Home > The Wayne County National Bank of Wooster > Assets and Liabilities
The Wayne County National Bank of Wooster, Assets and Liabilities
| 2004-09-30 | Rank | |
| # of Employees: | 136 | 1,230 |
| Assets and Liabilities | ||
| Total Assets: | $429,462,000 | 1,341 |
| Cash and due from depository institutions | $18,001,000 | 1,230 |
| Interest-bearing balances | $32,000 | 6,050 |
| Securities | $114,278,000 | 1,121 |
| Federal funds sold & reverse repurchase agreements | $6,505,000 | 1,698 |
| Net loans & leases | $277,913,000 | 1,383 |
| Loan loss allowance | $3,924,000 | 1,193 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $6,612,000 | 1,527 |
| Other real estate owned | $91,000 | 1,230 |
| Goodwill and other intangibles | $729,000 | 1,836 |
| All other assets | $5,333,000 | 2,492 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $429,462,000 | 1,341 |
| Total liabilities | $391,486,000 | 1,325 |
| Total deposits | $367,196,000 | 1,210 |
| Interest-bearing deposits | $301,047,000 | 1,275 |
| Deposits held in domestic offices | $367,196,000 | 1,206 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,909,000 | 721 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $1,068,000 | 4,980 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,313,000 | 2,635 |
| Total equity capital | $37,976,000 | 1,483 |
| Total bank equity capital | $37,976,000 | 1,483 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $840,000 | 3,306 |
| Surplus | $1,990,000 | 5,571 |
| Undivided profits | $35,146,000 | 954 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $246,000 | 5,289 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $2,455,000 | 1,126 |
| Earning assets | $398,728,000 | 1,325 |
| Long-term assets (5+ years) | $101,284,000 | 1,047 |
| Average Assets, year-to-date | $429,965,250 | 1,289 |
| Average Assets, quarterly | $428,415,000 | 1,329 |
| Volatile liabilities | $53,963,000 | 1,971 |
| Insider loans | $16,420,000 | 298 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $887,000 | 933 |
| Unused loan commitments | $92,163,000 | 993 |
| Tier 1 (core) risk-based capital | $36,905,000 | 1,431 |
| Tier 2 risk-based capital | $3,857,000 | 1,171 |
| Total risk weighted assets | $308,489,000 | 1,312 |
| Total unused commitments | $92,163,000 | 995 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 139 | 1,220 |
| Assets and Liabilities | ||
| Total Assets: | $427,368,000 | 1,329 |
| Cash and due from depository institutions | $19,420,000 | 1,220 |
| Interest-bearing balances | $39,000 | 5,974 |
| Securities | $119,548,000 | 1,089 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $275,477,000 | 1,359 |
| Loan loss allowance | $3,949,000 | 1,175 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,173,000 | 1,614 |
| Other real estate owned | $91,000 | 1,220 |
| Goodwill and other intangibles | $745,000 | 1,822 |
| All other assets | $5,914,000 | 2,291 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $427,368,000 | 1,329 |
| Total liabilities | $390,177,000 | 1,305 |
| Total deposits | $364,602,000 | 1,201 |
| Interest-bearing deposits | $300,350,000 | 1,267 |
| Deposits held in domestic offices | $364,602,000 | 1,197 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,507,000 | 673 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,072,000 | 4,952 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $996,000 | 2,953 |
| Total equity capital | $37,191,000 | 1,460 |
| Total bank equity capital | $37,191,000 | 1,460 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $840,000 | 3,321 |
| Surplus | $1,990,000 | 5,579 |
| Undivided profits | $34,361,000 | 923 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $336,000 | 4,810 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $2,340,000 | 1,117 |
| Earning assets | $395,064,000 | 1,313 |
| Long-term assets (5+ years) | $109,140,000 | 994 |
| Average Assets, year-to-date | $430,133,000 | 1,277 |
| Average Assets, quarterly | $428,062,000 | 1,304 |
| Volatile liabilities | $54,654,000 | 1,898 |
| Insider loans | $16,268,000 | 283 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $2,693,000 | 532 |
| Unused loan commitments | $88,108,000 | 992 |
| Tier 1 (core) risk-based capital | $36,938,000 | 1,403 |
| Tier 2 risk-based capital | $3,827,000 | 1,167 |
| Total risk weighted assets | $306,017,000 | 1,292 |
| Total unused commitments | $88,108,000 | 992 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 81 | 2,115 |
| Assets and Liabilities | ||
| Total Assets: | $428,756,000 | 1,301 |
| Cash and due from depository institutions | $16,784,000 | 2,115 |
| Interest-bearing balances | $44,000 | 6,006 |
| Securities | $105,180,000 | 1,255 |
| Federal funds sold & reverse repurchase agreements | $21,920,000 | 637 |
