Home > The Westport Bank and Trust Company > Income and Expense
The Westport Bank and Trust Company, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $20,704,000 | 1,636 |
| Total interest expense | $6,027,000 | 2,543 |
| Net interest income | $14,677,000 | 1,226 |
| Provision for loan and lease losses | $1,500,000 | 712 |
| Total noninterest income | $4,241,000 | 1,072 |
| Gross Fiduciary activities income | $1,880,000 | 386 |
| Service charges on deposit accounts | $1,344,000 | 995 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,017,000 | 1,782 |
| Total noninterest expense | $11,237,000 | 1,279 |
| Salaries and employee benefits | $5,607,000 | 1,197 |
| Premises and equipment expense | $2,044,000 | 1,044 |
| Additional noninterest expense | $3,586,000 | 1,460 |
| Pre-tax net operating income | $6,181,000 | 1,237 |
| Securities gains (losses) | $-229,000 | 11,700 |
| Applicable income taxes | $-1,004,000 | 11,909 |
| Income before extraordinary items | $6,956,000 | 815 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $6,956,000 | 813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,987,000 | 570 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $7,185,000 | 790 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $17,318,000 | 1,777 |
| Total interest expense | $4,736,000 | 2,587 |
| Net interest income | $12,582,000 | 1,434 |
| Provision for loan and lease losses | $1,800,000 | 621 |
| Total noninterest income | $3,954,000 | 1,087 |
| Gross Fiduciary activities income | $1,637,000 | 415 |
| Service charges on deposit accounts | $1,403,000 | 939 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $914,000 | 1,956 |
| Total noninterest expense | $11,473,000 | 1,291 |
| Salaries and employee benefits | $5,416,000 | 1,240 |
| Premises and equipment expense | $2,500,000 | 877 |
| Additional noninterest expense | $3,557,000 | 1,566 |
| Pre-tax net operating income | $3,263,000 | 2,182 |
| Securities gains (losses) | $3,000 | 2,889 |
| Applicable income taxes | $-1,236,000 | 12,533 |
| Income before extraordinary items | $4,502,000 | 1,125 |
| Extraordinary gains, net | $12,000 | 216 |
| Net income | $4,514,000 | 1,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,483,000 | 690 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $4,499,000 | 1,132 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $15,703,000 | 1,999 |
| Total interest expense | $5,684,000 | 2,280 |
| Net interest income | $10,019,000 | 1,793 |
| Provision for loan and lease losses | $2,890,000 | 630 |
| Total noninterest income | $4,919,000 | 996 |
| Gross Fiduciary activities income | $1,573,000 | 435 |
| Service charges on deposit accounts | $1,284,000 | 1,030 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $2,062,000 | 1,233 |
| Total noninterest expense | $11,553,000 | 1,329 |
| Salaries and employee benefits | $5,217,000 | 1,287 |
| Premises and equipment expense | $2,685,000 | 843 |
| Additional noninterest expense | $3,651,000 | 1,636 |
| Pre-tax net operating income | $495,000 | 8,686 |
| Securities gains (losses) | $576,000 | 811 |
| Applicable income taxes | $-258,000 | 13,071 |
| Income before extraordinary items | $1,329,000 | 3,636 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,329,000 | 3,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,864,000 | 483 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $753,000 | 5,567 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $16,695,000 | 2,124 |
| Total interest expense | $8,034,000 | 2,117 |
| Net interest income | $8,661,000 | 2,107 |
| Provision for loan and lease losses | $2,500,000 | 968 |
| Total noninterest income | $4,956,000 | 984 |
| Gross Fiduciary activities income | $1,667,000 | 426 |
| Service charges on deposit accounts | $1,154,000 | 1,148 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $2,135,000 | 1,184 |
| Total noninterest expense | $11,570,000 | 1,361 |
| Salaries and employee benefits | $5,054,000 | 1,328 |
| Premises and equipment expense | $2,784,000 | 852 |
| Additional noninterest expense | $3,732,000 | 1,673 |
| Pre-tax net operating income | $-453,000 | 13,267 |
| Securities gains (losses) | $129,000 | 2,606 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-324,000 | 13,269 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-324,000 | 13,264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,778,000 | 773 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-453,000 | 13,254 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.