Home > The Westside Bank & Trust Company > Assets and Liabilities
The Westside Bank & Trust Company, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 38 | 4,376 |
| Assets and Liabilities | ||
| Total Assets: | $139,568,000 | 3,301 |
| Cash and due from depository institutions | $5,702,000 | 4,376 |
| Interest-bearing balances | $178,000 | 4,172 |
| Securities | $20,304,000 | 4,811 |
| Federal funds sold & reverse repurchase agreements | $20,200,000 | 508 |
| Net loans & leases | $86,848,000 | 3,330 |
| Loan loss allowance | $1,055,000 | 3,276 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,017,000 | 1,694 |
| Other real estate owned | $0 | 4,376 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,497,000 | 4,855 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $139,568,000 | 3,301 |
| Total liabilities | $128,846,000 | 3,242 |
| Total deposits | $122,096,000 | 3,108 |
| Interest-bearing deposits | $103,294,000 | 3,162 |
| Deposits held in domestic offices | $122,096,000 | 3,104 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,127,000 | 1,529 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $143,000 | 5,404 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $480,000 | 5,477 |
| Total equity capital | $10,722,000 | 4,010 |
| Total bank equity capital | $10,722,000 | 4,010 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,054,000 | 1,233 |
| Surplus | $5,493,000 | 2,758 |
| Undivided profits | $2,175,000 | 6,282 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,000 | 8,867 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $537,000 | 4,303 |
| Earning assets | $127,530,000 | 3,309 |
| Long-term assets (5+ years) | $18,003,000 | 3,539 |
| Average Assets, year-to-date | $120,574,000 | 3,626 |
| Average Assets, quarterly | $134,840,000 | 3,371 |
| Volatile liabilities | $24,503,000 | 2,960 |
| Insider loans | $3,553,000 | 1,338 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $26,017,000 | 1,930 |
| Tier 1 (core) risk-based capital | $11,408,000 | 3,793 |
| Tier 2 risk-based capital | $1,055,000 | 2,993 |
| Total risk weighted assets | $110,096,100 | 2,730 |
| Total unused commitments | $26,017,000 | 1,934 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 34 | 4,841 |
| Assets and Liabilities | ||
| Total Assets: | $111,123,000 | 3,965 |
| Cash and due from depository institutions | $4,407,000 | 4,841 |
| Interest-bearing balances | $31,000 | 5,813 |
| Securities | $26,019,000 | 4,049 |
| Federal funds sold & reverse repurchase agreements | $12,588,000 | 1,353 |
| Net loans & leases | $64,062,000 | 4,054 |
| Loan loss allowance | $816,000 | 3,930 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,124,000 | 2,599 |
| Other real estate owned | $0 | 4,841 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $923,000 | 6,202 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $111,123,000 | 3,965 |
| Total liabilities | $101,114,000 | 3,921 |
| Total deposits | $99,953,000 | 3,709 |
| Interest-bearing deposits | $82,654,000 | 3,858 |
| Deposits held in domestic offices | $99,953,000 | 3,704 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $594,000 | 2,651 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $567,000 | 5,327 |
| Total equity capital | $10,009,000 | 4,335 |
| Total bank equity capital | $10,009,000 | 4,335 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $3,054,000 | 1,185 |
| Surplus | $4,946,000 | 2,900 |
| Undivided profits | $2,009,000 | 6,924 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,000 | 8,862 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $345,000 | 6,044 |
| Earning assets | $102,700,000 | 3,949 |
| Long-term assets (5+ years) | $15,208,000 | 3,736 |
| Average Assets, year-to-date | $103,448,600 | 4,027 |
| Average Assets, quarterly | $112,448,500 | 3,854 |
| Volatile liabilities | $19,419,000 | 3,079 |
| Insider loans | $3,443,000 | 1,255 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $25,617,000 | 1,858 |