| Net loans & leases | $271,835,000 | 1,343 |
| Loan loss allowance | $3,932,000 | 1,170 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $6,233,000 | 1,578 |
| Other real estate owned | $91,000 | 2,115 |
| Goodwill and other intangibles | $728,000 | 1,830 |
| All other assets | $5,985,000 | 2,157 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $428,756,000 | 1,301 |
| Total liabilities | $389,270,000 | 1,284 |
| Total deposits | $362,029,000 | 1,197 |
| Interest-bearing deposits | $298,878,000 | 1,265 |
| Deposits held in domestic offices | $362,029,000 | 1,195 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,967,000 | 619 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $77,000 | 5,626 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,197,000 | 2,838 |
| Total equity capital | $39,486,000 | 1,407 |
| Total bank equity capital | $39,486,000 | 1,407 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $840,000 | 3,325 |
| Surplus | $1,990,000 | 5,570 |
| Undivided profits | $36,656,000 | 909 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $882,000 | 2,924 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $2,438,000 | 1,065 |
| Earning assets | $398,979,000 | 1,279 |
| Long-term assets (5+ years) | $113,270,000 | 932 |
| Average Assets, year-to-date | $431,515,500 | 1,272 |
| Average Assets, quarterly | $431,515,500 | 1,272 |
| Volatile liabilities | $57,101,000 | 1,748 |
| Insider loans | $16,638,000 | 269 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $6,067,000 | 359 |
| Unused loan commitments | $95,519,000 | 896 |
| Tier 1 (core) risk-based capital | $37,457,000 | 1,373 |
| Tier 2 risk-based capital | $3,765,000 | 1,175 |
| Total risk weighted assets | $301,450,000 | 1,281 |
| Total unused commitments | $95,519,000 | 897 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 128 | 1,353 |
| Assets and Liabilities | ||
| Total Assets: | $434,275,000 | 1,272 |
| Cash and due from depository institutions | $20,978,000 | 1,353 |
| Interest-bearing balances | $44,000 | 5,961 |
| Securities | $113,513,000 | 1,186 |
| Federal funds sold & reverse repurchase agreements | $3,785,000 | 2,853 |
| Net loans & leases | $281,961,000 | 1,279 |
| Loan loss allowance | $3,960,000 | 1,161 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $6,837,000 | 1,416 |
| Other real estate owned | $91,000 | 1,353 |
| Goodwill and other intangibles | $785,000 | 1,772 |
| All other assets | $6,325,000 | 2,088 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $434,275,000 | 1,272 |
| Total liabilities | $395,462,000 | 1,265 |
| Total deposits | $372,683,000 | 1,143 |
| Interest-bearing deposits | $303,630,000 | 1,237 |
| Deposits held in domestic offices | $372,683,000 | 1,142 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,181,000 | 709 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $81,000 | 5,582 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,517,000 | 2,305 |
| Total equity capital | $38,813,000 | 1,409 |
| Total bank equity capital | $38,813,000 | 1,409 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $840,000 | 3,354 |
| Surplus | $1,990,000 | 5,567 |
| Undivided profits | $35,983,000 | 895 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $408,000 | 4,533 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $2,655,000 | 999 |
| Earning assets | $399,303,000 | 1,266 |
| Long-term assets (5+ years) | $121,161,000 | 901 |
| Average Assets, year-to-date | $438,026,200 | 1,219 |
| Average Assets, quarterly | $431,541,500 | 1,274 |
| Volatile liabilities | $56,952,000 | 1,746 |
| Insider loans | $17,667,000 | 251 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $20,296,000 | 166 |
| Unused loan commitments | $95,040,000 | 886 |
| Tier 1 (core) risk-based capital | $36,880,000 | 1,385 |
| Tier 2 risk-based capital | $3,850,000 | 1,139 |
| Total risk weighted assets | $307,927,000 | 1,230 |
| Total unused commitments | $95,040,000 | 887 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 130 | 1,336 |
| Assets and Liabilities | ||
| Total Assets: | $428,808,000 | 1,296 |
| Cash and due from depository institutions | $19,426,000 | 1,336 |
| Interest-bearing balances | $43,000 | 6,043 |
| Securities | $100,120,000 | 1,335 |
| Federal funds sold & reverse repurchase agreements | $9,970,000 | 1,439 |
| Net loans & leases | $286,378,000 | 1,241 |
| Loan loss allowance | $4,018,000 | 1,162 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,394,000 | 1,502 |
| Other real estate owned | $14,000 | 1,336 |
| Goodwill and other intangibles | $800,000 | 1,742 |
| All other assets | $5,706,000 | 2,251 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $428,808,000 | 1,296 |
| Total liabilities | $390,427,000 | 1,283 |
| Total deposits | $365,754,000 | 1,188 |
