Home > The Western State Bank > Income and Expense
The Western State Bank, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $11,998,000 | 1,109 |
| Total interest expense | $3,718,000 | 1,222 |
| Net interest income | $8,280,000 | 1,036 |
| Provision for loan and lease losses | $300,000 | 793 |
| Total noninterest income | $598,000 | 1,763 |
| Gross Fiduciary activities income | $0 | 918 |
| Service charges on deposit accounts | $186,000 | 1,245 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $412,000 | 1,677 |
| Total noninterest expense | $3,667,000 | 1,632 |
| Salaries and employee benefits | $2,367,000 | 1,467 |
| Premises and equipment expense | $313,000 | 1,824 |
| Additional noninterest expense | $412,000 | 1,677 |
| Pre-tax net operating income | $4,911,000 | 723 |
| Securities gains (losses) | $-109,000 | 4,298 |
| Applicable income taxes | $164,000 | 1,717 |
| Income before extraordinary items | $4,638,000 | 655 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $4,638,000 | 667 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $4,638,000 | 655 |
| Net charge-offs | $28,000 | 1,280 |
| Cash dividends | $2,200,000 | 524 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $4,743,730 | 643 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $46,355,000 | 1,119 |
| Total interest expense | $13,461,000 | 1,358 |
| Net interest income | $32,894,000 | 985 |
| Provision for loan and lease losses | $1,750,000 | 662 |
| Total noninterest income | $2,463,000 | 1,789 |
| Gross Fiduciary activities income | $0 | 1,000 |
| Service charges on deposit accounts | $674,000 | 1,377 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,789,000 | 1,679 |
| Total noninterest expense | $14,132,000 | 1,652 |
| Salaries and employee benefits | $9,399,000 | 1,454 |
| Premises and equipment expense | $1,184,000 | 1,864 |
| Additional noninterest expense | $1,789,000 | 1,679 |
| Pre-tax net operating income | $19,475,000 | 689 |
| Securities gains (losses) | $-1,406,000 | 4,343 |
| Applicable income taxes | $642,000 | 1,686 |
| Income before extraordinary items | $17,427,000 | 656 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $17,427,000 | 663 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $17,427,000 | 656 |
| Net charge-offs | $215,000 | 1,335 |
| Cash dividends | $8,925,000 | 571 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $18,776,760 | 609 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $34,406,000 | 1,116 |
| Total interest expense | $9,744,000 | 1,393 |
| Net interest income | $24,662,000 | 967 |
| Provision for loan and lease losses | $1,450,000 | 584 |
| Total noninterest income | $1,832,000 | 1,784 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $490,000 | 1,405 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $1,342,000 | 1,675 |
| Total noninterest expense | $10,506,000 | 1,637 |
| Salaries and employee benefits | $6,870,000 | 1,474 |
| Premises and equipment expense | $890,000 | 1,852 |
| Additional noninterest expense | $1,342,000 | 1,675 |
| Pre-tax net operating income | $14,538,000 | 682 |
| Securities gains (losses) | $-1,046,000 | 4,409 |
| Applicable income taxes | $463,000 | 1,718 |
| Income before extraordinary items | $13,029,000 | 654 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $13,029,000 | 666 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $13,029,000 | 656 |
| Net charge-offs | $271,000 | 964 |
| Cash dividends | $6,675,000 | 516 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $14,043,620 | 605 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $22,705,000 | 1,117 |
| Total interest expense | $6,166,000 | 1,424 |
| Net interest income | $16,539,000 | 963 |
| Provision for loan and lease losses | $1,150,000 | 505 |
| Total noninterest income | $1,143,000 | 1,832 |
| Gross Fiduciary activities income | $0 | 962 |
| Service charges on deposit accounts | $314,000 | 1,421 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $829,000 | 1,730 |
| Total noninterest expense | $6,863,000 | 1,679 |
| Salaries and employee benefits | $4,626,000 | 1,460 |
| Premises and equipment expense | $571,000 | 1,883 |
| Additional noninterest expense | $829,000 | 1,730 |
| Pre-tax net operating income | $9,669,000 | 682 |
| Securities gains (losses) | $-877,000 | 4,446 |
| Applicable income taxes | $319,000 | 1,691 |
| Income before extraordinary items | $8,473,000 | 653 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $8,473,000 | 662 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $8,473,000 | 655 |
| Net charge-offs | $255,000 | 738 |
| Cash dividends | $3,000,000 | 656 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $9,314,920 | 603 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $10,769,000 | 1,153 |
| Total interest expense | $3,003,000 | 1,428 |
| Net interest income | $7,766,000 | 1,021 |
| Provision for loan and lease losses | $850,000 | 365 |
| Total noninterest income | $548,000 | 1,829 |
| Gross Fiduciary activities income | $0 | 895 |
| Service charges on deposit accounts | $152,000 | 1,447 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $396,000 | 1,722 |
| Total noninterest expense | $3,335,000 | 1,717 |
| Salaries and employee benefits | $2,288,000 | 1,483 |
| Premises and equipment expense | $271,000 | 1,967 |
| Additional noninterest expense | $396,000 | 1,722 |
| Pre-tax net operating income | $4,129,000 | 756 |
| Securities gains (losses) | $-482,000 | 4,493 |
| Applicable income taxes | $122,000 | 1,825 |
| Income before extraordinary items | $3,525,000 | 754 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,525,000 | 761 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,525,000 | 754 |
| Net charge-offs | $373,000 | 413 |
| Cash dividends | $1,500,000 | 628 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $3,992,540 | 676 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $27,145,000 | 1,179 |
| Total interest expense | $5,042,000 | 1,568 |
| Net interest income | $22,103,000 | 1,066 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $1,753,000 | 1,857 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $453,000 | 1,462 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $1,300,000 | 1,749 |
| Total noninterest expense | $9,612,000 | 1,722 |
| Salaries and employee benefits | $6,324,000 | 1,534 |
| Premises and equipment expense | $865,000 | 1,863 |
| Additional noninterest expense | $1,300,000 | 1,749 |
| Pre-tax net operating income | $14,244,000 | 732 |
| Securities gains (losses) | $-1,511,000 | 4,492 |
| Applicable income taxes | $499,000 | 1,755 |
| Income before extraordinary items | $12,234,000 | 704 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $12,234,000 | 707 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $12,234,000 | 704 |
| Net charge-offs | $-402,000 | 4,542 |
| Cash dividends | $10,625,000 | 360 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $13,684,560 | 648 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $17,512,000 | 1,183 |
| Total interest expense | $2,722,000 | 1,672 |
| Net interest income | $14,790,000 | 1,072 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $1,063,000 | 1,882 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $298,000 | 1,460 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $765,000 | 1,789 |
| Total noninterest expense | $6,342,000 | 1,728 |
| Salaries and employee benefits | $4,260,000 | 1,518 |
| Premises and equipment expense | $562,000 | 1,879 |
| Additional noninterest expense | $765,000 | 1,787 |
| Pre-tax net operating income | $9,511,000 | 726 |
| Securities gains (losses) | $-599,000 | 4,492 |
| Applicable income taxes | $371,000 | 1,697 |
| Income before extraordinary items | $8,541,000 | 683 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $8,541,000 | 695 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $8,541,000 | 683 |
| Net charge-offs | $-285,000 | 4,569 |
| Cash dividends | $7,400,000 | 342 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $9,116,040 | 649 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $7,721,000 | 1,292 |
| Total interest expense | $749,000 | 2,163 |
| Net interest income | $6,972,000 | 1,123 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $524,000 | 1,896 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $148,000 | 1,487 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $376,000 | 1,801 |
| Total noninterest expense | $2,936,000 | 1,855 |
| Salaries and employee benefits | $2,039,000 | 1,608 |
| Premises and equipment expense | $278,000 | 1,912 |
| Additional noninterest expense | $376,000 | 1,801 |
| Pre-tax net operating income | $4,560,000 | 789 |
| Securities gains (losses) | $-157,000 | 4,409 |
| Applicable income taxes | $193,000 | 1,694 |
| Income before extraordinary items | $4,210,000 | 705 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,210,000 | 704 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $4,210,000 | 704 |
| Net charge-offs | $-3,000 | 3,659 |
| Cash dividends | $3,200,000 | 360 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $4,360,720 | 702 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $25,079,000 | 1,307 |
| Total interest expense | $1,077,000 | 2,318 |
| Net interest income | $24,002,000 | 1,242 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $2,114,000 | 1,987 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $573,000 | 1,543 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,541,000 | 1,873 |
| Total noninterest expense | $12,131,000 | 1,763 |
| Salaries and employee benefits | $8,012,000 | 1,575 |
| Premises and equipment expense | $1,192,000 | 1,826 |
| Additional noninterest expense | $1,541,000 | 1,873 |
| Pre-tax net operating income | $13,985,000 | 1,005 |
| Securities gains (losses) | $-2,104,000 | 4,556 |
| Applicable income taxes | $500,000 | 2,024 |
| Income before extraordinary items | $11,381,000 | 1,001 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $11,381,000 | 1,001 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $11,381,000 | 1,001 |
| Net charge-offs | $-154,000 | 4,385 |
| Cash dividends | $3,900,000 | 955 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $13,400,840 | 917 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $17,933,000 | 1,314 |
| Total interest expense | $672,000 | 2,251 |
| Net interest income | $17,261,000 | 1,253 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $1,554,000 | 2,035 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $420,000 | 1,573 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $1,134,000 | 1,920 |
| Total noninterest expense | $8,956,000 | 1,777 |
| Salaries and employee benefits | $5,902,000 | 1,599 |
| Premises and equipment expense | $887,000 | 1,845 |
| Additional noninterest expense | $1,134,000 | 1,920 |
| Pre-tax net operating income | $9,859,000 | 1,047 |
| Securities gains (losses) | $-1,345,000 | 4,592 |
| Applicable income taxes | $373,000 | 2,033 |
| Income before extraordinary items | $8,141,000 | 1,033 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $8,141,000 | 1,032 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $8,141,000 | 1,033 |
| Net charge-offs | $-98,000 | 4,289 |
| Cash dividends | $3,900,000 | 701 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $9,432,200 | 950 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $11,485,000 | 1,317 |
| Total interest expense | $378,000 | 2,351 |
| Net interest income | $11,107,000 | 1,262 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $1,022,000 | 2,041 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $263,000 | 1,628 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $759,000 | 1,972 |
| Total noninterest expense | $6,010,000 | 1,755 |
| Salaries and employee benefits | $3,937,000 | 1,592 |
| Premises and equipment expense | $572,000 | 1,884 |
| Additional noninterest expense | $1,501,000 | 2,009 |
| Pre-tax net operating income | $6,119,000 | 1,046 |
| Securities gains (losses) | $-919,000 | 4,620 |
| Applicable income taxes | $236,000 | 2,002 |
| Income before extraordinary items | $4,964,000 | 1,048 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,964,000 | 1,047 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $4,964,000 | 1,048 |
| Net charge-offs | $-117,000 | 4,426 |
| Cash dividends | $2,750,000 | 675 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $5,837,050 | 951 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $5,514,000 | 1,319 |
| Total interest expense | $183,000 | 2,353 |
| Net interest income | $5,331,000 | 1,274 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $507,000 | 2,063 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $128,000 | 1,650 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $379,000 | 1,961 |
| Total noninterest expense | $3,017,000 | 1,746 |
| Salaries and employee benefits | $2,106,000 | 1,511 |
| Premises and equipment expense | $262,000 | 1,989 |
| Additional noninterest expense | $649,000 | 2,186 |
| Pre-tax net operating income | $2,821,000 | 1,056 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $124,000 | 1,940 |
| Income before extraordinary items | $2,697,000 | 961 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,697,000 | 960 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $2,697,000 | 961 |
| Net charge-offs | $-108,000 | 4,568 |