| Tier 1 (core) risk-based capital | $9,911,000 | 4,202 |
| Tier 2 risk-based capital | $816,000 | 3,604 |
| Total risk weighted assets | $79,776,400 | 3,457 |
| Total unused commitments | $25,617,000 | 1,865 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 31 | 5,405 |
| Assets and Liabilities | ||
| Total Assets: | $94,440,000 | 4,532 |
| Cash and due from depository institutions | $4,860,000 | 5,405 |
| Interest-bearing balances | $31,000 | 5,629 |
| Securities | $14,396,000 | 6,126 |
| Federal funds sold & reverse repurchase agreements | $14,380,000 | 919 |
| Net loans & leases | $57,670,000 | 4,460 |
| Loan loss allowance | $817,000 | 3,983 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,268,000 | 3,432 |
| Other real estate owned | $159,000 | 5,405 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $707,000 | 7,362 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $94,440,000 | 4,532 |
| Total liabilities | $85,688,000 | 4,480 |
| Total deposits | $84,772,000 | 4,293 |
| Interest-bearing deposits | $71,468,000 | 4,365 |
| Deposits held in domestic offices | $84,772,000 | 4,284 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $354,000 | 3,264 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $562,000 | 5,460 |
| Total equity capital | $8,752,000 | 4,857 |
| Total bank equity capital | $8,752,000 | 4,857 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $3,054,000 | 1,169 |
| Surplus | $3,054,000 | 4,102 |
| Undivided profits | $2,644,000 | 6,360 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $38,000 | 8,820 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $316,000 | 6,623 |
| Earning assets | $86,477,000 | 4,553 |
| Long-term assets (5+ years) | $4,055,000 | 6,468 |
| Average Assets, year-to-date | $82,406,800 | 4,904 |
| Average Assets, quarterly | $90,349,000 | 4,664 |
| Volatile liabilities | $13,753,000 | 4,010 |
| Insider loans | $3,042,000 | 1,405 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $18,900,000 | 2,208 |
| Tier 1 (core) risk-based capital | $8,684,000 | 4,725 |
| Tier 2 risk-based capital | $817,000 | 3,504 |
| Total risk weighted assets | $68,715,000 | 3,894 |
| Total unused commitments | $18,900,000 | 2,214 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 29 | 5,956 |
| Assets and Liabilities | ||
| Total Assets: | $80,147,000 | 5,319 |
| Cash and due from depository institutions | $3,717,000 | 5,956 |
| Interest-bearing balances | $13,000 | 6,098 |
| Securities | $12,653,000 | 7,087 |
| Federal funds sold & reverse repurchase agreements | $14,900,000 | 862 |
| Net loans & leases | $45,803,000 | 5,349 |
| Loan loss allowance | $648,000 | 4,936 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,446,000 | 3,159 |
| Other real estate owned | $0 | 5,956 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $628,000 | 8,041 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $80,147,000 | 5,319 |
| Total liabilities | $72,225,000 | 5,292 |
| Total deposits | $71,250,000 | 5,112 |
| Interest-bearing deposits | $61,000,000 | 5,121 |
| Deposits held in domestic offices | $71,250,000 | 5,102 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $606,000 | 3,092 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $369,000 | 7,115 |
| Total equity capital | $7,922,000 | 5,276 |
| Total bank equity capital | $7,922,000 | 5,276 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,054,000 | 1,228 |
| Surplus | $3,054,000 | 4,161 |
| Undivided profits | $1,814,000 | 7,519 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $27,000 | 9,621 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $272,000 | 7,313 |
| Earning assets | $73,369,000 | 5,314 |
| Long-term assets (5+ years) | $5,022,000 | 5,868 |
| Average Assets, year-to-date | $68,593,200 | 5,786 |
| Average Assets, quarterly | $76,893,000 | 5,435 |
| Volatile liabilities | $12,180,000 | 4,244 |