| Interest-bearing deposits | $304,947,000 | 1,253 |
| Deposits held in domestic offices | $365,754,000 | 1,186 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,116,000 | 669 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $85,000 | 5,549 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,472,000 | 2,439 |
| Total equity capital | $38,381,000 | 1,438 |
| Total bank equity capital | $38,381,000 | 1,438 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $840,000 | 3,376 |
| Surplus | $1,990,000 | 5,567 |
| Undivided profits | $35,551,000 | 911 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $798,000 | 3,320 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $2,626,000 | 1,049 |
| Earning assets | $396,511,000 | 1,284 |
| Long-term assets (5+ years) | $109,952,000 | 991 |
| Average Assets, year-to-date | $438,964,000 | 1,231 |
| Average Assets, quarterly | $432,005,500 | 1,283 |
| Volatile liabilities | $61,650,000 | 1,610 |
| Insider loans | $17,304,000 | 251 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $20,232,000 | 221 |
| Unused loan commitments | $85,049,000 | 979 |
| Tier 1 (core) risk-based capital | $36,348,000 | 1,417 |
| Tier 2 risk-based capital | $3,901,000 | 1,123 |
| Total risk weighted assets | $311,983,000 | 1,214 |
| Total unused commitments | $85,049,000 | 980 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 161 | 1,040 |
| Assets and Liabilities | ||
| Total Assets: | $435,203,000 | 1,271 |
| Cash and due from depository institutions | $21,204,000 | 1,040 |
| Interest-bearing balances | $64,000 | 5,817 |
| Securities | $102,425,000 | 1,273 |
| Federal funds sold & reverse repurchase agreements | $765,000 | 6,060 |
| Net loans & leases | $298,492,000 | 1,186 |
| Loan loss allowance | $4,020,000 | 1,140 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,530,000 | 1,444 |
| Other real estate owned | $14,000 | 1,040 |
| Goodwill and other intangibles | $686,000 | 1,791 |
| All other assets | $5,087,000 | 2,375 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $435,203,000 | 1,271 |
| Total liabilities | $396,744,000 | 1,258 |
| Total deposits | $370,591,000 | 1,147 |
| Interest-bearing deposits | $308,163,000 | 1,226 |
| Deposits held in domestic offices | $370,591,000 | 1,146 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,414,000 | 639 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $1,389,000 | 4,676 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,350,000 | 2,681 |
| Total equity capital | $38,459,000 | 1,421 |
| Total bank equity capital | $38,459,000 | 1,421 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $840,000 | 3,380 |
| Surplus | $1,990,000 | 5,554 |
| Undivided profits | $35,629,000 | 912 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $402,000 | 4,827 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $2,762,000 | 973 |
| Earning assets | $401,746,000 | 1,261 |
| Long-term assets (5+ years) | $102,778,000 | 1,010 |
| Average Assets, year-to-date | $442,349,330 | 1,217 |
| Average Assets, quarterly | $440,189,000 | 1,230 |
| Volatile liabilities | $62,860,000 | 1,573 |
| Insider loans | $16,966,000 | 258 |
| FHLB advances | $1,300,000 | 4,469 |
| Loans and leases held for sale | $26,890,000 | 238 |
| Unused loan commitments | $91,714,000 | 904 |
| Tier 1 (core) risk-based capital | $35,687,000 | 1,405 |
| Tier 2 risk-based capital | $3,984,000 | 1,069 |
| Total risk weighted assets | $318,715,000 | 1,169 |
| Total unused commitments | $91,714,000 | 910 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 179 | 920 |
| Assets and Liabilities | ||
| Total Assets: | $445,175,000 | 1,218 |
| Cash and due from depository institutions | $19,737,000 | 920 |
| Interest-bearing balances | $61,000 | 5,732 |
| Securities | $107,500,000 | 1,190 |
| Federal funds sold & reverse repurchase agreements | $11,075,000 | 1,528 |
| Net loans & leases | $294,280,000 | 1,182 |
| Loan loss allowance | $4,479,000 | 1,014 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $6,567,000 | 1,416 |
| Other real estate owned | $27,000 | 920 |
| Goodwill and other intangibles | $677,000 | 1,781 |
| All other assets | $5,312,000 | 2,229 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $445,175,000 | 1,218 |
| Total liabilities | $407,854,000 | 1,202 |
| Total deposits | $368,756,000 | 1,143 |
| Interest-bearing deposits | $309,472,000 | 1,201 |
| Deposits held in domestic offices | $368,756,000 | 1,141 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,636,000 | 603 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $1,393,000 | 4,566 |
| Subordinated debt | $10,000,000 | 140 |
| All other liabilities | $2,069,000 | 1,988 |
| Total equity capital | $37,321,000 | 1,426 |
| Total bank equity capital | $37,321,000 | 1,426 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $840,000 | 3,397 |
