Home > The Westchester Bank > Income and Expense
The Westchester Bank, Income and Expense
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $32,004,000 | 792 |
| Total interest expense | $3,073,000 | 695 |
| Net interest income | $28,931,000 | 811 |
| Provision for loan and lease losses | $300,000 | 1,152 |
| Total noninterest income | $1,344,000 | 2,397 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $96,000 | 3,199 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $1,248,000 | 2,146 |
| Total noninterest expense | $13,282,000 | 1,283 |
| Salaries and employee benefits | $7,393,000 | 1,320 |
| Premises and equipment expense | $1,444,000 | 1,264 |
| Additional noninterest expense | $4,445,000 | 1,158 |
| Pre-tax net operating income | $16,693,000 | 702 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $4,014,000 | 620 |
| Income before extraordinary items | $12,679,000 | 767 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $12,679,000 | 767 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $12,679,000 | 767 |
| Net charge-offs | $-1,000 | 3,099 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $479,000 | 250 |
| Net operating income | $12,679,000 | 745 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $21,129,000 | 792 |
| Total interest expense | $2,079,000 | 720 |
| Net interest income | $19,050,000 | 801 |
| Provision for loan and lease losses | $300,000 | 865 |
| Total noninterest income | $922,000 | 2,327 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $58,000 | 3,267 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $864,000 | 2,077 |
| Total noninterest expense | $8,465,000 | 1,322 |
| Salaries and employee benefits | $4,900,000 | 1,323 |
| Premises and equipment expense | $973,000 | 1,242 |
| Additional noninterest expense | $2,592,000 | 1,276 |
| Pre-tax net operating income | $11,207,000 | 697 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $2,700,000 | 606 |
| Income before extraordinary items | $8,507,000 | 755 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $8,507,000 | 755 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $8,507,000 | 755 |
| Net charge-offs | $-1,000 | 3,056 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $319,000 | 223 |
| Net operating income | $8,507,000 | 733 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $10,428,000 | 799 |
| Total interest expense | $1,037,000 | 767 |
| Net interest income | $9,391,000 | 800 |
| Provision for loan and lease losses | $300,000 | 548 |
| Total noninterest income | $488,000 | 2,258 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $25,000 | 3,441 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $463,000 | 1,993 |
| Total noninterest expense | $4,257,000 | 1,302 |
| Salaries and employee benefits | $2,482,000 | 1,298 |
| Premises and equipment expense | $493,000 | 1,235 |
| Additional noninterest expense | $1,282,000 | 1,270 |
| Pre-tax net operating income | $5,322,000 | 729 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $1,265,000 | 634 |
| Income before extraordinary items | $4,057,000 | 797 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $4,057,000 | 797 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $4,057,000 | 797 |
| Net charge-offs | $-1,000 | 3,038 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $159,000 | 201 |
| Net operating income | $4,057,000 | 779 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $41,964,000 | 801 |
| Total interest expense | $6,517,000 | 731 |
| Net interest income | $35,447,000 | 812 |
| Provision for loan and lease losses | $3,400,000 | 730 |
| Total noninterest income | $1,115,000 | 2,757 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $97,000 | 3,600 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $1,018,000 | 2,461 |
| Total noninterest expense | $17,090,000 | 1,258 |
| Salaries and employee benefits | $9,998,000 | 1,257 |
| Premises and equipment expense | $2,019,000 | 1,170 |
| Additional noninterest expense | $5,073,000 | 1,258 |
| Pre-tax net operating income | $16,072,000 | 698 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $3,769,000 | 600 |
| Income before extraordinary items | $12,303,000 | 789 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $12,303,000 | 789 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $12,303,000 | 789 |
| Net charge-offs | $826,000 | 727 |
| Cash dividends | $9,000,000 | 494 |
| Sale, conversion, retirement of capital stock, net | $627,000 | 246 |
| Net operating income | $12,303,000 | 757 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $31,636,000 | 797 |
| Total interest expense | $5,228,000 | 737 |
| Net interest income | $26,408,000 | 807 |
| Provision for loan and lease losses | $1,400,000 | 1,112 |
| Total noninterest income | $842,000 | 2,707 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $77,000 | 3,564 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $765,000 | 2,412 |
| Total noninterest expense | $12,857,000 | 1,238 |
| Salaries and employee benefits | $7,595,000 | 1,229 |
| Premises and equipment expense | $1,495,000 | 1,185 |
| Additional noninterest expense | $3,767,000 | 1,246 |
| Pre-tax net operating income | $12,993,000 | 638 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $3,062,000 | 547 |
| Income before extraordinary items | $9,931,000 | 711 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $9,931,000 | 711 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $9,931,000 | 711 |
| Net charge-offs | $826,000 | 556 |
| Cash dividends | $9,000,000 | 384 |
| Sale, conversion, retirement of capital stock, net | $505,000 | 213 |
| Net operating income | $9,931,000 | 688 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $21,302,000 | 794 |
| Total interest expense | $3,764,000 | 744 |
| Net interest income | $17,538,000 | 809 |
| Provision for loan and lease losses | $300,000 | 2,042 |
| Total noninterest income | $563,000 | 2,679 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $55,000 | 3,515 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $508,000 | 2,355 |
| Total noninterest expense | $8,704,000 | 1,204 |
| Salaries and employee benefits | $5,253,000 | 1,186 |
| Premises and equipment expense | $1,013,000 | 1,158 |
| Additional noninterest expense | $2,438,000 | 1,275 |
| Pre-tax net operating income | $9,097,000 | 553 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $2,146,000 | 467 |
| Income before extraordinary items | $6,951,000 | 623 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $6,951,000 | 623 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $6,951,000 | 623 |
| Net charge-offs | $687,000 | 494 |
| Cash dividends | $9,000,000 | 289 |
| Sale, conversion, retirement of capital stock, net | $386,000 | 185 |
| Net operating income | $6,951,000 | 597 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $10,898,000 | 772 |
| Total interest expense | $2,113,000 | 753 |
| Net interest income | $8,785,000 | 789 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $298,000 | 2,528 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $39,000 | 3,354 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $259,000 | 2,156 |
| Total noninterest expense | $4,464,000 | 1,200 |
| Salaries and employee benefits | $2,729,000 | 1,154 |
| Premises and equipment expense | $524,000 | 1,143 |
