Home > The Western State Bank > Net charge- offs to loans
The Western State Bank, Net charge- offs to loans
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1271% | 4,531 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2577% | 4,596 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2834% | 4,589 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0027% | 3,582 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4865% | 1,087 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4865% | 1,016 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1372% | 4,557 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2817% | 4,626 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0041% | 3,619 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4445% | 1,067 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4445% | 1,039 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0029% | 3,511 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0084% | 3,705 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1166% | 4,275 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1166% | 4,275 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0394% | 4,279 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0583% | 4,456 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0019% | 3,935 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 764 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0833% | 4,153 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3113% | 1,373 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3113% | 1,300 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0177% | 4,696 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0338% | 4,171 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0775% | 4,532 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 647 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 623 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0214% | 3,700 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3393% | 1,188 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3393% | 1,119 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0189% | 4,735 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0608% | 4,309 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1168% | 4,532 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0325% | 3,656 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5310% | 837 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5310% | 783 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0212% | 998 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1132% | 4,488 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2353% | 4,651 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9814% | 506 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9814% | 462 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0283% | 979 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0748% | 4,485 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0266% | 4,168 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0920% | 4,517 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,013 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3145% | 4,445 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7276% | 600 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7276% | 541 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0068% | 1,041 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0110% | 3,711 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0271% | 4,216 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0937% | 4,592 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 889 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 854 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0052% | 3,354 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6581% | 600 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6581% | 527 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0118% | 1,037 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0095% | 3,646 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0246% | 4,248 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0861% | 4,636 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 755 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0077% | 3,471 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8409% | 449 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8409% | 396 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0286% | 1,016 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0146% | 3,842 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0315% | 4,414 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1099% | 4,717 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0101% | 3,650 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8389% | 532 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8389% | 462 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0599% | 1,921 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1602% | 398 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5363% | 208 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,462 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0964% | 4,422 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1903% | 2,091 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1903% | 1,968 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0133% | 2,636 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0293% | 1,042 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0972% | 450 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,241 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0099% | 3,861 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1990% | 1,959 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1990% | 1,835 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0012% | 3,768 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,154 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0096% | 3,821 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2094% | 1,919 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2094% | 1,801 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0012% | 3,615 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,097 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0156% | 3,856 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4476% | 1,342 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4476% | 1,244 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6094% | 303 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4911% | 125 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,875 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2692% | 222 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2403% | 2,311 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2403% | 2,173 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8120% | 194 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6518% | 77 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,603 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,505 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0489% | 142 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2432% | 2,142 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2432% | 2,013 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7065% | 214 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,674 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,346 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6784% | 82 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1250% | 2,370 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1250% | 2,255 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5181% | 78 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | 10.4772% | 33 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5014% | 1,293 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5014% | 1,190 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0109% | 4,514 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0012% | 2,303 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0038% | 1,082 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,071 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,969 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1063% | 4,634 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5381% | 1,496 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5381% | 1,386 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0048% | 4,224 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0016% | 1,954 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0052% | 837 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,693 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0679% | 4,507 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6324% | 1,180 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6324% | 1,075 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0013% | 3,166 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0024% | 1,641 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0080% | 626 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,520 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0340% | 4,281 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8320% | 860 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8320% | 771 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0107% | 2,359 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0120% | 1,078 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0584% | 700 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0682% | 621 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0393% | 4,337 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7068% | 438 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7068% | 389 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0093% | 4,774 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0148% | 2,191 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0593% | 865 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0143% | 4,786 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0966% | 4,037 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,289 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0372% | 4,530 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3624% | 2,118 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3624% | 1,984 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0209% | 4,860 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0039% | 4,299 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0190% | 4,858 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1280% | 4,098 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,002 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0398% | 4,493 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5047% | 1,576 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5047% | 1,432 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0108% | 4,566 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,020 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,712 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0408% | 4,472 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7947% | 