| Surplus | $1,990,000 | 5,538 |
| Undivided profits | $34,491,000 | 918 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $809,000 | 3,268 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $2,844,000 | 969 |
| Earning assets | $412,916,000 | 1,204 |
| Long-term assets (5+ years) | $100,984,000 | 977 |
| Average Assets, year-to-date | $445,922,500 | 1,204 |
| Average Assets, quarterly | $445,922,500 | 1,204 |
| Volatile liabilities | $65,848,000 | 1,475 |
| Insider loans | $17,406,000 | 253 |
| FHLB advances | $1,300,000 | 4,397 |
| Loans and leases held for sale | $19,771,000 | 258 |
| Unused loan commitments | $77,366,000 | 997 |
| Tier 1 (core) risk-based capital | $34,768,000 | 1,419 |
| Tier 2 risk-based capital | $13,932,000 | 372 |
| Total risk weighted assets | $314,047,000 | 1,161 |
| Total unused commitments | $77,366,000 | 1,003 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 173 | 938 |
| Assets and Liabilities | ||
| Total Assets: | $446,670,000 | 1,201 |
| Cash and due from depository institutions | $18,920,000 | 938 |
| Interest-bearing balances | $57,000 | 5,690 |
| Securities | $114,486,000 | 1,083 |
| Federal funds sold & reverse repurchase agreements | $7,130,000 | 2,022 |
| Net loans & leases | $293,721,000 | 1,169 |
| Loan loss allowance | $4,472,000 | 994 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,679,000 | 1,379 |
| Other real estate owned | $14,000 | 938 |
| Goodwill and other intangibles | $626,000 | 1,813 |
| All other assets | $5,094,000 | 2,275 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $446,670,000 | 1,201 |
| Total liabilities | $410,100,000 | 1,181 |
| Total deposits | $371,039,000 | 1,113 |
| Interest-bearing deposits | $309,632,000 | 1,180 |
| Deposits held in domestic offices | $371,039,000 | 1,112 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,954,000 | 604 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $1,397,000 | 4,664 |
| Subordinated debt | $10,000,000 | 138 |
| All other liabilities | $1,710,000 | 2,287 |
| Total equity capital | $36,570,000 | 1,423 |
| Total bank equity capital | $36,570,000 | 1,423 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $840,000 | 3,394 |
| Surplus | $1,990,000 | 5,514 |
| Undivided profits | $33,740,000 | 912 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $358,000 | 4,856 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $2,922,000 | 968 |
| Earning assets | $415,394,000 | 1,181 |
| Long-term assets (5+ years) | $104,114,000 | 928 |
| Average Assets, year-to-date | $439,476,000 | 1,165 |
| Average Assets, quarterly | $440,553,500 | 1,200 |
| Volatile liabilities | $61,341,000 | 1,547 |
| Insider loans | $8,179,000 | 598 |
| FHLB advances | $1,300,000 | 4,437 |
| Loans and leases held for sale | $19,095,000 | 303 |
| Unused loan commitments | $78,013,000 | 959 |
| Tier 1 (core) risk-based capital | $33,810,000 | 1,433 |
| Tier 2 risk-based capital | $13,936,000 | 370 |
| Total risk weighted assets | $314,360,000 | 1,139 |
| Total unused commitments | $78,013,000 | 960 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 174 | 932 |
| Assets and Liabilities | ||
| Total Assets: | $443,207,000 | 1,162 |
| Cash and due from depository institutions | $22,792,000 | 932 |
| Interest-bearing balances | $90,000 | 5,359 |
| Securities | $108,026,000 | 1,050 |
| Federal funds sold & reverse repurchase agreements | $3,975,000 | 3,264 |
| Net loans & leases | $295,082,000 | 1,127 |
| Loan loss allowance | $4,364,000 | 958 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $6,893,000 | 1,260 |
| Other real estate owned | $0 | 932 |
| Goodwill and other intangibles | $488,000 | 1,883 |
| All other assets | $5,951,000 | 1,904 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $443,207,000 | 1,162 |
| Total liabilities | $401,542,000 | 1,158 |
| Total deposits | $356,293,000 | 1,114 |
| Interest-bearing deposits | $298,413,000 | 1,153 |
| Deposits held in domestic offices | $356,293,000 | 1,110 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $32,557,000 | 557 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $6,896,000 | 2,637 |
| Subordinated debt | $3,750,000 | 177 |
| All other liabilities | $2,046,000 | 1,973 |
| Total equity capital | $41,665,000 | 1,172 |
| Total bank equity capital | $41,665,000 | 1,172 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $840,000 | 3,458 |
| Surplus | $1,990,000 | 5,517 |
| Undivided profits | $38,835,000 | 735 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $934,000 | 2,826 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $3,376,000 | 899 |
| Earning assets | $407,173,000 | 1,158 |
| Long-term assets (5+ years) | $85,572,000 | 1,100 |
| Average Assets, year-to-date | $425,257,000 | 1,139 |