| Cash dividends | $1,400,000 | 616 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $2,697,000 | 972 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $23,357,000 | 1,300 |
| Total interest expense | $813,000 | 2,499 |
| Net interest income | $22,544,000 | 1,228 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $1,730,000 | 2,396 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $494,000 | 1,624 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $1,236,000 | 2,412 |
| Total noninterest expense | $11,635,000 | 1,774 |
| Salaries and employee benefits | $7,709,000 | 1,603 |
| Premises and equipment expense | $1,178,000 | 1,840 |
| Additional noninterest expense | $2,748,000 | 2,103 |
| Pre-tax net operating income | $12,639,000 | 1,089 |
| Securities gains (losses) | $126,000 | 765 |
| Applicable income taxes | $292,000 | 2,487 |
| Income before extraordinary items | $12,473,000 | 969 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $12,473,000 | 970 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $12,473,000 | 970 |
| Net charge-offs | $-275,000 | 4,614 |
| Cash dividends | $12,000,000 | 424 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $12,349,520 | 964 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $17,931,000 | 1,309 |
| Total interest expense | $629,000 | 2,542 |
| Net interest income | $17,302,000 | 1,233 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $1,213,000 | 2,495 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $361,000 | 1,642 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $852,000 | 2,553 |
| Total noninterest expense | $8,736,000 | 1,774 |
| Salaries and employee benefits | $5,727,000 | 1,624 |
| Premises and equipment expense | $865,000 | 1,896 |
| Additional noninterest expense | $2,144,000 | 2,058 |
| Pre-tax net operating income | $9,779,000 | 1,091 |
| Securities gains (losses) | $124,000 | 724 |
| Applicable income taxes | $214,000 | 2,537 |
| Income before extraordinary items | $9,689,000 | 977 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $9,689,000 | 977 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $9,689,000 | 977 |
| Net charge-offs | $-30,000 | 4,023 |
| Cash dividends | $9,500,000 | 397 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $9,567,480 | 970 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $12,780,000 | 1,225 |
| Total interest expense | $430,000 | 2,565 |
| Net interest income | $12,350,000 | 1,159 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $676,000 | 2,655 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $236,000 | 1,618 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $440,000 | 2,763 |
| Total noninterest expense | $5,802,000 | 1,771 |
| Salaries and employee benefits | $3,756,000 | 1,636 |
| Premises and equipment expense | $579,000 | 1,881 |
| Additional noninterest expense | $1,467,000 | 2,003 |
| Pre-tax net operating income | $7,224,000 | 1,000 |
| Securities gains (losses) | $11,000 | 1,388 |
| Applicable income taxes | $90,000 | 2,782 |
| Income before extraordinary items | $7,145,000 | 882 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $7,145,000 | 882 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $7,145,000 | 882 |
| Net charge-offs | $-17,000 | 3,996 |
| Cash dividends | $6,500,000 | 365 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $7,134,110 | 864 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $6,750,000 | 1,177 |
| Total interest expense | $223,000 | 2,591 |
| Net interest income | $6,527,000 | 1,095 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $322,000 | 2,720 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $131,000 | 1,486 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $191,000 | 2,891 |
| Total noninterest expense | $2,751,000 | 1,830 |
| Salaries and employee benefits | $1,857,000 | 1,649 |
| Premises and equipment expense | $263,000 | 2,009 |
| Additional noninterest expense | $631,000 | 2,186 |
| Pre-tax net operating income | $4,098,000 | 894 |
| Securities gains (losses) | $10,000 | 1,056 |
| Applicable income taxes | $-48,000 | 4,941 |
| Income before extraordinary items | $4,156,000 | 785 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $4,156,000 | 785 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $4,156,000 | 785 |
| Net charge-offs | $-13,000 | 4,173 |
| Cash dividends | $2,500,000 | 394 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $4,146,000 | 764 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $21,970,000 | 1,365 |
| Total interest expense | $1,480,000 | 2,404 |
| Net interest income | $20,490,000 | 1,255 |
| Provision for loan and lease losses | $900,000 | 1,710 |
| Total noninterest income | $1,782,000 | 2,246 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $544,000 | 1,526 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $1,238,000 | 2,274 |
| Total noninterest expense | $11,120,000 | 1,802 |
| Salaries and employee benefits | $7,495,000 | 1,597 |
| Premises and equipment expense | $1,204,000 | 1,798 |
| Additional noninterest expense | $2,421,000 | 2,252 |
| Pre-tax net operating income | $10,252,000 | 1,045 |
| Securities gains (losses) | $547,000 | 571 |
| Applicable income taxes | $442,000 | 2,033 |
| Income before extraordinary items | $10,357,000 | 927 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $10,357,000 | 927 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $10,357,000 | 927 |
| Net charge-offs | $207,000 | 1,527 |
| Cash dividends | $5,850,000 | 674 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $9,831,880 | 938 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $16,543,000 | 1,377 |
| Total interest expense | $1,217,000 | 2,356 |
| Net interest income | $15,326,000 | 1,237 |
| Provision for loan and lease losses | $650,000 | 1,727 |
| Total noninterest income | $1,253,000 | 2,272 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $405,000 | 1,526 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $848,000 | 2,313 |
| Total noninterest expense | $8,284,000 | 1,789 |
| Salaries and employee benefits | $5,590,000 | 1,586 |
| Premises and equipment expense | $908,000 | 1,785 |
| Additional noninterest expense | $1,786,000 | 2,239 |
| Pre-tax net operating income | $7,645,000 | 1,013 |
| Securities gains (losses) | $541,000 | 468 |
| Applicable income taxes | $356,000 | 1,964 |
| Income before extraordinary items | $7,830,000 | 879 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $7,830,000 | 879 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $7,830,000 | 879 |
| Net charge-offs | $34,000 | 2,249 |
| Cash dividends | $3,650,000 | 712 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $7,310,640 | 911 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $11,189,000 | 1,382 |
| Total interest expense | $881,000 | 2,349 |
| Net interest income | $10,308,000 | 1,233 |
| Provision for loan and lease losses | $400,000 | 1,792 |
| Total noninterest income | $812,000 | 2,237 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $250,000 | 1,636 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $562,000 | 2,271 |
| Total noninterest expense | $5,404,000 | 1,817 |
| Salaries and employee benefits | $3,683,000 | 1,595 |
| Premises and equipment expense | $593,000 | 1,806 |
| Additional noninterest expense | $1,128,000 | 2,310 |
| Pre-tax net operating income | $5,316,000 | 907 |
| Securities gains (losses) | $551,000 | 347 |
| Applicable income taxes | $280,000 | 1,792 |
| Income before extraordinary items | $5,587,000 | 757 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,587,000 | 758 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $5,587,000 | 757 |
| Net charge-offs | $-2,000 | 3,888 |
| Cash dividends | $2,400,000 | 701 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $5,063,550 | 807 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $5,515,000 | 1,389 |
| Total interest expense | $485,000 | 2,327 |
| Net interest income | $5,030,000 | 1,253 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $425,000 | 2,120 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $133,000 | 1,771 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $292,000 | 2,032 |
| Total noninterest expense | $2,705,000 | 1,834 |
| Salaries and employee benefits | $1,880,000 | 1,582 |
| Premises and equipment expense | $308,000 | 1,786 |
| Additional noninterest expense | $517,000 | 2,491 |
| Pre-tax net operating income | $2,750,000 | 805 |
| Securities gains (losses) | $485,000 | 194 |
| Applicable income taxes | $142,000 | 1,672 |
| Income before extraordinary items | $3,093,000 | 624 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,093,000 | 624 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $3,093,000 | 624 |
| Net charge-offs | $-1,000 | 3,618 |
| Cash dividends | $2,400,000 | 475 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $2,627,400 | 708 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $22,471,000 | 1,381 |
| Total interest expense | $2,202,000 | 2,201 |
| Net interest income | $20,269,000 | 1,247 |
| Provision for loan and lease losses | $1,300,000 | 738 |
| Total noninterest income | $1,683,000 | 2,166 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $576,000 | 1,724 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $1,107,000 | 2,139 |
| Total noninterest expense | $10,669,000 | 1,819 |
| Salaries and employee benefits | $6,984,000 | 1,631 |
| Premises and equipment expense | $1,236,000 | 1,760 |
| Additional noninterest expense | $2,449,000 | 2,245 |
| Pre-tax net operating income | $9,983,000 | 1,058 |
| Securities gains (losses) | $28,000 | 1,502 |
| Applicable income taxes | $418,000 | 2,127 |
| Income before extraordinary items | $9,593,000 | 965 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $9,593,000 | 966 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $9,593,000 | 966 |
| Net charge-offs | $1,951,000 | 422 |
| Cash dividends | $9,400,000 | 498 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $9,566,120 | 954 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $16,959,000 | 1,383 |
| Total interest expense | $1,627,000 | 2,239 |
| Net interest income | $15,332,000 | 1,245 |
| Provision for loan and lease losses | $1,100,000 | 638 |
| Total noninterest income | $1,260,000 | 2,164 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $435,000 | 1,726 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $825,000 | 2,134 |
| Total noninterest expense | $8,049,000 | 1,810 |
| Salaries and employee benefits | $5,292,000 | 1,622 |
| Premises and equipment expense | $908,000 | 1,808 |
| Additional noninterest expense | $1,849,000 | 2,240 |
| Pre-tax net operating income | $7,443,000 | 1,078 |
| Securities gains (losses) | $28,000 | 1,300 |
| Applicable income taxes | $328,000 | 2,160 |
| Income before extraordinary items | $7,143,000 | 991 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $7,143,000 | 992 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $7,143,000 | 992 |
| Net charge-offs | $1,945,000 | 319 |
| Cash dividends | $7,000,000 | 467 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $7,116,120 | 972 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $11,202,000 | 1,387 |
| Total interest expense | $1,045,000 | 2,274 |
| Net interest income | $10,157,000 | 1,255 |
| Provision for loan and lease losses | $900,000 | 526 |
| Total noninterest income | $821,000 | 2,175 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $290,000 | 1,703 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $531,000 | 2,150 |
| Total noninterest expense | $5,215,000 | 1,870 |
| Salaries and employee benefits | $3,378,000 | 1,694 |
| Premises and equipment expense | $576,000 | 1,870 |
| Additional noninterest expense | $1,261,000 | 2,212 |
| Pre-tax net operating income | $4,863,000 | 1,076 |
| Securities gains (losses) | $28,000 | 922 |
| Applicable income taxes | $214,000 | 2,159 |
| Income before extraordinary items | $4,677,000 | 974 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,677,000 | 974 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $4,677,000 | 974 |
| Net charge-offs | $1,120,000 | 321 |
| Cash dividends | $4,400,000 | 493 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $4,650,120 | 958 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $5,553,000 | 1,387 |
| Total interest expense | $507,000 | 2,280 |
| Net interest income | $5,046,000 | 1,254 |
| Provision for loan and lease losses | $700,000 | 363 |
| Total noninterest income | $345,000 | 2,345 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $142,000 | 1,716 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $203,000 | 2,388 |
| Total noninterest expense | $2,567,000 | 1,897 |
| Salaries and employee benefits | $1,723,000 | 1,678 |
| Premises and equipment expense | $309,000 | 1,797 |
| Additional noninterest expense | $535,000 | 2,473 |
| Pre-tax net operating income | $2,124,000 | 1,159 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $57,000 | 2,549 |
| Income before extraordinary items | $2,067,000 | 1,052 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,067,000 | 1,051 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $2,067,000 | 1,051 |
| Net charge-offs | $1,180,000 | 196 |
| Cash dividends | $2,400,000 | 450 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $2,067,000 | 1,030 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $20,114,000 | 1,446 |
| Total interest expense | $1,606,000 | 2,243 |