1,023 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7947% | 918 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0216% | 4,781 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,533 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,343 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0417% | 4,474 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6614% | 1,181 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6614% | 1,058 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1639% | 5,705 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0664% | 1,544 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2212% | 577 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,739 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,631 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.3153% | 5,599 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2286% | 5,476 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2286% | 5,425 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1193% | 5,248 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1327% | 5,663 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0884% | 1,136 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2992% | 377 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,407 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,312 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1734% | 5,638 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2996% | 5,522 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2996% | 5,471 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1192% | 5,284 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1596% | 5,761 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1325% | 843 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4580% | 256 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,118 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,020 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.4944% | 5,723 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5801% | 5,690 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5801% | 5,646 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1477% | 5,348 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3412% | 5,952 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,777 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,585 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.5590% | 5,827 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.4020% | 5,865 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.4020% | 5,820 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0229% | 5,179 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1674% | 1,689 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1730% | 1,059 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5270% | 387 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0022% | 5,078 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0222% | 4,175 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,931 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3808% | 1,158 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3713% | 1,981 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3713% | 1,849 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0535% | 1,173 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 195.8333% | 4 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0601% | 2,738 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0792% | 1,696 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2346% | 609 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,781 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,664 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1355% | 1,473 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0803% | 3,052 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0803% | 2,903 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0121% | 5,183 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -35.5667% | 1,283 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0073% | 4,842 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,507 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0234% | 4,543 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2385% | 2,089 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2385% | 1,960 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0177% | 5,255 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0145% | 4,895 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,078 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,834 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0451% | 4,816 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2549% | 1,839 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2549% | 1,716 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0310% | 5,357 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0373% | 4,089 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1060% | 6,104 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3378% | 6,183 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0492% | 2,931 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0545% | 2,760 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6658% | 1,024 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6377% | 1,505 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6377% | 1,383 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0093% | 1,471 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0819% | 3,027 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1387% | 6,225 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4478% | 6,302 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0663% | 2,488 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0735% | 2,305 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1522% | 577 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3363% | 2,116 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3363% | 1,970 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0126% | 1,310 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0250% | 3,699 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1921% | 6,348 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5419% | 6,390 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0046% | 5,543 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0051% | 5,549 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0183% | 632 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,292 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,146 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0119% | 5,435 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0423% | 5,737 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0882% | 6,198 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2417% | 6,371 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,172 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0983% | 1,081 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2400% | 2,056 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2400% | 1,932 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0241% | 5,534 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0260% | 4,898 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0784% | 3,383 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1666% | 1,821 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0354% | 3,684 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0396% | 3,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0946% | 5,611 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6513% | 6,474 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6513% | 6,430 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0041% | 5,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0417% | 4,317 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1078% | 2,845 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2259% | 1,451 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0480% | 3,264 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0539% | 3,055 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0925% | 5,602 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8410% | 6,561 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8410% | 6,510 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0057% | 5,495 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0411% | 4,101 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1138% | 2,633 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2652% | 1,206 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,367 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0876% | 5,562 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.2069% | 6,643 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.2069% | 6,593 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0121% | 5,570 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0257% | 3,671 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0990% | 2,275 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2313% | 937 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,565 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0584% | 5,365 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.1007% | 6,763 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.1007% | 6,722 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0253% | 5,697 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1079% | 4,589 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0912% | 4,099 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2106% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0170% | 4,409 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1046% | 1,587 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0033% | 4,347 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0441% | 5,802 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1794% | 6,410 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1794% | 6,354 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2584% | 966 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0615% | 4,805 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1156% | 3,658 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2809% | 1,809 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,243 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1375% | 1,351 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0223% | 6,596 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0264% | 5,613 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2321% | 6,472 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2321% | 6,404 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0022% | 1,479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1422% | 3,780 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2099% | 2,876 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4664% | 1,297 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0715% | 3,288 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2036% | 1,121 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0489% | 3,299 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1184% | 2,429 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0676% | 3,552 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0676% | 3,362 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0033% | 5,805 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1244% | 3,362 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1402% | 2,773 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3290% | 1,127 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0129% | 2,964 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4015% | 755 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0615% | 6,764 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2672% | 1,521 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1300% | 2,731 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1300% | 2,558 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1646% | 4,835 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2321% | 3,745 |