| Average Assets, quarterly | $437,276,500 | 1,150 |
| Volatile liabilities | $72,454,000 | 1,299 |
| Insider loans | $5,223,000 | 927 |
| FHLB advances | $6,784,000 | 2,484 |
| Loans and leases held for sale | $5,276,000 | 566 |
| Unused loan commitments | $70,627,000 | 973 |
| Tier 1 (core) risk-based capital | $39,868,000 | 1,137 |
| Tier 2 risk-based capital | $7,716,000 | 562 |
| Total risk weighted assets | $316,894,000 | 1,085 |
| Total unused commitments | $70,627,000 | 976 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 174 | 906 |
| Assets and Liabilities | ||
| Total Assets: | $421,411,000 | 1,155 |
| Cash and due from depository institutions | $16,168,000 | 906 |
| Interest-bearing balances | $127,000 | 4,309 |
| Securities | $92,353,000 | 1,207 |
| Federal funds sold & reverse repurchase agreements | $22,475,000 | 547 |
| Net loans & leases | $277,876,000 | 1,153 |
| Loan loss allowance | $3,963,000 | 1,011 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $6,694,000 | 1,249 |
| Other real estate owned | $0 | 906 |
| Goodwill and other intangibles | $260,000 | 2,189 |
| All other assets | $5,585,000 | 1,643 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $421,411,000 | 1,155 |
| Total liabilities | $384,947,000 | 1,149 |
| Total deposits | $340,853,000 | 1,116 |
| Interest-bearing deposits | $287,143,000 | 1,151 |
| Deposits held in domestic offices | $340,853,000 | 1,109 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $29,675,000 | 593 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $4,839,000 | 2,983 |
| Subordinated debt | $7,500,000 | 153 |
| All other liabilities | $2,080,000 | 1,999 |
| Total equity capital | $36,464,000 | 1,258 |
| Total bank equity capital | $36,464,000 | 1,258 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $840,000 | 3,554 |
| Surplus | $1,990,000 | 5,542 |
| Undivided profits | $33,634,000 | 792 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $243,000 | 5,301 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $2,101,000 | 1,182 |
| Earning assets | $392,831,000 | 1,127 |
| Long-term assets (5+ years) | $89,407,000 | 1,012 |
| Average Assets, year-to-date | $410,090,600 | 1,126 |
| Average Assets, quarterly | $416,127,000 | 1,153 |
| Volatile liabilities | $56,023,000 | 1,580 |
| Insider loans | $5,667,000 | 827 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $81,804,000 | 815 |
| Tier 1 (core) risk-based capital | $36,130,000 | 1,199 |
| Tier 2 risk-based capital | $11,241,490 | 417 |
| Total risk weighted assets | $299,097,290 | 1,102 |
| Total unused commitments | $81,804,000 | 816 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 161 | 1,044 |
| Assets and Liabilities | ||
| Total Assets: | $402,138,000 | 1,186 |
| Cash and due from depository institutions | $17,004,000 | 1,044 |
| Interest-bearing balances | $64,000 | 5,246 |
| Securities | $104,813,000 | 1,092 |
| Federal funds sold & reverse repurchase agreements | $3,720,000 | 2,458 |
| Net loans & leases | $265,358,000 | 1,168 |
| Loan loss allowance | $3,846,000 | 1,014 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,267,000 | 1,337 |
| Other real estate owned | $0 | 1,044 |
| Goodwill and other intangibles | $255,000 | 2,264 |
| All other assets | $4,721,000 | 1,876 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $402,138,000 | 1,186 |
| Total liabilities | $370,421,000 | 1,162 |
| Total deposits | $335,884,000 | 1,103 |
| Interest-bearing deposits | $284,828,000 | 1,133 |
| Deposits held in domestic offices | $335,884,000 | 1,098 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,658,000 | 808 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,688,000 | 4,128 |
| Subordinated debt | $10,000,000 | 148 |
| All other liabilities | $2,191,000 | 1,757 |
| Total equity capital | $31,717,000 | 1,396 |
| Total bank equity capital | $31,717,000 | 1,396 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $840,000 | 3,645 |
| Surplus | $2,106,000 | 5,326 |
| Undivided profits | $28,771,000 | 878 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $56,000 | 7,566 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,644,000 | 1,296 |
| Earning assets | $373,955,000 | 1,169 |
| Long-term assets (5+ years) | $106,307,000 | 910 |
| Average Assets, year-to-date | $392,892,800 | 1,147 |
| Average Assets, quarterly | $397,689,500 | 1,186 |
| Volatile liabilities | $46,005,000 | 1,776 |
| Insider loans | $5,300,000 | 872 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $64,551,000 | 995 |
| Tier 1 (core) risk-based capital | $32,185,000 | 1,351 |
| Tier 2 risk-based capital | $13,376,940 | 375 |
| Total risk weighted assets | $269,685,940 | 1,169 |
| Total unused commitments | $64,551,000 | 996 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 157 | 1,077 |