| Additional noninterest expense | $1,211,000 | 1,303 |
| Pre-tax net operating income | $4,619,000 | 512 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $1,094,000 | 427 |
| Income before extraordinary items | $3,525,000 | 555 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,525,000 | 556 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $3,525,000 | 555 |
| Net charge-offs | $-3,000 | 4,005 |
| Cash dividends | $9,000,000 | 209 |
| Sale, conversion, retirement of capital stock, net | $118,000 | 234 |
| Net operating income | $3,525,000 | 538 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $42,122,000 | 804 |
| Total interest expense | $8,088,000 | 822 |
| Net interest income | $34,034,000 | 804 |
| Provision for loan and lease losses | $200,000 | 2,341 |
| Total noninterest income | $1,149,000 | 2,642 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $173,000 | 3,333 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $976,000 | 2,274 |
| Total noninterest expense | $17,324,000 | 1,209 |
| Salaries and employee benefits | $10,107,000 | 1,197 |
| Premises and equipment expense | $1,953,000 | 1,190 |
| Additional noninterest expense | $5,264,000 | 1,186 |
| Pre-tax net operating income | $17,659,000 | 668 |
| Securities gains (losses) | $-9,000 | 4,785 |
| Applicable income taxes | $3,882,000 | 598 |
| Income before extraordinary items | $13,768,000 | 718 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $13,768,000 | 719 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $13,768,000 | 719 |
| Net charge-offs | $5,000 | 3,486 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $400,000 | 312 |
| Net operating income | $13,775,110 | 703 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $31,450,000 | 811 |
| Total interest expense | $5,940,000 | 839 |
| Net interest income | $25,510,000 | 801 |
| Provision for loan and lease losses | $200,000 | 1,960 |
| Total noninterest income | $848,000 | 2,669 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $129,000 | 3,383 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $719,000 | 2,289 |
| Total noninterest expense | $13,183,000 | 1,196 |
| Salaries and employee benefits | $7,721,000 | 1,182 |
| Premises and equipment expense | $1,442,000 | 1,217 |
| Additional noninterest expense | $4,020,000 | 1,175 |
| Pre-tax net operating income | $12,975,000 | 682 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $3,071,000 | 575 |
| Income before extraordinary items | $9,904,000 | 741 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $9,904,000 | 743 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $9,904,000 | 742 |
| Net charge-offs | $5,000 | 3,150 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $311,000 | 280 |
| Net operating income | $9,904,000 | 731 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $21,011,000 | 809 |
| Total interest expense | $3,909,000 | 831 |
| Net interest income | $17,102,000 | 798 |
| Provision for loan and lease losses | $200,000 | 1,556 |
| Total noninterest income | $555,000 | 2,669 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $91,000 | 3,316 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $464,000 | 2,293 |
| Total noninterest expense | $8,926,000 | 1,182 |
| Salaries and employee benefits | $5,175,000 | 1,168 |
| Premises and equipment expense | $976,000 | 1,209 |
| Additional noninterest expense | $2,775,000 | 1,155 |
| Pre-tax net operating income | $8,531,000 | 680 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $2,025,000 | 569 |
| Income before extraordinary items | $6,506,000 | 730 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $6,506,000 | 731 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $6,506,000 | 730 |
| Net charge-offs | $5,000 | 2,814 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $211,000 | 267 |
| Net operating income | $6,506,000 | 718 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $10,378,000 | 817 |
| Total interest expense | $1,924,000 | 818 |
| Net interest income | $8,454,000 | 803 |
| Provision for loan and lease losses | $150,000 | 1,133 |
| Total noninterest income | $275,000 | 2,625 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $46,000 | 3,297 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $229,000 | 2,254 |
| Total noninterest expense | $4,456,000 | 1,184 |
| Salaries and employee benefits | $2,532,000 | 1,194 |
| Premises and equipment expense | $479,000 | 1,251 |
| Additional noninterest expense | $1,445,000 | 1,104 |
| Pre-tax net operating income | $4,123,000 | 673 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $992,000 | 573 |
| Income before extraordinary items | $3,131,000 | 745 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,131,000 | 745 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $3,131,000 | 744 |
| Net charge-offs | $4,000 | 2,286 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $106,000 | 227 |
| Net operating income | $3,131,000 | 735 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $37,840,000 | 837 |
| Total interest expense | $5,739,000 | 820 |
| Net interest income | $32,101,000 | 834 |
| Provision for loan and lease losses | $1,725,000 | 567 |
| Total noninterest income | $1,097,000 | 2,733 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $169,000 | 3,532 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $928,000 | 2,326 |
| Total noninterest expense | $17,138,000 | 1,198 |
| Salaries and employee benefits | $9,255,000 | 1,244 |
| Premises and equipment expense | $2,639,000 | 933 |
| Additional noninterest expense | $5,244,000 | 1,200 |
| Pre-tax net operating income | $14,335,000 | 775 |
| Securities gains (losses) | $-3,000 | 4,159 |
| Applicable income taxes | $3,261,000 | 632 |
| Income before extraordinary items | $11,071,000 | 843 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $11,071,000 | 841 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $11,071,000 | 842 |
| Net charge-offs | $865,000 | 673 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $345,000 | 339 |
| Net operating income | $11,073,370 | 841 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $27,686,000 | 845 |
| Total interest expense | $4,022,000 | 823 |
| Net interest income | $23,664,000 | 837 |
| Provision for loan and lease losses | $1,125,000 | 595 |
| Total noninterest income | $813,000 | 2,773 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $120,000 | 3,626 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $693,000 | 2,357 |
| Total noninterest expense | $12,971,000 | 1,188 |
| Salaries and employee benefits | $6,908,000 | 1,251 |
| Premises and equipment expense | $2,163,000 | 864 |
| Additional noninterest expense | $3,900,000 | 1,207 |
| Pre-tax net operating income | $10,381,000 | 794 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $2,377,000 | 652 |
| Income before extraordinary items | $8,004,000 | 861 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $8,004,000 | 859 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $8,004,000 | 860 |
| Net charge-offs | $857,000 | 492 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $259,000 | 317 |
| Net operating income | $8,004,000 | 857 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $18,010,000 | 851 |
| Total interest expense | $2,424,000 | 845 |