| Insider loans | $2,428,000 | 1,768 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $13,457,000 | 2,746 |
| Tier 1 (core) risk-based capital | $7,879,000 | 5,208 |
| Tier 2 risk-based capital | $648,000 | 4,317 |
| Total risk weighted assets | $56,109,800 | 4,651 |
| Total unused commitments | $13,457,000 | 2,759 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 21 | 7,557 |
| Assets and Liabilities | ||
| Total Assets: | $65,543,000 | 6,232 |
| Cash and due from depository institutions | $3,072,000 | 7,557 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $13,356,000 | 7,152 |
| Federal funds sold & reverse repurchase agreements | $9,000,000 | 1,611 |
| Net loans & leases | $37,881,000 | 6,062 |
| Loan loss allowance | $564,000 | 5,543 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,694,000 | 4,260 |
| Other real estate owned | $0 | 7,557 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $540,000 | 8,879 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $65,543,000 | 6,232 |
| Total liabilities | $58,302,000 | 6,271 |
| Total deposits | $57,760,000 | 6,110 |
| Interest-bearing deposits | $49,635,000 | 6,102 |
| Deposits held in domestic offices | $57,760,000 | 6,103 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $542,000 | 5,894 |
| Total equity capital | $7,241,000 | 5,716 |
| Total bank equity capital | $7,241,000 | 5,716 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $3,054,000 | 1,238 |
| Surplus | $3,054,000 | 4,129 |
| Undivided profits | $1,133,000 | 9,008 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $214,000 | 8,519 |
| Earning assets | $60,237,000 | 6,212 |
| Long-term assets (5+ years) | $5,661,000 | 5,493 |
| Average Assets, year-to-date | $57,623,200 | 6,630 |
| Average Assets, quarterly | $65,455,000 | 6,184 |
| Volatile liabilities | $8,024,000 | 5,292 |
| Insider loans | $1,833,000 | 2,316 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $14,208,000 | 2,537 |
| Tier 1 (core) risk-based capital | $7,182,000 | 5,610 |
| Tier 2 risk-based capital | $564,000 | 4,797 |
| Total risk weighted assets | $46,365,300 | 5,324 |
| Total unused commitments | $14,208,000 | 2,548 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 19 | 8,329 |
| Assets and Liabilities | ||
| Total Assets: | $51,248,000 | 7,383 |
| Cash and due from depository institutions | $3,844,000 | 8,329 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $9,191,000 | 9,048 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 1,801 |
| Net loans & leases | $31,065,000 | 6,886 |
| Loan loss allowance | $473,000 | 6,425 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,699,000 | 4,201 |
| Other real estate owned | $0 | 8,329 |
| Goodwill and other intangibles | $6,000 | 2,975 |
| All other assets | $443,000 | 10,024 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $51,248,000 | 7,383 |
| Total liabilities | $44,585,000 | 7,553 |
| Total deposits | $44,267,000 | 7,380 |
| Interest-bearing deposits | $37,511,000 | 7,385 |
| Deposits held in domestic offices | $44,267,000 | 7,372 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $318,000 | 7,072 |
| Total equity capital | $6,663,000 | 5,779 |
| Total bank equity capital | $6,663,000 | 5,779 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $3,054,000 | 1,261 |
| Surplus | $3,054,000 | 4,060 |
| Undivided profits | $555,000 | 10,165 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $163,000 | 9,362 |
| Earning assets | $45,256,000 | 7,533 |
| Long-term assets (5+ years) | $5,452,000 | 5,766 |
| Average Assets, year-to-date | $49,756,800 | 7,417 |
| Average Assets, quarterly | $52,311,500 | 7,271 |
| Volatile liabilities | $6,481,000 | 5,825 |
| Insider loans | $2,167,000 | 1,927 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $8,304,000 | 3,571 |
| Tier 1 (core) risk-based capital | $6,737,000 | 5,820 |
| Tier 2 risk-based capital | $455,540 | 5,685 |