| Assets and Liabilities | ||
| Total Assets: | $396,026,000 | 1,172 |
| Cash and due from depository institutions | $14,322,000 | 1,077 |
| Interest-bearing balances | $23,000 | 5,962 |
| Securities | $116,543,000 | 1,000 |
| Federal funds sold & reverse repurchase agreements | $9,380,000 | 1,834 |
| Net loans & leases | $244,511,000 | 1,160 |
| Loan loss allowance | $3,761,000 | 1,010 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $6,316,000 | 1,265 |
| Other real estate owned | $0 | 1,077 |
| Goodwill and other intangibles | $490,000 | 1,867 |
| All other assets | $4,464,000 | 1,709 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $396,026,000 | 1,172 |
| Total liabilities | $359,790,000 | 1,161 |
| Total deposits | $313,229,000 | 1,167 |
| Interest-bearing deposits | $262,475,000 | 1,209 |
| Deposits held in domestic offices | $313,229,000 | 1,162 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,907,000 | 590 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,158,000 | 2,806 |
| Subordinated debt | $10,000,000 | 150 |
| All other liabilities | $2,496,000 | 1,638 |
| Total equity capital | $36,236,000 | 1,233 |
| Total bank equity capital | $36,236,000 | 1,233 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $840,000 | 3,661 |
| Surplus | $2,159,000 | 5,166 |
| Undivided profits | $33,237,000 | 796 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $94,000 | 7,392 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,491,000 | 1,408 |
| Earning assets | $370,457,000 | 1,155 |
| Long-term assets (5+ years) | $109,680,000 | 825 |
| Average Assets, year-to-date | $372,983,000 | 1,176 |
| Average Assets, quarterly | $381,503,000 | 1,185 |
| Volatile liabilities | $52,002,000 | 1,337 |
| Insider loans | $5,625,000 | 733 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $57,076,000 | 1,032 |
| Tier 1 (core) risk-based capital | $34,892,000 | 1,211 |
| Tier 2 risk-based capital | $13,268,250 | 366 |
| Total risk weighted assets | $260,966,950 | 1,112 |
| Total unused commitments | $57,076,000 | 1,035 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 160 | 1,086 |
| Assets and Liabilities | ||
| Total Assets: | $367,146,000 | 1,272 |
| Cash and due from depository institutions | $17,159,000 | 1,086 |
| Interest-bearing balances | $20,000 | 5,864 |
| Securities | $91,762,000 | 1,255 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 2,692 |
| Net loans & leases | $242,323,000 | 1,208 |
| Loan loss allowance | $3,630,000 | 1,062 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $6,434,000 | 1,206 |
| Other real estate owned | $0 | 1,086 |
| Goodwill and other intangibles | $726,000 | 1,526 |
| All other assets | $3,742,000 | 1,940 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $367,146,000 | 1,272 |
| Total liabilities | $332,752,000 | 1,259 |
| Total deposits | $288,568,000 | 1,288 |
| Interest-bearing deposits | $240,310,000 | 1,347 |
| Deposits held in domestic offices | $288,568,000 | 1,282 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,853,000 | 608 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $824,000 | 3,694 |
| Subordinated debt | $10,000,000 | 153 |
| All other liabilities | $2,507,000 | 1,681 |
| Total equity capital | $34,394,000 | 1,308 |
| Total bank equity capital | $34,394,000 | 1,308 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $840,000 | 3,772 |
| Surplus | $2,200,000 | 5,101 |
| Undivided profits | $31,354,000 | 827 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $318,000 | 5,203 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,613,000 | 1,344 |
| Earning assets | $339,105,000 | 1,268 |
| Long-term assets (5+ years) | $101,667,000 | 763 |
| Average Assets, year-to-date | $351,176,800 | 1,255 |
| Average Assets, quarterly | $358,380,500 | 1,278 |
| Volatile liabilities | $48,809,000 | 1,435 |
| Insider loans | $5,483,000 | 756 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $51,729,000 | 1,068 |
| Tier 1 (core) risk-based capital | $33,234,000 | 1,268 |
| Tier 2 risk-based capital | $13,039,150 | 360 |
| Total risk weighted assets | $242,541,450 | 1,180 |
| Total unused commitments | $51,729,000 | 1,073 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 160 | 1,154 |
| Assets and Liabilities | ||
| Total Assets: | $351,411,000 | 1,344 |
| Cash and due from depository institutions | $14,975,000 | 1,154 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $93,534,000 | 1,269 |
| Federal funds sold & reverse repurchase agreements | $7,620,000 | 1,696 |
| Net loans & leases | $223,838,000 | 1,332 |
| Loan loss allowance | $3,657,000 | 1,135 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $6,215,000 | 1,252 |
| Other real estate owned | $0 | 1,154 |
| Goodwill and other intangibles | $962,000 | 1,304 |
