)$03,831
Applicable income taxes$475,0004,358
Income before extraordinary items$1,063,0004,365
Extraordinary gains, net$065
Net income$1,063,0004,362
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0006,953
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,063,0004,363
1994-12-31 (YTD Data)Rank
Total interest income$5,166,0005,519
Total interest expense$1,962,0005,696
Net interest income$3,204,0005,320
Provision for loan and lease losses$09,146
Total noninterest income$89,00011,015
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$70,0008,998
Trading account gains and feesNANA
Additional Noninterest Income$19,00011,499
Total noninterest expense$1,528,0007,515
Salaries and employee benefits$787,0007,279
Premises and equipment expense$116,0009,514
Additional noninterest expense$625,0006,853
Pre-tax net operating income$1,765,0003,818
Securities gains (losses)$03,600
Applicable income taxes$551,0003,762
Income before extraordinary items$1,214,0003,812
Extraordinary gains, net$0249
Net income$1,214,0003,817
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0007,696
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,214,0003,841
1993-12-31 (YTD Data)Rank
Total interest income$5,225,0005,560
Total interest expense$2,024,0005,778
Net interest income$3,201,0005,348
Provision for loan and lease losses$010,371
Total noninterest income$86,00011,666
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$68,0009,406
Trading account gains and feesNANA
Additional Noninterest Income$18,00012,177
Total noninterest expense$1,425,0008,092
Salaries and employee benefits$722,0007,851
Premises and equipment expense$104,00010,324
Additional noninterest expense$599,0007,344
Pre-tax net operating income$1,862,0003,561
Securities gains (losses)$81,0002,783
Applicable income taxes$703,0003,104
Income before extraordinary items$1,240,0003,885
Extraordinary gains, net$03,149
Net income$1,240,0003,989
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,00011,387
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,188,1603,857
1992-12-31 (YTD Data)Rank
Total interest income$5,451,0005,945
Total interest expense$2,498,0005,995
Net interest income$2,953,0005,790
Provision for loan and lease losses$106,0007,118
Total noninterest income$90,00011,997
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$68,0009,624
Trading account gains and feesNANA
Additional Noninterest Income$22,00012,406
Total noninterest expense$1,233,0008,911
Salaries and employee benefits$578,0009,005
Premises and equipment expense$105,00010,550
Additional noninterest expense$550,0007,987
Pre-tax net operating income$1,704,0003,615
Securities gains (losses)$-2,00012,861
Applicable income taxes$566,0003,599
Income before extraordinary items$1,136,0004,000
Extraordinary gains, net$01,422
Net income$1,136,0004,042
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0007,201
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,137,3403,715

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.