| Net interest income | $18,508,000 | 1,324 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $1,686,000 | 2,190 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $617,000 | 1,707 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,069,000 | 2,179 |
| Total noninterest expense | $10,249,000 | 1,870 |
| Salaries and employee benefits | $6,736,000 | 1,656 |
| Premises and equipment expense | $1,270,000 | 1,734 |
| Additional noninterest expense | $2,243,000 | 2,409 |
| Pre-tax net operating income | $9,945,000 | 1,038 |
| Securities gains (losses) | $-6,000 | 4,285 |
| Applicable income taxes | $415,000 | 2,139 |
| Income before extraordinary items | $9,524,000 | 950 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $9,524,000 | 949 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $9,524,000 | 949 |
| Net charge-offs | $-33,000 | 4,794 |
| Cash dividends | $4,250,000 | 830 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $9,529,760 | 945 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $14,872,000 | 1,451 |
| Total interest expense | $1,158,000 | 2,218 |
| Net interest income | $13,714,000 | 1,336 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $1,255,000 | 2,227 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $467,000 | 1,707 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $788,000 | 2,203 |
| Total noninterest expense | $7,607,000 | 1,877 |
| Salaries and employee benefits | $5,087,000 | 1,649 |
| Premises and equipment expense | $862,000 | 1,870 |
| Additional noninterest expense | $1,658,000 | 2,426 |
| Pre-tax net operating income | $7,362,000 | 1,064 |
| Securities gains (losses) | $-6,000 | 4,655 |
| Applicable income taxes | $286,000 | 2,273 |
| Income before extraordinary items | $7,070,000 | 973 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $7,070,000 | 972 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $7,070,000 | 972 |
| Net charge-offs | $-11,000 | 4,502 |
| Cash dividends | $4,250,000 | 611 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $7,075,760 | 967 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $9,768,000 | 1,445 |
| Total interest expense | $738,000 | 2,204 |
| Net interest income | $9,030,000 | 1,341 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $802,000 | 2,264 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $311,000 | 1,693 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $491,000 | 2,283 |
| Total noninterest expense | $4,985,000 | 1,916 |
| Salaries and employee benefits | $3,360,000 | 1,672 |
| Premises and equipment expense | $555,000 | 1,929 |
| Additional noninterest expense | $1,070,000 | 2,484 |
| Pre-tax net operating income | $4,847,000 | 1,050 |
| Securities gains (losses) | $-6,000 | 4,894 |
| Applicable income taxes | $212,000 | 2,179 |
| Income before extraordinary items | $4,629,000 | 980 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,629,000 | 978 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $4,629,000 | 979 |
| Net charge-offs | $2,000 | 3,018 |
| Cash dividends | $4,250,000 | 443 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $4,634,760 | 968 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,881,000 | 1,424 |
| Total interest expense | $349,000 | 2,214 |
| Net interest income | $4,532,000 | 1,338 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $404,000 | 2,243 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $154,000 | 1,707 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $250,000 | 2,223 |
| Total noninterest expense | $2,470,000 | 1,946 |
| Salaries and employee benefits | $1,711,000 | 1,665 |
| Premises and equipment expense | $264,000 | 2,029 |
| Additional noninterest expense | $495,000 | 2,646 |
| Pre-tax net operating income | $2,466,000 | 1,020 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $108,000 | 2,113 |
| Income before extraordinary items | $2,358,000 | 926 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $2,358,000 | 926 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $2,358,000 | 926 |
| Net charge-offs | $8,000 | 2,040 |
| Cash dividends | $2,250,000 | 383 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $2,358,000 | 918 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $18,634,000 | 1,442 |
| Total interest expense | $1,166,000 | 2,285 |
| Net interest income | $17,468,000 | 1,348 |
| Provision for loan and lease losses | $780,000 | 1,068 |
| Total noninterest income | $1,755,000 | 2,196 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $632,000 | 1,697 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $1,123,000 | 2,151 |
| Total noninterest expense | $10,260,000 | 1,867 |
| Salaries and employee benefits | $6,704,000 | 1,658 |
| Premises and equipment expense | $1,162,000 | 1,889 |
| Additional noninterest expense | $2,394,000 | 2,325 |
| Pre-tax net operating income | $8,183,000 | 1,156 |
| Securities gains (losses) | $-2,000 | 4,854 |
| Applicable income taxes | $339,000 | 2,687 |
| Income before extraordinary items | $7,842,000 | 919 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $7,842,000 | 919 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $7,842,000 | 919 |
| Net charge-offs | $-28,000 | 5,015 |
| Cash dividends | $4,045,000 | 810 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $7,843,920 | 909 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $13,860,000 | 1,447 |
| Total interest expense | $848,000 | 2,313 |
| Net interest income | $13,012,000 | 1,366 |
| Provision for loan and lease losses | $750,000 | 870 |
| Total noninterest income | $1,330,000 | 2,207 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $485,000 | 1,664 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $845,000 | 2,172 |
| Total noninterest expense | $7,633,000 | 1,875 |
| Salaries and employee benefits | $5,048,000 | 1,655 |
| Premises and equipment expense | $812,000 | 2,006 |
| Additional noninterest expense | $1,773,000 | 2,354 |
| Pre-tax net operating income | $5,959,000 | 1,206 |
| Securities gains (losses) | $-3,000 | 5,250 |
| Applicable income taxes | $335,000 | 2,391 |
| Income before extraordinary items | $5,621,000 | 1,058 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $5,621,000 | 1,057 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $5,621,000 | 1,058 |
| Net charge-offs | $-47,000 | 5,142 |
| Cash dividends | $2,175,000 | 979 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $5,623,820 | 1,045 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $9,192,000 | 1,446 |
| Total interest expense | $541,000 | 2,351 |
| Net interest income | $8,651,000 | 1,365 |
| Provision for loan and lease losses | $500,000 | 849 |
| Total noninterest income | $848,000 | 2,273 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $316,000 | 1,683 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $532,000 | 2,250 |
| Total noninterest expense | $5,000,000 | 1,911 |
| Salaries and employee benefits | $3,331,000 | 1,672 |
| Premises and equipment expense | $536,000 | 2,014 |
| Additional noninterest expense | $1,133,000 | 2,446 |
| Pre-tax net operating income | $3,999,000 | 1,194 |
| Securities gains (losses) | $-3,000 | 5,365 |
| Applicable income taxes | $249,000 | 2,304 |
| Income before extraordinary items | $3,747,000 | 1,040 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,747,000 | 1,040 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,747,000 | 1,040 |
| Net charge-offs | $-16,000 | 4,936 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $3,749,820 | 1,026 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $4,253,000 | 1,535 |
| Total interest expense | $254,000 | 2,428 |
| Net interest income | $3,999,000 | 1,448 |
| Provision for loan and lease losses | $250,000 | 786 |
| Total noninterest income | $385,000 | 2,384 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $152,000 | 1,737 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $233,000 | 2,394 |
| Total noninterest expense | $2,507,000 | 1,918 |
| Salaries and employee benefits | $1,668,000 | 1,689 |
| Premises and equipment expense | $254,000 | 2,122 |
| Additional noninterest expense | $585,000 | 2,366 |
| Pre-tax net operating income | $1,627,000 | 1,362 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $71,000 | 2,680 |
| Income before extraordinary items | $1,556,000 | 1,184 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,556,000 | 1,183 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,556,000 | 1,184 |
| Net charge-offs | $-16,000 | 5,175 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,556,000 | 1,164 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $17,088,000 | 1,493 |
| Total interest expense | $948,000 | 2,511 |
| Net interest income | $16,140,000 | 1,401 |
| Provision for loan and lease losses | $470,000 | 1,544 |
| Total noninterest income | $2,248,000 | 1,972 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $655,000 | 1,703 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,593,000 | 1,811 |
| Total noninterest expense | $10,593,000 | 1,802 |
| Salaries and employee benefits | $6,250,000 | 1,720 |
| Premises and equipment expense | $1,208,000 | 1,852 |
| Additional noninterest expense | $3,135,000 | 1,906 |
| Pre-tax net operating income | $7,325,000 | 1,189 |
| Securities gains (losses) | $157,000 | 1,026 |
| Applicable income taxes | $306,000 | 2,639 |
| Income before extraordinary items | $7,176,000 | 1,034 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $7,176,000 | 1,033 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $7,176,000 | 1,033 |
| Net charge-offs | $-494,000 | 5,797 |
| Cash dividends | $9,102,000 | 412 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $7,025,280 | 1,031 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $12,779,000 | 1,492 |
| Total interest expense | $717,000 | 2,502 |
| Net interest income | $12,062,000 | 1,410 |
| Provision for loan and lease losses | $120,000 | 2,560 |
| Total noninterest income | $1,814,000 | 1,894 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $501,000 | 1,681 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,313,000 | 1,724 |
| Total noninterest expense | $7,956,000 | 1,798 |
| Salaries and employee benefits | $4,744,000 | 1,702 |
| Premises and equipment expense | $820,000 | 2,005 |
| Additional noninterest expense | $2,392,000 | 1,872 |
| Pre-tax net operating income | $5,800,000 | 1,151 |
| Securities gains (losses) | $282,000 | 625 |
| Applicable income taxes | $268,000 | 2,582 |
| Income before extraordinary items | $5,814,000 | 962 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,814,000 | 962 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $5,814,000 | 962 |
| Net charge-offs | $-300,000 | 5,793 |
| Cash dividends | $7,102,000 | 381 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $5,543,280 | 990 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $8,500,000 | 1,501 |
| Total interest expense | $479,000 | 2,503 |
| Net interest income | $8,021,000 | 1,417 |
| Provision for loan and lease losses | $120,000 | 2,108 |
| Total noninterest income | $845,000 | 2,317 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $335,000 | 1,664 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $510,000 | 2,349 |
| Total noninterest expense | $5,040,000 | 1,901 |
| Salaries and employee benefits | $3,177,000 | 1,695 |
| Premises and equipment expense | $550,000 | 1,994 |
| Additional noninterest expense | $1,313,000 | 2,222 |
| Pre-tax net operating income | $3,706,000 | 1,186 |
| Securities gains (losses) | $282,000 | 448 |
| Applicable income taxes | $175,000 | 2,598 |
| Income before extraordinary items | $3,813,000 | 964 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,813,000 | 963 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,813,000 | 963 |
| Net charge-offs | $-240,000 | 5,881 |
| Cash dividends | $4,602,000 | 384 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $3,542,280 | 1,019 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $4,167,000 | 1,523 |
| Total interest expense | $241,000 | 2,496 |
| Net interest income | $3,926,000 | 1,442 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $420,000 | 2,300 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $160,000 | 1,709 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $260,000 | 2,285 |
| Total noninterest expense | $2,388,000 | 2,005 |
| Salaries and employee benefits | $1,516,000 | 1,778 |
| Premises and equipment expense | $259,000 | 2,103 |
| Additional noninterest expense | $613,000 | 2,345 |
| Pre-tax net operating income | $1,958,000 | 1,104 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $86,000 | 2,572 |
| Income before extraordinary items | $1,872,000 | 956 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,872,000 | 957 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,872,000 | 957 |
| Net charge-offs | $-254,000 | 6,024 |
| Cash dividends | $2,805,000 | 333 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,872,000 | 918 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $16,322,000 | 1,512 |
| Total interest expense | $784,000 | 2,859 |
| Net interest income | $15,538,000 | 1,429 |
| Provision for loan and lease losses | $502,000 | 1,340 |
| Total noninterest income | $1,775,000 | 2,266 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $681,000 | 1,687 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,094,000 | 2,262 |