| All other assets | $4,267,000 | 1,810 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $351,411,000 | 1,344 |
| Total liabilities | $320,875,000 | 1,342 |
| Total deposits | $281,689,000 | 1,363 |
| Interest-bearing deposits | $238,273,000 | 1,411 |
| Deposits held in domestic offices | $281,689,000 | 1,358 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,142,000 | 706 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $10,000,000 | 165 |
| All other liabilities | $3,044,000 | 1,455 |
| Total equity capital | $30,536,000 | 1,473 |
| Total bank equity capital | $30,536,000 | 1,473 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $840,000 | 4,014 |
| Surplus | $2,200,000 | 5,171 |
| Undivided profits | $27,496,000 | 940 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,106,000 | 2,501 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,458,000 | 1,496 |
| Earning assets | $324,992,000 | 1,335 |
| Long-term assets (5+ years) | $73,183,000 | 939 |
| Average Assets, year-to-date | $334,855,600 | 1,358 |
| Average Assets, quarterly | $342,574,000 | 1,365 |
| Volatile liabilities | $42,050,000 | 1,580 |
| Insider loans | $1,086,000 | 3,424 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $49,639,000 | 1,065 |
| Tier 1 (core) risk-based capital | $29,353,000 | 1,458 |
| Tier 2 risk-based capital | $12,817,800 | 389 |
| Total risk weighted assets | $224,584,900 | 1,296 |
| Total unused commitments | $49,639,000 | 1,071 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 161 | 1,182 |
| Assets and Liabilities | ||
| Total Assets: | $330,096,000 | 1,431 |
| Cash and due from depository institutions | $16,015,000 | 1,182 |
| Interest-bearing balances | $1,000 | 6,796 |
| Securities | $86,727,000 | 1,441 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 7,267 |
| Net loans & leases | $215,462,000 | 1,369 |
| Loan loss allowance | $3,705,000 | 1,158 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $5,839,000 | 1,312 |
| Other real estate owned | $0 | 1,182 |
| Goodwill and other intangibles | $1,197,000 | 1,098 |
| All other assets | $3,856,000 | 2,021 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $330,096,000 | 1,431 |
| Total liabilities | $293,017,000 | 1,474 |
| Total deposits | $274,805,000 | 1,432 |
| Interest-bearing deposits | $232,511,000 | 1,476 |
| Deposits held in domestic offices | $274,805,000 | 1,419 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,662,000 | 891 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,550,000 | 1,739 |
| Total equity capital | $37,079,000 | 1,237 |
| Total bank equity capital | $37,079,000 | 1,237 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $840,000 | 4,211 |
| Surplus | $2,200,000 | 5,203 |
| Undivided profits | $34,039,000 | 769 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $218,000 | 6,463 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,636,000 | 1,359 |
| Earning assets | $303,190,000 | 1,439 |
| Long-term assets (5+ years) | $76,693,000 | 848 |
| Average Assets, year-to-date | $315,708,400 | 1,440 |
| Average Assets, quarterly | $322,118,000 | 1,457 |
| Volatile liabilities | $33,493,000 | 1,727 |
| Insider loans | $965,000 | 3,818 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $52,908,000 | 989 |
| Tier 1 (core) risk-based capital | $35,051,000 | 1,246 |
| Tier 2 risk-based capital | $2,690,380 | 1,230 |
| Total risk weighted assets | $214,215,980 | 1,347 |
| Total unused commitments | $52,908,000 | 994 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 156 | 1,272 |
| Assets and Liabilities | ||
| Total Assets: | $314,861,000 | 1,464 |
| Cash and due from depository institutions | $17,082,000 | 1,272 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $90,791,000 | 1,424 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $195,253,000 | 1,451 |
| Loan loss allowance | $3,448,000 | 1,224 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $6,021,000 | 1,218 |
| Other real estate owned | $0 | 1,272 |
| Goodwill and other intangibles | $1,447,000 | 919 |
| All other assets | $4,267,000 | 1,935 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $314,861,000 | 1,464 |
| Total liabilities | $282,079,000 | 1,500 |
| Total deposits | $266,543,000 | 1,430 |
| Interest-bearing deposits | $219,557,000 | 1,507 |
| Deposits held in domestic offices | $266,543,000 | 1,420 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,860,000 | 1,079 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,676,000 | 2,059 |
| Total equity capital | $32,782,000 | 1,265 |
| Total bank equity capital | $32,782,000 | 1,265 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $840,000 | 4,393 |
| Surplus | $2,200,000 | 5,185 |