| Percentage Net Loans Charged-off:Construction & development | -0.1463% | 6,461 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5515% | 1,899 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0492% | 7,034 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0621% | 7,042 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1514% | 3,602 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0570% | 6,489 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0509% | 6,428 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0249% | 1,592 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2054% | 4,155 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3545% | 2,905 |
| Percentage Net Loans Charged-off:Construction & development | -0.1953% | 6,514 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7939% | 1,254 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0102% | 6,878 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0130% | 6,877 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0492% | 6,225 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0368% | 6,293 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0319% | 6,216 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0320% | 1,417 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3127% | 3,312 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5393% | 2,186 |
| Percentage Net Loans Charged-off:Construction & development | -0.3092% | 6,558 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1823% | 859 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0151% | 3,934 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0192% | 3,700 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0569% | 6,252 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1080% | 3,722 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0891% | 3,596 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0194% | 1,292 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3011% | 2,841 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5177% | 1,856 |
| Percentage Net Loans Charged-off:Construction & development | -0.3951% | 6,629 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1764% | 699 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0904% | 7,181 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1146% | 7,189 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0939% | 6,334 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5337% | 2,007 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4012% | 1,978 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0081% | 997 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5303% | 3,502 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4964% | 3,003 |
| Percentage Net Loans Charged-off:Construction & development | 18.9614% | 188 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0885% | 3,246 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2531% | 3,212 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4703% | 1,274 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1973% | 3,372 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1577% | 4,184 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3928% | 3,792 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8797% | 841 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5082% | 3,259 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3455% | 3,213 |
| Percentage Net Loans Charged-off:Construction & development | 8.8161% | 626 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0606% | 2,915 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3598% | 2,508 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6274% | 1,010 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2914% | 2,656 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1167% | 3,893 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5105% | 3,135 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1506% | 691 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6143% | 2,693 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2020% | 3,528 |
| Percentage Net Loans Charged-off:Construction & development | 6.6239% | 795 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0906% | 2,319 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3851% | 2,163 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9804% | 719 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2328% | 2,538 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4740% | 2,682 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3986% | 3,240 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6498% | 510 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7121% | 2,073 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2536% | 2,684 |
| Percentage Net Loans Charged-off:Construction & development | 0.1262% | 1,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1792% | 1,486 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8543% | 1,147 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9653% | 390 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5656% | 1,387 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9402% | 1,592 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3464% | 2,959 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6167% | 445 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6988% | 3,088 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9539% | 1,985 |
| Percentage Net Loans Charged-off:Construction & development | 23.8906% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6310% | 1,552 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3131% | 7,819 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0517% | 1,848 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4066% | 7,820 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4873% | 3,774 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6372% | 3,664 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3489% | 1,401 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5530% | 3,026 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7741% | 1,866 |
| Percentage Net Loans Charged-off:Construction & development | 17.8100% | 222 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6636% | 1,133 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3748% | 7,899 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0689% | 1,537 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4868% | 7,896 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4691% | 3,208 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5356% | 3,617 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1824% | 1,427 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5351% | 2,726 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7792% | 1,636 |
| Percentage Net Loans Charged-off:Construction & development | 20.2666% | 173 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5696% | 977 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4886% | 7,989 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | -0.6096% | 7,979 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6885% | 2,368 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,143 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3838% | 2,562 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5806% | 1,485 |
| Percentage Net Loans Charged-off:Construction & development | 17.3775% | 168 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5021% | 675 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.8023% | 8,044 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | -0.9929% | 8,032 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4646% | 1,916 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2087% | 7,347 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4668% | 2,494 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3545% | 2,103 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8462% | 599 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0388% | 7,933 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0478% | 7,943 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3066% | 3,206 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0543% | 7,591 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8154% | 855 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3298% | 2,386 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0079% | 7,802 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0379% | 7,944 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0465% | 7,937 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0879% | 3,336 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1230% | 4,872 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1127% | 629 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1507% | 3,230 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0092% | 7,819 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0429% | 7,996 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0525% | 7,992 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0196% | 3,057 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0377% | 7,232 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5322% | 770 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0031% | 6,925 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0095% | 7,790 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0447% | 7,998 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0551% | 8,003 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0580% | 1,989 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4595% | 7,809 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0217% | 5,761 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0353% | 3,143 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0613% | 1,233 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0260% | 2,830 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0204% | 895 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0273% | 2,608 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0439% | 3,616 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1166% | 7,784 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0098% | 1,704 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0147% | 5,322 