| Net interest income | $15,586,000 | 846 |
| Provision for loan and lease losses | $675,000 | 633 |
| Total noninterest income | $529,000 | 2,812 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $77,000 | 3,673 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $452,000 | 2,368 |
| Total noninterest expense | $8,719,000 | 1,186 |
| Salaries and employee benefits | $4,598,000 | 1,258 |
| Premises and equipment expense | $1,654,000 | 764 |
| Additional noninterest expense | $2,467,000 | 1,257 |
| Pre-tax net operating income | $6,721,000 | 804 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $1,535,000 | 659 |
| Income before extraordinary items | $5,186,000 | 869 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $5,186,000 | 867 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $5,186,000 | 868 |
| Net charge-offs | $857,000 | 364 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $172,000 | 302 |
| Net operating income | $5,186,000 | 862 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $8,731,000 | 871 |
| Total interest expense | $1,089,000 | 878 |
| Net interest income | $7,642,000 | 855 |
| Provision for loan and lease losses | $300,000 | 673 |
| Total noninterest income | $264,000 | 2,788 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $41,000 | 3,613 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $223,000 | 2,357 |
| Total noninterest expense | $4,313,000 | 1,198 |
| Salaries and employee benefits | $2,322,000 | 1,258 |
| Premises and equipment expense | $833,000 | 769 |
| Additional noninterest expense | $1,158,000 | 1,327 |
| Pre-tax net operating income | $3,293,000 | 786 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $756,000 | 645 |
| Income before extraordinary items | $2,537,000 | 867 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $2,537,000 | 868 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $2,537,000 | 867 |
| Net charge-offs | $-22,000 | 5,012 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $86,000 | 273 |
| Net operating income | $2,537,000 | 857 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $31,491,000 | 914 |
| Total interest expense | $3,755,000 | 882 |
| Net interest income | $27,736,000 | 906 |
| Provision for loan and lease losses | $800,000 | 1,041 |
| Total noninterest income | $821,000 | 3,244 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $171,000 | 3,663 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $650,000 | 2,819 |
| Total noninterest expense | $15,997,000 | 1,247 |
| Salaries and employee benefits | $8,397,000 | 1,348 |
| Premises and equipment expense | $2,699,000 | 904 |
| Additional noninterest expense | $4,901,000 | 1,269 |
| Pre-tax net operating income | $11,760,000 | 869 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $5,336,000 | 640 |
| Income before extraordinary items | $6,424,000 | 1,108 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $6,424,000 | 1,108 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $6,424,000 | 1,108 |
| Net charge-offs | $7,000 | 3,779 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $227,000 | 390 |
| Net operating income | $6,424,000 | 1,093 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $23,157,000 | 927 |
| Total interest expense | $2,753,000 | 881 |
| Net interest income | $20,404,000 | 926 |
| Provision for loan and lease losses | $550,000 | 1,074 |
| Total noninterest income | $596,000 | 3,324 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $121,000 | 3,768 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $475,000 | 2,872 |
| Total noninterest expense | $11,918,000 | 1,270 |
| Salaries and employee benefits | $6,328,000 | 1,341 |
| Premises and equipment expense | $1,895,000 | 962 |
| Additional noninterest expense | $3,695,000 | 1,261 |
| Pre-tax net operating income | $8,532,000 | 900 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $2,831,000 | 718 |
| Income before extraordinary items | $5,701,000 | 1,050 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $5,701,000 | 1,049 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $5,701,000 | 1,050 |
| Net charge-offs | $-2,000 | 4,374 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $173,000 | 364 |
| Net operating income | $5,701,000 | 1,033 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $14,881,000 | 954 |
| Total interest expense | $1,755,000 | 898 |
| Net interest income | $13,126,000 | 955 |
| Provision for loan and lease losses | $300,000 | 1,177 |
| Total noninterest income | $396,000 | 3,335 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $85,000 | 3,698 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $311,000 | 2,890 |
| Total noninterest expense | $7,750,000 | 1,297 |
| Salaries and employee benefits | $4,180,000 | 1,356 |
| Premises and equipment expense | $1,164,000 | 1,028 |
| Additional noninterest expense | $2,406,000 | 1,277 |
| Pre-tax net operating income | $5,472,000 | 919 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $1,809,000 | 718 |
| Income before extraordinary items | $3,663,000 | 1,061 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,663,000 | 1,061 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,663,000 | 1,061 |
| Net charge-offs | $-2,000 | 4,300 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $115,000 | 341 |
| Net operating income | $3,663,000 | 1,051 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $7,206,000 | 985 |
| Total interest expense | $861,000 | 888 |
| Net interest income | $6,345,000 | 983 |
| Provision for loan and lease losses | $100,000 | 1,432 |
| Total noninterest income | $197,000 | 3,326 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $49,000 | 3,525 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $148,000 | 2,954 |
| Total noninterest expense | $3,910,000 | 1,298 |
| Salaries and employee benefits | $2,103,000 | 1,362 |
| Premises and equipment expense | $601,000 | 1,007 |
| Additional noninterest expense | $1,206,000 | 1,280 |
| Pre-tax net operating income | $2,532,000 | 948 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $833,000 | 753 |
| Income before extraordinary items | $1,699,000 | 1,101 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,699,000 | 1,100 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,699,000 | 1,101 |
| Net charge-offs | $-2,000 | 4,280 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $58,000 | 305 |
| Net operating income | $1,699,000 | 1,078 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $26,578,000 | 1,019 |
| Total interest expense | $3,426,000 | 856 |
| Net interest income | $23,152,000 | 1,033 |
| Provision for loan and lease losses | $1,700,000 | 587 |
| Total noninterest income | $848,000 | 3,300 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $284,000 | 3,029 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $564,000 | 3,091 |
| Total noninterest expense | $13,923,000 | 1,406 |
| Salaries and employee benefits | $7,012,000 | 1,542 |
| Premises and equipment expense | $2,208,000 | 1,077 |
| Additional noninterest expense | $4,703,000 | 1,329 |
| Pre-tax net operating income | $8,377,000 | 1,063 |
| Securities gains (losses) | $36,000 | 2,049 |
| Applicable income taxes | $2,692,000 | 844 |
| Income before extraordinary items | $5,721,000 | 1,243 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,721,000 | 1,242 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $5,721,000 | 1,242 |
| Net charge-offs | $74,000 | 2,848 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $153,000 | 444 |
| Net operating income | $5,696,520 | 1,217 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $19,619,000 | 1,029 |
| Total interest expense | $2,550,000 | 859 |
| Net interest income | $17,069,000 | 1,053 |
| Provision for loan and lease losses | $1,200,000 | 607 |
| Total noninterest income | $641,000 | 3,286 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $223,000 | 2,968 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $418,000 | 3,118 |
| Total noninterest expense | $10,290,000 | 1,429 |
| Salaries and employee benefits | $5,177,000 | 1,566 |
| Premises and equipment expense | $1,656,000 | 1,070 |
| Additional noninterest expense | $3,457,000 | 1,353 |
| Pre-tax net operating income | $6,220,000 | 1,088 |
| Securities gains (losses) | $36,000 | 1,993 |
| Applicable income taxes | $2,109,000 | 843 |
| Income before extraordinary items | $4,147,000 | 1,296 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,147,000 | 1,296 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,147,000 | 1,296 |
| Net charge-offs | $74,000 | 2,304 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $109,000 | 414 |
| Net operating income | $4,123,240 | 1,265 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $12,843,000 | 1,051 |
| Total interest expense | $1,706,000 | 851 |
| Net interest income | $11,137,000 | 1,073 |
| Provision for loan and lease losses | $700,000 | 651 |
| Total noninterest income | $416,000 | 3,340 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $146,000 | 2,989 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $270,000 | 3,169 |
| Total noninterest expense | $6,792,000 | 1,452 |
| Salaries and employee benefits | $3,454,000 | 1,571 |
| Premises and equipment expense | $1,107,000 | 1,068 |
| Additional noninterest expense | $2,231,000 | 1,389 |
| Pre-tax net operating income | $4,061,000 | 1,095 |
| Securities gains (losses) | $12,000 | 2,186 |
| Applicable income taxes | $1,375,000 | 847 |
| Income before extraordinary items | $2,698,000 | 1,320 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,698,000 | 1,320 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,698,000 | 1,320 |
| Net charge-offs | $101,000 | 1,612 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $86,000 | 381 |
| Net operating income | $2,690,080 | 1,277 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $6,325,000 | 1,064 |
| Total interest expense | $839,000 | 865 |
| Net interest income | $5,486,000 | 1,083 |
| Provision for loan and lease losses | $275,000 | 746 |
| Total noninterest income | $198,000 | 3,392 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $67,000 | 3,130 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $131,000 | 3,156 |
| Total noninterest expense | $3,430,000 | 1,429 |
| Salaries and employee benefits | $1,773,000 | 1,539 |
| Premises and equipment expense | $564,000 | 1,056 |
| Additional noninterest expense | $1,093,000 | 1,410 |
| Pre-tax net operating income | $1,979,000 | 1,097 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $662,000 | 847 |
| Income before extraordinary items | $1,317,000 | 1,309 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,317,000 | 1,310 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,317,000 | 1,310 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $43,000 | 354 |
| Net operating income | $1,317,000 | 1,275 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $22,240,000 | 1,148 |
| Total interest expense | $3,005,000 | 930 |
| Net interest income | $19,235,000 | 1,191 |
| Provision for loan and lease losses | $1,250,000 | 662 |
| Total noninterest income | $900,000 | 3,254 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $256,000 | 3,315 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $644,000 | 2,938 |
| Total noninterest expense | $12,018,000 | 1,597 |
| Salaries and employee benefits | $6,210,000 | 1,699 |
| Premises and equipment expense | $2,024,000 | 1,162 |
| Additional noninterest expense | $3,784,000 | 1,604 |
| Pre-tax net operating income | $6,867,000 | 1,222 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $2,212,000 | 939 |
| Income before extraordinary items | $4,655,000 | 1,426 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,655,000 | 1,426 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,655,000 | 1,426 |
| Net charge-offs | $2,000 | 4,318 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $135,000 | 473 |
| Net operating income | $4,655,000 | 1,402 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $16,094,000 | 1,196 |
| Total interest expense | $2,200,000 | 960 |
| Net interest income | $13,894,000 | 1,240 |
| Provision for loan and lease losses | $600,000 | 892 |
| Total noninterest income | $708,000 | 3,183 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $191,000 | 3,349 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $517,000 | 2,882 |
| Total noninterest expense | $8,762,000 | 1,653 |
| Salaries and employee benefits | $4,697,000 | 1,689 |
| Premises and equipment expense | $1,503,000 | 1,196 |
| Additional noninterest expense | $2,562,000 | 1,763 |
| Pre-tax net operating income | $5,240,000 | 1,220 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $1,908,000 | 875 |
| Income before extraordinary items | $3,332,000 | 1,504 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,332,000 | 1,505 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,332,000 | 1,505 |
| Net charge-offs | $2,000 | 3,995 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $103,000 | 440 |
| Net operating income | $3,332,000 | 1,470 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $10,461,000 | 1,218 |
| Total interest expense | $1,455,000 | 977 |
| Net interest income | $9,006,000 | 1,272 |
| Provision for loan and lease losses | $200,000 | 1,484 |
| Total noninterest income | $390,000 | 3,498 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $145,000 | 3,081 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $245,000 | 3,338 |
| Total noninterest expense | $5,835,000 | 1,661 |
| Salaries and employee benefits | $3,087,000 | 1,721 |
| Premises and equipment expense | $991,000 | 1,214 |
| Additional noninterest expense | $1,757,000 | 1,732 |
| Pre-tax net operating income | $3,361,000 | 1,253 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $1,236,000 | 884 |
| Income before extraordinary items | $2,125,000 | 1,537 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,125,000 | 1,540 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,125,000 | 1,540 |
| Net charge-offs | $1,000 | 3,770 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $68,000 | 427 |
| Net operating income | $2,125,000 | 1,501 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $5,224,000 | 1,216 |
| Total interest expense | $749,000 | 962 |
| Net interest income | $4,475,000 | 1,269 |
| Provision for loan and lease losses | $150,000 | 1,060 |
| Total noninterest income | $189,000 | 3,517 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $72,000 | 3,080 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $117,000 | 3,365 |
| Total noninterest expense | $2,852,000 | 1,695 |
| Salaries and employee benefits | $1,505,000 | 1,769 |
| Premises and equipment expense | $483,000 | 1,254 |
| Additional noninterest expense | $864,000 | 1,746 |
| Pre-tax net operating income | $1,662,000 | 1,219 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $610,000 | 885 |
| Income before extraordinary items | $1,052,000 | 1,523 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,052,000 | 1,524 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,052,000 | 1,525 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $34,000 | 396 |
| Net operating income | $1,052,000 | 1,471 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $18,950,000 | 1,343 |
| Total interest expense | $2,758,000 | 1,076 |
| Net interest income | $16,192,000 | 1,378 |
| Provision for loan and lease losses | $1,300,000 | 687 |
| Total noninterest income | $775,000 | 3,538 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $294,000 | 3,244 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $481,000 | 3,320 |
| Total noninterest expense | $9,776,000 | 1,935 |
| Salaries and employee benefits | $5,021,000 | 2,036 |
| Premises and equipment expense | $1,454,000 | 1,612 |
| Additional noninterest expense | $3,301,000 | 1,872 |
| Pre-tax net operating income | $5,891,000 | 1,334 |
| Securities gains (losses) | $104,000 | 1,225 |
| Applicable income taxes | $2,183,000 | 918 |
| Income before extraordinary items | $3,812,000 | 1,656 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,812,000 | 1,656 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,812,000 | 1,655 |
| Net charge-offs | $9,000 | 4,601 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $189,000 | 438 |
| Net operating income | $3,745,440 | 1,652 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $13,775,000 | 1,387 |
| Total interest expense | $1,985,000 | 1,130 |
| Net interest income | $11,790,000 | 1,425 |
| Provision for loan and lease losses | $900,000 | 732 |
| Total noninterest income | $575,000 | 3,586 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $218,000 | 3,290 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $357,000 | 3,368 |
| Total noninterest expense | $7,111,000 | 2,000 |
| Salaries and employee benefits | $3,589,000 | 2,141 |
| Premises and equipment expense | $1,067,000 | 1,658 |
| Additional noninterest expense | $2,455,000 | 1,878 |
| Pre-tax net operating income | $4,354,000 | 1,368 |
| Securities gains (losses) | $104,000 | 969 |
| Applicable income taxes | $1,687,000 | 917 |
| Income before extraordinary items | $2,771,000 | 1,692 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,771,000 | 1,694 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,771,000 | 1,692 |
| Net charge-offs | $9,000 | 4,191 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $132,000 | 413 |
| Net operating income | $2,704,440 | 1,695 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $8,929,000 | 1,418 |
| Total interest expense | $1,278,000 | 1,160 |
| Net interest income | $7,651,000 | 1,444 |
| Provision for loan and lease losses | $600,000 | 713 |
| Total noninterest income | $371,000 | 3,632 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $142,000 | 3,328 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $229,000 | 3,425 |
| Total noninterest expense | $4,618,000 | 2,048 |
| Salaries and employee benefits | $2,316,000 | 2,200 |
| Premises and equipment expense | $754,000 | 1,573 |
| Additional noninterest expense | $1,548,000 | 1,969 |
| Pre-tax net operating income | $2,804,000 | 1,357 |
| Securities gains (losses) | $104,000 | 763 |
| Applicable income taxes | $1,106,000 | 895 |
| Income before extraordinary items | $1,802,000 | 1,679 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,802,000 | 1,682 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,802,000 | 1,681 |
| Net charge-offs | $12,000 | 3,655 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $88,000 | 401 |
| Net operating income | $1,735,440 | 1,699 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $4,387,000 | 1,444 |
| Total interest expense | $623,000 | 1,218 |
| Net interest income | $3,764,000 | 1,455 |
| Provision for loan and lease losses | $300,000 | 685 |
| Total noninterest income | $176,000 | 3,687 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $76,000 | 3,174 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $100,000 | 3,569 |
| Total noninterest expense | $2,278,000 | 2,086 |
| Salaries and employee benefits | $1,100,000 | 2,304 |
| Premises and equipment expense | $377,000 | 1,599 |
| Additional noninterest expense | $801,000 | 1,888 |
| Pre-tax net operating income | $1,362,000 | 1,366 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $547,000 | 874 |
| Income before extraordinary items | $815,000 | 1,784 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $815,000 | 1,788 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $815,000 | 1,787 |
| Net charge-offs | $7,000 | 2,989 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 366 |
| Net operating income | $815,000 | 1,757 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $15,564,000 | 1,602 |
| Total interest expense | $2,224,000 | 1,531 |
| Net interest income | $13,340,000 | 1,618 |
| Provision for loan and lease losses | $1,218,000 | 932 |
| Total noninterest income | $737,000 | 3,766 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $477,000 | 2,479 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $260,000 | 4,277 |
| Total noninterest expense | $8,461,000 | 2,233 |
| Salaries and employee benefits | $4,127,000 | 2,406 |
| Premises and equipment expense | $1,218,000 | 1,893 |
| Additional noninterest expense | $3,116,000 | 2,015 |
| Pre-tax net operating income | $4,398,000 | 1,585 |
| Securities gains (losses) | $72,000 | 1,548 |
| Applicable income taxes | $1,832,000 | 965 |
| Income before extraordinary items | $2,638,000 | 2,109 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,638,000 | 2,114 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,638,000 | 2,114 |
| Net charge-offs | $-15,000 | 6,239 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $156,000 | 480 |
| Net operating income | $2,591,920 | 2,087 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $11,373,000 | 1,657 |
| Total interest expense | $1,591,000 | 1,652 |
| Net interest income | $9,782,000 | 1,662 |
| Provision for loan and lease losses | $811,000 | 1,039 |
| Total noninterest income | $549,000 | 3,866 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $353,000 | 2,517 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $196,000 | 4,332 |
| Total noninterest expense | $6,401,000 | 2,218 |
| Salaries and employee benefits | $3,061,000 | 2,446 |
| Premises and equipment expense | $932,000 | 1,863 |
| Additional noninterest expense | $2,408,000 | 1,946 |
| Pre-tax net operating income | $3,119,000 | 1,680 |
| Securities gains (losses) | $72,000 | 1,428 |
| Applicable income taxes | $1,161,000 | 1,122 |
| Income before extraordinary items | $2,030,000 | 2,113 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,030,000 | 2,121 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,030,000 | 2,120 |
| Net charge-offs | $-14,000 | 6,200 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $145,000 | 405 |
| Net operating income | $1,983,920 | 2,085 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $7,408,000 | 1,690 |
| Total interest expense | $986,000 | 1,808 |
| Net interest income | $6,422,000 | 1,673 |
| Provision for loan and lease losses | $581,000 | 1,045 |
| Total noninterest income | $345,000 | 3,962 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $216,000 | 2,645 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $129,000 | 4,416 |
| Total noninterest expense | $4,153,000 | 2,285 |
| Salaries and employee benefits | $2,029,000 | 2,470 |
| Premises and equipment expense | $612,000 | 1,892 |
| Additional noninterest expense | $1,512,000 | 2,048 |
| Pre-tax net operating income | $2,033,000 | 1,693 |
| Securities gains (losses) | $54,000 | 1,469 |
| Applicable income taxes | $802,000 | 1,102 |
| Income before extraordinary items | $1,285,000 | 2,183 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,285,000 | 2,191 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,285,000 | 2,189 |
| Net charge-offs | $-14,000 | 6,233 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $97,000 | 375 |
| Net operating income | $1,250,440 | 2,144 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,556,000 | 1,774 |
| Total interest expense | $460,000 | 1,964 |
| Net interest income | $3,096,000 | 1,738 |
| Provision for loan and lease losses | $270,000 | 1,098 |
| Total noninterest income | $171,000 | 3,927 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $107,000 | 2,659 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $64,000 | 4,392 |
| Total noninterest expense | $2,015,000 | 2,354 |
| Salaries and employee benefits | $1,005,000 | 2,507 |
| Premises and equipment expense | $309,000 | 1,917 |
| Additional noninterest expense | $701,000 | 2,216 |
| Pre-tax net operating income | $982,000 | 1,742 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $374,000 | 1,136 |
| Income before extraordinary items | $608,000 | 2,241 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $608,000 | 2,243 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $608,000 | 2,243 |
| Net charge-offs | $-6,000 | 5,985 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $49,000 | 337 |
| Net operating income | $608,000 | 2,160 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $12,683,000 | 2,063 |
| Total interest expense | $1,747,000 | 2,403 |
| Net interest income | $10,936,000 | 1,990 |
| Provision for loan and lease losses | $2,158,000 | 1,006 |
| Total noninterest income | $603,000 | 4,165 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $405,000 | 2,909 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $198,000 | 4,608 |
| Total noninterest expense | $6,875,000 | 2,699 |
| Salaries and employee benefits | $3,582,000 | 2,728 |
| Premises and equipment expense | $952,000 | 2,361 |
| Additional noninterest expense | $2,341,000 | 2,716 |
| Pre-tax net operating income | $2,506,000 | 2,403 |
| Securities gains (losses) | $55,000 | 2,669 |
| Applicable income taxes | $1,055,000 | 1,428 |
| Income before extraordinary items | $1,506,000 | 3,120 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,506,000 | 3,119 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,506,000 | 3,119 |
| Net charge-offs | $54,000 | 4,882 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $210,000 | 434 |
| Net operating income | $1,470,800 | 3,028 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $9,256,000 | 2,153 |
| Total interest expense | $1,319,000 | 2,490 |
| Net interest income | $7,937,000 | 2,074 |
| Provision for loan and lease losses | $1,518,000 | 1,070 |
| Total noninterest income | $414,000 | 4,367 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $284,000 | 3,073 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $130,000 | 4,793 |
| Total noninterest expense | $5,007,000 | 2,784 |
| Salaries and employee benefits | $2,701,000 | 2,728 |
| Premises and equipment expense | $675,000 | 2,512 |
| Additional noninterest expense | $1,631,000 | 2,900 |
| Pre-tax net operating income | $1,826,000 | 2,518 |
| Securities gains (losses) | $55,000 | 2,387 |
| Applicable income taxes | $741,000 | 1,519 |
| Income before extraordinary items | $1,140,000 | 3,177 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,140,000 | 3,176 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,140,000 | 3,175 |
| Net charge-offs | $10,000 | 5,305 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $158,000 | 377 |
| Net operating income | $1,104,800 | 3,098 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,990,000 | 2,235 |
| Total interest expense | $903,000 | 2,518 |
| Net interest income | $5,087,000 | 2,148 |
| Provision for loan and lease losses | $1,038,000 | 1,065 |
| Total noninterest income | $250,000 | 4,541 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $184,000 | 3,134 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $66,000 | 5,172 |
| Total noninterest expense | $3,301,000 | 2,815 |
| Salaries and employee benefits | $1,793,000 | 2,743 |
| Premises and equipment expense | $439,000 | 2,578 |
| Additional noninterest expense | $1,069,000 | 2,953 |
| Pre-tax net operating income | $998,000 | 2,846 |
| Securities gains (losses) | $22,000 | 2,453 |
| Applicable income taxes | $376,000 | 1,794 |
| Income before extraordinary items | $644,000 | 3,495 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $644,000 | 3,496 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $644,000 | 3,496 |
| Net charge-offs | $20,000 | 4,645 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $107,000 | 354 |
| Net operating income | $629,920 | 3,371 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,927,000 | 2,321 |
| Total interest expense | $459,000 | 2,572 |
| Net interest income | $2,468,000 | 2,219 |
| Provision for loan and lease losses | $505,000 | 1,033 |
| Total noninterest income | $90,000 | 5,102 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $79,000 | 3,405 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $11,000 | 6,162 |
| Total noninterest expense | $1,590,000 | 2,915 |
| Salaries and employee benefits | $885,000 | 2,783 |
| Premises and equipment expense | $219,000 | 2,602 |
| Additional noninterest expense | $486,000 | 3,162 |
| Pre-tax net operating income | $463,000 | 3,026 |
| Securities gains (losses) | $22,000 | 1,558 |
| Applicable income taxes | $202,000 | 1,713 |
| Income before extraordinary items | $283,000 | 3,749 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $283,000 | 3,751 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $283,000 | 3,752 |
| Net charge-offs | $-36,000 | 7,011 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $53,000 | 310 |
| Net operating income | $268,920 | 3,683 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $10,228,000 | 2,708 |
| Total interest expense | $1,764,000 | 3,048 |
| Net interest income | $8,464,000 | 2,585 |
| Provision for loan and lease losses | $1,586,000 | 1,823 |
| Total noninterest income | $322,000 | 5,096 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $281,000 | 3,729 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $41,000 | 6,052 |
| Total noninterest expense | $5,991,000 | 3,063 |
| Salaries and employee benefits | $3,238,000 | 2,937 |
| Premises and equipment expense | $896,000 | 2,651 |
| Additional noninterest expense | $1,857,000 | 3,342 |
| Pre-tax net operating income | $1,209,000 | 3,390 |
| Securities gains (losses) | $112,000 | 1,972 |
| Applicable income taxes | $-1,513,000 | 7,220 |
| Income before extraordinary items | $2,834,000 | 1,695 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,834,000 | 1,696 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,834,000 | 1,696 |
| Net charge-offs | $497,000 | 3,174 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $24,383,000 | 29 |
| Net operating income | $2,722,000 | 1,676 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,416,000 | 2,811 |
| Total interest expense | $1,291,000 | 3,208 |
| Net interest income | $6,125,000 | 2,686 |
| Provision for loan and lease losses | $995,000 | 1,977 |
| Total noninterest income | $235,000 | 5,219 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $205,000 | 3,805 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $30,000 | 6,169 |
| Total noninterest expense | $4,513,000 | 3,054 |
| Salaries and employee benefits | $2,427,000 | 2,921 |
| Premises and equipment expense | $677,000 | 2,655 |
| Additional noninterest expense | $1,409,000 | 3,309 |
| Pre-tax net operating income | $852,000 | 3,602 |
| Securities gains (losses) | $112,000 | 1,684 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $964,000 | 3,142 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $964,000 | 3,142 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $964,000 | 3,142 |
| Net charge-offs | $-15,000 | 7,069 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $24,342,000 | 25 |
| Net operating income | $852,000 | 3,277 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,750,000 | 2,938 |
| Total interest expense | $842,000 | 3,380 |
| Net interest income | $3,908,000 | 2,802 |
| Provision for loan and lease losses | $583,000 | 2,143 |
| Total noninterest income | $153,000 | 5,274 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $148,000 | 3,616 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,000 | 6,772 |
| Total noninterest expense | $2,930,000 | 3,153 |
| Salaries and employee benefits | $1,566,000 | 3,032 |
| Premises and equipment expense | $460,000 | 2,616 |
| Additional noninterest expense | $904,000 | 3,448 |
| Pre-tax net operating income | $548,000 | 3,633 |
| Securities gains (losses) | $112,000 | 1,058 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $660,000 | 3,016 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $660,000 | 3,018 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $660,000 | 3,018 |
| Net charge-offs | $-8,000 | 6,966 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $23,403,000 | 21 |
| Net operating income | $548,000 | 3,292 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,340,000 | 2,997 |
| Total interest expense | $408,000 | 3,552 |
| Net interest income | $1,932,000 | 2,810 |
| Provision for loan and lease losses | $276,000 | 2,081 |
| Total noninterest income | $74,000 | 5,393 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $70,000 | 3,700 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $4,000 | 6,784 |
| Total noninterest expense | $1,465,000 | 3,166 |
| Salaries and employee benefits | $785,000 | 3,051 |
| Premises and equipment expense | $238,000 | 2,590 |
| Additional noninterest expense | $442,000 | 3,501 |
| Pre-tax net operating income | $265,000 | 3,727 |
| Securities gains (losses) | $112,000 | 502 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $377,000 | 2,789 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $377,000 | 2,788 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $377,000 | 2,789 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $34,000 | 433 |
| Net operating income | $265,000 | 3,407 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,273,000 | 3,463 |
| Total interest expense | $1,864,000 | 3,751 |
| Net interest income | $6,409,000 | 3,305 |
| Provision for loan and lease losses | $950,000 | 3,143 |
| Total noninterest income | $160,000 | 6,219 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $151,000 | 4,883 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $9,000 | 6,804 |
| Total noninterest expense | $5,355,000 | 3,405 |
| Salaries and employee benefits | $2,737,000 | 3,353 |
| Premises and equipment expense | $864,000 | 2,793 |
| Additional noninterest expense | $1,754,000 | 3,593 |
| Pre-tax net operating income | $264,000 | 5,009 |
| Securities gains (losses) | $220,000 | 1,513 |
| Applicable income taxes | $-659,000 | 7,228 |
| Income before extraordinary items | $1,143,000 | 3,000 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,143,000 | 2,997 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,143,000 | 3,000 |
| Net charge-offs | $60,000 | 5,796 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $61,000 | 894 |
| Net operating income | $923,000 | 3,234 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,993,000 | 3,627 |
| Total interest expense | $1,413,000 | 3,854 |
| Net interest income | $4,580,000 | 3,474 |
| Provision for loan and lease losses | $706,000 | 3,023 |
| Total noninterest income | $95,000 | 6,595 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $87,000 | 5,364 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $8,000 | 6,955 |
| Total noninterest expense | $3,959,000 | 3,448 |
| Salaries and employee benefits | $2,024,000 | 3,407 |
| Premises and equipment expense | $643,000 | 2,868 |
| Additional noninterest expense | $1,292,000 | 3,616 |
| Pre-tax net operating income | $10,000 | 5,936 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $10,000 | 6,086 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $10,000 | 6,087 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $10,000 | 6,087 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $40,000 | 873 |
| Net operating income | $10,000 | 5,968 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,725,000 | 3,846 |
| Total interest expense | $966,000 | 3,899 |
| Net interest income | $2,759,000 | 3,751 |
| Provision for loan and lease losses | $467,000 | 2,956 |
| Total noninterest income | $62,000 | 6,646 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $54,000 | 5,483 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $8,000 | 6,923 |
| Total noninterest expense | $2,580,000 | 3,536 |
| Salaries and employee benefits | $1,314,000 | 3,504 |
| Premises and equipment expense | $425,000 | 2,909 |
| Additional noninterest expense | $841,000 | 3,666 |
| Pre-tax net operating income | $-226,000 | 6,475 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-226,000 | 6,597 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-226,000 | 6,599 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-226,000 | 6,598 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 811 |
| Net operating income | $-226,000 | 6,547 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,745,000 | 4,086 |
| Total interest expense | $470,000 | 4,090 |
| Net interest income | $1,275,000 | 3,996 |
| Provision for loan and lease losses | $144,000 | 3,520 |
| Total noninterest income | $24,000 | 6,949 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $21,000 | 5,847 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $3,000 | 7,164 |
| Total noninterest expense | $1,258,000 | 3,629 |
| Salaries and employee benefits | $656,000 | 3,562 |
| Premises and equipment expense | $215,000 | 2,948 |
| Additional noninterest expense | $387,000 | 3,879 |
| Pre-tax net operating income | $-103,000 | 6,657 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-103,000 | 6,761 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-103,000 | 6,762 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-103,000 | 6,761 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 755 |
| Net operating income | $-103,000 | 6,703 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,157,000 | 5,616 |
| Total interest expense | $1,570,000 | 5,065 |
| Net interest income | $2,587,000 | 5,751 |
| Provision for loan and lease losses | $676,000 | 4,091 |
| Total noninterest income | $60,000 | 7,317 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $58,000 | 6,354 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,000 | 7,361 |
| Total noninterest expense | $4,045,000 | 4,311 |
| Salaries and employee benefits | $2,000,000 | 4,368 |
| Premises and equipment expense | $688,000 | 3,508 |
| Additional noninterest expense | $1,357,000 | 4,364 |
| Pre-tax net operating income | $-2,074,000 | 6,651 |
| Securities gains (losses) | $96,000 | 2,179 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-1,978,000 | 6,746 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,978,000 | 6,744 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,978,000 | 6,744 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 1,275 |
| Net operating income | $-2,074,000 | 6,773 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,583,000 | 6,116 |
| Total interest expense | $1,082,000 | 5,377 |
| Net interest income | $1,501,000 | 6,368 |
| Provision for loan and lease losses | $464,000 | 3,922 |
| Total noninterest income | $41,000 | 7,492 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $40,000 | 6,466 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,000 | 7,551 |
| Total noninterest expense | $2,830,000 | 4,512 |
| Salaries and employee benefits | $1,413,000 | 4,581 |
| Premises and equipment expense | $491,000 | 3,666 |
| Additional noninterest expense | $926,000 | 4,640 |
| Pre-tax net operating income | $-1,752,000 | 6,960 |
| Securities gains (losses) | $96,000 | 1,870 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-1,656,000 | 7,054 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,656,000 | 7,053 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,656,000 | 7,054 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,752,000 | 7,084 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,311,000 | 6,751 |
| Total interest expense | $629,000 | 5,827 |
| Net interest income | $682,000 | 7,136 |
| Provision for loan and lease losses | $209,000 | 4,269 |
| Total noninterest income | $19,000 | 7,696 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $18,000 | 6,781 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,000 | 7,675 |
| Total noninterest expense | $1,832,000 | 4,632 |
| Salaries and employee benefits | $912,000 | 4,714 |
| Premises and equipment expense | $316,000 | 3,790 |
| Additional noninterest expense | $604,000 | 4,703 |
| Pre-tax net operating income | $-1,340,000 | 7,173 |
| Securities gains (losses) | $96,000 | 1,521 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-1,244,000 | 7,252 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,244,000 | 7,251 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,244,000 | 7,251 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,340,000 | 7,280 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $468,000 | 7,347 |
| Total interest expense | $252,000 | 6,360 |
| Net interest income | $216,000 | 7,726 |
| Provision for loan and lease losses | $110,000 | 3,735 |
| Total noninterest income | $5,000 | 7,912 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $5,000 | 7,012 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $0 | 7,833 |
| Total noninterest expense | $855,000 | 4,756 |
| Salaries and employee benefits | $426,000 | 4,951 |
| Premises and equipment expense | $155,000 | 3,877 |
| Additional noninterest expense | $274,000 | 4,684 |
| Pre-tax net operating income | $-744,000 | 7,508 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-744,000 | 7,602 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-744,000 | 7,603 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-744,000 | 7,603 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-744,000 | 7,593 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $516,000 | 8,179 |
| Total interest expense | $181,000 | 8,126 |
| Net interest income | $335,000 | 8,172 |
| Provision for loan and lease losses | $120,000 | 5,805 |
| Total noninterest income | $11,000 | 8,016 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $11,000 | 7,153 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $0 | 7,939 |
| Total noninterest expense | $1,587,000 | 6,760 |
| Salaries and employee benefits | $784,000 | 6,949 |
| Premises and equipment expense | $349,000 | 5,429 |
| Additional noninterest expense | $454,000 | 6,829 |
| Pre-tax net operating income | $-1,361,000 | 7,164 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-1,361,000 | 7,158 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,361,000 | 7,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $18,732,000 | 91 |
| Net operating income | $-1,361,000 | 7,266 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $224,000 | 8,324 |
| Total interest expense | $46,000 | 8,307 |
| Net interest income | $178,000 | 8,310 |
| Provision for loan and lease losses | $62,000 | 5,672 |
| Total noninterest income | $7,000 | 8,147 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $7,000 | 7,231 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $0 | 8,105 |
| Total noninterest expense | $816,000 | 7,440 |
| Salaries and employee benefits | $415,000 | 7,567 |
| Premises and equipment expense | $193,000 | 6,192 |
| Additional noninterest expense | $208,000 | 7,571 |
| Pre-tax net operating income | $-693,000 | 7,375 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-693,000 | 7,334 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-693,000 | 7,332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $18,731,000 | 59 |
| Net operating income | $-693,000 | 7,460 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $19,000 | 8,449 |
| Total interest expense | $1,000 | 8,434 |
| Net interest income | $18,000 | 8,441 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $0 | 8,311 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $0 | 7,428 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $0 | 8,191 |
| Total noninterest expense | $98,000 | 8,422 |
| Salaries and employee benefits | $47,000 | 8,417 |
| Premises and equipment expense | $35,000 | 7,997 |
| Additional noninterest expense | $16,000 | 8,437 |
| Pre-tax net operating income | $-80,000 | 7,152 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-80,000 | 7,215 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-80,000 | 7,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $18,450,000 | 45 |
| Net operating income | $-80,000 | 7,180 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.