Home > The Westside Bank & Trust Company > Income and Expense
The Westside Bank & Trust Company, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,520,000 | 3,371 |
| Total interest expense | $3,534,000 | 4,015 |
| Net interest income | $5,986,000 | 2,940 |
| Provision for loan and lease losses | $235,000 | 3,227 |
| Total noninterest income | $341,000 | 6,088 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $262,000 | 4,399 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $79,000 | 7,173 |
| Total noninterest expense | $3,161,000 | 4,041 |
| Salaries and employee benefits | $1,832,000 | 3,691 |
| Premises and equipment expense | $364,000 | 4,837 |
| Additional noninterest expense | $965,000 | 4,142 |
| Pre-tax net operating income | $2,931,000 | 2,467 |
| Securities gains (losses) | $-1,000 | 8,592 |
| Applicable income taxes | $1,075,000 | 2,101 |
| Income before extraordinary items | $1,855,000 | 2,743 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,855,000 | 2,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 9,163 |
| Cash dividends | $405,000 | 3,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,855,640 | 2,712 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,400,000 | 3,761 |
| Total interest expense | $3,524,000 | 4,102 |
| Net interest income | $4,876,000 | 3,488 |
| Provision for loan and lease losses | $15,000 | 7,946 |
| Total noninterest income | $314,000 | 6,334 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $228,000 | 4,773 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 6,994 |
| Total noninterest expense | $2,876,000 | 4,273 |
| Salaries and employee benefits | $1,689,000 | 3,859 |
| Premises and equipment expense | $287,000 | 5,516 |
| Additional noninterest expense | $900,000 | 4,292 |
| Pre-tax net operating income | $2,299,000 | 2,988 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $798,000 | 2,753 |
| Income before extraordinary items | $1,501,000 | 3,261 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,501,000 | 3,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,598 |
| Cash dividends | $274,000 | 4,801 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,501,000 | 3,170 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,657,000 | 4,137 |
| Total interest expense | $3,060,000 | 4,629 |
| Net interest income | $4,597,000 | 3,761 |
| Provision for loan and lease losses | $232,000 | 3,133 |
| Total noninterest income | $311,000 | 6,524 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $216,000 | 5,097 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 6,917 |
| Total noninterest expense | $2,535,000 | 4,738 |
| Salaries and employee benefits | $1,543,000 | 4,160 |
| Premises and equipment expense | $345,000 | 4,951 |
| Additional noninterest expense | $647,000 | 5,521 |
| Pre-tax net operating income | $2,141,000 | 3,322 |
| Securities gains (losses) | $-1,000 | 9,009 |
| Applicable income taxes | $755,000 | 3,058 |
| Income before extraordinary items | $1,385,000 | 3,600 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,385,000 | 3,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,724 |
| Cash dividends | $580,000 | 3,169 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,385,650 | 3,518 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,777,000 | 5,320 |
| Total interest expense | $2,345,000 | 5,765 |
| Net interest income | $3,432,000 | 4,906 |
| Provision for loan and lease losses | $83,000 | 5,545 |
| Total noninterest income | $244,000 | 7,670 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $179,000 | 5,928 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 8,279 |
| Total noninterest expense | $2,049,000 | 5,847 |
| Salaries and employee benefits | $1,195,000 | 5,227 |
| Premises and equipment expense | $271,000 | 5,952 |
| Additional noninterest expense | $583,000 | 6,459 |
| Pre-tax net operating income | $1,544,000 | 4,236 |
| Securities gains (losses) | $-4,000 | 9,823 |
| Applicable income taxes | $539,000 | 3,906 |
| Income before extraordinary items | $1,001,000 | 4,510 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,001,000 | 4,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,767 |
| Cash dividends | $304,000 | 4,454 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,003,600 | 4,441 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,237,000 | 5,796 |
| Total interest expense | $2,099,000 | 6,266 |
| Net interest income | $3,138,000 | 5,303 |
| Provision for loan and lease losses | $101,000 | 4,564 |
| Total noninterest income | $247,000 | 7,741 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $185,000 | 5,967 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 8,656 |
| Total noninterest expense | $1,743,000 | 6,612 |
| Salaries and employee benefits | $933,000 | 6,384 |
| Premises and equipment expense | $194,000 | 7,315 |
| Additional noninterest expense | $616,000 | 6,436 |
| Pre-tax net operating income | $1,541,000 | 4,359 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $565,000 | 3,820 |
| Income before extraordinary items | $976,000 | 4,698 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $976,000 | 4,697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,475 |
| Cash dividends | $537,000 | 3,177 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $976,000 | 4,670 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,775,000 | 6,970 |
| Total interest expense | $1,422,000 | 7,135 |
| Net interest income | $2,353,000 | 6,747 |
| Provision for loan and lease losses | $72,000 | 5,248 |
| Total noninterest income | $238,000 | 8,112 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $180,000 | 6,254 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 9,194 |
| Total noninterest expense | $1,551,000 | 7,438 |
| Salaries and employee benefits | $793,000 | 7,245 |
| Premises and equipment expense | $190,000 | 7,649 |
| Additional noninterest expense | $568,000 | 7,276 |
| Pre-tax net operating income | $968,000 | 6,086 |
| Securities gains (losses) | $-4,000 | 9,291 |
| Applicable income taxes | $341,000 | 5,376 |
| Income before extraordinary items | $623,000 | 6,376 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $623,000 | 6,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 10,674 |
| Cash dividends | $86,000 | 7,211 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $625,600 | 6,440 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,085,000 | 8,195 |
| Total interest expense | $1,308,000 | 7,845 |
| Net interest income | $1,777,000 | 8,300 |
| Provision for loan and lease losses | $84,000 | 6,228 |
| Total noninterest income | $244,000 | 8,449 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $150,000 | 7,086 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 8,081 |
| Total noninterest expense | $1,339,000 | 8,373 |
| Salaries and employee benefits | $648,000 | 8,408 |
| Premises and equipment expense | $192,000 | 7,842 |
| Additional noninterest expense | $499,000 | 8,221 |
| Pre-tax net operating income | $598,000 | 7,958 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $55,000 | 10,820 |
| Income before extraordinary items | $543,000 | 7,203 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $543,000 | 7,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 6,983 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $108,000 | 876 |
| Net operating income | $543,000 | 6,960 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,787,000 | 9,354 |
| Total interest expense | $1,346,000 | 9,052 |
| Net interest income | $1,441,000 | 9,479 |
| Provision for loan and lease losses | $101,000 | 7,218 |
| Total noninterest income | $137,000 | 10,753 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $110,000 | 8,216 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 12,017 |
| Total noninterest expense | $1,190,000 | 9,088 |
| Salaries and employee benefits | $568,000 | 9,103 |
| Premises and equipment expense | $201,000 | 7,807 |
| Additional noninterest expense | $421,000 | 9,322 |
| Pre-tax net operating income | $287,000 | 10,263 |
| Securities gains (losses) | $16,000 | 5,884 |
| Applicable income taxes | $102,000 | 9,861 |
| Income before extraordinary items | $201,000 | 10,590 |
| Extraordinary gains, net | $102,000 | 734 |
| Net income | $303,000 | 9,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 11,020 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $190,440 | 10,402 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.