Home > The Westport Bank and Trust Company > Assets and Liabilities
The Westport Bank and Trust Company, Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 119 | 1,616 |
| Assets and Liabilities | ||
| Total Assets: | $312,621,000 | 1,533 |
| Cash and due from depository institutions | $23,884,000 | 1,616 |
| Interest-bearing balances | $15,000 | 6,291 |
| Securities | $85,338,000 | 1,471 |
| Federal funds sold & reverse repurchase agreements | $14,500,000 | 976 |
| Net loans & leases | $175,198,000 | 1,637 |
| Loan loss allowance | $2,854,000 | 1,431 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $4,624,000 | 1,673 |
| Other real estate owned | $0 | 1,616 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $9,077,000 | 1,012 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $312,621,000 | 1,533 |
| Total liabilities | $288,729,000 | 1,497 |
| Total deposits | $274,670,000 | 1,434 |
| Interest-bearing deposits | $196,249,000 | 1,728 |
| Deposits held in domestic offices | $274,670,000 | 1,421 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,050,000 | 1,408 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $2,109,000 | 2,318 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $5,900,000 | 932 |
| Total equity capital | $23,892,000 | 1,886 |
| Total bank equity capital | $23,892,000 | 1,886 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,445,000 | 2,744 |
| Surplus | $17,006,000 | 1,041 |
| Undivided profits | $5,441,000 | 4,238 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,154,000 | 1,435 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,250,000 | 1,805 |
| Earning assets | $275,051,000 | 1,589 |
| Long-term assets (5+ years) | $34,329,000 | 1,621 |
| Average Assets, year-to-date | $292,027,000 | 1,561 |
| Average Assets, quarterly | $304,486,000 | 1,553 |
| Volatile liabilities | $45,813,000 | 1,380 |
| Insider loans | $511,000 | 5,600 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $38,674,000 | 1,237 |
| Tier 1 (core) risk-based capital | $23,476,000 | 1,830 |
| Tier 2 risk-based capital | $2,470,160 | 1,315 |
| Total risk weighted assets | $197,229,260 | 1,452 |
| Total unused commitments | $38,674,000 | 1,246 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 124 | 1,592 |
| Assets and Liabilities | ||
| Total Assets: | $283,417,000 | 1,617 |
| Cash and due from depository institutions | $17,923,000 | 1,592 |
| Interest-bearing balances | $525,000 | 3,245 |
| Securities | $70,395,000 | 1,873 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $183,307,000 | 1,534 |
| Loan loss allowance | $3,341,000 | 1,262 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $5,137,000 | 1,433 |
| Other real estate owned | $352,000 | 1,592 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $6,303,000 | 1,380 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $283,417,000 | 1,617 |
| Total liabilities | $266,857,000 | 1,577 |
| Total deposits | $253,581,000 | 1,495 |
| Interest-bearing deposits | $180,609,000 | 1,834 |
| Deposits held in domestic offices | $253,581,000 | 1,485 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,800,000 | 1,447 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $2,684,000 | 2,297 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,792,000 | 1,377 |
| Total equity capital | $16,560,000 | 2,465 |
| Total bank equity capital | $16,560,000 | 2,465 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,445,000 | 2,839 |
| Surplus | $17,005,000 | 980 |
| Undivided profits | $-1,890,000 | 12,339 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,516,000 | 858 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,125,000 | 1,748 |
| Earning assets | $254,227,000 | 1,657 |
| Long-term assets (5+ years) | $36,972,000 | 1,532 |
| Average Assets, year-to-date | $273,776,200 | 1,637 |
| Average Assets, quarterly | $279,820,000 | 1,636 |
| Volatile liabilities | $14,621,000 | 3,269 |
| Insider loans | $1,579,000 | 2,574 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $34,935,000 | 1,284 |
| Tier 1 (core) risk-based capital | $16,974,000 | 2,417 |
| Tier 2 risk-based capital | $2,303,770 | 1,393 |
| Total risk weighted assets | $183,263,970 | 1,521 |