| Total noninterest expense | $10,380,000 | 1,821 |
| Salaries and employee benefits | $6,632,000 | 1,585 |
| Premises and equipment expense | $1,090,000 | 2,043 |
| Additional noninterest expense | $2,658,000 | 2,214 |
| Pre-tax net operating income | $6,431,000 | 1,279 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $269,000 | 2,753 |
| Income before extraordinary items | $6,162,000 | 1,140 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $6,162,000 | 1,140 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $6,162,000 | 1,140 |
| Net charge-offs | $501,000 | 1,160 |
| Cash dividends | $8,719,000 | 425 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $6,162,000 | 1,117 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $12,233,000 | 1,523 |
| Total interest expense | $573,000 | 2,941 |
| Net interest income | $11,660,000 | 1,440 |
| Provision for loan and lease losses | $150,000 | 2,243 |
| Total noninterest income | $1,363,000 | 2,243 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $506,000 | 1,708 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $857,000 | 2,221 |
| Total noninterest expense | $7,671,000 | 1,851 |
| Salaries and employee benefits | $5,011,000 | 1,583 |
| Premises and equipment expense | $805,000 | 2,092 |
| Additional noninterest expense | $1,855,000 | 2,355 |
| Pre-tax net operating income | $5,202,000 | 1,229 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $228,000 | 2,714 |
| Income before extraordinary items | $4,974,000 | 1,074 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,974,000 | 1,072 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $4,974,000 | 1,074 |
| Net charge-offs | $135,000 | 1,898 |
| Cash dividends | $8,719,000 | 314 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $4,974,000 | 1,049 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $8,199,000 | 1,517 |
| Total interest expense | $381,000 | 2,969 |
| Net interest income | $7,818,000 | 1,444 |
| Provision for loan and lease losses | $150,000 | 1,756 |
| Total noninterest income | $919,000 | 2,242 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $328,000 | 1,727 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $591,000 | 2,207 |
| Total noninterest expense | $5,073,000 | 1,877 |
| Salaries and employee benefits | $3,370,000 | 1,580 |
| Premises and equipment expense | $503,000 | 2,212 |
| Additional noninterest expense | $1,200,000 | 2,425 |
| Pre-tax net operating income | $3,514,000 | 1,199 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $154,000 | 2,695 |
| Income before extraordinary items | $3,360,000 | 1,049 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,360,000 | 1,050 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $3,360,000 | 1,050 |
| Net charge-offs | $-11,000 | 5,290 |
| Cash dividends | $2,719,000 | 552 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $3,360,000 | 1,025 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $4,080,000 | 1,524 |
| Total interest expense | $191,000 | 2,990 |
| Net interest income | $3,889,000 | 1,444 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $477,000 | 2,159 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $156,000 | 1,770 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $321,000 | 2,027 |
| Total noninterest expense | $2,455,000 | 1,927 |
| Salaries and employee benefits | $1,636,000 | 1,632 |
| Premises and equipment expense | $217,000 | 2,483 |
| Additional noninterest expense | $602,000 | 2,406 |
| Pre-tax net operating income | $1,911,000 | 1,098 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $86,000 | 2,583 |
| Income before extraordinary items | $1,825,000 | 934 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,825,000 | 935 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,825,000 | 935 |
| Net charge-offs | $-11,000 | 5,460 |
| Cash dividends | $1,350,000 | 513 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,825,000 | 901 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $16,496,000 | 1,508 |
| Total interest expense | $777,000 | 3,090 |
| Net interest income | $15,719,000 | 1,414 |
| Provision for loan and lease losses | $604,000 | 1,267 |
| Total noninterest income | $1,675,000 | 2,360 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $685,000 | 1,779 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $990,000 | 2,341 |
| Total noninterest expense | $9,891,000 | 1,912 |
| Salaries and employee benefits | $6,078,000 | 1,700 |
| Premises and equipment expense | $1,249,000 | 1,853 |
| Additional noninterest expense | $2,564,000 | 2,363 |
| Pre-tax net operating income | $6,899,000 | 1,173 |
| Securities gains (losses) | $4,000 | 2,934 |
| Applicable income taxes | $275,000 | 2,713 |
| Income before extraordinary items | $6,628,000 | 1,007 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $6,628,000 | 1,006 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $6,628,000 | 1,006 |
| Net charge-offs | $112,000 | 3,069 |
| Cash dividends | $4,555,000 | 656 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $6,624,160 | 976 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $12,241,000 | 1,538 |
| Total interest expense | $590,000 | 3,132 |
| Net interest income | $11,651,000 | 1,439 |
| Provision for loan and lease losses | $499,000 | 1,141 |
| Total noninterest income | $1,243,000 | 2,382 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $517,000 | 1,777 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $726,000 | 2,394 |
| Total noninterest expense | $7,362,000 | 1,931 |
| Salaries and employee benefits | $4,423,000 | 1,750 |
| Premises and equipment expense | $953,000 | 1,832 |
| Additional noninterest expense | $1,986,000 | 2,260 |
| Pre-tax net operating income | $5,033,000 | 1,213 |
| Securities gains (losses) | $4,000 | 2,611 |
| Applicable income taxes | $205,000 | 2,779 |
| Income before extraordinary items | $4,832,000 | 1,033 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $4,832,000 | 1,033 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,832,000 | 1,033 |
| Net charge-offs | $183,000 | 2,091 |
| Cash dividends | $3,398,000 | 612 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $4,828,160 | 1,018 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $8,113,000 | 1,533 |
| Total interest expense | $399,000 | 3,136 |
| Net interest income | $7,714,000 | 1,434 |
| Provision for loan and lease losses | $320,000 | 1,179 |
| Total noninterest income | $820,000 | 2,374 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $338,000 | 1,789 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $482,000 | 2,351 |
| Total noninterest expense | $4,905,000 | 1,926 |
| Salaries and employee benefits | $3,051,000 | 1,685 |
| Premises and equipment expense | $625,000 | 1,876 |
| Additional noninterest expense | $1,229,000 | 2,429 |
| Pre-tax net operating income | $3,309,000 | 1,197 |
| Securities gains (losses) | $6,000 | 2,106 |
| Applicable income taxes | $138,000 | 2,751 |
| Income before extraordinary items | $3,177,000 | 1,015 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,177,000 | 1,016 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $3,177,000 | 1,016 |
| Net charge-offs | $37,000 | 3,024 |
| Cash dividends | $2,418,000 | 557 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $3,171,240 | 995 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $4,070,000 | 1,528 |
| Total interest expense | $206,000 | 3,104 |
| Net interest income | $3,864,000 | 1,427 |
| Provision for loan and lease losses | $20,000 | 2,958 |
| Total noninterest income | $391,000 | 2,406 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $164,000 | 1,807 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $227,000 | 2,379 |
| Total noninterest expense | $2,387,000 | 1,990 |
| Salaries and employee benefits | $1,506,000 | 1,721 |
| Premises and equipment expense | $300,000 | 1,982 |
| Additional noninterest expense | $581,000 | 2,558 |
| Pre-tax net operating income | $1,848,000 | 1,048 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $73,000 | 2,645 |
| Income before extraordinary items | $1,775,000 | 888 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,775,000 | 889 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,775,000 | 889 |
| Net charge-offs | $-31,000 | 6,177 |
| Cash dividends | $1,175,000 | 536 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,775,000 | 861 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $15,838,000 | 1,578 |
| Total interest expense | $965,000 | 3,022 |
| Net interest income | $14,873,000 | 1,466 |
| Provision for loan and lease losses | $124,000 | 3,458 |
| Total noninterest income | $1,544,000 | 2,539 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $627,000 | 1,988 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $917,000 | 2,485 |
| Total noninterest expense | $9,799,000 | 1,933 |
| Salaries and employee benefits | $5,956,000 | 1,724 |
| Premises and equipment expense | $1,340,000 | 1,753 |
| Additional noninterest expense | $2,503,000 | 2,461 |
| Pre-tax net operating income | $6,494,000 | 1,139 |
| Securities gains (losses) | $33,000 | 2,070 |
| Applicable income taxes | $274,000 | 2,705 |
| Income before extraordinary items | $6,253,000 | 990 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,253,000 | 993 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $6,253,000 | 993 |
| Net charge-offs | $72,000 | 4,062 |
| Cash dividends | $4,382,000 | 633 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $6,221,320 | 977 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $11,813,000 | 1,599 |
| Total interest expense | $745,000 | 3,036 |
| Net interest income | $11,068,000 | 1,472 |
| Provision for loan and lease losses | $124,000 | 3,167 |
| Total noninterest income | $1,135,000 | 2,618 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $461,000 | 2,021 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $674,000 | 2,563 |
| Total noninterest expense | $7,346,000 | 1,937 |
| Salaries and employee benefits | $4,470,000 | 1,723 |
| Premises and equipment expense | $983,000 | 1,793 |
| Additional noninterest expense | $1,893,000 | 2,428 |
| Pre-tax net operating income | $4,733,000 | 1,203 |
| Securities gains (losses) | $33,000 | 1,935 |
| Applicable income taxes | $191,000 | 2,832 |
| Income before extraordinary items | $4,575,000 | 1,020 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $4,575,000 | 1,023 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,575,000 | 1,023 |
| Net charge-offs | $85,000 | 3,412 |
| Cash dividends | $3,299,000 | 591 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,543,320 | 1,006 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $7,831,000 | 1,600 |
| Total interest expense | $516,000 | 2,996 |
| Net interest income | $7,315,000 | 1,474 |
| Provision for loan and lease losses | $85,000 | 3,135 |
| Total noninterest income | $740,000 | 2,676 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $297,000 | 2,056 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $443,000 | 2,646 |
| Total noninterest expense | $4,845,000 | 1,954 |
| Salaries and employee benefits | $2,984,000 | 1,734 |
| Premises and equipment expense | $623,000 | 1,870 |
| Additional noninterest expense | $1,238,000 | 2,463 |
| Pre-tax net operating income | $3,125,000 | 1,188 |
| Securities gains (losses) | $29,000 | 1,835 |
| Applicable income taxes | $126,000 | 2,837 |
| Income before extraordinary items | $3,028,000 | 1,024 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,028,000 | 1,025 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,028,000 | 1,027 |
| Net charge-offs | $55,000 | 3,270 |
| Cash dividends | $2,172,000 | 582 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $3,000,160 | 991 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,899,000 | 1,622 |
| Total interest expense | $265,000 | 3,017 |
| Net interest income | $3,634,000 | 1,483 |
| Provision for loan and lease losses | $35,000 | 3,111 |
| Total noninterest income | $365,000 | 2,702 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $145,000 | 2,082 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $220,000 | 2,643 |
| Total noninterest expense | $2,376,000 | 2,013 |
| Salaries and employee benefits | $1,461,000 | 1,787 |
| Premises and equipment expense | $287,000 | 2,042 |
| Additional noninterest expense | $628,000 | 2,441 |
| Pre-tax net operating income | $1,588,000 | 1,151 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $63,000 | 2,826 |
| Income before extraordinary items | $1,525,000 | 997 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,525,000 | 997 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,525,000 | 999 |
| Net charge-offs | $17,000 | 3,178 |
| Cash dividends | $1,028,000 | 513 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,525,000 | 944 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $16,445,000 | 1,616 |
| Total interest expense | $1,222,000 | 3,158 |
| Net interest income | $15,223,000 | 1,440 |
| Provision for loan and lease losses | $354,000 | 3,153 |
| Total noninterest income | $1,650,000 | 2,474 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $595,000 | 2,173 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,055,000 | 2,303 |
| Total noninterest expense | $10,255,000 | 1,867 |
| Salaries and employee benefits | $6,117,000 | 1,657 |