| Total risk weighted assets | $36,425,740 | 6,327 |
| Total unused commitments | $8,304,000 | 3,578 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 17 | 9,167 |
| Assets and Liabilities | ||
| Total Assets: | $47,772,000 | 7,951 |
| Cash and due from depository institutions | $2,172,000 | 9,167 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $11,511,000 | 8,529 |
| Federal funds sold & reverse repurchase agreements | $6,730,000 | 2,076 |
| Net loans & leases | $25,213,000 | 7,771 |
| Loan loss allowance | $393,000 | 7,493 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,788,000 | 4,027 |
| Other real estate owned | $0 | 9,167 |
| Goodwill and other intangibles | $25,000 | 2,660 |
| All other assets | $333,000 | 10,940 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $47,772,000 | 7,951 |
| Total liabilities | $41,566,000 | 8,149 |
| Total deposits | $41,357,000 | 7,988 |
| Interest-bearing deposits | $36,553,000 | 7,835 |
| Deposits held in domestic offices | $41,357,000 | 7,981 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $209,000 | 9,083 |
| Total equity capital | $6,206,000 | 6,213 |
| Total bank equity capital | $6,206,000 | 6,213 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $3,054,000 | 1,261 |
| Surplus | $3,054,000 | 4,029 |
| Undivided profits | $98,000 | 11,944 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $27,000 | 11,157 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $121,000 | 10,361 |
| Earning assets | $43,454,000 | 7,972 |
| Long-term assets (5+ years) | $6,356,000 | 5,718 |
| Average Assets, year-to-date | $42,793,800 | 8,335 |
| Average Assets, quarterly | $48,046,000 | 7,882 |
| Volatile liabilities | $5,095,000 | 6,454 |
| Insider loans | $1,752,000 | 2,333 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $8,732,000 | 3,397 |
| Tier 1 (core) risk-based capital | $6,181,000 | 6,151 |
| Tier 2 risk-based capital | $388,380 | 6,431 |
| Total risk weighted assets | $31,065,880 | 7,115 |
| Total unused commitments | $8,732,000 | 3,416 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 15 | 10,021 |
| Assets and Liabilities | ||
| Total Assets: | $38,394,000 | 9,223 |
| Cash and due from depository institutions | $4,057,000 | 10,021 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $7,771,000 | 10,134 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 6,440 |
| Net loans & leases | $22,165,000 | 8,438 |
| Loan loss allowance | $340,000 | 8,260 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,881,000 | 3,817 |
| Other real estate owned | $224,000 | 10,021 |
| Goodwill and other intangibles | $44,000 | 2,518 |
| All other assets | $252,000 | 12,290 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $38,394,000 | 9,223 |
| Total liabilities | $32,839,000 | 9,491 |
| Total deposits | $32,729,000 | 9,367 |
| Interest-bearing deposits | $28,928,000 | 9,226 |
| Deposits held in domestic offices | $32,729,000 | 9,362 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $110,000 | 12,094 |
| Total equity capital | $5,555,000 | 6,575 |
| Total bank equity capital | $5,555,000 | 6,575 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $3,000,000 | 1,307 |
| Surplus | $3,000,000 | 3,950 |
| Undivided profits | $-445,000 | 13,030 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 13,091 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $120,000 | 10,916 |
| Earning assets | $31,936,000 | 9,641 |
| Long-term assets (5+ years) | $6,355,000 | 5,724 |
| Average Assets, year-to-date | $35,543,800 | 9,456 |
| Average Assets, quarterly | $40,303,000 | 8,888 |
| Volatile liabilities | $4,613,000 | 6,889 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $5,955,000 | 4,143 |
| Tier 1 (core) risk-based capital | $5,511,000 | 6,543 |
| Tier 2 risk-based capital | $340,000 | 7,017 |
| Total risk weighted assets | $27,826,200 | 7,721 |
| Total unused commitments | $5,955,000 | 4,164 |
| Derivatives | $0 | 651 |