Home > The Westport Bank and Trust Company > Loan Charge- Offs and Recoveries
The Westport Bank and Trust Company, Loan Charge- Offs and Recoveries
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,277,000 | 665 |
| Loans secured by real estate, total | $1,436,000 | 376 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $1,436,000 | 375 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $382,000 | 424 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $1,054,000 | 239 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $706,000 | 471 |
| Loans to individuals | $135,000 | 1,886 |
| Credit card loan charge offs | $11,000 | 1,980 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $124,000 | 1,707 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $290,000 | 1,123 |
| Loans secured by real estate, total | $118,000 | 781 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $118,000 | 779 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $67,000 | 528 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $51,000 | 707 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $118,000 | 1,024 |
| Loans to individuals | $54,000 | 1,646 |
| Credit card loan recoveries | $10,000 | 911 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $44,000 | 1,748 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $0 | 383 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,987,000 | 570 |
| Loans secured by real estate, total | $1,318,000 | 312 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $1,318,000 | 311 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $315,000 | 413 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $1,003,000 | 201 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $588,000 | 372 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $81,000 | 2,039 |
| Credit card loan net charge offs | $1,000 | 3,346 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $80,000 | 1,724 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 309 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,095,000 | 717 |
| Loans secured by real estate, total | $1,130,000 | 498 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $1,130,000 | 498 |
| Construction and land development | $250,000 | 244 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $393,000 | 470 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $487,000 | 441 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $707,000 | 527 |
| Loans to individuals | $258,000 | 1,113 |
| Credit card loan charge offs | $40,000 | 1,025 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $218,000 | 1,017 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $612,000 | 750 |
| Loans secured by real estate, total | $50,000 | 1,515 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $50,000 | 1,515 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $43,000 | 830 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $7,000 | 1,641 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $400,000 | 445 |
| Loans to individuals | $162,000 | 773 |
| Credit card loan recoveries | $48,000 | 471 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $114,000 | 870 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 356 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,483,000 | 690 |
| Loans secured by real estate, total | $1,080,000 | 423 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $1,080,000 | 423 |
| Construction and land development | $250,000 | 201 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $350,000 | 431 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $480,000 | 371 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $307,000 | 712 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $96,000 | 1,640 |
| Credit card loan net charge offs | $-8,000 | 12,554 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $104,000 | 1,229 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 276 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $4,373,000 | 537 |
| Loans secured by real estate, total | $2,572,000 | 383 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $2,572,000 | 382 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $1,419,000 | 199 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $1,153,000 | 353 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $1,496,000 | 419 |
| Loans to individuals | $305,000 | 1,114 |
| Credit card loan charge offs | $40,000 | 1,137 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $265,000 | 974 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $509,000 | 900 |
| Loans secured by real estate, total | $210,000 | 610 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $210,000 | 609 |
| Construction and land development | $6,000 | 660 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $104,000 | 401 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $100,000 | 546 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $199,000 | 847 |
| Loans to individuals | $100,000 | 1,194 |
| Credit card loan recoveries | $42,000 | 510 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $58,000 | 1,586 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,864,000 | 483 |
| Loans secured by real estate, total | $2,362,000 | 357 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $2,362,000 | 357 |
| Construction and land development | $-6,000 | 12,948 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $1,315,000 | 188 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $1,053,000 | 330 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $1,297,000 | 355 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $205,000 | 1,107 |
| Credit card loan net charge offs | $-2,000 | 13,112 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $207,000 | 794 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $3,413,000 | 776 |
| Loans secured by real estate, total | $817,000 | 966 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $817,000 | 966 |
| Construction and land development | $60,000 | 968 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $635,000 | 436 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $122,000 | 1,529 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $1,992,000 | 459 |
| Loans to individuals | $604,000 | 881 |
| Credit card loan charge offs | $216,000 | 606 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $388,000 | 919 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $635,000 | 783 |
| Loans secured by real estate, total | $251,000 | 513 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $251,000 | 513 |
| Construction and land development | $138,000 | 196 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $113,000 | 354 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $233,000 | 757 |
| Loans to individuals | $151,000 | 970 |
| Credit card loan recoveries | $56,000 | 454 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $95,000 | 1,155 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,778,000 | 773 |
| Loans secured by real estate, total | $566,000 | 1,081 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $566,000 | 1,081 |
| Construction and land development | $-78,000 | 13,864 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $522,000 | 450 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $122,000 | 1,426 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $1,759,000 | 428 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $453,000 | 856 |
| Credit card loan net charge offs | $160,000 | 645 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $293,000 | 832 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.