| Premises and equipment expense | $1,435,000 | 1,636 |
| Additional noninterest expense | $2,703,000 | 2,402 |
| Pre-tax net operating income | $6,264,000 | 1,140 |
| Securities gains (losses) | $-2,000 | 6,630 |
| Applicable income taxes | $262,000 | 2,784 |
| Income before extraordinary items | $6,000,000 | 1,006 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,000,000 | 1,006 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $6,000,000 | 1,006 |
| Net charge-offs | $277,000 | 3,403 |
| Cash dividends | $3,472,000 | 783 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $6,001,920 | 943 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $12,344,000 | 1,644 |
| Total interest expense | $948,000 | 3,195 |
| Net interest income | $11,396,000 | 1,460 |
| Provision for loan and lease losses | $187,000 | 3,596 |
| Total noninterest income | $1,260,000 | 2,450 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $444,000 | 2,202 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $816,000 | 2,251 |
| Total noninterest expense | $7,645,000 | 1,876 |
| Salaries and employee benefits | $4,582,000 | 1,648 |
| Premises and equipment expense | $978,000 | 1,826 |
| Additional noninterest expense | $2,085,000 | 2,329 |
| Pre-tax net operating income | $4,824,000 | 1,120 |
| Securities gains (losses) | $-2,000 | 6,774 |
| Applicable income taxes | $193,000 | 2,870 |
| Income before extraordinary items | $4,629,000 | 997 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $4,629,000 | 997 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $4,629,000 | 997 |
| Net charge-offs | $117,000 | 3,815 |
| Cash dividends | $2,403,000 | 664 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $4,630,920 | 943 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $8,186,000 | 1,665 |
| Total interest expense | $654,000 | 3,211 |
| Net interest income | $7,532,000 | 1,484 |
| Provision for loan and lease losses | $187,000 | 3,068 |
| Total noninterest income | $894,000 | 2,328 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $294,000 | 2,196 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $600,000 | 2,108 |
| Total noninterest expense | $4,901,000 | 1,964 |
| Salaries and employee benefits | $2,931,000 | 1,715 |
| Premises and equipment expense | $617,000 | 1,918 |
| Additional noninterest expense | $1,353,000 | 2,400 |
| Pre-tax net operating income | $3,338,000 | 1,066 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $134,000 | 2,823 |
| Income before extraordinary items | $3,204,000 | 951 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,204,000 | 950 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,204,000 | 951 |
| Net charge-offs | $178,000 | 2,877 |
| Cash dividends | $1,131,000 | 875 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $3,204,000 | 898 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,066,000 | 1,686 |
| Total interest expense | $347,000 | 3,170 |
| Net interest income | $3,719,000 | 1,506 |
| Provision for loan and lease losses | $80,000 | 3,124 |
| Total noninterest income | $426,000 | 2,384 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $144,000 | 2,209 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $282,000 | 2,187 |
| Total noninterest expense | $2,494,000 | 1,925 |
| Salaries and employee benefits | $1,493,000 | 1,688 |
| Premises and equipment expense | $305,000 | 1,949 |
| Additional noninterest expense | $696,000 | 2,302 |
| Pre-tax net operating income | $1,571,000 | 1,116 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $63,000 | 2,854 |
| Income before extraordinary items | $1,508,000 | 991 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,508,000 | 993 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,508,000 | 992 |
| Net charge-offs | $76,000 | 2,689 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,508,000 | 928 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $16,795,000 | 1,685 |
| Total interest expense | $2,131,000 | 2,639 |
| Net interest income | $14,664,000 | 1,523 |
| Provision for loan and lease losses | $484,000 | 3,495 |
| Total noninterest income | $1,562,000 | 2,383 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $626,000 | 2,165 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $936,000 | 2,231 |
| Total noninterest expense | $10,008,000 | 1,913 |
| Salaries and employee benefits | $5,893,000 | 1,655 |
| Premises and equipment expense | $1,284,000 | 1,933 |
| Additional noninterest expense | $2,831,000 | 2,316 |
| Pre-tax net operating income | $5,734,000 | 1,046 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $226,000 | 2,782 |
| Income before extraordinary items | $5,508,000 | 914 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,508,000 | 912 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $5,508,000 | 914 |
| Net charge-offs | $383,000 | 3,503 |
| Cash dividends | $1,658,000 | 1,127 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $5,508,000 | 873 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $12,462,000 | 1,719 |
| Total interest expense | $1,697,000 | 2,600 |
| Net interest income | $10,765,000 | 1,563 |
| Provision for loan and lease losses | $384,000 | 3,290 |
| Total noninterest income | $1,164,000 | 2,387 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $461,000 | 2,208 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $703,000 | 2,212 |
| Total noninterest expense | $7,699,000 | 1,872 |
| Salaries and employee benefits | $4,462,000 | 1,649 |
| Premises and equipment expense | $926,000 | 2,027 |
| Additional noninterest expense | $2,311,000 | 2,161 |
| Pre-tax net operating income | $3,846,000 | 1,202 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $157,000 | 2,872 |
| Income before extraordinary items | $3,689,000 | 1,046 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,689,000 | 1,046 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $3,689,000 | 1,046 |
| Net charge-offs | $353,000 | 3,059 |
| Cash dividends | $1,658,000 | 764 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $3,689,000 | 993 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $8,165,000 | 1,766 |
| Total interest expense | $1,201,000 | 2,566 |
| Net interest income | $6,964,000 | 1,616 |
| Provision for loan and lease losses | $376,000 | 2,668 |
| Total noninterest income | $793,000 | 2,334 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $298,000 | 2,235 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $495,000 | 2,115 |
| Total noninterest expense | $5,180,000 | 1,868 |
| Salaries and employee benefits | $2,999,000 | 1,649 |
| Premises and equipment expense | $607,000 | 2,078 |
| Additional noninterest expense | $1,574,000 | 2,159 |
| Pre-tax net operating income | $2,201,000 | 1,330 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $88,000 | 2,964 |
| Income before extraordinary items | $2,113,000 | 1,179 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,113,000 | 1,179 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $2,113,000 | 1,179 |
| Net charge-offs | $355,000 | 2,498 |
| Cash dividends | $1,658,000 | 511 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $2,113,000 | 1,138 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,998,000 | 1,808 |
| Total interest expense | $644,000 | 2,488 |
| Net interest income | $3,354,000 | 1,665 |
| Provision for loan and lease losses | $186,000 | 2,528 |
| Total noninterest income | $400,000 | 2,344 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $142,000 | 2,298 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $258,000 | 2,101 |
| Total noninterest expense | $2,452,000 | 1,976 |
| Salaries and employee benefits | $1,500,000 | 1,655 |
| Premises and equipment expense | $290,000 | 2,207 |
| Additional noninterest expense | $662,000 | 2,503 |
| Pre-tax net operating income | $1,116,000 | 1,302 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $45,000 | 2,906 |
| Income before extraordinary items | $1,071,000 | 1,146 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,071,000 | 1,146 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,071,000 | 1,146 |
| Net charge-offs | $169,000 | 2,250 |
| Cash dividends | $845,000 | 459 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,071,000 | 1,113 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $17,936,000 | 1,686 |
| Total interest expense | $3,494,000 | 2,264 |
| Net interest income | $14,442,000 | 1,550 |
| Provision for loan and lease losses | $1,634,000 | 2,347 |
| Total noninterest income | $1,665,000 | 2,359 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $713,000 | 2,006 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $952,000 | 2,231 |
| Total noninterest expense | $9,976,000 | 1,952 |
| Salaries and employee benefits | $5,747,000 | 1,693 |
| Premises and equipment expense | $1,209,000 | 2,092 |
| Additional noninterest expense | $3,020,000 | 2,281 |
| Pre-tax net operating income | $4,497,000 | 1,127 |
| Securities gains (losses) | $50,000 | 2,657 |
| Applicable income taxes | $188,000 | 2,769 |
| Income before extraordinary items | $4,359,000 | 993 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,359,000 | 995 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $4,359,000 | 996 |
| Net charge-offs | $1,298,000 | 2,343 |
| Cash dividends | $2,924,000 | 564 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $4,311,000 | 967 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $13,600,000 | 1,704 |
| Total interest expense | $2,726,000 | 2,275 |
| Net interest income | $10,874,000 | 1,557 |
| Provision for loan and lease losses | $1,274,000 | 2,201 |
| Total noninterest income | $1,211,000 | 2,405 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $543,000 | 2,045 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $668,000 | 2,343 |
| Total noninterest expense | $7,495,000 | 1,939 |
| Salaries and employee benefits | $4,302,000 | 1,707 |
| Premises and equipment expense | $848,000 | 2,274 |
| Additional noninterest expense | $2,345,000 | 2,189 |
| Pre-tax net operating income | $3,316,000 | 1,198 |
| Securities gains (losses) | $50,000 | 2,404 |
| Applicable income taxes | $134,000 | 2,885 |
| Income before extraordinary items | $3,232,000 | 1,057 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,232,000 | 1,060 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $3,232,000 | 1,060 |
| Net charge-offs | $947,000 | 2,253 |
| Cash dividends | $2,179,000 | 493 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $3,184,000 | 1,021 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $9,046,000 | 1,732 |
| Total interest expense | $1,860,000 | 2,306 |
| Net interest income | $7,186,000 | 1,576 |
| Provision for loan and lease losses | $849,000 | 2,130 |
| Total noninterest income | $830,000 | 2,317 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $360,000 | 2,052 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $470,000 | 2,177 |
| Total noninterest expense | $4,884,000 | 1,997 |
| Salaries and employee benefits | $2,856,000 | 1,722 |
| Premises and equipment expense | $578,000 | 2,232 |
| Additional noninterest expense | $1,450,000 | 2,324 |
| Pre-tax net operating income | $2,283,000 | 1,159 |
| Securities gains (losses) | $50,000 | 1,887 |
| Applicable income taxes | $94,000 | 2,840 |
| Income before extraordinary items | $2,239,000 | 1,011 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,239,000 | 1,012 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,239,000 | 1,012 |
| Net charge-offs | $771,000 | 1,975 |
| Cash dividends | $1,221,000 | 571 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,191,000 | 980 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,461,000 | 1,797 |
| Total interest expense | $962,000 | 2,330 |
| Net interest income | $3,499,000 | 1,630 |
| Provision for loan and lease losses | $470,000 | 1,886 |
| Total noninterest income | $387,000 | 2,426 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $172,000 | 2,115 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $215,000 | 2,289 |
| Total noninterest expense | $2,416,000 | 2,036 |
| Salaries and employee benefits | $1,419,000 | 1,762 |
| Premises and equipment expense | $288,000 | 2,284 |
| Additional noninterest expense | $709,000 | 2,357 |
| Pre-tax net operating income | $1,000,000 | 1,309 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $39,000 | 2,979 |
| Income before extraordinary items | $961,000 | 1,132 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $961,000 | 1,133 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $961,000 | 1,134 |
| Net charge-offs | $447,000 | 1,668 |
| Cash dividends | $500,000 | 654 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $961,000 | 1,103 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $20,469,000 | 1,674 |
| Total interest expense | $4,616,000 | 2,431 |
| Net interest income | $15,853,000 | 1,395 |
| Provision for loan and lease losses | $2,043,000 | 2,452 |
| Total noninterest income | $1,677,000 | 2,387 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $804,000 | 2,039 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $873,000 | 2,325 |
| Total noninterest expense | $9,713,000 | 2,076 |
| Salaries and employee benefits | $5,569,000 | 1,780 |
| Premises and equipment expense | $1,053,000 | 2,470 |
| Additional noninterest expense | $3,091,000 | 2,287 |