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0365% | 2,319 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0486% | 897 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0594% | 1,787 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0725% | 1,549 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0298% | 7,024 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1042% | 7,550 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0114% | 1,478 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0198% | 4,543 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0370% | 1,860 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0355% | 705 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0906% | 1,243 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1110% | 1,049 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0200% | 6,865 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1982% | 3,674 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0469% | 7,725 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0170% | 7,892 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0780% | 8,174 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0959% | 8,172 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1363% | 7,481 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6378% | 8,048 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0217% | 5,275 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0429% | 2,112 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2063% | 802 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2606% | 638 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3013% | 7,881 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8845% | 603 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0015% | 1,604 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0266% | 7,847 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0148% | 2,377 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0729% | 1,398 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0929% | 1,190 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4754% | 8,007 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4223% | 812 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0020% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0389% | 7,854 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0527% | 1,390 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2676% | 495 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3435% | 391 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7184% | 8,075 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4375% | 825 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0030% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1920% | 8,372 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0104% | 7,899 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0521% | 8,264 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0673% | 8,277 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.4364% | 8,189 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4690% | 2,241 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0059% | 902 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0514% | 4,708 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0080% | 3,158 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0178% | 1,192 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3193% | 2,358 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2800% | 4,668 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0254% | 7,036 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0279% | 4,908 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0144% | 2,493 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0243% | 907 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0162% | 2,270 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0210% | 2,049 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2146% | 2,281 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0685% | 7,702 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0345% | 7,093 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0019% | 7,021 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0018% | 2,487 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0337% | 8,204 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0726% | 1,303 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0934% | 1,104 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1377% | 2,231 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3011% | 8,079 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0524% | 7,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0173% | 7,235 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0442% | 1,211 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1944% | 629 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2504% | 527 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0354% | 1,861 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1328% | 7,442 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1484% | 7,361 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6674% | 761 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3330% | 535 |
| Percentage Net Loans Charged-off:Construction & development | 0.1082% | 484 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5824% | 389 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3324% | 589 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4203% | 470 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6944% | 1,752 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8538% | 865 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1280% | 532 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5899% | 783 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3169% | 498 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5656% | 310 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3227% | 545 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4061% | 441 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4471% | 1,877 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9552% | 734 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0099% | 493 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4346% | 1,109 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0100% | 8,045 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0441% | 8,447 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0552% | 8,482 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2879% | 1,986 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8325% | 823 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1620% | 420 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8947% | 492 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0100% | 8,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0435% | 8,485 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0541% | 8,520 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6992% | 1,024 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6982% | 338 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3307% | 237 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8075% | 793 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3154% | 685 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4928% | 497 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4446% | 507 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1313% | 373 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5084% | 475 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5068% | 1,198 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2111% | 1,846 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2097% | 625 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3643% | 1,779 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0442% | 2,247 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0619% | 987 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0745% | 1,682 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0891% | 1,524 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8491% | 1,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5471% | 3,631 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6126% | 801 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1772% | 2,986 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0847% | 1,499 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1752% | 587 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0376% | 1,800 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0448% | 1,671 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3685% | 2,259 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7641% | 2,663 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1517% | 1,102 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1006% | 3,347 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1039% | 1,060 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1855% | 382 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0966% | 1,034 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1151% | 932 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0432% | 7,519 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5179% | 3,146 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1222% | 832 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1186% | 4,806 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0947% | 1,880 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1881% | 873 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0474% | 2,328 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0557% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3479% | 3,255 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7500% | 3,175 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0784% | 7,721 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1687% | 4,022 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1106% | 1,542 |
| Percentage Net Loans Charged-off:Construction & development | -0.2428% | 8,308 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2648% | 637 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0477% | 2,141 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1189% | 389 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0377% | 2,213 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2620% | 3,405 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7667% | 3,013 |
| Percentage Net Loans Charged-off: Credit card loans | -40.7407% | 5,582 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1135% | 1,517 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0935% | 4,754 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0657% | 5,646 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3821% | 1,953 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4767% | 1,642 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3365% | 2,683 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1966% | 3,923 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1038% | 5,636 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0712% | 7,749 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1199% | 8,509 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |