Home > The Whitehall State Bank > Income and Expense
The Whitehall State Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,007,000 | 12,277 |
| Total interest expense | $328,000 | 12,544 |
| Net interest income | $679,000 | 11,948 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $115,000 | 10,961 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $62,000 | 9,620 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 9,919 |
| Total noninterest expense | $539,000 | 11,971 |
| Salaries and employee benefits | $209,000 | 12,548 |
| Premises and equipment expense | $79,000 | 11,181 |
| Additional noninterest expense | $251,000 | 11,069 |
| Pre-tax net operating income | $247,000 | 10,639 |
| Securities gains (losses) | $4,000 | 6,316 |
| Applicable income taxes | $82,000 | 10,157 |
| Income before extraordinary items | $169,000 | 10,987 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $169,000 | 11,083 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 9,413 |
| Cash dividends | $126,000 | 6,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $166,320 | 10,810 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $961,000 | 13,095 |
| Total interest expense | $386,000 | 13,230 |
| Net interest income | $575,000 | 12,824 |
| Provision for loan and lease losses | $5,000 | 11,499 |
| Total noninterest income | $100,000 | 11,727 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $61,000 | 9,885 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 11,113 |
| Total noninterest expense | $496,000 | 12,657 |
| Salaries and employee benefits | $186,000 | 13,290 |
| Premises and equipment expense | $71,000 | 11,832 |
| Additional noninterest expense | $239,000 | 11,688 |
| Pre-tax net operating income | $174,000 | 11,308 |
| Securities gains (losses) | $-2,000 | 12,861 |
| Applicable income taxes | $56,000 | 11,086 |
| Income before extraordinary items | $116,000 | 11,722 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $116,000 | 11,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $68,000 | 7,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $117,340 | 11,397 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.