Home > The Whiteville Bank > Income and Expense

The Whiteville Bank, Income and Expense

1996-12-31 (YTD Data)		Rank
Total interest income	$4,697,000	6,205
Total interest expense	$2,580,000	5,382
Net interest income	$2,117,000	6,920
Provision for loan and lease losses	$95,000	5,238
Total noninterest income	$273,000	7,285
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$192,000	5,700
Trading account gains and fees	NA	NA
Additional Noninterest Income	$81,000	7,707
Total noninterest expense	$1,413,000	7,356
Salaries and employee benefits	$812,000	6,920
Premises and equipment expense	$278,000	5,870
Additional noninterest expense	$323,000	8,640
Pre-tax net operating income	$882,000	6,156
Securities gains (losses)	$29,000	1,716
Applicable income taxes	$333,000	5,491
Income before extraordinary items	$578,000	6,409
Extraordinary gains, net	$0	53
Net income	$578,000	6,411
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$110,000	3,737
Cash dividends	$6,000	8,257
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$559,440	6,443
1995-12-31 (YTD Data)		Rank
Total interest income	$4,216,000	6,782
Total interest expense	$2,328,000	5,844
Net interest income	$1,888,000	7,555
Provision for loan and lease losses	$37,000	6,739
Total noninterest income	$246,000	7,752
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$167,000	6,314
Trading account gains and fees	NA	NA
Additional Noninterest Income	$79,000	7,981
Total noninterest expense	$1,358,000	7,716
Salaries and employee benefits	$765,000	7,315
Premises and equipment expense	$247,000	6,404
Additional noninterest expense	$346,000	8,730
Pre-tax net operating income	$739,000	7,120
Securities gains (losses)	$35,000	1,530
Applicable income taxes	$277,000	6,281
Income before extraordinary items	$497,000	7,278
Extraordinary gains, net	$0	65
Net income	$497,000	7,277
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$88,000	4,028
Cash dividends	$6,000	8,635
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$474,600	7,413
1994-12-31 (YTD Data)		Rank
Total interest income	$3,428,000	7,442
Total interest expense	$1,563,000	6,702
Net interest income	$1,865,000	7,883
Provision for loan and lease losses	$49,000	6,214
Total noninterest income	$191,000	8,902
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$133,000	7,276
Trading account gains and fees	NA	NA
Additional Noninterest Income	$58,000	9,194
Total noninterest expense	$1,380,000	7,977
Salaries and employee benefits	$760,000	7,448
Premises and equipment expense	$222,000	7,023
Additional noninterest expense	$398,000	8,846
Pre-tax net operating income	$627,000	7,843
Securities gains (losses)	$39,000	1,298
Applicable income taxes	$244,000	6,632
Income before extraordinary items	$422,000	7,970
Extraordinary gains, net	$0	249
Net income	$422,000	7,979
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-52,000	11,894
Cash dividends	$6,000	8,845
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$397,040	8,267
1993-12-31 (YTD Data)		Rank
Total interest income	$3,255,000	7,918
Total interest expense	$1,378,000	7,622
Net interest income	$1,877,000	8,019
Provision for loan and lease losses	$328,000	2,818
Total noninterest income	$254,000	8,305
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$150,000	7,086
Trading account gains and fees	NA	NA
Additional Noninterest Income	$104,000	7,749
Total noninterest expense	$1,424,000	8,094
Salaries and employee benefits	$742,000	7,699
Premises and equipment expense	$300,000	5,858
Additional noninterest expense	$382,000	9,462
Pre-tax net operating income	$379,000	9,589
Securities gains (losses)	$207,000	1,651
Applicable income taxes	$238,000	6,981
Income before extraordinary items	$348,000	8,954
Extraordinary gains, net	$0	3,149
Net income	$348,000	9,126
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$305,000	2,449
Cash dividends	$6,000	8,974
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$215,520	10,223
1992-12-31 (YTD Data)		Rank
Total interest income	$3,228,000	8,593
Total interest expense	$1,569,000	8,306
Net interest income	$1,659,000	8,777
Provision for loan and lease losses	$330,000	3,911
Total noninterest income	$337,000	7,259
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$189,000	6,208
Trading account gains and fees	NA	NA
Additional Noninterest Income	$148,000	6,686
Total noninterest expense	$1,414,000	8,231
Salaries and employee benefits	$662,000	8,289
Premises and equipment expense	$174,000	8,469
Additional noninterest expense	$578,000	7,711
Pre-tax net operating income	$252,000	10,583
Securities gains (losses)	$45,000	4,303
Applicable income taxes	$93,000	10,093
Income before extraordinary items	$204,000	10,534
Extraordinary gains, net	$0	1,422
Net income	$204,000	10,671
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$443,000	2,668
Cash dividends	$6,000	8,796
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$172,950	10,622

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.