| Total unused commitments | $34,935,000 | 1,292 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 131 | 1,596 |
| Assets and Liabilities | ||
| Total Assets: | $272,478,000 | 1,708 |
| Cash and due from depository institutions | $11,298,000 | 1,596 |
| Interest-bearing balances | $250,000 | 5,328 |
| Securities | $91,001,000 | 1,508 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 4,963 |
| Net loans & leases | $155,918,000 | 1,755 |
| Loan loss allowance | $3,024,000 | 1,462 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,556,000 | 2,052 |
| Other real estate owned | $2,723,000 | 1,596 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $5,482,000 | 1,474 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $272,478,000 | 1,708 |
| Total liabilities | $260,018,000 | 1,641 |
| Total deposits | $255,516,000 | 1,552 |
| Interest-bearing deposits | $198,037,000 | 1,748 |
| Deposits held in domestic offices | $255,516,000 | 1,540 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,400,000 | 2,055 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $2,102,000 | 1,738 |
| Total equity capital | $12,460,000 | 3,263 |
| Total bank equity capital | $12,460,000 | 3,263 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,445,000 | 2,914 |
| Surplus | $17,005,000 | 929 |
| Undivided profits | $-5,990,000 | 13,167 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,769,000 | 780 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $870,000 | 2,030 |
| Earning assets | $249,669,000 | 1,706 |
| Long-term assets (5+ years) | $23,212,000 | 2,355 |
| Average Assets, year-to-date | $253,215,400 | 1,775 |
| Average Assets, quarterly | $260,343,000 | 1,759 |
| Volatile liabilities | $7,347,000 | 5,120 |
| Insider loans | $1,324,000 | 2,982 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $29,901,000 | 1,445 |
| Tier 1 (core) risk-based capital | $12,460,000 | 3,188 |
| Tier 2 risk-based capital | $1,897,980 | 1,652 |
| Total risk weighted assets | $150,712,580 | 1,821 |
| Total unused commitments | $29,901,000 | 1,469 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 141 | 1,544 |
| Assets and Liabilities | ||
| Total Assets: | $251,466,000 | 1,893 |
| Cash and due from depository institutions | $17,637,000 | 1,544 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $29,923,000 | 4,473 |
| Federal funds sold & reverse repurchase agreements | $12,000,000 | 1,384 |
| Net loans & leases | $177,635,000 | 1,582 |
| Loan loss allowance | $3,998,000 | 1,204 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $4,285,000 | 1,714 |
| Other real estate owned | $5,724,000 | 1,544 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $4,262,000 | 1,883 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $251,466,000 | 1,893 |
| Total liabilities | $240,455,000 | 1,835 |
| Total deposits | $237,836,000 | 1,749 |
| Interest-bearing deposits | $185,499,000 | 1,942 |
| Deposits held in domestic offices | $237,836,000 | 1,739 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $333,000 | 3,219 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $98,000 | 4,336 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $2,188,000 | 1,732 |
| Total equity capital | $11,011,000 | 3,501 |
| Total bank equity capital | $11,011,000 | 3,501 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,445,000 | 3,025 |
| Surplus | $16,886,000 | 904 |
| Undivided profits | $-7,320,000 | 13,820 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,100,000 | 675 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,207,000 | 1,597 |
| Earning assets | $219,558,000 | 1,976 |
| Long-term assets (5+ years) | $61,360,000 | 975 |
| Average Assets, year-to-date | $246,397,600 | 1,893 |
| Average Assets, quarterly | $245,195,500 | 1,922 |
| Volatile liabilities | $4,336,000 | 7,113 |
| Insider loans | $400,000 | 2,279 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $27,649,000 | 1,438 |
| Tier 1 (core) risk-based capital | $11,011,000 | 3,448 |
| Tier 2 risk-based capital | $2,066,530 | 1,543 |
| Total risk weighted assets | $163,390,530 | 1,740 |
| Total unused commitments | $27,649,000 | 1,452 |
| Derivatives | $0 | 651 |