Home > The Wayne County National Bank of Wooster > Income and Expense
The Wayne County National Bank of Wooster, Income and Expense
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $15,897,000 | 1,325 |
| Total interest expense | $3,973,000 | 1,521 |
| Net interest income | $11,924,000 | 1,260 |
| Provision for loan and lease losses | $60,000 | 5,125 |
| Total noninterest income | $3,125,000 | 1,262 |
| Gross Fiduciary activities income | $1,192,000 | 296 |
| Service charges on deposit accounts | $966,000 | 1,386 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $967,000 | 1,809 |
| Total noninterest expense | $9,038,000 | 1,354 |
| Salaries and employee benefits | $4,144,000 | 1,604 |
| Premises and equipment expense | $1,264,000 | 1,373 |
| Additional noninterest expense | $3,630,000 | 1,018 |
| Pre-tax net operating income | $5,951,000 | 1,109 |
| Securities gains (losses) | $105,000 | 1,142 |
| Applicable income taxes | $1,941,000 | 1,038 |
| Income before extraordinary items | $4,115,000 | 1,203 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $4,115,000 | 1,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 2,873 |
| Cash dividends | $4,146,000 | 537 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $4,043,600 | 1,181 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $10,494,000 | 1,322 |
| Total interest expense | $2,607,000 | 1,520 |
| Net interest income | $7,887,000 | 1,256 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $2,174,000 | 1,209 |
| Gross Fiduciary activities income | $806,000 | 298 |
| Service charges on deposit accounts | $660,000 | 1,343 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $708,000 | 1,703 |
| Total noninterest expense | $5,783,000 | 1,402 |
| Salaries and employee benefits | $2,675,000 | 1,651 |
| Premises and equipment expense | $817,000 | 1,416 |
| Additional noninterest expense | $2,291,000 | 1,071 |
| Pre-tax net operating income | $4,218,000 | 1,030 |
| Securities gains (losses) | $105,000 | 993 |
| Applicable income taxes | $1,358,000 | 997 |
| Income before extraordinary items | $2,965,000 | 1,108 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,965,000 | 1,109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 2,617 |
| Cash dividends | $2,947,000 | 515 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,892,550 | 1,089 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $5,199,000 | 1,338 |
| Total interest expense | $1,319,000 | 1,512 |
| Net interest income | $3,880,000 | 1,280 |
| Provision for loan and lease losses | $60,000 | 2,918 |
| Total noninterest income | $1,117,000 | 1,152 |
| Gross Fiduciary activities income | $399,000 | 300 |
| Service charges on deposit accounts | $347,000 | 1,236 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $371,000 | 1,616 |
| Total noninterest expense | $2,862,000 | 1,431 |
| Salaries and employee benefits | $1,343,000 | 1,659 |
| Premises and equipment expense | $400,000 | 1,465 |
| Additional noninterest expense | $1,119,000 | 1,095 |
| Pre-tax net operating income | $2,075,000 | 1,042 |
| Securities gains (losses) | $51,000 | 1,182 |
| Applicable income taxes | $659,000 | 1,035 |
| Income before extraordinary items | $1,467,000 | 1,120 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,467,000 | 1,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 1,426 |
| Cash dividends | $947,000 | 722 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,431,810 | 1,080 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $23,574,000 | 1,209 |
| Total interest expense | $6,398,000 | 1,385 |
| Net interest income | $17,176,000 | 1,125 |
| Provision for loan and lease losses | $40,000 | 6,511 |
| Total noninterest income | $4,139,000 | 1,313 |
| Gross Fiduciary activities income | $1,824,000 | 274 |
| Service charges on deposit accounts | $1,525,000 | 1,133 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $790,000 | 2,759 |
| Total noninterest expense | $11,867,000 | 1,356 |
| Salaries and employee benefits | $5,234,000 | 1,647 |
| Premises and equipment expense | $1,410,000 | 1,616 |
| Additional noninterest expense | $5,223,000 | 977 |
| Pre-tax net operating income | $9,408,000 | 899 |
| Securities gains (losses) | $119,000 | 1,735 |
| Applicable income taxes | $2,972,000 | 935 |
| Income before extraordinary items | $6,555,000 | 987 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $6,555,000 | 989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $552,000 | 1,484 |
| Cash dividends | $3,326,000 | 907 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $6,472,890 | 933 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $18,088,000 | 1,213 |
| Total interest expense | $4,981,000 | 1,400 |
| Net interest income | $13,107,000 | 1,122 |
| Provision for loan and lease losses | $40,000 | 6,097 |
| Total noninterest income | $3,113,000 | 1,340 |
| Gross Fiduciary activities income | $1,258,000 | 303 |
| Service charges on deposit accounts | $1,151,000 | 1,128 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $704,000 | 2,550 |
| Total noninterest expense | $8,772,000 | 1,386 |
| Salaries and employee benefits | $3,976,000 | 1,631 |
| Premises and equipment expense | $1,038,000 | 1,651 |
| Additional noninterest expense | $3,758,000 | 1,022 |
| Pre-tax net operating income | $7,408,000 | 901 |
| Securities gains (losses) | $119,000 | 1,591 |
| Applicable income taxes | $2,395,000 | 926 |
| Income before extraordinary items | $5,132,000 | 981 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $5,132,000 | 981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $494,000 | 1,173 |
| Cash dividends | $2,420,000 | 872 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $5,051,080 | 934 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $12,283,000 | 1,203 |
| Total interest expense | $3,525,000 | 1,368 |
| Net interest income | $8,758,000 | 1,115 |
| Provision for loan and lease losses | $40,000 | 5,444 |
| Total noninterest income | $2,255,000 | 1,247 |
| Gross Fiduciary activities income | $842,000 | 306 |
| Service charges on deposit accounts | $767,000 | 1,110 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $646,000 | 2,089 |
| Total noninterest expense | $6,112,000 | 1,337 |
| Salaries and employee benefits | $3,208,000 | 1,362 |
| Premises and equipment expense | $697,000 | 1,647 |
| Additional noninterest expense | $2,207,000 | 1,142 |
| Pre-tax net operating income | $4,861,000 | 912 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,555,000 | 965 |
| Income before extraordinary items | $3,306,000 | 1,007 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,306,000 | 1,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $492,000 | 858 |
| Cash dividends | $1,369,000 | 1,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $3,306,000 | 934 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $6,225,000 | 1,190 |
| Total interest expense | $1,811,000 | 1,353 |
| Net interest income | $4,414,000 | 1,109 |
| Provision for loan and lease losses | $40,000 | 4,103 |
| Total noninterest income | $1,089,000 | 1,263 |
| Gross Fiduciary activities income | $375,000 | 324 |
| Service charges on deposit accounts | $378,000 | 1,096 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $336,000 | 1,951 |
| Total noninterest expense | $2,975,000 | 1,356 |
| Salaries and employee benefits | $1,593,000 | 1,361 |
| Premises and equipment expense | $346,000 | 1,660 |
| Additional noninterest expense | $1,036,000 | 1,180 |
| Pre-tax net operating income | $2,488,000 | 905 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $792,000 | 968 |
| Income before extraordinary items | $1,696,000 | 987 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,696,000 | 985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 2,653 |
| Cash dividends | $686,000 | 944 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,696,000 | 915 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $26,244,000 | 1,170 |
| Total interest expense | $8,661,000 | 1,290 |
| Net interest income | $17,583,000 | 1,092 |
| Provision for loan and lease losses | $270,000 | 3,677 |
| Total noninterest income | $3,997,000 | 1,253 |
| Gross Fiduciary activities income | $1,507,000 | 327 |
| Service charges on deposit accounts | $1,578,000 | 1,020 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $912,000 | 2,306 |
| Total noninterest expense | $11,599,000 | 1,336 |
| Salaries and employee benefits | $6,440,000 | 1,256 |
| Premises and equipment expense | $1,371,000 | 1,607 |
| Additional noninterest expense | $3,788,000 | 1,271 |
| Pre-tax net operating income | $9,711,000 | 895 |
| Securities gains (losses) | $43,000 | 2,542 |
| Applicable income taxes | $2,999,000 | 924 |
| Income before extraordinary items | $6,755,000 | 924 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $6,755,000 | 923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 3,367 |
| Cash dividends | $12,675,000 | 304 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $6,725,330 | 889 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $30,275,000 | 1,123 |
| Total interest expense | $12,189,000 | 1,337 |
| Net interest income | $18,086,000 | 1,001 |
| Provision for loan and lease losses | $615,000 | 1,861 |
| Total noninterest income | $4,139,000 | 1,151 |
| Gross Fiduciary activities income | $1,502,000 | 337 |
| Service charges on deposit accounts | $1,562,000 | 953 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,075,000 | 1,937 |
| Total noninterest expense | $11,806,000 | 1,231 |
| Salaries and employee benefits | $6,471,000 | 1,145 |
| Premises and equipment expense | $1,518,000 | 1,409 |
| Additional noninterest expense | $3,817,000 | 1,245 |
| Pre-tax net operating income | $9,804,000 | 780 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $3,120,000 | 816 |
| Income before extraordinary items | $6,684,000 | 825 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $6,684,000 | 827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $214,000 | 2,750 |
| Cash dividends | $2,485,000 | 1,096 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $6,684,000 | 793 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $31,031,000 | 1,135 |
| Total interest expense | $14,621,000 | 1,186 |
| Net interest income | $16,410,000 | 1,074 |
| Provision for loan and lease losses | $180,000 | 3,942 |
| Total noninterest income | $3,753,000 | 1,123 |
| Gross Fiduciary activities income | $1,476,000 | 344 |
| Service charges on deposit accounts | $1,292,000 | 1,050 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $985,000 | 1,880 |
| Total noninterest expense | $11,120,000 | 1,247 |
| Salaries and employee benefits | $6,025,000 | 1,171 |
| Premises and equipment expense | $1,453,000 | 1,431 |
| Additional noninterest expense | $3,642,000 | 1,252 |
| Pre-tax net operating income | $8,863,000 | 867 |
| Securities gains (losses) | $2,000 | 1,609 |
| Applicable income taxes | $2,878,000 | 862 |
| Income before extraordinary items | $5,987,000 | 882 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $5,987,000 | 882 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,380 |
| Cash dividends | $2,355,000 | 1,175 |
| Sale, conversion, retirement of capital stock, net | $84,000 | 716 |
| Net operating income | $5,985,640 | 886 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $28,164,000 | 1,156 |
| Total interest expense | $12,423,000 | 1,224 |
| Net interest income | $15,741,000 | 1,115 |
| Provision for loan and lease losses | $180,000 | 3,760 |
| Total noninterest income | $3,382,000 | 1,228 |
| Gross Fiduciary activities income | $1,506,000 | 374 |
| Service charges on deposit accounts | $1,275,000 | 1,045 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $601,000 | 2,626 |
| Total noninterest expense | $10,537,000 | 1,319 |
| Salaries and employee benefits | $5,538,000 | 1,248 |
| Premises and equipment expense | $1,328,000 | 1,548 |
| Additional noninterest expense | $3,671,000 | 1,256 |
| Pre-tax net operating income | $8,406,000 | 953 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $2,777,000 | 942 |
| Income before extraordinary items | $5,630,000 | 985 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,630,000 | 985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 3,671 |
| Cash dividends | $8,718,000 | 449 |
| Sale, conversion, retirement of capital stock, net | $146,000 | 753 |
| Net operating income | $5,629,330 | 971 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $27,731,000 | 1,172 |
| Total interest expense | $12,186,000 | 1,280 |
| Net interest income | $15,545,000 | 1,086 |
| Provision for loan and lease losses | $180,000 | 3,728 |
| Total noninterest income | $2,981,000 | 1,353 |
| Gross Fiduciary activities income | $1,414,000 | 386 |
| Service charges on deposit accounts | $1,245,000 | 994 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $322,000 | 3,872 |
| Total noninterest expense | $10,589,000 | 1,251 |
| Salaries and employee benefits | $5,504,000 | 1,194 |
| Premises and equipment expense | $1,256,000 | 1,557 |
| Additional noninterest expense | $3,829,000 | 1,169 |
| Pre-tax net operating income | $7,757,000 | 991 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $2,604,000 | 981 |
| Income before extraordinary items | $5,153,000 | 1,046 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $5,153,000 | 1,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 4,985 |
| Cash dividends | $3,291,000 | 913 |
| Sale, conversion, retirement of capital stock, net | $-441,000 | 10,399 |
| Net operating income | $5,153,000 | 1,007 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $26,476,000 | 1,270 |
| Total interest expense | $11,403,000 | 1,383 |
| Net interest income | $15,073,000 | 1,169 |
| Provision for loan and lease losses | $180,000 | 3,648 |
| Total noninterest income | $2,924,000 | 1,320 |
| Gross Fiduciary activities income | $1,343,000 | 397 |
| Service charges on deposit accounts | $1,252,000 | 1,000 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $329,000 | 3,726 |
| Total noninterest expense | $9,913,000 | 1,330 |
| Salaries and employee benefits | $5,362,000 | 1,229 |
| Premises and equipment expense | $1,132,000 | 1,740 |
| Additional noninterest expense | $3,419,000 | 1,283 |
| Pre-tax net operating income | $7,904,000 | 1,033 |
| Securities gains (losses) | $-6,000 | 9,765 |
| Applicable income taxes | $2,641,000 | 1,044 |
| Income before extraordinary items | $5,257,000 | 1,045 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $5,257,000 | 1,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $207,000 | 2,496 |
| Cash dividends | $1,612,000 | 1,523 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $5,261,020 | 1,018 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $25,645,000 | 1,330 |
| Total interest expense | $10,446,000 | 1,532 |
| Net interest income | $15,199,000 | 1,189 |
| Provision for loan and lease losses | $180,000 | 3,640 |
| Total noninterest income | $3,645,000 | 1,187 |
| Gross Fiduciary activities income | $1,075,000 | 488 |
| Service charges on deposit accounts | $1,340,000 | 992 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,230,000 | 1,576 |
| Total noninterest expense | $10,720,000 | 1,340 |
| Salaries and employee benefits | $5,208,000 | 1,288 |
| Premises and equipment expense | $1,065,000 | 1,889 |
| Additional noninterest expense | $4,447,000 | 1,254 |
| Pre-tax net operating income | $7,944,000 | 964 |
| Securities gains (losses) | $6,000 | 2,865 |
| Applicable income taxes | $2,422,000 | 1,038 |
| Income before extraordinary items | $5,528,000 | 958 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $5,528,000 | 959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $228,000 | 2,475 |
| Cash dividends | $11,461,000 | 391 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $5,523,800 | 937 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $24,367,000 | 1,408 |
| Total interest expense | $9,915,000 | 1,605 |
| Net interest income | $14,452,000 | 1,247 |
| Provision for loan and lease losses | $120,000 | 4,090 |
| Total noninterest income | $2,490,000 | 1,552 |
| Gross Fiduciary activities income | $942,000 | 546 |
| Service charges on deposit accounts | $1,260,000 | 1,063 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $288,000 | 4,102 |
| Total noninterest expense | $10,515,000 | 1,348 |
| Salaries and employee benefits | $5,167,000 | 1,287 |
| Premises and equipment expense | $1,076,000 | 1,880 |
| Additional noninterest expense | $4,272,000 | 1,270 |
| Pre-tax net operating income | $6,307,000 | 1,211 |
| Securities gains (losses) | $-11,000 | 10,162 |
| Applicable income taxes | $1,825,000 | 1,376 |
| Income before extraordinary items | $4,471,000 | 1,184 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $4,471,000 | 1,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-137,000 | 11,794 |
| Cash dividends | $1,348,000 | 1,630 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $4,478,810 | 1,163 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $21,321,000 | 1,447 |
| Total interest expense | $7,931,000 | 1,600 |
| Net interest income | $13,390,000 | 1,344 |
| Provision for loan and lease losses | $346,000 | 2,051 |
| Total noninterest income | $2,358,000 | 1,630 |
| Gross Fiduciary activities income | $833,000 | 570 |
| Service charges on deposit accounts | $1,261,000 | 1,051 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $264,000 | 4,440 |
| Total noninterest expense | $9,809,000 | 1,501 |
| Salaries and employee benefits | $4,399,000 | 1,526 |
| Premises and equipment expense | $999,000 | 2,041 |
| Additional noninterest expense | $4,411,000 | 1,311 |
| Pre-tax net operating income | $5,593,000 | 1,336 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $1,564,000 | 1,496 |
| Income before extraordinary items | $4,030,000 | 1,250 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $4,030,000 | 1,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-62,000 | 12,000 |
| Cash dividends | $1,157,000 | 1,693 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $4,029,280 | 1,270 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $20,561,000 | 1,529 |
| Total interest expense | $8,287,000 | 1,596 |
| Net interest income | $12,274,000 | 1,477 |
| Provision for loan and lease losses | $600,000 | 1,833 |
| Total noninterest income | $2,307,000 | 1,782 |
| Gross Fiduciary activities income | $809,000 | 603 |
| Service charges on deposit accounts | $1,211,000 | 1,106 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $287,000 | 4,593 |
| Total noninterest expense | $9,096,000 | 1,661 |
| Salaries and employee benefits | $3,990,000 | 1,692 |
| Premises and equipment expense | $863,000 | 2,371 |
| Additional noninterest expense | $4,243,000 | 1,442 |
| Pre-tax net operating income | $4,885,000 | 1,431 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,477,000 | 1,583 |
| Income before extraordinary items | $3,408,000 | 1,485 |
| Extraordinary gains, net | $260,000 | 802 |
| Net income | $3,668,000 | 1,430 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $189,000 | 3,231 |
| Cash dividends | $1,043,000 | 1,691 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,408,000 | 1,404 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $21,866,000 | 1,639 |
| Total interest expense | $10,184,000 | 1,692 |
| Net interest income | $11,682,000 | 1,582 |
| Provision for loan and lease losses | $750,000 | 2,244 |
| Total noninterest income | $2,388,000 | 1,713 |
| Gross Fiduciary activities income | $785,000 | 616 |
| Service charges on deposit accounts | $1,130,000 | 1,176 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $473,000 | 3,304 |
| Total noninterest expense | $9,050,000 | 1,674 |
| Salaries and employee benefits | $3,850,000 | 1,725 |
| Premises and equipment expense | $831,000 | 2,486 |
| Additional noninterest expense | $4,369,000 | 1,503 |
| Pre-tax net operating income | $4,270,000 | 1,485 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,166,000 | 1,806 |
| Income before extraordinary items | $3,104,000 | 1,499 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,104,000 | 1,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 4,443 |
| Cash dividends | $959,000 | 1,625 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,104,000 | 1,393 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.