| Pre-tax net operating income | $5,774,000 | 738 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $239,000 | 2,234 |
| Income before extraordinary items | $5,535,000 | 606 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,535,000 | 606 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $5,535,000 | 607 |
| Net charge-offs | $1,890,000 | 2,100 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $5,535,000 | 606 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $15,638,000 | 1,679 |
| Total interest expense | $3,549,000 | 2,481 |
| Net interest income | $12,089,000 | 1,374 |
| Provision for loan and lease losses | $1,273,000 | 2,444 |
| Total noninterest income | $1,203,000 | 2,502 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $613,000 | 2,024 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $590,000 | 2,547 |
| Total noninterest expense | $7,261,000 | 2,075 |
| Salaries and employee benefits | $4,183,000 | 1,797 |
| Premises and equipment expense | $733,000 | 2,664 |
| Additional noninterest expense | $2,345,000 | 2,226 |
| Pre-tax net operating income | $4,758,000 | 713 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $190,000 | 2,373 |
| Income before extraordinary items | $4,568,000 | 593 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $4,568,000 | 593 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $4,568,000 | 595 |
| Net charge-offs | $1,136,000 | 2,066 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $4,568,000 | 590 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $10,504,000 | 1,692 |
| Total interest expense | $2,423,000 | 2,523 |
| Net interest income | $8,081,000 | 1,376 |
| Provision for loan and lease losses | $858,000 | 2,251 |
| Total noninterest income | $790,000 | 2,539 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $411,000 | 1,975 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $379,000 | 2,634 |
| Total noninterest expense | $4,795,000 | 2,107 |
| Salaries and employee benefits | $2,756,000 | 1,839 |
| Premises and equipment expense | $476,000 | 2,762 |
| Additional noninterest expense | $1,563,000 | 2,252 |
| Pre-tax net operating income | $3,218,000 | 720 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $129,000 | 2,414 |
| Income before extraordinary items | $3,089,000 | 583 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,089,000 | 580 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $3,089,000 | 583 |
| Net charge-offs | $738,000 | 1,929 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $3,089,000 | 563 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,122,000 | 1,752 |
| Total interest expense | $1,266,000 | 2,509 |
| Net interest income | $3,856,000 | 1,445 |
| Provision for loan and lease losses | $368,000 | 2,082 |
| Total noninterest income | $374,000 | 2,626 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $199,000 | 1,980 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $175,000 | 2,695 |
| Total noninterest expense | $2,364,000 | 2,090 |
| Salaries and employee benefits | $1,384,000 | 1,872 |
| Premises and equipment expense | $238,000 | 2,793 |
| Additional noninterest expense | $742,000 | 2,115 |
| Pre-tax net operating income | $1,498,000 | 848 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $60,000 | 2,729 |
| Income before extraordinary items | $1,438,000 | 722 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,438,000 | 722 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,438,000 | 724 |
| Net charge-offs | $265,000 | 1,891 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,438,000 | 673 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $21,952,000 | 1,757 |
| Total interest expense | $5,953,000 | 2,538 |
| Net interest income | $15,999,000 | 1,388 |
| Provision for loan and lease losses | $1,476,000 | 2,184 |
| Total noninterest income | $1,501,000 | 2,627 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $842,000 | 2,036 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $659,000 | 2,742 |
| Total noninterest expense | $8,892,000 | 2,151 |
| Salaries and employee benefits | $5,378,000 | 1,881 |
| Premises and equipment expense | $1,073,000 | 2,463 |
| Additional noninterest expense | $2,441,000 | 2,397 |
| Pre-tax net operating income | $7,132,000 | 777 |
| Securities gains (losses) | $126,000 | 967 |
| Applicable income taxes | $266,000 | 2,528 |
| Income before extraordinary items | $6,992,000 | 563 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,992,000 | 563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,260,000 | 1,726 |
| Cash dividends | $2,378,000 | 1,159 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $6,871,040 | 615 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $16,631,000 | 1,781 |
| Total interest expense | $4,578,000 | 2,574 |
| Net interest income | $12,053,000 | 1,404 |
| Provision for loan and lease losses | $827,000 | 2,057 |
| Total noninterest income | $1,117,000 | 2,712 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $623,000 | 2,072 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $494,000 | 2,840 |
| Total noninterest expense | $6,625,000 | 2,167 |
| Salaries and employee benefits | $4,027,000 | 1,916 |
| Premises and equipment expense | $765,000 | 2,595 |
| Additional noninterest expense | $1,833,000 | 2,330 |
| Pre-tax net operating income | $5,718,000 | 890 |
| Securities gains (losses) | $126,000 | 832 |
| Applicable income taxes | $198,000 | 2,922 |
| Income before extraordinary items | $5,646,000 | 643 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $5,646,000 | 642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $661,000 | 1,659 |
| Cash dividends | $2,378,000 | 887 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $5,523,780 | 695 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $10,937,000 | 1,828 |
| Total interest expense | $3,067,000 | 2,659 |
| Net interest income | $7,870,000 | 1,424 |
| Provision for loan and lease losses | $200,000 | 3,141 |
| Total noninterest income | $761,000 | 2,692 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $409,000 | 2,065 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $352,000 | 2,772 |
| Total noninterest expense | $4,404,000 | 2,178 |
| Salaries and employee benefits | $2,674,000 | 1,940 |
| Premises and equipment expense | $514,000 | 2,577 |
| Additional noninterest expense | $1,216,000 | 2,313 |
| Pre-tax net operating income | $4,027,000 | 875 |
| Securities gains (losses) | $126,000 | 819 |
| Applicable income taxes | $131,000 | 3,169 |
| Income before extraordinary items | $4,022,000 | 685 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,022,000 | 684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $198,000 | 2,249 |
| Cash dividends | $1,100,000 | 1,301 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $3,899,780 | 692 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,608,000 | 1,824 |
| Total interest expense | $1,682,000 | 2,607 |
| Net interest income | $3,926,000 | 1,413 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $376,000 | 2,719 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $201,000 | 2,073 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $175,000 | 2,773 |
| Total noninterest expense | $2,175,000 | 2,197 |
| Salaries and employee benefits | $1,319,000 | 1,994 |
| Premises and equipment expense | $263,000 | 2,559 |
| Additional noninterest expense | $593,000 | 2,336 |
| Pre-tax net operating income | $2,127,000 | 887 |
| Securities gains (losses) | $126,000 | 618 |
| Applicable income taxes | $57,000 | 3,422 |
| Income before extraordinary items | $2,196,000 | 704 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,196,000 | 705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,217 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $2,073,780 | 701 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $23,142,000 | 1,829 |
| Total interest expense | $7,804,000 | 2,369 |
| Net interest income | $15,338,000 | 1,481 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $1,494,000 | 2,721 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $778,000 | 2,190 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $716,000 | 2,727 |
| Total noninterest expense | $8,614,000 | 2,142 |
| Salaries and employee benefits | $4,908,000 | 2,055 |
| Premises and equipment expense | $1,032,000 | 2,494 |
| Additional noninterest expense | $2,674,000 | 2,044 |
| Pre-tax net operating income | $8,218,000 | 1,030 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $4,694,000 | 573 |
| Income before extraordinary items | $3,524,000 | 1,782 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,524,000 | 1,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 4,587 |
| Cash dividends | $5,677,000 | 667 |
| Sale, conversion, retirement of capital stock, net | $-2,000,000 | 8,511 |
| Net operating income | $3,524,000 | 1,775 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $17,211,000 | 1,849 |
| Total interest expense | $5,793,000 | 2,388 |
| Net interest income | $11,418,000 | 1,497 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $1,115,000 | 2,712 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $598,000 | 2,118 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $517,000 | 2,795 |
| Total noninterest expense | $6,291,000 | 2,162 |
| Salaries and employee benefits | $3,600,000 | 2,100 |
| Premises and equipment expense | $703,000 | 2,704 |
| Additional noninterest expense | $1,988,000 | 2,014 |
| Pre-tax net operating income | $6,242,000 | 1,102 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $2,206,000 | 891 |
| Income before extraordinary items | $4,036,000 | 1,281 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $4,036,000 | 1,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 4,364 |
| Cash dividends | $4,321,000 | 645 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $4,036,000 | 1,270 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $11,349,000 | 1,888 |
| Total interest expense | $3,759,000 | 2,451 |
| Net interest income | $7,590,000 | 1,519 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $703,000 | 2,823 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $402,000 | 2,102 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $301,000 | 3,005 |
| Total noninterest expense | $4,128,000 | 2,223 |
| Salaries and employee benefits | $2,389,000 | 2,146 |
| Premises and equipment expense | $453,000 | 2,798 |
| Additional noninterest expense | $1,286,000 | 2,083 |
| Pre-tax net operating income | $4,165,000 | 1,141 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,471,000 | 936 |
| Income before extraordinary items | $2,694,000 | 1,327 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,694,000 | 1,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 3,680 |
| Cash dividends | $2,932,000 | 668 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,694,000 | 1,306 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,633,000 | 1,902 |
| Total interest expense | $1,813,000 | 2,527 |
| Net interest income | $3,820,000 | 1,502 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $358,000 | 2,770 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $191,000 | 2,128 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $167,000 | 2,832 |
| Total noninterest expense | $2,047,000 | 2,251 |
| Salaries and employee benefits | $1,204,000 | 2,133 |
| Premises and equipment expense | $235,000 | 2,728 |
| Additional noninterest expense | $608,000 | 2,165 |
| Pre-tax net operating income | $2,131,000 | 1,094 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $788,000 | 881 |
| Income before extraordinary items | $1,343,000 | 1,305 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,343,000 | 1,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 8,237 |
| Cash dividends | $1,552,000 | 566 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,343,000 | 1,294 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $21,382,000 | 1,883 |
| Total interest expense | $6,362,000 | 2,474 |
| Net interest income | $15,020,000 | 1,521 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $1,525,000 | 2,671 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $773,000 | 2,181 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $752,000 | 2,669 |
| Total noninterest expense | $7,771,000 | 2,267 |
| Salaries and employee benefits | $4,328,000 | 2,258 |
| Premises and equipment expense | $870,000 | 2,793 |
| Additional noninterest expense | $2,573,000 | 2,055 |
| Pre-tax net operating income | $8,774,000 | 1,122 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $3,076,000 | 921 |
| Income before extraordinary items | $5,698,000 | 1,272 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,698,000 | 1,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 4,095 |
| Cash dividends | $4,901,000 | 731 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $5,698,000 | 1,258 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $15,948,000 | 1,882 |
| Total interest expense | $4,676,000 | 2,448 |
| Net interest income | $11,272,000 | 1,534 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $1,149,000 | 2,675 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $584,000 | 2,177 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $565,000 | 2,678 |
| Total noninterest expense | $5,840,000 | 2,260 |
| Salaries and employee benefits | $3,245,000 | 2,260 |
| Premises and equipment expense | $656,000 | 2,788 |