| Undivided profits | $29,742,000 | 780 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $176,000 | 7,105 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,419,000 | 1,365 |
| Earning assets | $286,044,000 | 1,476 |
| Long-term assets (5+ years) | $71,166,000 | 890 |
| Average Assets, year-to-date | $302,578,600 | 1,488 |
| Average Assets, quarterly | $308,622,500 | 1,478 |
| Volatile liabilities | $26,268,000 | 2,026 |
| Insider loans | $2,634,000 | 1,607 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $49,723,000 | 989 |
| Tier 1 (core) risk-based capital | $31,678,000 | 1,298 |
| Tier 2 risk-based capital | $2,495,630 | 1,299 |
| Total risk weighted assets | $198,697,830 | 1,402 |
| Total unused commitments | $49,723,000 | 997 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 157 | 1,335 |
| Assets and Liabilities | ||
| Total Assets: | $299,511,000 | 1,572 |
| Cash and due from depository institutions | $12,881,000 | 1,335 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $91,263,000 | 1,499 |
| Federal funds sold & reverse repurchase agreements | $4,200,000 | 3,277 |
| Net loans & leases | $180,061,000 | 1,541 |
| Loan loss allowance | $3,040,000 | 1,457 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $5,279,000 | 1,388 |
| Other real estate owned | $200,000 | 1,335 |
| Goodwill and other intangibles | $1,737,000 | 764 |
| All other assets | $3,890,000 | 1,941 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $299,511,000 | 1,572 |
| Total liabilities | $269,259,000 | 1,594 |
| Total deposits | $258,810,000 | 1,536 |
| Interest-bearing deposits | $221,910,000 | 1,545 |
| Deposits held in domestic offices | $258,810,000 | 1,524 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,879,000 | 1,130 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,570,000 | 2,220 |
| Total equity capital | $30,252,000 | 1,356 |
| Total bank equity capital | $30,252,000 | 1,356 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $840,000 | 4,569 |
| Surplus | $2,200,000 | 5,168 |
| Undivided profits | $27,212,000 | 851 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $92,000 | 9,397 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,153,000 | 1,503 |
| Earning assets | $275,524,000 | 1,570 |
| Long-term assets (5+ years) | $63,176,000 | 1,010 |
| Average Assets, year-to-date | $290,349,200 | 1,569 |
| Average Assets, quarterly | $296,012,500 | 1,574 |
| Volatile liabilities | $18,302,000 | 2,567 |
| Insider loans | $3,131,000 | 1,328 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $46,344,000 | 1,033 |
| Tier 1 (core) risk-based capital | $28,515,000 | 1,399 |
| Tier 2 risk-based capital | $2,343,480 | 1,362 |
| Total risk weighted assets | $186,781,780 | 1,476 |
| Total unused commitments | $46,344,000 | 1,058 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 160 | 1,348 |
| Assets and Liabilities | ||
| Total Assets: | $291,087,000 | 1,659 |
| Cash and due from depository institutions | $17,189,000 | 1,348 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $82,319,000 | 1,629 |
| Federal funds sold & reverse repurchase agreements | $6,125,000 | 2,705 |
| Net loans & leases | $174,125,000 | 1,609 |
| Loan loss allowance | $2,629,000 | 1,694 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $5,371,000 | 1,353 |
| Other real estate owned | $0 | 1,348 |
| Goodwill and other intangibles | $2,059,000 | 707 |
| All other assets | $3,899,000 | 2,015 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $291,087,000 | 1,659 |
| Total liabilities | $263,460,000 | 1,689 |
| Total deposits | $254,812,000 | 1,641 |
| Interest-bearing deposits | $215,642,000 | 1,686 |
| Deposits held in domestic offices | $254,812,000 | 1,629 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,017,000 | 1,257 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $2,631,000 | 1,520 |
| Total equity capital | $27,627,000 | 1,404 |
| Total bank equity capital | $27,627,000 | 1,404 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $840,000 | 4,791 |
| Surplus | $2,200,000 | 5,070 |
| Undivided profits | $24,587,000 | 877 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $995,000 | 3,699 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,110,000 | 1,746 |
| Earning assets | $262,569,000 | 1,680 |
| Long-term assets (5+ years) | $57,222,000 | 1,039 |
| Average Assets, year-to-date | $279,910,200 | 1,674 |
| Average Assets, quarterly | $284,452,500 | 1,676 |
| Volatile liabilities | $15,099,000 | 2,948 |
| Insider loans | $80,000 | 6,262 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $41,133,000 | 1,085 |
| Tier 1 (core) risk-based capital | $25,568,000 | 1,476 |
| Tier 2 risk-based capital | $2,267,140 | 1,431 |
| Total risk weighted assets | $181,009,340 | 1,576 |
| Total unused commitments | $41,133,000 | 1,104 |
| Derivatives | $0 | 651 |