| Additional noninterest expense | $1,939,000 | 2,023 |
| Pre-tax net operating income | $6,581,000 | 1,161 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $2,397,000 | 938 |
| Income before extraordinary items | $4,184,000 | 1,356 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $4,184,000 | 1,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-44,000 | 8,317 |
| Cash dividends | $3,466,000 | 738 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $4,184,000 | 1,339 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $10,602,000 | 1,859 |
| Total interest expense | $3,053,000 | 2,399 |
| Net interest income | $7,549,000 | 1,523 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $804,000 | 2,586 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $385,000 | 2,169 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $419,000 | 2,491 |
| Total noninterest expense | $3,817,000 | 2,319 |
| Salaries and employee benefits | $2,165,000 | 2,268 |
| Premises and equipment expense | $413,000 | 2,919 |
| Additional noninterest expense | $1,239,000 | 2,108 |
| Pre-tax net operating income | $4,536,000 | 1,122 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,751,000 | 880 |
| Income before extraordinary items | $2,785,000 | 1,348 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,785,000 | 1,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-43,000 | 8,381 |
| Cash dividends | $2,059,000 | 781 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,785,000 | 1,336 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,299,000 | 1,817 |
| Total interest expense | $1,529,000 | 2,297 |
| Net interest income | $3,770,000 | 1,522 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $362,000 | 2,716 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $207,000 | 1,988 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $155,000 | 2,918 |
| Total noninterest expense | $1,913,000 | 2,327 |
| Salaries and employee benefits | $1,072,000 | 2,300 |
| Premises and equipment expense | $231,000 | 2,662 |
| Additional noninterest expense | $610,000 | 2,125 |
| Pre-tax net operating income | $2,219,000 | 1,117 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $803,000 | 929 |
| Income before extraordinary items | $1,416,000 | 1,290 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,416,000 | 1,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-105,000 | 8,653 |
| Cash dividends | $606,000 | 1,137 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,416,000 | 1,272 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $17,955,000 | 1,873 |
| Total interest expense | $4,834,000 | 2,262 |
| Net interest income | $13,121,000 | 1,669 |
| Provision for loan and lease losses | $4,000 | 7,015 |
| Total noninterest income | $1,654,000 | 2,528 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $891,000 | 1,927 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $763,000 | 2,623 |
| Total noninterest expense | $7,465,000 | 2,246 |
| Salaries and employee benefits | $4,080,000 | 2,247 |
| Premises and equipment expense | $1,067,000 | 2,239 |
| Additional noninterest expense | $2,318,000 | 2,155 |
| Pre-tax net operating income | $7,306,000 | 1,314 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $2,575,000 | 1,099 |
| Income before extraordinary items | $4,731,000 | 1,488 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,731,000 | 1,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 3,222 |
| Cash dividends | $1,602,000 | 1,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,731,000 | 1,471 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $13,132,000 | 1,873 |
| Total interest expense | $3,446,000 | 2,257 |
| Net interest income | $9,686,000 | 1,673 |
| Provision for loan and lease losses | $4,000 | 6,766 |
| Total noninterest income | $1,289,000 | 2,448 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $684,000 | 1,879 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $605,000 | 2,544 |
| Total noninterest expense | $5,555,000 | 2,230 |
| Salaries and employee benefits | $3,091,000 | 2,202 |
| Premises and equipment expense | $721,000 | 2,442 |
| Additional noninterest expense | $1,743,000 | 2,128 |
| Pre-tax net operating income | $5,416,000 | 1,328 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,990,000 | 1,075 |
| Income before extraordinary items | $3,426,000 | 1,539 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,426,000 | 1,539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 3,660 |
| Cash dividends | $996,000 | 1,823 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,426,000 | 1,512 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $8,226,000 | 1,932 |
| Total interest expense | $2,158,000 | 2,269 |
| Net interest income | $6,068,000 | 1,775 |
| Provision for loan and lease losses | $4,000 | 6,457 |
| Total noninterest income | $832,000 | 2,471 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $435,000 | 1,934 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $397,000 | 2,557 |
| Total noninterest expense | $3,705,000 | 2,216 |
| Salaries and employee benefits | $2,073,000 | 2,182 |
| Premises and equipment expense | $464,000 | 2,503 |
| Additional noninterest expense | $1,168,000 | 2,099 |
| Pre-tax net operating income | $3,191,000 | 1,462 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $900,000 | 1,480 |
| Income before extraordinary items | $2,291,000 | 1,508 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,291,000 | 1,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,238 |
| Cash dividends | $345,000 | 2,740 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,291,000 | 1,480 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,938,000 | 1,978 |
| Total interest expense | $1,023,000 | 2,294 |
| Net interest income | $2,915,000 | 1,833 |
| Provision for loan and lease losses | $4,000 | 5,908 |
| Total noninterest income | $456,000 | 2,278 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $210,000 | 1,924 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $246,000 | 2,181 |
| Total noninterest expense | $1,867,000 | 2,212 |
| Salaries and employee benefits | $1,016,000 | 2,242 |
| Premises and equipment expense | $236,000 | 2,482 |
| Additional noninterest expense | $615,000 | 1,990 |
| Pre-tax net operating income | $1,500,000 | 1,519 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $438,000 | 1,502 |
| Income before extraordinary items | $1,062,000 | 1,584 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,062,000 | 1,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,933 |
| Cash dividends | $38,000 | 3,552 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,062,000 | 1,562 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $16,211,000 | 1,767 |
| Total interest expense | $3,642,000 | 2,222 |
| Net interest income | $12,569,000 | 1,623 |
| Provision for loan and lease losses | $1,715,000 | 625 |
| Total noninterest income | $1,733,000 | 2,433 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,068,000 | 1,640 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $665,000 | 2,798 |
| Total noninterest expense | $7,705,000 | 2,068 |
| Salaries and employee benefits | $4,195,000 | 2,084 |
| Premises and equipment expense | $1,117,000 | 2,054 |
| Additional noninterest expense | $2,393,000 | 2,044 |
| Pre-tax net operating income | $4,882,000 | 1,737 |
| Securities gains (losses) | $1,000 | 3,645 |
| Applicable income taxes | $1,666,000 | 1,482 |
| Income before extraordinary items | $3,217,000 | 1,945 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,217,000 | 1,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,509,000 | 569 |
| Cash dividends | $150,000 | 5,168 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,216,340 | 1,903 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $12,068,000 | 1,754 |
| Total interest expense | $2,696,000 | 2,209 |
| Net interest income | $9,372,000 | 1,615 |
| Provision for loan and lease losses | $1,138,000 | 683 |
| Total noninterest income | $1,341,000 | 2,390 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $840,000 | 1,570 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $501,000 | 2,803 |
| Total noninterest expense | $5,641,000 | 2,117 |
| Salaries and employee benefits | $3,161,000 | 2,071 |
| Premises and equipment expense | $776,000 | 2,212 |
| Additional noninterest expense | $1,704,000 | 2,118 |
| Pre-tax net operating income | $3,934,000 | 1,639 |
| Securities gains (losses) | $1,000 | 3,538 |
| Applicable income taxes | $1,438,000 | 1,330 |
| Income before extraordinary items | $2,497,000 | 1,903 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,497,000 | 1,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,016,000 | 564 |
| Cash dividends | $112,000 | 4,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,496,360 | 1,856 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $8,248,000 | 1,707 |
| Total interest expense | $1,835,000 | 2,145 |
| Net interest income | $6,413,000 | 1,553 |
| Provision for loan and lease losses | $674,000 | 761 |
| Total noninterest income | $882,000 | 2,417 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $554,000 | 1,581 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $328,000 | 2,830 |
| Total noninterest expense | $3,797,000 | 2,105 |
| Salaries and employee benefits | $2,123,000 | 2,055 |
| Premises and equipment expense | $508,000 | 2,256 |
| Additional noninterest expense | $1,166,000 | 2,071 |
| Pre-tax net operating income | $2,824,000 | 1,504 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,029,000 | 1,257 |
| Income before extraordinary items | $1,795,000 | 1,774 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,795,000 | 1,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $501,000 | 711 |
| Cash dividends | $75,000 | 4,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,795,000 | 1,715 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,083,000 | 1,723 |
| Total interest expense | $945,000 | 2,115 |
| Net interest income | $3,138,000 | 1,592 |
| Provision for loan and lease losses | $576,000 | 464 |
| Total noninterest income | $357,000 | 2,752 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $275,000 | 1,562 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $82,000 | 4,114 |
| Total noninterest expense | $1,901,000 | 2,103 |
| Salaries and employee benefits | $1,064,000 | 2,075 |
| Premises and equipment expense | $251,000 | 2,295 |
| Additional noninterest expense | $586,000 | 2,017 |
| Pre-tax net operating income | $1,018,000 | 1,973 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $379,000 | 1,641 |
| Income before extraordinary items | $639,000 | 2,355 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $639,000 | 2,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $516,000 | 423 |
| Cash dividends | $37,000 | 3,510 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $639,000 | 2,270 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $17,847,000 | 1,605 |
| Total interest expense | $4,753,000 | 1,886 |
| Net interest income | $13,094,000 | 1,485 |
| Provision for loan and lease losses | $3,569,000 | 418 |
| Total noninterest income | $1,668,000 | 2,619 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,066,000 | 1,609 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $602,000 | 3,246 |
| Total noninterest expense | $7,785,000 | 2,028 |
| Salaries and employee benefits | $4,233,000 | 2,013 |
| Premises and equipment expense | $1,139,000 | 2,002 |
| Additional noninterest expense | $2,413,000 | 1,989 |
| Pre-tax net operating income | $3,408,000 | 2,258 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,129,000 | 2,012 |
| Income before extraordinary items | $2,279,000 | 2,578 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,279,000 | 2,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,857,000 | 585 |
| Cash dividends | $913,000 | 2,481 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,279,000 | 2,458 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $13,614,000 | 1,611 |
| Total interest expense | $3,689,000 | 1,894 |
| Net interest income | $9,925,000 | 1,481 |
| Provision for loan and lease losses | $987,000 | 911 |
| Total noninterest income | $1,241,000 | 2,707 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $793,000 | 1,627 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $448,000 | 3,338 |
| Total noninterest expense | $5,744,000 | 2,066 |
| Salaries and employee benefits | $3,171,000 | 2,026 |
| Premises and equipment expense | $783,000 | 2,190 |
| Additional noninterest expense | $1,790,000 | 2,001 |
| Pre-tax net operating income | $4,435,000 | 1,449 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,725,000 | 1,194 |
| Income before extraordinary items | $2,710,000 | 1,783 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,710,000 | 1,784 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $627,000 | 986 |
| Cash dividends | $875,000 | 1,915 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,710,000 | 1,685 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $8,822,000 | 1,666 |
| Total interest expense | $2,483,000 | 1,938 |
| Net interest income | $6,339,000 | 1,538 |
| Provision for loan and lease losses | $271,000 | 1,996 |
| Total noninterest income | $1,053,000 | 2,269 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $492,000 | 1,721 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $561,000 | 2,274 |
| Total noninterest expense | $3,710,000 | 2,118 |
| Salaries and employee benefits | $2,044,000 | 2,080 |
| Premises and equipment expense | $507,000 | 2,228 |
| Additional noninterest expense | $1,159,000 | 2,066 |
| Pre-tax net operating income | $3,411,000 | 1,247 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,259,000 | 1,129 |
| Income before extraordinary items | $2,152,000 | 1,523 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,152,000 | 1,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $202,000 | 1,640 |
| Cash dividends | $581,000 | 1,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,152,000 | 1,421 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,214,000 | 1,747 |
| Total interest expense | $1,183,000 | 2,074 |
| Net interest income | $3,031,000 | 1,614 |
| Provision for loan and lease losses | $92,000 | 2,478 |
| Total noninterest income | $465,000 | 2,423 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $220,000 | 1,862 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $245,000 | 2,392 |
| Total noninterest expense | $1,651,000 | 2,351 |
| Salaries and employee benefits | $917,000 | 2,286 |
| Premises and equipment expense | $223,000 | 2,509 |
| Additional noninterest expense | $511,000 | 2,290 |
| Pre-tax net operating income | $1,753,000 | 1,226 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $628,000 | 1,152 |
| Income before extraordinary items | $1,125,000 | 1,454 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,125,000 | 1,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 2,091 |
| Cash dividends | $263,000 | 1,906 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,125,000 | 1,359 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $18,516,000 | 1,660 |
| Total interest expense | $5,966,000 | 1,908 |
| Net interest income | $12,558,000 | 1,543 |
| Provision for loan and lease losses | $589,000 | 2,108 |
| Total noninterest income | $1,555,000 | 2,559 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $965,000 | 1,668 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $590,000 | 2,993 |
| Total noninterest expense | $6,707,000 | 2,228 |
| Salaries and employee benefits | $3,559,000 | 2,248 |
| Premises and equipment expense | $1,092,000 | 2,008 |
| Additional noninterest expense | $2,056,000 | 2,245 |
| Pre-tax net operating income | $6,809,000 | 1,236 |
| Securities gains (losses) | $22,000 | 3,078 |
| Applicable income taxes | $2,382,000 | 1,118 |
| Income before extraordinary items | $4,449,000 | 1,395 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,449,000 | 1,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $255,000 | 2,639 |
| Cash dividends | $2,186,000 | 1,227 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,434,700 | 1,353 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $20,882,000 | 1,625 |
| Total interest expense | $9,494,000 | 1,714 |
| Net interest income | $11,388,000 | 1,564 |
| Provision for loan and lease losses | $617,000 | 1,858 |
| Total noninterest income | $1,566,000 | 2,432 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $828,000 | 1,845 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $738,000 | 2,503 |
| Total noninterest expense | $6,343,000 | 2,258 |
| Salaries and employee benefits | $3,422,000 | 2,189 |
| Premises and equipment expense | $1,126,000 | 1,898 |
| Additional noninterest expense | $1,795,000 | 2,482 |
| Pre-tax net operating income | $5,994,000 | 1,249 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $2,070,000 | 1,147 |
| Income before extraordinary items | $3,924,000 | 1,391 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,924,000 | 1,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $338,000 | 2,059 |
| Cash dividends | $2,080,000 | 1,276 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,924,000 | 1,331 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $19,785,000 | 1,753 |
| Total interest expense | $9,541,000 | 1,801 |
| Net interest income | $10,244,000 | 1,723 |
| Provision for loan and lease losses | $286,000 | 2,964 |
| Total noninterest income | $1,418,000 | 2,444 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $720,000 | 1,918 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $698,000 | 2,368 |
| Total noninterest expense | $5,990,000 | 2,285 |
| Salaries and employee benefits | $3,119,000 | 2,285 |
| Premises and equipment expense | $1,096,000 | 1,898 |
| Additional noninterest expense | $1,775,000 | 2,414 |
| Pre-tax net operating income | $5,386,000 | 1,372 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,854,000 | 1,253 |
| Income before extraordinary items | $3,532,000 | 1,496 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,532,000 | 1,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 2,715 |
| Cash dividends | $3,243,000 | 902 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,532,000 | 1,485 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $17,787,000 | 1,826 |
| Total interest expense | $7,588,000 | 1,967 |
| Net interest income | $10,199,000 | 1,706 |
| Provision for loan and lease losses | $692,000 | 1,334 |
| Total noninterest income | $1,356,000 | 2,461 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $644,000 | 2,060 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $712,000 | 2,348 |
| Total noninterest expense | $6,248,000 | 2,185 |
| Salaries and employee benefits | $2,814,000 | 2,492 |
| Premises and equipment expense | $968,000 | 2,109 |
| Additional noninterest expense | $2,466,000 | 1,795 |
| Pre-tax net operating income | $4,615,000 | 1,629 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,703,000 | 1,430 |
| Income before extraordinary items | $2,912,000 | 1,832 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,912,000 | 1,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,499 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,912,000 | 1,796 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $12,900,000 | 2,535 |
| Total interest expense | $6,617,000 | 2,288 |
| Net interest income | $6,283,000 | 2,728 |
| Provision for loan and lease losses | $719,000 | 1,286 |
| Total noninterest income | $1,182,000 | 2,723 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $371,000 | 3,347 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $811,000 | 2,151 |
| Total noninterest expense | $3,571,000 | 3,547 |
| Salaries and employee benefits | $1,788,000 | 3,692 |
| Premises and equipment expense | $541,000 | 3,475 |
| Additional noninterest expense | $1,242,000 | 3,269 |
| Pre-tax net operating income | $3,175,000 | 2,251 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,175,000 | 2,031 |
| Income before extraordinary items | $2,000,000 | 2,559 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,000,000 | 2,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $410,000 | 1,475 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 377 |
| Net operating income | $2,000,000 | 2,476 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,034,000 | 3,572 |
| Total interest expense | $4,030,000 | 3,652 |
| Net interest income | $5,004,000 | 3,483 |
| Provision for loan and lease losses | $620,000 | 1,466 |
| Total noninterest income | $1,054,000 | 2,927 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $312,000 | 3,953 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $742,000 | 2,138 |
| Total noninterest expense | $2,536,000 | 4,734 |
| Salaries and employee benefits | $1,346,000 | 4,647 |
| Premises and equipment expense | $279,000 | 5,671 |
| Additional noninterest expense | $911,000 | 4,255 |
| Pre-tax net operating income | $2,902,000 | 2,559 |
| Securities gains (losses) | $-2,000 | 9,246 |
| Applicable income taxes | $956,000 | 2,528 |
| Income before extraordinary items | $1,944,000 | 2,648 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,944,000 | 2,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $395,000 | 1,611 |
| Cash dividends | $630,000 | 2,973 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,945,340 | 2,606 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,383,000 | 4,358 |
| Total interest expense | $2,980,000 | 4,816 |
| Net interest income | $4,403,000 | 3,960 |
| Provision for loan and lease losses | $289,000 | 2,671 |
| Total noninterest income | $792,000 | 3,746 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $345,000 | 3,801 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $447,000 | 3,155 |
| Total noninterest expense | $2,223,000 | 5,491 |
| Salaries and employee benefits | $1,208,000 | 5,169 |
| Premises and equipment expense | $262,000 | 6,077 |
| Additional noninterest expense | $753,000 | 5,439 |
| Pre-tax net operating income | $2,683,000 | 2,609 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $936,000 | 2,491 |
| Income before extraordinary items | $1,747,000 | 2,785 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,747,000 | 2,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $217,000 | 2,548 |
| Cash dividends | $951,000 | 2,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,747,000 | 2,743 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,559,000 | 4,818 |
| Total interest expense | $2,830,000 | 5,027 |
| Net interest income | $3,729,000 | 4,608 |
| Provision for loan and lease losses | $254,000 | 2,537 |
| Total noninterest income | $883,000 | 3,408 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $337,000 | 3,899 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $546,000 | 2,711 |
| Total noninterest expense | $2,316,000 | 5,322 |
| Salaries and employee benefits | $1,186,000 | 5,269 |
| Premises and equipment expense | $224,000 | 6,765 |
| Additional noninterest expense | $906,000 | 4,744 |
| Pre-tax net operating income | $2,042,000 | 3,427 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $760,000 | 3,005 |
| Income before extraordinary items | $1,282,000 | 3,727 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,282,000 | 3,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 3,500 |
| Cash dividends | $500,000 | 3,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,282,000 | 3,705 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,477,000 | 5,261 |
| Total interest expense | $2,026,000 | 5,563 |
| Net interest income | $3,451,000 | 4,998 |
| Provision for loan and lease losses | $163,000 | 3,436 |
| Total noninterest income | $806,000 | 3,701 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $347,000 | 3,871 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $459,000 | 3,123 |
| Total noninterest expense | $2,205,000 | 5,726 |
| Salaries and employee benefits | $1,154,000 | 5,439 |
| Premises and equipment expense | $215,000 | 7,137 |
| Additional noninterest expense | $836,000 | 5,497 |
| Pre-tax net operating income | $1,889,000 | 3,604 |
| Securities gains (losses) | $-41,000 | 10,890 |
| Applicable income taxes | $676,000 | 3,171 |
| Income before extraordinary items | $1,172,000 | 3,942 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,172,000 | 3,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,975 |
| Cash dividends | $221,000 | 5,225 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,198,240 | 3,894 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,142,000 | 5,634 |
| Total interest expense | $1,853,000 | 6,203 |
| Net interest income | $3,289,000 | 5,225 |
| Provision for loan and lease losses | $130,000 | 5,002 |
| Total noninterest income | $973,000 | 3,415 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $350,000 | 3,870 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $623,000 | 2,812 |
| Total noninterest expense | $2,277,000 | 5,708 |
| Salaries and employee benefits | $1,094,000 | 5,676 |
| Premises and equipment expense | $221,000 | 7,269 |
| Additional noninterest expense | $962,000 | 5,091 |
| Pre-tax net operating income | $1,855,000 | 3,572 |
| Securities gains (losses) | $4,000 | 6,316 |
| Applicable income taxes | $630,000 | 3,446 |
| Income before extraordinary items | $1,229,000 | 3,924 |
| Extraordinary gains, net | $153,000 | 1,210 |
| Net income | $1,382,000 | 3,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 6,815 |
| Cash dividends | $386,000 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,226,360 | 3,726 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,612,000 | 5,805 |
| Total interest expense | $2,394,000 | 6,196 |
| Net interest income | $3,218,000 | 5,378 |
| Provision for loan and lease losses | $135,000 | 6,388 |
| Total noninterest income | $401,000 | 6,533 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $319,000 | 4,233 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 8,755 |
| Total noninterest expense | $1,946,000 | 6,520 |
| Salaries and employee benefits | $914,000 | 6,538 |
| Premises and equipment expense | $238,000 | 7,007 |
| Additional noninterest expense | $794,000 | 6,105 |
| Pre-tax net operating income | $1,538,000 | 3,957 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $612,000 | 3,378 |
| Income before extraordinary items | $928,000 | 4,815 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $928,000 | 4,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 7,501 |
| Cash dividends | $241,000 | 4,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $926,720 | 4,494 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.